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Q&A: How can I build credit card reward points quickly?

credit card rewards

There are many differences among credit card reward programs.

(Photo: TongRo Images Inc. / iStock / Thinkstock)

Getting the most from your card’s rewards program starts with understanding how you build points.

Some cards may have greater benefits when used for everyday transactions like gas or groceries, while others may offer the most for travel spending. Be sure to choose a card that is best aligned with your lifestyle and compare offers.

Some cards cap the amount of rewards points you can earn. Look for a card that lets you earn unlimited points.

Some consumers maximize rewards by using their cards for most of their purchases, then paying off their balances in full every month. This limits credit card debt while building rewards.

— Patrick Sullivan, director of AAA Northeast’s credit card program

How do you get the most from your credit card rewards? Let us know in the comments.

Find out how the AAA Member Rewards Visa credit card pays you back for purchases.

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