Be on the Lookout for Flood-Damaged Cars

With a shortage of new and used cars, flooded cars from the recent hurricanes may be making their way into the used car market.
flood cars

If you’re shopping around for a used vehicle, there’s a good chance you going to come across a flood-damaged car, whether you realize it or not. Historically, about 50% of flooded cars make their way back to the used car market, according to Carfax. That number may soon be on the rise as the company also reports more than 200,000 vehicles were damaged by Hurricane Ida, which made landfall in late August.

With the new and used car market suffering a severe supply shortage, many people are putting their vehicles up for sale in hopes of getting a good deal, meaning water-damaged cars could soon be flooding the market.

(Credit: Carfax)

The Signs of a Flood-Damaged Car

So how do you know if you’re on the verge of buying a flood car? Start with the vehicle’s description. It may be referred to as “storm-damage” and could have a new title indicating it was an insurance total. Car history reports can help, but only if the car was put through a claim process.

Here are some other ways to check for water damage.

    • Inspect the car thoroughly for rust stains inside the car, especially around seat brackets.
    • Use all your senses. Does the car smell like mold/mildew? Conversely, does it smell like someone is trying to cover something up?
    • Look in the trunk, under the spare tire. On a SUV, lower the spare tire and look for mud and debris. If the spare tire looks like it was just steam-cleaned, be suspicious. A spare tire that has been under a vehicle for a few years should be dusty, not caked with mud or spotlessly clean.
    • Look for water in the headlights and taillights.
    • Open the hood and look for water stains, mud and dirt in nooks and crannies (the alternator, cooling fan and other surfaces).
    • Check the fuse boxes for signs of corrosion.
    • Recent rust on unpainted screws indicates moisture.
    • Check all the fluids. If they are a milky color this could indicate water contamination.
    • If all of the windows have condensation on a warm day, it could indicate the interior was flooded.
    • A technician or even a DIY-er can check for engine fault codes. If the fault codes were recently cleared, this could indicate someone trying to hide something.
    • Some states do a better job of identifying cars with reconstructed titles. If you are looking at a local car and it has a recent out-of-state title, be wary and ask lots of questions.
    • Finally, if the price looks too good to be true, it probably is.

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What Happens if Your Car Was Caught in a Flood?

If you are caught in a few inches of water, your car will most likely be just fine. If the water leaked into the vehicle’s interior, however, there may be real trouble.

Here are some tips and steps to take if your car becomes flooded.

    • Take plenty of photos to document the damage.
    • Don’t start the car. Have it towed home or to a repair shop to be evaluated.
    • If the water was fresh (not brackish or salty) and the engine was off, you may be OK.
    • Driving into deep water could cause the engine to hydro-lock and cause extensive damage. When the engine sucks in water, that water can’t be compressed and will damage internal engine components.
    • Don’t start the car until it has fully dried out. Even though cars today have lots of computers, allowing the car to fully dry out may save all the expensive electronics. Think of a wet cellphone – sometimes if it is allowed to dry out, it will be OK – and so may your car.
    • The interior should be thoroughly cleaned and the carpets removed to fully dry out. This will help eliminate any mold or mildew.
    • Change all the vital fluids. They may be contaminated by water.

Have a question about flood-damaged cars? Leave them in the comments below.

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One Thought on “Be on the Lookout for Flood-Damaged Cars

  1. The problem is that flood damaged cars end up on the market without a paper trail to identify them. A flood damaged car can be transported to another state, sold at auction, and after the buyer/dealer does cosmetic repairs, sold as an undamaged car with a new title. I have always advocated for Federal registration of vehicles so that the cars have a history under one permanent number no matter which state they came from. Individual states could still set their own rules for vehicle inspection, etc., and charge licensing fees, but at least the history of the car couldn’t be obscured by re-registering it in another state. Also, the penalties for falsifying information about the vehicle’s history must be toughened. Don’t do the crime if you can’t do the time!

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