About the Author

Robert Yaniz Jr

Articles by Robert Yaniz Jr

older couple discussing term vs. whole life insurance with an agent

Term vs. Whole Life Insurance: What Is the Difference?

Thinking about life insurance but not sure if you should go with a whole or term policy? We explore the basics of each to help you determine which plan is right for you.

married couple

Why It’s Never Too Early to Start Thinking About Life Insurance

Start planning for the future and take advantage of low rates by getting life insurance coverage as soon as possible.

graduation gifts

Graduation Gifts to Get Your Grad Financially Ready

Practical gifts to help newly-minted alumni get started on the right track financially.

life insurance costs

6 Myths About Life Insurance You Probably Believe

We wouldn’t recommend staking your life insurance against faulty information.

spring clean insurance policy

It’s Time to Spring Clean Your Insurance Policies

As you are organizing and refreshing for the warmer months ahead, take time to review your insurance policies.

winter insurance

The Most Common Winter Insurance Claims

Learn about the top winter risks for homeowners and how you can prevent and prepare for them.

side hustle

7 Side Hustles To Put Extra Money in Your Savings

Supplement your primary income or dip your toes into a new career path with one of these popular side jobs.

holiday budget

Holiday Budget Tips

It’s the most expensive time of the year. Don’t start the new year off broke – plan ahead!

woman looking at her expenses

How Much Life Insurance Do You Need?

Have you thought about all the expenses your life insurance policy will need to cover?

life insurance policy

How to Read Your Life Insurance Policy

Here’s what you need to know to make sense of your life insurance policy.

hands with red hear - life insurance payout

Life Insurance Payouts and You: The Facts You Need to Know

What to expect if you are a beneficiary.

smoker life insurance - man breaking a cigarette

Smoker Life Insurance and Other Special Cases

How smoking and other special cases can impact your coverage options and premium.

life insurance for the family

Updating Life Insurance to Cover Your Growing Family

What parents should think about when adjusting their life insurance to a plan that covers their children.

insurance by age

Life Insurance Needs by Age

Your stage in life should be considered when it comes to life insurance coverage. See how age plays into your investment.

life insurance - doctor going over risks

What to Expect From a Life Insurance Medical Exam

You don’t always need a medical exam to get life insurance, but don’t worry if one is required.

man stressed over the phone about completing a life insurance claim

Why Life Insurance Claims Get Denied

Life insurance claims can be rejected for a variety of reasons. Here’s what to do to ensure a smooth payout.

young couple reviewing their life insurance policy

6 Savvy Moves to Get the Most From Your Life Insurance

Key strategies to amplify the benefits of your life insurance plan.

inflation chart

How to Safeguard Your Life Insurance Against Inflation

Here’s what you need to know to limit the impact inflation has on your life insurance plan.

different types of whole life insurance

What Are the Different Types of Whole Life Insurance?

Which of the many different types of whole life insurance policy options is best for you?

frequently asked questions about homeowners insurance

Frequently Asked Questions About Homeowners Insurance

We break down the ins and outs of homeowners insurance to help you better understand your policy.