100 Greatest Songs About Cars and Driving

For many drivers, listening to music can make getting from point A to point B a lot more enjoyable.

Besides helping you fight anxiety, boredom or stress, music can be your best companion during high-traffic situations or long excursions.

Today, the evolution of infotainment systems in modern cars has made it easier than ever to listen to a near-infinite number of songs. But if you need a playlist for a fun day trip, lengthy road trip or simply want to make your commute easier, check out our picks for the best songs about cars and driving.

Songs from the 1950s

From Cadillacs and Lincolns to a little Nash Rambler, the 1950s was a great decade for songs about cars and driving.

1. “Hot Rod Race” by Arkie Shibley and His Mountain Dew Boys
Album: Hot Rod Race
Year: 1950

Multiple versions of this song were produced during the ’50s, by the same group and others.

2. “See The U.S.A. In Your Chevrolet” by Dinah Shore
Album: See The U.S.A. In Your Chevrolet
Year: 1950

3. “Riding in my car (Car Song)” by Woody Guthrie
Album: Songs to Grow on, Volume One: Nursery Days
Year: 1951

4. “Rocket 88” by Jackie Brenston & His Delta Cats/ Ike Turner and the Kings of Rhythm
Album: Come Back Where You Belong – B-Side
Year: 1951

5. “Hot Rod Lincoln” by Charlie Ryan
Album: Hot Rod Lincoln
Year: 1955

Many artists would cover this song, but the most popular version is arguably “Hot Rod Lincoln” by Commander Cody and His Lost Planet Airmen.

6. “Maybellene” by Chuck Berry
Album: Chuck Berry is on Top
Year: 1955

Chuck Berry also released “No Particular Place to Go” on his 1964 album, St. Louis To Liverpool.

7. “(Get Your Kicks On) Route 66,” by Nat King Cole
Album: After Midnight: The Complete Session
Year: 1956

8. “Beep Beep (The Little Nash Rambler)” by The Playmates
Album: Your Love – B-Side
Year: 1958

9. “Brand New Cadillac” by Vince Taylor & His Playboys
Album: Pledgin’ My Love
Year: 1959

10. “Somethin’ Else” by Eddie Cochran
Album: Somethin’ Else/Boll Weevil Song
Year: 1959

Songs from the 1960s

The 1960s produced a plethora of songs about cars and driving, from artists like The Beach Boys, The Beatles and Bob Dylan.

11. “Road Runner” by Bo Diddley
Album: Bo Diddley in the Spotlight
Year: 1960

12. “409” by The Beach Boys
Album: Surfin’ Safari
Year: 1962

The Beach Boys clearly loved cruising, because the group also released “I Get Around,” “Fun, Fun, Fun” and “Little Deuce Coupe” in the 60s.

13. “Drag City” by Jan and Dean
Album: Drag City
Year: 1963

This album also featured “Dead Man’s Curve” and “I Gotta Drive.”

14. “Hey Little Cobra” by The Rip Chords
Album: Hey Little Cobra
Year: 1964

15. “G.T.O.” by Ronny & The Daytonas
Album: G.T.O.
Year: 1964

16. “Drive My Car” by The Beatles
Album: Rubber Soul
Year: 1965

17. “Highway 61 Revisited” by Bob Dylan
Album: Highway 61 Revisited
Year: 1965

18. “Mustang Sally” by Wilson Pickett
Album: The Wicked Pickett
Year: 1966

This song was originally written and released by Sir Mack Rice and would see several covers, but we like Pickett’s.

19. “Expressway to Your Heart” by The Soul Survivors
Album: When the Whistle Blows Anything Goes
Year: 1967

20. “Moonlight Drive” by The Doors
Album: Strange Days
Year: 1967

21. “Born to be Wild” by Steppenwolf
Album: Steppenwolf
Year: 1968

22. “Drivin’” by The Kinks
Album: Arthur (Or the Decline and Fall of the British Empire)
Year: 1969

The Kinks also released “Somebody Stole My Car” on their 1993 album called Phobia.

23. “Driving Song” by Jethro Tull
Album: Stand Up
Year: 1969

Songs from the 1970s

During the 1970s, driving songs would emerge from a variety of artists and genres, from rock bands like AC/DC and Queen to singer-songwriters John Denver and Jerry Reed.

24. “Truckin’” by The Grateful Dead
Album: American Beauty
Year: 1970

25. “Going Mobile” by The Who
Album: Who’s Next
Year: 1971

26. “Henry” by New Riders of the Purple Sage
Album: New Riders of the Purple Sage
Year: 1971

27. “Jeepster” by T. Rex
Album: Electric Warrior
Year: 1971

28. “Mercedes Benz” by Janis Joplin
Album: Pearl
Year: 1971

This song would be Joplin’s last recording before her untimely passing.

29. “Take Me Home, Country Roads” by John Denver
Album: Poems, Prayers and Promises
Year: 1971

30. “Drivin’ Around” by Raspberries
Album: Fresh
Year: 1972

31. “Highway Star” by Deep Purple
Album: Machine Head
Year: 1972

32. “Rockin’ Down the Highway” by The Doobie Brothers
Album: Toulouse Street
Year: 1972

33. “Chevy Van” by Sammy Johns
Album: Sammy Johns
Year: 1973

Sammy Kershaw would release a cover of “Chevy Van” in 1996.

34. “Keep on Truckin’” by Eddie Kendricks
Album: Eddie Kendricks
Year: 1973

35. “Lord, Mr. Ford” by Jerry Reed
Album: Lord, Mr. Ford
Year: 1973

36. “Ol’ 55” by Tom Waits
Album: Closing Time
Year: 1973

37. “Radar Love” by Golden Earring
Album: Moontan
Year: 1973

38. “Born to Run” by Bruce Springsteen
Album: Born to Run
Year: 1975

Springsteen would also sing “Pink Cadillac,” “Racing in the Street” and “Ramrod.”

39. “Convoy” by C.W. McCall
Album: Black Bear Road
Year: 1975

This song was also covered by Paul Brandt.

40. “Freeway Jam” by Jeff Beck
Album: Blow By Blow
Year: 1975

“Freeway Jam” makes an interesting driving song because it’s completely instrumental.

41. “I’m in Love With My Car” by Queen
Album: A Night at the Opera
Year: 1975

42. “Low Rider” by War
Album: Why Can’t We Be Friends?
Year: 1975

Some may recognize this song as the theme of television sitcom “George Lopez.”

43. “Slow Ride” by Foghat
Album: Fool for the City
Year: 1975

44. “Long May You Run” by Neil Young
Album: Long May You Run
Year: 1976

45. “Mercury Blues” by Steve Miller Band
Album: Fly Like an Eagle
Year: 1976

This song was originally called “Mercury Boogie” when it was first recorded in 1948.

46. “Roadrunner” by The Modern Lovers
Album: The Modern Lovers
Year: 1976

47. “The Passenger” by Iggy Pop
Album: Lust for Life
Year: 1977

48. “Driver’s Seat” by Sniff ‘n the Tears
Album: Fickle Heart
Year: 1978

49. “Greased Lightnin’” by John Travolta
Album: Grease: The Original Soundtrack
Year: 1978

50. “Cars” by Gary Numan
Album: The Pleasure Principle
Year: 1979

51. “Cruisin’” by Smokey Robinson
Album: Where There’s Smoke…
Year: 1979

52. “Highway to Hell” by AC/DC
Album: Highway to Hell
Year: 1979

53. “Trans Am (Highway Wonderland)” by Sammy Hagar
Album: Street Machine
Year: 1979

Sammy Hagar would also have “I Can’t Drive 55” on his 1984 album, Voa.

songs about cars

Songs from the 1980s

The 1980s saw a rise in the number of female artists singing about cars and driving.

54. “Driving My Life Away” by Eddie Rabbitt
Album: Horizon
Year: 1980

55. “On the Road Again” by Willie Nelson
Album: Honeysuckle Road
Year: 1980

56. “Sausalito Summernight” by Diesel
Album: Watts in a Tank
Year: 1980

57. “Red Barchetta” by Rush
Album: Moving Pictures
Year: 1981

58. “Skidmarks On My Heart” by The Go-Go’s
Album: Beauty And The Beast
Year: 1981

The Go-Go’s also recoded “Stuck in My Car” from their 2005 album God Bless the Go-Go’s.

59. “Little Red Corvette” by Prince
Album: 1999
Year: 1982

60. “Holiday Road” by Lindsey Buckingham
Album: National Lampoon’s Vacation Original Motion Picture Soundtrack
Year: 1983

61. “Keep Driving” by Meat Loaf
Album: Midnight at the Lost and Found
Year: 1983

There’s also Meat Loaf’s “Bat Out of Hell” and “Objects in the Rear View Mirror May Appear Closer Than They Are.”

62. “Drive” by The Cars
Album: Heartbeat City
Year: 1984

63. “Freeway of Love” by Aretha Franklin
Album: Who’s Zoomin’ Who?
Year: 1985

64. “The One I Loved Back Then (The Corvette Song)” by George Jones
Album: Who’s Gonna Fill Their Shoes
Year: 1985

65. “Road to Nowhere” by Talking Heads
Album: Little Creatures
Year: 1985

66. “Danger Zone” by Kenny Loggins
Album: Top Gun
Year: 1986

67. Sweet Little ’66 by Steve Earle & The Dukes
Album: Exit 0
Year: 1987

68. “Where the Streets Have No Name” by U2
Album: The Joshua Tree
Year: 1987

69. “Fast Car” by Tracy Chapman
Album: Tracy Chapman
Year: 1988

70. “Get Outta My Dreams, Get into My Car” by Billy Ocean
Album: Tear Down These Walls
Year: 1988

71. “I Drove All Night” by Cyndi Lauper
Album: A Night to Remember
Year: 1989

72. “Runnin’ Down a Dream” by Tom Petty and The Heartbreakers
Album: Full Moon Fever
Year: 1989

73. “You Can Sleep While I Drive” by Melissa Etheridge
Album: Brave and Crazy
Year: 1989

Songs from the 1990s

Driving songs from the 1990s seemed to feature the act of driving/traveling more than actual automobiles.

74. “Black Sunshine” by White Zombie ft. Iggy Pop
Album: La Sexorcisto: Devil Music Vol. 1
Year: 1992

75. “Contact” by Phish
Album: Junta
Year: 1992

76. “Life is a Highway” by Tom Cochrane
Album: Mad Mad World
Year: 1992

For a more modern version, see Rascal Flatts’ 2006 cover.

77. “The Car” by Jeff Carson
Album: Jeff Carson
Year: 1995

78. “Everyday is a Winding Road” by Sheryl Crow
Album: Sheryl Crow
Year: 1996

79. “I’d Rather Ride Around with You” by Reba McEntire
Album: What If It’s You
Year: 1996

80. “I’ve Been Everywhere” by Johnny Cash
Album: American II: Unchained
Year: 1996

Though it’s not the first version of this song, Cash’s is our favorite.

81. “Stickshifts and Safetybelts” by Cake
Album: Fashion Nugget
Year: 1996

This album also features “The Distance” and “Race Car Ya-Yas.”

82. “455 Rocket” by Kathy Mattea
Album: Love Travels
Year: 1997

83. “Hot Rod Heart” by John Fogerty
Album: Blue Moon Swamp
Year: 1997

84. “Open Road Song” by Eve 6
Album: Eve 6
Year: 1998

Songs from the 2000/2010s

The start of a new century, the 2000s and 20010s would see many songs about cars and driving coming from the country genre.

85. “Drive (for Daddy Gene)” by Alan Jackson
Album: Drive
Year: 2002

Jackson also has a song called “The Talkin’ Song Repair Blues.”

86. “In My Car (I’ll Be the Driver)” by Shania Twain
Album: Up!
Year: 2002

Twain also sings “You Win My Love,” which mentions a ’55 Chevy, fancy little pick-up truck and cool Cadillac.

87. “The Golden Age” by Beck
Album: Sea Change
Year: 2002

88. “Leave the Driving” by Neil Young & Crazy Horse
Album: Greendale
Year: 2003

Neil Young and Crazy Horse also did “Sedan Delivery.”

89. “Daddy’s Cup” by Drive-By Truckers
Album: The Dirty South
Year: 2004

90. “All I Wanted Was A Car” by Brad Paisley
Album: 5th Gear
Year: 2007

91. “Camaro” by Kings of Leon
Album: Because Of The Times
Year: 2007

92. “Keep the Car Running” by Arcade Fire
Album: Neon Bible
Year: 2007

93. “Highway 20 Ride” by Zac Brown Band
Album: The Foundation
Year: 2008

94. “Shut Up and Drive” by Rihanna
Album: Good Girl Gone Bad: Reloaded
Year: 2008

95. “Red Camaro” by Rascal Flatts
Album: Nothing Like This
Year: 2010

96. “Crown Victoria” by The Presidents of the United States of America
Album: Kudos to You!
Year: 2014

The group also has a song called “Mach 5.”

97. “My Ol’ Bronco” by Luke Bryan
Album: Spring Break…Checkin’ Out
Year: 2015

98. “Getaway Car” by Taylor Swift
Album: reputation
Year: 2017

99. “That Old Truck” by Thomas Rhett
Album: Center Point Road
Year: 2019

100. “Drivers License” by Olivia Rodrigo 
Year: 2021

This debut single quickly hit No. 1 on the Billboard Hot 100 singles chart. It has since gone on to break records across streaming services.

Stay Safe

Don’t let music become a distraction. Prepare your playlist ahead of time and make sure the volume doesn’t get too high in the car so you can stay focused on driving and keep your eyes on the road.

Listen to these songs anywhere with our Spotify playlist. 

Did we forget to add any of your favorite songs about cars and driving? Tell us in the comments!

This article has been edited and expanded to include suggestions from our members. 

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What Keeps Mosquitoes Away?

Figuring out what keeps mosquitoes away is in age-old summer conundrum.

No one likes bug bites and getting bitten by mosquitoes is one of the few downsides of summer fun. Not to mention, some mosquitoes can carry disease.

Here’s are the plants, products and DIY tricks that can protect you from itchy, annoying mosquito bites.

Control the Environment

If you find yourself hanging out in your backyard or on your porch during the summer, you have a home team advantage over the mosquitoes. Here’s how to keep mosquitoes away from your yard.

One of the best ways to keep away mosquitoes is to remove any standing water from your property. Your pool is probably fine if it’s chlorinated, but other sources of standing water could be increasing the mosquito population.

Mosquitoes lay their eggs in standing water, so if you want to keep away mosquitoes, you have to remove and limit their water sources. Common places with standing water include pails, buckets, wheelbarrows, kiddie pools, birdbaths, water toys and ponds. Removing the standing water from your yard is one of the most reliable natural ways to keep mosquitoes away.

Products That Keep Away Mosquitoes

Another way you can control your environment is by buying items that keep mosquitoes away. One of the oldest ways that people have protected themselves from mosquitoes is by using nets and screens. Consider adding nets or screens to your outdoor seating area. If you’re in the market for a new gazebo, try looking for one that comes with mosquito netting already.

A surprising way to combat mosquitoes is to change the lighting in your yard. Yellow-toned bug light bulbs will actually discourage bugs of all kinds from flocking to your yard at night. Porch fans are also an effective way to keep the bugs away without any smells or chemicals.

what keeps mosquitoes away

What Plants Keep Mosquitoes Away?

Put your green thumb to work in the fight against bug bites! There are a range of different plants and flowers that double as natural ways to keep mosquitoes away. Here are just some of the top plants that can help keep your garden mosquito-free.

You’re probably already familiar with citronella candles, but did you know about citronella plants? These plants have a lemony scent that naturally repels mosquitoes. They even occasionally blossom with small, pink-purple flowers. Citronella grass, also known as lemongrass, is also effective in keeping mosquitoes away from your yard.

Marigolds are also known for repelling mosquitoes and other garden pests with their pungent aroma. Fortunately, however, they are still loved by butterflies and bees.

The strong scent of lavender is calming to most humans, but despised by mosquitoes. Lavender plants are a great way to keep away mosquitoes. Mint is another go-to plant for gardeners that want to ward off mosquitoes and other pests.

Surprisingly, catnip is also a plant that can repel mosquitoes, though it has the opposite effect with cats. If you don’t want your backyard to be the neighborhood’s next cat club, you should probably pick another plant.

Staying Mosquito-Free on the Go

You probably won’t be spending every summer night in your backyard. So how can you protect yourself from mosquitoes when you’re out and about? Whether it’s a long camping trip or just a night of outdoor dining, mosquitoes are definitely something you’ll want to avoid.

A good way to keep mosquitos from biting is to dress in long sleeves and pants. That barrier will protect you from most mosquito bites, but it can get uncomfortable this time of year. So what else can you do? Get some good repellent.

Bug repellent is a great way to protect yourself from mosquitoes wherever you go. Sawyer Products Insect Repellent contains 20% picaridin, a safer alternative to DEET. It will also spray on evenly without a greasy residue. OFF! Clean Feel Insect Repellent is also a good choice with 20% picaridin.

However, buying bug repellent off the shelf isn’t the only option. There are some home remedies to keep mosquitoes away. Most home mosquito repellents are made using essential oils, so take care and consult your doctor before using them.

There are also some home remedies that don’t use essential oils. Mosquitoes tend to avoid lemon scents, so mixing lemon juice with water in a spray bottle can be an effective repellent. A diluted mixture of one part hydrogen peroxide and two parts water in a spray bottle can be sprayed on outdoor features and furniture to repel bugs.

Whether you got it off the shelf or made it yourself, be careful with any repellents you use. Remember to protect your eyes and any open cuts on your skin. And don’t overdo it – sometimes a little goes a long way.

Already bitten? Learn how to stop bug bites from itching.

Do mosquitoes eat you up or leave you alone? Do you have any go-to tips or tricks for protecting yourself and your property from mosquitoes? What keeps mosquitoes away? Let us know in the comments below.

This article has been updated and republished from a previous version.

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How to Pre-Qualify for an Auto Loan

Unless you’re lucky enough to have plenty of cash on hand, buying a car usually means applying for an auto loan. This is something you can do at the dealership, but you’ll do better if you pre-qualify for an auto loan before starting the car-buying process. Here’s how it works and why it’s worth taking the time to do.

Listen to Our Podcast

For more car-buying tips, listen to episode 1 of our podcast, Merging Into Life: Buying Your First Car.

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What Does It Mean To Pre-qualify for an Auto Loan?  

Getting an auto loan starts by proving to a lender that you’re a good candidate. When you pre-qualify for an auto loan, the lender looks at basic information on your financial profile and uses that to determine whether to grant you a loan.

Learn about AAA auto loan rates and services.

Why Pre-Qualify for an Auto Loan Before You Shop?

When you pre-qualify for an auto loan it gives you the assurance that you’ll be able to get the loan you need when you find the perfect car. This makes budgeting easier and avoids disappointment.

Pre-qualifying also lets the dealership know you’re serious about buying a car. They want to work with people who are planning on going home with a new car, not with people who can’t get a loan or who have no real intention of buying. Walking in with a pre-qualified auto loan gives you credibility with the dealership, so you can be assured of their attention.

Lastly, you’ll often get a better deal when you pre-qualify for an auto loan on your own rather than working through the dealership. Spending the time to research the terms at various lenders gives you the best chance for getting a lower interest rate, which will save you money over the life of the loan.

prequalify for an auto loan

How Do I Pre-qualify for an Auto Loan?

Getting an auto loan is all about proving that you are a worthy credit risk. A lender won’t give you tens of thousands of dollars for a car if they don’t think you’ll pay back the money. Auto loan pre-approval lets lenders look at your credit history and determine the terms under which they’ll grant a loan. You can make the process easier by making sure your financial information is accurate.

You’ll also want to do some homework on potential cars in order to determine how much money you need to borrow. There are a host of resources that can help in this process. AAA’s Auto Buying Program, for example, lets you compare vehicles, see what others have paid and get special members pricing on actual dealer inventory.

You can apply online, over the phone or in person for AAA auto loans.

Check Your Credit Report

You should check your credit report annually, but this is especially important when it comes time to pre-qualify for an auto loan. Your credit report will show any loans you have, from a mortgage to a credit card, and includes information on current balances and your payment histories. It also shows loans you have paid in full. If anything is incorrect, you should get the information corrected before you attempt to pre-qualify. You don’t want incorrect negative information hurting your chances.

If someone is co-signing your auto loan, then be sure they check their credit information as well. You both need accurate credit reports to ensure you get the best terms possible.

Try our auto loan payment calculator to get an estimate of what your monthly payments will be. 

Auto loan prequalification puts you one step closer to driving home in the perfect car. Find out more about AAA auto loan services.

This article has been updated and republished from a previous version.

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Retirement Withdrawal Strategies to Think About

This article is for informational purposes only and is not financial advice.

Entering retirement brings unique financial concerns, primarily ensuring that income lasts a lifetime. To address the risk of outliving savings, you may consider reducing your needs through downsizing or debt payoff before retiring.

It could also help to start planning for withdrawal strategies in retirement. It’s a nuanced process, demanding careful consideration of various factors. Making informed decisions at this stage safeguards against premature savings depletion, ensuring a comfortable retirement.

Thoughtful planning today lays the groundwork for a comfortable and fulfilling retirement tomorrow. You can establish a plan that aligns with your financial objectives by exploring effective retirement withdrawal strategies to maximize income, minimize taxes and create a sustainable retirement.

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Pro tips on planning for the road ahead. Listen to Episode 18 of our podcast, Merging Into Life: Retirement 101.

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Retirement Withdrawal Strategies

Understand Your Retirement Portfolio and Prioritize Tax-Efficiency

Understanding your retirement portfolio should be the first step before diving into tax-efficient retirement withdrawal strategies.

Assess your mix of accounts – 401(k)s, IRAs, Roth IRAs, etc. – and consider their distinct tax implications. Taxable accounts, like brokerage, involve paying taxes on realized gains. Tax-deferred accounts, such as 401(k)s, grow tax-free until withdrawal in retirement, with required minimum distributions (RMDs) starting at 73. Like Roth IRAs, tax-free accounts offer tax-free growth, and you’re not obligated to withdraw.

The conventional advice from tax professionals involves initiating withdrawals from taxable accounts, progressing to tax-deferred accounts, and ultimately tapping into Roth accounts, where withdrawals remain tax-free.

Calculate Your RMDs

“You cannot keep retirement funds in your account indefinitely,” according to the IRS website. RMDs are the minimum amounts you must withdraw annually from tax-deferred retirement accounts once you hit the starting age of 72 or 73, depending on your birth year. This rule applies to these types of plans:

  • Traditional IRAs
  • SEP IRAs
  • SIMPLE IRAs
  • 401(k) plans
  • 403(b) plans
  • 457(b) plans
  • Profit sharing plans
  • Other defined contribution plans
  • Roth IRA beneficiaries

Calculating RMDs involves dividing your account balance by the IRS estimate of your life expectancy. You can take multiple withdrawals throughout the year as long as the minimum is met annually. Still, excess withdrawals don’t count toward future RMDs.

Failure to withdraw incurs a hefty 50% penalty on the amount due. Your first RMD is generally required by April 1, the year after you reach the starting age, with subsequent RMDs due by Dec. 31 each year.

Implement a Retirement Withdrawal Plan

Establishing a withdrawal plan can be instrumental in efficiently managing your retirement income. Creating one in an organized manner involves setting a fixed percentage or dollar amount to withdraw regularly, considering factors like:

  • Life expectancy
  • Amount saved
  • RMDs
  • Expected market returns
  • Inflation

Deciding on the initial withdrawal and the rate over time is crucial to avoid outliving savings. There are several different strategies to consider, including the following:

  • The 4% rule involves withdrawing a percentage of your account balance and adjusting for inflation annually.
  • Fixed-dollar withdrawals maintain a consistent annual amount.
  • Fixed-percentage withdrawals fluctuate with the account balance.
  • Systematic withdrawals leave the principal invested throughout retirement.

Whatever you choose, the goal should be to provide predictability and ensure your funds last throughout retirement.

retirement withdrawal strategies

Consider Charitable Contributions

Consider leveraging your retirement funds for charitable contributions if you don’t need all the income your RMDs produce. It can be a powerful way to give back while reducing taxable income.

The law allows tax-free qualified charitable distributions of up to $100,000 ($200,000 for couples) annually, directly from IRAs for individuals in this age bracket, fulfilling their required minimum distribution. This charitable contribution doesn’t count as income, reducing the donor’s tax liability. However, these charitable distributions won’t be itemized as deductions.

By making qualified charitable distributions, individuals can support causes they believe in and strategically manage their taxable income in retirement. Whether saving, reinvesting or contributing to a charitable cause, this approach offers financial flexibility for those fortunate enough not to need immediate funds.

AAA offers a variety of financial services that can help with retirement, including loans, reverse mortgages and more.

This article is for informational purposes only and is not financial advice.

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Why Did My Auto Insurance Rates Go Up?

You may have received your latest bill and asked yourself, “Why did my auto insurance rates go up?”

Auto insurance premiums are expected to increase by 12.6% in 2024, according to The State of Auto Insurance in 2023 report by LendingTree, a total increase of 29% since 2018.

If you haven’t made a claim recently or have a near-perfect driving record, it might not make sense. But rate increases are an inevitable part of having auto insurance. There are many reasons why premiums go up, and some are unfortunately out of the policyholder’s control.

Current Events

As we deal with skyrocketing inflation and other expensive realities of today’s world, insurance companies are forced to respond.

Inflation

With record-high inflation rates, the hard truth is insurance companies have higher bills to pay, too. “Inflationary pressure is increasing the cost of repairs, car rentals and vehicle replacements,” according to the American Property Casualty Insurance Association.

When prices go up, so must insurance.

Cars Have Changed

Modern cars are more than cars. They’re more like computers on wheels.

Take windshields, for example. They aren’t just protective glass anymore, they often include all the technology for advanced driver assistance systems like dynamic cruise control and lane assist, dramatically increasing the cost to repair or replace them.

Because the cost of all significant technology is high compared to what it used to be, repair costs for a newer car could double that of an older model.

It’s an unfortunate set of circumstances that accident rates are increasing at the same time costs of car repairs and medical care are going up.

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More Reasons for Auto Insurance Increases

How you drive

Obeying speed limits and traffic laws can dramatically affect your insurance costs. Likewise, the miles driven per car per year can earn a discount or create a greater charge for your auto insurance. Ultimately, the safer a driver you are, the more you can reduce your insurance premiums.

Where You Live

A carrier may find that they need to charge more due to higher claims paid in a state where expenses or litigation is higher. Congested cities may be more prone to crashes or have a higher rate of vehicle theft, which could lead to that more expensive premium.

Age

Drivers who put newly licensed teenagers on their insurance policies will see their auto insurance rates increase, since teenagers are typically involved in more crashes than any other age group. Although, as new drivers build experience without crashes, rates do come back down.

Fraud

Insurance rates for all drivers reflect costs due to the fraudulent practices of the few. Examples include drivers who moved but didn’t report it, parents who don’t add teenage drivers to their insurance plans to avoid costs, staged accidents and drivers who ask for higher estimates at body shops.

questions about auto insurance

What You Can Do

Review Your Insurance

This is a good time to get in touch with your insurance agent. Talk to a professional to review what level of coverage you have and go into the conversation with an understanding that costs, in general, have changed.

While some increases are unavoidable, there are some offsets that you can look into. For one, you can consider updating your deductible. If you can handle a higher deductible, it can help to lower your monthly premium.

A review of your insurance policies is recommended annually. Your agent will try to do as much as possible to make sure that you are getting the most from your insurance. There is no cost, and it only takes about 15 minutes.

Improve Your Credit Score

While Massachusetts doesn’t allow it, most states permit credit scoring to help determine auto insurance premiums. Keep on top of your credit score and challenge any errors you find.

Ask About Discounts

While reviewing your policy, ask your agent if you’ve had any discounts recently expire. And while you’re at it, ask if you or your family members qualify for any additional discounts like a good driver, AAA or good student discount. Some providers also offer rate reductions for safety features on your car, paid-in-full discounts, multi-vehicle discounts and bundling home and auto insurance policies together.

Depending on the state where you live, drivers can also receive an auto insurance discount for completing a defensive driving course. The fee to take the class is nominal and the discount usually lasts for several years.

Sign up for a AAA defensive driving course.

Avoid Crashes and Violations

Being a safe driver is one surefire way to keep your rates down.

Drivers who get into a lot of crashes or accrue too many speeding tickets will likely see a surcharge or have their insurance tier adjusted. The tier system is a relatively new way of doing things in the insurance industry, in which those with the least number of occurrences pay the lowest rate.

Insurance providers use tiers to rank customers based on their risk of being involved in another vehicle mishap. While not many people like to be ranked, the industry uses the system to get a more precise evaluation of your driving habits and it sometimes helps prevent rates from skyrocketing for a driver just because of one accident.

What You Shouldn’t Do

Plenty of people that have older cars think about dropping collision and comprehensive, but comprehensive – which protects you from damages not caused by a collision, such as theft, vandalism, storms and animals – is relatively cheap coverage that is smart to keep.

And if you think stopping coverage for a period of time will save you money, it will actually end up costing you more in the long run. “Do not remove your car from your insurance,” stresses Jodi DeSantis, vice president of insurance sales at AAA Northeast. An insurance lapse will result in a penalty as soon as you try to reinsure.

Better Safe Than Sorry

Seeing your auto insurance rates increase is undoubtedly frustrating.

Like groceries and gas, “many view insurance as another consumable,” said DeSantis. “They may wonder, if I haven’t consumed anything (made any claims) why has my rate gone up?” It’s just the reality of the situation right now that insurance prices need to go up with everything else.

DeSantis suggests looking at it a different way. “The fact of insurance is not if you have a claim, but what would you like to see happen if you were to have a claim,” he said.

Although you might not love paying a higher price for your insurance, you’ll be thankful to have it if you ever need it.

To learn more about coverage options and savings opportunities, get in touch with a AAA Insurance agent today.

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AAA Answers All Your Student Lending Questions

The average yearly cost of tuition, fees, room and board at U.S. colleges is $36,436 as of 2023. If you’re after a four-year degree, it will cost you more than $145,000. This is all to say that you’ll likely need help paying for school in the form of student loans.

But taking out a loan is usually unchartered territory for teenagers. And more questions can arise when beginning to pay back the loan. To help guide you through the process, we asked Donald Kerr, AAA Northeast’s senior manager of student lending, to answer some of the most common student lending questions.

When should I apply for a loan to cover the next school year? 

Usually after May 1 is a good time to start looking around options.

What are the qualifications to be approved and get a good rate?

Most loans are based on income and credit so the stronger your income and credit is the better chance you have of being approved and getting a good rate.

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Are the interest rates variable or fixed? 

Most lenders will let you choose from either fixed or variable rates.

Do I need a co-signer?

This is a popular student lending question, as most applicants are still quite young. While co-signers are not required they are usually needed to meet the income and credit eligibility guidelines, as most students do not work full time or have credit established.

Are there any fees for the loan?

No application fees, no origination fees.

What types of loan terms are offered?

Most lenders allow you to choose from five years, seven years, 10 years or 15 years with the most common being 10 years.

Do I apply for a loan for the whole year or by semester?

Most people apply for a loan for the entire academic year and the funds are sent by the school’s semester schedule.

Yes, you can use the loan funds to cover expenses related to the cost of education but all the funds are sent to your school so it is a good idea to ask them what the refund policy is so you have an idea what to expect.

How long does the application take and when does my school receive the money?

You can apply online in as little as 15 minutes and your school will choose the date they want the lender to send them the money.

The school awarded me the subsidized and unsubsidized loan. Should I use them?

Yes, these are government loans and they usually have the lowest rates and best terms so we always recommend that if you have to borrow you should use these loans first and then look at other options to cover any remaining balances.

Do I have to apply every year and will I have multiple loans when I graduate?

The most common option is to apply every year but you might find a lender that will allow you to apply for all four years at once. Keep in mind that if you have multiple loans all with the same lender, they will offer you a combined bill so you only have to make one payment and they will split it up to the individual loans. You can also consolidate all your loans into one after you graduate.

Can I defer my payments until after I graduate?

Yes, most lenders will give you a choice of paying your loan immediately while you’re in school, interest-only payments while in school or defer all payments until six months after graduation. But interest does add up during the deferment period.

What is the difference between refinancing a loan and loan consolidation?

Consolidation is the act of combining multiple loans into one and refinancing is getting a lower rate and different terms on a single or multiple loans.

Is now a good time to refinance my loans?

Whenever you are ready. College Ave Student Loans and AAA Northeast have partnered to provide members with a better student loan experience and help them save. AAA Northeast Members receive 0.50% (up to $599.99) off the loan amount paid back to the borrower on all refinanced loans. Learn more.

reasons to refinance student loans
Are there any costs to consolidate or refinance my loans? 

No application fees, no origination fees and no closing costs.

If I change the term of my loan from 10 years to 15 or 20, am I locked into this?

No, if you refinance your loans into a longer-term loan you can always refinance again and change it back into a shorter-term loan.

If I have a co-signer can they be removed from the loan?

Some lenders do offer this as an option but it is important to note that in order for a co-signer to be removed you have to have the income and credit to support the loan on your own. Once you do, you can always refinance the loan again in your own name and remove the co-signer.

How long does the refinance process take?

You can apply online and receive an initial credit decision in as little as 15 minutes. If you are approved and want to move forward with the loan you will go into a loan closing process in which you will have to supply documents such as a pay stub, driver’s license or other documents such as a payoff letter. You will then sign the contract for the loan (electronically) and the lender will pay off your existing loans and create the new loan. So from the initial application to when your new loan goes into effect can be on average 30 days or longer.

Learn more about AAA student lending services.

Do you have any other student lending questions? Ask them in the comments below.

This article has been updated and republished from a previous version. 

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Choosing a Driving School for Your Teen

It’s a milestone moment that fills parents with both excitement and anxiety: Your teen is ready to learn to drive.

Now, how do you choose the best driving school?

Not every parent is up for being their child’s primary driving instructor. With something as important as learning the rules of the road, you want to ensure your teen gets the most effective and safe experience possible.

When looking for quality driving schools for teens, stellar reputation and a history of turning out safe drivers is important, as is a school that provides not only time behind the wheel, but also classroom instruction and covers the fundamentals of defensive driving and risk prevention.

Professional driving schools can also help everyone in the family breathe easier.

“Learning from a professional instructor can help alleviate some of the stress and tension that may arise when learning from a parent or guardian,” said Steven Rossetti, director of driver training for AAA Northeast. “Reputable driving schools, like AAA, offer a well-organized and structured curriculum covering theoretical knowledge and practical skills necessary for safe driving.”

AAA Driving School is available all over the country, including locations in Massachusetts and Rhode Island. Learn more.

Still, driving schools cannot do the job alone. AAA recommends that each student participate in at least 50 hours of supervised driving. Parent or guardian involvement in learning to drive is critical.

How to Choose the Best Driving School

Track record is essential for finding a good driving school for teens. To find the best program for you and your child, AAA recommends the following:

  • Make sure the school belongs to a professional national or state association for driver education and safety organizations, such as The American Driver and Traffic Safety Education Association and the Driving School Association of the Americas.
  • Ensure the school has professional-looking and clean facilities and well-maintained cars.
  • The school should offer both classroom instruction and behind-the-wheel training. Classroom lessons should be integrated into driving practice. The course should last at least four to six weeks.
  • Confirm that the school has no complaints filed against it, and that it is willing to provide references. You may be able to find this information by checking with your DMV/RMV driver education unit.
  • AAA Driving School provides resources parents can use while they are practicing driving with their teens. Check out AAA’s Driver Training School Parent Guide.

Also, don’t forget to register your driver-to-be for lessons way in advance of popular times, such as school vacations and summer break.

aaa driving school

AAA Driver Training

AAA Driving School has been in business for more than 80 years and has a national reputation for quality driver training and safety education.

“We wrote the book on how to drive; it’s called ‘How to Drive,’” said Rossetti, and it is used by driving schools across the country. “It is the required curriculum for several states. Additionally, we offer member exclusive pricing and a free membership for full program graduates.”

AAA also encourages students enrolled in the driving school and their parents to sign a Parent-Teen Driving Agreement, that includes rules for teens to follow while learning to drive and driving.

“At AAA Driving School, our motto is ‘Creating Lifelong Safe Drivers,’” Rossetti said.

Enroll in AAA Driving School today.

Interested in becoming a driving instructor? AAA Northeast is hiring. We are offering a $1,500 signing bonus for full-time positions and $1,000 for part-time driving instructor positions. Apply online at AAA Northeast Careers.

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Meet Long Island’s Roadside Icon: The Big Duck

Roadside attractions are a staple of Americana, from giant balls of twine to palaces made of corn. But do such tourist traps deserve their bad rap? There’s a beauty and earnestness in kitsch that endears these landmarks to me, none more so than the Big Duck.

@aaa_northeast Get ready to meet the iconic Big Duck in Flanders, New York! This larger-than-life architectural marvel will quack you up and leave you in awe!🐥 😎🚘 . . #thebigduck #thebigducklongisland #roadsideattraction #flandersny #newyork #aaanortheast #aaatravel #roadsideattractions #roadtrip #roadtrips #newyorkcheck #aaaroadtrips #longisland #longislandnewyork ♬ original sound – AAA Northeast

The Big Duck in Flanders, N.Y., is a Long Island landmark. At 20 feet tall and 30 feet long, it’s about a zillion times bigger than a normal duck, give or take. Originally built in 1931 by farmer Martin Maurer, the duck advertised the eggs and ducks that were for sale within. The Big Duck is so iconic that the word “duck” is commonly used to describe novelty architecture that resembles the item it’s advertising.

You can’t buy ducks inside the Big Duck anymore, but you can buy souvenirs. I bought a mug and a button before I had to stop myself. The duck is also filled with memorabilia that tracks its journey over the past century. Duck docents within can give you a history of the duck, plus recommendations on what to do nearby.

“Where are you headed?” the friendly docent asked when I arrived.

“Here,” I replied.

“What?” the docent said. “Why?”

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The Big Duck is not usually a destination itself, more like a stop on a long road trip. But I was just happy to finally see this icon of Long Island up close and personal. It’s so beloved by the community that there’s even an annual “duck lighting” in which the duck is draped in lights to celebrate the holiday season. It’s a festive compliment to the duck’s eyes, which emit a red glow every night.

When they dig the duck up in 1,000 years, future humans will probably think we worshipped it. And in many ways, they’d be right.

Have you ever been to the Big Duck? What is your favorite quirky regional landmark? Share it in the comments below!

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Merging Into Life: Road Trip Starter Pack

SEASON 1: EPISODE 5
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Road trip essentials for your next trip.

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IN THIS EPISODE

Having a car means the open road is yours to explore. The possibilities for adventure are endless! But, before heading out on a road trip, there are a few things to consider. What are the road trip essentials? What are good road trip snacks? And, how do you even choose where to go?

Travel blogger Lindsey Basara (New England Chickadee) and AAA auto travel manager Adrian Petrie have the key to unlock all those questions. Whether you’re embarking on a multi-day adventure, or just looking for quick getaway, this episode gives you all the tips and tricks for a smooth and enjoyable journey.


KEY TAKEAWAYS

[5:26] – Lindsey’s tips for first time road trippers
[10:11] – Adrian breaks down how to manage your time effectively
[13:42] – How to keep road trips affordable


TRANSCRIPT

[00:00:01]
Amanda Greene: Hey, what’s going on?

[00:00:02]
Friend: Hey, not much. How you doing?

[00:00:04]
Amanda Greene: I’m all right. Busy. So much going on. Total routine. Not doing a single thing for myself. How about you?

[00:00:10]
Friend: Things are good. I just kind of feel like I’m stuck in a rut though these days. I don’t know how to break out of it.

[00:00:16]
Amanda Greene: Why don’t you go somewhere? Like get out of town, take a day or two, drive somewhere.

[00:00:19]
Friend: That’s not a bad idea actually. A change in scenery might be just what I need. But where should I go?


RESOURCES

Road Trips | AAA Northeast

AAA TripTik Travel Planner

Rent a Car

How to Prepare for a Road Trip

How Much Does a Road Trip Cost?

How to Avoid Drowsy Driving on a Road Trip

5 Historic Road Trips in the Northeast

Road Trip Food Stops

Road Trip to Northeast Snack Factories

Road Trip to New England Coastal Towns

New England Chickadee


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*The views and opinions expressed in this podcast are not necessarily the views of AAA Northeast, AAA and/or its affiliates.

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How to Have a Zero-Waste Road Trip

Once the rhythm of living a no-waste lifestyle at home becomes habitual, you have your go-to spots for refilling bulk items, stocking up, recycling and composting. But what about when you head out on the road?

A road trip is all about freedom and flexibility and having a zero-waste road trip requires some extra planning that you may not have had to do before. But don’t let a little bit of pre-trip legwork stop you. As the saying goes, if you fail to plan, you plan to fail.

Here’s what you’ll need to bring and think about for a successful zero-waste road trip.

Listen to Our Podcast

For more road trip tips and tricks, listen to Episode 5 of our podcast, Merging Into Life: Road Trip Starter Pack.

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Hydrate – and Caffeinate – With Reusable Containers

If you’re someone who needs their morning caffeine fix or a cup of tea to relax at the end of the day, bring along your own travel mug. Many gas stations, coffee shops and fast-food restaurants will fill up reusable containers. Make sure you know how many ounces it holds to be charged accordingly and bring a lid to prevent messes. Keep in mind that the in-room coffee machine at your hotel may use single-use coffee pods, so it’s better to be prepared.

If you’d rather not chance having your favorite hot drink on the road, coffee lovers can consider packing their own French press and pre-ground coffee and tea enthusiasts can bring enough of their favorite blend and ask for hot water at a gas station. This way, you’re not shelling out extra cash and you know you’re getting what you like. Put your coffee grounds and used tea leaves in a tightly sealed reusable container designated for compost.

While not everyone on the trip might want coffee or tea, everyone will need to stay hydrated, so bring a reusable water bottle for every traveler, pre-filled before you leave. And if you’re planning to do some shopping – whether it’s for groceries or souvenirs – pack your own easy to access reusable shopping bags. They also work well to help keep the car organized on your trip.

zero waste road trip

Plan to Use Less Plastic When Eating

Like having a good playlist, a road trip is nothing without good snacks. But you’ll find a lot of the places you might typically stop for quick and easy food, like gas stations or fast-food joints, use tons of single-use plastic packaging.

Bring your own reusable containers pre-packed with your favorite snacks, and if you run out, you’ll be set to refill them on the way at a farmer’s market or grocery store. If you’ve got the space or won’t have other options on the way, bring along the full container of your favorite, non-perishable snacks in the trunk and refill as needed.

Don’t forget cloth napkins to help keep you, your clothes and your car clean. And for scraps like apple cores or banana peels, a sealed compost style bin is a must so you can dump the refuse into your compost once you get home or when you see a public composting spot on your travels.

When going out for a sit-down meal, choose a place that uses non-plastic cutlery and dishes or bring your own. If you’re staying at a hotel or somewhere you can refrigerate leftovers, bring your resealable containers with you to the restaurant to prevent food waste and avoid having to deal with any take-out boxes.

If you’re planning to bring along your own perishable foods, pack a well-insulated cooler tightly with reusable ice packs. At hotels, you can nearly always top the cooler with ice as needed from the ice machine. If you’re camping, a big block of ice will thaw more slowly than ice cubes and smaller ice packs. You can also freeze water bottles, so you get a two-for-one benefit: cool food and drinkable water as the bottles thaw.

It’s also worth it to research any farmers markets you may be passing by; they’re great for checking out a local destination, learning more about the area and stocking up on fresh food.

Essential and Earth-Friendly

With all those containers being used and reused on your trip, you’ll need to be prepared to wash some dishes. Be sure to bring along some dish soap and reusable dishcloths for the job.

As for toiletries and other essentials, parcel out what you’ll need from your full-size versions at-home into smaller, earth-friendly, leakproof containers. While a lot of hotels are stocking their bathrooms with refillable shampoos, conditioners and other toiletries, it’s not guaranteed. Bringing your own this way is not only sustainable but helps to save on space and ensures you’ll have your favorite products on hand.  

Learn how AAA Northeast is becoming more sustainable. Visit AAA.com/ESG to read about our environmental, social and governance initiatives and how we are progressing on these goals.

AAA’s sustainable travel series is written in partnership with Kind Traveler, a women-and-veteran-owned public benefit corporation empowering travelers to make a positive impact in local communities, and contributing writer, Kristin Conard.

This article has been updated and republished from a previous version. 

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Get Your Pet Disaster Preparedness Plan Ready

It seems inconceivable to abandon our beloved animals in an emergency, but a survey by the American Society for the Prevention of Cruelty to Animals found that pet owners often find themselves with no other choice.

About 23% of the 4,000 pet owners polled in 2021 said they had to evacuate their homes because of a disaster or emergency. Nearly half of them left at least one pet behind, and 30% of those who left their pets said it was because they did not have enough time.

While most owners say they would bring their pet with them during an evacuation, less than half have a pet disaster preparedness plan in place to make sure they can see it through.

Animals are helpless in an emergency, which is why it’s essential to have a disaster plan that includes them. Do you know how to prepare your pets for a hurricane or other disaster?

While the safety and security of your loved ones comes first, here are some suggestions from AAA to keep your furry, scaled and feathered family members safe, too.

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  • Apply a pet rescue alert sticker to your window. These stickers can be purchased for dogs, cats, birds or multipet households. They inform rescuers and first responders there might be animals trapped inside.
  • Create an emergency supply kit. This kit should include at least three days’ worth of food and water, medications and medical records (in a waterproof container), garbage bags, a picture of your pet in case you become separated, a leash, crate/carrier and anything else necessary for your pet’s survival.
  • Microchip your dog or cat. Even an ID tag or collar can be lost or pulled off. A registered microchip might be the only way to be certain your pet can be identified during a disaster.
  • Investigate places for your pets to stay. Because pets are not always allowed in emergency shelters, you should have a list of places your pet can stay in case of a natural disaster. When putting together your emergency evacuation plan for your pets, consider pet shelters, pet-friendly hotels and homes of relatives or friends outside the area where your pet could be sheltered. American Kennel Club Pet Disaster Relief is a great resource.
  • Bring your animals inside. When you hear that a storm or disaster is on its way, make sure your pets are in the house close to you. Dogs and cats can get confused and become disoriented during difficult times and might try to run away.
  • Contain your pets. Put dogs in a room with the door closed and put cats in a carrier. The sound of thunder or the smell of smoke can frighten animals, and they might disappear under beds or in other parts of the house, making them difficult to find in a hurry.
  • Make sure birds and small animals are secure. If you have a bird, try to get it into a cage and make sure their leg band is properly in place. For pets like rabbits, mice, hamsters, lizards and guinea pigs, the best thing is to latch them into their cages, so they can’t escape.
  • Establish a buddy system. Arrange to exchange keys and information with a friend who also has a pet. That way, you can check on each other’s houses and pets in case there’s an emergency when one of you can’t make it home.
pet disaster preparedness

Pets are an important part of 66% of American homes, according to the 2023-2024 American Pet Products Association’s National Pet Owners Survey. Show them the care, safety and respect they deserve when they need it most.

If you don’t already have a disaster plan in place, it’s important to get one established. Emergencies, especially those that may require an evacuation, like a hurricane, happen fast. Being prepared ahead of time ensures that you and your loved ones can get out of harm’s way quickly and safely. Ready.gov has all the information you need to get started.

Did you know that you can add your pet to your AAA membership? With the complimentary AAA Pet ID Tag Program, AAA can help safely reunite lost pets with their owners. Drop by your local AAA branch to sign up.

Protect your car, home, small business and more with AAA Insurance.

Do you have a pet disaster preparedness plan in place? Tell us in the comments.

This article has been updated and republished from a previous version. 

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8 Home Security Tips for When You Are Away

It’s important to have peace of mind that your home will be safe while you are on vacation. Don’t worry. These home security tips will help you to decrease the possibility of a burglar targeting your house.

Create the illusion you are home

Set your house lights on a timer so they come on at specific times of the day. Also, light up your porch or yard with a timed controller. Of course, not everybody has these setups, but there are other things you can do. Leave your home’s shades and blinds as you typically do and park a car in your driveway. Arrange for someone to mow your lawn and clip your hedges if you plan on being away for more than a week. This is a super simple home security tip that makes it look like your family is not away.

Lock all doors

Here’s a simple but easily forgotten home security tip: Lock all your doors securely. If possible, use thick cylinder locks. Millions of homes are broken into every year and this simple step is a good start to making sure yours is not one of them. Experts say every exterior door should have a deadbolt. If your doors still have the same locks they had decades ago, it might be time for an upgrade. Do your research to find which types of locks tend to be more resistant to being picked and purchase them.

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Ask your neighbors for help

If you have a neighbor that you trust, ask them to watch your property while you are away – and do the same for them when they travel. Ask them to pick up your mail, circulars and newspapers, which helps to create the appearance that you are at home. If a neighbor can’t assist you, and you don’t have any family members in the area that can help, request that your post office cancel deliveries while you’re away and hold your mail.

Don’t advertise that you’re on vacation

Resist the temptation to write about your upcoming trip on social media and wait until you return to post all the great photos you’ve taken during your travels. Crafty crooks can discern that you are away from home via your posts on public feeds and use it to their advantage.

Hide your valuables

Fill up a fireproof safe with your expensive jewelry, family heirlooms, the deed to your home, wills and any other important documents that you want to keep safe. While you’re at it, you should also toss in your home inventory list. A home inventory is a room-by-room list or video of everything you own (and receipts when possible) that can help expedite the claims process in the event that they are damaged or stolen. You should also check with your insurance agent to see what’s covered from theft in your homeowner insurance policy.

Visit AAA.com/Insurance to get in touch with a AAA insurance agent.

home security tips

Invest in a good alarm system

Research the best types of alarm systems and be sure yours is working and set when you leave your house. If you’re going to be away for an extended period, you may want to alert your security system provider prior to your trip. You can also deter thieves by advertising that you have an alarm system. Put an alarm company sign or sticker in a prominent spot near your door to let potential burglars know your home is armed.

Exterior and indoor cameras are also a solid investment for peace of mind while you’re away. Easily accessible via a connected app on your phone or tablet, you can monitor your home from wherever you are.

Unplug appliances

It’s a good idea to unplug any unnecessary appliances such as computers, televisions, coffee makers and microwaves to protect your property from an electrical fire or power surge while you’re gone. For appliances you can’t easily unplug, like your oven, ease your mind that all burners and functions are set to off mode by taking a photo before leaving.

If you’re traveling in the winter, you can turn down the heat to save money, but don’t turn it down below 55 degrees or you could run a risk of your pipes freezing and bursting. In the summer, turn down your air conditioning, depending on how hot you expect it to be while you’re gone. (Consider these your home security tips for disasters not caused by greedy burglars.)

Form a crime watch

Enlist your neighbors to create a group to keep an eye on properties in your community. Often, you can form a neighborhood crime watch with the assistance of your local police department. And, obviously, always report suspicious activity on your block as soon as you see it.

If you have any other home security tips that you’d like to add, share them in the comment section.

Make sure your valuables are covered. Learn more about AAA home and condo insurance in your state. 

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Crossword: Road Trippin’

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Why You Should Go to Europe in the Fall and Spring

There are no rules that say you must take your vacation in the summer. In fact, breaking from convention and traveling to Europe during other seasons can mean better weather, fewer crowds and lower prices.

Savvy travelers know that the best time to travel abroad and get the most for their money is during the off-peak times, known as shoulder season. Late fall and early spring reveal a special side of Europe. There’s ample daylight, comfortable temperatures and the chance to visit must-see attractions without waiting in long lines.

Fewer tourists means more time to mingle with residents and get a feel for local culture and make a deeper connection. It’s also a great time to explore a new destination or revisit an old favorite to see it from a different perspective. Enjoy winter wonderlands in northern Europe and warmer weather in the south. And perhaps the biggest bonus is that airfare and other travel costs are more affordable, giving you more value for your money.

Explore Europe on a guided tour with AAA Member Choice Vacations. A AAA travel advisor can take care of all the planning. AAA member benefits include $50 off per person on all itineraries, up to a $75 credit on a pre-purchased optional tour experience and door-to-door sedan service with the purchase of air and more. Learn more.

Here’s a sneak peek at some of the tours available.

trevi

Iconic Italy

How does 10 days in southern Italy sound? Book the Rome and the Amalfi Coast tour and revel in Rome’s must-sees: the Trevi Fountain, the Pantheon and Piazza Navona and the Colosseum. Tour the Sistine Chapel and St. Peter’s Basilica, then wind your way along the beautiful Amalfi Coast. You can also explore the ancient city of Pompeii, relax on a beach or go sailing.

If you are looking for another flavor of Italy, the Spotlight on Tuscany tour offers a taste of the nation’s countryside, filled with vineyards and farms. Sip wine and taste cheese on the farm where it is made, take a Tuscan cooking class, and visit the city of Lucca, whose walls date back to the Renaissance. But the itinerary is not all rustics. Enjoy a few of Italy’s most famous cities: Pisa, Florence and San Gimignano.

Explore Tuscany | Explore Rome and the Amalfi Coast.

Shoulder Season Travel to Europe

Late fall and early spring are the perfect seasons for your Europe vacation.

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Picturesque Portugal

What’s not to like about Sunny Portugal? AAA Member Choice Vacation’s 10-day itinerary includes stops in Lisbon, Alentejo, Algarve and the Portuguese Riviera, allowing travelers to experience some of the country’s sunny beaches, fishing villages and historical sites, such as the medieval city of Evora. Explore Lisbon, the nation’s capital, with its distinctive architecture, including St. Jorge’s Castle, a medieval fortress. Don’t miss the Archeology Museum of Carmo and two art museums. And make sure to immerse yourself in the food scene!

Explore now.

flamenco

Spectacular Spain

The Spain’s Classics tour lives up to its name, taking travelers to many of the country’s major cities to experience Spain’s wealth of history and blended cultures by experiencing its medieval architecture, breathtaking landscapes and exquisite cuisine. In Madrid, ogle the priceless masterpieces at the Prado Museum, which houses the world’s finest collection of works by artists such as Velazquez and Goya. Visit the Moorish city of Cordoba and tour Seville on foot or by boat, and enjoy a flamenco show. Other stops include Granada, Valencia and Barcelona.

Explore now.

The Perfect Pair: London and Paris

London and Paris are the perfect pairing any time of the year, but you don’t want to miss them in the fall and spring. And while nine days may not seem like much time to experience these timeless cities, AAA Member Choice Vacations provides an itinerary that covers all the can’t miss sights and attractions in both cities.

Start in London with a walking tour of the city, past Big Ben, the Houses of Parliament and Westminster Abbey. Then it’s on to Buckingham Palace, the official residence of His Majesty the King, to witness the Changing of the Guard ceremony. In the afternoon, see Windsor Castle. Of course, you will have time to explore the city on your own and may decide to visit Covent Gardens or the British Museum.

After that, it’s time to hop onto the high-speed train and say “bonjour” to Paris. Accompanied by a local guide, tour the city and see the Arc de Triomphe, Champs-Elysees, Notre Dame Cathedral and the Place de la Concorde. Or step out on your own and navigate Le Métro to the Montmartre neighborhood, featuring the world-famous Sacré-Cœur Basilica. You’ll also have the chance to see a French bakery in action. Yum!

Explore now.

All AAA Member Choice Vacations Include:

  • Expertly crafted itineraries.
  • 4-star accommodations.
  • Skilled and engaging tour managers.
  • Expert local guides with insider knowledge.
  • Attraction entrance fees with preferential access.
  • Numerous meals full of local flavor.
  • Unparalleled sightseeing.
  • Enriching cultural experiences .
  • Comfortable on-tour transportation and some unique to the destination.
  • Hotel-to-hotel baggage handling.

Contact your AAA travel advisor and plan your Europe vacation today!

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Get Rewarded for Seeing the World With Hyatt

If you’re seeking an escape filled with rich culture, vibrant landscapes and luxurious accommodations, consider the enchanting possibilities of Latin America and the Caribbean.

When you register by Sept. 30, 2024, you can earn 5,000 Bonus Points for every three qualifying nights completed between July 15 and Oct. 14, 2024, at participating Hyatt hotels and resorts. Plus, save up to 10% with your AAA membership.

Whether you seek relaxation, adventure or a blend of both, these destinations promise unforgettable experiences that cater to every desire and interest. From the historic streets of Mexico City to the pristine beaches of Aruba and the lush rainforests of Costa Rica, your choice of destination starts with the perfect place to stay.

Here are a few options to get your planning started.

Aruba

Nestled along the white sands of Palm Beach, Aruba, Hyatt Regency Aruba Resort Spa and Casino is a sanctuary of luxury and tranquility. Perfectly situated for both relaxation and exploration, guests can indulge in the resort’s world-class amenities, including a full-service spa, multiple dining options showcasing local cuisine and direct access to the crystal-clear waters of the Caribbean Sea. The island’s rich Dutch heritage is evident in its architecture and warm hospitality, making it an ideal destination for those seeking a blend of beachfront bliss and cultural intrigue.

Explore Latin America and the Caribbean

Register now to earn extra Bonus Points for qualifying stays through Oct. 14, 2024.

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Mexico City

For urban adventurers, Andaz Mexico City Condesa offers a stylish retreat in the heart of one of the world’s most dynamic cities. Located in the trendy Condesa neighborhood, known for its tree-lined avenues, Art Deco architecture and vibrant nightlife, this boutique hotel seamlessly combines modern design with authentic Mexican charm. Guests can explore nearby attractions such as Chapultepec Park, the National Museum of Anthropology and the historic center, where centuries of history unfold amidst bustling markets and ancient ruins.

Costa Rica

In the verdant landscapes of Costa Rica, Hyatt Place San Jose/Pinares provides a gateway to the country’s natural wonders and eco-adventures. Conveniently located near Juan Santamaría International Airport, this hotel offers spacious accommodations ideal for families and travelers seeking both comfort and convenience. From zip-lining through the rainforest canopy to soaking in thermal hot springs and exploring picturesque coffee plantations, Costa Rica’s biodiversity and hospitality create an unforgettable vacation experience.

St. Lucia

Tucked away on the lush coastline of St. Lucia, Zoëtry Marigot Bay St. Lucia offers adult-oriented luxury in an idyllic tropical setting. Overlooking the Caribbean Sea and nestled within a UNESCO World Heritage site, this resort provides an intimate retreat for couples seeking romance and relaxation. Guests can indulge in gourmet dining, rejuvenate at the world-class spa, and embark on excursions to explore the island’s iconic Pitons, pristine beaches, and vibrant marine life through snorkeling and diving adventures.

Dominican Republic

Set along the pristine beaches of Punta Cana, Dreams Royal Beach Punta Cana invites guests to experience the ultimate tropical getaway. This all-inclusive resort caters to families and couples alike with spacious suites featuring private balconies or terraces, a wide array of dining options and activities ranging from snorkeling in vibrant coral reefs to dancing at themed parties under the stars. Whether lounging by the expansive pools or enjoying water sports along the coast, Dreams Punta Cana ensures an unforgettable Caribbean vacation filled with relaxation, adventure and endless possibilities.

Embrace the spirit of discovery and embark on a journey where every moment promises adventure, relaxation and memories to last a lifetime.

Register now at hyatt.com/5kpoints. Then, go to AAA.com/hyatt to book a stay at a participating Hyatt hotel or resort in the Caribbean or Latin America to earn your extra World of Hyatt Bonus Points from this offer.

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All-Access Travel: Accessible Travel Destinations and Solutions

After a devastating car crash and resulting fire made him a triple amputee, John Morris thought he might never travel again. But now, the Florida resident has flown more than a million miles and seen much of the world using his wheelchair.

“[Traveling with a disability] is always going to be a challenge, but not so much that it can’t be overcome,” Morris said. “The number one word that comes to mind is worthwhile.”

A desire to see his alma mater play in the Rose Bowl prompted his initial trip, from Orlando to Los Angeles, and inspired him to keep exploring. On his blog, wheelchairtravel.org, Morris rates U.S. and international destinations for accessibility and offers tips on how to navigate specific places while living with a disability.

“There’s an incredible demand for accessible travel,” he said.

accessible travel
John Morris admires a temple in Beijing. (Photo: John Morris)

A Surge in Need

It’s a category that’s on the rise as the travel industry has placed more emphasis in recent years on catering to those with disabilities. Travelers with disabilities make up a large segment of the population – an estimated 70 million people in the United States reported having a disability in 2022, according to the Centers for Disease Control and Prevention.

And they’re traveling. From 2022-2024, 25.6 million travelers with disabilities spent an estimated $50 billion on travel, down slightly from 2020, according to the most recent market study by the Open Doors Organization.

Laws like the Air Carrier Access Act – which makes it illegal for airlines to discriminate against passengers with disabilities and requires them to provide accommodations – and the Americans with Disabilities Act help make travel easier for those with disabilities; but naturally, unexpected difficulties can come up.

“You’d be surprised how many hotels are not ADA-compliant,” Morris said.

Opening Doors to All Travelers

The good news is that there are many travel agents, tour guides and other resources available to help navigate it all.

The travel company, Wheel the World, offers accessible adventure tours in locations including Easter Island, Chile and Oaxaca, Mexico. Last year, the company developed what is considered the first-ever wheelchair accessible tour of Machu Picchu in Peru.

The National Park Service has also made efforts to make its natural wonders more accessible. Many parks offer ASL interpreters for their ranger-led programs, and many trails, buildings and gift shops are wheelchair-accessible. The Grand Canyon has a scenic drive accessibility permit that allows travelers with limited mobility access to some areas normally closed to tourists.

And for four decades, Yosemite Deaf Services has provided ASL programming and assisted-listening devices to park visitors with hearing impairments.

The company Sage Traveling, founded by manual wheelchair user John Sage, specializes in research and travel in Europe and the Caribbean for people with limited mobility.

“It can be anything from slow walkers, (people with) MS, ALS, full-time wheelchair and scooter users and elderly travelers,” said marketing manager Sena Williams. “Our services are vetted to be 100% step- and curb-free, and all our routes include limited amounts of walking/strolling as well as vehicles with ramps/lifts.”

accessible travel
A Wheel the World tour of Machu Picchu. (Photo: Joyce Silberstein)

Travel Tips

Whether traveling with a physical or developmental disability, or with a friend or loved one who has one, here are some tips to help make the journey go smoothly.

Before the trip, consider what your realistic needs are, and make a plan based on those.

Travel almost always comes with unexpected challenges, but you can avoid some unnecessary frustration by putting in additional work before you leave. If you’re thinking about traveling alone, for instance, is it a better idea to ask a friend to come along in case you need help, or to hire a local guide who knows the area well? In some cases, such as with autistic children, doing a “dress rehearsal” practice run-through of what to expect on the trip can help reduce anxiety, recommends the advocacy group Autism Speaks.

Don’t overdo it.

If you know that you or your travel companion are likely to get physically or mentally tired, or overstimulated, schedule time to rest or participate in a more relaxing activity.

A hotel or attraction’s website might say that it is accessible, but what does that really mean?

Call places you plan to visit in advance to verify that they are in fact accessible, and if so, if those accommodations meet your specific requirements. If you need a shower seat in the bathroom, braille reading material in a museum, or a ramp into a historic house, for instance, make sure it’s available before you arrive.

Don’t be afraid to ask for help from strangers.

Morris recalls being in Beijing and having no choice but to ask a stranger to push his wheelchair to his hotel late at night because the battery had died and he was alone. It wasn’t his best travel moment, but he learned an important lesson. “The vast majority of people we will encounter are very good people who want to help if they see someone in need,” he said. “It’s in people’s nature to lend a hand, so get comfortable with asking for one.”

Autism-Friendly Travel Tips

Families with children on the autism spectrum face specific travel challenges: Crowded spaces, changes in routine, and unexpected noises and movements can be difficult for autistic travelers. We turned to Stacey Crowley, AAA Travel Business Operations Manager and certified autism travel professional, for some advice.

Don’t be afraid to reach out to airlines and airports.

You really would be surprised at how much they want to help you. I have worked with many autistic families and have been able to work with airports and airlines to do dry runs of going through security and getting on a plane and learning how the day of travel will work. They walk the members through different scenarios so they can help prepare their loved one for the unpredictability that travel comes with

Try to find a travel agent with special certifications

AAA Northeast has quite a few travel advisors trained specially and specifically to know all the ins and out of accessible travel, from special needs travel to traveling with a person with autism.

Take some extra time to pre-plan as much as possible. 

Most families that are traveling with a loved one with a disability, whether it be physical or intellectual, find that their travel experience runs smoother the more they pre-plan.

Do you have an accessible travel experience that you would like to share? Tell us about it in the comments.  

Reach out to a AAA travel agent to learn more about accessible travel options today. 

This article has been updated and republished from a previous version.

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Crossword: Independence Day

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Crossword: On the Boardwalk

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A Quick Guide to Hybrid and Electric Minivans

The minivan has long been a staple of family driveways and school drop-off areas. Known for sporting a car seat (or two), crumb-covered interiors and cargo spaces stuffed with athletic equipment, it’s the practicality and safety of this perfect-for-carpooling vehicle that makes it stand out.

As electric vehicles start to gain more traction, car brands are beginning to offer more EV and hybrid styles to choose from – including minivans – providing families with energy efficient options, while maintaining the functionality they’ve come to know and love.

Learn about some of the newest and most reliable hybrid and electric minivans on the market today and how they perform.

Why Choose a Minivan?

Minivans are designed to carry extra passengers, usually up to eight or nine people. They often have modular seats that can add an extra row for reconfiguration, increasing seating capacity up to three rows, and large sliding or hinged rear side doors for easy access.

Key attributes of a minivan include:

  • Large rear doors
  • Additional rows of seating
  • More space and legroom
  • Higher roof
  • Large trunk space

Minivans can be useful alternatives to an SUV or pickup truck, ideal for larger families or storing large items such as work or sports equipment. However, sedans or compact SUVs might be more suitable for those who do most of their driving in the city.

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Save up to 30% off base rates.* *Taxes and fees excluded. Terms and exclusions apply.

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Electric Minivan History

The first electric minivan was released in the U.S. market by Chrysler in 1993. The TEVan model was based on the already successful Dodge Caravan and became a huge hit with consumers.

Decades later, the Nissan e-NV200 became the first electric seven-passenger minivan in 2015, following the introduction a smaller compact EV van in the same range a few years prior.

3 Hybrid and Electric Minivans to Consider

If you think an electric minivan might be the best option for your family, you’ll need to consider the features that work best for your lifestyle. Do you value passenger and cargo space or fuel economy? Does the make and model matter?

These three options are a good place to start.

Volkswagen ID. Buzz

Based on the iconic VW Bus, the all-electric Volkswagen ID. Buzz is set to be released in fall 2024.

Here’s what it has to offer:

  • Seven seats
  • 91 kWh battery
  • 201 horsepower
  • Available in front-wheel drive and all-wheel drive
  • Estimated range of around 260 miles per charge

If you’re looking for a reliable car brand with iconic style, it is a great choice.

ev minivan

Toyota Sienna Hybrid

The Toyota Sienna is a reliable hybrid minivan with great fuel economy and a comfortable interior. The hybrid powertrain helps to deliver excellent gas mileage up to 36 miles per gallon in the city.

Here’s what it has to offer:

  • Seats up to eight passengers
  • 245 horsepower hybrid powertrain
  • Available in front-wheel drive and all-wheel drive
  • Towing capacity of 3,500 pounds

Boasting a premium interior and smooth handling, the Toyota Sienna is a great option for families. It’s available in six trims which vary in price and extra features. The base trim is built with a nine-inch touch screen, driver assistance features and power sliding doors.

ev minivan

Chrysler Pacifica Hybrid

The Chrysler Pacifica is a spacious and fuel-efficient hybrid minivan with plenty of tech and safety features. As a plug-in hybrid with all-electric driving, fuel economy is one of its best advantages.

Here’s what is has to offer:

  • Seats up to seven passengers
  • V6 engine with two electric motors (84kW and 63kW)
  • 260 horsepower powertrain
  • Front-wheel drive only

Delivering fantastic gas mileage, the Chrysler Pacifica Hybrid returns the equivalent of 82 miles per gallon in combined city and highway driving. Gas mileage returns 30 miles per gallon. You can also expect an all-electric driving range of 32 miles – ideal for local commuting.

Renting an EV With Hertz

If you prefer a greener way to travel, Hertz offers a selection of EVs and hybrids. For those new to driving an EV, Hertz makes the process easy by providing information and resources on driving and charging, so you can hit the road with confidence.

If you are on the fence about purchasing an EV, renting an EV for an extended test drive could be also a good way to “try before you buy.”

AAA members get exclusive Hertz discounts, including up to 20% on Hertz rentals.

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Top Foreign Currency Exchanges and Destinations

If you’re heading on an international adventure, there is a lot to think about. Of course, there’s booking a trip within your budget, making sure your passport is up to date and considering what to pack. You might want to brush up on a few phrases in the local language. You may even need to buy converters or adaptors for your electronics.

It’s also a good idea to have some of the local currency in your wallet. Did you know that AAA can turn your U.S. dollars into Japanese yen, Bulgarian lev, Kenyan shilling or the money of more than 100 other countries from Australia to Uruguay?*

Let’s take a look at the most common foreign currency exchanges made by AAA members, and where they are going to spend it.

foreign currency infographic

To place an order for foreign currency, visit any AAA Northeast branch at least three business days in advance. You’ll be notified when it’s available and you can return to pick it up.

Order Foreign Currency Through AAA

Get currency from more than 100 countries!    

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Top-Booked Destinations

After exchanging their money, this is where AAA members are going most.

The Azores

Comprised of nine volcanic islands in the Atlantic Ocean, the Portuguese Azores offer beauty and rich heritage. Portugal is one of 20 European countries that use the euro. The Azores are marked by breathtaking landscapes, including waterfalls, volcanos, vineyards, fields of blue hydrangeas and pristine beaches. It is also a perfect destination for climbers, hikers and surfers, earning it the name of Best Adventure Destination in the World in 2023 by the World Travel Awards. During your visit, try to spend a day at the World Heritage Site Angra do Heroísmo on Terceira Island, a critical port city dating back hundreds of years featuring a fortress, art treasures and several cathedrals.

Book your Azores Adventure.

Japan

Japan has used yen as currency since 1871, but its history goes back for centuries. The island nation is full of traditions and rituals, making its mark in technology. Visit the ultra-modern city of Tokyo, featuring the latest innovations, arts, music, theater, restaurants and even baseball. Travel to Kyoto, the country’s imperial capital for 1,000 years, and a haven for cultural traditions. The city is home to more than 1,000 temples. Visitors can also experience a traditional Japanese tea ceremony at one of scores of elegant tea houses. Take in a geisha performance, one of Japan’s oldest art forms. Japan’s third-largest city, Osaka, is known for its tasty street food and vibrant nightlife. Don’t forget to take a bullet train ride and snap a photo of Mt. Fuji!

Explore the Land of the Rising Sun.

Great Britain

Grab your pounds and get ready to explore Great Britain’s thousands of years of history. You could spend days just touring London, full of ancient architecture and sprinkled with world-famous shops and trendy restaurants. Stop by the Tower of London, a former palace and prison, to see the crown jewels. Not to be missed is Tower Bridge, Buckingham Palace and the London Eye, a giant Ferris wheel, which offers singular views of the city. Outside of London, enjoy the countryside and iconic monuments such as Stonehenge. Travel to Stratford-upon-Avon, William Shakespeare’s birthplace and tour the Royal Shakespeare Theater. Not far away is Glasgow, Scotland’s most populous city, with castles to explore and renowned opera, theater and ballet to see.

Book a Great Britain tour.

canada currency

Canada

While U.S. dollars are accepted most places in Canada, it’s still good to have some “loonies” in your pocket, and a basic knowledge of French if you go to Quebec Province. For a taste of Europe on the same continent, visit Montreal and Quebec City. Old Quebec, a UNESCO World Heritage treasure, is the only fortified city north of Mexico. Vieux Montreal (Old Montreal) has preserved many buildings and its cobblestone streets dating back to 1642 and its days as a French colony. The bilingual city features cathedrals, museums, outdoor cafes, restaurants with mouth-watering fare and shopping streets that extend for eight city blocks. Explore Montreal’s Underground City, 20 miles of tunnels with 1,600 shops and connections to other malls, hotels and city buildings, designed to shield residents and tourists from the winter’s numbing cold.

If you feel like seeing the Canadian coasts by boat, cruise ships depart from either coast. Book a Norwegian Cruise Line tour of New England and Eastern Canada, to visit the Maritime provinces or head to the opposite coast and sail from British Columbia to Los Angeles or other cities on the U.S. west coast.

Book your trip to Canada.

Mexico

After you convert your dollars to pesos, you’ll find plenty of places to spend them at popular beach destinations, including Cancun, the Playa del Carmen/Riviera Maya region and Tulum. Enjoy soft-sand beaches, deep blue water off the shores of Cancun and Playa del Carmen, perfect for swimming and snorkeling. Playa del Carmen also is known for its restaurants and colorful and unique street art. Visit Mayan ruins in Tulum, the only ones along the coast perched on a 45-foot cliff face. Nearby is Xel Ha, known as the world’s largest outdoor aquarium; a snorkeler’s paradise, it is teeming with fish of every color. 

Make memories in Mexico.

For more information on these and other destinations, contact your AAA travel advisor today.

*Please note, AAA does not conduct coin transactions.

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