How to Read Your Life Insurance Policy

Once you establish a life insurance policy, it’s normal to still have questions about how your plan works. With so many factors in play, any number of details can affect your coverage and the level of protection you and your family have at your disposal.

Here are a few important tips to help you better understand the nuances of your life insurance policy. If you need extra assistance or have any additional questions, a AAA life insurance agent will be happy to help.

The Basic Structure of a Life Insurance Policy

Most life insurance policy documents follow a very similar layout, and if you’re going to break down your plan’s details, knowledge of this roadmap can certainly help lead the way.

The first few pages essentially offer a summary of coverage details, the companies and individuals involved and the plan selected. From there, the schedule of benefits typically takes the forefront, detailing the services included and their associated fees. This is followed by the declaration page, which includes basic information such as the policy type, the premium amount and any additional conditions that apply to your policy.

Speak the Language

If you’re new to life insurance, you might feel overwhelmed by all the industry-specific terminology. Take the time to familiarize yourself with key terms, and you’ll quickly gain a better understanding of how it all works. For example, just knowing the difference between the insured (the person whose death triggers the life insurance payout, often the owner of the policy) and the beneficiary (the person, trust, estate or business designated to receive the benefits) can clear up many questions you might have about your policy.

A quick Google search will help you in a pinch, but your life insurance agent is always the best person to ask to clarify the details and terminology in your policy.

life insurance policy

Pay Attention to the Calculations

When it comes to matters as important to your family’s future as your life insurance policy, don’t make any assumptions. Review the calculations of your plan thoroughly to ensure your wishes are always accurately depicted.

Remember the Future

In many cases, your premium and the benefits therein will change over time, a fact that depends largely on whether you have a term or whole life insurance policy. Regardless, it’s important for you to keep tabs on how these figures may evolve in the coming years.

For instance, your whole policy’s cash value – and the resulting death benefit – could be affected by any number of factors. Pay extra attention to any charts or other detailed breakdowns within your policy, which may or may not list the long-term charges and how they will change in the future. This will allow you to be better prepared for what lies ahead and adjust your finances and your policy as necessary.

Note Any Exclusions

Life insurance standards tend to vary widely from one carrier or policy to the next. Sure, your policy might seem perfect at first glance, if not for its exclusions. These are the listed conditions under which your life insurance policy would fail to provide coverage. Historically, this has included everything from dangerous recreational activities and lifestyle choices to designated health conditions. Ask your insurance agent about any exclusions that apply to your policy.

Don’t Wait to Review

Even the smallest details could impact your life insurance policy. Don’t remain in the dark about the potentially life-changing stipulations that might be included. You owe it to yourself and your family to keep a close eye on the details, the math involved and especially the designated beneficiary who will receive financial protection upon your death.

Your life insurance plan plays too great a role in your family’s future to remain complacent as to what your investment dollars are going toward. Reviewing your policy regularly can prevent a disastrous scenario in which the details are not precisely what you had in mind.

Get a life insurance quote today.

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Top Scoring Game Day Snacks

No matter which team you root for, food is something all sports fans can agree on. From cheesy dips to stacked sandwiches and everything doused in Buffalo sauce, good game day snacks are a must. Here are some of our favorite recipes from around the web for football Sundays, game day parties and tailgating foods.

game day snacks

Fun Dips

It wouldn’t be a proper game day party without some dips on the table. From light salsa to rich queso, dips make chips – and football – better.

Taco queso dip (Serious Eats)

Buffalo chicken dip (Frank’s Red Hot)

Guacamole (Alton Brown/Food Network) & Three-Ingredient West Texas Roasted Salsa (Homesick Texan)

game day snacks

Touchdown Chili Recipes

Chili is one of the quintessential game day snacks to have on hand because it’s great for a crowd and so easy to customize. Spicy or mild, loaded with meat or totally meatless, you can use any one of the recipes below as a base to build upon. Serve with soft tortillas, crunchy tortilla chips or cornbread and set up a topping bar with a variety of shredded cheeses, sour cream, limes, diced onions and salsa for your guests to pile on.

Sunday chili (Pinch of Yum)

Veggie chili (The Pioneer Woman)

White chicken chili (Simply Recipes)

Get more chili-making tips and recipes. 

game day snacks

Game Day Nachos

When building the perfect nachos platter, it’s all about layering and choosing a sturdy chip, according to these rules of nacho making from the Bon Appetit test kitchen. To ensure your nachos don’t get soggy, remember to put the shredded cheese on first before adding the other ingredients and baking/broiling to melt.

Buffalo chicken nachos (The Girl Who Ate Everything)

Mexican street corn nachos (Simply Recipes)

If you want to go all out, take on the fully loaded black bean nachos with red and green salsa from Bon Appetit. Or for an easier version of a classic nachos platter that will save you some time, try macho nachos from the food blog I Wash You Dry.

game day snacks

Winning Wings

It’s a fact that mostly everyone loves to have wings when they’re watching the game. Billions of wings are consumed across the country during the Super Bowl alone. There’s just something about eating them that enhances the entire experience. You can’t beat classic Buffalo-style wings, but here are a few more flavors to try if you want to offer more options.

Crispy baked Parmesan chicken wings (Jo Cooks)

Grilled honey chipotle wings (Serious Eats)

One-pot sticky Asian chicken wings (Andrew Zimmern)

More Game Day Snack Recipes

Three more snacks to add to your repertoire. The football-shaped dessert dip is not only an adorable edible centerpiece but absolutely irresistible.

Philly cheesesteak sliders (Delish)

Mini deep-dish pizzas (Damn Delicious)

No-bake peanut butter touchdown dessert dip (Buzzfeed)

Tailgating Foods

Truthfully, all the snacks above are good tailgating food ideas, but the items you pack for your pre-game parking lot spread should be especially simple and portable. Here are some easy tailgating foods to bring to the stadium.

Braised beef brisket (Pioneer Woman) – Make, transport and reheat this recipe all in the same foil pan.

Ham and cheese tailgate sliders (Once Upon a Chef) – You could buy a hero/sub/grinder from the deli, or you can put a little love into it and make these simple sliders ahead of time.

Antipasto skewers (The Sweetest Occasion) – It’s like tortellini salad on a stick!

Looking for even more game day eats? AAA members can save on delicious snacks at Harry & David

What are some of your favorite game day snacks recipes? Tell us in the comments!

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Iconic Northeast Amusement Parks, Past and Present

With high-intensity rides, popular attractions and nostalgia everywhere, these Northeast amusement parks have truly mastered the art of thrilling and entertaining visitors through the years.

If you plan on visiting the local amusement parks this year, don’t forget to save with AAA Tickets.

Present

Many beloved amusement parks in the Northeast are still standing today, and visiting them can feel like a blast to the past. These timeless parks are fun for the whole family, where old memories are shared and new ones are made.

Adventureland

Farmingdale, N.Y.

Adventureland has been thrilling kids since 1962. Long Islanders might remember field trips for physics class, the talking tree outside of the haunted house and bumper boats.

Here, visitors can enjoy a selection of games, rides and attractions geared to a range of ages. Along with thrill rides like the spinning Turbulence Coaster and Mystery Mansion, you can also find classics like the ornate merry-go-round and Wave Swing.

Canobie Lake Park

Salem, N.H.

Canobie Lake Park has been bringing family fun to New Hampshire since 1902. Live shows, games, rides for all ages and even puzzle rooms are guaranteed to deliver smiles all day. The bravest thrill-seekers in your group can enjoy the Yankee Cannonball wooden coaster, or take on Untamed, where grizzly bear-shaped cars take riders through a series of loops, turns, banks, rolls and a stomach-dropping 72 foot fall.

Dorney Park & Wildwater Kingdom

Allentown, Pa.

People have been coming to Dorney Park in Allentown, Pa., since 1884 and it’s still a destination to write home about today. This Pennsylvania theme park is equipped with both acclaimed roller coasters and award-winning water attractions. Take a ride on the 5,600-foot-long Steel Force roller coaster to drop 205 feet in the air or battle the waves in the 590,000-gallon wave pool. The many themed rides, restaurants and activities are ideal for a day of fun family bonding.

Edaville

Carver, Mass.

Edaville sits between the present and the past, as it is in the process of changing. After opening only for select special events since the beginning of the pandemic, Edaville was sold in early 2025 and is temporarily closed while undergoing retheming and redesign. This heritage railroad and amusement park first opened over 75 years ago, and has become a beloved staple of the community. It’s even rumored that Walt Disney, a train fanatic himself, was inspired by Edaville when he visited in the 1940s. While many of its original rides have been auctioned off, the trains are here to stay.

Hersheypark 

Hershey, Pa.

Ever since it opened in 1906, Hersheypark has been a sweet destination. This chocolate-themed site uses exhilarating rides and tasty indulgences to delight all who visit. While you’re in the area, take the short drive to Hershey’s Chocolate World to indulge in even more delicious fun, including the classic factory tour ride.

Lake Compounce

Bristol, Conn.

Claiming to be the oldest continuously operating amusement park in North America, Lake Compounce has over 170 years of experience in family-friendly attractions and entertainment. From classics like bumper cars and a carousel to shows, roller coasters, adventure rides and Crocodile Cove the largest waterpark in Connecticut, there’s fun around every turn.

cyclone coney island

Luna Park

Coney Island, N.Y.

Amusement parks don’t get much more nostalgic than Coney Island and Luna Park. Coney Island has been a hot spot for theme park attractions and innovations since the 1800s.

Today, Luna Park features head-spinning rides, optical illusions and vibrantly colored embellishments. Among the many rides at this grand beachside playground are the 150-foot-tall Sling Shot, the Soarin’ Eagle roller coaster, and the longstanding Wonder Wheel and historic Cyclone wooden roller coaster. Complete the trip with a hot dog from the original Nathan’s Famous hot dog stand.

Six Flags Great Adventure

Jackson, N.J.

First opened in 1974, Six Flags Great Adventure includes 11 themed areas and a variety of scream-inducing rides. Those who can handle the 70 mph blast and 76-degree drop of the wooden coaster El Toro can also attempt Nitro one of the top steel roller coasters in the country. During your visit, you can cool off at Hurricane Harbor water park or try the Safari Off Road Adventure, featuring 1,200 animals.

Six Flags New England

Agawam, Mass.

For coaster enthusiasts in the Rhode Island and Massachusetts area, Six Flags New England is home. This “coaster capital of New England” includes rides like the 400 foot-tall New England SkyScreamer swing, the Joker 4D Free Fly Coaster, the Wicked Cyclone wooden coaster and Superman The Ride (featuring a 221-foot drop!). Go back to prehistoric times and come face-to-face with dinosaurs on the Dino Off Road Adventure, then head over to Hurricane Harbor to cool off.

amusement parks in the northeast

Past

While we can no longer visit these iconic amusement parks, generations of fans and guests love to look back on all the fun times they provided.

Action Park 

Vernon, N.J. 

Action Park is widely regarded as one of the most dangerous theme parks of all time but people still have nostalgia for it. Why? Action Park skinned knees, left bruises and broke bones. But for many Jersey residents, it was simply a weekend getaway or summer job. It was a lawless land where kids could prove how tough they were by surviving dangerous, poorly designed rides (including a water slide that featured an upside-down loop). It was for the best that Action Park was closed, but generations of guests still remember rides like the concrete Alpine Slide and the freezing waters of the Tarzan Swing.

Crescent Park

Riverside, R.I. 

Known as “the Coney Island of New England” Crescent Park was open from 1886-1979. It became famous for attractions like its bandstands, haunted houses, midway games, roller coasters and boat rides. One of the most beautiful and beloved features of the park, however, was the Crescent Park Looff Carousel. It was handcarved by master woodcarver Charles I.D. Looff in 1895 and it is one of the only surviving parts of Crescent Park today. The City of East Providence acquired the carousel after Crescent Park closed, and it was declared a National Historic Landmark in 1987. Currently, the carousel is undergoing a massive restoration to ensure people can continue to enjoy it for generations to come.

Nunley’s

Baldwin, N.Y.

Nunley’s was a carousel pavilion and amusement park situated on Sunrise Highway from 1940-1995. It was a popular attraction, featuring a restaurant, rides, games and Nunley’s Carousel. Its beautiful and ornate carousel actually began life as Murphy’s Carousel in 1912, at Golden City Park in Brooklyn. When Golden City Park closed, the carousel was renamed and relocated to Baldwin, where it became the crown jewel of Nunley’s. The park featured attractions like a roller coaster, a Ferris wheel, pedal cars, a miniature golf course and more. When Nunley’s closed in 1995, the carousel was purchased by Nassau County for preservation. However, it sat untouched for years. From 2007 to 2009, the carousel underwent a complete refurbishment to restore it to its former glory. While the park is gone, you can still ride Nunley’s Carousel on Museum Row in Nassau County today.

Rocky Point Amusement Park

Warwick, R.I. 

From 1847 to 1995, Rocky Point Amusement Park was the place to be for Rhode Islanders. In its heyday, it featured rides and attractions like the Corkscrew Loop Roller Coaster, the Freefall, the Castle of Terror and even a ballroom that hosted popular bands and musicians. Today, Rocky Point is a state park. Guests can still see the remnants of amusements past, like the skeleton of the Skyliner gondolas, the Circle Swing ride tower and a large archway that Rocky Point Amusement Park had acquired from the 1964 World’s Fair.

Tell us your favorite amusement park memories in the comments below.
This article has been updated and republished from a previous version.

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Farm-to-Spa Getaways in the Northeast

Vacation is a time to slow down and recharge, so indulging in a spa treatment while you’re away is the perfect combination of relaxation and rejuvenation.

Massages, body treatments and facials will show up on most spa menus, but some feature local ingredients in their treatments. You are probably familiar with thinking about farm-to-table to find the freshest local ingredients when dining, so why not embrace farm-to-spa?

There are many benefits to utilizing local ingredients in spa treatments. Not only do you get an experience unique to the place you are visiting, but you’re also supporting the local community. As an added bonus, sourcing ingredients from nearby helps to fight climate change, as it means less fuel and fewer emissions to ship.

The Spanish Renaissance-style Omni Mount Washington Resort in Bretton Woods, New Hampshire, is a historic destination with a luxurious spa. It has 13 treatment rooms, including a wet room complete with a Vichy shower where the Mount Washington Signature Body Ritual takes place. In the 100-minute treatment, you’ll relax under a virtual waterfall, then embrace exfoliation with products from the resort’s custom Mountain Mist line.

The Mountain Mist products feature local medicinal plants, including Iberis, which has long been used for muscle soreness. They also use local nettles with antioxidants to help keep skin smooth and protected, and aromatic rosemary for its anti-inflammatory properties. The botanicals were chosen from a list of 2,000 local plants as the ones that, when combined, provide the best therapeutic benefits. The Mountain Mist products, so named for the mist you can frequently see on nearby Mount Washington, are also used in the Alpine Body Glo treatment.

Ocean & Harvest is the spa at AAA Five Diamond Ocean House in Watch Hill, Rhode Island. Overlooking the Atlantic Ocean, therapists at the spa use the sea in a few different ways, like the smooth beach stones in their Beach Stone Massage and the sea salt foot scrub in their Sole Reviver Treatment. Local lavender is used in multiple treatments: infused in oil for the Lavender Renewal treatment and combined with Rhode Island rose, honey and calendula for the Nature Radiance Facial. Lavender is known for its anti-aging qualities, thanks to its antioxidants, and can help combat dry skin and inflammation.

lavendar

THE WELL at Mayflower Inn & Spa, also a AAA Five Diamond property, in Washington, Connecticut, was designed to be a holistic wellness destination, with programs like guided sleep meditation, weekly yoga classes, in-room ritual bath soaks and health coaching. And they utilize local ingredients in their spa menu, particularly in treatments designed to help with lymphatic system health. The Milk, Honey and Lavender treatment starts with a dry brushing, followed by a massage with warm lavender infused honey, which is then rinsed away with local organic milk. The Garden Scrub incorporates local salts and herbs designed to leave your skin soft and smooth.

The award-winning spa at Mirror Lake Inn Resort and Spa in Lake Placid, New York, uses local, organic maple sugar in their signature Adirondack Maple Sugar Body Scrub treatment. The maple sugar helps fight inflammation, repairs damage caused by free radicals and removes bacteria and dead skin cells, leaving you with smooth, hydrated skin.

The spa at Mirror Lake Inn also offers the popular Pure Placid Cleansing Ritual, where guests can choose their own custom-blended scent made with local ingredients from the Adirondack Mountains like lavender, balsam, ginger, eucalyptus and pine. After an organic oatmeal flour exfoliation, you’ll get a full body massage with your chosen aromatherapy body lotion, made by using water from the nearby Lake Placid. Bonus: You can purchase the locally made products in the gift shop to relive your Lake Placid vacation at home.

Even though Wildflower Farms, Auberge Resort Collection, in the Hudson Valley is only 90 minutes away from New York City, it feels worlds away from the hustle and bustle. Set on 140 acres of forests and meadows, the Thistle spa embraces the nature surrounding it and has a seasonal treatment menu.

Thistle’s Body Botany treatment uses steamed herbal poultices made from local herbs that help with pain relief and inflammation, and the Cultivate Facial uses Cultivate Apothecary products. Cultivate Apothecary operates at the Stonegate Farm in the Hudson Valley, where they grow their own medicinal herbs and botanicals. They’ve made a custom Thistle Oil for the resort, which uses comfrey, calendula, milk thistle, lovage, chamomile and lemon balm, that can be used in the massage treatments. Guests can even arrange a special visit to Stonegate Farm to get a tour of the gardens and apothecary lab and get a personalized hydrosol mist.

AAA’s sustainable travel series is written in partnership with Kind Traveler, a women-and-veteran-owned sustainable travel platform empowering travelers to make a positive impact in local communities, and contributing writer, Kristin Conard.  

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4 Casino Hotels Where Entertainment Is King

If you’re looking to stay and play, few hotels rival the Entertainment Destinations from Trademark Collection by Wyndham. From gourmet meals and incredible live shows to endless slots and table games, this collection of hotels and casinos will up the ante on your next vacation.

Caesars Atlantic City, Trademark Collection by Wyndham

Atlantic City, N.J.

Caesars knows entertainment. With a vast gaming floor, guests can try their luck at a diverse selection of slot machines and table games. For music lovers, the property’s concert venue hosts world-class shows throughout the year. Even beyond that, the newly renovated Caesars Atlantic City is known for its luxurious spa facilities, delectable dining options such as Nobu and Gordon Ramsay’s Hell’s Kitchen, and upscale shopping outlets.

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Harrah’s Laughlin Beach Resort & Casino, Trademark Collection by Wyndham

Laughlin, Nev.

Because of its location on the scenic Colorado River, Harrah’s Laughlin is a beachfront property that offers a refreshing escape from the bustling city, while still providing the same amenities and attractions you’d expect from a top property. From the casino and water activities to multiple dining options and lively nightlife scene, Harrah’s Laughlin ensures that guests are never short of entertainment choices.

Horseshoe Las Vegas, Trademark Collection by Wyndham

Las Vegas, Nev.

Nestled in the heart of the world-famous Las Vegas Strip, the Horseshoe Las Vegas is a gem within Wyndham’s Trademark Collection. A hot spot for nightlife, the legendary property boasts a sprawling casino and a brand-new arcade that’s fun for the whole family.

Silver Legacy Resort Casino, Trademark Collection by Wyndham

Reno, Nev.

You won’t have to go far for excitement at Silver Legacy. Situated just six miles from the nearest airport, you’ll arrive ready to experience all the resort has to offer, including its 24/7 casino, award-winning on-site restaurants and bars, and a state-of-the-art spa and fitness center.

AAA members save 10% or more at Entertainment Destinations from Trademark Collection by Wyndham. Book now at trademarkentertainment.com.

Must be 21 or older to gamble. Gambling problem? Call 1-800-522-4700 (national helpline) or for NJ residents, call 1-800-GAMBLER (NJ helpline).

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The Rise of Virtual Reality

In recent years, virtual reality has emerged as one of the most exciting and transformative technologies, revolutionizing the way we interact with digital content and altering the very fabric of various industries. From gaming and entertainment to education and healthcare, VR has penetrated multiple domains and is set to redefine the human experience.

The Rise of VR

The roots of VR can be traced back to the 1960s when the concept of immersive virtual experiences was first conceptualized. However, it wasn’t until the last decade that VR truly gained momentum and became more accessible to the masses. Technological advancements, such as powerful graphics processing units (GPUs), motion tracking sensors and high-resolution displays, significantly contributed to the rise of VR.

Gaming played a pivotal role in popularizing VR, as well, with companies like Oculus (now renamed Meta Quest) and HTC introducing consumer-friendly headsets that offered an unparalleled level of immersion. As the technology improved, so did its applications. VR has now expanded its reach to various fields, from architecture and engineering to therapy and training simulations.

How VR Works

At its core, VR is a simulated experience that can be similar to or completely different from the real world. To create a convincing virtual environment, VR relies on a combination of hardware and software components:

  1. Head-Mounted Display: The primary hardware component is the head-mounted-display, which is worn on the user’s head and contains a pair of displays, one for each eye. These displays generate stereoscopic images, creating the illusion of depth and three-dimensional space.
  2. Motion Tracking: VR systems employ various sensors, such as accelerometers, gyroscopes and infrared cameras, to track the user’s movements and adjust the virtual environment accordingly. This tracking ensures that the user’s perspective changes in real-time as they move their head and body.
  3. Input Devices: Interaction within VR is facilitated through input devices, such as handheld controllers or even gloves with haptic feedback that respond with vibrations or textures related to the content being watched. These devices let users manipulate virtual objects and navigate through the digital world.
  4. Graphics Processing: VR demands high-quality graphics to maintain a seamless and realistic experience. Advanced GPUs render complex scenes and environments at high frame rates, minimizing motion sickness and ensuring smooth gameplay.
  5. Audio Technology: Immersive 3D audio is crucial for a convincing VR experience. Sound cues help users identify their surroundings and create a sense of presence within the virtual world.

The Future of VR

As VR continues to evolve, its future appears incredibly promising. These are some key developments and expectations for the technology:

Improved hardware: The ongoing development of more powerful and lightweight hardware will make VR headsets more comfortable and accessible to a broader audience. Wireless and standalone VR devices will reduce the need for external computing power and cables.

Social interaction: VR is on the verge of revolutionizing social interactions. Collaborative virtual spaces will allow users from around the world to meet, work and socialize in shared digital environments, enhancing remote communication.

Medical applications: VR is already being utilized in therapy, treating phobias, PTSD and anxiety disorders (including driving anxiety). As the technology becomes more sophisticated, it could be harnessed for pain management, physical rehabilitation and even surgical training.

Education and training: VR has immense potential in education and professional training. Students can explore historical events, visit distant places and conduct complex experiments in a safe and immersive setting. Industries like aviation and engineering can use VR for hands-on simulations and skill development.

Entertainment and media: The entertainment industry will continue to embrace VR, offering more interactive and immersive experiences. VR movies, concerts and sporting events could become regular forms of entertainment.

Augmented Reality Integration: The convergence of VR and AR technologies will create a mixed reality (MR) landscape, allowing users to seamlessly transition between virtual and real-world elements. This integration will open up new possibilities for both consumer and industrial applications.

The rise of virtual reality has been marked by groundbreaking advancements in technology and a diversification of its applications. As the technology continues to mature, we can expect VR to redefine how we interact with digital content and how we perceive reality itself. With ongoing innovation and investment, the future of VR holds immense promise, transforming various aspects of our lives and shaping the way we experience the world around us.

Read more tech stories like this.

What excites you about the future of VR? Share your thoughts in the comments below.

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Test Drive: Thrills Per Miles

Way back in 1964, Ronny & the Daytonas sang the praises of the original factory hot rod, the Pontiac GTO. You might find yourself doing something similar after a spin in the latest Volkswagen Golf GTI.

As with all factory high-performance models, the main attraction of this four-door hatchback is under the hood. There you’ll fi nd a gutsy 241 horsepower, 2.0-liter turbocharged inline 4-cylinder, mated to an excellent close-ratio six-speed manual gearbox (a seven-speed automatic is an option) and front-wheel drive.

The eighth generation GTI’s compact dimensions and sport-tuned suspension add greatly to the fun quotient, especially when the pavement turns curvy. Better still, the ride quality remains comfortable enough to make it
a realistic daily driver.

Strong brakes instill confidence. Supportive front seats and a thick-rimmed steering wheel give the driver an ideal place from which to command all this sporty goodness. About the only issue we had with the interior was the touch-sensitive switches that controlled the climate and infotainment systems.

Starting Price: $30,530

MPGe (city/highway): 24 city / 34 highway

Safety: N/A

Ford F-150 lightning

Think “environmentally friendly” and “practical” are mutually exclusive? Meet the Ford F-150 Lightning.

This full-size, all-electric pickup is the best of both worlds. It will seem familiar to anyone who’s spent time in the F-150. The Lightning has two electric motors that give it standard all-wheel drive and zero-to-60 mph times on par with many high-performance cars.

On the road, the Lightning feels less truck-like than its gas-powered siblings. Noise levels are low and ride quality and handling are more refined, thanks to the steadying weight of the battery packs mounted underneath the floorboards.

There are two battery setups available. A standard 98-kilowatt version gives the truck 452 horsepower and a range of up to 230 miles. An optional 131-kilowatt battery pack carries a steep price tag, but bumps output to 580 horsepower and range up to 320 miles.

Add unique features like the ability to power an average house for days, and the Lightning is environmentally friendly and practical.

Starting Price: $59,974

MPGe (city/highway): 76 city / 61 highway

Safety: N/A

Visit AAA’s Electric Vehicle platform for more information on these cars of the future.

Looking for a new ride? Check out more car reviews online. AAA.com/TestDrive

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#trending: What’s in Store for ’24

#SETSAIL

Royal Caribbean’s newest cruise ship, Icon of the Seas, is embarking on its maiden voyage on January 2024. This massive, floating playground will feature the largest water park at sea: Category 6, named after its six record-breaking waterslides. Naturally, Icon of the Seas also features the largest pool at sea. Thrill-seeking guests can test their courage on Crown’s Edge, a dizzying skywalk and obstacle course that dangles over the edge of the ship.

AAA.com/Cruise

#TOTALECLIPSE

On April 8, 2024, certain locations across the United States will experience a total solar eclipse – the last one in North America until 2044. To commemorate the occasion, Smithsonian Journeys is hosting a special eclipse tour from Austin to the Texas Hill Country. Guests can enjoy a sunset dinner cruise, an astronomy program and a private reception to view the eclipse in the path of totality. Don’t worry, they’ll bring the protective eclipse glasses.

Book your hotel soon! AAA.com/Hotels

acadia
Jordan Pond in Acadia National Park, Maine.

#JUSTGOOGLEIT

Recent updates to Google Maps can upgrade your next trip to a national park. The update includes photo pins of popular trail sites, information on how difficult the trail is to hike, and easy access for downloading park maps. You’ll be able to see all the top attractions to visit while you’re at the park, with photos, videos and reviews. Trail routes will also feature more detailed and precise directions for hikers.

#MIDNIGHTTRAIN

If you’re willing to ride after dark, you could get a one-way train ticket for as low as $5. Amtrak is offering overnight “Night Owl Fares” on some lines along the Northeast Corridor between 7 p.m. and 5 a.m. Discounted rates are available for destinations between (and including) New York City and Washington, D.C. It’s the perfect option for an inexpensive weekend getaway, or even just a night out in a different city. With prices ranging from $5 to $20, it’s hard to find a cheaper way to travel.

#TOPTOPTOPBUNK

Long flights can be tough to sit through, but what if you could comfortably sleep through them instead? Enter Air New Zealand’s new Skynest, the first bunk beds on a commercial airline. The Skynest includes six cozy “sleep pods,” which are available to long-haul and ultra long-haul economy passengers. The pods come with a pillow, bedding and a curtain for privacy. They can be booked for sessions of four hours at a time.

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Embracing Joie de Vivre on a Seine River Cruise

Upon boarding Uniworld River Cruises’ S.S. Joie de Vivre in Paris, my family instantly understood the relevance of the ship’s name. As we were set to embark on our Seine River cruise, we could see the “joy of living” in the smiles of the crew and fellow guests.

That feeling rarely wavered for my husband, my 21-year-old daughter and me during our eight-day river cruise in France, a round-trip Paris and Normandy itinerary, offering glimpses into Monet’s world, medieval Rouen, Versailles, a visit to Normandy, and other scenic and immersive opportunities.

River cruises traditionally skew older, but we found this type of voyage to be an ideal choice for families with young adults like us. It was so easy to unpack once and effortlessly be transported from one fascinating city or town to the next in luxury, leaving the daily planning to someone else. Plus, almost everything was included in the rate – a choice of daily excursions, all food and beverages (even premium spirits and wines), gratuities, Wi-Fi, a fitness center and wellness classes, onboard entertainment and group airport transfers during set times.

Start planning your river cruise with a AAA travel advisor.

Aboard the Ship

The atmosphere on board the S.S. Joie de Vivre was friendly among guests, who were excited to share the experience with others. We were among a total of 109 passengers, a mix of Americans, plus a few Canadians and a group of Australians, mostly in the 50s to 70s age range. Almost all openly welcomed our 21-year-old daughter and took a personal interest in her.

The ship itself was filled with Parisian touches, with floral couches in the main salon, handcrafted furniture, antiques and artwork. The salon was the pre-dinner spot for hearing about the next day’s excursions and the post-dinner meet-up, which included live entertainment on select nights.

river cruise in france

Open seating in the main dining room with larger tables encouraged camaraderie, while an optional dining choice was available in Le Bistrot for classic French cuisine. All the meals were excellent, with buffets for breakfast and lunch and a la carte offerings for dinner. Special requests and provisions for allergies or dietary restrictions were easily fulfilled. In fact, the word “no” did not seem to be in the vocabulary of any of the 54 crew members, whose superior service went above and beyond throughout the trip.

Other public spaces included Club L’Espirit with a small resistance pool, seating area and bar. In the evening, the pool was covered to allow more room to relax as it transformed into Claude’s for listening to music or for movie night. Off Club L’Espirit at the back of the ship was a seating area where guests could pull windows down for an open-air experience playing games, working on puzzles or eating available sweets. A fitness center, massage room and a 24/7 coffee and tea station were nearby, and the deck at the top of the ship offered plenty of space to relax on lounge chairs while enjoying river views.

Almost all the guest rooms feature a French balcony, a window that mechanically opens half-way. In-room amenities included a flat-screen TV, built-in closets and a marble bathroom with shower. Upgrades to the grand suites and suites for butler service and more features are available.

Our Seine River Cruise’s Cultural Itinerary

Each day of the Paris and Normandy itinerary of our Siene River cruise had us visiting a different port, with our ship usually sailing at night. Many days offered a choice of included excursions, self-guided exploration or the option to stay on the ship and enjoy the peaceful and scenic surroundings. It was nice to have a full day in Paris, where we opted for a walking tour of the Latin Quarter.

While in Vernon, we took a guided tour of the medieval Chateau de La Roche-Guyon in the morning, returned for lunch on board, and then spent the afternoon at Monet’s Gardens and House in Giverny. Our guide provided wonderful background on Monet’s life and the choices that led him to this idyllic spot, which is recognizable as his inspiration for many of his paintings.

Our day in medieval Rouen started with a walking tour that included the historic quarter, Notre-Dame Cathedral and the Saint Joan of Arc Church. After lunch on the ship, we ventured into town on our own. Another option was a visit to a Camembert Cheese Farm. Some guests opted for a full day at the island of Mont Saint-Michel for an extra fee.

While docked in the cute village of Caudebec-en-Caux, our excursion choices included a scenic motorcoach drive to Honfleur for a walking tour of the fishing village or golfing in Etretat’s clifftop course with club rental.

seine river cruise

Perhaps the main reason many opted for this itinerary was the chance to visit the Normandy beaches. The full-day excursion included an approximately 2.5-hour motorcoach ride both ways and a stop at the American Cemetery. We also had lunch in the charming village of Bayeux, the first liberated by the British.

The 80th anniversary of D-Day is June 6, 2024, so keep that in mind if planning a trip for next year.

Another highlight of the itinerary was our day at Versailles, where we had a private tour guide taking us through Versailles Palace and then away from the crowds and into the Secret Apartments.

Exclusive Uniworld moments for only our ship’s guests experienced throughout the voyage made our river cruise even more special. A touching memorial ceremony at Omaha Beach, a private viewing of Versailles Palace’s Royal Chapel and a private concert at the Rouen Cathedral are truly cherished shared memories from our family’s French adventure that still bring smiles to our faces.

Dreaming of your own river cruise in France? Book this Uniworld river cruise and discover more options with AAA Travel.

All photos are courtesy of Uniworld River Cruises.

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Six Swell Surf Towns in the Northeast

Hawaii and California may get more of the pipeline glory, but people have been surfing the waters off New England, New York and New Jersey since local lifeguards brought longboards back from the West Coast back in the early 1960s. Diehards will tell you the best waves arrive with winter storms, with wetsuits a must in the chilly waters, but you can catch a decent swell almost any time of year at these Northeast surfing destinations. 

surfing destination
Some of Rhode Island’s finest surfing can be found in the shadow of the historic Narragansett Towers.

Narragansett, R.I.

Narragansett Pier is longboard heaven, with surfers lining up in the shadow of this beach town’s iconic Towers to catch the long offshore break rolling in toward the seawall at Narragansett Town Beach. The area around the Point Judith Lighthouse and nearby Matunuck in South Kingstown are other popular surfing destinations. 

Where to stay: The Break Hotel not only has a vintage surfing vibe but is also close to one of the best reef breaks in the Northeast.  

Where to hang loose: Fuel up for a day on the waves with breakfast at Crazy Burger, chill out at sunset with a cocktail at Chair 5, the rooftop bar at The Break, then catch some live music at the Bon Vue Inn

Where to gear up: Narragansett Surf & Skate has surfboards, accessories, swimwear and lessons by Peter Pan” Panagiotis, who has been surfing Rhode Island’s waters since the “Summer of Love.” 

surfing destinations
Surfers flock to Sachuest (Second) Beach in Middletown, R.I., in all seasons (bring a wetsuit!).

Newport, R.I.

South-facing shores capture wind-driven surf on Newport’s Easton’s (First) Beach and nearby Middletown’s Sachuest (Second) Beach, while diehards challenge the waves below the mansion-lined Cliff Walk at spots like Ruggles and Bailey’s Beach. 

Where to stay: The Atlantic Beach Hotel is just steps from the surf, while the Sea Breeze Inn is a laid-back alternative for those traveling on a surf bum’s budget. 

Where to hang loose: Located within walking distance of Easton’s Beach, Rejects Beer Co. is named for Newport’s famous locals’ beach and has a counterculture vibe to go along with on-site brewed stouts, ales and Twelve O’Clock High, a classic New England-style IPA. 

Where to gear up: Local surf legend Sid Abruzzi has been setting up surfers with boards, swimwear and more at Water Brothers since 1971. Rhody Surf offers private surfing lessons and summer surf camps on Easton’s Beach. 

Cape Cod, Mass.

Known as Four Mile to local surfers, White Crest Beach in Wellfleet takes a little effort (namely climbing up and down dunes) to reach, but the reward is the best surfing on the Cape, with sandbars providing good wave breaks for both longboarders and shortboards. But you can surf almost anywhere on the ocean-facing side of the Outer Cape, from Nauset Beach in Orleans to Head of the Meadow Beach in Truro. Just mind the sharks, which seem to be making the Cape waters in greater numbers in recent years. 

Where to stay: The Four Diamond Ocean Edge Resort & Golf Club is one of the Cape’s poshest resorts and close to White Crest Beach in Wellfleet. 

Where to hang loose: The Beachcomber in Wellfleet is a toes-in-the-sand bar that’s close to the surfing beaches. 

Where to gear up: The Pump House Surf Shop in Orleans has hordes of boards  – surfboards, stand-up paddleboards, skateboards, skim boards and more. 

top surfing destination
Big waves arrive in the fall in Montauk, N.Y., thanks to hurricane season.

Montauk, N.Y.

The birthplace of East Coast surfing, Montauk has evolved from a sleepy fishing village to a trendy weekend destination but still attracts surfers to take-off spots at Turtles (right below the lighthouse), Ditch Plains for longboard action, and Terrace with its reef-generated waves. Fall can be the sweet spot for a surfing road trip to Montauk, with the Hamptons summer crowd seeking warmer shores, water temps still tolerable, and occasional big waves arriving with hurricane season. 

Where to stay: The oceanfront boutique Marram Montauk resort sits amid the dunes at the Terrace surf beak and offers surfing lessons on its own stretch of beach from professional surfer and Montauk native Leif Engstrom.

Where to hang loose: The Surf Lodge hotel has high-design guest rooms, a waterfront restaurant serving fresh local seafood and a free summer concert series. 

Where to gear up: Sunset Surf Shack is a low-key surf shop a block off the beach in the heart of Montauk. 

top surfing destination
You may not hitch a ride there, but waves will certainly greet you at Rockaway Beach in Queens.

Rockaway Beach, N.Y.

Maybe you don’t want to hitch a ride to Rockaway Beach like The Ramones suggested, but this may be the only surfing destination that you can reach by subway (take the A train). Surfing beaches are located between Beach 68th St. and Beach 71st St., Beach 87th and Beach 91st St., and Beach 110th and Beach 111th St. 

Where to stay: The Rockaway Hotel has coast-inspired rooms with water views, a rooftop bar and a heated pool with cabanas, plus surf lockers and lessons from Locals Surf School. 

Where to hang loose: The Rockaway Beach Surf Club has a surfer themed outdoor patio alongside the elevated subway line, craft cocktails and Mexican food.  

Where to gear up: Choose from a stock of more than 200 surfboards at the Rockaway Beach Surf Shop, operated by surfboard shaper Tom Sena and his family for nearly half a century. 

Manasquan, N.J.

Snooki didn’t surf, but you’ll find surfers all along the Jersey Shore, including Seaside Heights. Hardcore surfers, however, are most likely to be found at Inlet Beach in Manasquan, a small beach town squeezed between Sea Girt and Point Pleasant. A jetty at the inlet helps intensify a long offshore break. 

Where to stay: The Casa Del Mar, a boutique motel on the Point Pleasant side of the Manasquan Inlet, has newly renovated rooms and is within walking distance of the ocean, boardwalk and inlet. 

Where to hang loose: Fresh coffee and breakfast, tapas for lunch and live music and late-night snacks are served up at a surf-themed Homegrown Coffee Bar & Surf Lounge. 

Where to gear up: The Inlet Outlet Surf Shop sells both new and used boards. 

Where’s your favorite surfing destination? Tell us in the comments! If you need some help deciding, check out our guide to the best Northeast beaches.

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Intro to Insurance for College Students and Parents

Before heading to college or sending a child off to school, there is a lot to think about: there’s financial planning, touring the campus, and of course, potentially meeting roommates and decorating the dorm room.

As you open this exciting chapter, don’t forget to take advantage of any available savings on your insurance for college students and update your policies. Think of it this way: If the college to-do list was a syllabus, getting your insurance needs in order would be one of your first assignments.

Insurance for College Students: Home and Renters

Parents may not be aware that homeowners insurance can extend some protection to their children going away to college. Approximately 10% of the personal property coverage on your policy (also known as “Coverage C”) will cover possessions in a child’s dorm room. “So, if the Coverage C on your policy was $250,000, $25,000 would be afforded to your child’s stuff if a covered loss were to occur,” said Emily Buckley, AAA Northeast insurance sales manager in Garden City, N.Y.

Expensive items such as computers and other technology are often subject to coverage limits under a standard homeowners policy. If the limits are too low, parents may want to consider purchasing a special personal property endorsement.

Students living off-campus should consider purchasing renters insurance, which covers belongings and provides protection from liability if someone is injured on the property. It may also provide funds if a dorm room or apartment becomes uninhabitable because of a fire, burst pipe or other debilitating circumstance.

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Extracurriculars

  • Pack thoughtfully. While some valuables, such as laptops, may be needed on campus, other items like expensive jewelry are probably better left at home.
  • Create a detailed “dorm inventory” that includes photos and receipts of everything in your living space. If you need to file a claim, an up-to-date inventory will help make the process easier.
  • Burglaries make up about 50% of all on-campus crimes, and the library, dining hall and other public places are the primary areas where they occur, according to the Insurance Information Institute.
  • Always lock your dorm room door and never leave belongings unattended on campus.
college insurance

Auto Insurance for College Students

Auto insurance coverage depends on where you attend college. If you commute or stay at college in your home state and remain on your parents’ policy, coverage likely still applies. Check with your insurance provider to ensure minimum coverage requirements are met.

Parents who have kids attending school 100 miles or farther away could qualify for the student-away discount on their auto insurance policy that some companies offer. A young adult who doesn’t own a vehicle and drives the family car only when home is considered a lower risk, hence a lower rate. Full-time students who maintain at least a B (3.0) average or equivalent may also be eligible for a good student discount.

To see what discounts you may qualify for and to ensure you have adequate coverage while you or your child is at school, contact your insurance agent. “Any life event is the perfect time to give your agent a call to review and assess if any changes can be made to your policy to better protect you and your family, all the while saving you as much money as possible,” said Buckley.

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Car Care at College Tips From AAA

Whether driving many miles to an out-of-state school or commuting back and forth every day, it’s a good idea to keep your car well-maintained and running smoothly to help avoid any risks on the road.

  • Check tires at least once a month using a tire pressure gauge.
  • Regular upkeep such as oil changes, battery service, brake checks and filter replacements help extend the life of your car and helps mitigate repair costs. Check your owner’s manual to get to know your car’s maintenance schedule.
  •  Find a trusted repair shop near your school. Visit AAA.com/Repair to locate nearby AAA Approved Auto Repair facilities.
  • Breakdowns and other roadside emergencies happen. Make sure your vehicle has a well-stocked roadside emergency kit. In areas with winter ice and snow, add an ice scraper, snow brush and kitty litter or other material to increase traction if you get stuck in the snow. Emergency roadside assistance is available 24/7 for AAA members.

Tuition Insurance

There are a variety of reasons why a student may need to pause or stop going to college. Tuition insurance can provide reimbursement for non-refundable expenses like tuition payments, housing and even meal fees for students who need to leave school before the end of the semester for reasons which could include any covered illness, injury or psychological condition.

Insurance coverage may differ by state. Speak to a AAA Insurance agent to learn more about how you or the college student in your life can save on insurance.

This article has been updated and republished from a previous version.

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The Origins of Popular Car Idioms and Expressions

We’ve all wondered where particular phrases or sayings come from, but more often than not, the task of learning its origins gets kicked down the road.

Well, good news – we’ve reached the end of the road and the answers are upon us. We’ve gone the extra mile to dig up the backstory of some common idioms and expressions. And because we have a particular affinity for a certain four-wheeled vehicle, we narrowed our search accordingly.

Let’s take a Sunday drive through a list of commonly used car idioms and expressions and figure out how they came to be.

Backseat Driver

Before this term became an unflattering label for an unhelpful passenger, it was a literal description for someone driving from the back seat, like you see in tiller fire trucks.

Get the Show on the Road

Now used whenever you want to get things moving (literally or figuratively), the phrase developed in the early 1900s as a reference to traveling circuses or other entertainment acts.

Grease Monkey

The term we now use as a pejorative for a mechanic likely dates all the way back to Great Britain’s Industrial Revolution. Back then, children were used to grease steam engine axles. Crawling and hanging on large machinery while covered in grease earned them the primatal nickname.

Jalopy

This term for an old, rundown car is likely derived from the name of Xalapa, Mexico (or Jalapa). In the early 1900s, the U.S. commonly shipped old cars to the Mexican city, where they were refurbished and resold, or scrapped.  

Kick the Tires

Stumped on this one? You’re not alone. The Chicago Tribune asked the tire experts at Goodyear, and even they weren’t definitive. They did, however, provide several possible theories:

  • When cars and horses shared the road back in the day, unlucky passersby would kick vehicle tires to get manure off their shoes. When motorists saw this, they thought it was a manner of checking the condition of their tires.
  • Truck drivers used to test their tires’ air pressure by striking them with a tire billy.
  • The car idiom is derived from the Latin phrase, “E tira kikium,” meaning “a kick for good luck.”

Lemon lemon

In early British and American slang, “lemon” was used to describe a hustle or passing off a sub-standard item as a superior one. The idea being that despite looking shiny and new, you’ll be left with a pained, puckered look once you dig a little deeper.

Over time, defective cars began earning the lemon label. The connection was solidified in the 1960s thanks to a famous Volkswagen ad. Discussing its rigorous safety testing, the carmaker included a photo of one vehicle that didn’t pass inspection. The headline simply read: Lemon. Nowadays, the term is used in the law books.

Pedal to the Metal

We all know the meaning of this phrase, but it wasn’t devised by racecar drivers or speed demons. Instead, the credit belongs to truckers. An article in the July 1976 issue of Popular Mechanics includes “pedal to the mettle” in a list of popular CB radio lingo.

Riding Shotgun

The term for sitting in the front passenger seat dates back to the days of stagecoaches. A passenger would often sit next to the driver with a shotgun in hand to protect what they were transporting. Riding shotgun is most closely associated with the Wild West, but the term wasn’t commonly used during that time. The connection was formed later on when the phrase became commonplace in Western movies and television shows.

Rubberneck

The word rubbernecking traces its roots back to the 1890s. At that time, however, it was not a reference to the unsafe practice of gawking at a car crash. Originally, “rubberneck” was used to describe tourists, especially those on sightseeing tours who would stretch their necks out for a better view of the surroundings.

Car idioms are just the start. From car washes to stop signs, learn about the backstories of all aspects of the automotive world on our Auto History page.

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9 Iconic Football Games Played in the Northeast

On November 6, 1869, Rutgers University took on the College of New Jersey (later known as Princeton University) in what is considered to be the first organized football game in the country. Without any established rules, the contest was essentially a hybrid of soccer and rugby. But from this rudimentary match played in New Brunswick, N.J., grew to be what is now arguably the most popular sport in the country.

Since the Northeast is the birthplace of organized football, it would only be right for the region to have hosted some of the sport’s most memorable and important contests. And, indeed, this corner of the country has lived up to its reputation. Here are nine of the most iconic football games played in the Northeast.

https://youtu.be/Udwj5pwyShk?t=19

1890: The First Army-Navy game

United State Military Academy

West Point, N.Y.

In what is now an annual tradition, the Army Black Knights and Navy Midshipmen first took the field against each other in November 1890 on the former’s West Point, N.Y., campus. Future matchups gained added importance as both schools became national football powers for most of the 20th century. While no longer among the sport’s elite, this annual game is still a mainstay on the college football schedule and is usually held in NFL stadiums around the Northeast.

1934: The Sneakers Game

The Polo Grounds

Manhattan, N.Y.

The 1934 NFL Championship game between the New York Giants and Chicago Bears took place following a night of freezing rain in New York City. The game provided one of the most memorable moments in football history when Giants players swapped out their cleats for basketball sneakers at halftime in order to get better footing on the frozen field. The move worked, as New York dominated the second half en route to a 30-13 victory. The contest would quickly become known as the Sneakers Game.

1958: The Greatest Game Ever Played

Yankee Stadium

Bronx, N.Y.

No list of iconic football games could be complete with a contest dubbed, “The Greatest Game Ever Played.” This NFL Championship contest pitted the New York Giants against the Baltimore Colts, in a matchup featuring 12 future Hall of Famers. The back-and-forth showdown became the first championship game to go into sudden death overtime. There, in one of the greatest football plays ever, Colts running back Alan Ameches scored the winning touchdown. The nationally televised game is widely credited with ushering in professional football’s massive popularity across the country.

1968: AFL Championship

Shea Stadium

Queens, N.Y.

The 1968 Super Bowl, which saw the New York Jets upset the Baltimore Colts, is unquestionably the greatest moment in Jets franchise history. But before that could happen, New York had to win the AFL Championship. Played at the recently constructed Shea Stadium, Joe Namath and the Jets came from behind to beat the Oakland Raiders, 27-23, and head to their first NFL Championship.

1992: The Comeback

Rich Stadium

Orchard Park, N.Y.

Football history was made on a wintry, Buffalo day in January 1993. The Bills had secured a spot in the Wild Card round against the Houston Oilers only to find themselves in a massive 32-point deficit. Undeterred, the team stormed back to tie the game before winning in overtime. To this day, it remains the largest comeback in NFL history.

2000: Monday Night Miracle

Giants Stadium

East Rutherford, N.J.

Jets fans could be forgiven for turning off the television late on a Monday night as their team trailed by 23 points entering the fourth quarter. Those who didn’t, however, were rewarded with an unforgettable ending. The Jets stormed back against the Miami Dolphins, scoring 23 unanswered points to tie the game before the end of regulation. The comeback was completed when offensive tackle Jumbo Elliot caught a late touchdown, one of the most iconic football plays in recent history. The Jets scored first in overtime to snatch victory from the jaws of defeat.

2001: NFC Championship

Giants Stadium

East Rutherford, N.J.

After a conference best 12-4 regular season and playoff victory over the rival Philadelphia Eagles, the New York Giants took on the Minnesota Vikings for a chance to reach their first Super Bowl in a decade. It proved an easier task than they could have imagined. Dominating from the start, the Giants beat the Vikings 41-0 in one of the largest margins over victory in franchise history.

Tuck Rule Tom Brady Fumble GIF - Find & Share on GIPHY

2002: The Tuck Game

Foxboro Stadium

Foxborough, Mass.

This game all comes down to one iconic (and controversial) play. With less than two minutes left and the Patriots down 13-10, quarterback Tom Brady started to throw the ball before tucking it into his body. During this motion, he was hit and lost control of the ball in the snowy conditions. The play was initially ruled a fumble but changed to an incomplete pass after replay review. The Patriots kicked a field goal to tie the game, before winning in overtime. New England would go onto win the NFL championship game that year, ushering in a period of dominance that included five more titles.

2014: A Cold-Weather Win

MetLife Stadium

East Rutherford, N.J.

Not only was this the first NFL championship game to be played in the Northeast, it was the first to ever take place outdoors in a cold-weather city. The game showcased the recently constructed MetLife Stadium. Despite its precedent-setting backdrop, the game itself was less memorable. The Seattle Seahawks defeated the Denver Broncos, 43-8, in one of the biggest blowouts in NFL history.

Football has a long and storied history in the Northeast. Which other iconic football games or moments would you add to the list?

For stadium guides, tailgating essentials and more, check out the Your AAA Northeast Football Guide.

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How Long Do Spare Tires Last? And How to Care For Your Spare

When was the last time you put air in your spare tire? Be honest. It probably hasn’t crossed your mind in months – maybe years. Well, that stops today. No longer will you wonder, “How long do spare tires last?” You’ll know if yours is in good shape and ready for when you need it.

Keep reading for the best ways to care for your spare, courtesy of AAA’s Car Doctor John Paul.

How long do spare tires last?

Most full-size spare tires are designed to last anywhere from seven to 10 years, according to John Paul. That said, drivers should never use a tire with visible damage, such as cracks in the sidewall, punctures, impact bulges or irregular tread wear – all of which are dangerous to drive on.

Some drivers rotate a full-size spare with the other tires on their vehicle, but this practice is not as common as it used to be, Paul said. If your spare has been tucked away in the trunk or underneath the car for a long period of time, it has probably lost some air pressure, so test it the next chance you get and fill it up appropriately. Check the sticker on the driver’s side door jamb or the owner’s manual for the exact amount of air needed.

Drivers with cars toting a compact temporary tire – aka a “donut” or “space saver” – should know that these tires require as much as 60 pounds per square inch of air pressure, significantly more than a traditional full-size spare. The recommended air pressure for a donut might be branded on the sidewall, otherwise check the owner’s manual or the door jamb placard.

If ignored, the lack of air pressure, combined with exposure to Northeast temperatures and infrequent use, can result in dry rot. This occurs when oils and other chemicals in the rubber dry out and ruin the tire. To help maximize the life of the spare, test its air pressure every time you test the other four and add air as needed, Paul said.

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How long can you use a spare tire?

A donut tire is designed to get you home or to a repair shop – not for joyrides or full-time use. In fact, driving for too long on one of these little guys can do some serious damage to the transmission. If you have a donut on your vehicle, swap it out with a full-size tire within 50 to 60 miles and replace the spare, Paul said.

Full-size spares can be used for a longer time, since they match what’s already on the vehicle. But Paul said he’d still take the spare off as soon as possible.

“I would get a new tire and put the spare back in the trunk, where it won’t cause me any trouble,” Paul added.

How fast can you go on a spare tire?

Donut tires are not meant for highway driving. The fastest a driver should go with one of those on their vehicle is 50 mph, Paul said. You shouldn’t be traveling too far – since you should only be going home or to a nearby repair shop – so it shouldn’t be too much of a problem, he added.

how long do spare tires last

What do I need to change a spare tire?

AAA members can always call for 24/7 emergency AAA Roadside Assistance if they experience a tire issue. Of course, it’s still a good idea to have tools to put on a spare in the event of an emergency (for instance, your vehicle’s tire pops in a remote area where you don’t have cellphone reception). These tools include a jack, a lug wrench, a flashlight and batteries, gloves and the key for “locking” lug nuts, if your wheels have those.

Spare tires are sometimes mounted on the back of a vehicle or underneath it. Practice lowering the tire or removing it from the back of the vehicle and make sure any parts for these systems are onboard. If you own a truck or sport-utility vehicle that carries the spare underneath, test the system once in a while to make sure it’s not rusted or stuck. You could also ask your mechanic to test the lowering system during your next oil change.

What if my car has a tire repair kit?

Instead of worrying about how long spare tires last, you might be wondering if you even have a spare tire at all.

A study found that AAA had to assist more than 450,000 members with a flat tire whose cars did not have a spare tire. Instead, many of these vehicles were equipped with tire inflator kits, which only work in certain situations, like when a nail punctures a tiny hole in the center tread of a tire.

If you don’t know what kind of system your car has, check as soon as you can. Drivers with tire inflator kits should read the instructions ahead of time. You should also know the limitations and its expiration date (often four to eight years).

When shopping for a new car, don’t assume it comes with a spare tire. Ask. If it doesn’t, see if one can be added as an option.

Want to make sure your tires and wheels are always in tip-top shape? Check out our Tire & Wheel Protection Program

Do you have any other spare tire questions? Ask us in the comment below.

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Financial Planning in Your 20s and 30s

Stressing over finances almost seems like a rite of passage. It’s a time when you’re trying to build credit, avoid bad debt, budget and pay off your student loans – all at once. Starting your career and trying to save money, all while trying to manage all the other expenses in your life is a balancing act that is almost always overwhelming. These tips can help with financial planning in your 20s and 30s and keep you on track.

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Extra Credit

One of the most important financial moves young adults can make is building good credit. Ellen Morvant, CFP®, APMA®, Ameriprise Financial Advisor with Waterfront Wealth Management, recommends focusing on building good credit and avoiding bad credit through making on-time payments and wisely using credit cards to pay bills.

“To build credit, you have to demonstrate an ability to manage debt responsibly. This means making at least the minimum payment on time every time for every debt you have, whether it’s a student loan, car loan, mortgage or credit card,” Moryant said.

An easy way to start building a credit history is to apply for a credit card, but you have to be smart about how you do it or else it can easily get you into trouble. “When you open your first credit card, commit to limiting your spending to an amount you know you will be able to pay off in full at the end of the month,” Moryant said. “I recommend picking a few bills you can use your credit card to autopay, and then signing up to have the credit card full statement balance paid automatically from your bank account each month.”

The B Word

With credit cards, student loans and other expenses, it’s easy to find yourself in some serious debt. Morvant recommends building a budget early in life and has some alternatives for those who may fear the word “budget.”

“One of the best defenses against debt is a realistic, proactive plan for spending and saving. Some people call this a budget. But I find most people hate their budgets, get overwhelmed by them, and stop following them,” Moryant said. She suggests a simpler system for how to manage money in your 20s, 30s – or any age – with just a few categories:

  • Fixed must-haves.
  • Variable must-haves.
  • Discretionary spending money.

To avoid debt, Morvant also recommends having an emergency fund that’s at least three months’ worth of expenses saved in a bank account in case of the unexpected loss of a job, an injury or other unforeseen costs that may arise.

Start Saving for Retirement Now – Yes, Now  

In addition to building credit and avoiding debt, when financial planning in your 20s and 30s, it’s also essential to start saving for retirement as soon as possible.

“The longer you wait to start investing for the future, the more years of compound investment growth you stand to miss out on. This means you will need to put away substantially more of your own dollars to end up with the same amount of money in retirement the longer you wait to start,” Morvant says.

There are multiple ways to go about saving, including IRAs and 401(k)s.

401(k)s and IRAs are tax-advantaged retirement plans. A 401(k) is sponsored by an employer, while an IRA is an account you open on your own.

“401(k)s tend to be the easiest ways for most people to start investing for their retirement because they allow you to contribute a portion of your paycheck directly, helping to build that ‘out of sight, out of mind’ systematic savings habit,” Moryant said. “Many companies will also match contributions you make to the plan up to a certain percentage of your pay. If your company does this, consider contributing at least enough to get the full match. It’s essentially free money – turning the match down is basically taking a voluntary pay cut.”

It’s also a good time to think about getting a life insurance policy. Age largely factors into your rate – the younger you are, the less you pay.

adulting student loans handling debt
(Illustration: Sarah Hopkins)

Repaying Student Loans

And then there’s the three words 20-somethings might dread more than any other in the English language: Student loan repayments. Given that student loans are taken out while students are in school and require no payments during that time but are still gaining interest, it’s easy to find yourself in over your head in debt when you graduate. But AAA Northeast Senior Manager, Student Lending, Donald Kerr, advises graduates not to lose hope just yet, as there are repayment plans and strategies that can help you.

“The amount of student debt younger people are graduating with can be overwhelming. One way to help is to explore consolidating and refinancing student loans. When you do this you will have more repayment plan options such as five, seven, ten, fifteen and twenty year loans as well as variable or fixed interest rates. Most importantly, you will be able to choose a monthly payment amount that fits your budget,” said Kerr.

Longer term loans will have lower monthly payments but cost more overall and short-term loans will have higher monthly payments but save you the most amount of money. Kerr advises evaluating your student loans on an annual basis to keep from getting overwhelmed. “You can refinance your loans multiple times so look at your budget, financial goals and refinance your loans to match.”

When it comes to understanding your options for repaying student loans, a financial professional can help you understand and work through your options.

“AAA student lending offers free advising and counseling to our members. We can help them understand the refinancing and consolidation options for all private student loans. We can also assist with exploring federal student loan repayment options such as income-based repayment plans, graduated repayment plans and others such as public service forgiveness. We help our members understand all the repayment options, the pros and cons of each, answer all their questions and give them the information they need to make the right choice for them to best manage the loans,” Kerr said.

Learn more about getting a student loan with AAA.

Never fear, there are ways to help build credit, avoid debt, budget, manage student loans and set yourself up for success when financial planning in your 20s and 30s, even when it feels impossible.

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Gas Pedal Sticking: What To Do and How To Prevent It

A gas pedal sticking is a frightening thought, and thankfully, it doesn’t happen often. If it does, the important thing to remember is not to panic. Even if you can’t get the gas pedal unstuck, you can stop the car. If you ever find yourself in this situation, keep your cool and follow these steps to bring the car safely to a stop.

What Causes Gas Pedal Sticking

There are several reasons why a gas pedal may stick. Often, it’s as simple as the floor mat moving and getting in the way of the pedal. Always check that the mat is sitting on the floor correctly before you drive. If it’s worn down to the point that it slips while you’re driving, remove it and replace it as soon as possible. Also, never stack floor mats on top of each other; if you swap out seasonally, completely remove carpeted mats in winter and rubber mats in summer.

A sticking gas pedal may also be caused by a dirty throttle that needs to be cleaned. Over time, carbon can build up on the throttle body or butterfly valve. This sticky buildup sometimes impedes the motion of throttle components. If the gas pedal feels stiffer than usual or moves too slowly when pressed, then it’s time to have it checked before it gets stuck. Make this a part of regular maintenance to avoid future problems.

For the best car care, find a AAA Approved Auto Repair facility near you.

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What Should You Do if Your Gas Pedal Sticks?

Stay Calm

We know, this is easier said than done, but if your gas pedal is stuck, you should try not to panic. Take a deep breath and focus so you can take the appropriate action to slow down your vehicle. Start by hitting the hazard lights, so cars around you know there’s a problem.

Push the Brake Pedal Firmly

Push down on the brake pedal – hard – and keep it down. AAA’s Car Doctor John Paul, who has evaluated hundreds of cars, has found that “in nearly every vehicle, the brakes can overcome the throttle. “

If you pump the brakes or ease up, the vacuum power assist is lost and the brakes will feel stiff. Light brake application could even cause the brakes to overheat and fail, according to Paul. When in doubt, put both feet on the brake pedal.

Shift Into Neutral

The next step is to shift the transmission into neutral. Shifting into neutral stops power being sent to the wheels. Even if the accelerator is stuck and you hear the engine revving, it won’t make the car go faster.

If you have a manual transmission, don’t forget to push the clutch in first – you will need to take one foot off the brake pedal, and that’s OK. Just hold the brake pedal down with one foot, press the clutch, shift to neutral and put your left foot back on the brake pedal.

gas pedal sticking

Avoid Quick Lane Changes

Your first impulse may be to get off to the side of the road as quickly as possible, but quick lane changes should be avoided. A sudden lane change at speed could cause you to lose control. If your gas pedal is stuck, you should keep the car under control with your feet on the brake pedal, put on your hazard lights and move toward the side of the road slowly. If there’s a breakdown lane, now’s the time to use it, but be sure there’s no debris or a stopped car within your line of sight.

When To Turn Off the Engine

Although it might seem like turning off the engine as soon as possible is a good idea, wait. If you turn off the engine, power assist functions including power brakes, power steering and antilock brakes all stop working. This makes it harder to control the vehicle. Instead, wait until you come to a complete stop before turning off the engine.

The exception to this rule is if the car won’t shift into neutral, which is unlikely. Only then should you turn off the engine while the vehicle is still moving. Just remember, steering and braking will feel quite different and will require more effort to operate.

Call for Help

Once the car is safely stopped and the engine is off, it’s time to call for help. Do not try to start the car and drive away, even if the gas pedal seems to be freely moving again. There’s a risk that it could become stuck again. Call AAA Roadside Assistance for help, then have your car inspected by a mechanic and repaired.

This topic was suggested by Your AAA reader Katie D. Do you have an idea for a story you’d like us to cover? Ask us in the comments below.

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US State Fair Road Trips (And 5 Worth a Flight)

Pack up the car and the kids, these U.S. state fairs are a big deal – so big in fact, they’re worth planning an entire trip for. With amusement rides and games, live music, the best in agriculture and lots of finger-licking foods, it’s old-fashioned fun for the whole family. Drive from home or make it a fly-and-drive vacation.

US State Fair Road Trips

Great New York State Fair

New York held the nation’s first state fair in Syracuse in 1841. Today, the Great New York State Fair continues the tradition in the city where it all began at Syracuse’s 375-acre New York State Fairgrounds. This year’s fair will be taking place from Aug. 23 through Sept. 4.

There’s a roster of performers stacked with acts like Bret Michaels, Salt-N-Pepa, Chubby Checker, Ludacris and more. Other fair festivities include amusement rides, games and classic fair foods like pizze fritte (fried dough), sausage sandwiches and wine slushies. New York agriculture is highlighted with farm animals that will delight the entire family.

The Big E

Every year on the second Friday after Labor Day, the Big E comes to the Eastern State Exposition in West Springfield, Mass. This year’s big event will be held Sept. 15 to Oct. 1.

There are special days celebrating each New England state: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont. The Big E Arena, E Stage and Court of Honor Stage show off new talent every day.

Visit the farmers market, the Big E Bakery and the Sam Adams Beer Garden for food and drink options. There’s also a circus, parade, plenty of livestock and agricultural competitions, craft demonstrations and one big butter sculpture.

us state fairs
(Courtesy of North Carolina State Fair)

North Carolina State Fair

Whether it’s a long road trip from home or a flight into Raleigh, the North Carolina State Fair offers plenty of southern fun. From Oct. 12 to 22, there’s 10 days to enjoy more than 100 rides, livestock and horticultural competitions, horse shows, music, arts and crafts as well as local musicians on two stages.

Check out the flower and garden show and the daily folk festival, featuring traditional music, clogging and square dancing. And once you’ve worked up an appetite, try the best of the state’s food and beverages, plus international cuisine, fair favorites and seafood.

US State Fairs Worth a Flight

us state fairs
(Courtesy of Wisconsin State Fair)

Wisconsin State Fair

The annual Wisconsin State Fair takes place Aug. 3 to 13, 2023, in West Allis, about a half-hour drive from Milwaukee.

Wisconsin’s largest agricultural showcase features shows, animals galore and around 30 free stages bringing a range of music styles and comedy. There’s also plenty of shopping at the Wisconsin Products Pavilion, as well as rides like the Giant Slide and Sky Glider for views from high above.

Be sure to try the fair’s signature food item, the Original Cream Puff. Close to 400,00 puffs are eaten annually!

us state fairs
(Courtesy of Iowa State Fair)

Iowa State Fair

The single largest event in the state of Iowa and one of the oldest and largest agricultural and industrial expositions in the U.S., the Iowa State Fair is 10 days of music, rides, games and food. This year’s fair takes place Aug. 10 to 20. Located only 10 minutes from Des Moines, it’s an easy drive from the capital city.

Among the fun-filled activities are food demonstrations and classes, the Governor’s Charity Steer Show and the chance to be a part of the Guinness World Records attempt for the largest cornhole tournament.

Bring along someone you love to celebrate over 100 years of the Ye Old Mill Tunnel of Love. It’s the fair’s oldest permanent amusement ride and is one of only three originals remaining in the U.S.

Minnesota State Fair

The “Great Minnesota Get-Together” began in 1854 as a territorial fair and became the Minnesota State Fair in 1859, a year after Minnesota became a state. This year’s fair is Aug. 24 to Labor Day. The 322-acre Minnesota State Fairgrounds are located midway between Minneapolis and St. Paul, about a 30 minute drive from the Minneapolis-St. Paul International Airport.

More than 100 acts perform over 900 shows on six stages during the fair. Among the attractions are the thrills of Adventure Park, Kidway for young guests, Mighty Midway with carnival rides and games of skill and a haunted house.

Of course, there’s also plenty of horses, cattle, sheep, llamas and other furry friends to see, as well as fine arts, needlework, handcrafts, baking and more to shop.

us state fairs
(Courtesy of State Fair of Texas/Kevin Brown)

State Fair of Texas

The State Fair of Texas in Dallas lasts 24 days from Sept. 29 to Oct. 22. Fly into the city and celebrate all things Texan.

More than 100 activities are included in the price of the admission ticket. New this year is a redesigned night parade, a kids DJ dance party and the return of the state fair rodeo. Fan favorites also include the All-Star Stunt Dog Show, pig races and strongman Mighty Mike. Kids will love the giant inflatable characters. For entertainment, there will be three live music stages, bringing more than 90 acts.

Florida State Fair

Escape the winter cold with a trip to Tampa and the Florida State Fair, slated for Feb. 8 to 19, 2024.

Here you’ll find more than 90 midway rides including North America’s tallest traveling Ferris wheel, and entertainment including acrobatics, aerial dancing and a high-dive show.

Find out who has the best quilt, pie, plant or livestock and visit Tampa’s only living history museum to discover what life was like in rural 19th-century Florida.

Ditch your diet before you arrive for quintessential fair foods like caramel apple cinnamon roll, deep-fried banana pudding and donut dogs.

Need a ride? AAA members can save up to 20% on Hertz rentals.

Have you ever been to a state fair? Tell us about your experience in the comments.

Featured image: The Giant Slide. (Courtesy of Minnesota State Fair)

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Your Guide to London in a Week

England’s capital city provides everything a great metropolis can offer visitors: historic sights, cultural experiences, entertainment and more. Here are the things you simply must do to make the most of London in a week.

Once you’ve gathered all your trip inspiration, you can start planning your London vacation with AAA Travel.

Travel Like a Local

It’s easy to traverse the city via the London Underground, aka the Tube. Paying the fare is as easy tapping your credit card at the beginning and end of your journey. Or you can purchase an unlimited seven-day Travelcard (with access to buses, too). After one week in London, you’ll be certain to “mind the gap”! 

Alternately, you can take the Hop-On, Hop-Off double-decker bus tour for sightseeing along the way. London is also a very walkable city, so get ready to add up those steps! Of course, you can always take a taxi or ride share to get you where you want to go.

Get a View from Above

On the south bank of the River Thames, the London Eye observation wheel is a good first stop for sweeping views of London’s most iconic sites, including Buckingham Palace, the Houses of Parliament and Big Ben.

Experience The Royal Treatment

Newly crowned King Charles III’s official London residence is Buckingham Palace. Tours are available of the state rooms inside, depending on the time of year you are traveling and whether you booked in advance. Besides the thrill of getting to enter the palace, visitors are also treated to viewing treasures by Van Dyck, Canaletto and Canova, and beautiful English and French furniture.

Time your visit for the changing of the guards, the formal ceremony when a new group of soldiers replace the current ones protecting the palace. Dates can change, but generally it takes place at around 11 a.m., daily in June and July, and Monday, Wednesday, Friday and Sunday the rest of the year. Arrive early if you want to score a coveted spot at the Buckingham Palace gates.

Tour Westminster Abbey

Not that far from Buckingham Palace is Westminster Abbey. The magnificent church is where many monarchs have had their coronations since 1066, including Queen Elizabeth II and King Charles III. It is also the final resting place for more than 3,000 people, including kings and queens, as well as well-known figures such as Sir Isaac Newton and Charles Dickens. A 90-minute verger-guided tour offers an insiders’ look at the top sites, plus access to areas closed to the public.

london in a week - ritz london afternoon tea
Afternoon Tea at the Ritz. (The Ritz London/John Carey)

Have a Spot of Tea

Your journey through London in a week would not be complete without traditional British afternoon tea. Toast to a memorable trip at the Ritz London, where you can enjoy music and dine on sandwiches, scones, pastries and teacakes with your selection from 18 types of loose-leaf tea. This is a dress-up occasion, so no tourist attire of jeans and sneakers permitted; jackets and ties are required for men.

Go for a Garden Stroll

London has many lovely gardens. Following a visit to see Queen Victoria’s childhood rooms in Kensington Palace, make your way to the Sunken Garden to see the recent memorial statue of Diana, Princess of Wales. Also, walk through Kensington Gardens to the stunning Albert Memorial unveiled in 1872. It faces Royal Albert Hall, which Queen Victoria opened in 1871 and today hosts more than 360 events a year. Keep walking and you’ll enter Hyde Park, which has another tribute with the Diana Memorial Fountain.

Visit the Crown Jewels

Another royal site worthy of a visit is the Tower of London, founded by William the Conqueror in 1066. Not only will you get to hear the grim stories of this fortress but also get to see the Crown Jewels.

Day Trip Out of London

Take a tour of Windsor Castle, which was also founded by William the Conquerer in the 11th Century and has been the home of 40 monarchs, including Queen Elizabeth I and II. Tours include the State Apartments and St. George’s Chapel, the final resting place of Queen Elizabeth II. It also hosts a changing of the guard ceremony on select days.

Shop

Head to Oxford Street to dedicate some time to shopping. Don’t miss north London’s Camden Market. It boasts more than 1,000 shops, stalls, pubs and cafes. Walk among the stalls to find jewelry, clothing, gifts, home goods and more interesting buys to take home.

See a Show

The West End and Covent Garden are also great for shopping, catching street performances and where you’ll find many of London’s theaters. Plan a night or two to see a show during your week in London. Shows running through March 2024 include “The Phantom of the Opera” and “Les Miserables.”

seven dials market
Seven Dials Market

Grab Some Grub

Check out the Seven Dials Market in Covent Garden for a quick bite or drink before seeing a show or while exploring the neighborhood. For a sit-down meal, dine at Sartori Ristorante Italiano Pizzeria for excellent service and food. For a traditional pub choice, eat and drink at historic Lamb & Flag, which claims it was a favorite of Charles Dickens.

Plan your week in London with the help of a trusted a AAA travel advisor. Remember, our travel advisor services are included with your membership (that means no extra charge!).

Have you been to London? Share your favorite things about the city in the comments below.

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Luxury Beachfront Getaways That Don’t Seem Real (But Are)

If you want a luxurious beachfront escape that promises ultimate relaxation and opulence, you don’t have to look much further. These AAA Five Diamond designated resorts are sure to give you the picture-perfect holiday you’ve always imagined.

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Ultimate luxury and leading-edge cuisine await.

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Hotel Xcaret Mexico

Riviera Maya, Mexico

Hotel Xcaret provides so many activities to indulge in, you won’t know where to start! From water sports to beachside yoga classes, the options are practically endless. After a fun but busy day, you can unwind in the infinity pool while sipping on a refreshing cocktail or seek solitude in the private cabanas on the pristine white sand beach. For a truly lavish experience, book a rejuvenating spa treatment using traditional Mayan techniques.

ESPACIO-THE-JEWEL-OF-WAIKIKI-Deck-2-3000X2000

ESPACIO the Jewel of Waikiki

Honolulu, Hawaii

Not only is ESPACIO located in one of the most stunning locations Hawaii has to offer, but it also has a world-class spa where skilled therapists will pamper you with Hawaiian-inspired treatments. The resort’s nine full-floor suites offer the space you need to relax in comfort and style. Spend your time lounging by the infinity pool or strolling along the powdery beach; no matter what you decide, it’s likely you won’t want to leave.

Dorado Beach Ritz Puerto Rico

Dorado Beach, a Ritz-Carlton Reserve

Dorado, Puerto Rico

Surrounded by breathtaking natural beauty, you’ll enjoy all the perks Dorado Beach can offer including exceptional dining and personalized service that caters to your every whim. Whether you’re lounging in the beachfront cabanas, exploring the nearby El Yunque rainforest or simply savoring the sea breeze, this beachfront getaway promises to be an unforgettable experience. No passport required!

Ready for your luxury beach getaway? Work with a AAA travel advisor to book with Pleasant Holidays today.

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