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How to Get an Auto Loan Through AAA

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Q. How do I get an auto loan through AAA? I usually just let the dealership find me a loan.

A. It’s easy. AAA Northeast Bank offers a variety of auto loan products – including loans for dealer and private sales, lease buyouts, refinancing and more – at rates as low as 1.99 percent APR. You can submit an application at You’ll get a fast response and, if approved, the opportunity to pick up your check that day. You can also apply to get preapproved for a loan amount and interest rate. With financing in place, you’ll have a better sense of what kind of vehicle you can afford. I would also suggest using the AAA Auto Buying Program. You can use it to compare vehicles, read reviews and see what others have paid for the vehicle you want. You can also get a savings certificate to redeem at a certified dealer. Members save an average of $3,106 off MSRP on new cars and get used car discounts through the program.

– Deborah Imondi, vice president, AAA Northeast Bank

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One Thought on “How to Get an Auto Loan Through AAA

  1. My experience is that it was easy and fast to get approved but getting to a check has been a bit of a nightmare. I don’t know what you all are dithering on about. I allowed a four day cushion from the time I struck a deal for the car I wanted (not easy in this environment — and I was forced to go with a dealer 120 miles away) and have scheduled a day off to pick it up and I can’t get an answer to whether the check is going to be overnighted in time. If it isn’t, I will just go ahead and let the dealer get me a loan. I have good credit (700+) and am putting half of the purchase price down. I don’t think it gets a lot better than that for you so I don’t your processing problem is. I have done outside financing before and it has been seemless. Most cut me a check and let me fill in the amount and dealer name so I can close same day. If this is really a market you want to be in, you can do better.

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