Insurance is usually the last thing you want to think about while planning your dream vacation—but its importance cannot be understated. Travel insurance covers unexpected expenses, which can include trip cancellation, lost or delayed luggage and medical emergencies.
With Your AAA, you can learn about travel insurance and decide which type of travel insurance will work the best for you. Find out which travel insurance beliefs are really myths. Discover which factors will affect your travel insurance rates, like age, health, destination, your length of stay and your planned activities.
You can also find out if a travel advisory will affect your travel insurance. You may be reimbursed for nonrefundable travel costs if a travel advisory event happens within 30 days of your vacation.
Looking to avoid travel mishaps? Check out our piece on travel safety tips, which can help you be prepared for unforeseen troubles. Travel insurance can even help protect you against the unexpected nature of traveling.
There are different types of travel insurance, though. Travel health insurance can help you out if you get injured or sick while you’re abroad. Your insurer may pay “customary and reasonable” hospital costs abroad, but it’s also possible other benefits don’t apply outside the country. Trip cancellation insurance can help if you need to cancel a trip unexpectedly because of situations like sickness, bereavement, adverse weather conditions, employment conflicts and more.
Comprehensive travel insurance can be especially helpful when it covers baggage loss.
Airlines can and do cover luggage that’s delayed, lost or damaged, but they aren’t responsible for luggage troubles that may occur during your trip. Coverage throughout your journey is one of the key benefits in having a travel insurance package with baggage benefits.
What time of year should you buy travel insurance for? It varies depending on where and how you’re traveling. Check out our article on travel insurance throughout the year to decide for yourself.