When it comes time to file taxes, many worry about whether they’ll owe money — or will their much-anticipated refund be big enough to fund their plans. Unfortunately, recent increases in scams and security breaches have made crimes like tax identity theft a bigger risk than ever, adding a new source of anxiety.
In 2023, the IRS identified more than 1.1 million tax returns as possible identity theft cases, involving roughly $6.3 billion in refunds.
As these crimes become more common, one way to keep your information safe is with an identity monitoring service like ProtectMyID, powered by Experian, free with your AAA membership.
What Is Tax Identity Theft?
Tax identity theft occurs when someone uses your Social Security number and personal information to steal your tax refund, file a false tax return, apply for a job or worse.
Identity thieves obtain your confidential information through data breaches or stolen documents, according to Experian. Some scammers impersonate the IRS using phishing scams, such as phone calls telling a person they owe taxes and need to pay them right away.
If someone uses your information to obtain a job, you also could get penalized by the IRS for not reporting additional income on your tax returns.
What To Do if You are a Victim of Tax Identity Theft
Signs of tax identity theft usually surface when a person files their tax returns and never receives a refund they were expecting or the IRS alerts them that they have received more than one tax return in their name.
All of this adds up to an ordeal for the taxpayer. If fraud is determined, you will need to alert the IRS, the Federal Trade Commission, local law enforcement and the three credit bureaus. You may also want to consider freezing your credit file. This prevents scammers from opening accounts in your name.
It can take up to 19 months for actual tax returns to be processed and any refunds paid.
How to Prevent Tax Identity Theft
Sign up for ProtectMyID. The program has three levels to choose from (Essential is free for all AAA members) and each provides credit monitoring and help resolving fraud.
Open an IRS account and apply for an IP PIN. The six-digit number, known only to you and the IRS, prevents anyone else from filing a tax return using your Social Security number.
Familiarize yourself with the types of communications the IRS uses, so you won’t be fooled by fake emails or phone calls. The IRS will not call or text you. The agency typically contacts taxpayers by mail. They will send a letter if identify theft if suspected; follow the instructions in the letter exactly to validate your identity.
Avoid sharing your confidential information online. If you file your returns online, ensure you are using secure software.
Learn more about how to protect your financial and personal information with Experian.
Are you concerned about tax identity theft? Tell us in the comments.
The night sky has always inspired wanderlust, from ancient mariners to today’s outer space explorers. It’s also essential to Earth’s ecosystem.
As the astronauts of Artemis II, the first humans to visit deep space in over 50 years, return from their historic 10-day mission, the world will be celebrating Dark Sky Week, April 13 through 20.
In recognition, we invite you on a word search of the cosmos.
Far from the crowds, this oasis provides a private sanctuary of more than 500 acres of natural landscapes, tranquil lakes and an active farm. You can set out by bike along the private trails to see Florida’s lush beauty, tee off on a championship Audubon-certified golf course or luxuriate in the expansive 40,000 square-foot spa.
From the moment you arrive, you will be well taken care of by the attentive staff, who will show you to one of 1,500 bright and serene rooms and suites, featuring private balconies, marble bathrooms and picturesque views. Once settled, enjoy fine farm-to-table dining and explore sunlit pools with cabanas to bask in your retreat. Such refined hospitality and understated elegance have earned the property a AAA Five Diamond distinction and a Michelin Key.
Just a short distance from the heart of San Juan’s nightlife, this charming landmark harkens back to 1958, when its walls first echoed with legendary international performances. Fairmont El San Juan retains both its vibrancy and all its historic charm, making it a desired haven for discerning guests. Here, you can be part of the action as you enjoy inspired cuisine and thrilling live performances at Chico Cabaret and Club Brava, or say hello to lady luck at the casino, all without ever leaving the resort.
When it is time to restore, take advantage of the renowned wellness program at the Well & Being Spa, lounge comfortably beside the pool or dip your toes in the warm water bordering the award-winning Isla Verde Beach, all while enjoying Caribbean hospitality. Sumptuous cuisine, attentive staff and luxurious amenities combine to create the perfect place to recharge on holiday.
Quite simply, this 19th-century treasure is an inviting palace. Here you can bask in the glow of Louis XVI-influenced decor, be inspired by the artists who lived here and taste the best of haute cuisine within the heart of the City of Light.
Be prepared to savor every bite as you sample the culinary artistry of Alain Ducasse within the breathtaking character of Le Dalí, named after the famed surrealist artist who made this regal abode his home. At night, sip at the intimate bar as you enjoy a slice of Paris’ storied jazz scene. Take time, as well, to enjoy the serene Swiss-crafted spa setting at La Maison Valmont.
Just a short walk from the Louvre Museum and the Place de la Concorde, Le Meurice has long represented the pinnacle of artistry, Parisian heritage and high luxury.
As welcoming as the white sands of the Gulf of Toroneos, this coastal retreat fuses high-end exclusivity with all-inclusive hospitality for a truly memorable luxury escape.
Recently redesigned, Ikos Olivia enchants with its tranquil atmosphere and contemporary Mediterranean style, layered in soft hues and tactile textures. Across 290 rooms, suites and bungalows, guests enjoy calming views of lush gardens, turquoise waters and sun‑dappled pools.
Once within the resort, you’ll feel your cares melt away as you undertake a culinary journey featuring Michelin-starred menus with delicacies from across the continent, as well as a premium wine selection from more than 100 labels. Relax in leisure or select from among the curated activities with family and friends as you bask in the Mediterranean glow of hospitality.
Nestled among the cliffs of the tranquil Amalfi Coast overlooking the Gulf of Salerno, this intimate retreat offers timeless charm, thoughtfully stewarded by the same family for generations.
Guests may choose from 60 luminous rooms and suites, each appointed with hand‑painted majolica floors, marble bathrooms and balconies overlooking either the sea or fragrant gardens. Every accommodation is individually infused with Amalfi’s artistic heritage, reflecting the elegant spirit of this historic 19th‑century residence.
Dining highlights include the Michelin‑starred Glicine restaurant, where classic Amalfi flavors are reimagined with modern flair. From there, a glass elevator leads to a private beach club carved into the cliffs, offering direct access to crystalline waters, lemon groves and serene outdoor spaces that define Italian coastal luxury.
You’ve Read About It — Now Experience It
AAA travel advisors will turn your inspiration into a memorable vacation, providing trusted guidance and exclusive member benefits. Connect with us to learn more.
In the 20th century, alongside the growth of the highway system, we became a nation of drivers and the roads themselves became a part of our nation’s lore. Thanks to a perfect moment in history — and a name that rolls right off the tongue — no U.S. highway is more beloved than Route 66.
The road begins in downtown Chicago, and its beginning offers easy access to some of the Windy City’s best attractions. And while most of us don’t have the vacation time set aside to explore the whole road from end to end, you can find some of the best kitsch Route 66 has to offer a short drive out of Chicago’s city limits.
A Little Route 66 History
Route 66 stretches some 2,448 miles from downtown Chicago to Los Angeles. Predating the U.S. Interstate Highway System, it was cobbled together in 1926 by way of connecting regional local roadway arteries. Called the Mother Road by author John Steinbeck, it soon became an indispensable highway for farm workers in the Depression and wartime factory output during WWII.
In the booming postwar years, families took to Route 66 for its quirky roadside attractions on the way to vacation destinations. Along the highway, you can find everything from giant statues to trading posts and old-fashioned diners.
Though its status as an economic engine was supplanted by the interstate system in the fifties, it had by this point secured a place in our imagination as a stand-in for the country’s unique spirit, and the road has pulled travelers ever since.
Route 66 is celebrating its centennial anniversary in 2026, which makes it a great time to get to know the roadway.
Find your way to the modern starting point at 122 S. Michigan Ave., near the intersection of South Michigan Avenue and East Adams Street, and snap a photo with the iconic “begin” sign there. If history buffs want to have their bases covered, walk a block to the historic eastern terminus, as well, at the intersection of Jackson Blvd. and Michigan Avenue.
Next, consider fueling up at Lou Mitchell’s diner, which has been feeding travelers three years longer than Route 66 became a highway. It’s a classic Greek diner with old-world charm, where some patrons are greeted with Milk Duds.
Fully fueled, you can opt to spend a day at the renowned Art Institute of Chicago, with some 300,000 works of art spanning five millennia of human history. In keeping with the Americana spirit of a Route 66 road trip, be sure to spy “American Gothic,” Grant Woods’ iconoclastic portrait of a pair of dour farmers, as well as “Nighthawks,” Edward Hopper’s solemn portrait of a nighttime diner.
After a quick selfie with the Art Institute’s well-known lion figures, head to Grant Park, a large collection of greenspaces stretching along Lake Michigan. In an afternoon at the park, you can spy “Cloud Gate,” locally known as The Bean, a 110-ton smooth mass of stainless-steel plates designed to reflect the world around it. Be sure to check out Buckingham Fountain, one of the largest and most recognizable fountains in the world, which was born a year after Route 66.
Outside City Limits
If the road calls, there are several unique attractions less than 60 miles outside Chicago on or near Route 66 for a day trip.
The closest is Old Joliet Prison, a 19th-century limestone house of corrections that has been used as a backdrop for many movies, including “The Blues Brothers” and “Natural Born Killers.” No longer a working prison, it offers guide and self-guided tours, as well as special events.
For something different, consider stopping at Midewin National Tallgrass Prairie, an ongoing restoration project to create a tall grass reserve on what was once the site of rusting munitions factories. There are hiking and biking trails throughout the more than 20,000 acres, and nature lovers can spot wild bison and many species of birds. Pack a picnic, if you plan to spend time there, as it is rustic.
Another popular culinary destination in the early miles of Route 66 is Polk-a-Dot Drive-In, a 50’s diner made famous for its kitsch statues outside. While enjoying diner fare, you can snap photos of yourself with Elvis, Marilyn Monroe and James Dean.
Where To Park Yourself
The Cambria® Hotel Chicago Loop – Theatre District makes an ideal home base as you set out on your open-road journey. Created in 2017 from a historic building that dates to the early days of the highway, the hotel maintains its historic outward charm while providing modern interior comfort.
This hotel experience is immersed in the Windy City’s character, as the hotel’s rooms are appointed with Chicago-inspired decor. Visitors are also literally steps away from the historic James M. Nederlander Theatre and near the Cadillac Palace Theatre, with world-class shopping on State Street nearby. Close to stations for the L’s Red Line and Blue Line, Cambria Hotel Chicago Loop offers easy access to all the city has to offer.
You’ve Read About it — Now Experience It
AAA travel advisors will turn your inspiration into a memorable vacation, providing trusted guidance and exclusive member benefits. Connect with us to learn more.
Buying a home can be a rewarding and exciting experience, but without the proper guidance and knowledge, first-time homebuyers are bound to run into some confusing issues. If you are thinking of buying a home, or in the process of buying one, this useful guide can help you navigate your journey.
Figuring Out Your Finances
If you’re still in the early stages of the homebuying process, you’ll want to start saving money for a down payment (at least 20% is recommended). And since a credit check is such an essential part of being approved for a mortgage, you’ll want to make sure to improve your credit score ahead of time by working to clear your debts.
Plan ahead and calculate whether you’ll realistically be able to afford paying the mortgage long-term and remember to factor in other expenses such as renovations, appliances and taxes.
Potential homebuyers should never plan their purchase based on a promotion or new job that hasn’t materialized yet.
Working With a Mortgage Lender
When deciding on a lender for your mortgage, compare rates from three or more lenders. This will allow you to study your options and save money in the long run by choosing the best deal.
A pre-approval letter from a lender can give you the upper hand when negotiating with a seller. Essentially, the lender verifies ahead of time that your finances and credit are in good shape, and you can definitely use this to your advantage with the seller.
Choosing a compatible buyer’s agent is an essential part of the homebuying process. Make sure they are knowledgeable about the area you are looking to buy in and have a good track record.
Choosing a licensed agent is also a good choice, because they will have much higher standards for performance. A compatible agent will make the process of choosing homes, negotiating and more, much easier.
The area the home is in should be just as important to a homebuyer’s decision as the property itself. Do extensive research on the community and the nearby stores and establishments that you plan on frequenting. It is also important to research the local school system, even if you don’t have kids, as this can have a major impact on taxes and the home’s value. And of course, research crime statistics to make sure it’s a safe neighborhood.
Picking the Perfect Home
You will have to decide if you want a family home, townhouse or condo. All have their perks; a family home will be more spacious, and you will have your very own plot of land, but a condo offers less home maintenance to deal with.
If you are keen on a certain home, schedule a home visit to find out as much information about the property as you can. Explore every nook and cranny and don’t be afraid to ask your agent critical questions, like if the house is in a flood zone or how long since the roof has been updated.
Homeowners Insurance for First-Time Homebuyers
Homeowners insurance — and finding the best policy for you — should be an important step in any homebuyer’s plan. If the home or your possessions are destroyed or damaged by a fire, natural disaster or other uncontrollable circumstance, insurance can protect you.
Insurance is usually rolled into your mortgage payments through an escrow account, although your lender will likely require you to pay all or some of the first year’s premium upfront before or at closing. Most insurance companies require a home inspection first.
If your finances are not in order, it is not a good idea to start looking at houses; you don’t want to fall in love with a place you can’t afford. Also, if you are not sure about settling down in one place just yet, it may not be wise to jump into the investment. You might find your dream home listed, but if you are thinking about moving out of state in the next few years, the timing just isn’t right.
If there is any reason that you are not 100% confident in your decision, wait a bit longer. There is no rush. That being said, if you’re ready to settle down, have solid finances and are seriously smitten with a home or location, get your pen ready to sign some contracts!
Millions of travelers take a Los Angeles vacation each year to enjoy some of the energy and glamour of the sun-drenched city. Many of the top attractions, from studio tours to natural history museums, cater to the young and the restless.
But with nearly 4 million inhabitants, LA offers something for every age and energy level. If a fast‑paced itinerary isn’t what you’re looking for, these 10 attractions highlight the city’s quieter, more laid‑back side.
If you find yourself missing home, visit this boutique seaside neighborhood in the quiet town of Marina del Rey. It was designed to resemble a Californian’s idea of a traditional New England fishing village. You can take an affordable water taxi to get there. The village offers numerous opportunities for dining cruises, kayak rentals and parasailing. If you prefer to stay on land, there are also many fine-dining and high-end shopping establishments.
Los Angeles often feels like it has imported museums from other countries. This museum gives visitors a glimpse of Greek and Roman antiquities within the grounds of an ancient Roman country house.
If you want to see different stars than you might find in Beverly Hills and Hollywood, head to Griffith Observatory. Housed in an art deco building on the southern slope of Mount Hollywood, it offers a planetarium, hands-on exhibits about the universe and telescopes that are free to use. If you come at night, you can see the City of Angels sparkle, too.
Guitar Center Hollywood. Photo by Craig Idlebrook.
Located tantalizingly near the famed Sunset Strip of rock legend, this is the flagship store of the guitar retailer, with 30,000 square feet of guitars, basses, drums and other instruments. For most, the real draw is the RockWalk, a collection of more than 150 plaster handprints of four decades of rock royalty, from Les Paul to Ozzy Osbourne. The walls of the store are adorned with famous guitars and rock art, as well.
There are as many ways to gawk at Hollywood history as there are stars on the Hollywood Walk of Fame, and some are rowdier than others. Hollywood Bus Tours has a strong reputation for offering comfortable, tailored and comprehensive tours of Los Angeles in a well-maintained fleet of vans.
Just a short drive east from the city is an expansive and tranquil oasis of some 130 acres of biodiverse gardens. The estate, created by a railroad magnate, includes cultural and artistic treasures. It’s a great place to find some quiet amid the sometimes-dizzying fun that is Los Angeles.
Just a short drive down the coast is the quiet and luxurious town of Malibu. While still recovering from wildfires that recently devastated the area, Malibu offers dramatic coastal vistas and an off-the-beaten-path feel, in contrast to Los Angeles. Malibu Pier is both unassuming and unforgettable, with beautiful Pacific views and good dining.
Want to take a quintessential Southern California hike on your LA vacation? Runyon Canyon, with popular loop trails of 2 to 6 miles, gets you out into the foothills and offers sweeping views of the city and the Hollywood sign on clear days. The canyon trails are dog-friendly, so furry friends can accompany you as you stretch your legs away from the city’s bustle. You might even bump up against jogging celebrities. But be aware that there is no real parking near the hiking trails, so plan accordingly.
This little boardwalk just west of LA proper offers the best of both worlds for travelers. There is a dense walkway filled with beachside culinary delights, street performers and amusement park rides for those who want the fun. Just a short walk away, however, is a large stretch of sand and some relative calm to take in the splendor of a Western sunset over the Pacific Ocean. If you want to make a day of it, there are quirky museums and shops to peruse just a short walk from the pier’s entrance.
The Venice neighborhood has a steadfastly bohemian vibe, and Venice Beach is as bustling as they come, but the canal system, just a few blocks away from the beach, offers the opportunity for a beautiful walk or bike ride. As the name implies, the six canals have a distinctive European feel. The canal system is on the National Registry of Historic Places.
Tokyo is a city that rarely stands still. Neon-lit streets give way to quiet shrines and centuries-old traditions unfold alongside cutting-edge design. Every neighborhood feels like a shift in perspective.
Just outside the city, that sense of contrast continues — with a sprinkle of pixie dust. Tokyo Disney Resort brings together two distinct theme parks, each with its own take on wonder. Whether you are traveling with family or seeking something uniquely Japanese, it’s a Disney experience that feels both familiar and entirely new.
With Avanti Destinations, travelers can seamlessly incorporate a visit to Tokyo Disney Resort into a broader journey through Japan, pairing iconic sights with moments of play and discovery.
Two Parks, Two Distinct Experiences
At Tokyo Disneyland, classic Disney storytelling takes center stage. Familiar attractions, parades and characters are reimagined with a level of detail and hospitality Japan is known for. From Cinderella Castle to its lively themed lands, the park balances nostalgia with thoughtful design.
Next door, Tokyo DisneySea is even more immersive and visually striking, inspired by myths, legends and exploration. Designed with older travelers in mind, the park features elaborate ports of call, including Mediterranean harbors and mysterious volcanic landscapes. It is often considered one of the most unique Disney parks in the world.
Together, the parks create a multi-day adventure that invites exploration at every turn.
A visit to Tokyo Disney Resort is filled with moments that go beyond the expected. A few standouts include:
Immersive themed lands that feel cinematic in scale, where every detail, from architecture to ambient sound, contributes to the story.
Seasonal celebrations and parades that shift throughout the year, offering limited-time experiences tied to holidays and cultural events.
Distinctive dining,with themed cafes and regionally inspired menus that reflect both Japanese flavors and Disney creativity.
Exceptional service and atmosphere, where cast members bring an added level of care and precision to every interaction.
Exclusive attractions and merchandise you will not find in other Disney parks around the world.
Where to Stay
Choosing the right hotel can make all the difference. Avanti Destinations suggests a range of options with convenient access to Tokyo Disney Resort.
Tailor your stay based on how you want to experience Tokyo, whether that means staying close to the magic or immersing yourself in the city between park visits.
Hilton Tokyo Bay. Courtesy of Avanti Destinations.
Hilton Tokyo Bay — An official Disney Resort hotel, guests here are just moments from the parks, with easy access via shuttle and monorail. Spacious rooms and themed accommodations make it a natural choice for families and Disney fans alike.
Keio Plaza Hotel Tokyo. Courtesy of Avanti Destinations.
Keio Plaza Hotel Tokyo — Located in the heart of Shinjuku, this hotel pairs city access with comfort and convenience. After a day at the parks, travelers can return to one of Tokyo’s most dynamic neighborhoods, filled with dining, shopping and skyline views.
Hilton Odaiba. Courtesy of Avanti Destinations.
Hilton Odaiba — With sweeping views of Tokyo Bay, a relaxed atmosphere and shuttle service to the parks, here you can balance between city exploration and resort-style downtime.
See More of Japan
There is no single way to see Japan and that is part of what makes creating a customized getaway with a travel advisor so compelling. Avanti Destinations’ Japan Essentials itinerary offers a well-rounded introduction to the country, connecting Tokyo with other can’t-miss destinations.
Travelers can soak in the energy of Tokyo’s neighborhoods, from Shibuya’s iconic crossing to quieter cultural enclaves. Your journey may also include time in Kyoto, where historic temples and traditional districts offer a glimpse into Japan’s past, as well as opportunities to explore local cuisine, regional rail travel and scenic landscapes.
With the flexibility to customize, travelers can add time at Tokyo Disney Resort while building a trip that reflects their specific interests.
With the right balance of planning and flexibility, you can build a vacation that is all you imagined and more.
You’ve Read About it — Now Experience It
AAA travel advisors will turn your inspiration into a memorable vacation, providing trusted guidance and exclusive member benefits. Connect with us to learn more.
You land in a new city and check in at the hotel. Now what? I say you head out on a food tour — it’s my favorite way to get to know a new place.
Food tours are not just for foodies. Many incorporate casual street snacks, hidden cafes and simple restaurants frequented by locals. That’s part of the appeal: Food tours can get you off the standard tourist circuit.
With a resident as your guide, you’re likely to find yourself exploring a neighborhood you didn’t know about or popping into a bakery or bar that might have felt intimidating if you’d stumbled across it on your own.
When I lived in India, I booked a food tour to explore Old Delhi. For those who haven’t been there, Old Delhi is a maze of streets teeming with people, bikes, rickshaws and animals. It’s a cacophony of “chai wallas” — people selling steamy spiced chai from roadside stalls, food vendors and the aromatic fug of spices, roasting meat and pollution. In other words, it’s not the easiest place to navigate. But on a food tour, I was shepherded through the tangle to see the world-famous spice market and taste syrupy jalebi from a stall and crispy pakora at a second-floor restaurant overlooking a main intersection.
In Sofia, Bulgaria, I joined a food tour that gave me a handy overview of the best neighborhood eats near my hotel. The fresh yogurt and cheese pastry were delicious, yes, but the tour guide also offered a plethora of historical and cultural tidbits while we snacked our way through the city. Several fellow travelers even made plans to meet up later for dinner.
Food tours leave the navigation to a local. No getting lost trying to find that hole-in-the-wall cafe or paying more attention to Google Maps directions than the points of interest around me.
A city sampler helps pinpoint places you might want to revisit on your own. Walking tours of any kind help you get a feel for a new place. A food tour goes a step further, inviting you inside locally owned cafes and restaurants that you can return to later.
Culinary and cultural immersion. Food — the ingredients, the spices, even the way it is served — says so much about a place and the traditions of its people. Learning how and what to order at an izakaya (casual bar) in Tokyo or a cheese shop in London is as much a lesson in a place’s history and culture as it is a mouthwatering experience.
Making new travel friends. Food tour groups tend to be small to avoid overwhelming small dining establishments. What better way to trade stories with fellow travelers than while squeezing into a little gelato shop in Florence or breaking bread together at a bakery in Athens?
Considerations Before Booking
If you’ve never joined a food tour, the first thing to know is that you’re in for a treat! But not all food tours are created equal. Most major cities have an abundance of options available, so keep these things in mind to help narrow down your choices:
Book it for the first day of your trip. Yes, really. A food tour is the perfect way to dip your toes into the local cuisine and culture. Saving it for last means you won’t have a chance to use your knowledge for the rest of the trip.
Decide on your ideal tour length. A five-hour tour might sound like a great bang for your buck, but it’s also a recipe for sore feet. Figure out the ideal tour length for your interests and physical fitness.
The number of stops makes a difference. A three-hour tour with five stops is more laid back than a 90-minute tour with 10.
Dietary restrictions. Don’t assume that every food tour has alternative sips and bites for people with allergies or dietary restrictions. Some do, but it’s not a given unless stated in the tour description.
Booking a Food Tour
Speak to a AAA travel advisor about adding a food tour to your next vacation. AAA travel services are just one of the free perks of your membership.
AAA Trip Canvas offers a selection of food tours with access to AAA travel discounts. From local options in New York City and Boston to Europe food tours in Paris and Greece, exploring the world’s top culinary scenes is easy.
Some tour websites also let you search for food tours by city and filter by dates, group size and even specific dietary needs such as vegetarian or gluten-free stops.
Have you ever been on a food tour? Is there a city you’d like to explore through its cuisine? Tell us in the comments.
Whether you use your motorcycle for commuting or strictly for weekend rides, motorcycle owners have the same obligation as car drivers when it comes to insurance.
The level of insurance for motorcycle riders depends on what is mandated by individual states and a general responsibility to cover damages you may cause to others or their property.
When requesting a motorcycle insurance quote, make sure to let the provider know if you own more than one. Many motorcycle enthusiasts own multiple bikes. Some may be vintage models. Some may even be trikes. You can make your life simpler but including all of them on one motorcycle insurance policy, even if you only ride some of them occasionally.
Modified Bikes May Increase Insurance Costs
Part of motorcycle ownership is the pride that comes from bike modifications. Any change that you make post-manufacture is something that needs to be shared with your insurance carrier, from engine guards to tinted windshields. Whether you make the change for mechanical or aesthetic reasons, they may be factored into your motorcycle insurance quote, and generally this means your premium will be higher. If you make the change after your coverage begins, you still need to inform your carrier.
Insurance Requirements Differ by State
Since there are no federal mandates for motorcycle insurance, check state motorcycle insurance laws to make sure you have the appropriate amount and motorcycle coverage type for where you live. Liability coverage for bodily injury and property damage are required in most areas.
Motorcycle owners have a third type of liability insurance to consider: guest passenger liability. If you will be transporting anyone on the back of your bike, his or her safety is also a concern. This type of liability insurance provides medical coverage if your passenger is injured. Some policies automatically include guest passenger liability in the overall bodily injury coverage, but for others it may be an option.
Motorcycle Coverage Types
Collision Coverage Protects Your Bike
Where liability insurance covers damage to other people and their vehicles, collision coverage is what will pay for damages to your own bike whether caused by another vehicle or from contact with a non-moving object such as a tree or streetlight. Events involving wildlife, such as hitting a deer also are covered.
It can be devastating to see your bike damaged after an accident. Scrapes, bent pegs, broken shocks and paint scratches are just a few of the things that may need to be repaired. With collision coverage, your insurance should cover the cost of all repairs after your deductible. If your bike is beyond repair, it may also cover total replacement.
Comprehensive Coverage Protects Against Theft and Vandalism
Motorcycle theft is a real risk. Easier to steal than a car, thieves can swiftly disable locks and ride away on your bike without raising much suspicion. Protect your investment with comprehensive coverage. This type of insurance pays for damages when your motorcycle is vandalized, stolen and even damaged by wildlife or natural causes such as storms and floods. In this case, the word comprehensive does not mean full, so you still will need separate liability protection. Leased and financed bikes will require this kind of coverage.
Under the Umbrella
Umbrella insurance is designed as an added security measure to protect you from personal liability above and beyond your regular home and auto insurance policies. If you have an umbrella policy or eventually switch to one, make sure that it extends to your motorcycle. In some instances, it can be excluded but can be added as an endorsement to provide coverage.
Roadside Assistance Is Advisable
Even on the calmest of rides, you can experience an unexpected issue such as a flat tire, failed battery or lack of oil. In addition to your insurance policy, make sure you pick up motorcycle Roadside Assistance from AAA. Eligible Plus and Premier AAA members can get battery jump-starts, emergency tire inflations and towing for your ride. Learn more.
Appraise Vintage Models
If your motorcycle is damaged beyond repair, an adjuster will work with you to determine the fair market value of your bike. Most of the time, industry publications and classified ads provide reliable information to help in determining this amount. However, it can be harder for an adjuster to determine the value of a vintage model. If you own one, you should have a specialist appraise it so that you have solid documentation of its replacement cost.
While motorcycle owners have liability requirements like other vehicle drivers, they also have specialized insurance concerns. From motorcycle roadside assistance to modifications and vintage models, make sure your insurance has you covered for your unique circumstances.
Get in touch with a AAA insurance agent for help with all your insurance needs.
Paying off student loans can become especially confusing when you’re making multiple monthly payments. Think of student loan consolidation like combining multiple streaming subscriptions into one bundle. Instead of juggling separate due dates and payments, you make one monthly payment toward a single loan.
Check out the following rundown on student loan consolidation to find out whether or not it’s right for you.
How To Consolidate Student Loans With a Direct Consolidation Loan
The U.S. Department of Education allows you to consolidate your federal student loans with a Direct Consolidation Loan. Like the bundling analogy above, this allows you to combine multiple loans into one new loan for a single monthly payment, instead of the confusing barrage of loan payments that many students are stuck with after graduation. However, only certain federal loans are eligible.
The benefits? In addition to one monthly payment, with a Direct Consolidation Loan, you can change your repayment plan. For some, that could mean being given a longer time period — up to 30 years — to repay the new loan. Keep in mind, though, that this could cost you more in the long run if you’re paying more in interest than you would have originally.
Another plus is that it’s free to apply, and anyone can, as long as their loans are in repayment or in the grace period. You can download an application at StudentLoans.gov and submit by mail, or complete and submit it online.
But there are pros and cons to everything. One disadvantage is that you may lose the benefits you get with your current loans, like interest rate discounts or loan cancellation benefits. In most cases, consolidating will also reset progress toward income‑driven repayment forgiveness or Public Service Loan Forgiveness, meaning prior qualifying payments may not count toward forgiveness.
How To Consolidate by Refinancing Student Loans
For those who want to consolidate federal and private loans or have federal loans that don’t qualify for the Direct Consolidation Loan, student loan refinancing is another way to combine multiple loans into one. However, instead of doing this through the U.S. Department of Education, you would do this through a private lender.
The benefits? In addition to one monthly payment, refinancing can lower your interest rate. Most lenders offer both variable and fixed rates. If you have good credit and a steady income or can co-sign with someone with good credit and a steady income, you could qualify for low rates.
Like consolidating through the Direct Consolidation Loan, consolidating by refinancing allows you to change your repayment plan. You can choose to repay them faster with higher monthly payments or take a longer period of time with lower monthly payments.
While it is possible to combine federal and private student loans into one private consolidation loan, you will lose federal benefits and protections such as loan forgiveness and income-based repayment plans and should consider it very carefully before you do.
When weighing student loan refinancing as an option, be sure to compare offers from private lenders. Some may offer options such as deferment, forbearance or flexible repayment to help out during those tough times, when an income-driven repayment plan would’ve come in handy.
When To Consolidate Student Loans
You’re eligible to consolidate your student loans after you graduate, leave school or drop below half-time enrollment.
In order to consolidate student loans under a Direct Consolidation Loan, the loans you’re consolidating must be in repayment or in the grace period, which is typically the six months after graduation.
If you want to consolidate a defaulted loan, you must either wait to consolidate until after making three consecutive monthly payments on the loan, or you must agree to repay your new consolidation loan with one of the federal Income-Driven Repayment Plans.
As for consolidation through refinancing, private lenders may have their own requirements. Some may require you to have made a minimum number of payments before refinancing. A good record of making payments on time for several years can help your cause.
In any case, be sure to weigh your options before you choose to consolidate or refinance your student loans and make the decision that is best for your situation.
Have more student lending questions? Get answers here.
To figure out which is the best way to consolidate your student loans, call (888) 422-2536 to talk to a AAA Student Lending specialist.
Have you consolidated your student loans? How did it help you? Tell us in the comments below!
Universal life insurance is a type of life insurance coverage offering lifelong protection. It comes with flexible premiums and a death benefit payout, along with a tax-deferred cash value that policyholders can eventually borrow against.
We asked AAA Northeast insurance agents Jeffrey Bechtold and Candice Burroughs what universal life insurance covers, how to purchase a policy and what insurance agents wish their customers knew about universal life insurance policies. Here’s what they had to say.
Universal life insurance is a permanent life insurance policy. It lasts for the duration of the policyholder’s life, as long as they fulfill their obligations to maintain their coverage.
Unlike whole life insurance, universal life insurance gives policyholders the flexibility to adjust their premiums and the value of their death benefit for the duration of their policy.
It also comes with a built-in cash value that accumulates interest over time.
What Coverage Does Universal Life Insurance Include?
A universal life insurance policy offers more than just a death benefit, according to Bechtold.
“Universal life insurance gives you lifelong coverage starting at $100,000 and going up into millions, paying that amount to your loved ones when you pass away. In addition, universal life insurance includes a cash value feature that can grow inside the policy. Over time, that cash value can build up as you make payments,” he said.
“You may be able to use it in the future for things like supplementing income or helping pay premiums, while still keeping your coverage in place.”
What’s One Thing You Wish Customers Knew About Universal Life Insurance?
“I wish policyholders knew about how much flexibility universal life insurance gives you over time,” Bechtold said. “You get lifelong protection, the potential to build cash value you can tap into and the ability to adjust premiums or coverage as your life and goals change.”
Who Is Universal Life Insurance Best for?
People looking for lifetime coverage. If you’re looking for coverage that lasts your whole life and pays out a death benefit to your family, universal life insurance might be the right choice.
Customers who value flexibility. Universal life insurance offers a unique opportunity to adjust premiums and death benefits for clients who need extra flexibility.
Those with long-term savings goals. If you want to build long-term savings combined with a death benefit, a universal life insurance policy might be right for you.
People seeking lower premiums than whole life. Universal life insurance comes with lower premiums than whole life insurance.
How Can I Purchase a Universal Life Insurance Policy?
Burroughs shared the simple steps to purchasing a universal life insurance policy.
“Clients can easily purchase a universal policy after they’ve found a life insurance professional who can help them assess their financial goals and complete an application,” Burroughs said. “You’ll also need to schedule a paramedical exam.”
You’re in a parking lot when you hear it — an almost otherworldly sound, as if you are being summoned by aliens or angels. Then an electric vehicle rolls by.
EV sounds are becoming more common and varied. Some emit futuristic hums, while others sound more ethereal or replicate combustion engine noise. The BMW M sound was even composed by Hans Zimmer.
Why the symphony? Unlike gas-powered cars, EVs and hybrids are quiet — so quiet that a certain amount of noise is now required for pedestrian safety.
Acoustic Vehicle Alerting Systems
Since Sept. 1, 2020, hybrids and EVs have been required to emit warning sounds using an Acoustic Vehicle Alerting System or AVAS when stationary, in reverse or traveling less than 18.6 mph.
The minimum sound level is to ensure pedestrians, bicyclists and people who are blind or hearing-impaired can detect EVs and hybrids over background noises, according to a U.S. National Highway Traffic Safety Administration ruling. Other nations have adopted similar regulations.
Manufacturers are able to choose the EV sound, and some researchers are testing the most effective noises.
The required EV noises are still quieter than what a gas-powered vehicle emits but are sufficient to provide a “heads up” to pedestrians, said Jeff Allen, executive director of Forth Mobility, an advocacy group for electric vehicles.
Why EV Noise Is Good
EV motors are about 10 decibels quieter than gas cars, according to GRIDSERVE, so the integration of artificial sound makes sense for safety. In fact, studies have shown a correlation between sound regulations and a decrease in pedestrian collisions.
Casualty rates for EVs dropped from just over 137 per billion miles between 2014 and 2018 to about 58 per billion miles between 2019 and 2023, according to one study.
Manufacturers are taking the rules seriously. In December 2025, Mercedes-Benz recalled 1,899 of its 2024-2025 AMG EQE SUV models because their warning noise was not loud enough.
Exercise Caution Around All Vehicles
Not all research agrees that EVs pose a greater risk to pedestrians.
While a 2024 study by researchers in London found that pedestrians are more likely to be struck by an EV or hybrid, research by the University of Leeds found the pedestrian collision rate to be around the same as gas-powered cars.
But no matter the motor, people are safer in traffic when they remain aware. All cars are operating more quietly, and there is no room for distraction.
“Stay alert and engaged as a pedestrian, regardless of the type of vehicles around you,” said Greg Brannon, director of automotive engineering and industry relations for AAA.
Walking is one of the most convenient and beneficial forms of exercise. Recent research has revealed that even a small increase in step count can have a big impact on your health.
Walking Your Way to Better Health
Upping your step count can help improve your overall health, reduce your chances of developing heart disease and help you think more clearly, according to the American Heart Association.
“Walking also improves mental health by reducing feelings of anxiety and depression and helps with the quality of sleep,” according to Dr. Keith Diaz, associate professor of behavioral medicine and an exercise physiologist at Columbia University’s Vagelos College of Physicians and Surgeons.
Just 2½ hours a week of brisk walking can have a significant effect on your well-being, according to the American Heart Association. But slow and steady can be impactful too.
“Research shows that even slow walking has health benefits,” said Diaz. “For example, we have found that slow walks for just five minutes every half hour to hour can lower blood sugar spikes after eating by almost 60%, reduce blood pressure by four to five points, improve mood and reduce feelings of fatigue.”
What Is the Ideal Step Count?
A common benchmark for walkers is 10,000 steps a day, and while striving for that many steps can’t hurt, setting achievable daily goals for yourself is more important than hitting a magic number, according to UCLA Health. Studies show that meaningful health benefits can start as low as 2,500 steps daily for adults, with optimal benefits typically reached around 7,000 to 8,000 steps.
Wearable fitness trackers are great for setting goals and keeping track.
How to Increase Your Daily Step Count
Walk While You Work
Find ways to incorporate more activity into the natural rhythms of your workday.
“At work, when you are talking on the phone, walk and talk instead of sitting. If you are having a one-on-one work meeting, have a walking meeting. Instead of sending an email to a co-worker, walk to their desk and talk to them. Use a small water bottle that requires you to get out of your chair more often to refill,” said Diaz.
Choose to Move
Whenever you have the choice between being active or sedentary, choose active. Walk and talk when you’re on the phone. Take the dog for a stroll. Play with your kids or grandkids or walk them to school. If you have a question for someone in the same house, walk to them instead of yelling or texting them.
“Go shopping. Do housework. While many of our modern technologies add convenience, such as virtual shopping and robot vacuums, they are also taking away opportunities to walk, said Diaz.”
Make It Social
Get a walking buddy or join a walking club. Make it even more interesting by setting up a friendly competition with friends to see who can get the most steps in each week.
Does Walking In Place Count As Steps?
Of course! If you have room, you can make the most of time typically spent sitting by buying a walking pad to put under your desk or in front of the TV.
“In just [one hour], you can lightly walk 2-to-3 miles,” said Diaz.
Keep Moving
While it’s true that physical activity guidelines recommend 150 to 300 minutes a week of moderately intense physical activity, any movement is beneficial.
“Some walking is better than none,” said Diaz. “Even if you can’t hit 150 minutes in a week, you can still reap some of the health benefits of brisk walking.”
And have no doubts that walking is real exercise. Any activity that raises your heart rate for a sustained period of time — whether it’s walking, biking, swimming or dancing — is an aerobic exercise.
“What’s good about walking is that there is a low barrier to entry. It doesn’t require special equipment, training or skills,” said Diaz. “You don’t need an expensive gym membership. All you need is a pair of sneakers and a safe place to walk.”
How do you increase your daily step count? Share your tips in the comments.
This article is for information purposes only and should not be construed as advice. Speak with a doctor or health professional to determine the best exercise plan for you.
Crude oil prices settled sharply higher on April 2, ending the holiday-shortened trading week. West Texas Intermediate settled at $111 a barrel and Brent finished at $109 amid signs of continued escalation in the conflict, which has caused massive disruption to global petroleum markets since it began on Feb. 28.
Even as higher gasoline prices are causing pain at the pump, it hasn’t yet quelled demand from U.S. drivers, according to the latest data from the Energy Information Administration (EIA). The EIA reported demand last week reached a solid 8.68 million barrels a day — 191,000 barrels a day higher than the same week last year. Demand over the past four weeks has averaged 111,000 barrels a day higher than the comparable period a year ago.
The steady demand, along with fuel distributors pushing the last of winter-blend gasoline out of the system, has led to a steady drawdown of domestic inventories. Gasoline supplies have fallen for seven straight weeks, according to the EIA. They declined by 600,000 barrels last week but remain above year-ago levels and the five-year average. The still ample supply of gasoline has helped ease some pressure on gas prices since the war began.
“Rising gas prices have not led to a dip in demand at this point,” said Jillian Young, director of public relations for AAA Northeast. “As the busy spring and summer driving seasons get underway, time will tell if higher prices have any impact on drivers’ appetite for hitting the road.”
AAA’s April 6 survey of fuel prices found the national average up 12 cents from last week ($3.99), averaging $4.11 per gallon. The April 6 national average price was 79 cents higher than a month ago ($3.32) and 86 cents higher than last year ($3.25).
Region
Current Price*
One Week Ago
One Month Ago
One Year Ago
Connecticut
$4.08
$3.93
$3.17
$3.10
Massachusetts
$3.93
$3.80
$3.15
$2.99
New Jersey
$4.09
$3.87
$3.19
$3.06
New York
$4.06
$3.93
$3.22
$3.13
Rhode Island
$3.99
$3.82
$3.15
$2.99
*Prices as of April 6, 2026
As of April 6, Oklahoma and Kansas had the lowest prices in the nation at $3.27 and $3.36, respectively. California and Hawaii had the highest prices in the nation at $5.92 and $5.59, respectively.
The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.
When considering a Wales vacation, there’s a lot to be said for the adage that good things — or in this case, great things — come in small packages. After all, this petite country, which shares a border with England and is caressed by the Irish Sea, is only about the size of Massachusetts. But it’s also majestic, dotted with lofty mountains and dramatic castles, and rimmed by a coastline of pristine beaches.
Wales is packed with so many treasures that it will easily enchant travelers with a wide range of interests. Whether you’re an art aficionado, bird-watcher, history buff, thrill-seeker or botanical enthusiast, you’ll find something to satisfy your curiosity and tantalize your senses. These 10 things to see in Wales represent just a small sampling of this country’s many noteworthy sights that are all worth exploring.
Trek Along Conwy’s Town Walls
Soaring some 50 feet high, the well-preserved 13th-century walls of Conwy make for a dramatic stroll through the ancient battlements and multiple towers. Among the picturesque views are boats anchored in the harbor, the River Conwy, entrance to the Irish Sea and, on a clear day, the peaks of Eryri National Park (Snowdonia). Built by the English King Edward I along with Conwy Castle when he conquered Wales, these well-preserved walls can provide an extra thrill with the sometimes vertigo-inducing sheer drops along the less-than-a-mile walk.
Explore Blooming Gardens
You could easily spend a full, leisurely day ambling along the winding trails that network the expansive, tiered Bodnant Garden, set in the foothills of Eryri. For horticulturists, there’s plenty to love, including the waterlilies that cover the picturesque ponds in the Italianate Terrace area, wildflower meadows speckled with colorful native specimens and the woodland valley (The Dell) alive with the sounds of cascading water. In late May/early June, the Laburnum Arch attracts the most attention, with its brilliant yellow blooms that drape a 180-foot-long pergola.
Prowl Around an Elizabethan Mansion
Plas Mawr, a lavish 16th-century town house, opens a window into the life of the Tudor gentry. Owned and rebuilt by Robert Wynn, a wealthy, well-traveled gentleman, this grand mansion is noted for its rich plasterwork, colorful heraldry and ornately carved wood elements, all showing off his status. As you roam inside and outside this multi-story dwelling with audio guide in hand, you’ll spot a fireplace painted to resemble marble, Wynn’s wife’s Dorothy’s chamber bedecked with a luxurious four-poster bed and a small garden planted with flora once popular in the 17th century.
Whether you paddle by canoe or kayak, walk the adjacent tow path or take a narrow boat ride across the 1,000-foot-long Pontcysyllite Aqueduct, you’ll feel like you’re floating (125 feet) above the swiftly flowing River Dee and its surrounding Bucolic Valley. The world’s highest navigable aqueduct, it is barely 12 feet wide with no protective railing on the non-towpath side, this makes for a dramatic but serene crossing. On a guided boat tour, you’ll learn why the aqueduct’s design was considered innovative when its construction was completed in the early 19th century.
Examine a Neolithic Burial Chamber
Wandering past the gate into this remote, verdant field, you’ll be awestruck by an impressive megalithic monument that appears precariously placed. With a flat, 16-ton capstone hovering eight feet off the ground, balanced atop three giant boulders, Pentre Ifan is thought to be a Neolithic communal burial chamber dating back 5,500 years. These stones and other nearby features would originally have been covered by a mound of boulders and turf. Curiously, these rocks are composed of the same local bluestone found at Stonehenge.
Participate in a Salt Tasting
A 45-minute tour of the Halen Mon Sea Salt Company may entirely change your views on this seasoning. Their handmade salt production removes the calcium that can lend a bitterness to typical salts. This is readily apparent at their tastings, which include sampling their specialty products such as oak-smoked salt and salt flavored with cumin and turmeric. Their award-winning salt was even served at the wedding of Prince William and Kate Middleton. Don’t miss the spa experience: a local seaweed hot soak using water from the salt processing.
Descend to a Cliffside Chapel
Navigate down a series of steep stone steps to find the entrance to the wee, 13th-century St. Govan’s Chapel, perched under the limestone Pembrokeshire cliffs. According to legend, St. Govan, a 6th-century hermit monk, fled from pirates by slipping through a fissure that transformed into a cave. The chapel honors Govan, who lived his life in this windswept landscape. In the main chamber, you’ll notice a simple stone altar and benches; in the second, his original hiding spot — a wall which bears ripples — is said to be his rib impressions as the cave wrapped around him.
Bird Watch in a Historic Landscape
With myriad narrow paths and footbridges allowing easy access to the placid Bosherston Lily Ponds, birders and non-birders alike will find plenty to enjoy at Stackpole Estate. Dating from the 18th century, this trio of man-made ponds is coated with a carpet of blossoming lily pads, especially in June. Colorful dragonflies can be seen flitting about. No matter what route you take, you may spy moorhens, and maybe even a kingfisher. Veer away from the ponds to visit Broad Haven South, a stellar beach backed by sandy dunes and coastal cliffs.
Watch Artists at Work
Ensconced in a converted 19th-century chapel, the Goat Street Gallery is brimming with a diverse array of creative works: collages made from repurposed book covers, furniture crafted from reclaimed wood and decorative cutlery fashioned from found objects. You may even catch the married owners — textile artist, Amanda Wright and ceramicist, Daniel Wright — working. Amanda’s hand-stitched embroidery often embraces nature-based themes, whether it’s a curlew sandpiper or an Atlantic salmon. Dan’s hand-thrown earthenware combines traditional techniques with modern screen printing to produce pottery bearing images of local landmarks.
Tour a Family-Owned Woolen Mill
Depending on their production schedule, you’ll observe different timeless patterns being woven on numerous looms in Melin Tregwynt, a renowned woolen mill that’s been around since the mid-1800s. Snuggled on a secluded, foliage-draped property, this white-washed factory manufactures wool bedspreads and throw blankets found in top-tier hotels all over the UK and across Europe. Stop in their gift shop that’s also stocked with wool cushions, apparel and accessories. And, in fine weather, sit at a picnic table beside a small stream and nibble on a grilled Welsh cheddar sandwich with onion marmalade from their restaurant.
Start planning your Wales vacation with a AAA travel advisor.
You’ve Read About it — Now Experience It
AAA travel advisors will turn your inspiration into a memorable vacation, providing trusted guidance and exclusive member benefits. Connect with us to learn more.
For nearly 80 years, Trafalgar’s name has been synonymous with meticulously planned, culturally rich guided land tours across more than 70 countries. Now Trafalgar is channeling all that wisdom and experience into European river cruises.
With three beautifully appointed ships, Trafalgar is set to cruise the Rhine, Danube and Seine, providing guests with the same knowledgeable guides and local experiences that make their land tours famous. Unpack once and enjoy the journey.
Here’s just some of what you can look forward to with Trafalgar’s new river cruise itineraries. Reach out to a AAA travel advisor to learn more.
Every Voyage, Elevated
Travelers can enjoy the signature choices Trafalgar is known for, including:
Be My Guest encounters with local hosts in unforgettable locations.
Local Specialists who tell personal stories and offer unique perspectives of their homes.
Choose a 10-day Rhine River cruise aboard Trafalgar Verity, starting in Amsterdam. From there, you’ll travel through Germany with visits to Cologne, known for its iconic 600‑year‑old cathedral, followed by a stop in Koblenz.
The journey continues to the wine‑making town of Rüdesheim and then to Speyer, a medieval city where you can take a guided walking tour of the historic center or participate in a MAKE TRAVEL MATTER® Experience at a nearby private vinegar estate.
Your cruise then carries on to Strasbourg, a French city with strong German influences and close connections to the Black Forest, where you can enjoy a Be My Guest lunch at Bohrerhof, a family‑run farm.
The journey concludes in Basel, Switzerland, a vibrant destination celebrated for its diverse and thriving art scene.
For a taste of Germany, Austria and Slovakia, book the eight-day Best of the Danube, departing from Budapest. Begin with a full day in Hungary’s capital, often called the Pearl of the Danube, where striking architecture, historic thermal baths and a vibrant arts scene set the tone for your journey.
Disembark in the ancient city of Bratislava, Slovakia’s capital, where you can tour the city on foot or get insight into Cold War history, with presentations on life under Communism, the Soviet era and the Velvet Revolution. Optional activities include hiking up to Bratislava Castle or a guided drive featuring castle views and a refreshing stop at a local brewery.
In Vienna, enjoy the architecture and history (and coffee and pastries, of course). Top off your visit with an immersive journey back to the 18th century, discovering the places that shaped Mozart’s life and music.
Next up is Austria’s scenic Wachau Valley, home to vineyards and towering castles. Stop for lunch in the town of Spitz, at the country’s oldest winery. More unique architecture and history are on display in the city of Linz. The last stop is Passau, Bavaria’s City of Three Rivers, where you can listen to music, drink beer and eat pretzels, among other activities. Don’t miss taking a hike along the Ilz River.
A room with a view on Best of the Seine with Paris and Normandy.
What better way to see France than by cruising the River Seine on the Best of the Seine with Paris and Normandy? Cities and scenery line the 485-mile river, and Trafalgar’s eight-day itinerary ensures you don’t just see, but experience the highlights. The first stop, Giverny, is a dream stop for admirers of Impressionist painters. Tour Claude Monet’s house and see the bridge, gardens and lily pond he made so famous. Not to be missed is a fortress built by Richard the Lionheart, called Château Gaillard. Exploring pastry shops and riverside paths can fill the afternoon.
After landing at Caudebec-en-Caux, journey to Normandy, site of the D-Day landing by Allied troops in 1944, helped pave the way for the Allied victory in Europe. Guests can visit the American sector — home to Sainte‑Mère‑Église and the Airborne Museum — or explore the Commonwealth sector, featuring memorials honoring Canadian, British and ANZAC forces.
Next stop is Rouen, home to one of the largest collections of medieval architecture. Explore this ancient city or travel to Mont-Saint-Michel, an island with an 11th century church and a lively downtown. Located below the Seine’s chalk cliffs, La Roche-Guyon is home to a fortress carved into rocks, as well as gardens and forests. Lunch is at a traditional orchard and cider mill, where guests learn about harvesting apples and cider production.
The next day you can choose between the historic and the artistic: Tour Château de Malmaison, former home of Joséphine Bonaparte, Napolean Bonaparte’s first wife, or stroll through Auvers-sur-Oise, where artist Vincent Van Gogh lived and is buried and see many of the scenes featured in his paintings.
Your final day brings you to Paris, where the ship docks for a full day. Take time to explore the city’s neighborhoods, stroll along the Seine, attend a presentation on the city’s sustainability efforts or venture out to the opulent Palace of Versailles. While it’s hard to see the trip come to an end, there are countless ways to immerse yourself in the culture, history and elegance in the City of Light, if only for a short period of time.
You’ve Read About it — Now Experience It
AAA travel advisors will turn your inspiration into a memorable vacation, providing trusted guidance and exclusive member benefits. Connect with us to learn more.
Like a jigsaw puzzle, Santorini’s iconic cliffside village of Oia has been torn apart and pieced back together before. In 1956, an earthquake destroyed many of its famous sterile-white structures and the cave dwellings behind. Today, the Greek island is rebuilt and a must-see on any Mediterranean trip.
We’re all guilty. Whether it’s checking texts while driving, rolling through stop signs or failing to use turn signals, most drivers have picked up a bad driving habit or two over time. The challenge is breaking those habits.
While some of these behaviors may seem inconsequential, even the smallest lapses in concentration and judgement while driving can have fatal results. In 2023, an estimated 3,275 people were killed in crashes involving distracted driving, according to the latest information from the National Highway Traffic Safety Administration (NHTSA).
That danger isn’t lost on drivers. The AAA Foundation for Traffic Safety’s 2024 Traffic Safety Culture Index found that most respondents recognized distracted driving as dangerous. Nearly all drivers surveyed viewed scrolling through social media (97%), texting or emailing (94%) and reading from a hand‑held phone (90%) as extremely or very dangerous. Yet many admitted to doing it anyway: 11% said they scrolled through social media, 28% sent a text or email and 37% reading their phone while driving.
There is some encouraging news. About half of drivers reported changing their driving behaviors in recent years to reduce crash risk. Among them, more than 40% said they now drive more defensively, 30% said they’re more mindful of speed limits and just over 10% reported using their phones less or avoiding tailgating.
The best way to avoid bad driving habits, of course, is not to start them. AAA Driving School instructors do their best to impress upon young students the importance of following all the rules of the road. This includes not eating when driving and obeying speed limits. Young drivers are also encouraged to ignore drivers who honk at them at stop signs.
More seasoned drivers, who may be getting a little lax when it comes to traffic rules, need to remain vigilant and not slip into dangerous habits, like accelerating at yellow lights. Drivers who want to refresh their skills can sign up for the AAA Defensive Driving Course.
“One of the best ways to instill good driving habits is to explain why a regulation is important, and what can happen if you don’t follow it,” said Gary Driscoll, a AAA behind-the-wheel driving instructor in Cranston, Rhode Island, and former police officer. “I stress situational awareness when driving.”
Failure to pay attention even for a second could result in a life-or-death situation.
Distracted Driving
Distracted driving is one of the most common and dangerous bad driving habits. Texting, talking on the phone, even talking to passengers, eating or listening to music are all distractions that could take your eyes of the road or cause you to lose focus.
One of the newest, and most dangerous, trends is shooting video while driving, especially with younger drivers trying to capture clips for social media. This takes your concentration almost completely off the road and your hands off the wheel. If you want to shoot a video from your car, do it while stopped in a parking lot.
How to Fix
Put your phone on do not disturb and out of reach, said Barbara Ward, a longtime traffic safety specialist with AAA Northeast. Texting while driving is one of the top bad habits to break. It raises the possibility of a crash because it creates a “triple threat,” according to Ward. “It takes a driver’s eyes off the road, hands off the wheel and mind off driving more than any other potentially distracting activity.”
Impaired Driving
Impaired driving includes getting behind the wheel after drinking alcohol or using marijuana. Driving while under the influence not only has serious legal repercussions, but puts the driver, passengers and everyone on the road in danger.
How to Fix
Don’t do it. Designate a sober driver ahead of time or call a taxi or ride-sharing service.
Drowsy Driving
Drowsy driving can be just as dangerous as impaired driving.
How to Fix
AAA recommends stopping for a break every two hours or 100 miles while you are driving. If you start to nod off, have trouble keeping your eyes open or can’t recall the last few miles driven, pull over and let someone else take the wheel.
Speeding
While many drivers do not consider speeding risky behavior, speeding is a factor in one-third of vehicle fatalities. “Speeding gives you less time to react and increases the distance you need to stop,” Ward said.
How to Fix
Slow down. “Always know the posted speed limit and use cruise control, if possible, to keep the vehicle at a safe and reasonable speed,” added Ward.
Aggressive Driving
The NHTSA defines aggressive driving as a combination of moving traffic offenses that can endanger other people or property, often sparked by road rage. This includes one of the most infuriating bad driving habits, tailgating.
How to Fix
Avoid being a tailgater by staying calm if someone ahead of you is driving more slowly and keep a lighter foot on the gas pedal. If someone is tailgating you, continue driving the speed limit, remain calm and obey traffic signals.
More tips for dealing with an aggressive driver:
Avoid eye contact with angry drivers.
Don’t respond to aggression with aggression.
If you feel you are at risk, drive to a public place such as a police station, hospital or fire station.
When you park, allow room so you can pull out safely if someone approaches you aggressively.
Use your horn to attract attention but remain in your locked vehicle.
Before traveling abroad, it’s a good idea to check passports, visas and international driving permits. RushMyPassport can help make the process quicker and easier.
Millions of Americans plan international trips every year. But as you get ready to explore the world, the excitement of booking flights, organizing itineraries and choosing destinations is only part of the preparation process.
One of the most important, yet often overlooked, steps is to ensure all required travel documents are valid and ready well before departure. A missing document, expired passport or misunderstood visa requirement can delay or even cancel an international trip.
Fortunately, AAA members have access to expert support that can make preparing travel documents easier. RushMyPassport helps travelers obtain essential travel documents quickly and accurately, simplifying a process that can sometimes be confusing and time-consuming.
Essential Travel Documents for International Trips
Before leaving the United States, travelers should confirm they have the proper documentation required for their destination. These are some of the most common travel documents.
U.S. Passports
A valid U.S. passport is required for nearly all international travel. However, many travelers are surprised to learn that there are multiple types of passport applications depending on their situation.
These include:
New adult passports for first-time applicants
Passport renewals for expired or expiring passports
Child passports for travelers under 16
Lost or stolen passport replacements
Damaged passport replacements
Name change passports
Second valid passports for frequent international travelers
Each passport has its own requirements, documentation and submission process. For example, child passports need additional parental verification and must be submitted in person, while certain renewals can be completed through a simplified process.
Many countries also require that passports remain valid for at least six months beyond the traveler’s return date, a rule that catches many travelers off guard.
Confirming passport validity well ahead of your travel date is one of the most important steps travelers can take to avoid last-minute complications.
Many destinations around the world require travelers to obtain a travel visa before entering the country.
Visa requirements vary widely depending on the destination, length of stay and purpose of travel. Some visas can be obtained online, while others require embassy submissions, documentation verification and additional processing time.
Examples of destinations that often require visas include:
China
India
Brazil
Vietnam
Australia
Several countries across Africa and the Middle East
Understanding the correct visa requirements can be challenging for travelers planning international trips, particularly when multiple countries are involved.
Visa regulations also change frequently, making it important for travelers to verify requirements through reliable sources before departing.
International Driving Permits (IDPs)
Travelers often plan to rent vehicles or drive while overseas, especially in destinations where road travel is part of the adventure.
In many countries, a U.S. driver’s license alone is not sufficient for driving legally. Instead, travelers must carry an International Driving Permit (IDP) alongside their U.S. license.
An IDP translates a driver’s license into multiple languages and is recognized in more than 150 countries worldwide. It allows local authorities to easily verify a driver’s credentials.
AAA is an official provider of IDPs, making it easy for AAA members to obtain this essential document before traveling abroad. Get yours.
Why Travel Documentation Can Be Confusing
While travel documentation may seem straightforward at first glance, the process often involves more complexity than travelers expect.
Passport applications require specific documentation, including proof of citizenship, identity verification, photos that meet strict requirements and correctly completed government forms. Missing signatures, incorrect paperwork or outdated forms can delay applications.
Visa requirements vary significantly by destination and can involve embassy appointments, supporting documentation and processing timelines that may take several weeks.
For travelers planning trips on tight timelines, navigating these requirements alone can be stressful.
RushMyPassport Helps Simplify the Process
As a leading provider of expedited passport and travel visa services and a national preferred partner of AAA, RushMyPassport works closely with AAA members to help streamline the process of obtaining essential travel documents.
Application Guidance and Expertise
RushMyPassport’s step-by-step guidance helps travelers understand exactly what is required for their specific application type.
Application Accuracy
RushMyPassport’s online application wizard helps ensure applications are completed correctly before submission, reducing the risk of delays caused by missing information.
Expedited Processing Options
For travelers facing urgent timelines, expedited processing services can help accelerate the passport or visa process. RushMyPassport helps travelers identify the fastest options available based on their departure dates and documentation needs.
Visa Processing Support
For destinations that require travel visas, RushMyPassport helps travelers navigate applications, embassy requirements and documentation preparation.
A Convenient Online Experience
RushMyPassport’s secure online platform allows travelers to begin the application process quickly and easily from home. The platform guides travelers through each step, helping them understand requirements and gather the necessary documentation before submission.
Preparing Early Is the Best Travel Strategy
Even though expedited services are available, the best strategy for international travelers is always to prepare ahead.
AAA recommends travelers review their passport expiration dates and visa requirements several months before travel whenever possible. Doing so helps ensure that all documents are valid and eliminates the stress of rushing to secure paperwork at the last minute.
Travel planning is about more than booking flights and accommodations — it’s also about making sure you have the right documents to enter your destination and return home without complications.
Travel the world with confidence and enjoy exclusive AAA member rates with RushMyPassport.
