With auto loan delinquencies at record highs, consumers are looking for ways to reduce or refinance their debts and experts say options are out there.
Why Auto Loan Default Rates Are Up
“The increasing price of vehicles both new and used has really created an affordability problem for many,” according to Ted Lyons, vice president of financial services for AAA Northeast. “Couple that with higher costs for just about everything out there and the resumption of student loan payments, then you have a bit of a perfect storm.”
To put it into perspective, the average cost of a new car was about $48,699 in July 2025, according to CarEdge. Interest rates for loans for new cars average 6.51% for buyers with good credit, but those with the worst credit scores can pay as much as 15.85%, U.S. News & World Report reported.
Millennials, Gen Z and subprime borrowers (borrowers with lower than optimal credit scores) have the highest auto loan default rates, probably for many of the reasons Lyons cited.
Americans between ages 18 to 29 had the highest loan delinquency rate in 2025, according to WalletHub, and nearly 5% of car loans in the U.S. are more than 90 days past due.
Younger people were the most aggressive in taking out car loans after the pandemic, when interest rates were lower, and stimulus checks were rolling in. Now, with the increasingly high price of car ownership and other compounding debts, many of these borrowers are having a hard time keeping up.
Can’t Afford Your Car Payment? These Are Your Options
If you are in default on a car loan, turning the situation around is possible, but it requires a bit of creativity and discipline.
As soon as you miss a payment or think you will, contact the lender immediately. Under some contracts, a lender can repossess a car after one missed payment.
It’s possible that the loan can be put on hold, or the terms renegotiated to extend the time to repay it. Even changing the loan due date might help. But this will not work for everyone. “If the borrower is already delinquent, getting an approval [to refinance] may be difficult,” said Lyons. Apply to refinance with AAA.
Ask family members or friends for financial help or a short-term loan and prepare an agreement for paying them back.
Sell the car and buy a cheaper one. A used car will be less expensive and have a lower insurance rate, but if you don’t net enough to pay off the loan, you could be stuck.
If the car is dangerously close to being repossessed, consider surrendering it to the lender. Your credit rating will still take a hit, but it won’t be as severe as it would be if the car were repossessed. You might still owe money if a balance is left after the car is sold at auction.
Look for a side job so you can put that money toward the car payment.
Review all your expenses and make adjustments, Lyons suggested. “See if there is anything you can cut out of your monthly spending that isn’t necessary.”
Need help financing a car? AAA has you covered with our great auto loan products.
This article has been updated and republished from a previous version.
Life insurance is an investment that offers a safety net for your loved ones and peace of mind for you, but finding an affordable plan may seem a bit daunting. High cost is the reason why 42% of consumers have not purchased life insurance. But there are many ways to get a low monthly premium and still have the coverage you need.
These are four tips you can employ to help save you money on your life insurance policy.
Start Early and Lock In Rates
More Millennials and Gen Z are looking into life insurance, and that’s a good thing; one of the best ways to pay less for life insurance is to start as early as possible. Age is a significant factor in determining life insurance premiums, as the risk of health complications increases as you age. Securing a policy when you’re young and healthy allows you to lock in lower rates for the duration of your coverage.
Maintain a Healthy Lifestyle
Insurers assess your overall health when calculating life insurance premiums, and the results can significantly impact your rate.
Adopting a healthy lifestyle that includes regular exercise, a balanced diet and the avoidance of tobacco products are key factors that contribute to lower premiums. In fact, being a smoker can actually double your rate in comparison to a nonsmoker.
Choose the Right Type and Amount of Coverage
Selecting a life insurance policy that best aligns with your goals is crucial, and sometimes a pricier policy doesn’t necessarily mean it’s the best option for you. Typically, you can opt to purchase either a term or permanent policy.
While permanent life insurance benefits are available anytime and have intrinsic cash value, term life insurance often allows you to purchase more coverage for less money. Because of this, a term life insurance policy is ideal for those purchasing life insurance with a budget in mind.
Compare Quotes
Life insurance quotes can vary significantly among providers, so taking the time to “shop” and compare is time well spent when it comes to your wallet.
When looking, consider factors such as coverage limits and exclusions, the carrier’s financial strength rating and what living benefits the policy carries (benefits the policyholder can access before a health event or death occurs) before making your choice.
Being proactive in your search allows you to make the best, most informed decision, leading to a good amount of savings over the life of your policy.
Watch as AAA Roadside Assistance technicians share heartfelt messages of gratitude from our members.
AAA Northeast provides roadside service to millions of members every year. Hearing that we’ve made a difference truly makes our day, every day — and we thank you right back.
Do you have a story or a note of thanks to give? Share it with us on our new membership story page, Hey AAA!
’Tis the season of searching for the perfect Christmas tree!While finding the right one may be tricky, getting it home safely can be challenging, too. AAA Northeast reminds drivers that, with a little preparation, the right tools and the right vehicle, transporting a Christmas tree is easy, and you’ll be decking the halls in no time!
An improperly secured Christmas tree can scratch vehicle paint, tear door seals or bend window frames. Even worse, a tree can fly off or out of a vehicle and cause a traffic crash. AAA research shows that road debris causes crashes directly, when vehicles are struck by falling debris or strike debris, and contributes to crashes indirectly, when drivers crash while swerving or stopping short to avoid debris.
From 2018 to 2023, road debris was a factor in an estimated 319,724 crashes nationwide, resulting in 32,802 injuries and 433 fatalities, according to a new study from the AAA Foundation for Traffic Safety.
AAA offers the following tips to ensure Christmas trees are transported safely.
Plan ahead. Before heading out to buy a real Christmas tree, make sure to bring strong rope or ratchet straps, an old blanket and gloves. A vehicle with a roof rack is ideal, but a pickup truck, van, minivan or SUV large enough to fit the tree can work just as well.
Wrap and cover it. Have the lot wrap the tree in netting before loading it. Loose branches can also be secured with rope or twine to help protect the tree from damage. Prior to loading the tree, cover the car’s roof with an old blanket to prevent scratches to the paint and protect the car from any damage.
Tree trunk in front. Place the tree on the roof rack or in the bed of the truck with the trunk facing the front of the car. If the vehicle doesn’t have a roof rack and is large enough, place the tree inside.
Secure it. Tie down the tree at its bottom, center and top using strong rope or nylon ratchet straps. Avoid using the nylon string offered by many tree lots, which may not be strong enough to secure the tree. Use fixed vehicle tie-down points and loop the rope or strap around the tree trunk above a branch to prevent any side-to-side or front-to-rear movement.
Tug test. Once tied down, give the tree several strong tugs from various angles to make sure it’s secured in place and won’t come loose.
Nice and easy. Drive slowly and take back roads, if possible. Higher speeds can create significant airflow that can damage your tree or challenge even the best tie-down methods. Remember that your car will work a little harder to transport the tree, and you might feel the added drag from the additional wind resistance caused by the tree.
State-specific data:
In Connecticut, road debris contributed to roughly 380 crashes in 2024, up nearly 19% from 2023, according to the Connecticut Crash Data Repository. Over 60 of those crashes resulted in injuries.
In Massachusetts, road debris contributed to roughly 280 crashes in 2024, an 8% decrease from 2023, according to the Massachusetts IMPACT Crash Data Portal. Over 50 of those crashes resulted in an injury.
In New York, road debris contributed to over 3,400 crashes in 2024, a 6% increase from 2023, according to the Institute for Traffic Safety’s Traffic Safety Statistical Repository. More than 470 of those crashes resulted in injuries and five resulted in a fatality.
In New Jersey, road debris contributed to 1,645 crashes in 2024, up nearly 7% from 2023, according to Numetric. Over 180 of those crashes resulted in injuries and three resulted in a fatality.
More than half of drivers (54%) feel safer operating a gas-powered car than an electric vehicle, according to a survey from AAA Northeast, while 31% say they’d be fine in either vehicle. Road trip logistics, cost and home charging continue to be barriers to EV adoption, but safety is nearly as large of a concern.
As a result, only 4% say they plan to purchase a fully electric vehicle for their next car, while 62% say they won’t purchase one. The remainder of drivers range from slightly interested (10%), moderately interested (11%) and very interested (13%). So, although EV boosters have their work cut out for them, there’s still reason for optimism. Another positive sign: 98% of EV owners will buy an EV again.
“The ending of federal tax incentives has made the market less favorable for electric vehicles, but the biggest challenge for manufacturers continues to be consumer sentiment,” said Alec Slatky, managing director of public and government affairs, AAA Northeast. “The good news for the industry is that the vast majority of electric vehicle owners have no intention of going back to gasoline cars.”
The 1,056 survey respondents consisted of a random sample of AAA Northeast members aged 18+. AAA Northeast covers a region of the country with an above-average market share of electric vehicles, including Connecticut, Massachusetts, New Jersey, New York and Rhode Island. There were 67,656 EVs registered in Connecticut as of July 1, according to DMV data, an increase of 15,000 vehicles from the year prior. At the start of this year, there were over 139,000 EVs registered in Massachusetts, according to state data, an increase of 35,000 from the year prior. In New Jersey, EVs accounted for 11.4% of new light-duty registrations year to date through July 22, according to the EValuateNJ dashboard. In New York, EVs accounted for 8.9% of new registrations year to date through Nov. 7, according to the EValuateNY dashboard. In Rhode Island, the DRIVE EV rebate program has awarded 829 rebates year to date through October.
Other findings of the survey include:
Fire is the biggest safety concern, followed by EV’s relatively short time on the market: Among respondents who said they would feel safer operating a gas-powered car than an electric car, 63% said that risk of fire was one of their top safety concerns, followed by EV’s time on the market (40%), crash safety concerns (32%) and lack of experience driving an EV (22%). There is no evidence that EVs are more likely to catch fire than internal combustion engine vehicles, but when fires occur, they are more difficult for first responders to extinguish and generally burn longer. EVs are also similar to gasoline cars for crash test safety; as with other types of vehicles, crash test ratings are more vehicle-specific than engine-specific.
The biggest barriers to EV adoption are home charging, road trips and cost…: Most surveys find these three concerns to be paramount among consumers, and this survey is no exception. Excluding the respondents who definitely plan to purchase an EV for their next car, the lack of home charging is the most cited concern (53%), followed by lack of suitability for road trips (51%) and cost (51%). Consumers feel relatively confident that EVs can fit into their daily routines, with only 17% expressing trepidation about that issue.
…but some people just simply don’t like electric vehicles: Among the respondents who said they definitely would not buy an EV for their next car, 43% said they “just don’t like” electric vehicles. Even if the EV industry can address concerns about cost and charging over the next decade, these consumers likely won’t be assuaged, whether due to a personal connection to gasoline vehicles or a gut aversion to EVs. Indeed, 57% of respondents said they never plan to buy a fully electric vehicle.
EV owners have better road trip experiences than non-owners expect: Most EV owners said they never (31%) or rarely (37%) had to change road trip plans due to public charger availability, and only 5% said they did so most of the time. Non-owners have the opposite prediction: 43% guessed that EV owners have to adjust plans most of the time, while only 2% said they never do so.
“Car buyers generally believe that EVs can handle their daily commute — they just want to feel as confident about their occasional road trip,” said Slatky. “The EV industry should continue building out the charging network, but innovations in battery safety may be just as crucial for getting consumers to make the switch.”
If you play Wordle or Lingo, you’ll love WordroW. In this guessing game, you get six attempts to spell out the hidden words, with clues about the correct letters.
For December, we put together a series of puzzles featuring events and activities taking place this month. You can play them all or come back another day.
But most of all — have fun!
December Co-Workers
To open a new puzzle, pick a title from the list. To return to the list after opening a puzzle, click the three horizontal lines at the top-left of the puzzle and select “more puzzles.”
How to keep it together when everything feels like it’s falling apart.
EPISODE SUMMARY
A mental health crisis doesn’t always manifest like a car crash. Sometimes, it appears as a slow unraveling caused by exhaustion, disconnection or a quiet, nagging sense that something isn’t right.
In this deeply personal episode of Merging Into Life, host Sabrina Pierotti opens up about her own recent health scare. She is joined by psychologist Vassia Sarantopoulou, founder of AntiLoneliness, to discuss how we can build lasting emotional resilience even when life doesn’t go according to plan.
From recognizing the subtle signs of emotional burnout to understanding the benefits of therapy, this episode offers powerful insights on how to sit with uncomfortable emotions. Tune in to learn how to move through a crisis — rather than just surviving it.
KEY TAKEAWAYS
Burnout symptoms can sneak up on you. Detachment, exhaustion, brain fog and a loss of joy are major warning signs. Don’t wait for a total breakdown to start your healing journey.
Your feelings aren’t “bad” — they are data. Sadness, anger and loneliness are not problems to fix; they are signals asking for care rather than suppression.
The benefits of therapy are vast, but it isn’t one-size-fits-all. If your first therapist isn’t a match, keep looking. Finding the right fit can change your entire recovery process.
Dealing with loneliness isn’t just about being physically alone; you can feel isolated in a crowded room. True connection starts with knowing yourself and reaching out from that grounded place.
Self-connection is just as vital as social connection. True healing requires a balance of both time alone to reflect and time with others to feel seen, supported and understood.
In a mental health crisis, don’t wait to feel ready for self-care. Your brain may resist rest, movement or joy, but these habits are the foundation of emotional resilience during hard times.
Emotional resilience isn’t a fixed trait, it’s a practice. By accepting discomfort, checking in with yourself and giving your emotions space, you build the strength to rise again.
TRANSCRIPT
[00:00:02] Sabrina Pierotti: The thing about life is that it’s hard, and it can be very scary at times. Things can either pop up out of nowhere that can totally derail your life, or it can be an accumulation of unprocessed emotions that can lead to a breaking point. I know for me personally, last year I went through a breast cancer scare where I literally thought I had breast cancer at 30. It was horrible, and it was a monthslong process of MRIs and biopsies. And at times, it felt like I was never going to come out on the other side. And I don’t mean to quote Kelly Clarkson, but it is true. Through my life’s most challenging moments, I have grown the most. Because of my breast cancer scare, I now know what it means to really, really take care of my health. And I also have a huge why to stay motivated with my health goals and to get into the gym. It is in our darkest days where resilience is built. Every time you fall, it is easier to get back up. So, my friend, face your life’s challenges with courage and your head held high. Acknowledge that, yeah, it is hard, but at the same time, know that you will become stronger because of it. Welcome back to Merging Into Life. I’m your host, Sabrina Pierotti. And today we’re talking about something that we all go through, but we rarely feel ready for, which is crisis. Whether it’s a job loss, a breakup, or just a slow unraveling of the plan we had for our lives, those curveballs can hit hard, and they can be painful. But luckily, our guest today is Vassia. Vassia Sarantopoulou is a psychologist, an educator, and founder of AntiLoneliness. Her work focuses on helping individuals and communities address perfectionism, loneliness, emotional resilience and burnout. So, thank you so much, Vassia, for joining me, and I’m excited to jump in. So, today, we’re going to talk about something a little tough, which is personal crisis. So, specifically starting and speaking to an emotional crisis, whether it’s mental health challenges or psychological challenges or emotional turmoil. What are some of the warning signs that someone might be in an emotional crisis or on their way to one?
[00:02:28] Vassia Sarantopoulou: Warning signs that can be signs of an emotional burnout, you don’t understand, but then one day you wake up and you feel, oh, I don’t like my job anymore. And last year, actually I loved it. But now I feel completely detached from my work and why I’m doing it. Also, the same thing happens with the joy and the meaning you feel in life. One day, suddenly you feel, nothing fulfills me. I am not happy with anything. Like I remember an example of a client that I had, and she came to me because she realized that at the end of the day, she would finish her project, but also her house chores, anything that fits under the umbrella of duty and responsibility, and then she would sit down to play with your children, and she would not feel anything. No connection, no joy. And she came to me in terror, like, oh my God, what is happening? Why I don’t feel any connection with my children anymore, and how I did not see that happening or coming to my life. So, that was what her sign, the detachment, the disconnection, the not feeling joy or happiness with what used to give us joy. Another mental symptom can be that fog inside our head. We’re struggling to remember something. We’re struggling to finish a project. We know that we used to finish that in one hour, but why that now does it take five? Another sign can be the physical manifestation. Like you, even though you sleep, you wake up and you’re feeling tired still. And you wonder, but why I had 10 hours sleep and still I don’t feel rested? There are many clients that come with burnout, and they tell me, I think I’m in a burnout the last year. And then when I tell them the symptoms of burnout, they say, Oh, then probably I’m in a burnout for the last five years.
[00:04:32] Sabrina Pierotti: In addition to emotional-burden burnout, what are some of the other common challenges that your clients come to you with?
[00:04:38] Vassia Sarantopoulou: I think we go to therapy for everything that we haven’t learned at school, and we should have. Like relationships. We didn’t learn anything about relationships at school. We go into adulthood, we meet our partner, we don’t know how to communicate any kind of loss, like grief. We never know about grief, we never hear about grief. Only when we reach, I don’t know, an older age, when we start losing our friends or our partner or our parents, then we know of this concept. And in loss, everything loss, I think loss is a big umbrella. We’re talking about any kind of loss, like moving to a new country. Loneliness as well. We lose a friend, or we lose a partner. People even felt shame to talk about loneliness.
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[00:05:26] Sabrina Pierotti: Why do you think there is so much shame around therapy?
[00:05:33] Vassia Sarantopoulou: So, from my perspective, I think the projections and biases we carry from the previous generation. I mean, even now, my mom doesn’t know what I’m doing. Every time she’s asking me, are you OK with money? Do you want me to send you some money? Because you’re a psychologist. OK, mom. The value that we put on therapy is different between the generations, and that’s one reason for this shame that we carry.
[00:05:57] Sabrina Pierotti: So what would you say to somebody who’s listening that has been considering therapy for a while, and they are just for all the concerns and fears and narratives that you just said, that’s the reason that’s holding them back from signing up for therapy. What would you say to that person?
[00:06:17] Vassia Sarantopoulou: Find a format and the person that suits you. You know, because when you’re 40, 50, 60, you don’t want to go to a therapist who is 25. You know, you feel like even life experience is different. So, find somebody who is at your own age. They know your own struggles. And connection is more important than mental health, per se, for you. So, choose whatever format or person that you feel more aligned and suits your style. I think that’s the first tip that I would give to them. But also, it takes a little bit of discomfort in the beginning, because it’s very new. All these self-perceptions, I’m not strong enough, I’m not strong enough, or I’m taking somebody else’s place. Because I’ve heard that also, you know, you have other people who struggle more. I don’t want to take their slot. All this self-abandonment and sacrifice is very much this pattern of this generation.
[00:07:17] Sabrina Pierotti: So, I actually had a therapist for the, she was my very first therapist for the first like six months. And we were just not clicking. Like I knew right away I was not really looking forward to going to therapy to see her. Like there were just signs along the way. And then a therapist like literally like popped into my life that was so exactly what I needed.
[00:07:43] Vassia Sarantopoulou: Just because you had one negative experience or not an aligned experience with a therapist, it doesn’t mean that everybody’s like that or every experience that you will have is like that. There’s so many different styles, different therapeutic approaches, modalities, personalities. Every therapist has their own personality.
[00:08:00] Sabrina Pierotti: Now, say somebody finds that perfect therapist, and they’re super happy. When it comes to actually healing, it can take a while. So, what does it actually look like when you’re in a therapy session?
[00:08:15] Vassia Sarantopoulou: What we do before we get into therapy is automatically we learn or we tend to escape the discomfort. You’re feeling sad, but you don’t want to feel sad, so immediately you call your friends, you go out and party. We think that these are negative feelings. We name them negative feelings, as if they are the bad, and we should have the good. But in reality, they’re not negative or positive, they’re just uncomfortable feelings. And what we don’t know is how to sit with them, because we feel scared. What if I sit with my sadness? And then I’m going to feel even more sad. However, the price we pay is that this escaping and pushing out of these feelings comes with loss of energy. Like when you push yourself to be happy while you’re really, really sad, that’s double the energy you need in order to go through your day. How can you be happy when you’re grieving, when you just broke up, when you lost a friend? You’re not happy, but you pretend to be happy. Your whole body is putting a performance, and that performance is costing energy. So, how to stay with that discomfort? It means, first of all, taking the negative connotation out of this feeling. It’s not bad. It’s not going to make you worse. So, first take out the fear of the feelings. And stop pushing and spending the energy that I can change that feeling. What I also explain to my clients is that your feeling comes from inside you. It’s a part of you. So when you say, I don’t want that feeling, actually, it’s like saying you don’t want a part of you. And we don’t do that. We love every part of you. Every single part of you is loved, worthy of love, worthy of attention, worthy of care. You shout at your partner or whatever you’re doing, well, that’s what we need to change, but not your anger. The anger is fantastic. We love it. What we need to do at that moment is to make sure that we’re not stepping into negative assumptions, self-criticism. Oh, I’m lonely. Maybe because I am a terrible friend. Yeah, I mean, if I was a good friend, maybe I would have friends by now, and probably my loneliness says that I am a very unimportant, boring or terrible person. So then that’s a different thing than the loneliness, per se. Loneliness is the feeling that says, hey, we need connection. Thank God we have loneliness that sends us this message.
[00:11:12] Sabrina Pierotti: And you’ve referred to a loneliness before as the pandemic of our era. What do you think people often misunderstand about loneliness, and why do people feel lonely even when they’re physically surrounded by people?
[00:11:27] Vassia Sarantopoulou: So, we have feeling lonely and being alone. One is a feeling, the other one is being. And we sometimes misunderstand these two. So, the reality, though, is that you can be surrounded by people and feel lonely. You can be all by yourself and feel very much connected and not lonely at all. That’s the paradox. So, it’s about feeling unseen, feeling disconnected. You can be sitting with your partner on the couch, watching a movie, and normally somebody would say, ‘Oh, they’re so connected.’ But you might feel very, very deeply disconnected and lonely in there, because there’s something in that connection that doesn’t work or hasn’t been working for a long time. So, that’s the main misunderstanding about loneliness.
[00:12:22] Sabrina Pierotti: Why is social connection imperative for personal healing? And how can we push through that reluctance to connect when we’re going through a really dark time?
[00:12:32] Vassia Sarantopoulou: I think when we’re going through a dark time, we both need me time and connection time. We do need to stay by ourselves. We need to figure out who we are. Because actually, the first step of recovering or healing from loneliness is not again connection with others, is connection with ourselves first. First, I have to get to know myself, because there are many people who live for decades without knowing who they are. So, first, I have to get to know myself, introduce to myself again, become my best friend, and then I can go out and water all these relationships that I have in my life, start new, or go back, revisit some of the old relationships. We are social beings. We’re wired for connection. We cannot live without connection. It doesn’t mean that we always need a partner. That’s far away from that, but we need to be seen. So, we definitely need to be seen to belong in order to have this healthy perspective of life. But especially in, as you said, the dark places of our life, we need both. We need to go and be by ourselves and then go out, meet our friends and then come back. Kind of do this dual process of in and out, both.
[00:14:04] Sabrina Pierotti: How can we best prepare ourselves for these big life changes without getting swept away by the emotions of everything?
[00:14:13] Vassia Sarantopoulou: We talked about acceptance. So, accepting that it’s not going to be glamorous. It’s not going to be smooth. Maybe we will learn new parts of ourselves in there. We’re going to be challenged. That’s part of the game. That’s not a malicious plan, you know, of the universe against us. It’s not. It’s just the human experience. And we just roll with it. So having this reminder, this acceptance, what we said before that maybe there’s a lesson for me to learn there and keep in mind also to be connected with yourself. It can be very overwhelming. So, come back to yourself, have a me time, a review time once a week, once a month, or both, where you can say, how was that week? How did I feel? What did I want it to do, but then I didn’t want? I didn’t do it, for example. Keep in touch with your own desires and needs, your own hobbies, your own values. You want to be a better father, for example? Have this review meeting with yourself and be like, oh, what kind of father was I? Why was I not present? Yeah, maybe because too much work, or maybe I’m a perfectionist. I want to do everything perfect. So, have this review meeting with yourself. Journaling helps. Asking for help. And when we get really overwhelmed, our brain goes into fight or flight mode. And in that mode, it convinces us that we don’t have energy for self-care. Your therapist, for example, said, you have to go and walk every day, yeah? That’s important. But then your brain, because you are in a survival mode, will say, Oh, I’m so tired today. Even though you didn’t do anything, you were just sitting the whole day and behind a computer. No, no physical strain, nothing. But it’s the brain, because it thinks that we need energy, in case things go worse, because we are in the fight or flight. It protects your energy. So, don’t listen to your brain and continue with these habits of self-care. That’s your sleep, that’s your diet, your exercise, breath-work.
[00:16:32] Sabrina Pierotti: Thank you so, so much for sitting with me and chatting with me. I am so glad and grateful for this conversation. Like, I love the society that we’re in where like mental health is a lot more open. However, we still have a lot of work to do in terms of really just normalizing it even more. So, and I have a feeling this episode and this chat together really did wonders in accelerating that. So, thank you so much. You are such a joy to talk to.
[00:17:04] Vassia Sarantopoulou: Thank you so much for the invitation. And I have a special gift for your listeners because I know how overthinking can take over sometimes, and we are just in a loop, ruminating, ruminating, and we cannot stop. So, I have just a one pager that they can print, and they can have next to them with seven ways to stop overthinking.
[00:17:23] Sabrina Pierotti: Thank you. Oh my gosh. I will definitely be using that, printing it out, putting it on the side of my desk.
[00:17:30] Vassia Sarantopoulou: We all need it. We all need it.
[00:17:32] Sabrina Pierotti: We sure do. Thank you so much, Vassia.
[00:17:34] Vassia Sarantopoulou: Thank you.
[00:17:37] Sabrina Pierotti: We covered a lot today, from identifying what crises look like to learning how to sit with it and sit with those painful emotions. And most importantly, how to move forward with resilience. These are topics that don’t always get space in everyday conversations, but they’re at the core of how we build emotional resilience and move forward when life doesn’t go as planned. If you’re enjoying the show, do us a quick favor. Hit that like button, leave a review, and share it with a friend who’d love it too. It helps more than you know and keeps the good stuff coming your way. Thanks for being part of the ride.
The views and opinions expressed in this podcast are not necessarily the views of AAA Northeast, AAA, and or its affiliates.
It’s the most wonderful time of the year, as twinkling lights fill the night, the scent of chestnuts roasting drifts through the air and joy seems to be around every corner.
The holidays are all about traditions, old and new, and this year is the perfect chance to start a few fresh ones. So, hit the road for an exciting seasonal adventure with plenty of magic and surprises in store.
Here are our top picks for road trips that will spark new holiday traditions and create memories to treasure with your loved ones.
‘It’s a Wonderful Life’ Festivals
Indiana, Pennsylvania
Saturdays, Nov. 22-Dec. 20, 2025
A classic holiday tale of the profound impact one person can have on others’ lives, “It’s a Wonderful Life” and its timeless message live on at two festivals in the Northeast each holiday season. As the birthplace of the film’s star, Jimmy Stewart, Indiana, Pennsylvania, takes great pride in celebrating the classic holiday movie’s legacy in a big way. Known as the Christmas Tree Capital of the World, the downtown area transforms into a winter wonderland for the ‘It’s a Wonderful Life’ Festival. Meander the streets to discover vintage light displays, local shops that go all out with holiday window displays and an oversize live Christmas tree presiding over it all.
Seneca Falls, New York
Dec. 12-14, 2025
Seneca Falls is often referred to as The Real Bedford Falls, as many believe it inspired the setting of “It’s a Wonderful Life.” Step into the nostalgic charm of the town during the ‘It’s a Wonderful Life’ Festival and enjoy days packed with horse-drawn wagon rides through town, interactive screenings of the film and an annual George Bailey Award ceremony, which honors people in the spirit of George’s kindness and selflessness.
A fun twist on the traditional holiday fir, Lobster Trap Christmas Trees have become must-see crafty creations throughout New England. The pop-up trees, built by volunteers, are adorned with lights, buoys and other nautical-inspired garlands. Route through Maine to spot three of the most notable structures in Rockland, Cape Porpoise and Jonesport-Beals. Then check out Connecticut’s Stonington Lobster Trap Tree (Nov. 22, 2025, to Jan. 4, 2026; admission is free), one of the largest, with a unique hollowed-out interior perfect for being wrapped in the festive glow.
Three Unique Ways to Meet Santa This Year
Dine with Santa in the North Pole (North Pole, New York, that is!)
Saturdays and Sundays, Nov. 22-Dec. 21, 2025
Set within the Adirondack Mountains, Santa’s Workshop theme park is one of the oldest continuously operating Christmas-themed parks. The best time to visit the North Pole is at night when the Village of Lights fest is aglow with fire pits and caroling cheer. Reserve your spot in advance to dine with Santa at the Northern Lights Restaurant.
See Santa Scuba at the Adventure Aquarium in Camden, New Jersey
Nov. 21-Dec. 24, 2025
Santa trades the chimney for fins each holiday, wowing visitors as he swims with sharks and sea turtles at Camden’s Adventure Aquarium. Kids of all ages delight in this unexpected and fun twist on a typical Santa encounter. The aquarium also features a dry meet-and-greet, for gift requests and photo opportunities with the jolly man.
Journey with Santa on the Santa Express at the Railroad Museum of New England in Thomaston, Connecticut
Nov. 22-Dec. 23, 2025
All aboard for a wondrous rail journey with two special guests along for the ride, Santa and Mrs. Claus. The Santa Express is a daytime holiday train ride suitable for all ages, gliding through the wintery landscapes of the Naugatuck River Valley. The ride includes fun sing-alongs, caroling and an enchanting visit with Santa and Mrs. Claus. Every child receives a bell along with a special gift from Santa’s toy bag.
Christmas at the Newport Mansions in Newport, Rhode Island
Nov. 22, 2025-Jan. 1, 2026
Decked out with opulence and grandeur beyond compare, Newport’s mansions (The Breakers, Marble House, Chateau-sur-Mer and The Elms) boast unmatched Christmas interiors. Christmas extravagance at its best, these Gilded Age estates shimmer with lavish lights, ornate garlands and picture-perfect Christmas trees. Wander the halls as you go back in time through these historic mansions and experience the holiday season as it was celebrated in a bygone era.
Gardens Aglow at Heritage Museums & Gardens in Sandwich, Massachusetts
Select nights from Nov. 28-Dec. 27, 2025
Get immersed in one of New England’s biggest light events at the Gardens Aglow nights. More than 10 miles of lights weave through the varied terrain for a most magical glowing stroll. There is plenty of fun for all ages here, with a reindeer scavenger hunt, fire pits for marshmallow roasting, a model train display and food trucks.
Holiday Train Show at New York Botanical Gardens in New York City
Nov.15, 2025-Jan.11, 2026
A marvel of size and scope, The Holiday Train Show at New York Botanical Gardens is a top family-friendly destination in New York City each holiday season. More than 30 G-scale model locomotives and trolleys traverse 200 scale models of New York City landmarks. Holiday Train Nights are a favorite, as atmospheric lighting adds a mystical layer to the display, accompanied by music and seasonal treats. AAA Members get access to exclusive savings on their visit to the New York Botanical Gardens.
Share your favorite holiday activities in the comments below.
Flying without a REAL ID is about to get more expensive.
Beginning Feb. 1, 2026, the Transportation Security Administration (TSA) will require passengers without a REAL ID, passport or other acceptable identification to pay a $45 fee to clear security checkpoints.
Travelers who choose to pay the fee will have to establish their identity through TSA’s identity verification system, TSA Confirm.ID, prior to entering the security line. Once verified, TSA checkpoint access is available for up to 10 days.
TSA’s modernized screening system leverages biometric or biographic information to confirm a passenger’s identity. It can take 10 to 30 minutes, so completing the process and paying online in advance is recommended. Airport processing will be available, but delays are expected. TSA also warns that identity verification is not guaranteed.
For the smoothest travel experience possible, the best option is to get your REAL ID now.
Get Your REAL ID at AAA
Currently, 94% of U.S. airline passengers have a REAL ID, according to TSA.
If you still don’t have yours, AAA members in Connecticut, Massachusetts, Rhode Island and New York can apply at select AAA branches. Make a reservation online and come to your AAA REAL ID appointment prepared with all necessary documentation.
Learn more about REAL ID requirements and applications.
To get through airport security even faster, you can also sign up for TSA PreCheck at select AAA branches.
Did you get your REAL ID? What do you think about TSA’s new $45 fee?
Do your teeth feel more sensitive in cold weather? It’s not your imagination.
Winter’s chill can make teeth and gums more vulnerable to inflammation and irritation.
If left unchecked, these issues can become more serious over time. Regular dental checkups can help you stay ahead of any oral pain or discomfort. AAA Northeast has partnered with Altus Dental to bring Massachusetts members exclusive savings on dental coverage — helping you protect your smile in every season.
Cold Weather’s Effects on Oral Health
Low temperature can cause tooth enamel to shrink, exposing sensitive nerves and triggering pain.
Cold constricts blood vessels in the gums, reducing circulation and leading to sensitivity, inflammation and even bleeding.
Dry air and dehydration can irritate gum tissue.
Repeated expansion and contraction of teeth can increase the risk of cracks and fractures, which could require dental procedures such as crowns or fillings.
Stock up before a storm. Make sure you have an adequate supply of toothpaste, floss and mouthwash in case transportation or access to stores is disrupted.
Address dental issues before severe weather. If prolonged snowy or icy weather is predicted, consider visiting your dentist to address any issues to prevent an emergency when offices may be closed.
Keep a small dental emergency kit. Include pain relievers, temporary dental cement for fillings or crowns that may fall out and sugar-free gum to help stimulate saliva flow in case of dry mouth.
Check your vitamin D intake. Vitamin D helps your body absorb calcium, which is essential for maintaining strong teeth and gums.
Use toothpaste for sensitive teeth. If you are experiencing frequent irritation, ask your dentist whether a sensitivity-relief formula might help.
Stay hydrated. Drinking water keeps your mouth moist. Saliva helps wash away bacteria and neutralize acids.
Breathe through your nose. This reduces your mouth’s exposure to freezing air. Wearing a scarf over your mouth adds extra protection.
Maintain regular dental visits. Routine checkups help identify early signs of damage before they become more serious.
When to See a Dentist
Be sure to contact the dentist if you notice:
Sharp or prolonged tooth sensitivity and pain.
Tooth cracks or fractures.
Bleeding or swollen gums.
Chronic dry mouth that doesn’t improve with hydration.
Persistent bad breath.
Supporting your oral health contributes to your overall well-being. Learn how dental plans from Altus Dental, exclusively for AAA Northeast members in Massachusetts, provide convenient and affordable access to oral health care.
Sneezing, coughing and fever are classic flu symptoms — but eye irritation can also indicate a viral infection. Don’t dismiss persistent redness, swelling, tearing or light sensitivity as just a cold or allergies.
With flu season here and other respiratory illnesses circulating, it’s important to stay attentive to early warning signs. After last year’s record-high number of flu and respiratory illnesses, the Centers for Disease Control has a similar outlook for 2025-2026.
Routine eye exams offer important benefits — including helping detect issues that may relate to seasonal illness — so keeping up with your appointments matters.
AAA Northeast members in Rhode Island can sign up for both dental and vision insurance through Delta Dental of Rhode Island.
How Flu Affects the Eyes
The flu impacts your entire body. When your immune system detects the virus, it releases chemicals to fight the infection, which can lead to eye redness, itching, tearing and light sensitivity. Swollen sinuses may add to the irritation, and dehydration from fever can also leave your eyes feeling dry.
When illness leaves your eyes feeling sore, dry or swollen, these simple steps can help soothe irritation and prevent further discomfort.
Apply cool compresses to the eyes several times a day to reduce swelling. Use a washcloth soaked in cool water or cucumber slices placed directly on the eyes.
Stay hydrated. Drink water and other clear liquids.
Hands off! Rubbing your eyes will make the irritation worse.
Use non-prescription lubricating eye drops to relieve the discomfort.
Check all your medications. Some drugs, including decongestants and antihistamines, can dry out eyes.
Don’t wait too long to see a doctor if you have eye pain. Usually flu-related eye irritation is mild and does not last long, but in some cases could lead to complications like uveitis, an inflammation of the eye’s middle layer. Symptoms include blurred vision, redness and eye pain and may require treatment.
Sleep with your head slightly elevated to help drain your sinuses and reduce facial swelling.
Some people who have the flu develop conjunctivitis, also known as pink eye, which causes redness, itching and tearing. Antibiotic eye drops usually clear up conjunctivitis in a few days.
Preventing Eye Irritation
Taking a few proactive steps can go a long way toward reducing your risk of eye irritation, especially during cold and flu season.
Get a flu vaccine.
Be vigilant about hygiene. Keep tissues handy and use them to cover your face and nose when you sneeze or cough.
Wash your hands thoroughly and frequently.
To reduce sinus irritation, try using a humidifier to keep the air damp.
Talk to your doctor about adding more omega-3 fatty acids to your diet. Some studies suggest they may help reduce eye and eyelid inflammation. Good sources include fatty fish such as salmon or tuna.
Stay on top of your yearly vision exams and don’t wait to see a doctor if dry, itchy or watery eyes continue this flu season. Rhode Island AAA members can also sign up for affordable dental and vision insurance through Delta Dental of Rhode Island.
Q&A With AAA Northeast’s Car Doctor: December 2025
Q. I am thinking about an old vehicle, specifically an early 1960’s Dodge Power Wagon. I found a few that are in decent to good shape, what do you think of buying this truck as an investment? A. The Dodge Power Wagons according to Hagerty Collector Car insurance are going up in value. That being...
Q. I am thinking about an old vehicle, specifically an early 1960’s Dodge Power Wagon. I found a few that are in decent to good shape, what do you think of buying this truck as an investment?
A. The Dodge Power Wagons according to Hagerty Collector Car insurance are going up in value. That being said, I would buy a Power Wagon, because it is good looking, capable and can be practical for trips to the home improvement store. Buying almost any vehicle as an investment can be disappointing. Even very collectable cars like the Chevrolet Corvette and Plymouth Superbird have lost money according to auction reports. Buy something you like, use it and enjoy it. When the time comes to sell it, if it has gone up in value, great if it has not, well at least you were able to enjoy it.
Q. We spend winters in Florida, and I purchased a very nice 2014 Toyota Corolla to leave there for a spare car. The Corolla only has 45,000 miles on it. A friend starts once a week and lets it run for about 10-15 minutes. He does not drive it anywhere because I’m cheap and cancel the insurance. He said the ‘check engine light’ now goes on when he starts the car. Any thoughts why it would go on when it hasn’t been driven for a while.
A. The check engine light could be on for any number of reasons, from a loose gas cap to a faulty sensor. The other issue is that a rodent (quite common in Florida) could have damaged a hose or wiring. At this point, the best thing to do would be bring the car to a good repair shop for a checkup. Also you actually may be doing more harm than good starting the car and letting it run every week without driving it. It would be better to drive the car every three weeks or so for 30 minutes. If this is impossible then I would fill the fuel tank and add a fuel stabilizer, fully inflate the tires, top off all the vital fluids and disconnect the battery. When you return to Florida expect the battery will need recharging and bring the car to a good repair shop for a check-up before any long-distance trips.
Q. I had four new tires installed and the wheels aligned on my six-year-old car with all the work performed at the dealer. During the road test, the mechanic noted a shuttering suggested replacing the transmission fluid. I have never noticed anything and wonder if the work really needs to be performed or if they were trying to sell me a “bill of goods”?
A. The technician could have noticed a bit of a “chuggle” when the transmission was shifting. This can happen when the transmission fluid loses its friction additives. Certainly, at this point and age with your car it can’t hurt to change the fluid.
Q. It seems Subaru “finds” things when I come in for routine and scheduled service. Last time was fuel injection cleaning, today, it is a thermo coupler, though they said it is fully covered by Subaru, and it will take three to four hours to repair. It seems like this is something they should send out a notice and considering the time needed, to plan accordingly. Not something to just “wait and see”. Your thoughts on this.
A. This is basically a silent warranty extension for thermo control valve. This is Subaru’s version of a thermostat, an expensive complex thermostat. There should be no cost to you. If you want to read more about it go to: https://static.nhtsa.gov/odi/tsbs/2024/MC-10253930-0001.pdf
Q. During my recent visit to the Chrysler dealer for a state inspection; they suggested that I replace all six of the sparkplugs for a cost of $1339.44 plus tax. The car has only 23,000 miles on it as most of the mileage has been local driving. Is this replacement necessary and is the cost fair for the work to be done? They also stated that the two rear sway bar links need replacement as they found them to be “visibly worn”. The cost for this would be $473.38 plus tax. Please let me know your feelings regarding these suggested repairs and their cost.
A. The spark plug replacement on the six-cylinder engine is recommended by Chrysler at 100,000 miles. Regarding the price, perhaps the dealer is adding ignition coils as well as spark plugs to the estimate. If the engine is running well and there is no indication of anything wrong, I am not sure why this work would be necessary. The rear links are $89 each and it takes about an hour to replace them. If it were my car I would get a second opinion. Visible wear is a pretty subjective term, everything wears as it ages.
Q. On a recent road trip to South Carolina, we came upon many different places to get gas. On a few occasions we stop at Sheetz for gas. My question is about the different octane choices at the pump. My Subaru uses 87 octane but there was 88 octane that was available and was at least 10 cents cheaper, yes cheaper, than 87 octane. I was a little hesitant to try the higher octane not knowing if it was okay to use. Any thoughts on being able to use this fuel in my Subaru?
A. The 88-octane gasoline sold at Sheetz is 15 percent ethanol rather than the 10 percent ethanol that is in most gasoline. Most cars made since 2001 can use E15 gasoline without any issues. Subaru models vary a bit. In most models you can use reformulated gasoline with up to 15% ethanol, but with the 2.5-liter engine Subaru states to use gasoline with only 10 percent ethanol. In my own car I have tried E-15 gasoline, the car ran fine, but I found fuel economy went down slightly.
Q. I replaced both wiper blades at same time. One wipes clean, the other streaks. Is there a product the rejuvenates blade quality? Good quality blades are not cheap, and I would prefer to buy another set.
A. Alcohol wipes can do a decent job of cleaning wiper blades and can restore some life. The streaks or chatter can sometimes be related to the windshield. I recently used a glass cleaner and water repellent, the glass was clean, but the wipers chattered. The issue could also be the wiper arms. The wiper blades should be perpendicular to the windshield. Sometimes a slight tweak to the wiper arms can solve blade streaking. Also keep in mind most wiper blades near the end of their useful life in about a year of use.
Do you have a car question? Email the Car Doctor for a personal reply: jpaul@aaanortheast.com.
The simplicity of twinkling white lights during the holidays may be enough to get some of us into the holiday mood. Then there’s the rainbow-hued, Noah’s Ark-size and over-the-top musical light performances from eager neighbors who secure spirit in the heartiest of Scrooges for an entire six weeks. Whatever you’re feeling, these 2025 holiday light displays will help to spread a little faith, hope and joy to you and your family this year.
Find a holiday light display near you in the list below or jump in the car for a festive road trip.
Holiday Light Displays in Connecticut
The Fantasy of Lights at Lighthouse Point Park in New Haven, a 31-year tradition, is a dazzling drive-through attraction with more than 100,000 lights and 60 animated displays. Rent a pair of 3D glasses for a next-level experience. Through Dec. 31. Admission is $10 per passenger vehicle, $25 for minivans with more than 15 people and $50 per full bus.
The Stonington Lobster Trap Tree is a magical large-scale art installation by local artists using recycled materials. Through Jan. 4. Admission is free.
Or find the biggest Christmas tree in the state at Glow Hartford in the Connecticut Convention Center. This dazzling, indoor holiday light display features one million lights in an interactive light garden, illuminated structures, a trackless “Glow-comotive” train and visits with Santa. Through Dec. 23. Admission: Adults (16-64), $34; children (5-15), $24; senior, military, veteran, police, EMS, $24.
Holiday Light Displays in Massachusetts
When it comes to Christmas lights in Massachusetts, Springfield’s annual Bright Nights at Forest Park is a drive-through extravaganza you don’t want to miss, featuring a Seuss Land section, as well as Hanukkah and Kwanzaa displays. Through Jan. 4. Admission: $27 per car, tickets must be purchased in advance.
Check out some displays in the neighborhoods around Boston, including Dorchester’s Adams Street, in the Fields Corner neighborhood, which is lit with a colorful spectacle of lights, including LED fireworks, blinking Christmas trees and flying angels, by the father-son team of Trong and Hoa Nguyen. Free.
Holiday Light Displays in New Jersey
Park on Briarwood Drive West in Warren, with only your parking lights on, and tune into 92.7 FM for Christmas in Warren’s music and lights performance. Its 14-year legacy of dancing lights, which are energy-efficient LED bulbs, is a true spectacle. Free.
Hop aboard a train ride through millions of lights in DiDonato’s Magical Holiday Express. Meet Santa and his elves in their workshop, share stories and chat with Mrs. Claus, and walk through a holiday village. Select dates through Dec. 23. Admission: $22.95 per person Sunday-Friday and $26.95 on Saturday.
Holiday Light Displays in New York
Nearly one million lights, plus illuminated Santas and snowmen, brighten the Keeler Christmas Light Display on Luigi Road in Putnam Valley, which was also a Season 11 contender in “Great Christmas Light Fight.” Kids can leave a letter for Santa as they walk through or buy a T-shirt with proceeds donated to local charities. Through Christmas, 6-10 p.m. Free.
The LuminoCity Festival transforms the 12-acre Eisenhower Park in East Meadow into a shimmering winter wonderland each holiday season. Through Jan. 1. Admission: Adults, $41.12; kids (4-12) $33.04.
Holiday Light Displays in Rhode Island
The MacDonald family, on Ellery Road in Newport, has decorated their home for Halloween and Christmas for more than three decades. The walkable yard display features dozens of lit trees, dioramas featuring scenes from “Mickey’s Christmas Carol” and Santa’s workshop, as well as elves and Frosty the Snowman. Free.
Roger Williams Park Zoo, in Providence, has 3.5 million sparkly bulbs and nearly 100 structural elements in its Holiday Lights Spectacular. Starting in 2020 as a drive-through, the annual event has become a huge attraction that spans the zoo’s entire 40 acres. In the Wetlands Trail, visitors are completely immersed, with lights overhead and music playing. A surprising alien abduction of presents is new this year. “Every tree and bush in the rainforest area has lights on it,” said horticulture manager David Albaugh. “It’s so powerful to walk under the lights. They’re literally everywhere.” Through Jan. 4. $12-$14.
Sparkling Lights at the Breakers has become an ongoing tradition at this Newport mansion, where thousands of lights, trees, a 50-foot lighted tunnel and even illuminated sailboats adorn the majestic mansion grounds. It’s one of the most magical light shows in New England. Nov. 21-Dec. 28.Adult, $45; child (6-17), $14, includes mansion entry.Reservations required.
Save on holiday events and attractions with AAA Tickets.
Did we forget your favorite holiday light display? Add it to the list in the comments below.
Featured image: Courtesy of Roger Williams Park Zoo
This article has been updated and republished from a previous version.
The holiday season is a time for joy, celebration and spending quality time together. But amidst the heartwarming festivities, there’s potential for unexpected mishaps to bring your good cheer to an abrupt halt. From decorations gone awry to winter weather woes, here are five of the most common holiday insurance claims.
Home Accidents and Fires
The twinkling lights and cozy candles that bring so much joy during Christmastime can also pose a potentially dangerous fire hazard. Christmas tree-related fires, faulty holiday lights and unattended candles are common culprits of holiday home fires that necessitate insurance.
Safety measures you can take to avoid such an event include keeping your Christmas tree watered daily to prevent drying, ensuring all string lights and other electronic decorations have new batteries/are working properly and never leaving lit candles unattended.
Burglaries and Thefts
The festive season is unfortunately also prime time for burglaries and thefts. One in four Americans have been package theft victims, according to estimates reported by Security.org, and it’s likely that thefts will increase during the holidays with many families traveling to visit relatives or going on vacation.
To avoid having to file a claim for stolen possessions, invest in a reliable security system, use smart locks and join a neighborhood app like Nextdoor to keep an eye on thefts in your area.
Car Collisions
The hustle and bustle of holiday shopping combined with dangerous winter weather conditions make this time of year rife with the potential for car accidents. Slippery roads, distracted drivers and the rush to check everything off your list (and overall stress) can all increase the risk of fender benders and more serious accidents. It’s no surprise that auto insurance claims spike during this time – which could lead to a hefty rate increase if you don’t have the right coverage.
This holiday season, get to know the importance of defensive driving, schedule regular vehicle maintenance and make sure your current insurance policy can handle potential damages in the event of an accident.
Weather-Related Damages
Winter storms have a habit of ravaging the Northeast, and homeowners are often faced with damage to their property as a result. From frozen pipes bursting to roof leaks caused by heavy snowfall and flooding, insurance claims are filed for all kinds of incidents during the holiday season. Taking preventive measures such as winterizing your home and maintaining proper insulation can minimize the risk of weather-related insurance claims and keep your spirits bright.
Accidents at Holiday Gatherings
Celebratory gatherings with family and friends are a hallmark of the Christmas season, but they can also sometimes lead to accidents and injuries. Slip and falls inside or outside the home, kitchen mishaps and alcohol-related accidents are common during holiday parties and events, and you may find yourself filing liability claims to cover medical expenses and potential legal costs that arise. When hosting this year, make sure to create safe gatherings in addition to having adequate liability coverage so you can rest easy knowing you’re covered in the event of an accident.
While the holiday season is a joyful time, it’s crucial to be mindful of potential risks and take proactive measures to protect against unforeseen events. By staying vigilant and reviewing your insurance policies, you can enjoy a safe and merry holiday season.
More people are abandoning in-store buying for online shopping at home in their pajamas. Online shopping sales account for 40% of holiday purchases, according to consumer credit reporting company Experian.
But the convenience of buying gifts digitally comes with an increased risk of exposing personal information.
Online scams and phishing attempts spike during busy shopping times, like the holidays. As cybercriminals grow more sophisticated, consumers need to be vigilant about online shopping safety.
One way AAA members can safeguard themselves from cybercriminals is by signing up for identify theft protection through the ProtectMyID program, operated by Experian. The basic membership is free, and services include credit monitoring and fraud resolution support. Additional protections are available through higher level, paid memberships that include Social Security number monitoring, real-time identity alerts and child identity monitoring.
Browse and buy securely this holiday season. Make sure all the shoppers in your home know these basic cybersafety measures.
Always make online purchases on secure Wi-Fi networks. Public networks offered in places like coffee shops or the airport are more susceptible to identity-theft attacks. If you are out and about and don’t have access to a private Wi-Fi network, try using a virtual private network (VPN) when shopping.
Use a credit rather than a debit card when shopping online. It’s safer because it’s not linked directly to your bank account. Also, do not save your credit card number on a website. It might seem like a chore to manually enter your details with every purchase, but it’s an added layer of data protection if your device gets lost or stolen.
Criminals often create fake websites to attract shoppers. Stick to familiar retailers when you’re shopping online, and check that websites are secure. To identify a secure site, look for the S in “https” in your URL box, which shows that information like credit card details is encrypted.
Do not click on links in emails from senders you don’t recognize. Mark any suspicious emails as spam and promptly delete them.
Keep an eye out for misspellings in messages, which are often a sign of fake promotions.
If you are unsure of an exclusive email offer or a price that seems too good to be true, call or go to the retailer’s official (https) website directly from your browser to check.
Never provide financial information or sensitive identity information, such as a Social Security number or residential address, in exchange for prizes.
With just a few precautions, you can shop online safely and be ready when the avalanche of packages hits your doorstep.
There aren’t many things cooler than a castle. Besides the lore they’re sure to have in spades, castles are architectural marvels that represent a time in history we get to experience firsthand. Plus, it’s always just fun to imagine living in one.
When you think of a castle, your mind might automatically picture an old ruin in Europe. But luckily for us, we have castles of our own right here in the Northeast, no passport required.
Although it now lies in ruins, Hearthstone Castle (once Sanford Castle) was built in 1895 as a honeymoon cottage for Elias Starr Sanford and his wife, Emma. It boasted three stories and 16 rooms with woodwork imported from Italy and silver-plated chandeliers dotting elaborate ceilings. After five years and a revelation from Mrs. Sanford that she actually disliked the castle, it was sold to retired New York industrialist Victor Buck. In 1918, the castle was sold again. The new owner, Charles Darling Parks, renamed it Hearthstone.
Today the castle sits within Tarrywile Park. Visitors are allowed to view the ruins of Hearthstone Castle but, due to safety concerns, may not traverse beyond its surrounding fence.
The history of Gillette Castle reads somewhat like a mad lib.
Built by William Gillette, an actor who famously portrayed Sherlock Holmes on Broadway, the medieval-style castle sits on a 184-acre estate, which includes a private railway system that Gillette used to get around. Upon its completion in 1919, many elements of the castle portrayed Gillette’s eclectic tastes, from the wooden light switches to the numerous secret passageways. In his will, Gillette proclaimed that the property shall never fall into the hands, “of some blithering saphead who has no conception of where he is or with what surrounded.”
Thankfully, his words were heeded, and the estate was purchased by the State of Connecticut and made into a park that visitors can enjoy (and appreciate, per Gillette’s wishes). Tickets for a self-guided tour of the castle are available. Dates vary.
Most castles start out as private homes and eventually turn into museums. Hammond Castle was always meant to be a museum.
John Hays Hammond Jr., a renowned inventor in his time, decided to enshrine his legacy in a castle that showcased old world Europe without having to leave the country. Antiquities from artwork to books line the many rooms of the castle, many of which Hammond salvaged and brought back after World War I. Today, Hammond Castle Museum is a STEAM organization (Science, Technology, Engineering, Art and Mathematics), prioritizing exhibits that foster a curiosity about science and engineering — something Hammond would have wholeheartedly approved.
Tours of Hammond Castle Museum are available daily, all year round. Reservations are strongly encouraged.
Winnekenni, an Algonquian term meaning very beautiful, lives up to such a name. Situated on a hill overlooking Kenoza Lake, the castle was built in 1875 by Dr. James R. Nichols, after a trip to England and Scotland inspired his vision. The castle is constructed of native boulders and rocks and took only two years to complete. Inside, it had a Grecian drawing room, Pompeian-style dining room, a black-walnut finished library, nine bedrooms and more.
Eventually, Nichols sold the property to his cousin who used it as a summer home for 10 years until selling it and the surrounding land to the City of Haverhill. A fire in 1969 destroyed the elaborate interior of the castle. Today, only the exterior of the castle remains. However, you can visit Winnekenni Park to explore its 700 acres of forests, meadows and 9 miles of trails.
Resting majestically on the ridge of First Mountain and spanning a whopping 9,000 square feet, Kip’s Castle is a medieval Norman-style structure originally known as Kypsburg, after the folks who brought it to life. From 1902 to 1905, Frederic Ellsworth Kip and his wife, Charlotte Bishop Williams Kip, designed and built the castle and grounds — most notably, the octagonal rose garden that enveloped the southwest corner of the property. Thirty rooms of varying design made up the interior, with everything from high vaulted ceilings to massive fireplaces.
Nowadays, the castle and its land are known as Kip’s Castle Park, which is open daily from dawn until dusk. The castle’s interior will be open to the public for touring in December 2025. Entry is free.
About 3 miles into the Ramapo Mountain State Forest lie the ruins of Van Slyke Castle, deserted and overgrown. Burned by vandals in the 1950s, after being abandoned, the castle was once the stately home of stockbroker William Porter and his wife, Ruth. Tragedy struck in 1911, when Porter’s vehicle nearly collided with a horse-drawn wagon, sending his vehicle careening into a ditch. He did not survive his injuries. Porter’s wife later married Warren Van Slyke, and together, they renamed the castle. After Ruth’s death in 1940, the castle was bought and sold numerous times, ultimately fell into disrepair and was abandoned for reasons unknown.
The curious and adventure-seeking can (carefully) explore the castle remains as well as its water tower and nearby pool.
Even a castle can live many lives. Bannerman Castle began as a fortress to house surplus military antiques in 1901. Then it became a summer residence for owners Frank and Helen Bannerman and their family. In 1969, the castle was mostly lost in a devastating fire. The great facade of the castle remains to welcome visitors to the island that it sits so proudly on.
Many legends surround the castle — true or not, who’s to say? One recalls the tale of a girl named Polly Pell who was rescued from the treacherous river ice by a handsome stranger, who she promptly married. The island was then named Pollepel in her honor. Other stories tell of ghostly apparitions, like the Heer (King) of Dunderberg, a goblin-like creature who controlled thunder and lightening to sink ships into the Hudson River. The castle’s lodge is also said to be haunted by an old sea captain.
Whether you’re lured by its lore or just want to see the castle in all its glory, tickets to tour Bannerman Castle are available but must be purchased in advance. Ticketed tours and events include a cruise and walking tour, a butterfly day tour, a kayak tour, movie nights and even a farm-to-table dinner.
Boldt Castle was built as a love letter from millionaire George C. Boldt, owner of the Waldorf Astoria Hotel in New York City, to his wife, Louise.
Development of the 120-room castle began in 1900 and included tunnels, a drawbridge, tower, Italian gardens and more. In 1904, work on the castle was put to a permanent halt: Louise had suddenly passed. Not willing to see it through without his beloved, George abandoned the project and never went back to the castle.
For 73 years, the castle stood unfinished and at the mercy of the elements. Finally, the Thousand Islands Bridge Authority acquired the property in 1977 and dedicated several million dollars to restoring it to its intended grandeur. Today visitors can ferry to the island and tour the castle on select dates May through October.
As the second-largest private residence ever built in the United States, Oheka Castle is humongous. The 109,000-square-foot estate wasn’t even a full-time residence — just a summer home where financier and philanthropist Otto Hermann Kahn would hold lavish parties for European royalty and Hollywood stars.
After his passing in 1934, the estate served as a retreat for New York sanitation workers, a government training school, a military academy and then, ultimately, stood abandoned. It wasn’t until 1984, when developer Gary Melius purchased the castle and its surrounding acres, that the slow process of restoration began. And $40 million later, Oheka Castle is back in business, in more ways than one.
Now a prestigious hotel, wedding venue, event space and even a Hollywood star itself (spot it in “Citizen Cane” or “Succession”), Oheka Castle can also be enjoyed via guided group tours Monday through Thursday.
What’s your favorite castle to visit in the Northeast? Tell us in the comments!
Sixty years ago, Ruby Bridges, just 6 years old, was the first Black child to attend an all-white school in New Orleans. She walked to school accompanied by her mother and four armed federal marshals.
Now hundreds of thousands of children across the country walk on Nov. 14, Ruby Bridges Walk to School Day, to honor Bridges’ courage and resilience.
“This is an important part of history, and it’s important for us to remember it as a community,” said Katy Smith, a PTA volunteer at Meadow Elementary School in Baldwin, N.Y., after the school’s first Ruby Bridges walk. Smith’s daughter, Londyn, who is in kindergarten, was excited about the event, Smith added. “I read a book (about Ruby Bridges) to her, and I explained segregation to her. She was very happy to walk and wore purple.”
Purple is reportedly Bridges’ favorite color.
“This is to support diversity and cultural awareness, and it brings the school community together,” said Helen Suh Singson, vice president of programs for the PTA. “It’s a significant day in history. We wanted children to know about it.”
The impetus for Ruby Bridges Walk to School Day came in 2018 from fifth graders in the AAA Safety Patrol at Martin Elementary School in San Francisco. They were moved by Ruby Bridges’ story and approached the California state legislature, which passed a bill in 2021 proclaiming Nov. 14 Ruby Bridges Walk to School Day.
AAA partnered with the Ruby Bridges Foundation in 2022, and the event’s popularity continues to grow. More than 700,000 people from across the U.S. and in three international locations participated in 2024.
At Meadow School, about 75 students, parents, teachers and community members came together and walked about four blocks to the school, many dressed in purple and waving banners.
“Through the Ruby Bridges Walk, we are promoting unity and diversity,” said PTA Vice President for Health and Safety Susan Geevarghese. “Our theme this year is ‘Stronger Together: Building Community One Connection at a Time.’ Coming together for this walk is a powerful example for the world that we must love our neighbor and promote kindness.”
After the walk, AAA Northeast Outreach Specialist Aisha Darby spoke to the school’s fourth and fifth graders. She showed a video about Bridges’ life and explained that views about other races when Bridges was little were much different than today. She told them to look around the room at all the students from different cultures.
“Just imagine if you couldn’t sit with your friends because you are different,” Darby said.
Implicit in lessons about Bridges was the idea that everyone can have an impact.
“Ruby Bridges wants you to think about that, as young as you are, you can make a difference,” Darby said. “Can you be an agent for change?”
Meadow Principal Yolanda Martin also said that it is critical message. “It’s important to connect students to the value of history and realize how one student can make a difference,” Martin said. “We have a very diverse community, and this promotes our own values and shows that children have a voice. And this promotes advocacy — Ruby Bridges defied the odds and took a stand. This shows what all people can do.”
Featured image: From left, Kenya Darling-Adepoju, PTA event co-chairperson; Katy Smith, PTA volunteer; Maria Jimisalami, PTA event co-chairperson; Helen Singson, vice president, programs, for Meadow Elementary School, Baldwin, N.Y.
There’s nothing better than kicking off the season with a visit to a holiday market — or two!
These festive European-inspired events have become a seasonal tradition in cities across the country. From artisan-made treasures and treats to activities like ice skating and sipping on hot cocoa, you can stroll the stalls of local makers while taking in all the twinkling lights.
Whether you’re looking for indoor browsing or outdoor adventure, we’ve listed some of our favorite Northeast holiday markets here. Find what you’re looking for and get into the holiday spirit with handmade gifts and holiday cheer!
Monday through Saturday, 10 a.m.-5 p.m.; Sunday, noon-5 p.m.
Experience the holiday spirit at the Guilford Holiday Fest. This event is held at the Guilford Art Center, a charming spot for winter festivities where local vendors set up shop to sell crafts, food and unique gifts. The festival features live music, performances and activities for all ages. Find handmade ornaments, cozy winter wear and other holiday treasures as you sip hot cocoa and nibble on holiday treats.
For one magical night, Stonington’s annual Holiday Stroll transforms the town into a winter wonderland, attracting visitors from all over Connecticut. Wander down Water Street and find an array of charming stalls filled with handcrafted jewelry, festive decorations and homemade treats. The Stonington market is a must-visit holiday event where you can cozy up to the small-town charm.
Monday through Thursday, 11 a.m.-8 p.m.; Friday and Saturday, 11 a.m.-9 p.m.; Sunday, 11 a.m.-8 p.m.
Snowport transforms Boston’s Seaport into a winter wonderland filled with outdoor shopping, tasty treats, warm drinks and more. The outdoor market features more than 125 small businesses, and shoppers can find a range of holiday gifts, including art, clothing, jewelry, home decor, gourmet treats and handmade goods. After shopping, you can check out the outdoor dining area, brimming with comfort food.
Fridays, 2-8 p.m.; Saturdays and Sundays, 11-5 p.m.
Stop by the Kilroy Square Holiday Market for some holiday cheer under a big tent. This festive holiday shopping experience in downtown Quincy, spanning two weekends, features more than 30 local vendors, delicious hot and cold cocktails, a beer garden and more. Outside the tent, you’ll find a rotation of food trucks under outdoor heaters, along with Christmas trees and wreaths for sale.
Fridays, 3-8 p.m.; Saturdays and Sundays, noon-5 p.m.
Discover the magic of a German Weihnachtsmarkt paired with the local makers of Asbury Park. Experience live music, tasty treats, handmade gifts and plenty of holiday spirit at two different locations. Head to the website for each address.
For an outdoor holiday market adventure packed with local crafters and artists, visit the Highland Park Owl Holiday Market. Open weekends through mid December, you won’t want to miss this cheery maker-market filled with food, trees for sale, a gingerbread house contest, live music and caroling. You may even catch Santa!
For a unique holiday experience, visit Holland Ridge Farms! Pick your own winter tulips as you stroll through the stunning grounds. The wonderland boasts over 50,000 light-up tulips, food trucks, vendors, music, firepits and even a drone show on select nights. Meet Santa in his workshop on weekends and select weekdays leading up to Christmas.
As one of NYC’s oldest local markets, Grand Bazaar goes all out for the holiday season with a large variety of vendors and gifts. Packed with photography, jewelry, furniture, beauty products, antiques and tasty eats, this market supports local businesses by donating 100% of its profits to four of the neighborhood’s public schools.
For the second year, Urbanspace has teamed up with Macy’s Herald Square for a festive holiday market across two unique locations. Explore more than 30 vendors on the lower level of the iconic Macy’s Herald Square flagship store, open daily through Dec. 30. Keep the holiday spirit going at the open-air market in Herald Square Plaza on Broadway between 32nd and 36th Streets, open from Dec. 3 through Jan. 3.
Shops are open Monday through Friday, 11 a.m.-8 p.m., Saturday and Sunday, 10 a.m.-8 p.m.; the rink is open daily, 8 a.m. to midnight.
Don’t miss one of NYC’s most lively holiday markets, filled with ice skating, rink-side dining, artisan provisions and unique gifts from around the world.
This gallery turned holiday market features affordable artwork and artisanal gifts perfect for the holiday season. Find stocking stuffers, ornaments, jewelry, whimsies, wearable art, pottery and holiday cards. The schedule varies, so we recommend checking the website for specific hours.
You’ll have to visit this market more than once to check out the rotation of about 80 vendors! You can shop for everything from ornaments and wreaths to vintage vinyl and candles. Sip craft cocktails and beer and enjoy the fresh dishes served by onsite food trucks. Parking and admission are free.
Depending on your perspective, the holiday season is either the most joyous time of the year or the most stressful. If you are apprehensive that the holidays are right around the corner, it likely has something to do with the amount of money you will end up spending in the coming months.
2025 is projected to be a record year for holiday shopping. An estimated 187 million people are expected to shop between Thanksgiving through Cyber Monday alone, according to the National Retail Federation. Overall holiday sales are expected to increase between 3.7% and 4.2% from 2024 and surpass $1 trillion.
With consumers planning to budget an average of $890 for gifts and other seasonal items, it’s no wonder many develop a higher sense of anxiety when the wish lists start to roll in.
The good news is there are still ways you can soften the impact of holiday spending on your household’s bottom line.
Here are a few smart ways to help you keep your budget under control.
Begin Saving up Early in the Year
If you plan to go all out on holiday shopping, one way to offset the expense is to factor it into your savings throughout the year. By saving a little each month, you could wind up with several hundred dollars in accessible cash by the time shopping season comes around. As a general guideline, look at what you spent last year and calculate your monthly savings goal. This way, you won’t have to scrounge up all that gift money in the last quarter of the year.
When most people plan their holiday expenses, so much emphasis tends to be put on gifts that they forget about everything else. But decorations, travel, charitable donations and other traditional expenses add up quickly. So, as you’re building your budget for this year’s holiday spending, don’t neglect to take a big-picture view of everything you’re looking to purchase to make the holidays special. Otherwise, you might find yourself coming up short when the time comes.
Decide on an Overall Budget
Once you know what you want to buy for the holidays — again, gifts and all — then you can decide how much money you’re truly willing to spend to cover all the expenses. Come up with the maximum amount that you can justify spending on the holidays, preferably leaning on your holiday savings or other extra money for most of it. If you don’t have a cap on your holiday expenses, you run the very real risk of overspending.
Divide Your Budget Into Categories
From this point, you can determine how much of your master holiday budget you can devote to each specific category. Prioritize your expenses, devoting money first to the ones you cannot go without, and then adjust as you go along. Sure, you might wind up having to tighten the amount you spend on each gift or even forgo certain less important purchases, such as buying gifts for distant relatives or picking up extra decorations. But in the end, you’ll be thankful that you have specified a concrete way to stay firmly within your overall spending limit.
Know What You’re Shopping For
We know all too well the dangers of impulse purchases. You see something in the store and, on a whim, decide to buy it. However, such a decision completely contradicts the methodical use of a holiday budget. Before you even head into the store or begin shopping online, have a sense of what you want to buy. Knowing how much you want to spend on each person makes it easier to decide what to buy. Consider making a list. Build extra gift purchases into your budget just in case you need them.
Keep an Eye Out for Holiday Sales
The retail business often depends on holiday spending to maximize its profits. To that end, the season is brimming with promising sales, most notably the period between Black Friday and Cyber Monday, which seems to get longer every year. Thanksgiving weekend sees discounts and doorbusters that you simply cannot find any other time of year. Take advantage of these deals to get more without exceeding your spending limits and get a lot of your shopping done in one fell swoop. Even when you’re not shopping the sales, do your research and get the best price.
Check out AAA Discounts to search for the best holiday gifts this year.
Track Your Spending As You Shop
Taking the time to decide on a detailed budget only works if you keep a close eye on your progress. Have your shopping list with you every time you head out and adjust your remaining total accordingly as you do so. If you do overspend, just make the necessary adjustments to the remaining total. If you do a significant portion of your shopping in person, you could also opt to make your purchases only with cash, as this prevents the urge to spend more than what you originally intended.
Say Farewell to Holiday Stress
If you apply the above strategies to your holiday spending, you’re certain to find ways to stretch out your budget without severely curtailing the generous spirit that has become so synonymous with the holidays. Too often, shoppers get swept up in all the pressures of the retail game that they wind up overspending and paying the price for it in the subsequent months. Hopefully, this won’t be you. Not this year.
