AAA’s Car Doctor John Paul often gets desperate emails from car owners who find themselves ride sharing with rodents.

“Somebody emailed me the other day because they opened up their car hood and there was a pizza box,” Paul said. “I mean, some rodent dragged a pizza box under the hood of their car.”

He is often asked the same two questions: How do I get a critter out of my vehicle? How do I prevent rodents in cars in the first place?

Sadly, Paul said, there is no 100% foolproof way to prevent a determined rodent from trying to make a home in your vehicle. As a fictitious paleontologist once said, “Life finds a way.”

However, there are steps car owners can take to reduce the risk of rodents nesting in a car engine, and to avoid fun surprises — like pizza boxes — when popping the hood.

Keep It Clean

Critters generally want two things out of vehicles: food and shelter. You have more control over the former than the latter. How many crumbs you leave behind from your morning-commute breakfast sandwich might determine how attractive your car is to rodents. Clean your car thoroughly and regularly.

Be Aware of Your Parking Surroundings

If there are plentiful food sources near your vehicle’s exterior it’s more likely rodents will nest inside. Situate bird seed and outdoor cat food dishes far away from your vehicle. If you have fruit or nut trees, rake regularly near your parking spot to clean up rotting organic matter. And avoid trash bins if you can.

“If you live in an apartment complex and they have some dumpsters outside, that is not the parking space you want to get,” Paul said.

Seal Up Entry Points

If you have evidence of rodent activity in your garage or signs of nesting near your car, use some expandable foam or steel wool to plug up small openings. Remember that rodents often fit through the size of a nickel or dime, so be as thorough as you can be without causing damage to your structure or preventing healthy air flow.

Use It or Lose It

It’s harder to hit a moving target. Use your car regularly to prevent rodents from getting too cozy. If you park on the street or a parking lot, keep critters guessing by rotating where you park. If you are going on an extended trip and no one will be using your vehicle, do what you can to rodent-proof it. Depending on your budget, the worth of your vehicle and your local weather, this may mean a special storage facility, or it may mean a weighted tarp specially designed for car storage.

Remain Vigilant

There are many products on the market, from ultrasonic devices to predator sprays, that claim to prevent rodents from nesting in your car, and there are also folk remedies some people swear by. A few may work well, some only help in certain circumstances and others just don’t work at all. If you find something that works, Paul says it’s important to remember that rodents can get used to a lot of things. Don’t assume what worked last season will work this season and remember that scents wear off.

Check Your Policy

Not all car insurance policies provide coverage for rodent damage. Don’t wait until you see signs of damage. Contact your insurance provider to see if you’re covered, or if you can purchase an additional rodent damage add-on or rider.

Reach out to a AAA insurance agent.

Let’s say you’ve done your best and you still hear the pitter patter of little feet in your vehicle. What now? You need to take action. Gnawing teeth can cause thousands of dollars of damage to car wiring.

Paul favors snap traps over glue traps and poisons because they offer the best chance for retrieval. Poisons can especially be problematic because rodents go to secluded and hard-to-reach places to die. He also cautions against spreading poisons near cars that may harm other wildlife.

If you see signs of multiple rodents, consider hiring a professional exterminator before things get out of hand. And if you notice any damage to wiring or change in vehicle performance with rodents present, have your vehicle checked out right away by a certified mechanic.

Find your nearest AAA-Approved Auto Repair facility.

Have you ever found a rodent living in your car? Tell us about it in the comments.

Oil prices rose over the weekend as markets reacted to the news that a second round of peace talks would not happen, leading to continued uncertainty about an end to the war with Iran. The Strait of Hormuz remains essentially closed, and the U.S. Navy has begun operations to clear mines from the critical passageway. 

Gasoline demand decreased slightly in the week ending April 17, from 9.08 million barrels a day to 9.05 million barrels a day, according to the latest Energy Information Administration (EIA) report. The EIA reports that, while the latest demand figure is 359,000 barrels a day lower than this time last year, it’s 632,000 barrels a day higher than demand levels seen at this time in 2024, indicating that higher prices aren’t greatly diminishing demand. Supply also dipped from 232.9 million barrels to 228.4 million barrels, according to the EIA. Both supply and demand figures are roughly in line with the five-year averages.  

“Because the price of oil makes up more than half of the price we pay at the pump, gas prices continue to be heavily impacted by the latest swings in oil prices,” said Jillian Young, director of public relations for AAA Northeast. “With refineries selling the more expensive summer-blend gasoline and the busiest driving season ahead of us, those factors may contribute to additional upward pressure on gas prices.” 

AAA’s April 27 survey of fuel prices found the current national average up 7 cents from last week ($4.04), averaging $4.11 per gallon. The national average price was 14 cents higher than a month ago ($3.97) and 97 cents higher than this day last year ($3.14). 

Region	Current Price*	One Week Ago	One Month Ago	One Year Ago
Rhode Island	$4.08	$3.94	$3.80	$2.94
Massachusetts	$4.04	$3.95	$3.78	$2.96
New Jersey	$4.08	$3.94	$3.87	$2.96
New York	$4.18	$4.10	$3.92	$3.09
Connecticut	$4.21	$4.04	$3.93	$3.06

*Prices as of April 27, 2026 

As of April 27, Oklahoma and Kansas had the lowest prices in the nation at $3.50 and $3.52, respectively. California and Hawaii had the highest prices in the nation at $5.94 and $5.65, respectively.  

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

Sometimes the best way to help yourself is to help someone else.

Volunteering is a generous way to support and strengthen your community, but its impact extends beyond the causes you serve. People who give their time often experience improved well‑being, along with a deeper sense of purpose and connection.

The Many Advantages of Volunteer Work

Beyond the satisfaction of giving back, research has shown that volunteering can boost your mental and physical health, reducing stress, improving mood and even helping you live longer.

While many studies have focused on older adults, the positive benefits of volunteering extend across nearly every age group and life stage.

Mental Health Benefits of Volunteering

Compared to non-volunteers, people who give of their time tend to be less depressed or anxious, have more self-esteem, are more satisfied with their lives, express greater happiness and report an enhanced sense of meaning in life, according to Jeffrey Burr, a retired professor of gerontology at the University of Massachusetts in Boston.

Volunteering prompts the brain to release neurotransmitters like dopamine, which help you feel more positive and motivated, according to Mayo Clinic Health System. This natural boost can elevate your mood while creating a sense of calm and fulfillment. People who volunteer also feel more involved, less lonely and experience an improved quality of life, reported the National Library of Medicine.

Older people may also see boosts in mental abilities. Senior volunteers experience less cognitive decline and less memory loss, which are huge advantages as we age, revealed in a study called the Baltimore Experience Corps Trial as reported by The Journals of Gerontology.

Physical Benefits of Volunteering

Besides boosting your spirits and cognitive abilities, volunteering also has measurable benefits to your physical health and well-being, including improving cardiovascular functions, according to the American Heart Association, as well as enhancing mobility and general fitness.

A 2015 study published in The Gerontologist showed that middle-aged volunteers had better levels of HDL cholesterol in their blood, had less abdominal fat and were less likely to have high blood glucose than people who did not volunteer. Older volunteers were also less likely to have high blood pressure. Similar benefits have been observed among younger people. One study of Canadian high school students found that just two months of volunteering helped to reduce their cardiac risk factors.

People who volunteer tend to be more physically active, have better physical function, stable balance and may even live longer, according to research published by the American Journal of Preventative Medicine. After examining connections between volunteering and health in almost 13,000 U.S. adults more than 50 years old, the study revealed that, over a four-year follow-up period, people who volunteered at least 100 hours per year had a lower chance of dying than non-volunteers.

Finding and Sustaining a Sense of Purpose

“For older adults, volunteering can fill many important roles,” said Eric Kim, an assistant professor of psychology at the University of British Columbia and a co-writer of the journal report. “When older adults volunteer, it can simultaneously provide social connection, a sense of being needed, of mattering, of significance, structure and physical activity. I do think purpose is a key piece of the puzzle.”

Certain influences and conditions also make it more likely for people to volunteer — and keep it up. Strong social ties, better baseline physical health and religious participation are among the strongest predictors. Equally important, Kim said, are organizations that create a sense of belonging and reduce barriers to participation. Flexible schedules, accessible transportation and opportunities that align with personal values can all make volunteering not just possible, but sustainable.

How to Find Volunteer Opportunities Near You

If you are interested in volunteering, first consider your interests, schedule, time commitment and available transportation. Sites such as Volunteer.gov and Idealist can help you find an engaging volunteer position. Also check out your local schools, library and community centers and see if your employer has volunteer opportunities.

AAA promotes volunteerism among its employees and members, often sponsoring community projects, including our Fuel Hope, Fight Hunger campaign.

“Volunteering feels good and it gives people a sense of purpose, boosts mood and helps lower stress,” said Karen Diehl, senior community and employee experience specialist for AAA Northeast. “It brings co-workers together around a shared goal, strengthening relationships and creating a real sense of purpose. On top of that, volunteering encourages people to try new things, meet new faces and build skills they might not use in their regular roles.”

To sign up for member volunteer opportunities with AAA, check out AAA Cares.

What are your favorite ways to volunteer in your community? Share in the comments below.

Paris draws millions each year for its cafes, museums, gardens and iconic landmarks. Thanks to its walkable streets and easy transportation, a weekend in Paris is all it takes to experience the city’s highlights — even if you’re visiting on a tight schedule.

Ready to take a quick spin through the City of Light?

Paris City Guide

A weekend in Paris can give you a taste of all it has to offer and whet your appetite for a longer visit. Plan an agenda that includes attractions, experiences, landmarks and time to chill, making sure not to miss the highlights, such as the Eiffel Tower, Notre Dame and Louvre.

If you have just one day in Paris, decide on your focus: museums, parks, landmarks or shopping. Believe it or not, you can squeeze in all the top attractions in 12 hours of daylight by starting at Notre Dame at 9 a.m. and ending with a Seine River cruise at 7 p.m.

Even a layover can give you time to explore if it’s more than four hours. (Remember to factor in time to travel to and from the airport and clear customs again.)

The fastest way to get around Paris is the Metro, an underground train system that runs frequently and has an extensive number of stops.

While it’s tempting to race through the city to see as much as you can, even fleetingly, focusing on one area or neighborhood can be more satisfying, such as Montmartre or Le Marais and Île de la Cité.

Book your flight to Paris now.

Your Paris Weekend Itinerary

First Stop: The Eiffel Tower, of Course!

The most popular tourist attraction in the world welcomes 6 million guests each year. Along with the views, there’s a Michelin-starred restaurant, champagne bar, exhibits and shops. The busiest season? July and August. Tickets are available up to two months in advance, but if they are sold out online, you can buy same-day tickets in person. Lines can be lengthy, so check the website for wait times and information on prices, hours and what to do.

What’s Nearby:

Walk across the Pont d’lena (bridge) to Trocadero Gardens, which align perfectly with the base of the Iron Lady, offering an ideal photo op! The complex includes museums, sculptures and Warsaw fountains.

Book a Paris hotel with AAA.

Shop the City’s Oldest Street

Rue Mouffetard is located in the 5th arrondissement, better known as the Latin Quarter, which dates to Roman times. The narrow, cobblestoned street is lined with cafes and restaurants, cheese mongers, butcher shops and bakeries. It’s the Paris you’ve always imagined.

What’s Nearby:

You’re within walking distance of the Pantheon. Once the highest building in Paris (before the Eiffel Tower was completed), its colonnade offers a spectacular view over the city. Or spend some hours at the Jardin des Plantes. Originally a place where herbs were grown for royalty, today it houses a zoo, garden and a gallery.

Head to the Island

Ile de la Cite is literally an island in the middle of the Seine River. Here you’ll find Notre-Dame Cathedral, which reopened in December 2024 following renovations after a devastating 2019 fire, and the famed flower market. This is also where you can see Pont Neuf, the city’s oldest stone bridge, connecting the island to the left and right banks of the Seine. The landmark has been featured in films like “The Bourne Identity” and “Midnight in Paris.”

What’s Nearby:

Au Vieux Paris d’Arcole, one of the city’s oldest restaurants.

Follow the Trends

Check out the Marais, a hip neighborhood lined with bars, clubs and restaurants. It is also home to several important galleries and art museums, including the Pompidou Centre and Musee Picasso. Don’t miss the imposing Hotel de Ville, which houses the Paris City Council.

What’s Nearby:

Paris’s oldest covered market, Les Enfants Rouges, dates to 1615. It’s filled with covered stalls selling produce, fish and meat. Find it near rue de Bretagne.

Looking for That Famous Pyramid?

Designed by I.M. Pei, the impressive glass Louvre Pyramid serves as one of the entrances to the equally famed Louvre Museum. Once a royal palace, it houses a collection that includes the Mona Lisa, the Venus de Milo, Greek statues and Renaissance masterpieces.

What’s Nearby:

Pretend you’re a 16th century royal by strolling the formal gardens of Jardin des Tuileries, dotted with fountains and sculpture by Rodin.

For creative, contemporary art, visit the Jeu de Paume, which features photographs, films, installations and rotating exhibitions.

Shop Till You Drop

If you are looking for one of the best department stores in Paris, stop into Bon Marche Rive Gauche. Opened in 1852, it is France’s best known department store.

And don’t miss BHV Marais, which sells everything from housewares to handbags. The original building, which dates to 1866, has been joined by a menswear store and boutiques dedicated to brands such as Gucci and Moncler.

What’s Nearby:

The Champs-Elysees is made for strolling and browsing, dotted with luxury brands and middle market retailers. The broad, leafy avenue connects two must-see landmarks at either end: Place de la Concorde and the Arc de Triomphe.

Besides the The Champs-Elysees, among the best areas to walk in Paris are Boulevard St-Germain and the left bank of the Seine.

Get Out of Town!

Two monumental destinations are just outside the city proper. The Palace of Versailles is a UNESCO World Heritage Site and former royal palace with 2,000 rooms and a spectacular Hall of Mirrors. The trip to Versailles from Paris is worth it, if you have sufficient time; getting there and touring the palace and grounds can take almost a full day. For a different vibe, Disneyland Paris has all the magic you could want.

Places to Eat

Visitors have their pick of enticing dining spots in Paris, from Michelin-starred restaurants to market food stalls. Most bars and restaurants stay open until 2 a.m., so there’s time to explore. Here are a few suggestions:

If you’re looking for an authentic French brasserie, book a sidewalk table at Au Pied de Cochon. Open since 1947, this classic Gallic spot serves up cassoulet, moules frites and escargot.

Hanoi Paris is just steps from the Luxembourg Gardens and offers authentic Vietnamese pho and a kid’s menu.

For something sweet, enjoy a selection of colorful macarons from Maison Laduree. Check out its flagship store on the Champs-Elysees.

Need more to post to your Instagram? Pink Mamma is a buzzy Italian spot known for its fab decor and pasta with truffles. Make a reservation or arrive early as lines form well before opening.

And don’t forget the croissants! Considered a national treasure, you can find a good croissant in nearly any boulangerie in the city.

Book your Paris vacation with a AAA travel advisor.

Looking for more European getaways? Click here to discover top destinations, trending vacations and more!

What’s your favorite thing to do in Paris? Tell us in the comments.

AAA Northeast is joining 18 other clubs to fill food pantries, kitchens and plates through this year’s Fuel Hope, Fight Hunger campaign.

In partnership with Feeding America, a nationwide network of food banks, the goal is to provide 5 million meals nationwide. With the help of employees and members, AAA hopes to surpass last year’s total of 7.2 million meals donated.

“AAA Northeast has partnered with Feeding America affiliates like the Rhode Island Community Food Bank and Feeding Westchester for years,” said Mary Maguire, AAA Northeast’s vice president for public and government affairs. “The Fuel Hope, Fight Hunger campaign provides us with a wonderful opportunity to give back to the communities in which we live and work, and to make a difference for those in need.”

Help AAA Fight Hunger

For the entire month of June, food donation boxes will be available in all 65 branches across the AAA Northeast territory and administrative offices. Find a branch near you.

Members can also volunteer shoulder to shoulder with employees at various events, including collecting donations curbside at grocery stores, preparing food for those in need and stocking shelves at pantries.

Sign up for hunger relief and other community events near you or send a message to memberengagementgroup@aaanortheast.com.

What We Accomplished Together Last Year

• $150,417 raised by AAA Northeast to support Feeding America and food banks throughout our footprint. (Just $1 helps provide at least 10 meals secured by Feeding America on behalf of local partner food banks.)
• 3,600+ employee volunteer hours contributed.
• 5,400+ food items donated by employees and members.

Responding to a Growing Need

Last year’s hunger relief effort was the first coordinated national charitable campaign in AAA’s modern history, dedicated to alleviating the national food insecurity crisis.

More than 14 million children in the U.S. don’t have enough food to eat or don’t have access to healthy food, and more than 47 million people face hunger across every U.S. community, according to Feeding America.

Food insecurity is especially prevalent in the summer when children don’t have access to free school meals and donations to food banks decrease.

“The goal is to impact as many people as we can,” said co-leader of the AAA Northeast Member Engagement team and district branch manager Tom Ryan. “To increase the number of families served, the number of pounds of food collected, delivered and prepared. That’s how we measure success.”

Featured image: Member services counselor Tawana Hargis fills boxes at the Rhode Island Community Food Bank.

As the weather warms up, drivers can expect to see more pedestrians, cyclists and motorcycle riders on the roads. Another sign of spring that requires attention? Bright orange cones signaling road work. During National Work Zone Awareness Week (April 20-24) and year-round, AAA Northeast is urging drivers to practice safe driving in work zones to help ensure roadside workers can do their jobs safely. 

More than 2,100 people nationwide were struck and killed on the roadside from 2019 to 2023, according to a new study from the AAA Foundation for Traffic Safety. Exacerbating the problem, at least six of the 15 roadside workers killed in traffic crashes in 2023 were struck by a driver who fled the scene.  

Slow Down, Move Over (SDMO) laws aim to protect those who are vulnerable at the roadside. While details vary by state, every U.S. state has some type of SDMO law. However, new AAA research shows that many drivers don’t fully understand the laws: Only 66% of drivers surveyed believed that their state’s SDMO law required drivers to take any special actions when passing a stopped police car on the shoulder of the highway, and only 58% said the same for tow trucks. In states where laws protect all stopped vehicles, fewer than half of drivers believed they were required to take any special action when passing a lone disabled vehicle without incident responders present. 

“For maintenance crews working to improve our roads and tow truck drivers helping drivers get to safety, doing their job often means being in a very vulnerable position as vehicles pass at high speeds,” said Jillian Young, director of public relations for AAA Northeast. “Drivers can help protect those doing important work at the roadside by slowing down and moving over. As construction season ramps up, it’s especially important to obey posted speed limits and use caution when driving through work zones.” 

AAA Northeast urges drivers to:

• Always remain alert. Avoid distractions and focus on the task of driving.  

• Scan the road ahead to identify any potential hazards. Watch for situations where first responders, construction crews, tow operators or disabled motorists are stopped on the side of the road.  

• Slow down to a safe speed and move over, if it’s safe to do so, when approaching a vehicle on the shoulder. 

State-specific data:

In Connecticut, from 2021 to 2025, there were more than 4,800 work zone-related crashes. Over 800 resulted in injuries, and 16 were fatal. 

In Massachusetts, from 2021 to 2025, there were more than 10,300 work zone-related crashes according to the Massachusetts IMPACT crash data portal. Over 2,000 resulted in injuries, and 29 were fatal.  

In New York in 2025, there were over 570 crashes in work zones on New York State roads resulting in 87 injuries and three fatalities, according to the New York Department of Transportation. On the New York State Thruway system alone, the number of crashes in work zones increased by 46% from 2024 to 2025. 

In New Jersey, from 2021 to 2025, there were more than 18,700 work zone-related crashes, according to Numetric. Over 3,800 resulted in injuries and 39 were fatal. 

Oil prices fell about 10% by the close of markets on April 17 after Iran announced it would reopen the Strait of Hormuz to tanker traffic. Amid the possibility of renewed peace talks, West Texas Intermediate dipped below $90 a barrel on expectations that oil could flow freely through the critical shipping channel for the first time in more than seven weeks. But renewed escalation in the conflict then sent crude prices climbing by about 5% in weekend trading.  

Domestically, inventories of both crude oil and gasoline are tightening due to healthy demand and record exports of American oil and gas. U.S. gasoline stockpiles fell by 6.3 million barrels last week — the ninth straight week of declines — as demand increased to a seasonally strong 9.09 million barrels a day, according to the Energy Information Administration (EIA). Meanwhile, total exports of oil, diesel and gasoline jumped by 1.03 million barrels a day, the EIA reported, settling at 12.75 million barrels a day. That figure broke the previous record set in 1991 by 580,000 barrels as countries around the world impacted by reduced oil and gas exports from the Persian Gulf turned to the U.S. to address product shortfalls. 

“While recent declines in pump prices might be encouraging to see, significant uncertainty will loom over petroleum markets for the duration of the conflict in the Middle East,” said Jillian Young, director of public relations for AAA Northeast. “Despite higher gas prices, Americans don’t appear to be driving less; demand has been trending above year-ago levels since the war began.” 

AAA’s April 20 survey of fuel prices found the national average down 8 cents from last week ($4.12), averaging $4.04 per gallon. The April 20 national average price was 13 cents higher than a month ago ($3.91) and 89 cents higher than last year ($3.15). 

Region	Current Price*	One Week Ago	One Month Ago	One Year Ago
Connecticut	$4.04	$4.08	$3.76	$3.04
Massachusetts	$3.95	$3.96	$3.65	$2.95
New Jersey	$3.94	$4.03	$3.82	$2.97
New York	$4.10	$4.12	$3.77	$3.09
Rhode Island	$3.94	$3.98	$3.67	$2.94

*Prices as of April 20, 2026 

As of April 20, Oklahoma and Kansas had the lowest prices in the nation at $3.37 and $3.47, respectively. California and Hawaii had the highest prices in the nation at $5.83 and $5.67, respectively.  

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

Everyone knows to drive slowly on ice to avoid skidding. But driving through water can be just as hazardous, and if you are not careful, can cause a car to slide off the road.

What Is Hydroplaning?

You’ve probably heard the term before, but what exactly does it mean?

Hydroplaning occurs when a thin layer of water comes between the tires and the road. Suddenly the tires have no traction, the driver has no control of the car and is in danger of sliding off the road or into oncoming traffic. All this happens in a matter of seconds.

Cars are at greatest risk for hydroplaning during the first 10 minutes of a downpour because tires can’t quickly displace enough water from their treads. Drivers traveling 40 mph or more through water more than one-tenth of an inch deep have a higher chance of hydroplaning.

What to Do When Hydroplaning

If your car starts to hydroplane, release the accelerator slowly, said AAA’s Car Doctor John Paul. Quick deceleration or sudden steering maneuvers can put the car into a skid. Hold the steering wheel firmly and keep the front of the car pointed straight ahead. Steer gently to keep the car going forward and take your foot off the gas pedal so the car slows down on its own.

How to Avoid Hydroplaning

To prevent your car from hydroplaning, Paul said:

• Watch the roadway; look for pooling water and big puddles. Monitor your car’s speed. “The faster your car is traveling, the more likely you are to hydroplane.” 
• Leave extra following distance between you and the traffic ahead. This will give you more time to react.
• Ensure your tires are fully inflated and have adequate tread. AAA recommends replacing tires when the tread gets down to 4/32nds inches of tread (2/32^nd inches is the minimum legal tread depth in most states).

A legal tire with 3/32^nd inches of tread can take up to 225 feet to stop from 60 mph, while a tire with 5/32^nd inches of tread will take 195 feet. “That 30-foot difference can be the difference between a crash and one that didn’t happen,” Paul said. 

Has your car ever hydroplaned? What helped you recover? Tell us in the comments.

When reading your home insurance policy — or any insurance policy — it’s easy to get lost in the verbiage and jargon.

Two of the most confusing terms for home policyholders are actual cash value vs replacement cost. At first glance, one might mistake these policies as being similar or interchangeable, but they are not the same. Being unaware of the difference could affect your coverage.

With housing values going up (and insurance rates going up with them), it could be a good time to update your home insurance, particularly whether you are covered for actual cash value or replacement cost. It could mean more money in your pocket.

Actual Cash Value vs Replacement Cost Coverage Explained

The big difference between actual cash value and replacement cost is depreciation: the decrease in value of an item due to factors such as age, obsolescence and wear and tear. How insurance depreciation works is as follows:

An actual cash value policy pays the amount needed to replace a lost or damaged item, minus depreciation.

Replacement cost provides the sum needed to replace a damaged item with one of similar kind and quality without deducting depreciation.

It is not always clear whether a policy pays actual cash value vs replacement cost. If you have any questions or doubts, review your policy with an insurance professional who can help you better understand how you are covered.

Think of It This Way …

When you make a claim, your insurance company determines your settlement or the compensation you will receive based on the type of policy you have. The Insurance Information Institute gives the example of a tree falling through your roof and onto your eight-year-old washing machine.

“If you had a replacement cost policy for the contents of your home, the insurance company would pay to replace the old machine with a new one. If you had an actual cash value policy, the company would pay only a percentage of the cost of a new washing machine because a machine that has been used for eight years would be worth less than its original cost.”

If the tree also damaged your 15-year-old roof so badly that it needed to be replaced, a replacement cost policy would pay the full cost of installing the new roof, while an actual cash value policy would only pay a percentage.

Choosing a Policy  

“Oftentimes a policy that pays actual cash value will have cheaper premiums than one that pays replacement cost,” said Jodi DeSantis, vice president of insurance services for AAA Northeast. But when it comes to getting sufficient coverage for your home, “don’t always go for the lowest cost option.”

What you save upfront may eventually end up costing you in the event you need it, especially in today’s volatile market. As the value of homes has gone up, so have building costs, and what was enough to cover repairs in the past, may not be enough now.

When you experience a loss, even if your entire home is damaged beyond repair, a standard homeowners policy will pay to replace it up to the limits of the policy. If your policy limit does not keep up with the current market where you live, you may not be adequately covered.

Some policies automatically increase your home coverage limits each year, which could be helpful, but still may not be sufficient in the current environment.

There is no time like the present to reach out to your insurance agent, review your policy and make any needed adjustments.

Schedule an appointment with a AAA insurance agent today.

Less than 100 miles from Boston and Providence, Cape Cod is one of New England’s most accessible and scenic road trips. The sandy peninsula curls into the Atlantic Ocean like a bent arm, revealing classic seaside towns, windswept beaches and historic lighthouses.

Drive slowly and the Cape unfolds region by region, from quiet villages on the Upper Cape to dramatic dunes at the tip in Provincetown. Along the way, stop for traditional Cape Cod activities like whale-watching cruises, strolling coastal trails, sampling local seafood and exploring the region’s maritime heritage.

Need a ride for your Cape Cod road trip? Save with Hertz.

Upper Cape

Cross the Cape Cod Canal via the Sagamore Bridge or Bourne Bridge to reach the Upper Cape for historic clapboard homes and village greens. The Upper Cape offers some of the most relaxing things to do on Cape Cod, from historic villages to scenic bike trails.

In Sandwich, the Cape’s oldest town, stretch your legs on the 1,350-foot-long Sandwich Boardwalk, which leads to Town Neck Beach. Visit the Sandwich Glass Museum for live glassblowing demonstrations and the Heritage Museums & Gardens, which feature an aerial adventure park with five treetop trails and seven ziplines.

Falmouth’s walkable Main Street features cafes, art galleries and retail shops, like Eight Cousins bookshop and The Gilded Oyster. For local history, the Mashpee Wampanoag Tribal Museum delves into the daily lives and culture of the Wampanoag people, whose presence on the Cape dates back thousands of years.

In North Falmouth, rent bicycles at Bike Zone of Cape Cod to pedal the paved 10.7-mile Shining Sea Bikeway, winding past salt marshes, cranberry bogs and glacial kettle ponds. Stop at the Ocean Science Discovery Center in Woods Hole for hands-on maritime exhibits.

Mid Cape

The Mid Cape combines history, outdoor recreation and coastal experiences. Start in Hyannis, a classic Cape town with quaint shops like Red Fish Blue Fish and Kandy Korner. The John F. Kennedy Hyannis Museum explores the Kennedy family’s long ties to Cape Cod, while the nearby Cape Cod Maritime Museum focuses on the region’s boatbuilding and seafaring heritage.

On the water, Hyannis Whale Watcher Cruises depart from Barnstable Harbor March through October for sightings of humpback, finback and minke whales. Long Pasture Wildlife Sanctuary offers 2½ miles of walking trails through marshes, meadow and woodland, as well as guided kayak tours through estuaries and marshes.

At Sesuit Harbor in East Dennis, Lobster Roll Cruises operates lunch, dinner and sunset dinner cruises. Glide along calm waters and enjoy fresh lobster rolls while taking in Cape Cod’s coastline. Reservations are recommended, particularly in summer months.

Lower Cape

The Lower Cape wows with postcard-perfect harbors and storybook villages. The 25-mile Cape Cod Rail Trail runs from Yarmouth to Wellfleet, passing through six towns. In Harwich, stop at Pizza Shark, housed in a historic 1800s general store, for pizza, sandwiches, salads and Gifford’s ice cream. Bikes are available for rent at Barb’s Bike Shop in South Dennis and Rail Trail Bike & Kayak in Brewster.

Explore scenic beaches and harbors, like Wychmere Harbor. Watch as local fishermen unload their daily catch at the Chatham Fish Pier, then visit the historic Chatham Lighthouse overlooking the Atlantic. In mid-summer, stroll the Cape Cod Lavender Farm, where 14,000 blooming lavender plants fill the fields with fragrance and color.

Orleans marks a transition as forests thin, winds pick up, and sand dunes begin to dominate the coastal landscape. Check out Nauset Beach for dramatic Atlantic surf or Skaket Beach on Cape Cod Bay for calmer waters and vibrant sunsets.

Outer Cape

The Outer Cape features dramatic dunes, sandy beaches and maritime preserves. Much of the area lies within Cape Cod National Seashore. Begin at Salt Pond Visitor Center for maps, exhibits and ranger programs. Eleven walking trails, including the Atlantic White Cedar Swamp Trail and the Fort Hill Trail, allow for easy exploration.

In Eastham, Nauset Light stands out with its red-and-white stripes, famously featured on bags of Cape Cod potato chips. Farther north in Truro, Highland Light, Cape Cod’s oldest and tallest lighthouse, commissioned by George Washington in 1796, offers seasonal climbs of the 66-foot-tall tower. On the grounds, the Highland House Museum showcases the region’s maritime history.

Beach hopping is practically mandatory. On the Atlantic, Coast Guard Beach frequently ranks among America’s top beaches thanks to rolling surf and expansive dunes. Head of the Meadow Beach boasts wide sandy shores and a two-mile bike path, while Race Point Beach is known for iconic lighthouse views and whale sightings.

The Outer Cape is known for mellow bay beaches too, like Mayo Beach, a family-friendly spot with calm waters. Corn Hill Beach in Truro features a long, narrow stretch of sand and gentle waters. It also holds historical significance as part of the Pilgrims’ early exploration of Cape Cod.

Near the tip of the Cape, climb the 225-foot-tall Pilgrim Monument for sweeping panoramas and visit the Provincetown Museum to learn about the Pilgrims’ first landing in 1620. Stroll Commercial Street for art galleries and seafood restaurants or set out on a whale-watching tour to see marine life offshore.

Whether you’re planning a weekend getaway or a full road trip, these highlights showcase some of the best things to do in Cape Cod across every region.

Cape Cod Hotels

Book your stay with AAA.

Plan your Cape Cod road trip with a AAA travel advisor and rent your car with Hertz. AAA members can save up to 20% on Hertz rentals.  

Have you ever been to Cape Cod? Share your favorite things to do in Cape Cod in the comments!

Featured image: Coast Guard Beach, Eastham. Photo credit: Paul Scharff.

Looking to plan your next getaway but concerned about rising fuel costs and airfares? A shoulder season trip may be the answer. AAA Northeast travel advisors recommend booking sooner rather than later based on growing interest and available deals.  

Shoulder season, the travel period between peak and off-peak seasons, typically offers lower prices, fewer crowds and milder weather. In many regions, domestic and international, travelers can expect more comfortable temperatures than during peak summer or winter seasons, making the fall shoulder season an ideal time for sightseeing and outdoor activities.  

Top shoulder season destinations include Florida, Alaska, Italy, Ireland, Spain and the Bahamas, according to AAA Northeast booking data. European river cruises and Mediterranean cruises are also popular. 

When to Book 

Domestic air travel set a new passenger record in 2025, and October saw the largest increase in passengers from 2024 to 2025, according to a AAA Northeast analysis of Transportation Security Administration (TSA) data. Because October trips are increasingly popular, AAA Northeast travel advisors say those looking to take advantage of shoulder season should book as early as possible. 

“Fall deals are already starting to roll in,” said Felicia Troy, travel advisor for AAA Northeast. “If you find something in your price range within six months of your trip, our advice is to book it now.” 

Cost-Saving Tips 

Some airlines recently raised ticket prices and checked-bag fees in response to rising fuel costs. Travelers with flexible departure dates have the best chance of scoring flight deals. Booking flights on Tuesdays and Wednesdays may cut costs as midweek flights tend to be cheaper. Carefully review airline refund policies. If you purchase travel insurance, consult with a travel advisor who can explain what is and isn’t covered in your policy.    

With the national average gas price sitting at $4.09 as of April 16, travelers taking road trips should shop around to save at the pump. Gas stations at rest areas or right off the highway are usually the most expensive. Planning to fill up before you’re nearing empty can prevent a necessary stop at the nearest station. Obey the speed limit. As speed increases above 50 mph, aerodynamic drag causes fuel economy to drop off significantly. If you’re on a road where the speed limit is above 50 mph, adapting to the speed limit while maintaining a steady speed can help you maximize efficiency.  

Hotels in city centers and tourist areas are typically more expensive than hotels a bit removed from the action. To save money on transportation, look for hotels within walking distance to public transit. Renting a condo or apartment can be cost-effective when traveling in groups of four or more. 

Cruising continues to be a cost-effective option. AAA projects a record 21.7 million Americans will take an ocean cruise this year. Homeport cruises can be even more affordable. With departures from the Manhattan and Brooklyn terminals in New York, Cape Liberty Cruise Port in New Jersey, and Flynn Cruiseport in Boston, local travelers can avoid paying for flights. 

Most think hearing aids are just about hearing better, but the Horizon IX by hear.com is doing something no one expected: It’s making people sharper, quicker in conversation and easier to talk to.

And science backs it up. Research from Harvard University, Johns Hopkins University and the National Institutes of Health shows that hearing health and brain health are closely linked.

It’s no wonder thousands of Americans are switching to Horizon IX. This revolutionary, German-engineered, virtually invisible hearing aid feature dual-processing technology that separates speech from noise. It’s smart, seamless and built to elevate how you experience the world.

Check if you qualify for a game-changing 45-day trial. Upgrade your hearing.

The Brain-Hearing Connection

“When we developed Horizon IX with our engineers from Signia, we knew we were creating something special for hearing clarity. What we didn’t fully anticipate was how much it would impact users’ overall cognitive well-being,” said Dr. Marco Vietor, co-founder of hear.com.

The secret lies in Horizon IX’s groundbreaking dual-processing technology. By separately processing speech and background noise, then recombining them with unprecedented clarity, these tiny devices don’t just make sounds louder — they deliver precisely what your brain needs to stay engaged and healthy.

“It’s like the difference between an old black-and-white TV and a 4K ultra-HD screen,” says Paul Crusius, hear.com co-founder. “When your brain receives clear, rich signals instead of muffled noise, it doesn’t have to work overtime just to understand basic conversation. That cognitive energy gets redirected to what matters — memory, focus, and staying mentally sharp.”

5 Ways Horizon IX Helps You Stay Sharp

Prevents Cognitive Decline

Clear hearing = clear thinking. Horizon IX activates dormant neural pathways for improved memory and mental sharpness.

Lowers Your Risk of Dementia

Research shows that hearing aids can cut dementia risk in half. Horizon IX’s crystal-clear sound processing rejuvenates the mind and keeps it in top shape for years to come.

Helps You Stay Social

When you can follow conversations easily, you’re more likely to stay active, connected, and involved — the key to a happier, healthier life.

Lightens Your Cognitive Load

No more working overtime just to keep up. Horizon IX’s German-engineered technology alleviates this burden, enabling your brain to function efficiently and remain energized.

Preserves Neuroplasticity

Horizon IX delivers rich, detailed sound that keeps your brain active and engaged so that it can process, adapt and perform at its best.

Dr. Emily Russell, lead audiologist at hear.com, has witnessed these changes firsthand. “My patients come in for better hearing, but they stay for the mental clarity,” she said. “They tell me they’re thinking more clearly, remembering more, and feeling more engaged with life. The Horizon IX is doing something truly remarkable. It’s like a time machine for your brain!”

What Else Makes Horizon IX So Special?

• Seamless Bluetooth and smartphone connectivity.
• Discreet, lightweight design for all-day comfort.
• Rechargeable, long-lasting batteries.
• Recommended by thousands of hearing specialists across the U.S.
• Insurance and flexible finance options, including FSA eligibility.

Where Can You Get Horizon IX?

As of March 2026, hear.com has partnered with over 2,000 specialists to ensure Horizon IX devices are available across the U.S.

Experience effortless hearing in any situation — from crowded restaurants to cherished family gatherings — all with a device so discreet and comfortable, you’ll completely forget you’re wearing it.

Join 540,000 happy customers who trust hear.com. Check if you qualify for a 45-day no-risk trial.

Last updated: April 16, 2026

Critical indicators that a vehicle requires immediate maintenance include dashboard warning lights, unusual sounds like squealing or grinding, physical vibrations and strange odors, such as burning or rotten eggs. Promptly addressing these signs is essential to prevent costly, severe repairs and ensure driver safety.

Easy Indicators

One way to know if your car needs attention is when the check engine light or other important dashboard lights turn on while driving. Think of these lights like a traffic signal — green, all is fine; yellow, needs attention soon; and red, stop immediately before serious damage happens.

Signs Your Car Battery Is Dying

• Dim headlights: If the engine is off and you turn on the headlights and they are dim, the battery may not have the proper voltage to power lights and other accessories. This could be due to poor connections, a faulty alternator or a battery at the end of its life.
• A bad smell: A leaking battery will expel hydrogen sulfide gas, which smells like rotten eggs. This is caused by an alternator that is overcharging the battery. Over time, the battery will fail.
• Corrosion: One the most common issues with difficulty starting and battery performance is corrosion. This is a blue-green, powdery substance around the battery cables where they connect to the battery.
• Swelling: A battery that is swollen has frozen due to insufficient charging. If your car’s battery is swollen, replace it.
• Clicking sound: This clicking sound when you turn on your ignition is often the result of the starter getting insufficient power from the battery.
• Sluggish crank: A slow-cranking engine could mean your battery is weakening.

AAA will come to you wherever you are to test and replace your battery if needed. Learn more about AAA Battery Service.

Signs Your Car Needs an Alignment

• Crooked steering wheel/car pulling: If you’re not turning, your steering wheel should sit pretty close to perfectly straight without much effort. If, however, your steering wheel and vehicle pull significantly to the left or right when driving straight it’s a sign your car needs an alignment.
• Abnormal tire wear: Tires should wear evenly across the tread. All four of your tires should also be wearing down evenly. Any inconsistencies could be the result of a misalignment or worn suspension parts.
• Vibrating steering wheel: Tires that are out of balance or wheels that are damaged can cause the steering wheel to shake. A low-speed wobble can be a result of a badly worn tire or bent wheel. A vibration at higher speeds generally is an indication the tires need balancing.

Signs Your Car Needs an Oil Change

• Old oil: Oil lubricates the moving parts of your engine, keeping things running smoothly. Old oil won’t do its job and can cause excessive engine wear and sludge build up in the engine. It is important to check the engine oil periodically, top off as needed and change it as recommended in the vehicle owner’s manual.
• Color and consistency changes: While you are checking your oil levels, take a look at the fluid’s color and texture. The oil should be a translucent, yellowish-brown color. If it’s very dark or thick and gooey, it’s been running through your engine too long and needs to be replaced.
• Exhaust smoke: Some translucent emissions from your exhaust pipe is normal, but smoke is not. This is a clear indicator your car may need repairs.
• Oil Smell: The smell of oil could mean an oil leak.

Should you change your own oil? Find out.

Signs Your Car Is Overheating

• Temperature gauge: A temperature gauge clinging to the “H” end is the clearest sign your car is overheating.
• Steam: If your engine overheats, it could exceed the boiling point of your radiator fluid. This will turn the fluid into vapor, resulting in a cloud of steam emanating from under the hood.
• Reduced engine power: Overheating can cause the engine to slow down and seize up. If you see steam or the “hot” light on, pull over, stop, shut the car off and let it cool.
• Unusual smell: An overheated engine will give off a hot, burning smell and/or a sickly sweet odor. This is the smell of coolant, which will become noticeable if there is a leak. This same sweet smell could also be the result of a leaking heater core, which warms the cabin.

More Signs Your Car Needs Maintenance: Smells and Sounds

• Must, mildew or mold: This smell is the result of a water leak, possibly from the windshield or one of the windows. The water buildup could also be due to one or more of the car’s drains being clogged and not allowing water to drain naturally.
• Burnt toast: This could be a sign of burning insulation, which often happens if there’s an electrical short in your car.
• High-pitched squeal when braking: Worn down brake pads are difficult to notice on your own. Brake wear indicators are designed to make a high-pitched noise and get your attention when the pads are getting too thin.
• Tapping or pinging when accelerating: This one could be as simple as using fuel with a lower octane than recommended. If the sound remains after swapping fuels, it could signify a problem with the engine ignition timing, excessive carbon buildup or a malfunctioning exhaust gas recirculation valve.
• Clunking over bumps: A heavy clunk when you go over rough road surfaces or bumps is a sign your suspension system needs attention.
• Squealing when you turn the wheel: A worn-out or lose power steering belt can cause squealing when you turn the wheel. A growling noise could be a power steering pump that is low on fluid.

If you notice any of these signs your car needs maintenance, find a AAA Approved Auto Repair facility near you. With savings up to $75 per visit on labor, it’s a service that essentially pays for your membership.

For answers to more of your car questions, check out our Ask a Mechanic series.

Last updated: April 15, 2026

There’s a reason why certain travel destinations are visited over and over again: They’re iconic. Places like Rome, Paris and Venice have been popular for decades for a variety of reasons, but therein lies the problem.

Popularity can often lead to overtourism, making a destination not just crowded, but at risk of the side effects that come with it. Degradation of the environment, strained infrastructure and lower quality of life for residents are all demonstrated results of overtourism in popular travel destinations around the world — some of which have even been added to Fodor’s “No List” of 2026.

If you’re planning a vacation but want to skip the crowds and avoid overtourism, consider these alternatives to popular tourist destinations.

If You Want to Go Here, Try There

When you’re looking into sustainable travel destinations, it’s important to consider what it is you’re trying to replicate, said Josh Rosenblatt, digital travel advisor and member of AAA Northeast’s Environmental Collaborative Council.

“Is it a certain interest, such as architecture, culture or food? Is it the vibe or atmosphere of the destination? Is it the kinds of activities you can do while there? Once you figure out what appeals to you about the more popular locale, you can figure out how to replicate that experience,” said Rosenblatt.

With that in mind, let’s start exploring some travel destination dupes.

Cotswolds ➡️ Rutland, UK

England’s smallest county may give the famous Cotswolds region of England a run for its money. Rutland, in the East Midlands, has all the same honey-colored stone buildings and countryside charm of the Cotswolds, but without the crowds (or the hefty price tag), making it an ideal quiet place to travel.

Dubrovnik ➡️ Rovinj, Croatia

Dubrovnik has been extra popular in recent years, potentially due to shows like “Game of Thrones” featuring the city. But if you’re not into coursing through winding streets shoulder-to-shoulder with other tourists, consider planning a trip to Rovinj for a hidden gem vacation instead.

There you can enjoy similar cobblestone streets, Imperial-style architecture and culture to Dubrovnik, in addition to clear water beaches and views of the Dalmatian coast.

Florence, Italy ➡️ Krakow, Poland

In recent years, the city of Florence has been making moves to combat overtourism, from banning key boxes used for rental self-check-in to enacting sustainable travel campaigns. Meaningful change will take time, so if you were looking into visiting Florence, you may want to consider Krakow, Poland instead.

“Krakow has a similarly well-preserved old town [as Florence], and served as the base for its own Renaissance,” said Rosenblatt. “It also features one of the largest town squares in Europe.”

Santorini ➡️ Peloponnese Peninsula, Greece

You’ve probably never heard of the Peloponnese Peninsula. Not many have, and that’s why it’s our pick for an uncrowded vacation spot compared to overrun Santorini.

Just an hour west of Athens, the Peloponnese Peninsula has everything you’d want in a Greek island: a slow pace, outstanding local restaurants, stunningly blue water, ancient history and more.

Venice, Italy ➡️ Slovenia

Overtourism in Venice isn’t its only problem; Italy’s “sinking city” is also dealing with rising waters and the effects of climate change. Because of this, it may be best to look elsewhere for your next vacation spot.

Try Slovenia on for size. With a river running through its capital city of Ljubljana, the similarities to Venice are almost instant. Paired with a rich history, stunning scenery and delicious cuisine, it will more than sufficiently fill the Venice gap — and stand on its own as a worthwhile destination.

If your heart is still set on a specific place and a replacement destination won’t do, you can visit responsibly by opting for going in its off-season. “Overtourism isn’t just about where you go, but when you go,” Rosenblatt said. “Traveling to popular destinations in their off-season (October-April for Europe, for example) is a great way to ease some of the burden on infrastructure and allows you to see the biggest sites with fewer crowds.”

You’ve Read About it — Now Experience It

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Are you reconsidering your vacation destination? Let us know where you’re going instead!

Last week, oil prices finished the week with sharp losses, settling in the $90 range per barrel in response to the announcement of a two-week ceasefire between the U.S. and Iran. This helped ease some pressure on pump prices, which began to stabilize as cautious optimism spread through petroleum markets that an end to the war might be in sight. 

However, peace talks failed over the weekend and oil prices rose over $100 a barrel again on Monday after the U.S. announced a military blockade of the Strait of Hormuz.  Before the war, roughly 20% of the world’s oil and gas supply passed through the strait, but vessel traffic has been effectively halted by Iran since the conflict started on Feb. 28.  

Despite substantially higher gas prices than this time last year, domestic demand for gasoline remains strong, according to the most recent data from the Energy Information Administration (EIA). Last week, demand settled at 8.56 million barrels a day — a decrease of 122,000 barrels a day from the previous week, but still 261,000 barrels a day higher than the comparable week last year, according to the EIA. Even as demand has been trending above last year’s levels every week since the start of the war, domestic inventories are still ahead of last year and the five-year average.  

Along with demand from U.S. drivers, domestic production is also under increasing pressure from foreign export demand. Over the past four weeks, the EIA reported sizable year-over-year increases in export demand for gasoline, jet fuel and diesel products by 10%, 38% and 12% respectively. 

“Pump prices in much of the Northeast took a bit of a breather last week, holding steady and even falling by a penny or two in some states as petroleum markets reacted to signs of deescalation in the ongoing conflict,” said Jillian Young, director of public relations for AAA Northeast. “But as the weekend ended without a peace agreement, uncertainty was brought back to the forefront in oil and gas markets.” 

AAA’s April 13 survey of fuel prices found the national average up a penny from last week ($4.11), averaging $4.12 per gallon. The April 13 national average price was 49 cents higher than a month ago ($3.63) and 94 cents higher than last year ($3.18). 

Region	Current Price*	One Week Ago	One Month Ago	One Year Ago
Connecticut	$4.08	$4.08	$3.52	$3.05
Massachusetts	$3.96	$3.93	$3.46	$2.95
New Jersey	$4.03	$4.09	$3.53	$3
New York	$4.12	$4.06	$3.53	$3.10
Rhode Island	$3.98	$3.99	$3.45	$2.94

*Prices as of April 13, 2026 

As of April 13, Oklahoma and Kansas had the lowest prices in the nation at $3.44 and $3.49, respectively. California and Hawaii had the highest prices in the nation at $5.89 and $5.64, respectively.  

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

When getting your first life insurance policy or renewing your plan, you are faced with a choice: term vs. permanent life insurance. Each type of life insurance has its own benefits, but which plan is right for you? It depends on a variety of factors, from your current stage in life, to your age and finances.

We know that thinking about life insurance and how to keep your family protected when you are gone can feel like a heavy decision, but it’s an important one. Life insurance can help your loved ones take care of outstanding debt or continue to pay everyday expenses. It can also be used to pay off a mortgage, cover final expenses and pay for costs towards child care formerly provided by a stay-at-home parent. And since policy rates increase as you get older, the sooner you can get one in place the better.

Let’s delve deeper into the difference between term and permanent insurance and which one best fits your needs.

The Basics of Term vs. Permanent Life Insurance

Term

As the name implies, this type of plan is temporary, offering a fixed premium that provides coverage for a predetermined period of time. Typically, the longest a term plan will extend is 30 years from the issued date, and if the insured dies before the policy expires, the designated beneficiaries will receive the death benefit. Because it offers a more limited scope of protection, term life insurance policies are often more affordable than permanent plans.

Permanent

Permanent life insurance is designed to provide coverage for a lifetime, as long as premiums are paid. Unlike the way term life insurance expires after a set period, permanent policies also include a cash value component that grows over time and can be borrowed against or withdrawn under certain conditions.

While the two main types of life insurance are term and permanent, whole life is one type of permanent insurance. Coverage remains active for the policyholder from purchase until death, and accordingly, the benefits are available at anytime. In addition, whole plans offer fixed premiums and guaranteed death benefits.

Does AAA offer life insurance? We sure do. Schedule an appointment with a AAA insurance agent today. 

What to Consider

Deciding between a term life insurance vs. permanent life insurance policy depends on your situation.

A term life policy may be the best option in cases where the loss of a loved one could have a profound financial impact on family members. It basically serves as income replacement designed to protect your dependents and help them to maintain their lifestyle if you die during the policy period.

Permanent life insurance is preferable for planning your inheritance and your estate’s future. When the time comes, this type of plan will be far better suited to cover estate taxes. In addition, if you have a lifelong dependent relying on your income —  a child with special needs, for example —  a permanent policy should be in place to provide financial support, especially if you don’t want to rely on retirement savings or other assets. If you can afford it, the more comprehensive protection offered by a permanent plan may be the better option to plan for your long-term finances.

Decisions, Decisions

Whether you go with term life insurance or permanent life insurance, all plans take into account your age, health and financial standing (i.e., debts, expenses and assets). You should also anticipate any expenses that may arise for your beneficiaries in the coming years, such as education and housing. These are all major factors in making any policy decisions, and in the end, the most accurate way to determine which plan fits your budget and your expected needs is to compare the long-term costs of all your options.

To get the best of both worlds, you may want to consider a return of premium policy. This is a term life insurance plan —  sold as a 10-, 15-, 20- 25- or 30-year policy, which offers customers the option to get their money back if they outlive the term, or keep the money in an account and have it paid into a whole life insurance policy that you never have to contribute to again as long as you live. So, you get a money-back guarantee along with the protection and advantages of a term policy such as death benefit, lower price and underwriting.

At AAA, we understand that policy personalization is important to meet individual needs and get the most out of your plan. Let one of our qualified professionals help you assess your options and create a plan that fits your life.

Get a Life Insurance Quote

Did this help you to learn more about the difference between term vs. whole life insurance? Tell us in the comments. 

Last updated: April 13, 2026

When it comes time to file taxes, many worry about whether they’ll owe money — or will their much-anticipated refund be big enough to fund their plans. Unfortunately, recent increases in scams and security breaches have made crimes like tax identity theft a bigger risk than ever, adding a new source of anxiety.

In 2023, the IRS identified more than 1.1 million tax returns as possible identity theft cases, involving roughly $6.3 billion in refunds.

As these crimes become more common, one way to keep your information safe is with an identity monitoring service like ProtectMyID, powered by Experian, free with your AAA membership.

What Is Tax Identity Theft?

Tax identity theft occurs when someone uses your Social Security number and personal information to steal your tax refund, file a false tax return, apply for a job or worse.

Identity thieves obtain your confidential information through data breaches or stolen documents, according to Experian. Some scammers impersonate the IRS using phishing scams, such as phone calls telling a person they owe taxes and need to pay them right away.

If someone uses your information to obtain a job, you also could get penalized by the IRS for not reporting additional income on your tax returns.

What To Do if You are a Victim of Tax Identity Theft

Signs of tax identity theft usually surface when a person files their tax returns and never receives a refund they were expecting or the IRS alerts them that they have received more than one tax return in their name.

All of this adds up to an ordeal for the taxpayer. If fraud is determined, you will need to alert the IRS, the Federal Trade Commission, local law enforcement and the three credit bureaus. You may also want to consider freezing your credit file. This prevents scammers from opening accounts in your name.

It can take up to 19 months for actual tax returns to be processed and any refunds paid.

How to Prevent Tax Identity Theft

• Sign up for ProtectMyID. The program has three levels to choose from (Essential is free for all AAA members) and each provides credit monitoring and help resolving fraud.
• Open an IRS account and apply for an IP PIN. The six-digit number, known only to you and the IRS, prevents anyone else from filing a tax return using your Social Security number.
• Familiarize yourself with the types of communications the IRS uses, so you won’t be fooled by fake emails or phone calls. The IRS will not call or text you. The agency typically contacts taxpayers by mail. They will send a letter if identify theft if suspected; follow the instructions in the letter exactly to validate your identity.
• Avoid sharing your confidential information online. If you file your returns online, ensure you are using secure software.

Learn more about how to protect your financial and personal information with Experian.

Are you concerned about tax identity theft? Tell us in the comments.

The night sky has always inspired wanderlust, from ancient mariners to today’s outer space explorers. It’s also essential to Earth’s ecosystem.

As the astronauts of Artemis II, the first humans to visit deep space in over 50 years, return from their historic 10-day mission, the world will be celebrating Dark Sky Week, April 13 through 20.

In recognition, we invite you on a word search of the cosmos.

AAA members can save on tickets to the Intrepid Sea, Air & Space Museum in New York.

Travelers usually choose a hotel to enjoy a great destination — but occasionally, a hotel is so luxurious it becomes the destination itself.

Here are five indulgent stays to consider for your travels, each lavishly appointed to make you feel as though you have landed in the lap of luxury.

Book with your AAA travel advisor and enjoy:

• 24/7 concierge service, offering personalized assistance before, during and after your stay.
• A welcome amenity to make you feel at home, when available.
• Early check-in and late check-out options, when available.

The Ritz-Carlton Orlando, Grande Lakes

Orlando, Florida

Far from the crowds, this oasis provides a private sanctuary of more than 500 acres of natural landscapes, tranquil lakes and an active farm. You can set out by bike along the private trails to see Florida’s lush beauty, tee off on a championship Audubon-certified golf course or luxuriate in the expansive 40,000 square-foot spa.

From the moment you arrive, you will be well taken care of by the attentive staff, who will show you to one of 1,500 bright and serene rooms and suites, featuring private balconies, marble bathrooms and picturesque views. Once settled, enjoy fine farm-to-table dining and explore sunlit pools with cabanas to bask in your retreat. Such refined hospitality and understated elegance have earned the property a AAA Five Diamond distinction and a Michelin Key.

Fairmont El San Juan

San Juan, Puerto Rico

Just a short distance from the heart of San Juan’s nightlife, this charming landmark harkens back to 1958, when its walls first echoed with legendary international performances. Fairmont El San Juan retains both its vibrancy and all its historic charm, making it a desired haven for discerning guests. Here, you can be part of the action as you enjoy inspired cuisine and thrilling live performances at Chico Cabaret and Club Brava, or say hello to lady luck at the casino, all without ever leaving the resort.

When it is time to restore, take advantage of the renowned wellness program at the Well & Being Spa, lounge comfortably beside the pool or dip your toes in the warm water bordering the award-winning Isla Verde Beach, all while enjoying Caribbean hospitality. Sumptuous cuisine, attentive staff and luxurious amenities combine to create the perfect place to recharge on holiday.

Le Meurice

Paris

Quite simply, this 19th-century treasure is an inviting palace. Here you can bask in the glow of Louis XVI-influenced decor, be inspired by the artists who lived here and taste the best of haute cuisine within the heart of the City of Light.

Be prepared to savor every bite as you sample the culinary artistry of Alain Ducasse within the breathtaking character of Le Dalí, named after the famed surrealist artist who made this regal abode his home. At night, sip at the intimate bar as you enjoy a slice of Paris’ storied jazz scene. Take time, as well, to enjoy the serene Swiss-crafted spa setting at La Maison Valmont.

Just a short walk from the Louvre Museum and the Place de la Concorde, Le Meurice has long represented the pinnacle of artistry, Parisian heritage and high luxury.

Ikos Olivia

Halkidiki, Greece

As welcoming as the white sands of the Gulf of Toroneos, this coastal retreat fuses high-end exclusivity with all-inclusive hospitality for a truly memorable luxury escape.

Recently redesigned, Ikos Olivia enchants with its tranquil atmosphere and contemporary Mediterranean style, layered in soft hues and tactile textures. Across 290 rooms, suites and bungalows, guests enjoy calming views of lush gardens, turquoise waters and sun‑dappled pools.

Once within the resort, you’ll feel your cares melt away as you undertake a culinary journey featuring Michelin-starred menus with delicacies from across the continent, as well as a premium wine selection from more than 100 labels. Relax in leisure or select from among the curated activities with family and friends as you bask in the Mediterranean glow of hospitality.

Hotel Santa Caterina

Amalfi, Italy

Nestled among the cliffs of the tranquil Amalfi Coast overlooking the Gulf of Salerno, this intimate retreat offers timeless charm, thoughtfully stewarded by the same family for generations.

Guests may choose from 60 luminous rooms and suites, each appointed with hand‑painted majolica floors, marble bathrooms and balconies overlooking either the sea or fragrant gardens. Every accommodation is individually infused with Amalfi’s artistic heritage, reflecting the elegant spirit of this historic 19th‑century residence.

Dining highlights include the Michelin‑starred Glicine restaurant, where classic Amalfi flavors are reimagined with modern flair. From there, a glass elevator leads to a private beach club carved into the cliffs, offering direct access to crystalline waters, lemon groves and serene outdoor spaces that define Italian coastal luxury.

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Featured image: The Ritz-Carlton Orlando, Grande Lakes

In the 20th century, alongside the growth of the highway system, we became a nation of drivers and the roads themselves became a part of our nation’s lore. Thanks to a perfect moment in history — and a name that rolls right off the tongue — no U.S. highway is more beloved than Route 66.

The road begins in downtown Chicago, and its beginning offers easy access to some of the Windy City’s best attractions. And while most of us don’t have the vacation time set aside to explore the whole road from end to end, you can find some of the best kitsch Route 66 has to offer a short drive out of Chicago’s city limits.

A Little Route 66 History

Route 66 stretches some 2,448 miles from downtown Chicago to Los Angeles. Predating the U.S. Interstate Highway System, it was cobbled together in 1926 by way of connecting regional local roadway arteries. Called the Mother Road by author John Steinbeck, it soon became an indispensable highway for farm workers in the Depression and wartime factory output during WWII.

In the booming postwar years, families took to Route 66 for its quirky roadside attractions on the way to vacation destinations. Along the highway, you can find everything from giant statues to trading posts and old-fashioned diners.

Though its status as an economic engine was supplanted by the interstate system in the fifties, it had by this point secured a place in our imagination as a stand-in for the country’s unique spirit, and the road has pulled travelers ever since.

Route 66 is celebrating its centennial anniversary in 2026, which makes it a great time to get to know the roadway.

Route 66 in Chicago

Find your way to the modern starting point at 122 S. Michigan Ave., near the intersection of South Michigan Avenue and East Adams Street, and snap a photo with the iconic “begin” sign there. If history buffs want to have their bases covered, walk a block to the historic eastern terminus, as well, at the intersection of Jackson Blvd. and Michigan Avenue.

Next, consider fueling up at Lou Mitchell’s diner, which has been feeding travelers three years longer than Route 66 became a highway. It’s a classic Greek diner with old-world charm, where some patrons are greeted with Milk Duds.

Fully fueled, you can opt to spend a day at the renowned Art Institute of Chicago, with some 300,000 works of art spanning five millennia of human history. In keeping with the Americana spirit of a Route 66 road trip, be sure to spy “American Gothic,” Grant Woods’ iconoclastic portrait of a pair of dour farmers, as well as “Nighthawks,” Edward Hopper’s solemn portrait of a nighttime diner. 

After a quick selfie with the Art Institute’s well-known lion figures, head to Grant Park, a large collection of greenspaces stretching along Lake Michigan. In an afternoon at the park, you can spy “Cloud Gate,” locally known as The Bean, a 110-ton smooth mass of stainless-steel plates designed to reflect the world around it. Be sure to check out Buckingham Fountain, one of the largest and most recognizable fountains in the world, which was born a year after Route 66.

Outside City Limits

If the road calls, there are several unique attractions less than 60 miles outside Chicago on or near Route 66 for a day trip.

The closest is Old Joliet Prison, a 19th-century limestone house of corrections that has been used as a backdrop for many movies, including “The Blues Brothers” and “Natural Born Killers.” No longer a working prison, it offers guide and self-guided tours, as well as special events.

For something different, consider stopping at Midewin National Tallgrass Prairie, an ongoing restoration project to create a tall grass reserve on what was once the site of rusting munitions factories. There are hiking and biking trails throughout the more than 20,000 acres, and nature lovers can spot wild bison and many species of birds. Pack a picnic, if you plan to spend time there, as it is rustic.

Another popular culinary destination in the early miles of Route 66 is Polk-a-Dot Drive-In, a 50’s diner made famous for its kitsch statues outside. While enjoying diner fare, you can snap photos of yourself with Elvis, Marilyn Monroe and James Dean.

Where To Park Yourself

The Cambria® Hotel Chicago Loop – Theatre District makes an ideal home base as you set out on your open-road journey. Created in 2017 from a historic building that dates to the early days of the highway, the hotel maintains its historic outward charm while providing modern interior comfort.

This hotel experience is immersed in the Windy City’s character, as the hotel’s rooms are appointed with Chicago-inspired decor. Visitors are also literally steps away from the historic James M. Nederlander Theatre and near the Cadillac Palace Theatre, with world-class shopping on State Street nearby. Close to stations for the L’s Red Line and Blue Line, Cambria Hotel Chicago Loop offers easy access to all the city has to offer.

You’ve Read About it — Now Experience It

AAA travel advisors will turn your inspiration into a memorable vacation, providing trusted guidance and exclusive member benefits. Connect with us to learn more.

Call 888-780-5185 |  Find a AAA Branch  |  Contact Online