Are you looking to avoid the headache of a delayed or canceled flight this summer? While flight delays aren’t entirely avoidable, a new AAA Northeast analysis of federal aviation data provides a clue for on-time flying: book a morning flight — the earlier the better.  

Summer flights bring an increased risk of delays and cancellations compared to the rest of the year. Across the country, 72% of flights departed on time from June to August 2025, compared to 78% throughout the rest of the year, according to data from the Bureau of Transportation Statistics (BTS). And while June through August flights made up just over a quarter of 2025’s total flights (26%), they accounted for 31% of all delays and 31% of all cancellations. 

Early flights are more likely to depart as scheduled. Across the country last year, flights from June through August in the 6 a.m. hour had just a 1-in-9 chance of being delayed or canceled. By the 10 a.m. hour, those odds jump to 1-in-5, and by 3 p.m., flights had a 1-in-3 chance of being delayed or canceled. The odds of delay or cancellation only increase into the evening hours as earlier delays ripple through the transportation network. The leading cause of flight delays is aircraft running late: more than 201,000 of the 525,000 delayed flights last summer were due to aircraft arriving behind schedule, according to BTS data. 

The day of the week matters, too. The two busiest days of the week for flights, Sunday and Thursday, had the highest chance of delays and cancellations in the summer months. Saturdays and Tuesdays saw the least flights and, in turn, lower delay and cancellation rates.  

“Flight performance data clearly shows that booking earlier flights reduces the risk of encountering delays. It also shows that travelers with scheduling flexibility can choose less busy days of the week to not only avoid larger crowds but also improve their odds of boarding on time,” said Jillian Young, director of public relations for AAA Northeast. “Travelers should always sign up for text alerts and download apps for the airline they’ve booked to receive delay and cancellation updates as quickly as possible.” 

Airport-Specific Data

At Connecticut’s Bradley International Airport, approximately 78% of flights took off on time in 2025. In June, July and August, that average fell slightly to 75%. Flights during those three months accounted for approximately 37% of cancellations for the entire year. 

At Boston Logan International Airport in Massachusetts, approximately 76% of flights took off on time in 2025. In June, July and August, that average was approximately 75%. Flights during those three months accounted for about 34% of cancellations for the entire year. And earlier flights were more likely to depart on time: during the 2025 summer travel season, roughly 90% of flights between 6 and 9 a.m. took off on schedule at Logan, compared to approximately 56% of flights between 6 and 9 p.m. 

At Worcester Regional Airport in Massachusetts, approximately 74% of flights took off on time in 2025. In June, July and August, that average dropped to just under 69%. Flights during those three months accounted for approximately 32% of cancellations for the entire year. And earlier flights were more likely to depart on time: During the 2025 summer travel season, the airport’s first few daily departures (roughly 9 to 11 a.m.) ran about 76% on time, compared with about 70% for its last few departures (roughly 4 to 6 p.m.).  

At Newark Liberty International Airport in New Jersey, approximately 75% of flights departed on time in 2025. In June, July and August, that average dropped to approximately 73%. Flights during those three months accounted for about 35% of cancellations for the entire year. And earlier flights were more likely to depart on time: during the 2025 summer travel season, roughly 89% of flights between 6 and 9 a.m. took off on schedule, compared to approximately 56% of flights between 6 and 9 p.m. 

Across New York City area airports, delays and cancellations increase in the summer, with most delays occurring later in the day compared to early morning. Flights in June, July and August accounted for the following share of each airport’s annual cancellations: approximately 41% at JFK, 43% at LaGuardia, 35% at Newark, 38% at Stewart, 21% at Westchester and 19% at MacArthur. 

At Syracuse Hancock International Airport in New York, approximately 76% of flights took off on time in 2025. In June, July and August, that average increased slightly to about 78%. Flights during those three months accounted for approximately 25% of cancellations for the entire year. 

At Rhode Island T.F. Green International Airport, approximately 78% of flights took off on time in 2025. In June, July and August, that average dropped to roughly 75%. Flights during those three months accounted for approximately 39% of cancellations for the entire year. 

Frequently Asked Questions 

Why are summer flights more likely to be delayed or canceled? 

Summer is one of the busiest travel periods of the year. Increased passenger demand, air traffic congestion, weather disruptions and operational challenges can contribute to more delays and cancellations. 

What is the best time of day to book a flight? 

AAA Northeast’s analysis found that flights departing early in the morning have the lowest likelihood of delays or cancellations. The advantage decreases as the day progresses. 

Why do delays become more common later in the day? 

Many delays are caused by aircraft arriving late from previous flights. As delays accumulate throughout the day, they can affect subsequent departures across the air transportation network. 

Which days of the week have the highest risk of delays? 

During summer 2025, Sundays and Thursdays had the highest rates of delays and cancellations nationwide. 

Which days generally offer better on-time performance? 

Tuesdays and Saturdays experienced lower flight volumes and correspondingly lower rates of delays and cancellations. 

How can travelers reduce the impact of flight disruptions? 

Travelers should book earlier flights when possible, monitor airline notifications, sign up for text alerts and download their airline’s mobile app for real-time updates. 

What did AAA Northeast find about Northeast airports? 

AAA Northeast found that airports throughout Connecticut, Massachusetts, New Jersey, New York and Rhode Island generally experienced stronger on-time performance in the morning than during evening hours. 

Does this mean morning flights are guaranteed to depart on time? 

No. While no flight schedule is immune to disruptions, AAA Northeast’s analysis indicates that morning departures consistently provide travelers with better odds of avoiding delays and cancellations. 

You probably didn’t think twice about insuring your car, motorcycle or boat. After all, protecting a major purchase like that is a no-brainer. But your vehicles aren’t the only valuable assets worth safeguarding. You may have high-value items in your home that aren’t currently insured and could benefit from the added protection of an insurance policy.

Wedding Rings

While your love may be indestructible, your jewelry can get damaged, lost or stolen. And although you could never replace the engagement ring you inherited from your great-grandma, wedding ring insurance can help cover the cost.

Some homeowners policies cover damaged or stolen jewelry for up to $1,000 — but that’s only a fraction of the price of most rings. There are two ways to cover the difference:

• Ask your insurer to raise the liability limit.

• Add a rider/floater/endorsement to your policy. A rider is an optional addition that allows you to customize your insurance policy. It costs extra, but there is typically no deductible in the event of a claim, plus it protects the jewelry from nearly all kinds of losses — even if you lose it or drop it down the kitchen sink. However, wedding ring insurance will not cover damages if your ring was already falling apart from regular wear and tear.

Learn about jewelry insurance through AAA.

Collectibles

Do you have old baseball cards or comic books in your house? Paintings or fine art? Priceless family heirlooms? These collectibles can be pretty valuable, but they can also be easily damaged.

Like wedding ring insurance, you can purchase a floater for your collectibles on your policy (you will need to purchase a floater for each item.) However, the insurer must know what each item is worth. To do that, an item typically needs to be appraised, or you may be able to provide a recent receipt.

Jewelry, diamonds, gold and art can change in value over time, so it’s a good rule of thumb to update your appraisals every three to five years.

Pets

Taking care of a furry friend can get expensive. Pet owners spent an average of $158 billion on their pets in 2024, according to the most recent stats reported by the American Pet Products Association, and $41 billion of that money went to vet costs.

Depending on the policy, pet insurance can help offset the expense of routine and emergency medical care. With most pet insurers, you select a reimbursement and deductible amount, pay your vet and then get reimbursed. When looking at pet insurance, it’s important to determine which conditions are covered, how reimbursement is calculated and if there’s a limit or cap on coverage.

Learn about pet insurance through AAA.

Furniture

Homeowners polices typically come with a built-in percentage of personal property coverage based on the overall value of the home. This percentage is usually between 50% to 70%. While most policies typically cover the cost of replacing your property minus depreciation, some insurance companies will write you a check for what it would cost to purchase brand new versions of your belongings at the time you make your claim.

If you have renters insurance, you pick and choose which belongings to insure and pay a rate based on their value. This is beneficial, as long as you accurately estimate the price of your possessions.

Electronics

The modern home has a lot of technology: laptops, video games, cellphones, computers, tablets and more. Replacing all of these items after an emergency can get costly without insurance.

Often, insurance policies cover technology alongside personal property from damage by fire, windstorms, hail, lightning, explosions, vehicles, smoke, theft, vandalism and other unavoidable natural disasters. Say a covered peril such as a burst pipe happens in your home; while the pipe itself would not be covered and need to be repaired by a plumber, all of the damage that it caused to your belongings — including any electronics — would be.

No matter what, it helps to keep track of the electronics in your home, as well as all other valuable items. It makes claiming losses easier and gives you an idea of how much insurance you need.

When you need to make an insurance claim, a home inventory can be very helpful to your insurance provider. This list can include photos and/or videos, and can be stored online or in a safe.

To learn more about how AAA provides insurance, from wedding ring insurance to pets and everything in between, contact an agent. 

Get a Homeowners Quote

Planning on hitting the road? Make sure to bring these road trip supplies with you.

Since our members are the root of everything we do, your feedback is important to us. Let us know if you run into any issues while playing, or share your ideas for future puzzles by emailing us.

Last week, crude prices fell to their lowest levels since the late-February start of the war between the United States and Iran. Domestic crude fell below $70 a barrel and Brent crude settled just under $72 a barrel by the end of trading on Friday.  

Falling oil prices have helped push prices for gasoline and other refined products lower, even as market participants monitor the fragile ceasefire and increasingly low domestic inventories of crude oil.  

Total domestic supplies of crude oil fell by 15.1 million barrels last week to 743.3 million and now sit at their lowest level since 1984, according to the Energy Information Administration (EIA). Crude inventories have now fallen for 11 straight weeks as U.S. producers keep production high to meet steady domestic demand and exceptionally strong foreign demand spurred by the closure of the critical Strait of Hormuz. U.S. crude exports have averaged nearly 5 million barrels a day for the past four weeks, nearly 1 million barrels a day higher than the same period last year.  

While strong domestic refinery output can constrain crude supplies, it also boosts gasoline stockpiles and can ease pressure on pump prices: U.S. inventories of gasoline rose by 2.1 million barrels last week to reach 216.29 million barrels, according to the EIA. But inventories are still 9.5 million barrels below year-ago levels and about 5% below the five-year average. 

“Gasoline prices continue to steadily decline — just in time for the more than 61 million travelers forecasted by AAA to take road trips over the July Fourth holiday period,” said Jillian Young, director of public relations for AAA Northeast. “While sharply lower than their mid-May highs, pump prices are still notably higher than this time last year.”  

AAA’s June 29 survey of fuel prices found the national average is down 6 cents from last week ($3.92), averaging $3.86 per gallon. The June 29 national average price was 53 cents lower than a month ago ($4.39) and 68 cents higher than last year ($3.18). 

As of June 29, Indiana and Texas had the lowest prices in the nation at $3.21 and $3.29, respectively. Hawaii and California had the highest prices in the nation at $5.49 and $5.45, respectively. 

Gas Prices by State Over Time

*Prices as of June 29, 2026 

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

Long before Scotland became the backdrop for blockbuster films and television series, it built its reputation through stories. Legends of kelpies and giants, tales of clan rivalries and centuries of folklore are woven into the country’s history, making every loch, glen and castle feel like it has something to say.

Like any good story, Scotland reveals itself a little differently each time you return. The settings remain familiar, but the mood shifts with the turning pages of the calendar.

In summer, daylight stretches late into the evening across much of the country. Autumn paints the Highlands in copper and gold. Winter brings festive traditions and snow-capped peaks. Spring welcomes longer days and fresh blooms. Timing a trip isn’t about finding the best month to visit, it’s about choosing which version of Scotland you want to experience.

For New Englanders, Scotland may feel a little closer to home these days. Boston and Glasgow became sister cities this June, sparking new interest in travel between the two. And JetBlue’s direct flights out of Boston Logan International Airport and John F. Kennedy International Airport make it easy to plan a trip.

If you’ve been dreaming of a Scotland vacation, now is your chance. Enter by July 19, 2026, to win a $5,000 trip with Brendan Vacations, plus round-trip airfare for two sponsored by JetBlue.* Enter today!

Summer: More Daylight, More Adventure

With some of the longest days of the year, summer makes it easy to fit an incredible amount into every itinerary. June is an ideal time to discover East Lothian, where golden beaches, championship golf courses and the John Muir Way invite visitors outdoors, while landmarks like Tantallon Castle overlook the dramatic coastline. In July, Glasgow buzzes with energy as its thriving arts and music scene awaken. Come August, you can experience the world-famous Edinburgh Festivals, while farther north, Inverness, Loch Ness and Nairn offer a blend of Highland history, coastal scenery and legendary tales of Scotland’s most famous monster. The recently opened Inverness Castle Experience offers an immersive journey into fascinating stories of the landscapes, people and heritage.

Enjoy Scotland’s iconic landscapes on a rail adventure with Brendan Vacations.

Explore now: 7-Day Scotland’s Cities & Natural Landscapes by Rail

Explore now: 6-Day Scotland’s Capital and Highland by Rail

Autumn: Scotland at its Most Colorful

As temperatures cool, Scotland trades bright greens for the rich reds, oranges and golds of autumn. September is an ideal time to visit Wigtown, Scotland’s National Book Town, where independent bookshops and literary heritage pair perfectly with nearby coastal escapes in Stranraer and the Rhins of Galloway. By October, Highland Perthshire earns its reputation as “Big Tree Country,” with places like The Hermitage near Dunkeld and Loch Faskally showcasing brilliant autumn colors. November brings a quieter charm to Edinburgh, where museums, historic closes and celebrations honoring St. Andrew create an atmosphere that feels both festive and distinctly Scottish.

Win a Dream Trip to Scotland!

Enter by July 19, 2026, for a chance to win a $5,000 trip to Scotland with Brendan Vacations, plus round-trip airfare for two sponsored by JetBlue.*

Enter today

Winter: A Season Worth Embracing

Winter offers a completely different perspective on Scotland. December fills towns and cities with twinkling lights, festive markets and cozy gatherings, setting the stage for the holiday season. In January, visitors can journey to Shetland for Up Helly Aa, the centuries-old fire festival where Viking heritage comes alive through torchlit processions and the dramatic burning of a ceremonial galley. By February, the snow-covered landscapes of Cairngorms National Park invite skiers and snowboarders onto the slopes, while ancient Caledonian forests can be explored on foot to keep watch for native wildlife.

Spring: Rise and Shine

Scotland come alive in new ways in spring. In Aberdeenshire, travelers can follow Scotland’s Castle Trail, exploring grand fortresses like Huntly Castle before heading to the coast in search of fresh local seafood. By April, the islands call, with the Isle of Mull offering rugged coastlines, abundant wildlife and easy ferry connections to historic Iona. By May, warmer weather makes it an ideal time to explore the Highlands, whether by bike, on foot or with a stop at one of the region’s renowned whisky distilleries. May is also when the Highland games season begins, continuing through the end of summer.

Experience Scotland at your own pace on a 6-day, 9-day or 10-day self-drive adventure with Brendan Vacations.

The landscapes that inspired centuries of legends don’t lose their magic when the calendar changes, they simply reveal it in different ways. From spring blooms and summer festivals to autumn color and winter traditions, Scotland rewards travelers who arrive with curiosity and leave with stories of their own.

You’ve Read About It — Now Experience It

Let AAA Travel make your dream vacation a reality. Connect with a travel advisor for free trip planning, custom itineraries, exclusive perks and expert guidance every step of the way.

Call 888-780-5185 |  Find a AAA Branch  |  Contact Online

Featured image: Edinburgh Castle as viewed from Blackford Hill.

Caps in the air and diplomas in hand, high school graduates embark on the next chapter of their lives filled with feelings of both excitement and sadness. Some students will be moving away for college in the coming months, while others will stay closer to home. Either way, it’s a time of major transition.

This summer is a bridge between the past and the future. It may include goodbyes to childhood friends, family members and pets, but new friends, routines and responsibilities lie ahead.

Now the question stands: How should you spend the summer before college? What can you do to make the most of it?

Of course, checklists will be made and double-checked, suitcases will be packed and hundreds of detergent pods will be added to the online shopping cart. Yet time also needs to be set aside for making memories. You want to hit all the family-favorite traditions one last time and maybe start planning a few new ones as well.

Making the Most of Summer Before College

There’s no right or wrong list of things to do the summer before college. It’s a personal blend of nostalgia and new beginnings.

Love the Ones You’re With

Whether you’re moving 10 miles away or 1,000, spending time with the ones you love is essential. Have family dinners and make cherished dishes. Mom’s home-cooked spaghetti and meatballs carry so much weight when microwavable mac and cheese becomes your new normal.

Soak Up Places That Feel Like Home

Take as many trips as you can to your favorite diner, coffee shop or restaurant. Visit the local hidden gems, the beach, the state park. Make sure to snap photos and get them printed; college dorms make the perfect blank canvas for hanging memories that remind you of home.

Start Discovering New Favorites

Although your hometown spots will always hold a special place in your heart, you’ll find new favorite places at college. Do some research on the types of foods and activities you like near campus to acclimate yourself with the area and create a list of places you want to go.

Support their education goals

Give them a strong financial start with reliable student loan solutions.

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Establishing New Traditions

Creating new traditions is also important during the summer before college. Try picking up a different hobby or taking a trip. You never know, it might become something you can bring with you to school or return to in the summers ahead.

Start Learning

Finally take a dance class, learn to play pickleball or pick up crochet. College students average 20 hours a week of free time, according to the National Library of Medicine, so you’ll have plenty of time to continue something you like as an extracurricular activity or club during the year.

Take a Trip

The last summer before college is also great time to visit a bucket-list destination. Whether it’s a weekend road trip with friends or family or a solo trip abroad, taking a trip gives you new perspectives, experiences and conversation starters. Vacations can also be a perfect relaxer before your exciting college journey begins.

Master Everyday Basics

Get a head start on the essential life skills that all college students need, like laundry, cooking simple recipes and managing money.

No matter how you spend this season, make it one to remember!

How will you be making the most of your (or your child’s) last summer before college? Tell us in the comments.

Hurricanes are among the costliest natural disasters in the United States, causing billions of dollars in damage each year. AAA Northeast is urging property owners in Rhode Island, Massachusetts, Connecticut, New Jersey, New Hampshire, and New York to take proactive steps ahead of peak hurricane season to protect themselves before the next major storm.

Key Facts for Homeowners

• The average annual cost of all U.S. weather and climate disasters from 2020 to 2024 was $149.3 billion, according to the National Oceanic and Atmospheric Administration (NOAA).
• NOAA is predicting a below-normal hurricane season for the Atlantic basin this year, but early preparation remains critical.
• In a recent AAA survey, 73% of respondents reported the same level of concern as last hurricane season, yet only 18% have taken steps to prepare their property and just 20% have reviewed their insurance coverage.

“In addition to securing loose outdoor furniture and collecting emergency supplies like flashlights, batteries and chargers, reviewing your insurance policy should be just as much a part of your hurricane prep,” said Greg Smolan, Vice President of Insurance Operations for AAA Northeast. “Having the right coverage can make all the difference when a storm hits.”

Insurance Preparation Tips

AAA Northeast offers the following advice about insurance for property owners.

• If you don’t already have homeowners flood insurance, consider it. Most standard homeowners insurance policies don’t cover damage caused by flooding. A good rule of thumb is that any damage caused by water outside the home will not be covered without flood insurance. Typically, flood insurance has a 30-day waiting period before activation, so it’s essential to have the right coverage before a named hurricane is bearing down on the region.
• Be aware of insurance moratoriums that temporarily restrict policy changes when a storm is imminent. Review your policies now and make any updates to ensure you have coverage when you need it most.
• Understand your deductible. Many homeowners don’t realize that hurricane deductibles can differ from regular insurance deductibles. Instead of a fixed amount, they can be based on a percentage of your home’s assessed value.

Property Fortification Tips to Limit Damage

The best way to avoid filing an insurance claim is to mitigate the potential for severe damage. AAA Northeast’s Hurricane Preparedness Guide provides a comprehensive checklist.

Some essential tips include:

• Caulk gaps and cracks around windows, doors and vents.
• Anchor or bring outdoor furniture inside.
• Trim trees and remove loose branches that could become airborne.
• Consider replacing doors with impact-rated and/or wind-rated doors, including your garage door.
• Have an escape plan. Don’t delay routine vehicle maintenance to ensure your ride is ready in case you have to evacuate.

Vehicle and Evacuation Preparedness

• Keep a full tank of gas, test your battery, check your tires and brakes and replace any worn components like wiper blades.
• Always keep an emergency kit inside your vehicle that includes first-aid supplies, batteries, high-visibility vests and jumper cables or a battery booster pack.

AAA Northeast is a not-for-profit auto club with offices in Rhode Island, Massachusetts, Connecticut, New Jersey, New Hampshire and New York, providing more than 6.9 million local AAA members with travel, insurance, financial and auto-related services.

The United States of America is celebrating its 250th anniversary, and there’s no time like a semiquincentennial to explore the places and stories that shaped the nation.

From fireworks and festivals to tall ships and aerial displays, cities across the country are pulling out all the stops to honor U.S. history and heritage in a big way. Here are a few 250th anniversary happenings near you, or worth a road trip.

Keep the celebration going all year long and beyond by adding these must-visit American icons to your travel bucket list.

Boston

Boston has been hosting events all year, and the celebrations will reach a crescendo on July Fourth weekend — and then keep going. So, if you can’t make it to Beantown for the Fourth of July, there is plenty going on the rest of the year. Harborfest kicks off July 2, with several days of concerts, fireworks and public readings. Museums in and around Boston are hosting American Revolution-related exhibits, and visitors can soak up local history while walking the Freedom Trail and taking other local tours.

Save on Go City Boston Attractions Pass with AAA Tickets.

Bristol, Rhode Island

Home to the nation’s oldest continuous Independence Day celebration, Bristol is planning a party to remember. Events include a Miss and Little Miss Fourth of July Pageant, a summer concert series, fireworks on July 3, a parade, an interfaith service, tours of Navy and Coast Guard ships and a carnival.

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Williamsburg, Virginia

What better place to spend the nation’s 250th birthday than Colonial Williamsburg, where they party like it’s 1776 every day? Williamsburg has events scheduled for the whole year, but on tap for July Fourth weekend are three days of live concerts, theater productions, family-friendly activities, historical presentations and fireworks. In between events, experience colonial life by strolling through the village and visiting 89 original 18th-century buildings and hundreds more that have been reconstructed.

Save on Colonial Williamsburg tickets with AAA.

Hartford, Connecitcut

Connecticut’s capital is hosting Hartford Bonanza 2026 on July Fourth in Bushnell Park, featuring music, food, vendors and cultural programming. As part of the commemoration of America’s 250th anniversary, the Hartford Symphony Orchestra is scheduled to give a free concert in the park, shortly before a dazzling fireworks display.

Jersey City, New Jersey

The Jersey City Freedom & Fireworks Festival kicks off at noon on July Fourth along the Hudson waterfront at Exchange Place with 60 vendors, three DJ stages, two beer gardens and a kids’ zone. At night, enjoy Macy’s fireworks display across the river in New York City.

New York City

No one throws a party quite like the Big Apple. Among the highlights of the Independence Day weekend is Sail4th 250, from July 3 to 8, one of the largest international parades of tall sailing ships. After passing through New York Harbor, ships will dock to host visitors along the New York and New Jersey shorelines. The U.S. Navy Blue Angels air aerobatics team is scheduled to lead more than 100 U.S. and allied aircraft in an aerial display. Later, watch the 50th Macy’s 4th of July Fireworks Show light up the skies over the East River.

Save on Go City New York Attraction Pass with AAA Tickets.

Sturbridge, Massachusetts

The largest outdoor living history museum in the Northeast, Old Sturbridge Village is gearing up for an authentic early-American July Fourth celebration. Enjoy a parade, fife and drum music, performances, cannon demonstrations, a reading of the Declaration of Independence, crafts and games. As part of the celebration, new Americans will take the Oath of Allegiance during a citizen naturalization ceremony on our nation’s birthday.

Philadelphia

The city where America was born is having a yearlong birthday celebration, but locals and visitors can anticipate even more exciting events during the 16-day Wawa Welcome America festivities, including six days of fireworks. Add to that concerts, free museum days, community programs, parades and performances by musical superstars, including Idina Menzel, Queen Latifah, Eve and Kirk Franklin.

Save on Go City Philadelphia Attraction Pass with AAA Tickets.

Washington, D.C.

America’s capital has been preparing for months and is ready to welcome the nation and the world. Concerts, presentations, exhibits, parades and food are just some of the highlights. And you can see the original Declaration of Independence, U.S. Constitution and the Bill of Rights in the National Archives. From June 25 to July 10, enjoy the Great American State Fair on the National Mall, where all 50 states as well as territories and federal agencies will showcase their foods and cultures. Of course, capping off the July Fourth festivities is the Salute to America: The Nation’s 250th Birthday Fireworks Celebration, accompanied by musical performances and flyovers.

You’ve Read About It — Now Experience It

Let AAA Travel make your dream vacation a reality. Connect with a travel advisor for free trip planning, custom itineraries, exclusive perks and expert guidance every step of the way.

Call 888-780-5185 |  Find a AAA Branch  |  Contact Online

How will you be celebrating the USA’s 250th anniversary? Share with us in the comments.

Want to bring some Revolutionary-era flavor to your July 4 festivities this year? Check out our post on how to party like it’s 1776.

EPISODE SUMMARY

What does it actually mean to take a vacation from your screen, and do you really need to go off-grid to feel the difference? In this episode of Merging Into Life, host Sabrina Pierotti sits down with Frank, creator of the YouTube channel Stationery At 4, to explore why so many of us struggle to truly unwind and what it looks like to plan a peaceful vacation in a digital world. From quietcations to small daily rituals that create genuine rest, Frank shares how choosing to slow down can transform the way you travel, connect and recharge.

KEY TAKEAWAYS

• An unplugged getaway doesn’t have to mean vanishing into a monastery. An analog vacation is simply about being intentional about your time and choosing activities that demand your full presence.
• True disconnection takes time, so don’t expect to arrive at your destination and immediately feel relaxed. Giving yourself the runway to fully unplug is part of the process, which is why booking relaxing weekend getaways with even a few extra days away can make all the difference.
• Convenience and rest are not the same thing. The promise of the smartphone is connectivity, but if you want to know how to actually relax on vacation without checking notifications and email, you have to choose presence. Tactile experiences like journaling, board games or learning to paddleboard engage your whole mind and body in a way that scrolling simply can’t.
• Small, unplugged habits at home can be more powerful than one big digital detox. Building intentional lifestyle routines — like an hour of analog activities in the morning, setting screen time boundaries in the evening or simply making your devices inconvenient to reach — can quietly transform your mental health and your relationships over time.
• When planning a digital detox trip, seek out quieter tour options, slower schedules and destinations that make unplugging feel natural. Incorporating board games and dedicated phone-free times during family travel can completely shift the energy of a trip and foster deeper connections.

TRANSCRIPT

[00:00:00] Frank: The promise of the smartphone was the immediacy of connectivity, but we’ve been sold the lie of convenience. I think we’ve lost something in our pursuit of convenience. I remember a time before the smartphone, where I had connections that were more profound and meaningful with my loved ones, my family and friends, because I was forced to connect with them in a more analog way.

[00:00:23] Sabrina Pierotti: This episode is for the person whose brain won’t slow down, for the person who feels constantly stimulated, for the person who feels like they just can’t take a deep, cleansing breath. When people think of a relaxing vacation, the first thought that comes to mind for you is no doubt on a beach. Personally, I think this is an outdated perspective, because what is also with us on that beach? Our phones. And with our phones, carries all of the stressors of daily life, that’s why there is this rise in quietcations, or what our guest today, Frank, calls an analog vacation, which is a vacation with the intention of disconnecting. Welcome back to Merging Into Life. I’m your host Sabrina Pierotti. We live in a world where we are so conditioned to look at our phone in every spare second we have that it feels like we never get to reset, rejuvenate and relax. Frank, who you actually may know from his YouTube channel, Stationery At 4, he explores how an analog lifestyle and slower routines can help people reconnect with themselves in a world that often feels too fast, too loud and too online.

[00:01:45] Sabrina Pierotti: Hi Frank. Thank you so, so much for sitting down with me and spending time with me today. It’s so nice to meet you.

[00:01:50] Frank: Likewise, Sabrina. Thank you.

[00:01:52] Sabrina Pierotti: We live in just this like busy, urgent, fast-paced world. And I really believe, as a result of that, people are starting to crave this like presence and this calm living. I just think there’s still a disconnect of how to disconnect, relax, recharge, but also still live in this very digital society. So, your YouTube page is Stationery At 4, and you talk a lot about analog living. How do you define analog living, and specifically, what does an analog vacation mean to you?

[00:02:27] Frank: In the comparison of modern terminology, it’s easy to just say analog versus digital, right? Typically, the first thing that most people think about is the smartphone. That’s ingrained into basically every moment of our lives these days. But analog, to me, is more of a step back, not just from the technology perspective, but to routines and structures and tools that predate the digital device presence in our lives. And an analog vacation, to me, is intentionally, here’s that word again, intentionally, taking the opportunity to disconnect completely. So, if you do have to be online, it’s with intention. There’s time brackets around it where you’re plugging in a little bit, and then taking the opportunities to plan your days on vacation to not be in front of a digital device or in front a screen. So, I really try to structure my vacations from that perspective of challenging myself to not do that, but also challenging myself to, you know, go forest bathing, so to speak, if there’s a forest around. Picking activities that are very forceful from the perspective of your entire presence of being is focused on that activity. So, just to give you a recent example from a trip I did earlier on this year in Mexico, I have wanted to learn how to paddleboard for years. And that was pretty incredible to just put myself in a situation where I could go out into the middle of the ocean and paddleboard. But you’re so focused on that activity, there’s no reason to be plugged in.

[00:03:57] Sabrina Pierotti: I’m really curious, Frank, what got you into this analog way of life and starting your YouTube channel and wanting to share your lessons and your journey with the world?

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It’s hard to miss headlines about the rising cost of travel, but that doesn’t mean the trip you’ve been dreaming of has to stay a dream. For those who want to travel this year while managing overall cost, AAA Northeast travel advisors are leveraging creative strategies — and their insider expertise — to make vacations a reality. 

“Right now, we are seeing our members continue to prioritize travel, but with a more strategic approach,” said Wendy Marley, travel advisor for AAA Northeast. “Travelers are increasingly interested in trips with clear costs and added value, like guided vacations and group travel, cruises and shoulder-season vacations.”

How can you go beyond the same old tips to travel on a budget? Consider the following:

• Reverse your booking patterns: When booking a trip, we usually start with a specific destination in mind. But if the experience of travel is your priority and the location is flexible, travel advisors recommend looking for the best airfare or promotional offers and building the trip around that value.
• Take advantage of secondary airports or nearby gateways: Slight shifts in departure cities can deliver meaningful savings.
• Split trip components strategically: A little bit of legwork to determine the best pricing for all elements of your trip can maximize value. Sometimes it’s beneficial to package certain pieces, while there may be other times that specific promotions or rewards make it worth it to book separately. 
• Use shoulder season to your advantage: While it’s often mentioned, traveling just outside of peak season is still an underutilized way to experience destinations when the weather is still very favorable — but with noticeably lower prices and fewer crowds. Shoulder season often delivers a better overall experience, more access, more flexibility and more value, without sacrificing the quality of the trip.
• Choose your airline based on the big picture: For international trips, there are a few important considerations when selecting an airline. European carriers typically operate under different consumer protection frameworks than U.S. carriers, which can offer additional reassurance when it comes to reimbursements and refunds. On the other hand, U.S. carriers may provide stronger loyalty program benefits for frequent travelers. Before you book, evaluate the full picture including price, schedule, routing and overall experience to make a choice that aligns with budget and other travel priorities. 
• Advisor exclusives: Many travel companies and cruise lines offer bundled perks that aren’t always available to consumers booking on their own — make sure to take advantage of travel advisors’ insider knowledge.

Even after choosing what to pack, booking your transportation and selecting your activities, there could be one more thing to decide before you start your vacation: Should you be covered by a life insurance policy before you travel?

To get an experienced point of view, we asked AAA life insurance agent Candice Burroughs.

Would you recommend getting life insurance before a trip? How soon in advance?

“Life insurance before a trip can be beneficial, but it’s not necessary,” said Burroughs. “Accidents can happen anytime, anywhere and life insurance provides protection for that.”

Having life insurance coverage is a smart safeguard for anyone, no matter your lifestyle or age. If you don’t already have a policy, frequent travel or knowing you have upcoming vacation plans could be a good motivator to finally put one in place.

If you do choose to get life insurance before a trip, consider the timeline and plan ahead. Depending on multiple factors, including the type of coverage you’re seeking, securing a policy with a licensed life insurance agent could take longer than you think — up to a few months in some cases.

While its coverage is different from life insurance, travel insurance is also worth considering and can help with specific travel-related incidents, like trip cancellations, emergency medical transport, lost baggage and more. Learn about getting travel insurance through AAA.

Does traveling affect your life insurance in any way?

When applying for life insurance, you may be asked about your past and planned travel.

Frequent trips to destinations considered high-risk for crime, conflict or natural disasters, may increase your chances of receiving a higher premium or coverage denial. That said, most travel plans won’t prevent you from getting approved.

The duration of a trip can affect your coverage as well.

“A standard one- to two-week trip won’t affect things, but the longer you are abroad, the more prone to risk you become,” said Burroughs.

If you will be abroad for an extended period of time — think a month or more — your carrier may choose to underwrite you as a foreign national, even if you are a U.S. citizen.

All in all, honesty is the best policy when it comes to life insurance. Being upfront about your plans, past and present, gives your insurance carrier the full picture and allows them to be able to create a policy that works with you and everywhere you want to go.

For answers to more of your insurance questions, check out our Ask an Insurance Agent series.

Get a Life Insurance Quote

It can be difficult to find activities the whole family can enjoy over summer break, especially when there’s an age gap between children. While the little ones may be easier to entertain, the best memories happen when you choose something that everyone likes.

From retro arcades to quirky day trips, there are plenty of summertime activities in the Northeast that are fun for all, regardless of age. Here are 10 of our favorite summer break ideas.

Remember, AAA members can get exclusive savings on all types of activities with AAA Tickets.

Connecticut

If you want to flex the family’s problem-solving muscles, try escape rooms, which offer groups a room-size puzzle to solve. Some escape room complexes cater to adults, while others are designed more for grade-school birthdays, but Escapology in Danbury is one of the few that seeks to please all ages. It has rooms that can be set to “kid mode,” as well as more complex rooms for older guests.

Sometimes, fun can be found in unlikely places. Jordan’s Furniture in New Haven claims to have the world’s largest indoor ropes course. The complex has four levels filled with more than 100 obstacles and includes a ropes course area for little climbers.

Everyone will appreciate this summer break idea, not just for the challenge, but for the air conditioning.

Massachusetts

A family hike can be tricky to navigate. If the hike is too strenuous or too far, you might end up carrying a child. And, if it’s too easy, it might become monotonous. The unique topography at Purgatory Chasm State Reservation in Sutton threads the needle for some families. Hikers don’t have to walk far to enjoy some goat-like opportunities on the trails’ many low-to-the-ground boulders. The area also has good picnic spots near the reservation’s parking lots.

Another fun day trip is Old Sturbridge Village in Sturbridge, a living history museum that offers a glimpse into rural daily life during the early 19th century. Visitors can wander among the village’s 40 historical buildings and speak to costumed historians who can answer questions. Visitors can also meander trails over more than 200 acres, shop for handcrafted items and enjoy live music.

New Hampshire

For all the fun that amusement parks offer, they can feel like endurance competitions for families with small children. Canobie Lake Park in Salem is the rare exception. While the park offers more than 80 rides, it is small enough to navigate within a day. Canobie Lake Park is also home to Castaway Island water park, for little ones to enjoy on a hot day. This can be an asset for caregivers who choose to divide and conquer activities as they watch over children of different ages.

New Jersey

If you’re looking to deepen your family’s connection to food systems, consider visiting one of the many small farms throughout the region. Many of these farms have family-friendly activities during the growing and harvest seasons.

Alestede Farm in Chester is family-owned and offers opportunities to pick your own fruits and vegetables. Families can also visit with the farm animals and enjoy homemade ice cream. And the farm hosts wagon rides, food trucks, corn mazes and live music throughout the summer and fall.

New York

Baseball fans young and old must make a pilgrimage to the National Baseball Hall of Fame Museum in Cooperstown at least once in their lives. Remarkably unassuming for the storied collections it contains, the museum is packed with three-dimensional exhibits of Major League Baseball, the All-American Girls Professional Baseball League, the Negro Leagues and more. While visitors can learn a lot about baseball, this museum can be a great way to learn about U.S. history, too.

Train lovers might want to hop aboard the Adirondack Railroad for scenic railway excursions of the Adirondack Mountains. The railroad operates two stations in Utica and one in Thendara. In addition to the standard scenic trips, the train company also hosts specially themed rides for families, including a fancy tea party train ride. 

Rhode Island

A seaside cruise can be a good chance for a family to explore nature together, and a large boat makes for a smoother ride. Rhode Island Bay Cruises in North Kingston offers 90-minute lighthouse cruises on one of New England’s largest catamarans. Those who climb aboard can take a waterside tour of 10 historic lighthouses and 10 Narragansett Bay islands, spy sea life from the deck and learn about Newport Harbor’s history.

Golf lovers of all ages can easily while away the day at Mulligan’s Island in Cranston. This 64-acre sports complex is home to two creative 18-hole minigolf courses, a driving range and an eight-hole short golf course. The complex also houses batting cages, a volleyball area and a snack hut.

What are some of your favorite family activities during summer break? Share them in the comments.

For students and families taking out new college loans or repaying existing federal loans, major changes are right around the corner. Starting July 1, new borrowing limits and repayment plans go into effect.  

Don Kerr, AAA Northeast’s director of student lending and college services, is guiding families through the changes and what they mean for covering the growing cost of higher education. 

What are the biggest changes? 

• Parent PLUS loans have new limits. Starting July 1, new Parent PLUS loans will be capped at $20,000 per year and $65,000 per student. Parents who borrowed prior to July 1 are not subject to the new limits for up to three additional academic years. 

• Grad PLUS loans are no more. New borrowers are now limited in the amount they can borrow for graduate school attendance. The new annual unsubsidized loan limit for “nonprofessional” graduate degrees is set at $20,500, with an aggregate limit of $100,000. Students borrowing to pursue “professional” graduate degrees have higher limits, $50,000 per year and $200,000 aggregate. Graduate students with existing loans are not subject to the new limits for up to three additional academic years. 

• Repayment plans will be significantly different. Borrowing limits for undergraduate students are not changing, but students who take out their own federal loans to pay for college are going to have limited repayment options beginning July 1. The length of standard repayment plans will vary from 10 to 25 years based on how much the student owes, rather than the previous 10-year standard term. Those who needed repayment assistance previously had several options available, but starting next month, the only option will be the Repayment Assistance Plan (RAP), where monthly payments are based on adjusted gross income. Existing borrowers who have already graduated will maintain access to old repayment programs but must sign up for them prior to July 1.  

“These major changes to borrowing and repayment are right around the corner, and borrowers need to know that they must take action before the end of the month to access the plans changing or being eliminated starting in July,” said Kerr. 

What other financing options do students and their families have? 

With borrowing limits decreasing at a time when the cost of college is increasing, Kerr says students and families are searching for alternative resources, including scholarships, private student loans and, for parents fortunate to have equity in their homes, home equity loans. Parents and students considering private loans should prioritize their credit scores to secure the best possible rates.  

Kerr says the changes to federal loans are making scholarships even more competitive, but given that they do not require repayment, investing time and energy into identifying and applying for scholarships could be well worth it.  

Frequently Asked Questions About Federal Student Loan Changes

1. What federal student loan changes take effect on July 1?
Beginning July 1, new borrowing limits apply to Parent PLUS and graduate loans, and federal repayment options will be restructured for new borrowers.

2. How do the new Parent PLUS loan limits affect families?
New Parent PLUS loans will be capped at $20,000 per year and $65,000 per student, which may require families to seek additional financing sources.

3. Are existing borrowers affected by these changes?
Borrowers with loans issued before July 1 may retain access to prior borrowing limits and repayment programs for a limited transition period.

4. What happened to Grad PLUS loans?
Grad PLUS loans will no longer be available to new borrowers. Graduate students will instead rely on capped unsubsidized federal loans.

5. How are repayment plans changing for students?
New borrowers will have fewer repayment options, with the Repayment Assistance Plan (RAP) becoming the primary income-based alternative.

6. Do undergraduate borrowing limits change?
No. Federal borrowing limits for undergraduate students remain the same.

7. What alternatives can families consider if federal limits fall short?
AAA Northeast recommends exploring scholarships, private student loans, and home equity loans, while paying close attention to credit quality.

Q. How much should we expect to pay at a Toyota dealer to address a knock sensor code? Either the sensor, the harness, or both?

A. The answer varies based on the model and year, as well as how accessible the sensor is. In many Toyota engines, the knock sensor is mounted under the intake manifold, which adds labor time. As a general example, on a RAV4 the knock sensor may cost around $190 and take about an hour to install. On a mid-size sedan such as a Camry, the part cost is similar — around $195 — but labor can stretch to more than two hours depending on engine layout. If the wiring harness is also damaged, that adds parts cost and additional labor. Keep in mind there will also be diagnostic time to confirm whether the issue is the sensor itself, the harness, or even a false code triggered by another problem such as engine noise or poor fuel quality.

Q. We own a 2016 Hyundai Sport with the 1.6L turbo and dual-clutch automatic transmission. It has just turned 100,000 miles and still has the original battery. It starts fine, even in sub-10-degree weather. Are we harming the car by keeping this battery?

A. That engine typically uses a 650 CCA AGM battery, which is more robust than a conventional flooded battery. Even so, at around 10 years old, you are likely on borrowed time. Batteries can lose a significant portion of their reserve capacity while still appearing to crank normally, especially in a small-displacement engine. Cold starts are demanding, but summer heat is actually harder on battery chemistry and accelerates internal breakdown. While you are not harming the car by continuing to use it, the risk is sudden failure with little warning. Replacing the battery proactively — particularly before a long trip — is a sensible approach to avoid inconvenience or a roadside breakdown.

Q. I drive a 2003 Pontiac Bonneville SSEi with just 49,000 miles. The headlight assemblies are cracked and need replacement. My mechanic wants $220 in labor, saying it will take two hours. Is this reasonable?

A. That estimate is reasonable. While the assemblies themselves may appear to be held in with only a few fasteners, proper replacement involves more than simple removal and installation. Typically, it will take about 1 to 1.2 hours to remove and reinstall both units, plus additional time — often 20 to 30 minutes — to correctly aim and align the headlights. Proper alignment is critical for both safety and legal compliance. As for parts, original equipment (OEM) units generally provide the best fit and clarity. If you choose aftermarket parts, look for CAPA-certified components, which have been tested for fit, performance and durability.

Q. I have a 1970 Chevy Impala and am thinking of switching all the exterior lights to LEDs. Since the car has no computer system, is this safe?

A. In an older vehicle without electronic control modules, converting to LED lighting is generally straightforward. However, it is not entirely without considerations. Some LED bulbs draw significantly less current, which can cause issues with older-style thermal turn-signal flashers, leading to rapid flashing or no flashing at all. This can usually be corrected by replacing the flasher with an electronic unit. Additionally, some LED conversions can generate heat in unintended areas, potentially damaging sockets or housings if the design is poor. Always verify the bulbs are approved for on-road use and designed for the specific application.

Q. I noticed white powder around the battery hold-down area in my 2015 Subaru, although the battery tests fine. What could be causing this?

A. The white, powdery residue is typically battery acid corrosion caused by electrolyte outgassing. This can occur when a battery is overcharging or simply aging. Some Subaru models have had charging system updates to address undercharging, but corrosion is more often associated with overcharging or normal battery wear. The best approach is to clean the affected area with a baking soda and water solution to neutralize the acid, rinse thoroughly, and dry the area. Inspect the hold-down hardware for rust and treat as needed. Continue to monitor the battery and charging system, especially if the corrosion returns.

Q. My wife broke the side mirror on her 2021 VW Atlas. The dealer quoted $1,000, but we found a used matching mirror online for $150 and installed it ourselves. Was this a good move?

A. Using a quality used OEM part is often an excellent way to save money without sacrificing durability. Modern mirrors can include features such as heating elements, blind-spot monitoring, and power folding, all of which add cost to new replacements. Salvage parts, when properly matched and in good condition, can offer the same functionality at a fraction of the price. Additionally, factory parts tend to be better engineered than some aftermarket alternatives. As long as the installation was done correctly and all features function properly, this was a smart and cost-effective repair.

Q. My wife’s 2011 VW Tiguan is consuming oil — about a quart every 2,000 miles. The dealer says this is normal. Does that sound right?

A. While it may not sound acceptable to most drivers, this level of oil consumption has been considered “within normal limits” by some manufacturers, including Volkswagen, particularly for certain turbocharged engines from that era. In some cases, manufacturers have even defined acceptable consumption as high as one quart per 1,000 miles. This makes it essential to check oil levels regularly—ideally every 1,000 miles or sooner. Extended oil-change intervals can make the situation worse, as it is possible to run the engine low on oil without realizing it. While it may not indicate imminent failure, it does require vigilance to avoid engine damage.

Q. We are considering replacing one of our two cars with an electric vehicle, such as a Tesla Model 3 or Hyundai Ioniq. What are your thoughts, particularly regarding charging?

A. A two-car household is often the ideal scenario for adding an electric vehicle. One vehicle can handle long trips — whether gasoline, hybrid or plug-in hybrid — while the EV is used for daily commuting and local driving. This setup minimizes range anxiety and maximizes convenience. Home charging is key to making EV ownership practical. A Level 2 charger using a 240-volt outlet allows for reasonably quick overnight charging. Public charging is improving, but it still requires planning for longer trips. Vehicles like the Hyundai Ioniq 5 and Ioniq 6 have been well received for their range, charging speed, and overall refinement. The Tesla Model 3 is also a strong contender, particularly due to Tesla’s charging network. Ultimately, the decision comes down to your driving habits and access to reliable charging at home.

Q. My 2021 Ram pickup had a dead battery after sitting for a week, and I found the rear seat area soaked. What could cause this?

A. This is a known issue in some trucks equipped with sliding rear windows. Over time, the window frame or seal can develop cracks or leaks, allowing water to enter the cabin. That moisture can reach wiring and electronic components, potentially leading to parasitic battery drain. The proper repair typically involves replacing the rear window assembly and ensuring all water-damaged materials — such as carpet padding or insulation — are thoroughly dried or replaced. Addressing both the leak and the electrical impact is essential to prevent ongoing problems.

Q. I store my 2016 Nissan Altima outside for part of the year and have problems with rodents nesting in the engine compartment. What can I do?

A. Rodent intrusion is a common issue for stored vehicles, especially in warm climates. Physical barriers are among the most effective solutions. A full vehicle enclosure that seals to the ground can prevent access, although it must be securely installed to withstand weather conditions. Chemical and scent-based repellents can help, but they require periodic reapplication. Another practical step is to remove the decorative plastic engine cover, as it can create a warm, sheltered space that attracts rodents. Keeping the engine bay as open and uninviting as possible, combined with deterrents, offers the best protection over extended storage periods.

Crude oil and gasoline prices have steadily declined for about a month on building anticipation that the war with Iran might be nearing its end, and cargo flow through the Strait of Hormuz could resume. Last week’s announcement of a preliminary peace agreement helped nudge petroleum prices even lower. By the end of trading on Friday, crude prices were 6% lower week-over-week, settling between $75 and $80 a barrel — the lowest level since early March and more than $30 a barrel lower than their peak in April. 

But tightening inventories of oil and gasoline are keeping some pressure on pump prices: U.S. crude inventories fell by 17.2 million barrels last week, reaching the lowest level since March 1985, according to the Energy Information Administration (EIA). Inventories of gasoline also declined by 900,000 barrels and are now 6% below the five-year average, the EIA reported. The drawdown came even as gasoline production climbed 356,000 barrels a day to more than 10 million barrels a day — the highest rate in more than 10 months — as refiners ramp up output to meet summer demand. Total domestic demand last week reached 9.21 million barrels a day, the highest level in three weeks. Exports remain elevated as countries around the world turn to the U.S. to replace product previously delivered via the Strait of Hormuz. Over the past four weeks, gasoline exports have trended about 20% higher than last year. Oil exports have averaged 23% higher over the same period. 

“Recent declines in oil and gas prices have coaxed the national average below $4 a gallon for the first time since March — welcome relief at the pump,” said Jillian Young, director of public relations for AAA Northeast. “While prices have decreased significantly, markets remain uncertain about the timetable for Persian Gulf exports to return to prewar levels.” 

AAA’s June 22 survey of fuel prices found the national average was down 14 cents from the previous week ($4.06), averaging $3.92 per gallon. The June 22 national average price was 63 cents lower than a month ago ($4.55) and 71 cents higher than last year ($3.21). 

As of June 22, Indiana and Oklahoma had the lowest prices in the nation at $3.32 and $3.41, respectively. California and Hawaii had the highest prices in the nation at $5.57 and $5.52, respectively.  

Gas Prices by State Over Time

*Prices as of June 22, 2026 

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

It’s easy to believe that the group life insurance offered through your employer is sufficient coverage for you and your family. After all, what’s good for the goose is good for the gander, right? Well, not necessarily.

While group life insurance is generally affordable and convenient, it has its shortcomings. Relying solely on your life insurance through work could mean there isn’t enough to support your family’s needs.

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How Group Life Insurance Limits Your Coverage

Employee-provided life insurance only offers a fixed amount of coverage for a specified period of time. The coverage amount is often a multiple of your salary, but doesn’t consider factors such as outstanding debts, mortgage obligations or a variety of future expenses.

Plus, group life coverage isn’t portable. When you leave your job — whether by choice or circumstances beyond your control — your life insurance coverage may end, leaving you and your family without protection during a period when financial stability is needed most. Starting a new policy at that point may come with higher premiums, as well, particularly if your health has changed since your initial enrollment in the employer plan.

Another significant drawback of life insurance through work is the lack of customization. These plans are designed to cater to a diverse group of employees, and as a result may not address everyone’s specific needs. Your financial situation, lifestyle, responsibilities and future plans are unique, and a one-size-fits-all approach to life insurance may not be sufficient. The great thing about individual policies is that some offer cash value, which is a great way to help plan for your retirement at the same time.

Get the Best of Both Worlds

Should you get life insurance through work? Sure, work life insurance is a valuable benefit, but it shouldn’t be considered a stand-alone solution for comprehensive coverage. Getting a personalized, individual life insurance plan ensures that your unique circumstances are accounted for in addition to being portable and offering the flexibility to adapt to life’s changing stages. You also get to choose whether you’d like a term or permanent policy.

Regular assessments of your coverage and consulting with a life insurance agent can help ensure that your life insurance strategy remains aligned with your evolving needs, providing you and your loved ones with the peace of mind they deserve.

Get a AAA Life Insurance Quote

AAA projects 72.2 million Americans will travel at least 50 miles from home for Fourth of July between Saturday, June 27, and Sunday, July 5. While domestic travel this year is forecast to surpass last year’s record of 71.8 million travelers, the increase is smaller than recent year-over-year gains. The number of travelers driving and flying to their destinations is relatively flat compared to last year, while travel by other modes, including cruises, is the category seeing the biggest increase.

“While the overall number of Independence Day travelers appears to be plateauing, traveling during the week of July Fourth remains a tradition for many,” said Jillian Young, director of public relations for AAA Northeast. “Whether they’re vacationing for the full week or just getting away for the long weekend, we still expect to see high volumes of travelers taking advantage of the holiday.” 

Independence Day Travelers by Mode of Transportation

By Car

AAA projects 85% of travelers — 61.4 million people — will drive to their destinations, nearly the same number as last year, when 61.3 million travelers took road trips. While gas prices have fallen over the past few weeks, the average price remains higher than last year. Despite higher prices at the pump, filling up the tank during a road trip is still cheaper than purchasing flights for many travelers. 

For travelers renting cars, AAA car rental partner Hertz expects Thursday, July 2, to be the busiest pickup day. 

AAA urges drivers to prioritize safety during their holiday festivities:

• Drive sober: Nearly one in three summertime traffic deaths involves an impaired driver, according to a AAA crash data analysis. AAA, in partnership with Mothers Against Drunk Driving (MADD), reminds anyone who plans to drink or use impairing substances to arrange a sober ride before going out.
• Slow Down, Move Over: Drivers play a huge role in preventing tragedies by reducing speed and changing lanes whenever they approach a vehicle on the side of the road. 
• Don’t skip car maintenance: Last year during Independence Day week, AAA responded to more than 687,000 roadside assistance calls. Half of those required towing services, and nearly 30% of those calls were for battery replacement and flat tires. Stay on top of routine oil changes, plus check battery condition and tire pressure before hitting the road.

By Air

AAA projects 5.85 million travelers will take domestic flights over July Fourth week, a 0.2% increase over last year. Air travelers make up 8% of the share of holiday travelers. 

By Other Modes

Travel by other modes is seeing the biggest year-over-year growth compared to car and air travel. AAA projects 4.93 million Americans will take buses, trains and cruises over Independence Day week, a 5.3% increase from last year. Travelers are drawn to cruise vacations because they know how much the trip will cost upfront thanks to all-inclusive dining, various entertainment options and multiple destinations in one package.

AAA’s Top Independence Day Destinations

AAA members are heading to major U.S. cities and flying internationally to Canada and Europe during the holiday period. July Fourth fireworks and festivities in New York and Boston draw big crowds, and peak Alaskan cruise season brings travelers to Seattle, Anchorage, Fairbanks and Vancouver.

Best and Worst Times to Drive

The weekend of July Fourth will be the busiest on the roads, starting Thursday, July 2, according to transportation data and insights provider INRIX. Drivers looking to avoid the heaviest traffic should leave early in the day or consider traveling on Monday or Tuesday.

These days, it seems like everyone has experienced at least one data breach. You get a letter, email or text informing you that hackers broke into the records of an institution you use and your personal information may be at risk. What exactly was exposed and how much is often unclear.

More than 22,000 confirmed data breaches were analyzed in the 2026 Verizon Data Breach Investigations Report, representing the largest volume of incidents examined in the report’s 19-year history.

As data breaches become more common, consumers should know how to protect their information and act quickly when a breach threatens their privacy.

What Is a Data Breach?

Cybercriminals are constantly evolving their tactics to swipe personal information, but data breaches are large-scale attacks that can compromise thousands — or even millions — of records at once, often by targeting big organizations like banks, health care institutions and major retailers. Hackers are becoming increasingly sophisticated, studying organizations’ data systems and cybersecurity programs to find ways to break in.

Information leaked in a data breach can include Social Security numbers, bank account and credit card numbers, passwords, birth dates, addresses and passport numbers, according to Experian. Cyber thieves use the information to set up accounts and run up bills in your name without your knowledge — or sell it to other people who will do the same.

The top methods used to commit data breaches include stealing login credentials, exploiting software vulnerabilities and phishing. Unsurprisingly, a growing prevalence of artificial intelligence-enabled cyberattacks is also raising new alarms across the cybersecurity landscape.

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What To Do if Your Data Has Been Breached

If you receive a data breach notice, follow these steps recommended by Experian.

• First, don’t ignore data breach notifications. Follow up as soon as possible.
• If the organization that had the breach offers you free fraud and identity theft monitoring services, take them.
• Run a privacy scan and a dark web search to see if your information is on any illicit or hidden websites.
• Monitor your bank accounts, credit cards and Social Security account for any fraudulent activity.
• Check your credit reports with all three credit bureaus — Experian, TransUnion and Equifax — to ensure there is no activity you don’t recognize.
• Place a fraud alert or a credit freeze on your credit report. A fraud alert requires creditors to confirm your identity before approving an application, while a credit freeze blocks new credit accounts from being opened in your name.
• If no one has opened an account in your name or made unauthorized purchases, you don’t need to report credit or identity theft. If they have, contact the organizations involved, as well as the Federal Trade Commission, the FBI’s Internet Crime Complaint Center and local law enforcement agencies.

Listen to Our Podcast

Get tips to outsmart scammers and protect your personal data. Listen to Episode 12 of our podcast, Merging Into Life: Identity Theft.

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How to Prevent Data Breaches

While protecting your personal and work data from large-scale breaches at corporations is difficult, you can safeguard your information as best as possible with these tips.

• At work, always follow the company’s security protocols and make sure all virus protection programs are current, use passwords that are not easy to guess and promptly report any missing hardware.
• Follow the same steps with your personal information, including purging old information from devices and shredding paper documents with sensitive information.
• Open an E-Verify account to confirm your legal authorization to work in the U.S. and lock your Social Security number to prevent others from using it to get a job.
• Subscribe to comprehensive cybersecurity protection through a service like Norton 360.
• Sign up for ProtectMyID from AAA and Experian. ProtectMyID actively monitors your credit and identity around the clock, alerting you right away if it detects any suspicious activity involving your personal information. All AAA membership levels include Essential monitoring for free!

Have you experienced a data breach? How were you able prevent or minimize damage?

This summer, soccer fans will gather in front of TVs around the world to watch their favorite teams play for the big prize. While the players are putting their best foot forward on the field, put your best foot forward as the watch party GOAT (greatest of all time).

Here are eight must-haves to make your game day watch party as good as winning gold.

1. Plenty of seating

Rule No. 1 for hosting a game day watch party? Every seat should be a good seat. Arrange couches, tables and chairs so that no matter where someone decides to settle in, they have easy access to the food and can see the score without getting up.

Be creative with it, and don’t be afraid of mismatching the types of seating. This is less about aesthetics and more about comfort. If you’re running low on seating options, you could even ask your guests to BYOC (bring your own chair). This is especially good for outdoor watch parties where guests may opt to sit in their own beach or camping chairs.

2. Snacks

Sometimes the best part of game day is good snacks. Impress your guests with lots of mouthwatering bites, like:

A focaccia slab sandwich big enough to share:

Cast iron skillet pizza:

Sweet chili wings:

If you love Buffalo wings, we have an entire post dedicated to those!

French onion mac and cheese:

Handheld strawberry cheesecake bars for dessert:

You can also try mixing things up with bites from around the world to honor each country’s team. Think sushi for Japan, pretzel bites and beer cheese for Germany, tacos for Mexico and so on.

If you’re bringing a dish to a game day watch party, make it easy on yourself with something that’s portable and won’t be a chore to pack up at the end of the night. When it comes to easy transport, dip is always a winner.

Try this easy pickle dip that uses its own pickle jar as a container (complete with a secure, screw-top lid!):

3. A drink everyone will love

A good hosting tip for a game day party (or any party, for that matter) is to make sure your guests have a drink in hand within five minutes of their arrival. Not only does this ensure they won’t have to go looking for one on their own, but it helps people feel more comfortable, too.

Keep lots of options available, especially beverages that are non-alcoholic. Water, soda and a yummy mocktail are all good choices and ensure everyone can enjoy the fun.

This “kickless” mojito brings together the bright, summery flavors of mango, lemon, lime and mint for a booze-less take on the classic cocktail.

Watch how to make it:

For one mocktail, you’ll need:

• Juice of 1 lemon
• Juice of 1 lime (plus a slice for garnish)
• Fresh mint
• 1/2 cup fresh mango, or frozen and thawed
• Seltzer or sparkling water
• Simple syrup to taste

Blend the mango until smooth. Muddle a few mint leaves with the lemon and lime juice to infuse the flavor. To a glass filled with ice, add the lemon/lime/mint mixture, simple syrup if you’d like it sweetened and then the mango puree. Top with seltzer or sparkling water and garnish with fresh mint and a slice of lime.

4. A good playlist

Before the game’s on and your guests are milling about, have a playlist running in the background that’ll get people pumped up for the match. If you’re stumped, ask each guest for their five favorites beforehand and shuffle the songs. This is a good way to get everyone’s tastes in the mix and also makes for lots of laughs when you try to guess who picked which song.

5. Conversation starters

In a group setting, it’s typical for not everyone to know each other. Get the conversations going with un-boring questions to kick things off, like:

• What’s a fun fact you recently learned?
• Do you have a hot take?
• What subject are you an expert on?
• Do you have a hidden talent?
• Who can make you laugh the hardest?
• What’s the best meal you’ve ever had?

6. Something for the non-fans

It’s true; not everyone comes to a game day watch party to watch the game —  some of us are there as begrudging plus-ones. Make sure you’re involving any non-fans as best you can with something interactive like bingo. Fill up the squares with fun instances they can keep track of, like when the home team scores its first goal, when someone commits a party foul like spilling a drink or when the most passionate guest inevitably cries over their team’s win or loss. Their prize for getting “Bingo!”? A free pass to never have to attend a sports-related party again.

7. A parting gift

No matter what the score ends up being, a party favor will make everyone happy. Go heavy on the theme here, incorporating elements like chocolate soccer balls or cupcakes with soccer ball-shaped frosting, mini toy versions of favorite players or official host city posters.

8. A game plan

Nobody likes to think about the worst possible scenarios — especially not on game day — but it’s always a good idea to be prepared for potential liabilities when hosting an event. These are a few things to keep in mind:

• Have a fire extinguisher on hand in case of cooking mishaps. Check beforehand to know whether yours is expired.
• Make sure any shared space is easily accessible for all guests and any spills are cleared quickly to avoid tripping hazards.
• If you are serving alcohol, assign a designated driver so those who overindulge have a safe ride home.

What are you watch party tips? Share them in the comments!

It’s a milestone year for the United States of America — 250 years of independence! Here’s what might have been on the table in the late 18th century, and how it can inspire your own Fourth of July spread.

While pigeon pie and potted meat aren’t exactly crowd-pleasers, incorporating a few ingredients or traditions from the Revolutionary era can add a historical twist to your barbecue and make it a truly American celebration.

Seasonal Menus

Meals in colonial America varied by location, the seasons and income.

“Foods were changing all through the year,” said Frank Clark, master of historic foodways at Colonial Williamsburg in Virginia, where, according to the living-history museum’s website, “he researches, prepares and demonstrates18th-century cooking styles.”

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Although, there were certain foods over most hearth fires, at the time of the American Revolution, about 80% of Virginians ate stew and bread or rice, according to Clark.

The stew would be cooked in one cast iron pot, sometimes transforming into soup or porridge. Depending on the time of year, it could have included salt pork, dried peas, squash, cabbages, beets, potatoes and carrots.

Families in rural areas survived on what they grew and caught. The earliest settlers brought carrots to Virginia, and since they were tasty and easy to grow, they appeared in a lot of dishes. Corn became a staple after Native Americans taught colonists how to grow it. Some raised cows and pigs.

People fished and hunted local game, such as deer, rabbits, ducks, turkeys and passenger pigeons, which were served in a variety of ways, including baked in pies. The popularity of pigeons as entrees, unfortunately, contributed to their extinction by 1914. Not surprisingly, many recipes had British roots, but local influences were taking hold.

Johnnycakes, thin, cornbread pancakes, were popular, tasty and portable, often carried by soldiers and travelers. Another dish passed on from Native Americans, its name derives from colonists mishearing Shawnee as Johnny, some have speculated.

Molasses, which was imported, was a common ingredient in baking and rum making and less expensive than sugar.

Fancier Options

Upper class families hosted more lavish, varied meals.

“The more meat, the better,” Clark said. “Often there were three meats at each of the two main courses.”

Meat dishes could include chicken cooked in wine, meat pie, roasted beef, duck, ham and venison. Breakfast foods, such as eggs, were served as side dishes. What guests didn’t eat for dinner was served for breakfast.

Desserts tended to be light, such as jam and candied fruit. One favorite dessert was syllabub, made with wine, brandy, lemon juice, sugar and heavy cream.

Cheers!

Colonists did enjoy boozy beverages. (In all fairness, the water often was not safe to drink.) They believed alcohol could cure various ailments and even considered it healthy, according to Clark.

In the early days of the colonies, most families brewed their own beer. They also drank tea and rum. Wealthier families often drank a punch concocted of sugar, citrus juices and spirits.

A traditional beverage in colonial pubs was a Flip, a beer cocktail. After strong ale was mixed with spices and a raw egg, the bartender plunged a hot rod from the fire into the mug, which was a dramatic way to cook the egg, heat, froth and finish the drink. The mixture was then poured several times between two mugs to thicken and mixed with rum.

Whether testing historic recipes or sipping more modern cocktails, always drink responsibly and plan for a sober ride.

Establishing New Traditions

As the Revolutionary War progressed and victory by the Continental Army seemed more likely, Colonial cuisine underwent a revolution of its own. People began moving away from their British roots, embracing regional foods and incorporating Native American and African ingredients, such as black-eyed peas and squash.

“In the last days of the war, colonists stopped drinking rum and moved on to bourbon (which was made in Kentucky), ate chocolate, turned away from tea and began drinking coffee,” said Clark. “Cider took over from beer and corn took over from wheat.”

It also wasn’t long before corn and pork were firmly established as staples of the new country’s diet. Think about that when your enjoying your corn on the cob and pulled-pork sandwiches.

“Food is a quick and easy way of showing patriotism,” Clark said.

Are you inspired to party like its 1776 this Fourth of July? Tell us in the comments.