If you have a mortgage, you need to have homeowners insurance. But despite its integral role in protecting your house and family, you still might have questions about how homeowners insurance actually works.

We spoke to Ashley Kehew, director of insurance at AAA Northeast, about some of the most frequently asked homeowners insurance questions to help provide some clarity on your policy.

I have recently added a small addition to my home. How does this impact my home insurance policy?

“Any addition to your home, even if small, will change your home’s replacement cost,” Kehew said.

Whenever you are planning significant upgrades or remodeling to your house, you should reach out to your insurance agent to update your policy accordingly. Something as simple as painting wouldn’t qualify, but adding a room or installing new kitchen cabinets would add value to your home. You want to ensure that your policy accurately reflects your home’s worth, allowing for the most comprehensive coverage.

What’s the difference between replacement cost and actual cash value?

“Replacement cost covers the expense to rebuild or replace your property in today’s world,” Kehew said. She gives the example of a TV you bought six years ago: It may not be worth more than $50 today, but it would certainly cost more to replace it. “Replacement cost coverage gets you a brand-new TV; it doesn’t factor in the depreciation of that 6-year-old TV.”

If you had actual cash value coverage, you’d get the actual value of that 6-year-old TV today — which certainly would not be enough to replace it. The same goes for home.

“An older roof or older siding with actual cash value coverage would receive a depreciated payout, whereas, replacement cost coverage would pay to replace your roof or siding fully.”

Why is my home insured for more than its market value?

In some instances, your coverage will exceed the market value of your home, especially if you have replacement cost coverage applied to your policy. Rather than adhering simply to the market value — the current purchase price of your home, replacement cost reflects what is necessary to rebuild your home in the event of a total loss.

“It’s common to see the replacement cost for a home exceed the market value,” Kehew said. “The replacement cost of a home takes into account many things, including debris removal, construction costs, materials and labor, which can all add up to be more than what your home would sell for in today’s market.” 

If you’re unsure whether you have replacement cost or cash value stated in your policy, or want to change it, contact your insurance agent.

Is my property covered while I’m on vacation or away from my home?

Yes, of course. Your policy applies to your home even when you and your family are out. No matter whether you are down the street or on a European tour, your property is covered under your homeowners insurance.

“Most homeowners insurance will cover you anywhere in the world for things such as theft or damage from a covered peril,” for example, fire, Kehew said.

Do I need to buy additional coverage for certain high-value items, such as jewelry?

The answer to this one depends on your policy. Homeowners insurance typically has limitations when it comes to the liability for certain types of personal property.

“While standard policies have sublimits for items such as jewelry, the coverage type and amounts are limited. When you schedule an item, you are protected for so much more than the standard perils. You have full protection for things such as mysterious disappearance, breakage or even a stone falling out!” said Kehew.

If you have any questions about a specific type of valuable such as jewelry, furs, cash, silverware or firearms, contact your insurance agent to determine your policy’s limits and, if necessary, to buy additional coverage.

Learn more about getting jewelry insurance coverage through AAA.

Does my homeowners insurance policy cover damage from earthquakes?

The basic homeowners insurance policy doesn’t cover damage from earthquakes. However, if you deem it necessary, you may purchase an endorsement that guards against earthquake damage.

“Earthquake coverage is available as an endorsement that can be added on to homeowners insurance policies for an additional premium,” Kehew said. Depending on where you live, such a provision would certainly be a wise move. Just be aware that a separate deductible may apply when you update your policy.

I don’t live in a flood zone. Do I still need flood insurance?

“Flood insurance is available to everyone and honestly, should be considered by everyone,” Kehew said.

Like earthquake coverage, flood insurance is not included in a basic homeowners insurance policy, and if you aren’t in a flood zone, you should be able to protect yourself from common occurrences like storms and flash flooding. But if you live in an area where flooding is a serious risk, you should consider purchasing flood insurance, though you would have to acquire a separate policy.

Learn more in our flood insurance FAQ.

What is a hurricane deductible?

Much like how you need specific coverage for earthquakes, floods and other disasters, a hurricane deductible isn’t part of your basic homeowners insurance policy. Rather, this is a separate deductible that provides protection from any damage to your home resulting from a named storm.

“Hurricane deductibles are a separate, higher deductible that applies specifically to damage caused by hurricanes,” said Kehew. “Often, you’ll see them listed as a percentage. What this means is that it’s a percentage of your home’s insured value.”

For example, a 5% hurricane deductible on a $500,000 insured home would be a deductible of $25,000. Over time, as your dwelling coverage increases (say at renewal, your dwelling coverage increases to $510,000), your hurricane deductible will continue to increase with that coverage ($25,500, which would be 5% of the new dwelling coverage amount). Reach out to your agent for further details about what works best for you.

Hopefully, we’ve addressed some lingering questions you may have had about your homeowners insurance.

Of course, you can always contact an experienced AAA insurance agent to learn more AAA homeowners insurance or get a quote.

With summer-like temperatures in the forecast this week, AAA Northeast is sounding the alarm that vehicular heatstroke can happen quickly — especially given that child deaths inside hot cars increased by nearly 35% last year.

In 2024, 39 children died in hot cars across the U.S., according to the National Highway Traffic Safety Administration, including a 2-month-old infant who died on a 77-degree June day. That’s a significant increase over 2023, when 29 children succumbed to vehicular heatstroke. On average, 37 children die each year as a result of vehicular heatstroke.

The inside of a car can become lethally hot even on a mild but sunny day: Although most deaths occur when temperatures exceed 80 degrees, a child has succumbed to vehicular heatstroke in 70- to 80-degree temperatures in each of the past 11 years.

On a typical 80-degree summer day, the interior temperature of a vehicle climbs by 20 degrees in only 10 minutes and reaches a deadly 109 degrees in 20 minutes. On hotter days, the interior temperature can easily reach 120- to 140-degrees, and cracking the windows has little effect.

“While every family wants to believe this could never happen to them, the reality is a child dying from vehicular heatstroke is an unimaginable tragedy that can happen to any family,” said Jillian Young, director of public relations for AAA Northeast. “We urge families to take action to ensure children’s safety. Establish firm guidelines about heatstroke safety with family members and caregivers and put processes in place to ensure children — and pets — are never left behind. In some cases, a sticky note affixed to the steering wheel or a smartphone screen can help prevent a fatality.”

To prevent hot car deaths, AAA Northeast recommends caregivers practice the following:

• Stop and look at the backseat before exiting a parked vehicle. Make it a habit to check the entire vehicle before locking the doors and walking away. Place personal items, like a purse or briefcase, on the floor in the back seat as another reminder to look before you lock. Ask childcare providers to immediately call if your child doesn’t show up for care as expected and always seek confirmation that your child was removed from the vehicle safely by anyone transporting them — including spouses, grandparents, other family members and close friends.
• Lock your vehicle to prevent unsupervised access and a child getting trapped inside. Keep car keys away from children and teach them that the inside of a car should never be used as a play area.
• Act fast, call 911 and take action if you see a child alone in a locked car. A child in distress should be removed as quickly as possible.

Statistics about hot car deaths:

Over 52% of deaths are caused by a caregiver forgetting the child in the vehicle, according to NoHeatStroke.org. And it’s often not a parent: 29% of the deaths related to children forgotten in vehicles involve a caregiver other than a parent. Be especially vigilant whenever there is a change in your childcare or drop-off routine.

Nearly 22% of deaths result when a caregiver knowingly leaves a child in the car (typically to run a quick errand or let the child finish a nap). The majority of the temperature rise occurs within the first 15 to 30 minutes, and caregivers may mistakenly assume that cracking the windows is sufficient to cool and ventilate the vehicle.

Nearly 25% of cases are related to the child gaining access to the vehicle without adult supervision and becoming trapped in the vehicle. An innocent game of hide-and-seek can lead to such tragedies; often the child enters the vehicle and closes the door or trunk and cannot get out. It is important for all drivers, not just parents, to lock their vehicles in driveways and parking lots.

Statistics about pets dying in hot cars are not tracked as closely, but the American Veterinary Medical Association reports that every year, hundreds of pets die of heatstroke in parked vehicles. Exercise the same care with a pet as you would with a child.

The wide variety of electric vehicle models now available — over 75 options introduced in the past four years — isn’t moving the needle for buyers. That’s according to AAA’s latest survey, which found only 16% of U.S. adults report being “very likely” or “likely” to purchase a fully electric vehicle as their next car, the lowest percentage of EV interest recorded since 2019. The percentage of consumers indicating they would be “unlikely” or “very unlikely” to purchase an EV rose from 51% to 63%, the highest since 2022.

Key Barriers to Going Fully Electric

High battery repair costs (62%) and purchase price (59%) are cited as key barriers to going fully electric. Other top concerns identified in this year’s survey were the perceived unsuitability of EVs for long-distance travel (57%), a lack of convenient public charging stations (56%) and fear of running out of charge while driving (55%). Just over 30% of those undecided or unlikely to buy an EV have safety concerns, 27% reported challenges installing charging stations at their residences, and 12% cited the potential reduction or elimination of tax credits and rebates. According to AAA’s 2024 Your Driving Cost analysis, EVs had the second highest total ownership costs due to depreciation, purchase prices and finance charges.

Motivating Factors

Respondents cited gas savings, environmental concerns and lower EV maintenance costs as their top motivations to purchase. Last year’s Your Driving Cost analysis found that EVs had the lowest fuel cost and lowest maintenance cost of any vehicle type.

Future of EVs

Despite advancements in the EV industry and the growing number of models, the percentage of U.S. drivers who believe that most cars will be electric within the next 10 years has significantly declined from 40% in 2022 to 23% this year.

AAA EV Resources

• AAA Car Guide: For those in the market for newer EVs, the online resources also contain links to the two prior editions in 2022 and 2023. 
• AAA’s EV Website: For anyone looking to learn more about EVs, the website features a guide to getting started, cost calculators, news and insights.
• Your Driving Cost Calculator: An online resource that gives a yearly breakdown of EV ownership costs.  
• EV Research: AAA in-house experts research consumer sentiment around EVs and their functionality.

We’ve all been there. You’re cruising along, when suddenly, you get a warning that you’re low on gas. You were counting on getting home without a pit stop, but now you’re wondering if you’ll make it.

Exactly how far can you drive with the gas light on? For almost every car built in the past 25 years, E is a sign you’re down to your car’s fuel reserves, according to NAPA Auto Parts, and you can drive usually another 30 to 50 miles.

So, there is no reason to panic, but try not to push it.

How Much Gas Is Left?

How much fuel remains in your tank when the fuel light is on depends on several factors, including the make and model of the car, the type of road you are on, whether it’s flat or mountainous, the temperature and how much additional weight you are carrying.

“In the cars I have test driven, most can travel anywhere from 30 to 50 miles after the light turns on,” said AAA’s Car Doctor John Paul. “In most cars, depending on engine size and miles per gallon, when the light comes on, there is typically a useable 1 to 2 gallons of fuel left in the tank. Fuel tanks never completely run dry, but the little fuel left in the tank is not enough for the fuel system to use.”

Dashboard fuel gauges rely on a floating sensor that’s attached to an arm inside the gas tank. A fuel pump, also known as the sending unit, is involved as well. As gas burns, the floating sensor’s arm begins to drop, signaling the dashboard gauge that the fuel volume is decreasing.

While 30 to 50 additional miles is a good estimate, it’s always better to err on the low end, according to NAPA, and get gas as soon as possible. The gas light should serve as a warning, not be a casual reminder to buy gas.

“It’s always a good idea to fill up as soon as possible to avoid running out completely, which could potentially damage the fuel pump,” Paul said. “Electric fuel pumps, in many cases, are mounted in the fuel tank and are cooled by the fuel in the tank. Consistently running low on fuel can lead to the pump overheating and cause a premature failure of what can be an expensive part.” 

Repeatedly using the last bit of gas in the tank can also cause gunk from the bottom of the tank to pass into the engine, with the potential for causing damage.

Getting Better Numbers

Owners of cars with a multifunction dashboard may have access to more detailed information through the calculated range or distance-to-empty which can more accurately show fuel levels.

To find out precisely how much fuel you have when gas is low, read the owner’s manual to find the exact volume of the gas tank. The next time your needle is on E, fill up the tank. Then subtract the number of gallons needed to reach full from the fuel tank’s total capacity.

Once you have an idea of how much gas you have left, try to drive at a consistent speed to preserve fuel.

To prevent “unscheduled” stops and keep your vehicle operating smoothly, NAPA recommends filling the tank regularly and not letting the gas level drop below one-eighth of a tank.  

If you do run out of gas on the road, members can request AAA fuel delivery. A AAA technician will bring you enough to get you the nearest gas station. To request roadside assistance 24/7, including AAA fuel delivery, go to AAA.com/GetMoving, call 800-222-4357 or download the AAA Auto Club App.

Need something for your car? AAA members get discounts at NAPA Auto Parts, online and in select stores.

Are you guilty of driving a little longer than you should after the fuel light goes on? Tell us in the comments.

The surge in demand during the week ending May 23 reached 9.45 million barrels a day, an increase of more than 800,000 barrels a day, or 9%, over the prior week, according to the Energy Information Administration. That’s the highest demand reading for the week leading into Memorial Day since 2018, and it contributed to a sizable drop in gasoline inventories across the nation, including a nearly 3-million-barrel decline in the Northeast. Supplies of gasoline now sit at a 2025 low and are down 5.8 million barrels from the comparable week of last year.  

Normally, strong demand and tightening inventories would spur price increases at the pump, but oil prices remained suppressed thanks to market expectations for more crude production around the world, especially from OPEC+ member nations. The group last week agreed to increase production in July by about 400,000 barrels a day — the third straight month of production increases. Uncertainty about global demand and trade also are quelling market activity that could push prices higher.  

“Based on gasoline demand, the lead up to the Memorial Day holiday kicked off the summer driving season with gusto,” said Jillian Young, director of public relations for AAA Northeast. “But one strong week isn’t enough to significantly move retail gasoline prices, especially with domestic production continuing near record levels.”  

AAA Northeast’s June 2 survey of fuel prices found the national average down 3 cents from the previous week ($3.17), averaging $3.14 per gallon. The June 2 national average price was 4 cents lower than a month prior ($3.18) and 39 cents lower than this day last year ($3.53).  

  

Region	Current Price*	One Week Ago	One Month Ago	One Year Ago
Connecticut	$3.09	$3.11	$3.07	$3.62
Massachusetts	$3	$3.01	$2.98	$3.51
New Jersey	$3.01	$3.06	$3	$3.48
New York	$3.11	$3.12	$3.10	$3.65
Rhode Island	$2.98	$3.01	$2.97	$3.49

*Prices as of June 2, 2025  

As of June 2, Mississippi and Texas had the lowest fuel prices in the nation, at $2.64 and $2.70, respectively. California and Hawaii held the highest prices in the nation at $4.77 and $4.47, respectively.  

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

Alarming fact: More than 48 million Americans hear so poorly that their quality of life significantly suffers as a result.

The problem: Most wait too long to act, hoping their hearing will improve on its own. Sadly, it never does.

But now, a game-changing device is revolutionizing the hearing aid industry, and experts say it’s the biggest breakthrough they’ve seen in over a decade.

It’s hear.com’s new Horizon IX hearing aid.

It’s the perfect solution at the perfect time — when more and more people are eager to maintain their quality of life and overcome these limitations.

No wonder since its release Horizon IX has taken the U.S. by storm and brought hope and unprecedented clarity to thousands across America. 

1. Unparalleled, Crystal Clear Sound

Horizon IX is one of the world’s first hearing aids with dual processing. This is special because it’s the first time engineers have been able to pack not one but two state-of-the-art computer chips into a device this small.

The result? 

An unprecedented amount of power and clarity.

2. Superhuman Hearing Even in the Noisiest Environment

Thanks to the Horizon IX, hearing has never been as sharp, clear and natural. This game-changing device can recognize and enhance at least three people’s voices at once while also significantly reducing background noise.

The result? 

Effortless conversations even in the noisiest of environments.

3. Proven and Guaranteed Hearing Improvement

Tested by top-rated audiologists in America and Germany and backed by a 45-day money-back guarantee, Horizon IX is scientifically proven to improve hearing. In 2025, hear.com’s customers reported a staggering 95% increase in their hearing ability using this life-changing device.

The result? 

More than 540,000 people have trusted hear.com with their hearing.

4. It’s the Most Discreet Hearing Aid in the World

Smaller than a coffee bean, the Horizon IX is designed to be virtually invisible. Available in behind-the-ear and in-the-ear models, both styles are among the most discreet and reliable hearing aids in the world.

The result? 

Friends and family say, “I can’t believe you are wearing hearing aids.”

5. Naturally Comfortable Hearing All Day Long

Hearing with the Horizon IX is the closest thing to hearing with healthy ears. Its natural silicone domes ensure a comfortable and natural-sounding hearing experience. Built with long-lasting rechargeable batteries, most people wear them all day until bedtime.

The result? 

They are so comfortable that many forget to take them out while in the shower. True story.

Where Can I Get Horizon IX?

To date, hear.com has partnered with over 2,000 specialists to ensure Horizon IX devices are available across the U.S.

Now, Americans everywhere can experience effortless hearing in any situation — from crowded restaurants to cherished family gatherings — all with a device so discreet and comfortable, you’ll completely forget you’re wearing it.

Most people who try Horizon IX report the same thing: “I wish I had done this sooner.” And their friends and family agree. So do yourself a favor and don’t wait.

Check if you qualify for a 45-day no-risk trial.

The freedom and flexibility of renting a car can be a game changer, allowing you to plan a road trip, visit family and friends, or simply make your daily commute more convenient. However, there’s a common misconception that you must be 25 years or older to rent a car.

While many rental car companies have strict age restrictions, Hertz will hand over the keys at age 20 — or even 18 in some cities.

Hertz’s Age Policy

Hertz has adopted a more lenient age policy, allowing individuals between the ages of 20 and 25 to rent a car. The company recognizes that responsible younger drivers are just as capable of safely operating a rental car as anyone 25 and older. But there are some key terms and conditions drivers should be aware of before renting a car for the first time.

Under 25 Rental Fee

For renters that are under the age of 25, Hertz charges a Young Renter fee of $19 per day, which is below the industry average. This fee varies depending on your location and the type of car that you’re renting. Check with your local Hertz Car Rental for specific rates.

The Young Renter fee is waived for AAA members who book with a discount code.

Vehicle Selection

While Hertz opens its doors to younger renters, certain vehicles may still be off-limits at different locations. Renters under 25 can rent from a variety of car classes, from economy to SUVs, but are excluded from renting certain high-performance cars, luxury vehicles and some specialty models might have age restrictions. Don’t worry, you won’t be stuck with a minivan.

Minimum Age

Renters must be 20 years old to rent a vehicle at most Hertz locations in the United States and Canada. The minimum age in Michigan, New York and the province of Quebec is 18 years old. While in Alabama and Nebraska, the minimum age to rent a vehicle is 19.

Documents You’ll Need for Renting a Car Under 25

If you’re a driver looking to rent a car under the age of 25, here are some essential tips to make the process hassle-free.

• Understand Insurance Options: Hertz Car Rental locations offer various insurance options, such as collision damage or liability coverage. It’s imperative to understand the coverage that you may need and the additional cost it may entail.

• Valid Driver’s License: Ensure that your driver’s license is valid and in good standing for over a year. Hertz Car Rental locations will check your driving record, and a poor record could lead to denial of service.

• Valid Credit or Debit Card: Some Hertz locations may require a credit card to rent a car.

• Age Verification: When booking with Hertz, be prepared to provide documentation providing your age. This typically involves presenting your driver’s license and an additional form of identification, in some cases.

How to Stay On Budget

Renting a car can quickly add up to an expensive adventure, here are some budget-friendly tips to save you money.

• Plan Ahead: As soon as you know that you would like to rent a car, start your research. The more time you allow for research and booking, the better your chances of securing a vehicle that suits your needs and budget.

• Use Membership Benefits: If you belong to an automobile club, such as AAA, or are a member of any loyalty programs, check for discounts or special offers. You may be surprised at how much these memberships can save you.

• Rental Duration: Be mindful of the length of your car rental. In some cases, renting for a full week might be more cost-effective than a shorter duration.

• Returning the Vehicle: Return the rental car on the agreed-upon date and time to avoid late fees. And make sure that the car is in the same condition as when you received it.

So, go on and hit the road and experience the world. Where will you be heading next? Young Renter fee is waived for Reserve your next rental with

AAA members get exclusive Hertz discounts, including up to 20% on Hertz rentals and Young Renter fee waived.

This article has been updated and republished from a previous version.

When does second come before first? When counting street names.

No, this is not an Abbott and Costello routine. It’s a true, if hard to believe, fact. The most common street name in America is Second, followed by Third and then First.

While you’d presume there would not be a Second Street without a First Street, that’s not always the case. In many cases the numerical naming of streets begins with the number two, after the central roadway is given a name such as Main.

Speaking of which, Main is the seventh most common street name in America, and the second-most popular non-numerical name, following Park. Washington takes first place in roads named after people, while nature-inspired names are well represented — Park, Oak, Pine, Maple, Cedar, Elm, Lake and Hill all make the top 20.

Formulating a list of the most popular street names is not as cut-and-dried as it may seem. About six years ago, The Washington Post took a crack at it and the process revealed some interesting quirks about ranking road names. For example, should a Main Street that becomes South or North Main Street be considered one road or two? And what about a road that’s split by a park or some other sizable obstruction? Is that one road, or is it multiple roads depending on the number of its segments?

Common Street Names in the Northeast

This article from BestLife uses the Post’s data to identify the most common street name in each state. And we noticed a trend across the Northeast. The most common street name in Connecticut, Massachusetts, New Jersey, New York, Rhode Island and Vermont is Park. Meanwhile, Main is Maine’s and Maple is New Hampshire’s.

Just remember: the Post didn’t count a North Main Street and South Main Street as separate roads if they were connected — so your state’s most popular street name might actually be Main if you have a lot of directional prefixes and suffixes attached to these streets.

Have some thoughts about the most popular road names in the nation? Weigh in with a comment below!

This article has been updated and republished from a previous version.

For many teenagers, summertime brings fun, festivities and free time with friends. But as more teens take to the roads during summer break, the risk of teen driver traffic crashes increases. The ‘100 Deadliest Days’ is the period between Memorial Day and Labor Day when fatal crashes involving teen drivers are the highest.

Nationally, 7,193 teen drivers (age 15-19) were killed in crashes from 2019 to 2023, with over 31% of those fatalities occurring from Memorial Day to Labor Day, according to a AAA Northeast analysis of National Highway Traffic Safety Administration (NHTSA) data. Additionally, the number of teen drivers killed during the ‘100 Deadliest Days’ in 2023 is almost 35% higher than in 2019, pre-pandemic.

Risky driving behaviors like speeding, texting and running red lights are top contributors to unsafe driving among teens, according to the AAA Foundation for Traffic Safety. Cars full of friends can also be dangerous: AAA research shows teen drivers involved in crashes are twice as likely to die when transporting two or more teen passengers compared to when driving alone.

“As the roads become more dangerous over the summer, we want to ensure everyone gets to and from their destinations safely,” said Jillian Young, director of public relations for AAA Northeast. “We encourage parents to model safe driving behaviors and remind their teens that reckless driving puts everyone on the road at risk. We urge all drivers to make smart decisions behind the wheel — because one bad decision can be life-altering.”

AAA Northeast offers teen drivers the following advice:

• Ditch the distractions: AAA research shows talking or interacting with passengers is the most common distracting behavior in teen driver crashes followed by cellphone use.

• Slow down: Faster speeds rob drivers of the extra reaction time needed to avoid a crash. Inexperience behind the wheel makes speeding especially dangerous for young drivers.

• Buckle up: Wearing a seatbelt is the most effective way to prevent serious injuries or death in the event of a crash. NHTSA data shows seat belt use is the lowest among teens and young adults. Remember to buckle up and ask your passengers to do the same.

• Get enough sleep: Make sure you’re well-rested before a day of festivities. Head home before exhaustion hits or make a plan with friends to spend the night in a safe place to avoid driving while drowsy.

• Drive sober: It’s illegal for people under the age of 21 to consume alcohol, and it’s illegal to drive impaired. But if you’ve consumed alcohol or drugs, hand your keys to a sober friend or use a rideshare service to get home safely.

A backyard can be a sanctuary, a place to relax and enjoy the outdoors in the privacy of your own property. However, many homeowners may not be aware of the potential liabilities that can arise. While it may seem like a safe and harmless place, a backyard can still present risks for you and your guests. From swimming pools to play equipment, here are the backyard liabilities you should be aware of as you entertain family and friends this summer.

Trampolines

Although they’re undoubtedly a fun pastime, trampolines have the potential to be quite dangerous. In fact, the American Academy of Pediatrics cautions against buying a trampoline for your home due to the numerous injuries that can occur when misused.

To ensure all safety measures are in place with your home trampoline, make sure of the following.

• Trampolines should be on level ground away from trees, fences and other potential hazards.
• Always use a properly installed enclosure to prevent falls and injuries.
• Confirm that the trampoline has shock absorbing pads that cover springs, hooks and the frame.
• Make sure only one person is using it at a time.
• Children under 6 years old should never use full-size trampolines.
• Speak with a AAA insurance agent before setting up a trampoline on your property as they are excluded from some homeowners policies.

Backyard Parties

The unfortunate reality of drinking at social gatherings is that some impaired attendees may choose to drive themselves home afterward, risking not only their life, but others on the road as well. There were 12,429 motor vehicle deaths caused by alcohol impairment in 2023, according to the most recent statistics from the National Highway Traffic Safety Association.

If throwing a holiday bash or celebration that involves alcohol, have guests who plan to drink sleep over or make arrangements for a sober ride home. In addition, making sure all backyard furniture and structures like porches or decks are properly maintained and structurally sound to avoid accident or injury. With plans in place, plus good food and great friends, there should be nothing keeping you from enjoying your next backyard bash.

Pools

Pools are a symbol of summer, but they’re also one of the biggest backyard liabilities. With drowning being one of the leading causes of death for children in the United States and more than 6,500 children and adolescents needing treatment for diving-related incidents annually, it’s imperative that every precaution be taken when using any pool.

• Never leave children unattended. Designate an adult who isn’t distracted (reading, texting, listening to music, etc) to watch them.
• Teach children not to play or swim near drains or suction outlets. Make sure no one enters the pool if there are any loose or broken drain covers as hair, limbs, jewelry and bathing suits can become stuck.
• Make sure the pump is off while the pool is in use, and teach others how to shut it off in the event of an emergency.
• Install at least a 4-foot fence with self-closing and latching gates around pools. Check your municipality’s requirements for specific measurements in your area.
• Provide depth indicators around the pool.
• Educate children on the dangers of diving and how to dive safely.

Fireworks

There were nearly 10,000 fireworks-related injuries reported in 2023. The legalities surrounding fireworks vary by state, so make sure you are always in accordance with regulations before purchasing and setting them off.

Remember, if you allow someone to light off fireworks on your property, you could be liable if there are injuries or other issues.

Barbecues and Fire Pits

Grill fires on residential properties cause an average of $37 million in damage per year, according to the U.S. Fire Administration. To limit the likelihood of such an event, always keep your grill at a safe distance from flammable items and high-traffic areas (think: back door or where guests frequently enter and exit).

Fire pits are a similar backyard liability, with related injuries spiking in recent years. Before using a fire pit, make sure your city or town allows them. To make accidents less likely, build fires at least 10 feet away from the home or any other structure, always have a fire extinguisher on hand, never use flammable liquids to start a fire and do not attempt to light fires on windy days.

Always keep kids and pets away from all fire sources and never leave fires unattended.

Protect your home and property with homeowners insurance from AAA. Schedule an appointment to speak with an agent today.

Universal Orlando Resort has become a vacation destination that lives up to its name, with two theme parks, a water park, a shopping district, hotels and a brand-new theme park on the way. It truly is its own universe, packed with unique experiences and thrilling rides around every corner.

Before you go, get to know the difference between Universal Studios Florida, Islands of Adventure, Volcano Bay and the highly-anticipated Epic Universe, with this quick guide.

Universal Studios Florida

Universal Studios Florida was the first theme park opened by Universal Orlando Resort, themed around the magic of the movies. Here, you can cause mayhem with Gru’s minions, zoom around New York with Jimmy Fallon, train with the Men in Black and more. Coaster enthusiasts will scream for the Hollywood Rip Ride Rockit and Revenge of the Mummy, while wizards and witches can discover the hidden Diagon Alley section of the Wizarding World of Harry Potter. If you have an Islands of Adventure ticket, you can even catch the Hogwarts Express to Hogsmeade from here.

Islands of Adventure

Universal Islands of Adventure is a series of different intricately-designed theme park lands, each ushering guests into a different world. Here, you can find Seuss Landing, Marvel Super Hero Island, Hogsmeade, Jurassic Park, Toon Lagoon and more. Ride hair-raising rides for thrill-seekers, like Skull Island: Reign of Kong, The Incredible Hulk Coaster and VelociCoaster, or opt for a gentler experience on rides like Flight of the Hippogriff, The Cat in the Hat and Pteranodon Flyers. Islands of Adventure lives up to its name, with fun and unique experiences for every member of the family. Pro tip: Don’t pass up on the park’s interactive entertainment, like the show at the Ollivanders wand shop. It’s a great way to make your vacation one-of-a-kind.  

Volcano Bay

Need to escape the Florida heat? Look no further than Universal’s Volcano Bay, a water park built around the imposing Krakatau Volcano. Water warriors can show their courage on intense waterslides, bumpy raft rides, a water coaster and a wild wave pool. Sunbathers and splashers can relax in the lazy river, on Waturi Beach and at the peaceful Reef.

Epic Universe

Universal Epic Universe opened in late May 2025, with a host of brand-new attractions, hotels, shows and worlds to explore. From the central Celestial Park, guests will be able to travel to places like Super Nintendo World, the Isle of Berk, Dark Universe and the Wizarding World of Harry Potter’s Ministry of Magic.

Looking for discounts on theme parks and more? AAA members can save on tickets to all the fun.

While demand data for the holiday weekend is not yet available, prices remained flat across much of the Northeast thanks to lackluster demand in the weeks leading up to the holiday and growing inventories as supply continues to outpace domestic demand.   

The build in gasoline inventories came last week even as domestic refiners dialed back production from 9.7 million to 9.5 million barrels a day, according to the Energy Information Administration. Total supplies of gasoline increased by 800,000 barrels. On the other side of the equation, demand for gasoline during the week ending May 16 — the latest available data — fell to 8.64 million barrels a day, down from 8.79 million barrels a day a week earlier.   

Another factor keeping a lid on pump prices is the cost of oil, which continues to hover around $60 a barrel and is unlikely to break out of the current range after OPEC+ indicated last week that its member nations will likely approve yet another production increase in July. That makes three consecutive months that the group would approve increases of 411,000 barrels a day, increasing the odds of global supply outpacing production through the end of 2025.  

“It might seem highly unusual for gas prices to stay relatively flat in the early days of the summer driving season, but ultimately, supply and demand are the major driving forces behind pump prices,” said Jillian Young, director of public relations for AAA Northeast. “Prices could start moving if demand picks up as the summer rolls along, but it will take several consecutive weeks of strong demand before the current dynamic changes.”  

AAA Northeast’s May 27 survey of fuel prices found the current national average unchanged from last week ($3.17), averaging $3.17 per gallon. The May 27 national average price is 3 cents higher than a month ago ($3.14) and 42 cents lower than this day last year ($3.59).  

Region	Current Price*	One Week Ago	One Month Ago	One Year Ago
Connecticut	$3.11	$3.11	$3.06	$3.66
Massachusetts	$3	$3	$2.96	$3.53
New Jersey	$3.05	$3.02	$2.96	$3.50
New York	$3.12	$3.13	$3.09	$3.67
Rhode Island	$3	$3	$2.94	$3.53

*Prices as of May 27, 2025 

As of May 27, Mississippi and Louisiana had the lowest prices in the nation, at $2.64 and $2.70, respectively. California and Hawaii held the highest prices in the nation this week at $4.84 and $4.47, respectively.  

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

Are you dreaming of a trip to Japan? If you’re like most first-timers, you plan to split your time between technicolor Tokyo and historic Kyoto. But many travelers also set aside a day or two to visit a countryside ryokan, one of the purest, most immersive experiences of Japanese hospitality.

That’s exactly what my husband and I did on our trip to Japan last year. Between Japan’s old and new capital cities, we stopped off in Hakone for a night at a ryokan. The experience was like stepping into a parallel world, where my husband and I were invited to slip off our shoes and don traditional robes for the evening and where soaking in a cypress tub of hot spring water was a typical afternoon activity. But our stay was also very structured, with strict rules and timetables.

What Is a Japanese Ryokan?

Ryokans are traditional Japanese inns. They’re also the perfect place to immerse yourself in Japan’s famous omotenashi, a deep-rooted hospitality that emphasizes mindfulness and preparedness down to the most minor details. Many ryokans also have onsen — bathing facilities built around natural hot springs.

Ryokan stays typically include kaiseki dinners and breakfasts. Kaiseki is a traditional multicourse meal highlighting various preparation techniques and seasonal ingredients. It is intricate, intriguing and often intimidating, as the many small courses feature foods unfamiliar to American palates.

My Experience Staying at a Japanese Ryokan

We stayed at Yama No Chaya, a ryokan in the forest at the end of a suspension bridge in Hakone, Japan. A car from the ryokan picked us up at the train station and took us to the inn, where a few staff members stood outside in greeting.

As we approached the doorway, we were instructed to stow away our shoes and put on slippers. Then, our designated attendant took us through a maze of hallways to a tatami mat room with two Western-style twin beds and an open-air cypress bath on the private balcony. We were asked to choose between two dinner time slots in the room. We were also invited to book a private timeslot on one of the ryokan’s large spring-fed onsens.

Because we were staying for only one night, we started enjoying the ryokan’s activities as soon as the attendant left the room. First up: a soak in the private onsen. In Japan, washing up before stepping into the bath is very important. Tubs are for soaking, not cleansing. Afterward, we headed to the glass-walled bar lounge for sake, Japanese rice wine, served in bamboo cups.

The meals are perhaps the most important element of a ryokan stay. We opted for a mid-evening supper to have time to enjoy the outdoor onsen before bed. The attendant brought in course after course — miso soup, several varieties of fish (raw and cooked), soba noodles, yaki mochi grilled on the table in front of us and so much more. As a picky eater, I found the meal enjoyable and challenging. Breakfast the next morning was even more difficult. Starting the day with cups of green tea, onion soup, tofu and baby eels was not easy for me.

Checkout was at 10 a.m. sharp — a fact we were politely reminded of more than once. When we exited the room at 9:50 a.m., our attendant stood outside the door, waiting to escort us out. As we switched footwear at the entrance, our luggage was whisked away while our attendant bid us a rushed farewell.

Whoosh! In what felt like the blink of an eye, the tranquil world of the ryokan evaporated, and we were off to Tokyo.

What Is the Ideal Length of Stay?

For us, one night was rushed but still worth it. Most ryokans invite guests to check in between 5 and 3 p.m. Checkout is 10 a.m., which is early by American standards.

If you have the time and budget, a two-night ryokan stay is ideal. You’ll have more time to soak in the surroundings, enjoy the lounge, and spend more time in the onsen.

Should You Stay in a Ryokan?

Before you book a ryokan stay, it’s important to understand that Japanese ometenashi is a two-way street. Ryokan owners and staff exude deep respect and care for you as the guest, but you must also show deep respect and care for the ryokan’s culture and traditions. If you’re not willing to spend a pretty penny for an experience that requires you to pay attention to details and social expectations, skip the ryokan.

That said, staying at a ryokan is one of the best ways to experience Japanese hospitality. Ryokans are not luxurious in the way that European grand dame hotels or Tokyo high-rises are, but they are authentic. They are peaceful and deeply immersive. You will discover something new.

Ultimately, it’s up to you whether a Japanese ryokan experience is worth your time and money. You will walk away from a ryokan with memories and a deeper knowledge of Japanese traditions. But, if you’re exploring Japan for the first time and don’t make it to a ryokan, rest assured that you’ll still have a fantastic time.

Plan your Japan vacation with a AAA travel advisor. Travel advisor services are included with your membership at no extra charge.

Have you ever been to Japan? Would you like to go and stay in a ryokan? Tell us in the comments.

More older drivers are on the roads today than ever before — there are 51.6 million drivers in the United States age 65 and older as of 2022, according to the most recent data from the Federal Highway Administration.

But along with that growth has come a sharp increase in traffic deaths. The number of fatalities in senior driver crashes nationwide reached its highest point in more than 20 years.

“Older drivers aren’t necessarily worse drivers than their younger counterparts,” said Mark Schieldrop, Senior Spokesperson for AAA Northeast. “In fact, AAA research shows that seniors are less likely to engage in risky behaviors behind the wheel. But they are at greater risk of being killed or seriously injured if a crash occurs.” 

Remaining an active driver can provide older adults with a much-valued level of independence. However, the physical and cognitive changes that come with aging, coupled with medical conditions and increased medication use can put older drivers at a greater risk behind the wheel.

AAA Northeast is encouraging seniors and their families to have discussions about how to ensure safe mobility for years to come. 

Here are some of the biggest challenges older drivers face and how to overcome them.

Vision Problems

Just about everyone’s eyesight gets worse as they age thanks to a condition called presbyopia. Over time, the lenses in your eyes stiffen, making it more difficult to focus on nearby objects. Other diseases, such as glaucoma, cataracts and macular degeneration, can exacerbate the problem.

On the road, vision problems can make it difficult to see pedestrians, cars, signs and hazards, especially at night or in low-light conditions. A study conducted by the Insurance Institute for Highway Safety found that one-third of crashes involving older drivers were the result of inadequate surveillance, mostly looking but not seeing another vehicle or traffic control.

Hearing Loss

Hearing loss is another common problem for older adults, and though we might not think of hearing as a critical sense for driving – it is. Recognizing horns and sirens can help you steer clear of danger and avoid a crash.

Sore Muscles and Joints

As you age, your muscles may become weaker and your joints stiffer. Arthritis, or joint inflammation, is particularly common in older adults. It can be painful to move afflicted parts of your body, making it difficult to pull off even the most basic physical movements needed to drive a car safely, such as turning the steering wheel, applying pressure to the brake or accelerator and turning your head to see your surroundings.

Medications

Research from the AAA Foundation for Traffic Safety found that nearly 50% of older drivers were using seven or more medications. Many medications come with potentially impairing side effects, such as blurred vision, confusion, fatigue or incoordination. Symptoms like these can increase the likelihood of a crash by up to 300%.

Slow Reaction Time

Reflexes tend to slow down as you age, making it difficult to react to sudden changes on the roadway in a timely manner. This can put you at a greater risk for a crash.

Traffic Difficulties

Studies have shown that older drivers have more trouble with specific aspects of driving. These include merging, passing through intersections and judging the space between vehicles and the speed of other cars.

How Older Drivers Can Remain Safe Drivers

• Talk to your doctor. Have an honest conversation with your doctor regarding your health and whether or not it’s safe for you to drive. You may also want to devise an exercise program under their guidance to increase your strength and flexibility.
• Ask about side effects. According to the AAA Foundation for Traffic Safety, many drivers prescribed potentially impairing medications are never warned by their health care provider about how the medicine could impact their driving ability.
• Get your eyesight checked regularly. Your vision changes as you age, so make sure to visit your eye doctor at least once a year. Never drive without wearing your prescribed glasses or contacts.
• Be smart about when you drive. If possible, avoid driving at dawn, dusk or nighttime. The limited light, headlight glare and sun glare during these times of day make it more difficult to see. You also may want to make things easier for yourself by avoiding the road during rush hour and other times of high traffic.
• Take an adult driving lesson. Learning how to drive is not just for teenagers. Whether you’re a brand-new driver or just need a refresher, it’s never too late to improve your skills behind the wheel. As always, AAA is here to help. Learn about our Adult Driver Training program and sign up today! To brush up on your road rules, the AAA Defensive Driving Course is another great option; depending on the state you’re licensed in, completion can also earn you a discount on your auto insurance.
• Adapt your vehicle. Hand controls can allow you to operate the brake and accelerator with handles, which you may find easier than using your feet. Seat boosters can give you a better line of vision from behind the wheel.
• Learn about AAA’s CarFit assessments:

Learn more about AAA’s senior driving resources, including information on how older drivers can extend their driving careers and prepare for “driving retirement.”

Are you an older driver? What are some challenges you’ve encountered behind the wheel? Let us know in the comments below.

This article has been updated and republished from a previous version. 

Is keeping up with rising prices of groceries, gas, electricity and the overall cost of living a concern for you? Has your home increased in value as you watch your investments diminish? Are you concerned about maintaining monthly cashflow?

If you answered yes to any of these questions, then considering a federally insured reverse mortgage may be worth your time. It could be just the right tool to keep you in your home through your golden years, all while receiving tax-free loan proceeds.

Reverse Mortgages Are on the Rise

The confluence of stock market uncertainty, a worldwide pandemic and global unrest over the past several years contributed to skyrocketing inflation that, in turn, has led to stressful days and sleepless nights for many retirees worried about their financial futures.

Approximately 89% of seniors think the U.S. has a retirement savings crisis, According to a 2023 American Advisor Group’s (AAG) survey. The results indicated that 44% of seniors fear they have not saved enough to retire securely, and another 57% reported they were either “somewhat” or “not at all” optimistic that their savings will stretch through retirement. 

In an earlier AAG poll, Modern Retirement Survey, about 53% of respondents said that the current cost of living is higher than they expected.

“If someone has retired recently or is planning to retire, they need to look at all the options out there to deal with these higher costs,” said Steve Vieira, director of mortgage operations and sales for AAA Northeast. More and more retirees who find themselves house-rich but cash-poor have landed on the same option.

A growing number of home-owning retirees have taken advantage of reverse mortgages as a way to unlock their home equity, according to the federal department of Housing and Urban Development (HUD), thus increasing their available funds and creating a more stable financial future.

“The spike in inflation has and will continue to put a huge burden on seniors with fixed incomes,” Vieira said. “This has sparked much more interest in leveraging the equity that was built up in the last couple years to supplement retirement plans.”

How a Reverse Mortgage Works

A Home Equity Conversion Mortgage (HEMC) is a loan available to those age 62 and over borrowed against the equity owned in a home. Instead of making monthly payments as with a traditional mortgage, borrowers receive payments from their lender. The loan then becomes due when the house is sold, or when the last surviving borrower dies.

Borrowers have flexibility in how they use the funds they receive from a reverse mortgage. The money can be spent on monthly expenses, health care costs, travel and other activities. Maintaining the home, as well as keeping up to date on all utility payments and taxes, remain the responsibly of the borrower.

How Much Money Can a Reverse Mortgage Provide?

HEMCs are federally backed by the department of Housing and Urban Development. The mortgage limit for 2025 is $1,209,750. How much of that a homeowner receives is calculated based on a HUD formula. Current interest rates, the age of the youngest homeowner and the home’s appraised value are all taken into account. Older homeowners and those with greater equity in their home receive higher mortgage amounts.

The borrower has four options to choose how they may receive their payments once the loan has been approved:

• Lump sum distribution.
• A monthly payment in a fixed dollar amount for a length of time that the borrower chooses.
• A monthly lifetime distribution (known as a tenure payment).
• Through lines of credit that allow the untapped funds to grow in value over time.

Although the borrower is responsible for closing costs, Vieira advises that in most cases the majority of these fees can be incorporated into the loan. This results in minimal out-of-pocket costs for the borrower during the application process.

Is a Reverse Mortgage a Safe Option?

HECMs are insured by the federal government, which has instituted regulations making reverse mortgages even safer than they were years ago. Most notably, HUD requires all borrowers receive educational counseling before executing the loan to ensure that the individual understands all areas of the reverse mortgage process.

Separately, it’s important to know that a reverse mortgage does not impact the borrower’s Social Security benefits, Medicare, Supplemental Security Income or Medicaid benefits. It simply allows the borrower freedom from monthly mortgage payments as long as they remain living in the home as their primary residence.

AAA is here to answer all of your reverse mortgage questions. Learn more or join one of our free reverse mortgage webinars.

Your wedding day is one of the most important — and most photographed days — of your life.

Fortunately, the Northeast has countless postcard-worthy backdrops for unforgettable wedding photos. Whether you’re tying the knot at city hall or saying “I do” at a historic estate, these stunning spots will help you capture memories that last a lifetime.

Find Your Wedding Photo Location

Connecticut

For an elegant yet natural vibe, Harkness Memorial State Park on the Long Island Sound is a dream. The seaside estate features manicured gardens, a grand mansion and sweeping ocean views. Photography permits and reservations are required for wedding shoots, easily arranged through the parks department.

New Hampshire

For jaw-dropping scenery, head to Cathedral Ledge, perched high above the Saco River Valley. Though it feels remote, you can drive to the top, then take a short walk to the ledge for panoramic views of Echo Lake and beyond. It’s a photo moment you’ll never forget. No permit is necessary to snap your dream mountaintop shot.

New Jersey

With the Manhattan skyline and the Statue of Liberty in the background, it’s no wonder Liberty State Park is an epic place to take pictures. The park’s 2-mile waterfront promenade and the historic Central Railroad of New Jersey Terminal are both top picks for romantic shots. Bonus: Pets are welcome, and no permits are required for wedding photography.

Maine

Located beside the vacation town of Bar Harbor, Acadia National Park offers rugged coastal beauty, lush forests and stunning mountain views. Two of the most photogenic spots? The summit of Cadillac Mountain offers panoramic ocean views, and Sand Beach is framed by towering peaks. Best of all, no photography permits are required.

Massachusetts

Looking for cobblestone charm? The Beacon Hill neighborhood in Boston is a picturesque setting of federal-style brick row houses and gaslit streetlamps. Acorn Street is a fan favorite, so consider an early morning shoot to beat the crowds. No permits are required here — just bring your best poses!

New York

Few places are as symbolic — or scenic — as Central Park in Manhattan. From the charming Bow Bridge or The Mall & Literary Walk, lined with elm trees, the park is full of storybook shots. Pro tip: Book a local photographer (such as those on GetYourGuide) to help you find hidden gems for one-of-a-kind shots. Permits are necessary and are managed by the Central Park Conservancy.

Pennsylvania

Romance is in full bloom at Longwood Gardens in Kennett Square. With regal fountains, whimsical greenhouses and 1,100 acres of landscaped beauty, it’s one of the most visited botanical gardens in the US. Indoor and outdoor spaces make it a perfect choice year-round. A photography permit is required at least four weeks before your scheduled shoot.

Rhode Island

Castle Hill Lighthouse, set on Narragansett Bay at the end of the Ocean Drive Historic District in Newport, is the epitome of coastal romance. With sweeping sea views and historic mansions nearby (Jackie Kennedy grew up in the area), it’s perfect for nautical-themed photos. The land is owned by the AAA Four Diamond designated Castle Hill Inn, which coordinates access for photography sessions at the lighthouse.

Vermont

Think a farm setting isn’t glamorous? One look at Shelburne Farms and you might change your mind. With scenic trails, gardens and Lake Champlain as a backdrop, it’s rustic romance at its finest. A permit is required for all photography sessions on the property.

Permits and Planning

Many of these wedding photo locations require permits. Fees, restrictions and processing times vary, so it’s best to contact the venue or the parks department a few months in advance. Some areas limit group sizes or restrict props or equipment like drones, so always do your homework to avoid day-of surprises.

Destination Wedding Planning

Feeling overwhelmed by all the planning? AAA offers destination wedding planning services to make your big day effortless. Whether you’re dreaming of a romantic beachside ceremony or a mountaintop wedding, our travel advisors can make it happen. As a member, you have free access to advisors who specialize in weddings and honeymoons — we call them our Agents of Honor. Find yours today!

Where did you have your wedding photos taken? Tell us in the comments.

Ever wonder why sometimes you sleep better with a fan as opposed to total silence? Or find that you feel calmer listening to the low hum of rain? It all has to do with the phenomena of colored noise.

Colored noises — white, brown, pink and green — are low-frequency sounds found to have certain effects on the psyche ranging from better concentration to breaking up brain fog. The colors are heard, not seen.

“In general, your ear can only register sounds that fall within a range of frequencies, and these frequencies exist on a color spectrum (like a rainbow),” according to the Cleveland Clinic.

In the same way that listening to your favorite song can instantly change your mood, colored noises have a unique auditory profile that has been reported to help the way our brains process external elements. And even if you think they all sound the same, every color has its own set of unique benefits:

White Noise: Best for Blocking Out Sound

White noise is often used as an umbrella term for most color noises, and there’s a good reason for that: White noise is all noise. Or, at least, it encompasses the entire range of audible frequencies. It gets its name from white light, which contains all visible wavelengths at equal intensity.

White noise’s consistent decibels are best put to use when trying to block out unwanted ambient noises, like talking or traffic, as it effectively masks distracting sounds. Types of white noise include the sound of a waterfall or TV static.

Listen to white noise:

Brown Noise: Best for Concentration

Brown noise, named after botanist Robert Brown, emphasizes lower frequencies. This means that it’s more likely to have a soothing, grounding effect for some listeners. For folks who typically find high-frequency sounds distracting, brown noise works to improve focus. In fact, a study found that workers in an open floorplan office were able to better focus on their tasks when listening to brown noise through headphones during the day.

Examples of brown noise include a rushing river, thunder and wind blowing through trees.

Listen to brown noise:

Pink Noise: Best for Improving Sleep and Memory

Softer and more pleasant than white noise, pink noise is a deeper and more balanced sound. Each octave carries the same amount of energy, which aligns more closely with how human ears perceive loudness. This specific frequency creates an environment more favorable to cognitive processing, making it an ideal sound to use for sleeping and improving memory.

The sound of rainfall is one of nature’s pink noises, as well as rustling leaves or steady ocean waves.

Listen to pink noise:

Green Noise: Best for Feeling Calm

Think of green noise as the middle ground. Its frequencies (about 500 hertz) are concentrated in the midrange of the human hearing spectrum, emulating balanced, nature-inspired environments. Its resemblance to natural soundscapes can induce a sense of calm and mindfulness while also reducing stress and lowering anxiety.

Listen to green noise:

While the purported effects of colored noise are well-documented by individual accounts, more research needs to be done to determine its effectiveness using evidence-based science. That being said, there’s no harm in trying it out for yourself.

Do you listen to colored noise to sleep or concentrate? Let us know in the comments!

Seat belt history begins nearly two centuries ago, but it’s only been in the past few decades that the safety feature — and its use — have become commonplace. It was an uphill battle, one that included laws, education and technological improvements, to get the public to latch onto these life-saving devices.

It’s a good thing they did — seat belts have been credited with saving thousands of lives per year and are considered to be one of the most cost-effective public health inventions ever. But as recently as the late 1970s and early 1980s, seatbelt use was only between 11% and 14%. Seatbelt use grew the most between 1984 to 1987, when 29 states adopted mandatory seat belt laws.

So how did seat belts go from an afterthought to a necessity? Let’s take a look.

Prefer an audio summary of this post? Click below to listen to this article.

Mid-1800s – The Seat Belt History Timeline Begins

Sir George Cayley, a wealthy landowner in Yorkshire, England, invented the first seat belt way back in the 19th century. Cayley was highly interested in aerodynamics and the principles of flight. He is credited with building the first successful manned glider, a half-century before Orville and Wilbur Wright took to the air. Inside the aircraft, Cayley included a lap belt to keep the pilot in place.

His first test flight crashed landed – the pilot survived.

1885 – The First Seat Belt Patent Is Granted

On February 10, New York City resident Edward J. Claghorn was awarded the first U.S. patent for a vehicular seat belt. It was devised in order to keep tourists safe as they rode in taxis. The seat belt looked more like a modern climbing harness, consisting of a strap that used hooks to secure a rider to the seat.

1922 – The Seat Belt Comes to the Indy 500

Barney Oldfield, a racing pioneer and the first person to drive 60 mph, recruited a parachute manufacturer to design a restraining harness for his Indy 500 car. Oldfield had seen several drivers get hurt, and even die, after being ejected from their vehicles.

Prior to this (and in the decades following) seat belts were rarely worn. One myth that prevailed during this time was that it was safer to be flung from the car than remain inside the vehicle as it crashed and potentially burned. Manufacturers, meanwhile, believed that if they included too many safety features, it would give consumers the impression cars were unsafe.

1959 – The Three-Point Seat Belt Is Invented

The most important evolutionary step in seat belt history occurred in 1959 when Swedish engineer Nils Bohlin invented the three-point seat belt. Volvo Car Corporation hired Bohlin the year prior as the company’s first chief safety engineer. He had previously worked designing ejector seats for fighter jets.

Two-point seat belts only secured the passenger’s lap (and were hardly ever worn at the time). The four-point belts Bohlin used in airplanes were untenable in cars. His solution was a three-point seat belt that consisting of one continuous strap. One section ran diagonally across the body while another section crossed the lap, creating a restraint for both the upper and lower body.

The first car to feature the three-point seat belt was the Volvo PV544, but it was quickly joined by others. Maybe the most remarkable — and most significant – aspect of this invention is what Volvo did with their new technology: they gave it away for free. The company allowed other manufacturers to have the design free of charge, all in the name of safety. At the time of his death in 2002, Volvo estimated that Bohlin’s invention had saved more than one million lives in just four decades.

1961 – Wisconsin Becomes First State to Require Seat Belts

On September 25, Wisconsin became the first state to require seat belts be installed in the front seats of all new cars. This law only required cars to have seat belts. There was no such rule that passengers had to wear them.

1968 – Seat Belts Become Nationally Mandated

The first federal law mandating all new cars be equipped with both lap and shoulder belts in the front seat is introduced. Although the three-point seat belt had been around for nearly a decade, the law did not specify the need for any particular design. As a result, many automakers installed separate lap and shoulder belts.

1973 – The Seat Belt Interlock Mechanism Is Introduced

The 1970s and 80s were the most tumultuous stretch of time in seat belt history. It all began in 1973, when the National Highway Traffic Safety Administration (NHTSA) required all new cars to install a seat belt interlock mechanism. The inexpensive device prevented a car from starting until the driver’s seat belt was buckled.

The public had issues with this, feeling the government was overreaching with an intrusive mandate. Automakers, meanwhile, weren’t keen on adding to their costs. Congress responded by nixing the law the following year.

1983 – Seat Belts Reach the Supreme Court

It’s a strange but true fact that more than one automobile feature has been at the center of Supreme Court cases. This includes the humble seat belt.

The backstory to the case began in 1977. After the interlock mechanism law was denied, the NHTSA came back with a rule stating carmakers must include some sort of passive restraint that worked automatically without driver intervention and protect passengers when hitting a wall at 35 mph.

It seemed all but certain that automakers would be made to include seat belts in their vehicles — and then the 1980 presidential election turned things upside down. Ronald Reagan ran his campaign around deregulation. Naturally, when he took office, he opposed a law that forced the manufacturers to do something against their will. The requirement was thus revoked.

But there was a second industry in play. Insurance companies, which had a vested interest in the safety of passengers, sued the administration. The Supreme Court ruled unanimously in favor of the insurers and ordered the Department of Transportation to reinstate the requirement.

1984 – New York Requires Front-Seat Riders to Wear Seat Belts

New York became the first state to require the use of seat belts. The bill, which went into effect Jan. 1, 1985, only mandated that riders in the front-seat wear seat belts. If they did not comply, they faced a fine of $50. Now it is also required by law for passengers 13 and older to wear a seat belt in the back seat.

Today, nationwide use of seat belts is approximately 92%. New Hampshire is the only state that does not require adults to wear seat belts; they only are mandated for children under 18. Roughly 15,000 lives are saved by the safety feature every year in the United States, according to the NHTSA.

Learn more auto history.

This article has been updated and republished from a previous version.

AAA projects 45.1 million people will travel at least 50 miles from home over the Memorial Day holiday period (Thursday, May 22 to Monday, May 26). This year’s domestic travel forecast is an increase of 1.4 million travelers compared to last year, and sets a new Memorial Day weekend record.  

“Despite concerns over rising prices, many Americans are planning to take advantage of the holiday, even if the trips are closer to home,” said Jillian Young, director of public relations for AAA Northeast. “Long holiday weekend getaways don’t have to be extravagant, and having a day off from work and school allows many families to take that much-anticipated road trip.” 

Memorial Day Travelers by Mode of Transportation 

By Car

Road trips are driving the numbers this Memorial Day, with 87% of travelers choosing to drive. AAA projects 39.4 million people will travel by car over the holiday weekend, an additional 1 million travelers compared to last year. Road trippers are benefiting from cheaper gas prices this year, with the average pump price in Rhode Island down 65 cents from last year, as of May 11. 

For drivers who are renting cars over Memorial Day weekend, AAA car rental partner Hertz says Friday, May 23 is expected to be the busiest day for pickup.  

By Air

AAA projects 3.61 million domestic air passengers, a nearly 2% increase over last year when 3.55 million travelers took to the skies. AAA booking data shows domestic flights are 2% more expensive compared to last year, based on what travelers paid when booking Memorial Day weekend flights. 

By Other Modes

Travel by other modes continues to steadily rise post-pandemic. AAA projects 2.08 million people will travel by train, bus or cruise over Memorial Day weekend, an 8.5% increase over last year. This category is now surpassing pre-pandemic numbers from 2018 and 2019 as cruising continues to boom; it doesn’t reach the record numbers of the early 2000s though, when many travelers opted for trains and buses over air travel. 

Best and Worst Times to Drive  

Travelers hoping to avoid the heaviest traffic over the Memorial Day weekend should hit the road in the morning, according to transportation data provider INRIX. Boston and New York are among the metros that can expect the heaviest traffic. 

Best and Worst Times to Travel by Car
Date	Worst Travel Time	Best Travel Time
Thursday, May 22	1-9 p.m.	Before 12 p.m.
Friday, May 23	12-8 p.m.	Before 11 a.m.
Saturday, May 24	2-6 p.m.	Before 12 p.m.
Sunday, May 25	1-5 p.m.	Before 1 p.m.
(Memorial Day) Monday, May 26	4-7 p.m.	Before 2 p.m.

AAA’s Top Memorial Day Weekend Destinations 

The top holiday destinations listed below are based on AAA booking data for trips between Thursday, May 22 and Monday, May 26. Orlando, Florida, tops the domestic list thanks to its popular theme parks and nearby cruise port, Port Canaveral. Cruising is also the reason Seattle and Anchorage, Alaska, made the top 10 list, since Memorial Day kicks off peak Alaska cruise season. Vancouver is also popular because of its cruise port. Internationally, Rome is the number one destination.  

DOMESTIC	INTERNATIONAL
Orlando, Florida	Rome, Italy
Seattle	Vancouver, British Columbia
New York City	Paris, France
Las Vegas	London, England
Miami	Athens, Greece
San Francisco	Dublin, Ireland
Anchorage, Alaska	Barcelona, Spain
Chicago	Southampton, England
Denver	Amsterdam, Netherlands
Boston	Edinburgh, Scotland

AAA Northeast is a not-for-profit auto club with offices in Rhode Island, Massachusetts, Connecticut, New Jersey, New Hampshire and New York, providing nearly 6.8 million local AAA members with travel, insurance, financial and auto-related services. 

In the past, regular tuneups included replacing spark plugs, checking ignition wires and brake pads, adjusting the carburetor and replacing air and fuel filters. But car parts now last longer and some — like the carburetor — no longer exist.

So, what is a tuneup nowadays?

Traditional tuneups, as they used to be known, have become less frequent and are often replaced by manufacturer recommended maintenance checks, said Tyler Fournier, lead diagnostic technician at AAA Approved Auto Repair facility Platinum Auto Service in South Yarmouth, Massachusetts.

Do cars still need tuneups?

Yes and no.

Spark plugs still get inspected and cleaned or replaced during a tuneup, however, many newer cars have platinum spark plugs, which can last between 100,000 and 120,000 miles, compared to older copper ones, which needed replacing after about 30,000 miles, Fournier said. Today’s spark plugs could last up to 10 years.

Some of the other preventive maintenance services in a tuneup today can include replacing other “wear-and-tear” parts like the air filter, fuel filter and oxygen sensor, according to Kelley Blue Book. An oil change, tire rotation, brake inspection, transmission fluid change and coolant-system flush may also be among the services provided.

Those items are typically inspected every time an owner brings their car in for scheduled maintenance.

“These maintenance intervals are in the owner’s manual,” Fournier said. “I encourage people to stay on top of what is recommended.”

For auto repair and maintenance you can trust, find a AAA Approved Auto Repair facility near you. With savings up to $75 per visit on labor, it’s a service that essentially pays for your membership.

For answers to more of your car questions, check out our Ask a Mechanic series.