As a heat dome brings scorching temperatures to our area this week, AAA Northeast is sounding the alarm to parents and caregivers about the danger of leaving children in hot cars. And with over 61 million people expected to travel by car during this holiday week, it’s critical that families understand the risk — even for short pit stops. 

Nine children have died in hot cars so far this year and there were 33 pediatric vehicular heat stroke deaths in 2025, according to NoHeatStroke.org.   

On a typical 80-degree summer day, the interior temperature of a vehicle climbs by 20 degrees in only 10 minutes and reaches a deadly 109 degrees in 20 minutes. On hotter days, the interior temperature can easily reach 120 to 140 degrees and cracking the windows has little effect. 

More than half of pediatric vehicular heatstroke deaths from 1998 to 2025 were among children under 2 years old, according to NoHeatStroke.org. Most (53%) children who died were forgotten by a caregiver, 24% gained access to the vehicle on their own and 22% were knowingly left in the vehicle by a caregiver.  

“While every family wants to believe this could never happen to them, a child dying from vehicular heatstroke is an unimaginable tragedy that can happen to any family,” said Jillian Young, director of public relations for AAA Northeast. “Especially during this busy time for road travel, we urge families to establish firm guidelines about heatstroke safety and put processes in place to ensure children and pets are never left behind, no matter how quick the stop.” 

AAA recommends caregivers practice the following to prevent hot car deaths:  

• Stop and look at the backseat before exiting a parked vehicle. Make it a habit to check the entire vehicle before locking the doors and walking away. Place personal items, like a purse or briefcase, in the back seat as another reminder to look before you lock. In some cases, a sticky note affixed to the steering wheel or a smartphone screen can help prevent a fatality.  

• Ask childcare providers to immediately call if your child doesn’t show up for care as expected. Always seek confirmation that your child was removed from the vehicle safely by anyone transporting them that doesn’t typically do so, including spouses, grandparents, other family members and close friends.  

• Never leave a child in a vehicle unattended for any length of time. Rolling windows down or parking in the shade does little to change the interior temperature of the vehicle. 

• Lock your vehicle to prevent unsupervised access and a child getting trapped inside. Keep car keys away from children and teach them that the inside of a car should never be used as a play area.  

• Act fast, call 911 and take action if you see a child alone in a locked car. A child in distress should be removed as quickly as possible.  

Statistics about pets dying in hot cars are not tracked as closely, but the American Veterinary Medical Association reports that every year, hundreds of pets die of heatstroke in parked vehicles. Exercise the same care with a pet as you would with a child.   

Donna G. of Fairfield, Connecticut, praised AAA Northeast roadside technician Andrew Nelson for his kindness and professionalism when she had car trouble.

“I want to formally commend the exceptional service I received,” she said. “In a stressful situation, when my car was disabled, he went above and beyond to ensure my safety and provide professional, empathetic care — what I would call white-glove service.”

Andrew, who has been at AAA for 20 years, made sure Donna felt reassured every step of the way.

“Prior to arriving, he called me regarding timing, where my car was located and my location to coordinate it all. He immediately put me at ease and made the experience much less stressful for me. He arrived promptly and handled the tow to a nearby auto repair facility with incredible skill. He actually physically pushed the car himself to get it in the right position and out of the way for others in the lot.”

Andrew’s positive and friendly disposition made the experience memorable for Donna.

“More importantly, his kind demeanor, humor and clear communication made a difficult morning much easier to manage. It is rare to encounter such a high level of dedication and professionalism. People like this technician are the reason I remain a loyal AAA member.”

Andrew remembered the call and said that Donna was nervous, and he wanted to make her feel comfortable.

“I treat members like I would like my parents or grandparents to be treated,” he said. “If someone is stressed and has no one to help, I try to help. I try to treat members like family, if they are open to it.”

Nelson’s roadside call strategy is trying to determine what needs to be done before he arrives.

“Every call is different,” he said. That’s one of the reasons he enjoys his job. “I’m not stuck in an office. I meet new people and go different places. And I get to help people along the way.”

AAA Roadside Assistance is available 24 hours a day, seven days a week in the U.S. and Canada.

For more stories like this — or to share your own — visit “Hey, AAA!,” our collection of member-submitted emails, photos and videos that capture the real moments AAA has been a part of.

A stressful drive to Florida convinced Denise A. and her husband of Westborough, Massachusetts, that they needed a better way home. A AAA member service counselor mapped out the best route.

After an absolutely horrendous drive to Florida from Massachusetts at the end of February, we knew we needed a new route home for the return trip.

We were lucky to find a AAA branch in St. Augustine, Florida, and we explained our plight to Robin, a member service counselor who greeted us at the front door.

Robin sat down with us, showed us all our options for the return trip, mapped out pros and cons and showed us how to find locations along the way that had amenities such as hotels, restaurants and more. Once we decided on our route, she put together a TripTik and highlighted the route on a paper map!

With a GPS that refused to reroute, the TripTik was invaluable. We had the most enjoyable and stress-free drive back to Massachusetts. I’m holding on to that TripTik! Paper maps still work!”

Find your local AAA branch.

For more stories like this — or to share your own — visit “Hey, AAA!,” our collection of member-submitted emails, photos and videos that capture the real moments AAA has been a part of.

AAA Member Service Counselor Maryanne W. of Connecticut credits an exceptional roadside assistance experience with inspiring her to apply for — and ultimately land — a job with AAA years later.

About 20 years ago, my late husband and I drove his new-to-him Mazda Protege on an inaugural trip to Massachusetts. We lived for road trip adventures. Well, this turned into an adventure we were not expecting.

We were driving through the University of Massachusetts campus in Amherst after a delicious barbecue dinner in Sunderland when the water pump decided it didn’t want to work. We needed to get home to Connecticut. It was Sunday night, and we both had to be at work on Monday morning, so we called AAA Roadside Assistance.

We had a basic membership and could not afford the additional towing mileage. After all, I’d just spent all our money at Yankee Candle! The rep from AAA recognized we were local members and helped us to upgrade to a higher membership with more covered miles. There was no waiting period back then to upgrade. We were towed home that night, both of us riding in the tow truck with the driver.

Everything about our experience with AAA that night amazingly positive. I remembered that when I saw a AAA member service job become available, and because I’m all about customer service, I was eager to work for a company that cares so much for its members.”

For more stories like this — or to share your own — visit “Hey, AAA!,” our collection of member-submitted emails, photos and videos that capture the real moments AAA has been a part of.

When COVID-19 shutdowns threatened to trap Conrad M. of Landing, New Jersey, his girlfriend and their two cats in Florida, a quick call to AAA got them a membership and two nights lodging for the whole family.

It was March 2020. We were about to head home to New Jersey after our three-month hibernation in South Florida. By car. With two cats.

Then the news reports on COVID-19 started to turn dire. People were getting sick, masks and hand sanitizer were in great demand, and we were 1,200 miles from home. Normally, we fly a relative down, and he drives us back to New Jersey. We do it with minimal stops and one overnight. But he couldn’t fly down: Florida insisted on a 14-day quarantine on anyone arriving from the Northeast. And driving ourselves would require two overnight hotel stays.

Hotels and restaurants were closing. We were afraid of not being able to find a pet-friendly hotel. I saw an ad for AAA. I called and asked, ‘If we call from the road, tell them where we are and ask them to arrange a pet-friendly hotel about an hour from here, could they do that?’ They said they could, and I signed up.

Even though we had more than a week left on our stay in Florida, we left immediately. AAA lived up to the promise and found us and our cats lodging for two nights, both on short notice. I’m a believer!”

Please note: Travel services are available immediately upon joining AAA. There is a brief waiting period for roadside assistance.

For more stories like this — or to share your own — visit “Hey, AAA!,” our collection of member-submitted emails, photos and videos that capture the real moments AAA has been a part of.

If you have a mortgage, you need to have homeowners insurance. But despite its integral role in protecting your house and family, you still might have questions about how homeowners insurance actually works.

We spoke to Ashley Kehew, director of insurance at AAA Northeast, about some of the most frequently asked homeowners insurance questions to help provide some clarity on your policy.

I have recently added a small addition to my home. How does this impact my home insurance policy?

“Any addition to your home, even if small, will change your home’s replacement cost,” Kehew said.

Whenever you are planning significant upgrades or remodeling to your house, you should reach out to your insurance agent to update your policy accordingly. Something as simple as painting wouldn’t qualify, but adding a room or installing new kitchen cabinets would add value to your home. You want to ensure that your policy accurately reflects your home’s worth, allowing for the most comprehensive coverage.

What’s the difference between replacement cost and actual cash value?

“Replacement cost covers the expense to rebuild or replace your property in today’s world,” Kehew said. She gives the example of a TV you bought six years ago: It may not be worth more than $50 today, but it would certainly cost more to replace it. “Replacement cost coverage gets you a brand-new TV; it doesn’t factor in the depreciation of that 6-year-old TV.”

If you had actual cash value coverage, you’d get the actual value of that 6-year-old TV today — which certainly would not be enough to replace it. The same goes for home.

“An older roof or older siding with actual cash value coverage would receive a depreciated payout, whereas, replacement cost coverage would pay to replace your roof or siding fully.”

Why is my home insured for more than its market value?

In some instances, your coverage will exceed the market value of your home, especially if you have replacement cost coverage applied to your policy. Rather than adhering simply to the market value — the current purchase price of your home, replacement cost reflects what is necessary to rebuild your home in the event of a total loss.

“It’s common to see the replacement cost for a home exceed the market value,” Kehew said. “The replacement cost of a home takes into account many things, including debris removal, construction costs, materials and labor, which can all add up to be more than what your home would sell for in today’s market.” 

If you’re unsure whether you have replacement cost or cash value stated in your policy, or want to change it, contact your insurance agent.

Is my property covered while I’m on vacation or away from my home?

Yes, of course. Your policy applies to your home even when you and your family are out. No matter whether you are down the street or on a European tour, your property is covered under your homeowners insurance.

“Most homeowners insurance will cover you anywhere in the world for things such as theft or damage from a covered peril,” for example, fire, Kehew said.

Do I need to buy additional coverage for certain high-value items, such as jewelry?

The answer to this one depends on your policy. Homeowners insurance typically has limitations when it comes to the liability for certain types of personal property.

“While standard policies have sublimits for items such as jewelry, the coverage type and amounts are limited. When you schedule an item, you are protected for so much more than the standard perils. You have full protection for things such as mysterious disappearance, breakage or even a stone falling out!” said Kehew.

If you have any questions about a specific type of valuable such as jewelry, furs, cash, silverware or firearms, contact your insurance agent to determine your policy’s limits and, if necessary, to buy additional coverage.

Learn more about getting jewelry insurance coverage through AAA.

I don’t live in a flood zone. Do I still need flood insurance?

“Flood insurance is available to everyone and honestly, should be considered by everyone,” Kehew said.

Like earthquake coverage, flood insurance is not included in a basic homeowners insurance policy, and if you aren’t in a flood zone, you should be able to protect yourself from common occurrences like storms and flash flooding. But if you live in an area where flooding is a serious risk, you should consider purchasing flood insurance, though you would have to acquire a separate policy.

Learn more in our flood insurance FAQ.

What is a hurricane deductible?

Much like how you need specific coverage for earthquakes, floods and other disasters, a hurricane deductible isn’t part of your basic homeowners insurance policy. Rather, this is a separate deductible that provides protection from any damage to your home resulting from a named storm.

“Hurricane deductibles are a separate, higher deductible that applies specifically to damage caused by hurricanes,” said Kehew. “Often, you’ll see them listed as a percentage. What this means is that it’s a percentage of your home’s insured value.”

For example, a 5% hurricane deductible on a $500,000 insured home would be a deductible of $25,000. Over time, as your dwelling coverage increases (say at renewal, your dwelling coverage increases to $510,000), your hurricane deductible will continue to increase with that coverage ($25,500, which would be 5% of the new dwelling coverage amount). Reach out to your agent for further details about what works best for you.

Get a Homeowners Quote

Like all life insurance products, term life policies are designed to ensure your beneficiaries are financially supported in the event of your passing. But unlike a permanent policy, which lasts a lifetime, term life insurance only pays out if your death occurs during the term limit.

When weighing your options, why choose term? We debunk a few common term life insurance myths to help you decide.

Myth: It’s not worth paying for something that is going to expire.

Truth: Is term life insurance worth it? We say yes. The truth about term life insurance is that it’s a simple way to make sure your family is covered from short- and long-term financial debts. It is affordable and provides a large amount of coverage for a small price. You choose the amount of coverage and the term length that fits your budget and needs.

Term policies are usually sold as 10, 15, 20, 25 and 30 years. Of course, the longer the term, the higher your premium will be because your risk increases with age. This is why it’s a good idea to invest in a life insurance policy as early as you can.

If you need help deciding on a term length, consider factors such as the length of your mortgage, how long your children will be dependent on your income and how far you have until retirement.

If you outlive the term, you may have the option to update and extend your term policy or convert to a permanent policy.

Myth: The life insurance policy provided by my job is enough.

Truth: Most employers offer group life insurance — usually the amount of your salary — for free or at a low monthly cost. This is a good supplemental insurance to have but can rarely stand on its own. Group term insurance provided by your job also does not follow you if you have to leave. So, if you get sick and have to stop working, you would lose your life insurance when you need it most.

As with all types of insurance, it’s not always sufficient to simply have a life insurance policy (or several). Your policy should provide enough coverage to ensure that your loved ones are financially stable. While more than half of Americans are covered by some type of life insurance, many are underinsured, meaning their death benefit would not cover the expenses they leave behind like a mortgage, college, car and credit cards.

Myth: Term life insurance just covers funeral expenses.

Truth: While a policy can be used for final expenses, most frequently, term products are used to cover large debts like a mortgage or college tuitions. Contact a AAA insurance agent to learn more.

Myth: Life insurance is only for older people or people with kids.

Truth: This is one of the most common life insurance misconceptions. The truth is, a life insurance policy can be beneficial for anyone that has someone to protect. Term life insurance policies are based on a fixed premium, so the younger you can secure a policy, the better.

Even if you don’t have any children or dependents yet, investing in a policy while young can protect the lifestyle and income of your loved ones down the road for less than if you were to wait.

In addition to death benefits, a term policy can also help you plan for your living future when converted to a permanent policy. Permanent policies have cash value and some can be borrowed against and used to build wealth, support yourself tax-free during retirement and protect yourself if you become disabled or injured.

Once you lock in your price, you can still make changes to your policy.

Myth: Term life insurance is too expensive for not enough coverage.

Truth: Term life insurance is the cheapest form of life insurance. Always try to get as much life insurance as you can comfortably afford each month and consider increasing coverage later. It can’t be stressed enough that it is easier and cheaper to get life insurance when you’re young and healthy.

Your health plays a large role in determining how much your life insurance premium will be. Certain preexisting conditions, typically long-term and chronic, could raise your rate or affect your eligibility for a life insurance policy.

If you have health issues that prevent you from getting a traditional term life insurance policy, AAA offers no medical exam life insurance policies for its members, which are great for covering final expenses like burial and funeral costs. Speak to one of our insurance agents for more information on how you can get the best rate.

Investing in life insurance should leave you with a feeling of confidence, not confusion. Now that you have the facts, you can choose a plan with certainty, knowing your family will be well-protected no matter what.

Did you believe any of these term life insurance myths? How young did you start your life insurance policy? Tell us in the comments.

Get a Life Insurance Quote

If you’re traveling to another country, it’s a good idea to exchange some cash into foreign currency. What’s the best way to exchange your money, and how much should you bring with you? Here are some dos and don’ts for foreign currency exchange, and how you can do a foreign currency exchange at AAA Northeast.

Don’t

Exchange Currency at the Airport

When you need to exchange currency, it can be tempting to use a kiosk or booth at the airport. At first glance, it seems like the most convenient option. However, airport currency exchanges often come with extra fees and steep exchange rates. Airport kiosks or booths know that at that point in your trip, you don’t have a lot of other options. That means you probably won’t get a fair exchange for your money. Plus, airports can be hectic, crowded places. You don’t want to get stuck in a long line when you have a plane to catch or an adventure to begin. That just takes precious time out of your trip and adds extra hassle to your travel days.

Do

Use a Bank or a Credit Union

It’s smart to get your foreign currency exchange done before you even get to the airport. Banks and credit unions usually have more reasonable fees and exchange rates than companies that are solely dedicated to foreign currency exchange.

If you’re a AAA Northeast member, you can exchange your currency for no added fee at your local AAA Northeast branch location. AAA Northeast members who are in good standing for one or more years can use a personal check to purchase foreign currency up to $3,000 at a time. When using cash or a debit card, you can purchase even more. There are dozens of foreign currency types available for exchange. Amounts greater than $300 will be shipped free to the branch location of your choosing — just remember that shipping can take up to three business days, so plan accordingly. During peak travel seasons, like holidays or summer vacation, shipping can take from five to seven days. Exchanges for less than $300 have a $10 shipping fee. Doing your foreign currency exchange at AAA Northeast is a great way to avoid extra fees and the last-minute hassle of airport exchanges. Other regional AAA clubs may have different policies, so make sure to check beforehand if you’re not in the AAA Northeast area.

Don’t

Rely Solely on Your Credit Card

When you’re traveling, credit cards are great for big purchases. But you shouldn’t use it for everything. Some credit cards have foreign transaction fees, which are applied when you purchase something outside of the country. These fees can range up to 3%, so make sure to check what your credit card’s foreign transaction fees are before you travel.

Do

Keep Cash on You

Depending on where you’re traveling, credit and debit cards might not be accepted everywhere you go. It’s not unheard of for a small cafe or a local shop to be cash-only, and you don’t want to miss out. When you’re out and about, you should have a small amount of the local currency with you. You never know when you might need it!

Foreign currency is available at your local AAA branch!

Order over 50 types of currency.    

Learn more

Don’t

Get More Money Than You Need

When you’re doing a foreign currency exchange at AAA, it might be tempting to just hit the limit and get $3,000 worth of your desired currency. But more foreign currency isn’t always better. Depending on the exchange rate you get, you’ll likely lose some value. If you do have currency left over, you can also exchange it at a AAA branch location. AAA Northeast can buy back foreign currency originally purchased from AAA Northeast, up to the original purchase amount, with a maximum buyback of $1,000 per person, per day.

Do

Spend Your Foreign Currency Before Returning Home

Before you do your foreign currency exchange, you need to figure out how much cash you’ll need to carry. Roughly, each person in your group will probably need $50 to $100 per day. If you’re going to an area where ATMs will be safe and easy to access, around $50 per person per day could be just right. By the end of your trip, figure out how much of the local currency you have left and try to spend it while you’re in the country. You could treat yourself to a special souvenir or even pay for restaurant or hotel bills partially in your leftover cash. If you explain that you’re leaving the country soon and want to spend your local currency, most businesses won’t mind splitting a bill between cash and credit.

Don’t

Use American Money

Some businesses in tourist-heavy foreign countries will accept US dollars, but you should pay in the local currency anyway. Whether you’re using cash or card, the exchange rate at these businesses could be predatory and unreasonable.

Do

Familiarize Yourself with Local Currency

If you’re using the local currency, try to keep the exchange rate in mind. When you’re paying with a currency that’s unfamiliar to you, it can be easy to overpay for things and waste your money unknowingly. Get familiar with the local currency before your trip so that you really know how much it’s worth.

AAA Northeast members can exchange currency at your local AAA branch location.

How much cash do you bring with you when you travel abroad? Share your tips in the comments below.

Are you looking to avoid the headache of a delayed or canceled flight this summer? While flight delays aren’t entirely avoidable, a new AAA Northeast analysis of federal aviation data provides a clue for on-time flying: book a morning flight — the earlier the better.  

Summer flights bring an increased risk of delays and cancellations compared to the rest of the year. Across the country, 72% of flights departed on time from June to August 2025, compared to 78% throughout the rest of the year, according to data from the Bureau of Transportation Statistics (BTS). And while June through August flights made up just over a quarter of 2025’s total flights (26%), they accounted for 31% of all delays and 31% of all cancellations. 

Early flights are more likely to depart as scheduled. Across the country last year, flights from June through August in the 6 a.m. hour had just a 1-in-9 chance of being delayed or canceled. By the 10 a.m. hour, those odds jump to 1-in-5, and by 3 p.m., flights had a 1-in-3 chance of being delayed or canceled. The odds of delay or cancellation only increase into the evening hours as earlier delays ripple through the transportation network. The leading cause of flight delays is aircraft running late: more than 201,000 of the 525,000 delayed flights last summer were due to aircraft arriving behind schedule, according to BTS data. 

The day of the week matters, too. The two busiest days of the week for flights, Sunday and Thursday, had the highest chance of delays and cancellations in the summer months. Saturdays and Tuesdays saw the least flights and, in turn, lower delay and cancellation rates.  

“Flight performance data clearly shows that booking earlier flights reduces the risk of encountering delays. It also shows that travelers with scheduling flexibility can choose less busy days of the week to not only avoid larger crowds but also improve their odds of boarding on time,” said Jillian Young, director of public relations for AAA Northeast. “Travelers should always sign up for text alerts and download apps for the airline they’ve booked to receive delay and cancellation updates as quickly as possible.” 

Airport-Specific Data

At Connecticut’s Bradley International Airport, approximately 78% of flights took off on time in 2025. In June, July and August, that average fell slightly to 75%. Flights during those three months accounted for approximately 37% of cancellations for the entire year. 

At Boston Logan International Airport in Massachusetts, approximately 76% of flights took off on time in 2025. In June, July and August, that average was approximately 75%. Flights during those three months accounted for about 34% of cancellations for the entire year. And earlier flights were more likely to depart on time: during the 2025 summer travel season, roughly 90% of flights between 6 and 9 a.m. took off on schedule at Logan, compared to approximately 56% of flights between 6 and 9 p.m. 

At Worcester Regional Airport in Massachusetts, approximately 74% of flights took off on time in 2025. In June, July and August, that average dropped to just under 69%. Flights during those three months accounted for approximately 32% of cancellations for the entire year. And earlier flights were more likely to depart on time: During the 2025 summer travel season, the airport’s first few daily departures (roughly 9 to 11 a.m.) ran about 76% on time, compared with about 70% for its last few departures (roughly 4 to 6 p.m.).  

At Newark Liberty International Airport in New Jersey, approximately 75% of flights departed on time in 2025. In June, July and August, that average dropped to approximately 73%. Flights during those three months accounted for about 35% of cancellations for the entire year. And earlier flights were more likely to depart on time: during the 2025 summer travel season, roughly 89% of flights between 6 and 9 a.m. took off on schedule, compared to approximately 56% of flights between 6 and 9 p.m. 

Across New York City area airports, delays and cancellations increase in the summer, with most delays occurring later in the day compared to early morning. Flights in June, July and August accounted for the following share of each airport’s annual cancellations: approximately 41% at JFK, 43% at LaGuardia, 35% at Newark, 38% at Stewart, 21% at Westchester and 19% at MacArthur. 

At Syracuse Hancock International Airport in New York, approximately 76% of flights took off on time in 2025. In June, July and August, that average increased slightly to about 78%. Flights during those three months accounted for approximately 25% of cancellations for the entire year. 

At Rhode Island T.F. Green International Airport, approximately 78% of flights took off on time in 2025. In June, July and August, that average dropped to roughly 75%. Flights during those three months accounted for approximately 39% of cancellations for the entire year. 

Frequently Asked Questions 

Why are summer flights more likely to be delayed or canceled? 

Summer is one of the busiest travel periods of the year. Increased passenger demand, air traffic congestion, weather disruptions and operational challenges can contribute to more delays and cancellations. 

What is the best time of day to book a flight? 

AAA Northeast’s analysis found that flights departing early in the morning have the lowest likelihood of delays or cancellations. The advantage decreases as the day progresses. 

Why do delays become more common later in the day? 

Many delays are caused by aircraft arriving late from previous flights. As delays accumulate throughout the day, they can affect subsequent departures across the air transportation network. 

Which days of the week have the highest risk of delays? 

During summer 2025, Sundays and Thursdays had the highest rates of delays and cancellations nationwide. 

Which days generally offer better on-time performance? 

Tuesdays and Saturdays experienced lower flight volumes and correspondingly lower rates of delays and cancellations. 

How can travelers reduce the impact of flight disruptions? 

Travelers should book earlier flights when possible, monitor airline notifications, sign up for text alerts and download their airline’s mobile app for real-time updates. 

What did AAA Northeast find about Northeast airports? 

AAA Northeast found that airports throughout Connecticut, Massachusetts, New Jersey, New York and Rhode Island generally experienced stronger on-time performance in the morning than during evening hours. 

Does this mean morning flights are guaranteed to depart on time? 

No. While no flight schedule is immune to disruptions, AAA Northeast’s analysis indicates that morning departures consistently provide travelers with better odds of avoiding delays and cancellations. 

You probably didn’t think twice about insuring your car, motorcycle or boat. After all, protecting a major purchase like that is a no-brainer. But your vehicles aren’t the only valuable assets worth safeguarding. You may have high-value items in your home that aren’t currently insured and could benefit from the added protection of an insurance policy.

Wedding Rings

While your love may be indestructible, your jewelry can get damaged, lost or stolen. And although you could never replace the engagement ring you inherited from your great-grandma, wedding ring insurance can help cover the cost.

Some homeowners policies cover damaged or stolen jewelry for up to $1,000 — but that’s only a fraction of the price of most rings. There are two ways to cover the difference:

• Ask your insurer to raise the liability limit.

• Add a rider/floater/endorsement to your policy. A rider is an optional addition that allows you to customize your insurance policy. It costs extra, but there is typically no deductible in the event of a claim, plus it protects the jewelry from nearly all kinds of losses — even if you lose it or drop it down the kitchen sink. However, wedding ring insurance will not cover damages if your ring was already falling apart from regular wear and tear.

Learn about jewelry insurance through AAA.

Collectibles

Do you have old baseball cards or comic books in your house? Paintings or fine art? Priceless family heirlooms? These collectibles can be pretty valuable, but they can also be easily damaged.

Like wedding ring insurance, you can purchase a floater for your collectibles on your policy (you will need to purchase a floater for each item.) However, the insurer must know what each item is worth. To do that, an item typically needs to be appraised, or you may be able to provide a recent receipt.

Jewelry, diamonds, gold and art can change in value over time, so it’s a good rule of thumb to update your appraisals every three to five years.

Pets

Taking care of a furry friend can get expensive. Pet owners spent an average of $158 billion on their pets in 2024, according to the most recent stats reported by the American Pet Products Association, and $41 billion of that money went to vet costs.

Depending on the policy, pet insurance can help offset the expense of routine and emergency medical care. With most pet insurers, you select a reimbursement and deductible amount, pay your vet and then get reimbursed. When looking at pet insurance, it’s important to determine which conditions are covered, how reimbursement is calculated and if there’s a limit or cap on coverage.

Learn about pet insurance through AAA.

Furniture

Homeowners polices typically come with a built-in percentage of personal property coverage based on the overall value of the home. This percentage is usually between 50% to 70%. While most policies typically cover the cost of replacing your property minus depreciation, some insurance companies will write you a check for what it would cost to purchase brand new versions of your belongings at the time you make your claim.

If you have renters insurance, you pick and choose which belongings to insure and pay a rate based on their value. This is beneficial, as long as you accurately estimate the price of your possessions.

Electronics

The modern home has a lot of technology: laptops, video games, cellphones, computers, tablets and more. Replacing all of these items after an emergency can get costly without insurance.

Often, insurance policies cover technology alongside personal property from damage by fire, windstorms, hail, lightning, explosions, vehicles, smoke, theft, vandalism and other unavoidable natural disasters. Say a covered peril such as a burst pipe happens in your home; while the pipe itself would not be covered and need to be repaired by a plumber, all of the damage that it caused to your belongings — including any electronics — would be.

No matter what, it helps to keep track of the electronics in your home, as well as all other valuable items. It makes claiming losses easier and gives you an idea of how much insurance you need.

When you need to make an insurance claim, a home inventory can be very helpful to your insurance provider. This list can include photos and/or videos, and can be stored online or in a safe.

To learn more about how AAA provides insurance, from wedding ring insurance to pets and everything in between, contact an agent. 

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Planning on hitting the road? Make sure to bring these road trip supplies with you.

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Last week, crude prices fell to their lowest levels since the late-February start of the war between the United States and Iran. Domestic crude fell below $70 a barrel and Brent crude settled just under $72 a barrel by the end of trading on Friday.  

Falling oil prices have helped push prices for gasoline and other refined products lower, even as market participants monitor the fragile ceasefire and increasingly low domestic inventories of crude oil.  

Total domestic supplies of crude oil fell by 15.1 million barrels last week to 743.3 million and now sit at their lowest level since 1984, according to the Energy Information Administration (EIA). Crude inventories have now fallen for 11 straight weeks as U.S. producers keep production high to meet steady domestic demand and exceptionally strong foreign demand spurred by the closure of the critical Strait of Hormuz. U.S. crude exports have averaged nearly 5 million barrels a day for the past four weeks, nearly 1 million barrels a day higher than the same period last year.  

While strong domestic refinery output can constrain crude supplies, it also boosts gasoline stockpiles and can ease pressure on pump prices: U.S. inventories of gasoline rose by 2.1 million barrels last week to reach 216.29 million barrels, according to the EIA. But inventories are still 9.5 million barrels below year-ago levels and about 5% below the five-year average. 

“Gasoline prices continue to steadily decline — just in time for the more than 61 million travelers forecasted by AAA to take road trips over the July Fourth holiday period,” said Jillian Young, director of public relations for AAA Northeast. “While sharply lower than their mid-May highs, pump prices are still notably higher than this time last year.”  

AAA’s June 29 survey of fuel prices found the national average is down 6 cents from last week ($3.92), averaging $3.86 per gallon. The June 29 national average price was 53 cents lower than a month ago ($4.39) and 68 cents higher than last year ($3.18). 

As of June 29, Indiana and Texas had the lowest prices in the nation at $3.21 and $3.29, respectively. Hawaii and California had the highest prices in the nation at $5.49 and $5.45, respectively. 

Gas Prices by State Over Time

*Prices as of June 29, 2026 

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

Long before Scotland became the backdrop for blockbuster films and television series, it built its reputation through stories. Legends of kelpies and giants, tales of clan rivalries and centuries of folklore are woven into the country’s history, making every loch, glen and castle feel like it has something to say.

Like any good story, Scotland reveals itself a little differently each time you return. The settings remain familiar, but the mood shifts with the turning pages of the calendar.

In summer, daylight stretches late into the evening across much of the country. Autumn paints the Highlands in copper and gold. Winter brings festive traditions and snow-capped peaks. Spring welcomes longer days and fresh blooms. Timing a trip isn’t about finding the best month to visit, it’s about choosing which version of Scotland you want to experience.

For New Englanders, Scotland may feel a little closer to home these days. Boston and Glasgow became sister cities this June, sparking new interest in travel between the two. And JetBlue’s direct flights out of Boston Logan International Airport and John F. Kennedy International Airport make it easy to plan a trip.

Summer: More Daylight, More Adventure

With some of the longest days of the year, summer makes it easy to fit an incredible amount into every itinerary. June is an ideal time to discover East Lothian, where golden beaches, championship golf courses and the John Muir Way invite visitors outdoors, while landmarks like Tantallon Castle overlook the dramatic coastline. In July, Glasgow buzzes with energy as its thriving arts and music scene awaken. Come August, you can experience the world-famous Edinburgh Festivals, while farther north, Inverness, Loch Ness and Nairn offer a blend of Highland history, coastal scenery and legendary tales of Scotland’s most famous monster. The recently opened Inverness Castle Experience offers an immersive journey into fascinating stories of the landscapes, people and heritage.

Enjoy Scotland’s iconic landscapes on a rail adventure with Brendan Vacations.

Explore now: 7-Day Scotland’s Cities & Natural Landscapes by Rail

Explore now: 6-Day Scotland’s Capital and Highland by Rail

Autumn: Scotland at its Most Colorful

As temperatures cool, Scotland trades bright greens for the rich reds, oranges and golds of autumn. September is an ideal time to visit Wigtown, Scotland’s National Book Town, where independent bookshops and literary heritage pair perfectly with nearby coastal escapes in Stranraer and the Rhins of Galloway. By October, Highland Perthshire earns its reputation as “Big Tree Country,” with places like The Hermitage near Dunkeld and Loch Faskally showcasing brilliant autumn colors. November brings a quieter charm to Edinburgh, where museums, historic closes and celebrations honoring St. Andrew create an atmosphere that feels both festive and distinctly Scottish.

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Winter: A Season Worth Embracing

Winter offers a completely different perspective on Scotland. December fills towns and cities with twinkling lights, festive markets and cozy gatherings, setting the stage for the holiday season. In January, visitors can journey to Shetland for Up Helly Aa, the centuries-old fire festival where Viking heritage comes alive through torchlit processions and the dramatic burning of a ceremonial galley. By February, the snow-covered landscapes of Cairngorms National Park invite skiers and snowboarders onto the slopes, while ancient Caledonian forests can be explored on foot to keep watch for native wildlife.

Spring: Rise and Shine

Scotland come alive in new ways in spring. In Aberdeenshire, travelers can follow Scotland’s Castle Trail, exploring grand fortresses like Huntly Castle before heading to the coast in search of fresh local seafood. By April, the islands call, with the Isle of Mull offering rugged coastlines, abundant wildlife and easy ferry connections to historic Iona. By May, warmer weather makes it an ideal time to explore the Highlands, whether by bike, on foot or with a stop at one of the region’s renowned whisky distilleries. May is also when the Highland games season begins, continuing through the end of summer.

Experience Scotland at your own pace on a 6-day, 9-day or 10-day self-drive adventure with Brendan Vacations.

The landscapes that inspired centuries of legends don’t lose their magic when the calendar changes, they simply reveal it in different ways. From spring blooms and summer festivals to autumn color and winter traditions, Scotland rewards travelers who arrive with curiosity and leave with stories of their own.

You’ve Read About It — Now Experience It

Let AAA Travel make your dream vacation a reality. Connect with a travel advisor for free trip planning, custom itineraries, exclusive perks and expert guidance every step of the way.

Call 888-780-5185 |  Find a AAA Branch  |  Contact Online

Featured image: Edinburgh Castle as viewed from Blackford Hill.

Caps in the air and diplomas in hand, high school graduates embark on the next chapter of their lives filled with feelings of both excitement and sadness. Some students will be moving away for college in the coming months, while others will stay closer to home. Either way, it’s a time of major transition.

This summer is a bridge between the past and the future. It may include goodbyes to childhood friends, family members and pets, but new friends, routines and responsibilities lie ahead.

Now the question stands: How should you spend the summer before college? What can you do to make the most of it?

Of course, checklists will be made and double-checked, suitcases will be packed and hundreds of detergent pods will be added to the online shopping cart. Yet time also needs to be set aside for making memories. You want to hit all the family-favorite traditions one last time and maybe start planning a few new ones as well.

Making the Most of Summer Before College

There’s no right or wrong list of things to do the summer before college. It’s a personal blend of nostalgia and new beginnings.

Love the Ones You’re With

Whether you’re moving 10 miles away or 1,000, spending time with the ones you love is essential. Have family dinners and make cherished dishes. Mom’s home-cooked spaghetti and meatballs carry so much weight when microwavable mac and cheese becomes your new normal.

Soak Up Places That Feel Like Home

Take as many trips as you can to your favorite diner, coffee shop or restaurant. Visit the local hidden gems, the beach, the state park. Make sure to snap photos and get them printed; college dorms make the perfect blank canvas for hanging memories that remind you of home.

Start Discovering New Favorites

Although your hometown spots will always hold a special place in your heart, you’ll find new favorite places at college. Do some research on the types of foods and activities you like near campus to acclimate yourself with the area and create a list of places you want to go.

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Establishing New Traditions

Creating new traditions is also important during the summer before college. Try picking up a different hobby or taking a trip. You never know, it might become something you can bring with you to school or return to in the summers ahead.

Start Learning

Finally take a dance class, learn to play pickleball or pick up crochet. College students average 20 hours a week of free time, according to the National Library of Medicine, so you’ll have plenty of time to continue something you like as an extracurricular activity or club during the year.

Take a Trip

The last summer before college is also great time to visit a bucket-list destination. Whether it’s a weekend road trip with friends or family or a solo trip abroad, taking a trip gives you new perspectives, experiences and conversation starters. Vacations can also be a perfect relaxer before your exciting college journey begins.

Master Everyday Basics

Get a head start on the essential life skills that all college students need, like laundry, cooking simple recipes and managing money.

No matter how you spend this season, make it one to remember!

How will you be making the most of your (or your child’s) last summer before college? Tell us in the comments.

Hurricanes are among the costliest natural disasters in the United States, causing billions of dollars in damage each year. AAA Northeast is urging property owners in Rhode Island, Massachusetts, Connecticut, New Jersey, New Hampshire, and New York to take proactive steps ahead of peak hurricane season to protect themselves before the next major storm.

Key Facts for Homeowners

• The average annual cost of all U.S. weather and climate disasters from 2020 to 2024 was $149.3 billion, according to the National Oceanic and Atmospheric Administration (NOAA).
• NOAA is predicting a below-normal hurricane season for the Atlantic basin this year, but early preparation remains critical.
• In a recent AAA survey, 73% of respondents reported the same level of concern as last hurricane season, yet only 18% have taken steps to prepare their property and just 20% have reviewed their insurance coverage.

“In addition to securing loose outdoor furniture and collecting emergency supplies like flashlights, batteries and chargers, reviewing your insurance policy should be just as much a part of your hurricane prep,” said Greg Smolan, Vice President of Insurance Operations for AAA Northeast. “Having the right coverage can make all the difference when a storm hits.”

Insurance Preparation Tips

AAA Northeast offers the following advice about insurance for property owners.

• If you don’t already have homeowners flood insurance, consider it. Most standard homeowners insurance policies don’t cover damage caused by flooding. A good rule of thumb is that any damage caused by water outside the home will not be covered without flood insurance. Typically, flood insurance has a 30-day waiting period before activation, so it’s essential to have the right coverage before a named hurricane is bearing down on the region.
• Be aware of insurance moratoriums that temporarily restrict policy changes when a storm is imminent. Review your policies now and make any updates to ensure you have coverage when you need it most.
• Understand your deductible. Many homeowners don’t realize that hurricane deductibles can differ from regular insurance deductibles. Instead of a fixed amount, they can be based on a percentage of your home’s assessed value.

Property Fortification Tips to Limit Damage

The best way to avoid filing an insurance claim is to mitigate the potential for severe damage. AAA Northeast’s Hurricane Preparedness Guide provides a comprehensive checklist.

Some essential tips include:

• Caulk gaps and cracks around windows, doors and vents.
• Anchor or bring outdoor furniture inside.
• Trim trees and remove loose branches that could become airborne.
• Consider replacing doors with impact-rated and/or wind-rated doors, including your garage door.
• Have an escape plan. Don’t delay routine vehicle maintenance to ensure your ride is ready in case you have to evacuate.

Vehicle and Evacuation Preparedness

• Keep a full tank of gas, test your battery, check your tires and brakes and replace any worn components like wiper blades.
• Always keep an emergency kit inside your vehicle that includes first-aid supplies, batteries, high-visibility vests and jumper cables or a battery booster pack.

AAA Northeast is a not-for-profit auto club with offices in Rhode Island, Massachusetts, Connecticut, New Jersey, New Hampshire and New York, providing more than 6.9 million local AAA members with travel, insurance, financial and auto-related services.

The United States of America is celebrating its 250th anniversary, and there’s no time like a semiquincentennial to explore the places and stories that shaped the nation.

From fireworks and festivals to tall ships and aerial displays, cities across the country are pulling out all the stops to honor U.S. history and heritage in a big way. Here are a few 250th anniversary happenings near you, or worth a road trip.

Keep the celebration going all year long and beyond by adding these must-visit American icons to your travel bucket list.

Boston

Boston has been hosting events all year, and the celebrations will reach a crescendo on July Fourth weekend — and then keep going. So, if you can’t make it to Beantown for the Fourth of July, there is plenty going on the rest of the year. Harborfest kicks off July 2, with several days of concerts, fireworks and public readings. Museums in and around Boston are hosting American Revolution-related exhibits, and visitors can soak up local history while walking the Freedom Trail and taking other local tours.

Save on Go City Boston Attractions Pass with AAA Tickets.

Bristol, Rhode Island

Home to the nation’s oldest continuous Independence Day celebration, Bristol is planning a party to remember. Events include a Miss and Little Miss Fourth of July Pageant, a summer concert series, fireworks on July 3, a parade, an interfaith service, tours of Navy and Coast Guard ships and a carnival.

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Williamsburg, Virginia

What better place to spend the nation’s 250th birthday than Colonial Williamsburg, where they party like it’s 1776 every day? Williamsburg has events scheduled for the whole year, but on tap for July Fourth weekend are three days of live concerts, theater productions, family-friendly activities, historical presentations and fireworks. In between events, experience colonial life by strolling through the village and visiting 89 original 18th-century buildings and hundreds more that have been reconstructed.

Save on Colonial Williamsburg tickets with AAA.

Hartford, Connecitcut

Connecticut’s capital is hosting Hartford Bonanza 2026 on July Fourth in Bushnell Park, featuring music, food, vendors and cultural programming. As part of the commemoration of America’s 250th anniversary, the Hartford Symphony Orchestra is scheduled to give a free concert in the park, shortly before a dazzling fireworks display.

Jersey City, New Jersey

The Jersey City Freedom & Fireworks Festival kicks off at noon on July Fourth along the Hudson waterfront at Exchange Place with 60 vendors, three DJ stages, two beer gardens and a kids’ zone. At night, enjoy Macy’s fireworks display across the river in New York City.

New York City

No one throws a party quite like the Big Apple. Among the highlights of the Independence Day weekend is Sail4th 250, from July 3 to 8, one of the largest international parades of tall sailing ships. After passing through New York Harbor, ships will dock to host visitors along the New York and New Jersey shorelines. The U.S. Navy Blue Angels air aerobatics team is scheduled to lead more than 100 U.S. and allied aircraft in an aerial display. Later, watch the 50th Macy’s 4th of July Fireworks Show light up the skies over the East River.

Save on Go City New York Attraction Pass with AAA Tickets.

Sturbridge, Massachusetts

The largest outdoor living history museum in the Northeast, Old Sturbridge Village is gearing up for an authentic early-American July Fourth celebration. Enjoy a parade, fife and drum music, performances, cannon demonstrations, a reading of the Declaration of Independence, crafts and games. As part of the celebration, new Americans will take the Oath of Allegiance during a citizen naturalization ceremony on our nation’s birthday.

Philadelphia

The city where America was born is having a yearlong birthday celebration, but locals and visitors can anticipate even more exciting events during the 16-day Wawa Welcome America festivities, including six days of fireworks. Add to that concerts, free museum days, community programs, parades and performances by musical superstars, including Idina Menzel, Queen Latifah, Eve and Kirk Franklin.

Save on Go City Philadelphia Attraction Pass with AAA Tickets.

Washington, D.C.

America’s capital has been preparing for months and is ready to welcome the nation and the world. Concerts, presentations, exhibits, parades and food are just some of the highlights. And you can see the original Declaration of Independence, U.S. Constitution and the Bill of Rights in the National Archives. From June 25 to July 10, enjoy the Great American State Fair on the National Mall, where all 50 states as well as territories and federal agencies will showcase their foods and cultures. Of course, capping off the July Fourth festivities is the Salute to America: The Nation’s 250th Birthday Fireworks Celebration, accompanied by musical performances and flyovers.

You’ve Read About It — Now Experience It

Let AAA Travel make your dream vacation a reality. Connect with a travel advisor for free trip planning, custom itineraries, exclusive perks and expert guidance every step of the way.

Call 888-780-5185 |  Find a AAA Branch  |  Contact Online

How will you be celebrating the USA’s 250th anniversary? Share with us in the comments.

Want to bring some Revolutionary-era flavor to your July 4 festivities this year? Check out our post on how to party like it’s 1776.

EPISODE SUMMARY

What does it actually mean to take a vacation from your screen, and do you really need to go off-grid to feel the difference? In this episode of Merging Into Life, host Sabrina Pierotti sits down with Frank, creator of the YouTube channel Stationery At 4, to explore why so many of us struggle to truly unwind and what it looks like to plan a peaceful vacation in a digital world. From quietcations to small daily rituals that create genuine rest, Frank shares how choosing to slow down can transform the way you travel, connect and recharge.

KEY TAKEAWAYS

• An unplugged getaway doesn’t have to mean vanishing into a monastery. An analog vacation is simply about being intentional about your time and choosing activities that demand your full presence.
• True disconnection takes time, so don’t expect to arrive at your destination and immediately feel relaxed. Giving yourself the runway to fully unplug is part of the process, which is why booking relaxing weekend getaways with even a few extra days away can make all the difference.
• Convenience and rest are not the same thing. The promise of the smartphone is connectivity, but if you want to know how to actually relax on vacation without checking notifications and email, you have to choose presence. Tactile experiences like journaling, board games or learning to paddleboard engage your whole mind and body in a way that scrolling simply can’t.
• Small, unplugged habits at home can be more powerful than one big digital detox. Building intentional lifestyle routines — like an hour of analog activities in the morning, setting screen time boundaries in the evening or simply making your devices inconvenient to reach — can quietly transform your mental health and your relationships over time.
• When planning a digital detox trip, seek out quieter tour options, slower schedules and destinations that make unplugging feel natural. Incorporating board games and dedicated phone-free times during family travel can completely shift the energy of a trip and foster deeper connections.

TRANSCRIPT

[00:00:00] Frank: The promise of the smartphone was the immediacy of connectivity, but we’ve been sold the lie of convenience. I think we’ve lost something in our pursuit of convenience. I remember a time before the smartphone, where I had connections that were more profound and meaningful with my loved ones, my family and friends, because I was forced to connect with them in a more analog way.

[00:00:23] Sabrina Pierotti: This episode is for the person whose brain won’t slow down, for the person who feels constantly stimulated, for the person who feels like they just can’t take a deep, cleansing breath. When people think of a relaxing vacation, the first thought that comes to mind for you is no doubt on a beach. Personally, I think this is an outdated perspective, because what is also with us on that beach? Our phones. And with our phones, carries all of the stressors of daily life, that’s why there is this rise in quietcations, or what our guest today, Frank, calls an analog vacation, which is a vacation with the intention of disconnecting. Welcome back to Merging Into Life. I’m your host Sabrina Pierotti. We live in a world where we are so conditioned to look at our phone in every spare second we have that it feels like we never get to reset, rejuvenate and relax. Frank, who you actually may know from his YouTube channel, Stationery At 4, he explores how an analog lifestyle and slower routines can help people reconnect with themselves in a world that often feels too fast, too loud and too online.

[00:01:45] Sabrina Pierotti: Hi Frank. Thank you so, so much for sitting down with me and spending time with me today. It’s so nice to meet you.

[00:01:50] Frank: Likewise, Sabrina. Thank you.

[00:01:52] Sabrina Pierotti: We live in just this like busy, urgent, fast-paced world. And I really believe, as a result of that, people are starting to crave this like presence and this calm living. I just think there’s still a disconnect of how to disconnect, relax, recharge, but also still live in this very digital society. So, your YouTube page is Stationery At 4, and you talk a lot about analog living. How do you define analog living, and specifically, what does an analog vacation mean to you?

[00:02:27] Frank: In the comparison of modern terminology, it’s easy to just say analog versus digital, right? Typically, the first thing that most people think about is the smartphone. That’s ingrained into basically every moment of our lives these days. But analog, to me, is more of a step back, not just from the technology perspective, but to routines and structures and tools that predate the digital device presence in our lives. And an analog vacation, to me, is intentionally, here’s that word again, intentionally, taking the opportunity to disconnect completely. So, if you do have to be online, it’s with intention. There’s time brackets around it where you’re plugging in a little bit, and then taking the opportunities to plan your days on vacation to not be in front of a digital device or in front a screen. So, I really try to structure my vacations from that perspective of challenging myself to not do that, but also challenging myself to, you know, go forest bathing, so to speak, if there’s a forest around. Picking activities that are very forceful from the perspective of your entire presence of being is focused on that activity. So, just to give you a recent example from a trip I did earlier on this year in Mexico, I have wanted to learn how to paddleboard for years. And that was pretty incredible to just put myself in a situation where I could go out into the middle of the ocean and paddleboard. But you’re so focused on that activity, there’s no reason to be plugged in.

[00:03:57] Sabrina Pierotti: I’m really curious, Frank, what got you into this analog way of life and starting your YouTube channel and wanting to share your lessons and your journey with the world?

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Is It Time for a Digital Detox

Frank (Stationery At 4)

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It’s hard to miss headlines about the rising cost of travel, but that doesn’t mean the trip you’ve been dreaming of has to stay a dream. For those who want to travel this year while managing overall cost, AAA Northeast travel advisors are leveraging creative strategies — and their insider expertise — to make vacations a reality. 

“Right now, we are seeing our members continue to prioritize travel, but with a more strategic approach,” said Wendy Marley, travel advisor for AAA Northeast. “Travelers are increasingly interested in trips with clear costs and added value, like guided vacations and group travel, cruises and shoulder-season vacations.”

How can you go beyond the same old tips to travel on a budget? Consider the following:

• Reverse your booking patterns: When booking a trip, we usually start with a specific destination in mind. But if the experience of travel is your priority and the location is flexible, travel advisors recommend looking for the best airfare or promotional offers and building the trip around that value.
• Take advantage of secondary airports or nearby gateways: Slight shifts in departure cities can deliver meaningful savings.
• Split trip components strategically: A little bit of legwork to determine the best pricing for all elements of your trip can maximize value. Sometimes it’s beneficial to package certain pieces, while there may be other times that specific promotions or rewards make it worth it to book separately. 
• Use shoulder season to your advantage: While it’s often mentioned, traveling just outside of peak season is still an underutilized way to experience destinations when the weather is still very favorable — but with noticeably lower prices and fewer crowds. Shoulder season often delivers a better overall experience, more access, more flexibility and more value, without sacrificing the quality of the trip.
• Choose your airline based on the big picture: For international trips, there are a few important considerations when selecting an airline. European carriers typically operate under different consumer protection frameworks than U.S. carriers, which can offer additional reassurance when it comes to reimbursements and refunds. On the other hand, U.S. carriers may provide stronger loyalty program benefits for frequent travelers. Before you book, evaluate the full picture including price, schedule, routing and overall experience to make a choice that aligns with budget and other travel priorities. 
• Advisor exclusives: Many travel companies and cruise lines offer bundled perks that aren’t always available to consumers booking on their own — make sure to take advantage of travel advisors’ insider knowledge.

Even after choosing what to pack, booking your transportation and selecting your activities, there could be one more thing to decide before you start your vacation: Should you be covered by a life insurance policy before you travel?

To get an experienced point of view, we asked AAA life insurance agent Candice Burroughs.

Would you recommend getting life insurance before a trip? How soon in advance?

“Life insurance before a trip can be beneficial, but it’s not necessary,” said Burroughs. “Accidents can happen anytime, anywhere and life insurance provides protection for that.”

Having life insurance coverage is a smart safeguard for anyone, no matter your lifestyle or age. If you don’t already have a policy, frequent travel or knowing you have upcoming vacation plans could be a good motivator to finally put one in place.

If you do choose to get life insurance before a trip, consider the timeline and plan ahead. Depending on multiple factors, including the type of coverage you’re seeking, securing a policy with a licensed life insurance agent could take longer than you think — up to a few months in some cases.

While its coverage is different from life insurance, travel insurance is also worth considering and can help with specific travel-related incidents, like trip cancellations, emergency medical transport, lost baggage and more. Learn about getting travel insurance through AAA.

Does traveling affect your life insurance in any way?

When applying for life insurance, you may be asked about your past and planned travel.

Frequent trips to destinations considered high-risk for crime, conflict or natural disasters, may increase your chances of receiving a higher premium or coverage denial. That said, most travel plans won’t prevent you from getting approved.

The duration of a trip can affect your coverage as well.

“A standard one- to two-week trip won’t affect things, but the longer you are abroad, the more prone to risk you become,” said Burroughs.

If you will be abroad for an extended period of time — think a month or more — your carrier may choose to underwrite you as a foreign national, even if you are a U.S. citizen.

All in all, honesty is the best policy when it comes to life insurance. Being upfront about your plans, past and present, gives your insurance carrier the full picture and allows them to be able to create a policy that works with you and everywhere you want to go.

For answers to more of your insurance questions, check out our Ask an Insurance Agent series.

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It can be difficult to find activities the whole family can enjoy over summer break, especially when there’s an age gap between children. While the little ones may be easier to entertain, the best memories happen when you choose something that everyone likes.

From retro arcades to quirky day trips, there are plenty of summertime activities in the Northeast that are fun for all, regardless of age. Here are 10 of our favorite summer break ideas.

Remember, AAA members can get exclusive savings on all types of activities with AAA Tickets.

Connecticut

If you want to flex the family’s problem-solving muscles, try escape rooms, which offer groups a room-size puzzle to solve. Some escape room complexes cater to adults, while others are designed more for grade-school birthdays, but Escapology in Danbury is one of the few that seeks to please all ages. It has rooms that can be set to “kid mode,” as well as more complex rooms for older guests.

Sometimes, fun can be found in unlikely places. Jordan’s Furniture in New Haven claims to have the world’s largest indoor ropes course. The complex has four levels filled with more than 100 obstacles and includes a ropes course area for little climbers.

Everyone will appreciate this summer break idea, not just for the challenge, but for the air conditioning.

Massachusetts

A family hike can be tricky to navigate. If the hike is too strenuous or too far, you might end up carrying a child. And, if it’s too easy, it might become monotonous. The unique topography at Purgatory Chasm State Reservation in Sutton threads the needle for some families. Hikers don’t have to walk far to enjoy some goat-like opportunities on the trails’ many low-to-the-ground boulders. The area also has good picnic spots near the reservation’s parking lots.

Another fun day trip is Old Sturbridge Village in Sturbridge, a living history museum that offers a glimpse into rural daily life during the early 19th century. Visitors can wander among the village’s 40 historical buildings and speak to costumed historians who can answer questions. Visitors can also meander trails over more than 200 acres, shop for handcrafted items and enjoy live music.

New Hampshire

For all the fun that amusement parks offer, they can feel like endurance competitions for families with small children. Canobie Lake Park in Salem is the rare exception. While the park offers more than 80 rides, it is small enough to navigate within a day. Canobie Lake Park is also home to Castaway Island water park, for little ones to enjoy on a hot day. This can be an asset for caregivers who choose to divide and conquer activities as they watch over children of different ages.

New Jersey

If you’re looking to deepen your family’s connection to food systems, consider visiting one of the many small farms throughout the region. Many of these farms have family-friendly activities during the growing and harvest seasons.

Alestede Farm in Chester is family-owned and offers opportunities to pick your own fruits and vegetables. Families can also visit with the farm animals and enjoy homemade ice cream. And the farm hosts wagon rides, food trucks, corn mazes and live music throughout the summer and fall.

New York

Baseball fans young and old must make a pilgrimage to the National Baseball Hall of Fame Museum in Cooperstown at least once in their lives. Remarkably unassuming for the storied collections it contains, the museum is packed with three-dimensional exhibits of Major League Baseball, the All-American Girls Professional Baseball League, the Negro Leagues and more. While visitors can learn a lot about baseball, this museum can be a great way to learn about U.S. history, too.

Train lovers might want to hop aboard the Adirondack Railroad for scenic railway excursions of the Adirondack Mountains. The railroad operates two stations in Utica and one in Thendara. In addition to the standard scenic trips, the train company also hosts specially themed rides for families, including a fancy tea party train ride. 

Rhode Island

A seaside cruise can be a good chance for a family to explore nature together, and a large boat makes for a smoother ride. Rhode Island Bay Cruises in North Kingston offers 90-minute lighthouse cruises on one of New England’s largest catamarans. Those who climb aboard can take a waterside tour of 10 historic lighthouses and 10 Narragansett Bay islands, spy sea life from the deck and learn about Newport Harbor’s history.

Golf lovers of all ages can easily while away the day at Mulligan’s Island in Cranston. This 64-acre sports complex is home to two creative 18-hole minigolf courses, a driving range and an eight-hole short golf course. The complex also houses batting cages, a volleyball area and a snack hut.

What are some of your favorite family activities during summer break? Share them in the comments.