After a home, a car is one of the most expensive purchases people make. Whether it’s new off the lot or preowned, ensuring you have the funds to cover all the monthly expenses is critical before you get behind the wheel.
Know the Numbers
The total average cost of owning and operating a new car driven15,000 miles annually is around $11,577 or $965 per month, according to AAA’s 2025 Driving Costs analysis. While still on the higher side, it’s a $719 decrease from 2024, in part due to lower gas prices and finance charges.
And while new car prices have not decreased in the past year, they are increasing at a slower rate, according to Kelly Blue Book. Still, Kelly Blue Book shows that the average price of a new car as of December 2025 was $50,000; used car prices decreased slightly at the end of 2025 to an average cost of $25,730.
Loan interest rates may drop a bit in 2026, per Experian projections. Early in the year, the average rate was 6.51% on a new car loan for those with good credit, and 9.65% for a used car.
For help finding and purchasing your next vehicle, take advantage of the AAA Auto Buying Program.
Once you decide which car you want, it’s time to look at your income and other monthly expenses, including rent or mortgage, utilities and student loans. Don’t just budget for a car loan, factor in the total cost of car ownership, which includes all car-related expenses, such as gas, insurance, maintenance and personal property taxes, if you live in Connecticut or one of theother states that levy taxes on cars.
Estimates of how much you should allocate for a car payment vary, but a common recommendation is no more than 15% of your net pay every month.
“The general rule of thumb is to spend 10% to 15% of your income after taxes on a car payment, but if you cut down on the money you spend elsewhere, you might be able to swing a little bit more,” said Ted Lyons, vice president financial services for AAA Northeast.
Others are a little less cautious but suggest ensuring your car expenses don’t exceed 20% of your monthly net income, according to Patrick Roosenberg, senior director of automotive finance intelligence at J.D. Power. The shorter the term of the loan, the larger the monthly payment. While a longer term will reduce your monthly payment, you will wind up paying more interest over the term of the loan.
Another approach is the 20/4/7 rule, which recommends putting down 20% of the car’s price, taking out a four-year loan and ensuring the monthly payment is less than 7% of your gross income, as explained by financial planner Robbie Morris of Roots Financial Planning. The ideal car payment is what works for you and your circumstances.
Contact AAA Financial Services for information about new and used auto loans, refinancing and help buying a car. There’s even a car affordability calculator to help you estimate your auto loan rate.
Learn more about why you should consider financing outside of the dealership.
Looking for a stress-free vacation with all the planning built in? Check in to an all-inclusive resort for a relaxing island getaway free from lengthy itineraries, worrying about dinner options and entertaining the children.
With multiple destinations worldwide, there’s an all-inclusive resort for everyone, whether you’re traveling solo, looking for an adults-only romantic escape or a fun-filled family vacation.
Here’s what to consider when booking your next vacation.
An all-inclusive resort is a vacation property where the package covers your accommodation, unlimited food and alcoholic beverages, entertainment and more at one price.
The convenience of everything included in one bundle helps those traveling on a budget and prevents travelers from having to pull out the calculator to add up tomorrow night’s dinner expenses.
Although the essentials are included, added amenities such as personalized spa treatments, private pool cabanas, exclusive lounges and premium selections of alcohol will cost an extra fee.
Benefits of All-Inclusive Resorts
The biggest advantage of booking an all-inclusive is having everything you need right at your fingertips. With dining, entertainment, water sports and more on property, there’s no need to leave the safety of the resort.
Each resort offers multiple restaurants, pools and beaches, adding a wide variety of cuisine and activities so you’ll never be bored or looking for more.
Paying up-front for an all-inclusive resort additionally includes taxes and tips, so there are no surprise charges when you get back home.
AAA-Recommended All-Inclusive Resorts
All-inclusive resorts are all about fun in the sun, and you’ll often find them throughout the Caribbean and Mexico.
Surrounded by lush mangroves and oceanfront views, Hilton Cancun offers all-inclusive comfort and relaxation on the shores of the Mayan coastline. From traditional Mexican cuisine to global buffets and wood-fired pizzas, there are more than 12 luxury restaurants and bars on property featuring worldwide cuisine, plus an all-you-can-eat ice cream and churro shop for all ages.
Create lasting memories in swim-up pool rooms, play a classic game of bingo or take a Latin-style dance lesson. For families, the resort offers a variety of beach games, including volleyball and a splash playground with waterslides and interactive elements for the kids.
If you’re seeking a romantic excursion or family adventure, Hilton Tulum Riviera Maya All-Inclusive Resort is the perfect getaway, accommodating all parties. Choose between an ocean-view suite overlooking crystal-clear waters or nature views of the lush jungle from a private balcony. Unlimited drinks crafted by expert mixologists are always being poured, whether you’re lounging on the beach or swimming in the pool.
Enjoy Colores de Mexico, an evening of traditional cuisine, mariachi music, pinatas and games celebrating Mexican culture. Families can also snuggle up for beach movie nights or grab a pair of headphones for a silent disco with three live DJs.
Additional benefits include a daily restocked mini bar and 24-hour room service.
Located at the base of the Sierra Madre Mountains, Hilton Vallarta Riviera All-Inclusive Resort brings fun experiences daily with a wide variety of activities. With two infinity oceanfront pools, guests can take in the Banderas Bay during the day and enjoy live music and cultural performances after the sun sets.
Its 13 dining spots include restaurants inspired by spices of Southeast Asia, grill houses with premium cuts of steak, seafood and grilled fish and local fresh sushi with exquisite presentation. The martini and mojito lounges are both must-visits, featuring unique takes on cocktails, including refreshing liquor.
This hotel’s ideal beachfront location merges peaceful sights with radiant energy. Pool and beach service ensures the drinks keep flowing and snacks are always in hand. Fun for the entire family includes Habana nights, glow parties and fire shows with high-energy dancing vibes.
Just over a mile from the resort are three golf courses with breathtaking views for golfers of all levels. And don’t forget workout clothes, as the 24-hour fitness center includes a variety of cardio machines and weights. To relax, take a dip in one of 13 pools or unwind on the adult-only sundeck. There’s truly something for everyone.
On an exclusive beach near Redonda Mountain, savor views of palm trees and teal waters, with on-site amenities making the trip as easy and relaxing as possible. The newly built Zemi Miches Punta Cana All-Inclusive Resort, Curio Collection by Hilton offers daily activities for every vacationer.
Explorers can enjoy water activities, including paddleboarding, kayaking and snorkeling, while artists can take art and cultural classes, like pottery. For parents looking for a night without the kids, the resort offers two safe spaces — Coki Cove Kids Club and Palmchat Teens club — for socialization and games.
Whether you sipping poolside pina coladas or wandering beneath the palm trees, this resort offers a multitude of experiences.
What do you think? Are all-inclusive resorts worth it? Tell us in the comments.
You’ve read about it — now experience it.
AAA Travel Advisors will turn your inspiration into a memorable vacation, providing trusted guidance and exclusive member benefits. Connect with us to learn more.
Like nearly any other aspect of America’s past, countless names have been lost or forgotten through the years of the automotive industry’s history. More often than not, those names belong to people of color.
Black pioneers have made innumerable contributions to the car world. Here are six trailblazers that steered the industry — and society as a whole — in the right direction.
McKinley Thompson Jr.
Ford’s first Black automobile designer.
One day in 1934, while walking home from school in his hometown of Queens, New York, McKinley Thompson Jr. spotted a silver-grey Chrysler DeSoto Airflow. Although he was just 12 years old at the time, Thompson’s life was forever changed.
“There were patchy clouds in the sky, and it just so happened that the clouds opened up for the sunshine to come through. It lit that car up like a searchlight,” he later told the Henry Ford Museum. “I was never so impressed with anything in all my life. I knew [then] that that’s what I wanted to do in life — I want[ed] to be an automobile designer.”
In the early 1950s, after serving in the Army Signal Corps in World War II, Thompson entered and won a design contest in Motor Trend magazine. His prize was a scholarship to the ArtCenter College of Design. After school, he went to work for Ford’s advanced design studio in Dearborn, Mich. With that, Thompson made history by becoming the first African American automobile designer.
One of Thompson’s first projects was contributing sketches for the Ford Mustang. His most notable contribution, however, came in 1963 when he and other Ford designers conceptualized the Ford Bronco. According to the automaker, Thompson’s work “influenced the design language that would become iconic attributes of the first-generation Bronco.
“McKinley was a man who followed his dreams and wound up making history,” said Ford Bronco interior designer Christopher Young. “He not only broke through the color barrier in the world of automotive design, he helped create some of the most iconic consumer products ever — from the Ford Mustang, Thunderbird and Bronco — designs that are not only timeless but have been studied by generations of designers.”
Garrett Morgan
Invented the three-position traffic signal.
Born in Kentucky in 1877, Garrett Morgan would go on to become one of the great inventors of his time. By the 1920s he already had several inventions under his belt, including hair refiner and an early version of the gas mask.
Morgan’s success allowed him to own an automobile (reportedly the first African American in Cleveland to do so). After witnessing a terrible accident at an intersection, an idea was sparked.
Traffic signals had already been invented but they only consisted of two signals: “Go” and “Stop.” The problem was that drivers never knew when the signal was going to switch. This caused cars to stop abruptly or still be in the intersection when vehicles traveling in other directions began to move.
(Courtesy of the Western Reserve Historical Society)
To solve this, Morgan invented a T-shaped traffic signal that had a third, “caution” signal, essentially a yellow light. When the “caution” signal was on, traffic in all directions stopped and intersections would clear. On Nov. 20, 1923, Morgan was awarded a patent for a three-position traffic signal. His original traffic signal prototype is on display at the Smithsonian’s Museum of American History.
Aside from his technical contributions to society, Morgan was a pillar in Cleveland’s African American community. He founded the Cleveland Call, one of the most important African American newspapers in the country, and was a leader in the city’s NAACP chapter.
C.R. Patterson
Founded a company that would become the first African American-owned automobile manufacturer.
Patterson learned blacksmithing and worked for a carriage maker before co-founding his own business in 1873. For the next 20 years, the company ran a successful business making expertly crafted horse-drawn carriages.
In 1893, Patterson bought out his partner and formed C.R. Patterson & Sons. When he died in 1910, his son Fredrick took over the flourishing business as the transportation business was revolutionizing. The younger Patterson began noticing an influx of “horseless carriages” on the roads and knew that automobiles were the future. C.R. Patterson & Sons produced its first car in 1915. Known as the Patterson-Greenfield automobile, it sold for $850.
Patterson & Sons quickly established itself as legitimate auto manufacturer. According to the Historic Vehicle Association, the Patterson-Greenfield model was comparable in quality and workmanship to the Ford Model T.
There are no known Patterson-Greenfield automobiles in existence today, but several C.R. Patterson & Sons Company carriages have survived. The National Museum of African American History & Culture states that Patterson & Sons remains the only African American-owned automobile company in United States history,
Charlie Wiggins
Became one of the country’s great race car drivers, despite being barred from the Indy 500.
Born in 1897, Charlie Wiggins became an expert mechanic after apprenticing at a local automobile repair shop in his native Evansville, Ind. In 1922, he moved to Indianapolis, opened his own shop and built a race car out of nothing but junkyard parts. Nicknamed the “Wiggins Special,” it was his dream to drive the car in racing’s greatest event: the Indianapolis 500. But Wiggins was denied entry because of his skin color.
Undeterred, he and several other African American drivers formed their own racing league called the Colored Speedway Association. Wiggins’ exceptional driving and top-notch cars lead him to many victories, earning him the nickname the “Negro Speed King.”
The highlight of the Colored Speedway Association circuit was the annual 100-mile Gold and Glory Sweepstakes. According to the Historic Vehicle Association, the race’s 1924 debut drew a crowd of 12,000 — the largest sporting event held for African Americans up to that point. Over the next decade, Wiggins would win three sweepstakes championships.
In 1934, driver Bill Cummings hired Wiggins to tune his car for the Indy 500. Road & Track reported that Wiggins posed as a janitor in order to elude Jim Crow laws. Thanks to Wiggins, Cummings won the Indianapolis 500 and set a track record.
Wendell Scott
Broke NASCAR’s color barrier.
Wendell Oliver Scott was born in Danville, Virginia, in 1921. He learned about cars from his auto-mechanic father. His first job was driving a taxi before he started running moonshine whiskey, which required him to drive fast in order to evade the police.
At the time, Danville’s racing scene was struggling with attendance. Owners thought recruiting an African American driver would help fill seats. They asked the local police for the fastest driver in town and in 1952, Scott became the first African American to compete in an official stock car race. He would go on to win 120 races in lower divisions, while continually being denied entry into NASCAR because of his race.
Then, in 1961, Scott was able to take over the auto-racing license of white NASCAR driver Mike Poston. He was officially a member of NASCAR’s top-level Grand National circuit – the first African American to do so. Just two years later, Scott became the first Black driver to win a NASCAR premier series event with a victory at the 100-mile race at Speedway Park in Jacksonville, Fla.
By the end of career in 1973, Scott had accumulated 20 top-five finishes. The NASCAR Hall of Fame, into which Scott was inducted in 2015, lists his 495 starts 32nd on the all-time list.
Scott passed away in 1990. It would be another 23 years before a second African American, Bubba Wallace, won a NASCAR race, a full half-century after Scott accomplished the feat.
Kenny Wright, driver for Miller Bros., with a 1955 Chevrolet station wagon, NHRA V-Stock class. Wright was photographed in 1970 for "Driver of the Week" for East Coast Drag News magazine at Atco Dragway, Atco, N.J.
Leonard Miller (center) and Kenny Wright (right), awarded Top 10 Award at Atco Dragway, Atco, N.J., October 1970.
Black American Racers mechanic Kenny Wright (left), owner Leonard Miller (right) and driver Tommy Thompson awarded SCCA Northeast first place trophy in 1977.
Leonard Miller with BAR driver Tommy Thompson at The Milwaukee Mile, West Allis, Wis., in 1978.
Leonard Miller with BAR engineer Ron Hines (right) and BAR driver Tommy Thompson in the driver's seat at The Milwaukee Mile, West Allis, Wis., in 1978. (All photos courtesy of the National Museum of American History, Smithsonian institution)
Leonard Miller
The first African American team owner to enter a car in the Indianapolis 500 and win a race in NASCAR.
Growing up outside of Philadelphia in the 1930s, Leonard Miller was introduced to automobiles at a young age through his mother, who worked as a housekeeper. “All of these rich, white families had all these rare cars that were beautiful and sounded good,” Miller told Smithsonian Magazine. “So, I said that was for me. And that’s what started me off to a lifetime of races.”
He would go on to pave the way for African Americans in the world of auto racing. It began when he formed Miller Brothers Racing, which won dozens of races throughout the Northeast from 1969 to 1971.
In 1972, he became the first African American owner to enter a car in the Indianapolis 500. Miller’s team was also the first Black professional race team to have a national sponsorship and to enter a Black driver in competition in England.
During this time, Miller also created the Black American Racers Association with, among others, Wendell Scott. The group promoted driver development and honored African Americans in auto racing. At its height, it included 5,000 members from 20 states and several racing disciplines.
With the help of his son, the automotive pioneer later founded NASCAR’s Miller Racing Group. The team won many races through the 1990s and early aughts. In fact, the father-son duo became the first African American team owners to win a track championship in NASCAR history with a victory at Virginia’s Old Dominion Speedway in 2005.
Homer B. Roberts was the first African American car dealer in the country but his greatest achievement occurred far away from the dealership. A veteran of World War I, Roberts was the first Black man to attain the rank of lieutenant in the United States Army Signal Corps.
Following the war, Roberts moved back to his native Kansas City and began selling cars. He specifically targeted the African American community. In 1919, he put his first ad, for seven used cars in the Kansas City Star, the prominent local Black newspaper. By the end of the year, he had closed 60 sales — all to Black drivers.
In the following years, business continued to grow. Roberts opened offices and showrooms and hired salesmen. In 1923, he opened a brand-new dealership named Roberts Company Motor Mart. Smaller automobile manufacturers saw potential in the African American market and backed his business. This helped Roberts land franchises with Hupmobile, Rickenbacker and Oldsmobile.
Hit hard by the Depression, the dealership closed in 1929 — but not before Roberts had etched his name in history.
What other Black pioneers in the automotive do you know about? Tell us in the comments below!
This article has been updated and republished from a previous version.
Take in this rare, undisturbed scene at a national park in the Northeast. Then shatter that image to pieces and try to put together again.
You can choose your difficulty level — 60 or 42 pieces — at the top right of the puzzle, and when you’re ready, click “Start Game.” For detailed instructions, click the three lines at the top left of the puzzle, and select “How to Play.”
Can’t find something special enough for your special someone? Don’t worry! We’ve rounded up the most romantic Valentine’s Day gift ideas for you to choose from with AAA Discounts.
Flowers are a classic way to show someone you care on Valentine’s Day. 1-800-Flowers.com has an entire section of bouquets for such an occasion, titled “Love and Romance.” You can choose from bountiful bouquets of red roses, romantic messages in bottles, elegant orchids, pink lilies and more. Add your own message to make it extra romantic.
AAA members can save at AAA.com/1800flowers. Now through 2/14, you can save up to 40% on flowers and gifts.
AAA Tickets
Sometimes the best gift is the gift of a new experience. It’s also a great opportunity to spend some quality time together with your loved one. Get savings of up to 40% at concerts, theme parks, virtual events, museums, attractions and more!
What’s more romantic than dinner for two? Unlock premium savings with Dining Deals, where AAA Members can enjoy up to 40% off at a wide variety of restaurants. From local favorites to national chains, this exclusive program gives nationwide access to delicious discounts, perfect for everyday dining or road-trip adventures. With an offer that goes where you go, Dining Deals makes it easier than ever to savor more and spend less.
If you want to get your sweetheart the gift of new tech, HP has something for everyone. Look into HP’s Elite laptops and desktops for business-ready performance. If you’re looking for something a little more lightweight and flexible, check out the HP Pavilion. For everyday use, an Envy laptop is a great choice for casual PC users.
Whether you’re shopping for someone who has it all or someone who just appreciates a personal touch, Personalization Mall is the place to find a one-of-a-kind gift. Everything on Personalization Mall can be customized with the giftee’s name, family name or even nickname. Some even have options for including a personal photo. You can get almost any kind of gift, like stuffed animals, kitchenware, wall art, blankets, jewelry boxes, the jewelry that goes in those boxes and so much more.
You can get premium gadgets and appliances without breaking the bank by utilizing Samsung’s special discount for AAA members. At the exclusive online store for AAA members, your discount will automatically be applied as you shop, and you’ll be able to see all your deals in one place. You’ll also get access to limited-time offers on phones, TVs, computers and home appliances.
One of Valentine’s Day’s most decadent treats is the chocolate-covered strawberry. With Shari’s Berries, the strawberries will come to you. Their selection of Valentine’s Day treats includes a wide assortment of chocolate-covered strawberries, edible fruit bouquets and more.
Are all your pictures together trapped on your phone? Shutterfly can help you turn your photos into keepsakes like photo books, prints, wall art, calendars, notecards and more. It’s an easy way to make sure you can hang onto your most treasured memories.
Last week, oil prices were buoyed by increasing geopolitical tensions, ending the week 7% higher on concerns of potential conflict in the Middle East. Domestically produced West Texas Intermediate crude settled above $65 a barrel — a price not seen since last September. Brent crude ended trading Friday above $70 a barrel for the first time since July 2025.
Along with higher oil prices, regional pump prices faced pressure from a massive jump in demand likely caused by millions of Americans gassing up before the powerful winter storm that recently brought snow, ice and bitter cold to much of the country. The Energy Information Administration (EIA) last week reported demand reached 8.75 million barrels a day for the week ending Jan. 23 — a 925,000 barrel a day increase from the prior week. While post-storm demand is expected to weaken in the EIA’s next report, the cold weather gripping much of the U.S. is causing some production disruptions: Refinery runs fell by 437,000 barrels a day last week, according to the EIA, and multiple refiners have since reported cold-weather complications in the wake of the storm that have not yet shown up in the agency’s data.
“Historically, gasoline prices tend to start climbing this time of year, and this year, the rise has been kick-started by severe winter weather,” said Jillian Young, director of public relations for AAA Northeast. “Time will tell if recent price movements are part of a larger trend — or whether prices cool as temperatures warm.”
AAA’s Feb. 2 survey of fuel prices found the national average down a penny from last week ($2.88), averaging $2.87 per gallon. The Feb. 2 national average price was 4 cents higher than a month ago ($2.83) and 22 cents lower than this day last year ($3.09).
Region
Current Price*
One Week Ago
One Month Ago
One Year Ago
Connecticut
$2.87
$2.84
$2.92
$3.08
Massachusetts
$2.90
$2.88
$2.95
$3.03
New Jersey
$2.86
$2.77
$2.82
$3.05
New York
$2.98
$2.97
$3.03
$3.16
Rhode Island
$2.86
$2.82
$2.87
$3
*Prices as of Feb. 2, 2026
As of Feb. 2, Oklahoma and Arkansas had the lowest prices in the nation at $2.36 and $2.43, respectively. Hawaii and California held the highest prices in the nation at $4.39 and $4.35 respectively.
The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.
An Aruba vacation is, in many ways, perfect. There’s near-eternal sunshine, it’s located outside of the path of hurricanes and serves up a variety of top resorts, dining and activities wrapped around a friendly and welcoming vibe.
“Aruba is an extremely safe island, which appeals to a lot of people,” said AAA travel advisor Jennifer MacPherson. “It’s OK to walk around at night. It’s got great all-inclusive resorts, and it’s also an excellent place to stay at a non-all-inclusive hotel because there are so many restaurants to choose from.”
Your Aruba vacation is just a click away. Book now.
The architecture in Aruba’s capital city, Oranjestad.
At 75 square miles, Aruba is small enough to explore easily but big enough that it’s possible to find solitude without having to drive too far from the island’s main hotel zone on the northeast coast just outside the capital city of Oranjestad.
The resort area is concentrated on two beautiful beaches: Palm Beach, primarily home to larger, high-rise hotels and the hub for Aruba’s water sports activities, and the low-rise Eagle Beach, fringed by a lively boulevard lined with restaurants, shops and nightclubs.
Aruba Accommodations
“Aruba has everything from all-inclusive resorts to top-notch luxury properties and boutique hotels,” said MacPherson.
Boutique hotel options include the excellent and eco-friendly Bucuti & Tara Resort on Eagle Beach — which also has one of the island’s top beachfront restaurants, Elements — and the wellness-focused Manchebo Beach Resort and Spa. The Aruba Ocean Villas in the fishing village of Savaneta has a trio of luxuriously private overwater bungalows, while budget-conscious families often choose the highly rated Holiday Inn Aruba on Palm Beach, which has three pools, a spa and a casino.
Dotted with divi-divi trees — with their sideways branches, the trees are a national symbol of an island where cooling trade winds blow almost constantly — Aruba’s broad, white sand beaches are a magnet for visitors, many of whom go directly from their hotel rooms to the shore each morning to stake out a spot for the day.
“With the trade winds you don’t always realize how strong the sun is, so I always advise my clients to use sunscreen and take advantage of the beach umbrellas and palapas offered by their resort,” notes MacPherson.
Water sports like parasailing and Jet Skiing can be found right off Palm Beach and Eagle Beach, while visitors who want to try their hand at windsurfing head to Malmok Beach near the northern tip of the island. Sunset cruises cast off each evening from Aruba’s west-facing beaches, and Jolly Pirates sets sail for day trip snorkel adventures with a swashbuckling party theme.
If you’re wondering what to do in Aruba outside of the hotel district, don’t worry — there is plenty.
Despite the palm trees shading many a resort swimming pool, Aruba is a desert island – a fact that quickly becomes clear once you venture beyond the hotel districts. The island’s sparsely populated east side is dotted with cactus, its rugged coastline fringed with cliffs frequently pounded by strong surf. Arikok National Park, which covers about one-fifth of the island, attracts hikers with its high hills and cool caves. The park also has a pair of undeveloped beaches and a natural pool sheltered from the wind and waves by rocks.
Guided tours of Aruba’s backcountry by all-terrain vehicle, e-bike, and on horseback are popular, although many visitors opt to rent a car and explore the island on their own. Day trips include historic sites like the Bushiribana gold mine ruins and the Casibari rock formations with their prehistoric drawings, and wildlife destinations like the Aruba Ostrich Farm, donkey sanctuary or butterfly farm. If you visit the charming and petite Alto Vista Chapel, be sure to stop at the neighboring boutique winery.
Those who have been on Aruba cruises might be familiar with the trolley in Oranjestad, which leads from the cruise port to the downtown shopping district, a smattering of interesting museums and the distillery, Pepe Margo, where you can sample and purchase locally made spirits in a traditional Aruban home. Even the island’s grittier port city, San Nicolas, has been beautified with colorful murals and has a blossoming art scene.
Aruba Dining and Cuisine
Aruba’s culinary diversity is reflected in top restaurants like Papiamento (named for the island’s local language), which serves upscale local cuisine in a historic cunucu house. At Flying Fishbone, guests dine on fresh seafood on the beach. For other styles of cuisine, there’s French at Bohemian and Peruvian dishes at Lima Bistro.
The California Lighthouse on the northern tip of Aruba is one of the island’s most photographed sites; savvy visitors head there in the evening to catch the great light and enjoy a sunset dinner at the nearby Faro Blanco, an elegant Italian restaurant with a formal terrace overlooking the Caribbean Sea.
Like almost everything else in Aruba, ordering and paying for your meal is a breeze. English is spoken almost universally on the island, and the U.S. dollar is accepted everywhere.
“Most of my clients who stop in Aruba on a cruise end up going back there on vacation,” said MacPherson. “Once you go to Aruba, everywhere else pales in comparison.”
Getting married is one of life’s biggest milestones and, consequently, is something that necessitates a lot of important conversations. While choosing your wedding florist is undoubtedly important, we mean something more to the tune of discussing your financial future. In essence, life insurance.
No one wants to imagine the possibility of losing someone they love, but planning for the unexpected is an act of love that can protect both of you for the future.
The Importance of Life Insurance in Marriage
Life insurance isn’t just a policy, much like how your marriage license is more than just a piece of paper. Both are essentially a promise in good faith.
Whether it’s covering debts, protecting your partner’s standard of living or ensuring that your children or future dependents are taken care of, life insurance plays a vital role in providing peace of mind. In the event of an untimely passing, having life insurance can ease the financial burden that might otherwise fall on you or your partner. It can make sure they’re not left to manage things like funeral costs, mortgages, student loans or other financial obligations.
Before you even consider the specifics of a policy, it’s important to sit down and have an honest conversation about life insurance with your partner. Although it will likely feel uncomfortable or emotional, it’s crucial to approach the discussion from a place of care and responsibility.
Start Early
Don’t wait until you have children or until your financial situation becomes more complex before you start talking about life insurance. The earlier you start, the more options you’ll have and the easier it’ll be to secure affordable coverage. Starting early means locking in lower premiums and giving yourselves time to adjust coverage as your needs evolve.
Be Transparent
Make sure you discuss your financial goals, debts and income. This will give both of you a clearer picture of how much life insurance you’ll need. Whether you’re paying back student loans, a mortgage or are considering family planning, being clear about your financial obligations will ensure your policy covers all the necessary expenses.
Talk About Your Needs
There are various types of life insurance, such as term life, whole life and universal life, each with different benefits. Make sure you understand the differences and discuss which type of coverage fits your lifestyle and goals.
Consider Each Other’s Opinions
It’s always important to listen to your partner’s concerns and desires, and especially when it comes to life insurance. It’s a shared responsibility and understanding what matters most to each other will help in choosing the right coverage and beneficiary designations.
How to Provide a Financially Secure Start to Your Marriage
Happy finances, happy life? We say so! By setting yourself and your partner up for success early on, you can focus on your future together without being burdened by financial stress.
To start, establish a clear and realistic budget before making any big financial decisions. Determine how much you each earn, what your regular expenses are and where you can save. This can help you both feel aligned on your financial goals and prevent future misunderstandings.
If either or both partners come into the marriage with debt — credit card, student loans, car loans, etc. — it’s important to address it head-on. Consider taking out life insurance to cover any large debts that would otherwise fall to your partner in the event of your passing.
Life insurance isn’t the most romantic topic to discuss, but it is one of the most practical ways to ensure your loved one’s well-being in the event of the unexpected. By encouraging open conversations and planning for a secure future together, you can start your happily ever after worry-free.
When was the last time you put air in your spare tire? Be honest. It probably hasn’t crossed your mind in months — maybe years. Well, that stops today.
If you’ve every wondered how long spare tires last, this guide will help you to know if yours is in good shape and ready when you need it.
Keep reading for the best ways to care for your spare, courtesy of AAA’s Car Doctor John Paul.
How Old is That Tire?
Most full-size spare tires are designed to last anywhere from seven to 10 years, according to John Paul. That said, drivers should never use a tire with visible damage, such as cracks in the sidewall, punctures, impact bulges or irregular tread wear — all of which are dangerous to drive on.
Some drivers rotate a full-size spare with the other tires on their vehicle, but this practice is not as common as it used to be, Paul said. If your spare has been tucked away in the trunk or underneath the car for a long period of time, it has probably lost some air pressure, so test it the next chance you get and fill it up appropriately. Check the sticker on the driver’s side door jamb or the owner’s manual for the exact amount of air needed.
Drivers with cars toting a compact temporary tire — aka a “donut” or “space saver” — should know that these tires require as much as 60 pounds per square inch of air pressure, significantly more than a traditional full-size spare. The recommended air pressure for a donut might be branded on the sidewall, otherwise check the owner’s manual or the door jamb placard.
If ignored, the lack of air pressure, combined with exposure to Northeast temperatures and infrequent use, can result in dry rot. This occurs when oils and other chemicals in the rubber dry out and ruin the tire. To help maximize the life of the spare, test its air pressure every time you test the other four and add air as needed, Paul said.
How Long Can You Use a Spare Tire?
A donut tire is designed to get you home or to a repair shop — not for joyrides or full-time use. In fact, driving for too long on one of these little guys can do some serious damage to the transmission. If you have a donut on your vehicle, swap it out with a full-size tire within 50 to 60 miles and replace the spare, Paul said.
Full-size spares can be used for a longer time, since they match what’s already on the vehicle. But Paul said he’d still take the spare off as soon as possible.
“I would get a new tire and put the spare back in the trunk, where it won’t cause me any trouble,” he added.
How Fast Can You Go on a Spare Tire?
Donut tires are not meant for highway driving. The fastest a driver should go with one on their vehicle is 50 mph, Paul said. You shouldn’t be traveling too far — since you should only be going home or to a nearby repair shop — so it shouldn’t be too much of a problem, he added.
What Do I Need to Change a Spare Tire?
AAA members can always call for 24/7 emergency AAA Roadside Assistance if they experience a tire issue. Of course, it’s still a good idea to have tools to put on a spare in the event of an emergency (for instance, your vehicle’s tire pops in a remote area where you don’t have cellphone reception). These tools include a jack, a lug wrench, a flashlight and batteries, gloves and the key for “locking” lug nuts, if your wheels have those.
Spare tires are sometimes mounted on the back of a vehicle or underneath it. Practice lowering the tire or removing it from the back of the vehicle and make sure any parts for these systems are onboard. If you own a truck or sport-utility vehicle that carries the spare underneath, test the system once in a while to make sure it’s not rusted or stuck. You could also ask your mechanic to test the lowering system during your next oil change.
What if My Car Doesn’t Have a Spare Tire?
Instead of worrying about how long spare tires last, you might be wondering if you even have a spare tire at all.
A study found that AAA had to assist more than 450,000 members with a flat tire whose cars did not have a spare tire. Instead, many of these vehicles were equipped with tire inflator kits, which only work in certain situations, like when a nail punctures a tiny hole in the center tread of a tire.
If you don’t know what kind of system your car has, check as soon as you can. Drivers with tire inflator kits should read the instructions ahead of time. You should also know the limitations and its expiration date (often four to eight years).
When shopping for a new car, don’t assume it comes with a spare tire. Ask. If it doesn’t, see if one can be added as an option.
You tip the person who cuts your hair, your server at the restaurant and the valet who parks your car. Should you tip your mechanic for repairing your car?
Tipping culture is confusing. But as with most questions of when you should tip, it’s your choice. If the mechanic did an extraordinary job or went above and beyond to complete a repair on a requested timeline, tips are always welcome but are not necessary.
“This is not something we encourage or discourage,” said John Nardolillo, senior vice president of member services for AAA Northeast, who oversees the Approved Auto Repair program. “It’s up to the customer or the member whether they choose to reward a superior service. But it’s not something you should feel obligated to do.”
AAA’s Car Doctor John Paul agreed, although adding that, as a former mechanic, small gestures of gratitude were always welcome.
“When I worked as a mechanic, a coffee on a cold day, iced coffee or lemonade on a hot day or homemade cookies were always appreciated,” Paul said.
For auto repair and maintenance you can trust, find a AAA Approved Auto Repair facility near you. With savings up to $75 per visit on labor, it’s a service that essentially pays for your membership.
For answers to more of your auto repair questions, check out our Ask a Mechanic series.
Do you tip your mechanic? Tell us in the comments.
Dad was pulling up in our wood-paneled station wagon when Mom said something so matter of fact, yet disarmingly romantic, that it bore through my then self-absorbed teen brain and established residency: “There’s my hubby. I still get the best butterflies in my stomach when he arrives.”
Recently I thought about that in terms of travel love, while standing on the bow of Norwegian Encore as it practically pecked the face of Margerie Glacier in Alaska’s spectacular Glacier Bay.
The morning had unfurled sailing through this frosty cathedral of nature, where floating rafts of ice hosted napping seals and mountain goats looked like mini marshmallows dotting the steep shoreline. Eagles soared in the sky above, and pop-up waterfalls made the surrounding mountains appear as if they were weeping with joy.
Of course, there were glaciers — hanging ones blanketing lofty valleys, as well as tidewater ones advancing and retreating. This place is aptly named! But the obvious star was Margerie Glacier, who was putting on a show, calving icebergs into the milky blue bay with thunderous claps and splashes. While the scene was familiar from previous trips, my belly and heart were both aflutter. Seeing Alaska always makes me swoon. Visiting never gets old, though it seems to be getting easier.
Insider tips and hacks to make your first (or next) cruise totally stress-free. Listen to Episode 21 of our podcast, Merging Into Life: Tips for Cruising
Norwegian Cruise Line (NCL) is hot for icy Alaska, and traveling aboard one of its ships built to showcase the region is bound to make you fall in love with the Frontier State, too.
NCL’s ships are among the first to arrive and the last to leave Alaskan waters, contributing to an ever-expanding season that now runs from April to October. This results in more affordable cruises bookending the popular summer period. If you shun crowded ports, these shoulder season departures are the ticket.
Encore sailed to Juneau, Skagway and Ketchikan in Alaska, and Victoria, British Columbia, Canada, roundtrip from Seattle, further enhancing affordability by eliminating the pricey, multicity (often international) flights required for one-way Alaska cruises.
(Photo credit: Rachael Jones, Visit Seattle)
Cruising to Alaska from Seattle economizes time, doesn’t require passports and delivers other signature advantages — think strolling historic Pike Place Market or spying your ship from atop the iconic Space Needle! You’ll also find the Klondike Gold Rush National Historical Park tucked in Seattle’s Pioneer Square. It’s a perfect appetizer to the stampede culture on tap in Skagway.
Seattle exudes waterfront vitality with hotels within walking distance and others offering shuttles. The AAA Four Diamond designated Lotte Hotel Seattle even boasts a Lexus fleet available to whisk guests to their ship for free.
Whale watching (Photo courtesy of Norwegian Cruise Line)
The Perks of Sailing NCL’s Encore
A rewarding picture of Alaska unfolds throughout the cruise. Beyond ice-carved fjords and pine-scented forests, my voyage revealed waters percolating with whales. Encore’s layout made it simple to spot them spouting. Balcony cabins abound, including singles that invite solo travelers aboard without stinging supplemental fees.
Plus, if you’re looking for an exclusive, ultra-luxe roost ensconced within a big, attraction-packed boat, The Haven beckons. This suite enclave, with members-only amenities such as a pool and restaurant, delivers a best-of-both-worlds scenario. Its sprawling Horizon Lounge on Encore rivaled the ship’s main Observation Lounge for breathtaking vistas.
But what really elevated Encore’s sea-gazing game were a few unexpected haunts, especially The Waterfront, a quarter-mile promenade lined with alfresco restaurants. Opt for whatever suits your mood — maybe a sizzling rib-eye with parmesan dusted truffle fries or succulent scallops with prosciutto and pistachio pesto or just a perfectly smooth Alaskan Ale — all with a side of fresh sea air and potential wildlife sightings. The ship’s unique go-kart Speedway delivers heady views, too. It dovetails with Alaska’s cooler energy better than the usual marquee watersports attractions. (Though Encore has those.) I even enjoyed an eyeful of Alaska at the Mandara Spa, where a sublime Thermal Suite promises thalassotherapy pools and heated loungers fronting a wall of aft windows. Hello, wake-surfing Alaskan porpoises!
White Pass & Yukon Route Railway (Photo credit: Bradley Wittke)
My Alaska Cruise Ports
Spa respites are advisable, because Alaska will wear you out if you’re willing. Countless shore excursions propose everything from totem pole treks and panning for gold to dog-sledding and heli-hiking atop glaciers. Hop a floatplane to watch bears pluck salmon from a waterfall. Board a crabbing boat to see fishermen haul their pots. Take the White Pass & Yukon Route Railway to behold unforgiving terrain stampeders tackled on foot. Or, simply relish walking around.
All the ports are fun to navigate independently, whether strolling on frontier-style boardwalks in the sourdough town of Skagway or ambling along Ketchikan’s infamous Creek Street, a former red-light district built on stilts. Ketchikan also ranks as the self-proclaimed Salmon Capital of the World.
Mendenhall Glacier (Photo courtesy of Norwegian Cruise Line)
Even Juneau, Alaska’s capital, lends itself to easy exploration with an aerial tram for effortless views, a harborside totem trail and plenty of shuttles to nearby Mendenhall Glacier, where an interpretive center and well-maintained trails await. Nugget Falls Trail runs alongside Mendenhall Lake to a powerful waterfall fed from a hanging glacier.
Victoria felt like a teaser for a return trip. The island oozes stately charm, its domed Parliament Building reigning over an inner harbor bustling with water taxies and rimmed with landmark hotels. Horse-drawn carriages tote tourists around. The genteel air certainly differed from Alaska’s brand. Overnight, it’s as if you sail from leather to lace.
Skagway, Alaska (Photo credit: Frank Flavin, Explore Skagway)
Final Thoughts on Alaska Cruises
No doubt, there’s a lot to experience on this itinerary. Still, passengers get to bite off what they want to chew, which means everybody comes away feeling satisfied. You might think Alaska has niche appeal, but I met multigenerational families and diverse passengers on Encore. All were digesting Alaska differently, and loving it.
NCL’s “freestyle cruising” philosophy jettisons rigid rules and schedules in favor of adopting a customizable approach to shipboard life. This allowed Encore to provide a universal fit. There was always something happening, from live music and top-notch theatrical shows to laser tag and lectures. I literally learned to paint an Alaskan seascape.
Norwegian Encore (Photo courtesy of Norwegian Cruise Line)
With extended hours at attractions, no fussy dress codes and the freedom to dine when, where and with whomever you choose, the ship facilitated rather than dictated one’s day. Embracing spontaneity works especially well in Alaska, since Mother Nature reveals her wonders at will.
NCL’s vibe grants license to linger. It’s a comforting permission slip, because in Alaska, the ordinary can be extraordinary. And even if you’ve been blessed to bear witness before, expect the best butterflies in your belly.
For any kind of celebration — or just because — a quick getaway might be just what you and your partner need.
The Northeast is ideal for picturesque staycations filled with coastal charm and history to explore. Prefer to stay close to your hotel? There are endless boutique properties with on-site restaurants for date nights, so you never have to go too far.
Get ready for a weekend of decadent food, scenic views and pure relaxation. These are some of our favorite romantic road trip destinations in the Northeast.
Need a ride? AAA members can save on Hertz car rentals.
Madison, Niantic and Mystic, Connecticut
Nestled along the Connecticut shoreline, Madison is a quaint and historic town best for a quiet trip. With balcony rooms overlooking the Long Island Sound, AAA Four Diamond designated Madison Beach Hotel, Curio Collection by Hiltonoffers rejuvenating spa services along with the waterfront Wharf Restaurant, recognized by the USA Today 10 Best Awards as one of the best hotel restaurants in 2025. Stroll hand in hand along Hammonasset Beach while sipping on iced coffees from RJ Julia Booksellers after browsing its diverse collection.
Moving east along the coast, Niantic is where coastal chic meets the outdoors. Ladies, look no further than woman-owned Pearls + Plaids Boutique for a fashionable date-night outfit, or create a charm necklace with custom pieces to suit your style. A walk along the Niantic boardwalk offers stunning sunset views. Reward yourself with a brick of fudge and scoop of mint chocolate chip at the sweetest shop, Gumdrops & Lollipops Sweets and Homemade Ice Cream, before heading back to the Inn at Harbor Hill Marina for the night.
Whether you start or end a Connecticut trip in Mystic, it’s a must-stop for culinary enthusiasts, history buffs and shopping lovers alike. Immerse yourself in maritime history at the Mystic Seaport Museum and wave hello to the iconic beluga whales at the Mystic Aquarium, just steps away from the Hilton Mystic. Nothing says a romantic candlelit dinner quite like freshly brewed espresso martinis and hand-rolled pasta at Via Emilia followed by hand-crafted chocolate bonbons from A.T.Y Bar & Bonbons.
Headed to the snowy mountains of Vermont to ski? Outbound Stowe is a stylish and modern mountainside escape with cozy cabins and s’more roasting by the firepits. Adventurous travelers, grab your skis and head to Mansfield Mountain, while others can indulge spa treatments at Topnotch Resort.
Farther south, Woodstock is home to Sugarbush Farm, a multi-generational maple syrup and cheese farm, along with art galleries and local Vermont breweries.
It’s no surprise that Boston offers romance through both city and harbor views, paired with a multitude of showstopping restaurants. The AAA Five Diamond designated Boston Harbor Hotel boasts sweeping harbor views and hosts annual Boston Wine & Food Festival. Chef-led dinners with exclusive wine pairings and interactive seminars make for a special date night. Across town, stroll Newbury Street while browsing shops, making sure to stop at Lindt Chocolates, also found in the guest rooms at The Lenox Hotel Boston. Don’t miss the Instagram-worthy chocolate melting hot brownie sundae at Willow & Ivy.
For a secluded foodie weekend outside the city, the historic property Inn at Hastings Park offers an interactive themed Supper Club Series ideal for a fun girls’ night or romantic evening.
Drive over to Cape Cod for TikTok-viral fluffy seagull iced latte from the Light House Keeper’s Pantry before checking into Pelham House Resort and sipping a glass sauvignon blanc by the private beach firepits. Gather around the brunch table at Love Farms for an authentic farm-to-table meal, then wander through the fields.
Portsmouth, Dover and North Conway, New Hampshire
Explore the vibrant downtown of Portsmouth before settling in for afternoon Aperol Spritzes and bucatini amatriciana at Mamma Luca with your loved one. For an intimate dinner, head to Stages in neighboring Dover for a multicourse, progressive tasting menu highlighting the freshest seasonal ingredients. Farther north, North Conway adds great outdoor adventure with hikes to Diana’s Baths, views from Cathedral Ledge and a scenic ride on the Conway Scenic Railroad.
The smallest state’s capital is home to elevated Rhody fare and creative hospitality. Check into The Neptune, a boutique hotel with a plush karaoke bar inspired by karaoke boxes of Tokyo and Seoul, or AAA Three Diamond designated Aloft Providence Downtown, home to the eclectic cocktail bar Esther’s High Dive. For other date ideas in the area, head to the Comedy Connection for a few laughs or enjoy immersive arts experiences at the RISD Museum.
There are many cities in the U.S. known for their take on a type of food. Chicago has its deep-dish pizza, Philadelphia has its cheesesteak. But there’s one city that’s coined a food so hyped, it’s gone beyond just “known-for” — it’s certified iconic.
Buffalo wing sauce, the spicy-but-not-too-spicy sauce invented in Buffalo, New York, has become pretty much synonymous with chicken wings, (the most popular vehicle for consuming buffalo sauce), but it’s earned its right as a condiment, too. From mac and cheese creations to just a straight-up dipping sauce, the game day staple flavor certainly isn’t a one trick pony.
A Contested Crown
Buffalo wing history begins in the 1960s, when restaurateur John Young opened Wings and Things in Buffalo, according to History.com. Around the same time, and about a mile away, a couple named Frank and Teressa Bellissimo started selling chicken wings at their restaurant, Anchor Bar. Flash forward 20 years, and the Bellissimos were given credit for inventing the Buffalo wing — much to Young’s surprise.
Serving chicken wings wasn’t a new phenomenon to Buffalo. The first recorded mention of fried chicken wings appeared on a bill of fare dated 1857 from the Clarendon Hotel. By the 1960s, a flavorful tomato-based recipe called mumbo sauce had emerged in Chicago and later Washington, D.C. It was a version of this sauce that Young reportedly used on his whole and breaded deep-fried wings. The Bellissimos, on the other hand, also fried their wings, but chopped them into halves and tossed them in hot sauce afterward.
While the Bellissimos received national attention for their version of the Buffalo wing, Frank Bellissimo may have gotten the idea after eating at Young’s restaurant. Whoever’s version of the story you believe, one thing is for sure: We’re just glad Buffalo wings were invented, period.
How To Make Buffalo Wing Sauce
To make homemade Buffalo wing sauce, you’ll need two base ingredients: hot sauce and butter. The rest just depends on your taste.
Take, for example, this easy Buffalo sauce recipe from Love and Lemons, for which uses honey, garlic powder and paprika to spice things up. Another take from All Recipes uses white vinegar and Worcestershire sauce to punch up the flavor and make something really unique. To make your Buffalo sauce mild, medium or hot (and beyond), add your spices slowly and taste test in between to make sure it’s to your liking. Remember, you can always add more but you can’t take away!
Chicken wings may be the most well-known way to use buffalo sauce, but it’s a more versatile ingredient than you might think. Try using your homemade Buffalo sauce to whip up one of the following:
With more snow in the forecast, now is the time for drivers to protect and prepare their vehicles.
“Drivers who just finished digging out their vehicles and driveways might be cringing as they see more snow predicted for this weekend,” said Jillian Young, director of public relations for AAA Northeast. “But a few relatively simple steps can help keep drivers safe in their vehicles ahead of this next storm and the rest of what winter sends our way.”
AAA Northeast recommends drivers do the following:
Completely clean vehicles of all ice and snow. This is critical for visibility and safety, since ice on the roof could slide onto your windshield once you start driving. One spot you might not think of cleaning? Tires and wheels. Buildup of snow and ice in the wheels and tires can cause the tires to become unbalanced, resulting in the vehicle shaking when driving. Use your snow brush to remove snow from the spokes of the wheels. Cleaning off the wheels and tires should eliminate the shaking.
Check your windshield wipers and windshield washer fluid. If your wipers became warped or otherwise damaged during the last storm, now is the time to replace them. Top off windshield washer fluid, and you’ll be in the best possible shape to maintain a clean windshield, especially when slush, sand and salt get kicked up onto the windshield.
Fill your fuel tank or charge your EV to avoid the rush ahead of a storm and the possibility of getting stuck in the snow and running out of gas or charge. Keeping the gas tank at least half full also helps prevent frozen fuel lines. EV drivers should charge their batteries to avoid relying on public charging during a storm.
Check your tire pressure. Tires lose about one PSI (pound per square inch) of air pressure for every 10 degrees the air temperature drops. With sustained temperatures below freezing, drivers should make sure tires are properly inflated according to information on the sticker inside the driver’s door jamb.
Lubricate door seals with silicone spray. It displaces water to prevent doors from freezing shut. WD-40 is another option to avoid frozen doors, but silicone spray is less greasy.
Lastly, AAA Northeast reminds drivers of the impact cold weather has on car batteries. Consider having the battery and charging system tested at a AAA Approved Auto Repair facility if your battery is older than three years, you’ve noticed recent difficulty starting your vehicle in the cold, or you’ve recently needed a jump-start. If you have a dead battery and need a replacement, AAA members have access to mobile car battery replacement.
Q. I see many Tesla vehicles on the road. In the back of many, it states Dual Motor. What does that mean? Are there indeed two motors? I know electric cars are fast, but how fast?
A. Yes, the single motor Tesla is rear wheel drive, the dual motor is all wheel drive, and the high-performance Plaid uses three motors (one front, two rear) for extreme acceleration. The Plaid model claims 0-60 in two seconds and over 1000 horsepower, so very fast.
Q. My 2023 Honda CRV Hybrid Sport continues to drift to the right. Since I last contacted you about it, the following have been done. Multiple tire rotations, wheel alignment done by Honda and the tires are wearing evenly. When I asked service manager at Honda, his response was that all Florida roads have a crown to the right. Well driving from Florida to New York the car still drifted right. The car is still under warranty, any thoughts?
A. The service manager is correct, all roads are crowned to allow water runoff. On your Honda, the front and rear toe-in and front camber are adjustable. What a good alignment tech will do is add a bit more (still keeping within the specification) positive camber to the left front wheel to compensate for the crown in the road. I would ask if that was performed to try to eliminate the drifting. Additionally a good alignment shop will swap the tire left to right. If now the car drive straight or drift left, the issue is a tire problem.
Q. I have a 2018 Chevrolet Cruze Hatchback with only 29,000 miles on it. I purchased the car brand new and have had nothing but emissions issues with check engine light going on. Chevrolet has changed out oxygen sensors on couple of occasions, and spark plugs. The car was fine for some time until about a month ago, when the check engine light came back on. This time I took the car to my mechanic, who cleared the code, the check engine light went away, but he also told me the car will not pass Inspection until you put car through a complete drive cycle. Sure enough it failed Inspection! Both my mechanic and Chevrolet told me due to lack of highway driving; you will continue to have these emissions issues. I drive regularly but only local driving, hence the very low mileage. My question to you is how or what do I have to do to get this car to pass emissions portion of inspection, and what is drive cycle I have to put car through?
A. First off, clearing the code does not fix the problem and does nothing other than temporarily turning off the check engine light. All newer cars that need emissions inspection have monitors that need to be completed before the car can be inspected. When the code was cleared, it also reset the monitors to incomplete. To complete the driving cycle, the fuel tank should be between one quarter and three quarters full. Then start the vehicle from a cold start, let the engine run on idle. Turn the A/C and rear defroster on. The next step is to get on the road and accelerate to 55 mph. Hold a steady speed of 55 mph for three minutes. Next, coast until the vehicle hits 20 mph. Don’t apply brakes to slow down. Then accelerate again to 60 mph. Hold steady for five minutes at 60 mph. Coast to slow down. This is the typical driving cycle that will set the monitors. The important part of all of this is, the this drive cycle should be completed after the repair is performed that caused the check engine light to come on in the first place. Based on what you have told me, that repair has not been completed.
Q. There is a rattling sound for two seconds when I start my car in the morning. During the day there is no rattling. My car is a 2012 Honda CRV. I called the dealer, and I was told it’s common in winter. This noise started recently and was not there in past winters. Any ideas, other that it “is common in winter” and do I need to fix it?
A. Your car’s engine, like many, uses variable valve timing. More than likely the variable valve timing actuator has worn which is fairly common on this Honda engine. This happens when the oil drains from the engine overnight and until the engine builds oil pressure the actuator will cause a rattle. Typical repair costs are $900 to $1500 depending on labor rates. Regarding do you need to fix it, recently I received an email from a reader who mentioned that the VVT actuator in his Honda Accord has been noisy for 100,000 miles. My suggestion is if the noise stats to last minutes rather than seconds, then get it repaired.
Q. My 2014 Honda CRV takes five to six turning the key to get my car to start. I replaced the battery and starter earlier this year because I was having the same problem. The engine does not crank and only clicks. Also the weird thing is once I get it started; it will start up fine again for the rest of the day. Wondering if it is something that I can fix or if its due to the freezing weather?
A. Certainly this is something you can fix. At this point, you need to go over the basics once again. You or a technician should start with testing the battery and then perform a voltage drop test. The voltage drop test will test for poor connections from the battery to the starter. The technician should also perform the same test on the negative side of the battery. Now it is possible that the replacement starter is faulty (not unusual these days with some aftermarket parts). But I would be looking at poor wiring to the starter and ground circuit. The is best done with a voltmeter looking at voltage drop. After the starter and battery failure the most common issue is a battery cable with high resistance due to corrosion.
Damage caused by ice damming is one of the most common home insurance claims in the Northeast. Learn how you can prevent ice dams from wreaking havoc on your home.
While seeing your home decorated with long, sparkling icicles hanging down from the roof might look pretty enough to paint, ice dams can cause damage to the interior and exterior of your house. The key to ice dam prevention is staying on top of regular home maintenance before and during the winter.
What Are Ice Dams?
Created by melting snow running down from the roof and refreezing as the temperature drops, ice dams form at the cold eaves of the house and jut down like frozen stalactites. This barrier of ice prevents melting snow from getting the proper drainage that it needs, causing water to back up and possibly leak through the shingles, down into the home.
What Causes Ice Dams?
Ice dams need three things to form:
Snow.
Heat from a building.
Cold air to refreeze the melted snow into solid ice.
“In New England, ice dams tend to form in more northern exposed parts of the roof because of the limited sun that they get,” said Jodi DeSantis, vice president of insurance sales for AAA Northeast.
As water continues to melt and refreeze, it can cause the dam to get bigger and bigger. “What happens over time is that the forming ice tends to clog any gutters, and subsequent melting and freezing cycles will start to form these huge icicles hanging off of the roof’s edges,” DeSantis said.
Ice Dam Damage
National data collected between 2018 and 2022 lists water damage and freezing among the most common homeowners insurance claims, according to the most recent report from the Insurance Information Institute.
For some homeowners, the weight of ice dams can rip off gutters or lead to broken shingles. But it’s the resulting water damage that can be the most devastating. Water damage caused by ice dams can be extensive and expensive, affecting ceilings, walls and insulation, and can eventually lead to issues with mold.
Water stains on the ceiling or walls are usually the first sign of damage caused by ice damming.
Ice Dam Prevention
To avoid the potential risks, knowing how to prevent ice dams is imperative. If you start to notice an issue with ice dams forming on your home, there are some precautions you can take.
Add Insulation
Adequate attic insulation is one way to winterize your home, which keeps the heat inside your house from escaping into your attic and prevents snow from melting too fast. Proper attic venting also helps to maintain a cooler temperature on your roof.
Clean the Gutters
To lessen the chance of ice building up around gutters, you should try to clean out leaves and debris before the first snow.
How to Get Rid of Ice Dams
To decrease the chance of ice damming, “the only thing you can do is to get rid of the ice as quickly and as safely as possible,” DeSantis said.
Immediately after a storm, use a roof rake to clear as much snow off as you can, even if it’s just around the gutter line. Do not climb onto the roof to do this. If you need a more thorough cleaning, consider hiring a contractor to do the job for you.
Longer-term solutions include replacing your roof and gutters, especially if they appear worn out. A qualified roofer should inspect your roof every three years for leaks, cracks and other faults, according to the National Association of Home Builders.
How You Are Covered
Standard homeowners insurance will generally cover water damage or any roof damage that occurs as a result of ice dams, though you may need to pay a deductible. If you own a condominium, Unit Owners Building Property Endorsement Special Coverage (often called Unit Owners Special Coverage A) broadens condo coverage to what are referred to as “open perils,” and allows for the coverage of ice dams. Without this coverage, many insurance companies will not cover ice dam damage on a condo.
Once ice damming damage has occurred, there is a typical requirement that obligates the homeowner to take the necessary action to limit any further damage such as moving furniture or artwork from the path of the water coming into the house.
Ice dams can be destructive, but extensive damage can be thwarted with preventive home improvements and maintenance. Preparing your house for wild winter weather will save you money and stress in the long run.
Have you ever experienced any trouble from ice damming? Tell us about it in the comments.
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This article has been updated and republished from a previous version.
Securing financial aid can seem like a daunting task, but it doesn't have to be. AAA pros provide all the answers you need to successfully navigate the process.
The average yearly cost of tuition, fees, room and board at U.S. colleges is currently $38,270. If you’re after a four-year degree, it will cost you more than $150,000. This is all to say that you’ll likely need help paying for school in the form of student loans.
But taking out a loan is usually unchartered territory for teenagers. And more questions can arise when beginning to pay back the loan. To help guide you through the process, we asked Donald Kerr, AAA Northeast’s director of student lending, to answer some of the most common student lending questions.
When should I apply for a loan to cover the next school year?
Usually after May 1 is a good time to start looking around at options.
What are the qualifications to be approved and get a good rate?
Most loans are based on income and credit so the stronger your income and credit is the better chance you have of being approved and getting a good rate.
Are the interest rates variable or fixed?
Most lenders will let you choose from either fixed or variable rates.
Do I need a co-signer?
This is a popular student lending question, as most applicants are still quite young. While co-signers are not required they are usually needed to meet the income and credit eligibility guidelines, as most students do not work full time or have credit established.
There are no stupid questions when it comes to loans. Listen to Season 2, Episode 3 of our podcast, Merging Into Life: Buy Now, Pay Later? The Ultimate Guide to Loans
Most lenders allow you to choose from five years, seven years, 10 years or 15 years with the most common being 10 years.
Do I apply for a loan for the whole year or by semester?
Most people apply for a loan for the entire academic year and the funds are sent by the school’s semester schedule.
Can I use the loan to pay for expenses related to college such as off-campus housing or books?
Yes, you can use the loan funds to cover expenses related to the cost of education but all the funds are sent to your school so it is a good idea to ask them what the refund policy is so you have an idea what to expect.
How long does the application take and when does my school receive the money?
You can apply online in as little as 15 minutes and your school will choose the date they want the lender to send them the money.
The school awarded me the subsidized and unsubsidized loan. Should I use them?
Yes, these are government loans and they usually have the lowest rates and best terms so we always recommend that if you have to borrow you should use these loans first and then look at other options to cover any remaining balances.
Do I have to apply every year and will I have multiple loans when I graduate?
The most common option is to apply every year but you might find a lender that will allow you to apply for all four years at once. Keep in mind that if you have multiple loans all with the same lender, they will offer you a combined bill so you only have to make one payment and they will split it up to the individual loans. You can also consolidate all your loans into one after you graduate.
Can I defer my payments until after I graduate?
Yes, most lenders will give you a choice of paying your loan immediately while you’re in school, interest-only payments while in school or defer all payments until six months after graduation. But interest does add up during the deferment period.
How does the One Big Beautiful Bill impact student loans?
On July 4, 2025, the president signed the One Big Beautiful Bill Act into law, which makes changes to some federal loans used to pay for college, effective July 1, 2026.
For current and prospective borrowers:
The Graduate PLUS loan is being eliminated. This is a loan program that graduate students could borrow to cover the cost of attending without the need for a co-signer or help from their parents. This loan did not have any annual limits and only required a light credit check for approval, making it possible for many students to find a way to pay for college.
Graduate students can still borrow the same unsubsidized loan they used as an undergraduate student, but these loans now come with borrowing caps: a standard annual limit of $20,500 and a lifetime limit of $100,000. Students pursuing professional degrees, such as medicine or law, will have higher limits — $50,000 annually and $200,000 over a lifetime.
Changes are also coming to the Parent PLUS Loan program, which is a loan parents can borrow to pay for their child’s undergraduate degree. Parents will now be limited to borrowing $20,000 annually, with a lifetime cap of $65,000, versus today’s annual limit of the cost of education with no lifetime limit.
With today’s cost of college, eliminating the Graduate PLUS loan and putting limits on the loans parents and graduate student can borrow will force families to find new ways to pay for college or place more focus on choosing a college that is affordable for them. Families and students will have to turn to private student loans or home equity loans and lines of credit which rely on credit and income to determine eligibility. It will be important for families to get their credit into shape now so they can access these options later. Of course, the sooner you can start saving for college the less of an impact all of these changes will have on you.
For graduates:
For borrowers who have graduated or left college and are in repayment, the number of repayment plans they have to choose from will be reduced to two options by July 1, 2028. Some of the safety nets to help them when they cannot make payments will be limited as well.
Today, borrowers can choose from a variety of repayment plans that are based on their current income. There are lots of them, including the Saving on a Valuable Education (SAVE) Plan, Pay As You Earn (PAYE), Income-Based Repayment (IBR) and Income-Contingent Repayment (ICR) plans.
Borrowers will have only two repayment plans to choose from in the future. The standard repayment plan or the repayment assistance plan (RAP), which will replace all income-based repayment plans.
The standard repayment plan will be a 10- to 25-year loan term based on the total amount you owe in federal loans. So, those with higher amounts of debt will have more time to repay the loan.
The RAP loan will base your monthly loan payments on 1% to 10% of your adjusted gross income with a $10 per month minimum. In most cases this will result in a higher monthly payment than the older income-based repayment plans.
Hardship forbearances are a way for a struggling borrower to temporarily postpone loan payments if they are unemployed, working part time or cannot make payments for some reason. Today they have up to three years of this type of relief to use. Under the new rules, they will be limited to using no more than nine months in a two-year period.
Recently, the Department of Education resumed all collection activities such as garnishing wages, taking portions of tax refunds and even Social Security checks. When combined with the changes to loan repayment, borrowers should be as prepared as they can be to pay back their student loans.
What is the difference between refinancing a loan and loan consolidation?
Consolidation is the act of combining multiple loans into one and refinancing is getting a lower rate and different terms on a single or multiple loans.
Is now a good time to refinance my loans?
Whenever you are ready. College Ave Student Loans and AAA Northeast have partnered to provide members with a better student loan experience and help them save. AAA Northeast Members receive 0.50%, up to $599.99, off the loan amount paid back to the borrower on all refinanced loans. Learn more.
Are there any costs to consolidate or refinance my loans?
No application fees, no origination fees and no closing costs.
If I change the term of my loan from 10 years to 15 or 20, am I locked into this?
No, if you refinance your loans into a longer-term loan you can always refinance again and change it back into a shorter-term loan.
If I have a co-signer can they be removed from the loan?
Some lenders do offer this as an option but it is important to note that in order for a co-signer to be removed you have to have the income and credit to support the loan on your own. Once you do, you can always refinance the loan again in your own name and remove the co-signer.
How long does the refinance process take?
You can apply online and receive an initial credit decision in as little as 15 minutes. If you are approved and want to move forward with the loan you will go into a loan closing process in which you will have to supply documents such as a pay stub, driver’s license or other documents such as a payoff letter. You will then sign the contract for the loan electronically and the lender will pay off your existing loans and create the new loan. So from the initial application to when your new loan goes into effect can be on average 30 days or longer.
Puzzle Day is Jan. 29, a time to celebrate brain teasers of all types.
The date was designated decades ago by professional puzzle maker and syndicated columnist Jodi Jill, who dedicated her birthday as an occasion of shared enthusiasm, and it has grown to a monthlong celebration.
It’s mainly celebrated by schools and libraries with activities posted on the official Puzzle Day website, though it is gaining popularity worldwide. In recognition of Puzzle Day, here are a few new games to try.
Jigsaw
Put scattered pieces together to form a complete photo.
Click the arrow to open the jigsaw puzzle.
For how to play, click the three horizontal lines on the top left of the puzzle.
Sudoku
Use logic to figure out the correct placement of numbers in a grid.
Click the arrow to open the Sudoku puzzle.
For how to play, click the three horizontal lines on the top left of the puzzle.
Word Search
Find given words amid a grid of random letters.
Click the arrow to open the word search puzzle.
For how to play, click the three horizontal lines on the top left of the puzzle.
WordroW
Guess a hidden term in six or fewer attempts.
Click the arrow to open the WordroW puzzle.
For how to play, click the three horizontal lines on the top left of the puzzle.
Word Flower
Make as many words as possible from given letters within a time limit.
Click the arrow to open the Word Flower puzzle.
For how to play, click the three horizontal lines on the top left of the puzzle.
With all the distractions available today, one would think dragging a cranky, groggy rodent out of its burrow at dawn every Feb. 2 to predict the remaining length of winter wouldn’t draw much interest.
Unfortunately for the nation’s groundhogs (also known as woodchucks), that’s not the case. Groundhog Day celebrations continue in communities across the U.S. and Canada with parades, food, dances, contests, drinking and of course, the highly anticipated prediction by the rodent of honor.
How Did Rodents Become Weathermen?
According to tradition, if a groundhog emerges from hibernation Feb. 2 and sees its shadow, we can expect another six weeks of winter, and the groundhog will return to its slumber.
If there is no shadow, spring is on its way. The ritual was even immortalized in the 1993 film “Groundhog Day.”
The practice has its roots in Celtic rituals marking the start of spring, according to History.com. When Christianity spread in Europe starting in the first century, the pagan spring rituals coincided with Candlemas, a holy day celebrating Jesus’ presentation at a temple in Jerusalem. Some believed a sunny Candlemas meant another 40 days of winter. The Germans maintained that it was sunny only if a small animal saw its shadow, and German immigrants brought that practice to Pennsylvania in the 18th and 19th centuries.
Groundhog Day’s first official celebration was Feb. 2, 1887, in Punxsutawney, Pennsylvania, which has been Groundhog Day central since.
Party Like a Groundhog
Here are a few popular Groundhog Day events in the Northeast. Search here to find a weather-forecasting groundhog near you.
Punxsutawney
Punxsutawney is home to the nation’s most famous groundhog, Punxsutawney Phil. The town hosts several days of events, including a dance, talent show, dinner and music. Phil’s appearance at nearby Gobbler’s Knob draws hundreds of thousands of spectators from across the globe before dawn each year. Check here for event tickets and visitor information. Don’t forget to purchase your black top hat, like Phil’s handlers wear.
Jay Lundy, a local attorney and a member of The Punxsutawney Groundhog Club Inner Circle, said the uniqueness of the day is part of the reason for its appeal.
“It’s an unusual, quirky, fun holiday, but with a real history,” he said.
The Inner Circle members are responsible for taking care of Phil, upholding the tradition and ensuring his prognostication is shared worldwide,
“He is the only true weather forecaster groundhog in the world. He is the seer of seers,” said Lundy.
In the spring, the town holds a special ceremony to serve Phil a sip of an elixir of life, which grants him another seven years of life for each sip.
Buffalo, N.Y.
Buffalo Groundhog Day is celebrated with Buffalo Bert the Saturday before Groundhog Day, making his weather prediction the first of the groundhog season. Not surprisingly, Bert has been 100% accurate since 2017 in his forecasts of six more weeks of winter in Buffalo.
Bert’s motto mirrors that of city residents: He fears no weather and never met a party he didn’t like. His mother, Buffalo Mack, will join him at the festivities. Tickets are required; proceeds benefit the City of Buffalo Animal Shelter and the Hawk Creek Wildlife Center, where Bert makes his home.
Essex, Conn.
Essex hosts a Groundhog Day parade featuring Essex Ed, an oversized groundhog replica that is the town’s mascot, and wears a different costume for the parade each year. You’ll hear the parade before it comes into view — organizers urge attendees to wear their best groundhog attire and bang on pots and pans to “wake up” Ed.
Staten Island, N.Y.
Staten Island Chuck, a resident of the Staten Island Zoo, is New York City’s official weather-predicting groundhog. A tradition since 1981, Chuck, whose formal name is Charles G. Hogg, is greeted by music as well as students, local officials and city residents. Doors open at 7:30 a.m., Feb. 2, and Chuck makes his appearance about 8:30 a.m. Chuck has a stellar weather-predicting accuracy rate of 85%, compared to his fellow groundhogs, according to the National Oceanic and Atmospheric Administration.
West Orange, N.J.
Turtleback Zoo pins its hopes on Lady Edwina of Essex, who has been rendering predictions since 2022, although the zoo has been home to a line of “prognosticating groundhogs” since the 1970s.
Lincoln, Mass.
Ms. G, Massachusetts’ official state groundhog, is slated to reveal her weather prediction at Drumlin Farm Wildlife Sanctuary on Feb. 2. Schoolchildren led the campaign to get her the state designation, and she has held the title since 2014. Unlike other groundhogs, Ms. G does not work just one day a year. She is an animal ambassador who visits schools, scout troops and local organizations to help educate the public about wildlife.
No matter what your views are on holidays honoring rodents, Groundhog Day will always have a special place on the calendar, ensuring people have something to celebrate in the depths of winter.
“The timing is great — it’s an excellent reason to get up at 4 a.m. and watch a groundhog,” Lundy said. “The holiday can appeal to all generations. And when you have people come from all over the world for a singular purpose, you have a really happy environment.”
