Q. I brought my 2019 BMW X5 in for service for a low oil pressure warning message. Here is the summary. Is this an accurate estimate? Hooked up with charger and found fault codes for oil pump pressure too low (1C2002) and oil pressure control too low (1C0102). After performing a function test on oil pump, found that pump is faulty. Oil pump needs to be replaced together with oil quantity control valve. The total estimate is $9600 and the shop charges $219 per hour labor. Does it make sense to even repair the car?

A. The technician notes are handy, but it seems as if the shop should have provided you with an itemized estimate. The oil pump is $795 and just to replace the pump is 14 hours labor. If at the same time the tech replaces the timing chains, this will add another 15 hours labor. Depending on the extent of service required the estimate could be accurate. Although at this point, I would ask for an itemized estimate to see exactly what work is to be performed. The car with the needed repairs is not worth much. A proper running X5 is worth $28-$32,000, so repairing the car would make sense.

Q. I recently had to replace my battery in my 2010 Buick. My neighbor helped me and did something I had never seen before. Rather than using a memory saver or risk losing radio codes and presets, he had the car running while replacing the battery. He said this is how he was taught years ago. Perhaps this can help other DIY’ers.

A. That method of changing the battery with the engine running in years past did two things. It would retain the vehicle memory and if the car stalled with the battery disconnected you knew the charging system was not operating correctly. But today with more sophisticated electronics the chance of damaging the alternator, computers and other modules is certainly possible. This is not the recommended procedure.

Q. A am considering purchasing the Mazda CX-30 and was wondering if you ever test drove this car? I read some things about nice handling and fun to drive. I would also like to get it without low-profile tires. I am not a fan with the hard ride. What are your thoughts?

A. The Mazda CX-30 is a fun little car, handles well, feels nimble and sporty. Fuel economy could be better, the rear seat is tight for adults and the infotainment system is a little frustrating. Historically reliability has been quite good with nearly all Mazda models. I believe that Mazda quality is better than most since as a company they tend to make calculated and slow changes, rather than reinventing something new each year. I too would skip the low-profile tires not just for the ride, but they are more susceptible to pothole damage of our less than perfect roads.

Q. I have a 2013 Mercedes Benz ML-350. The Blind Side Indicator is more often unavailable than available. The new car dealer I use occasionally wanted over $3,000 to repair. Sometimes it is available on startup, sometimes not.  Often it will fail during a drive. Is it an electronic control or sensor issue? Is there an alternative such as isolation/replacement of a defective part?

A. No easy answer on this, the system is intertwined with the collision warning sensor, so it has many parts, and they are all connected through a CAN (computer network). The first thing that needs to be performed is a scan of all the modules and see if there is a code (this will not show up as a check engine light). It could be anything from a faulty sensor in the bumper to a front collision sensor that is misaligned due to a slight parking lot bump with another car. You need to start with the module scan first. There is a dozen interconnected modules. The problem is the issue may not be anything that makes sense. Recently I was looking at a VW. The car had several warnings on the dash, one was for the passenger side airbag. The issue was the antilock brake sensor was faulty. When this happened, it pulled down communications with the CAN. Always best to diagnose first and not guess.

Q. Our 2019 VW Beetle is developing a whistling sound at highway speeds. We do not know which door / window is the culprit. Before I bring it to the dealer’s attention on my next visit, I would much rather hear possible cause from you first, thus avoiding possible runaround from dealership.

A. There is no known or common cause of a wind noise on this model. So, some diagnosis is necessary, and you could try to do it yourself. Start the car and with the heater fan set to high close all the doors and windows. Now take a spray bottle of very sudsy soapy water and spray around the doors, windows, windshield and look for small bubbles. Find the bubbles find the leak. If it has a sunroof look at that too. I have had good luck using this method.

The idea of a life insurance policy can be daunting, especially when you’re starting from scratch. If you’re considering buying life insurance for the first time, you probably have a lot of questions, like: Do you really need life insurance if you’re young, healthy and single? Where do you even start? And what exactly is an annuity?

Although the process behind purchasing life insurance seems overwhelming, it doesn’t have to be. With these tips you’ll get a better understanding of why life insurance is important for everyone to have, how it works and what you should consider when selecting your first policy.

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Understand Why You Need It

Everyone’s financial and familial situation is unique, so the reason why someone needs life insurance is likely different from why you need it. This is why it’s important to take stock of your own circumstances to make the best policy decision for you.

Life insurance is useful for folks of all ages and family types. Even if you are young and healthy, an unexpected accident or illness could occur, and life insurance can keep things stable for those who depend on you. For older adults or those with families, life insurance helps make sure your loved ones aren’t left with a financial burden after you’re gone.

In short, life insurance equals peace of mind.

Goldilocks Your Coverage

Find the coverage that fits your lifestyle — not too much, not too little.

When comparing quotes, pay close attention to the details of each policy, as even the cheapest option may end up costing you later. If the policy doesn’t provide the right amount of coverage for the right amount of time, you may end up paying more down the line.  

Shop For the Best Price

One of the most crucial parts of buying life insurance for the first time is to shop your coverage. Look for a policy that suits your needs and your budget.

Premiums, or the amount you pay to keep your policy active, can vary significantly from one insurance provider to another, even for the same coverage. This is why it’s always in your best interest to get quotes from multiple insurers to compare rates and find the best deal.

If you are purchasing life insurance for the first time at a young age, premiums will be cheaper for a higher amount of coverage, so it’s best to lock in those rates now rather than wait until you are older.

Get To Know the Lingo

Before committing to a policy, it’s important that you fully understand the terms and conditions. This might be easier said than done, as insurance jargon can sound like its own other language. Luckily, it’s a lot easier to get the gist once you know the basic terms. Check out our breakdown of the most common insurance terms to familiarize yourself with the jargon.

Work With a Reliable Provider

When you purchase your first life insurance policy, you want to go with someone who’s got your back. Choose a reputable insurance company with a strong financial track record and high ratings from independent agencies to show their reliability.

AAA offers life insurance with our members in mind, serving over 1.7 million policyholders with the same excellence you’ve come to expect.

AAA members can receive a 10% discount on their term life insurance premiums.

Secure your first life insurance policy with AAA.

The Energy Information Administration (EIA) last week reported that Americans consumed 8.42 million barrels of gasoline a day, a decline of 70,000 barrels a day from the prior week and 187,000 barrels a day below last year’s figure. Just two years ago, demand was 500,000 barrels a day higher. Over the past four weeks, demand has been below last year’s levels by an average of 250,000 barrels a day. 

Meanwhile, after a volatile week in the markets, oil prices are hovering in the low $60-a-barrel range, the lowest they’ve been since April 2021. Crude prices are now $10 cheaper than they were at the start of spring on worries that global demand for oil will decrease amid ongoing trade tensions. Last week, the EIA cut its forecast for global oil demand and domestic gasoline prices, citing both tariffs and plans by OPEC+ member nations to raise oil output in May. 

Ample supply is also supporting downward pressure on gas prices. In the Northeast, supplies are still 6.8 million barrels above last year’s levels and stand at 59.9 million barrels.  

“It’s unusual for pump prices and demand to be falling at this time of year,” said Jillian Young, director of public relations for AAA Northeast. “Typically, both gas prices and demand rise through spring ahead of the summer driving season, but uncertainty is in the driver’s seat this year.”  

AAA Northeast’s April 14 survey of fuel prices found the national average down 7 cents from last week ($3.25), averaging $3.18 gallon. That price is 10 cents higher than a month ago ($3.08) and 45 cents lower than this day last year ($3.63). 

Region	Current Price*	One Week Ago	One Month Ago	One Year Ago
Connecticut	$3.05	$3.09	$3	$3.49
Massachusetts	$2.95	$2.99	$2.96	$3.37
New Jersey	$3	$3.06	$2.92	$3.33
New York	$3.10	$3.13	$3.12	$3.50
Rhode Island	$2.94	$3	$2.92	$3.37

*Prices as of April 14, 2025 

As of April 14, Mississippi and Oklahoma had the lowest prices in the nation, at $2.71 and $2.72, respectively. California and Hawaii held the highest prices in the nation at $4.89 and $4.51, respectively.  

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

It’s not a stretch to say that stretching is important, maybe more than you think.

Stretching correctly can help improve athletic performance and decrease the risk of injury. Even if you’re not a fitness enthusiast, regular stretching can help with your overall flexibility and mobility.

Here’s how to start your day off the right way with the best morning stretch routine.

Why Start a Stretch Routine?

Stretching is a tried-and-true method for keeping your body in working order.

“Stretching keeps the muscles flexible, strong and healthy, and we need that flexibility to maintain a range of motion in the joints,” according to the Harvard Health blog. “Without it, the muscles shorten and become tight. Then, when you call on the muscles for activity, they are weak and unable to extend all the way. That puts you at risk for joint pain, strains and muscle damage.”

Of course, you should still support your body in other ways as well, like eating a balanced diet, drinking plenty of water and getting enough sleep.

The Rules of Stretching Safely

Start slowly. While stretching, you’ll want to feel some tension or a slight burning sensation but no pain.

“While it’s normal to feel some tension when stretching a muscle, you should never feel pain,” according to Healthline. “If the area you are stretching starts to hurt, back off the stretch until you don’t feel any discomfort.”

Use smooth movements and remember to breathe while stretching. Avoid bouncing, which can cause accidental injury. Also, make sure to do an equal number of stretches for each side of your body.

“Everyone’s genetics for flexibility are a bit different. Rather than striving for the flexibility of a dancer or gymnast, focus on having equal flexibility side to side (especially if you have a history of a previous injury),” according to the Mayo Clinic. “Flexibility that is not equal on both sides may be a risk factor for injury.”

Why Stretch in the Morning?

Repetition is key when it comes to stretching. Doing stretches every morning and making it a part of your routine will allow you to reap the most benefits.

Try to do your stretches daily — or at least two to four times per week.

“Skipping regular stretching means you risk losing the potential benefits,” according to the Mayo Clinic. “For instance, if stretching helped you increase your range of motion, your range of motion may decrease again if you stop stretching.”

Choosing Your Stretch Routine

Types of Stretches

There are several different types of stretches, but the two major ones are static and dynamic.

Dynamic or active stretches, such as  lunges, kicks and pushups, should be done before a light to moderate workout. This type of warmup stretches your muscles in a way that prepares them for additional exercise.

Static stretches involve flexing a muscle as far as you can (comfortably) and holding that position for a set amount out time — typically 10 to 30 seconds. This type of stretch is commonly used in yoga. Static stretches focus on a specific muscle group at a time and are good for post-workout cooldowns.

Getting Started

Do dynamic stretches if you plan to exercise afterward and static stretches if you’re just limbering up for the day.

No matter which route you choose, don’t roll right out of bed and start stretching. You want to warm up your muscles for a quick five to 10 minutes before beginning your morning stretch routine.

“Cold muscles are not as pliable, which makes stretching a lot more difficult,” according to Healthline. “The best time to stretch is after you work out, but if you’re not exercising before performing your stretches, consider warming up for five to 10 minutes with some light cardio, such as walking or jogging.”

So, while your morning coffee is brewing, take a few laps around the house, walk up and down the stairs a few times, hop on your elliptical or treadmill or do some other low-intensity activity.

Knowing What to Stretch

A good morning stretch routine should only take about five to 10 minutes.

Use this time to stretch the muscles you use most often, specifically leg muscles — like your calves, hamstrings, hip flexors (pelvis) and quadriceps — along with your shoulders, neck and lower back.

Hold each stretch/position for 10 to 30 seconds.

Examples of Stretch Routines

You can customize your morning stretch routine to cater to the muscles you use the most, avoid old injuries, etc.

If you need inspiration, there are plenty of routines available online. This five-minute daily stretching routine from Healthline, these morning stretching exercises from Verywell Health and these dynamic warmup stretches to do before every run from Runner’s World are all good examples to start with.

When to Talk to a Doctor

If you have an acute or chronic pre-existing injury, you may want to seek outside help when planning your stretch routine.

“Find a physical therapist (your local Y is a good place to start) who can assess your muscle strength and tailor a stretching program to fit your needs,” according to the Harvard Health blog. “If you have chronic conditions such as Parkinson’s disease or arthritis, you’ll want to clear a new stretching regimen with your doctor before you start.”

Those with certain medical conditions should only perform stretches recommended by a doctor.

Looking for more simples ways to improve your health? Check out our Mind & Body series.

When reading your home insurance policy — or any insurance policy, for that matter — it’s easy to get lost in the verbiage and jargon.

Two of the most bewildering terms for home policyholders are “actual cash value” and “replacement cost.” At first glance, one might mistake these policies as being similar or interchangeable, but they are not the same. Being unaware of the difference could affect your coverage.

With housing values going up (and insurance rates going up with them), it could be a good time to update your home insurance, particularly whether you are covered for actual cash value or replacement cost. It could mean more money in your pocket.

Actual Cash Value vs Replacement Cost

The big difference between actual cash value and replacement cost is depreciation: the decrease in value of an item due to factors such as age, obsolescence and wear and tear.

An actual cash value policy pays the amount needed to replace a lost or damaged item, minus depreciation.

Replacement cost provides the sum needed to replace a damaged item with one of similar kind and quality without deducting depreciation.

It is not always clear whether a policy pays actual cash value vs replacement cost. If you have any questions or doubts, review your policy with an insurance professional who can help you better understand how you are covered.

Think of It This Way …

When you make a claim, your insurance company determines your settlement or the compensation you will receive based on the type of policy you have. The Insurance Information Institute gives the example of a tree falling through your roof and onto your eight-year-old washing machine.

“If you had a replacement cost policy for the contents of your home, the insurance company would pay to replace the old machine with a new one. If you had an actual cash value policy, the company would pay only a percentage of the cost of a new washing machine because a machine that has been used for eight years would be worth less than its original cost.”

If the tree also damaged your 15-year-old roof so badly that it needed to be replaced, a replacement cost policy would pay the full cost of installing the new roof, while an actual cash value policy would only pay a percentage.

Choosing a Policy  

“Oftentimes a policy that pays actual cash value will have cheaper premiums than one that pays replacement cost,” said Jodi DeSantis, vice president of insurance services for AAA Northeast. But when it comes to getting sufficient coverage for your home, “don’t always go for the lowest cost option.”

What you save upfront may eventually end up costing you in the event you need it, especially in today’s volatile market. As the value of homes has gone up, so have building costs, and what was enough to cover repairs in the past, may not be enough now.

When you experience a loss, even if your entire home is damaged beyond repair, a standard homeowners policy will pay to replace it up to the limits of the policy. If your policy limit does not keep up with the current market where you live, you may not be adequately covered.

Some policies automatically increase your home coverage limits each year, which could be helpful, but still may not be sufficient in the current environment.

There is no time like the present to reach out to your insurance agent, review your policy and make any needed adjustments.

Schedule an appointment with a AAA insurance agent today.

A classic car is a special purchase. It’s not something you buy out of necessity, but rather because it speaks to your heart. It could be the car you dreamed of owning when you were a kid, or maybe it’s the one your parents owned years ago. You might even buy classic cars as an investment in the hopes that their value will increase over time. No matter why you buy a classic car, it deserves special care to keep it looking good and ready to drive for years to come.

Keep it Covered

Classic cars are beautiful and it’s tempting to leave yours sitting in the driveway for the world to see. There’s nothing wrong with showing off your pride and joy, but don’t leave it exposed to the elements all the time. Weather is your car’s enemy. The sun, rain and wind take their toll. The sun fades paint and sensitive interior fabrics, rain leaves residue on that shiny exterior you worked so hard to wax, and wind blows dirt and sand against that beautiful finish leaving scratches.

Whenever you aren’t driving the car, make sure it’s protected from the elements. Keeping classic cars in a garage whenever they’re not in use is the best way to protect them from harm. If you don’t have a garage, then at least put a car cover over your classic. Those who live in winter climates (and who won’t be taking their classic car out when the weather turns) should consider a storage service to keep the car protected.

Classic Cars Like Clean

It’s important to keep your classic car clean, especially if you drive it during bad weather. Salt from winter driving, mud and dirt from rainy weather, and even the road grime that builds up on a sunny day should be cleaned off. Make sure you clean the outside and inside of your car and occasionally give it a thorough detailing.

It’s also wise to get the undercarriage washed to be sure corrosive chemicals aren’t harming delicate parts. You might not be able to see the undercarriage, but if it’s covered with salt and chemicals, you’ll know it’s dirty when parts begin to rust. A thorough cleaning keeps your car looking good and helps avoid costly repairs.

Get car washing tips.

Classic Cars Need Insurance

Even if you don’t drive it as often as your modern car, classic cars still need insurance because accidents happen to everyone. Classic car insurance includes many of the same items found in a traditional auto insurance policy. Typically, there’s property coverage to repair or replace your car and any property, as well as collision and comprehensive coverage. There’s also liability coverage in case you’re involved in an at-fault accident, and medical and personal injury protection for the medical expenses of you and your passengers.

AAA insurance works with carriers that specifically specialize in insuring classic cars, as they tend to have unique values rather than a standard actual cash value that you’d find on sites similar to Kelly Blue Book. 

Talk to a AAA insurance agent about protecting your car with classic car insurance. 

Perform Regular Maintenance

Classic cars require much of the same regular maintenance as modern cars. You’ll need to keep the oil filled and get it changed at regular intervals. The windshield wiper blades should be replaced any time they’re leaving streaks behind and the tires need to be checked every month to ensure the tread is still good. Even if you don’t drive your classic car as often, perform the same monthly maintenance checks as with your modern car to make sure nothing is overlooked.

It’s also a good idea to find a mechanic or auto body shop with experience maintaining classic cars. Do research about who specializes in this kind of work in your area. Once you find a reputable shop, ask them if they’re familiar with your specific car and make sure they are comfortable keeping it maintained. Cars today are not the same as the cars built years ago, so finding a classic car mechanic is important.

Budget for Repairs

Parts for modern cars are readily available with established pricing you can easily research. Classic cars are a whole different world. Parts can be hard to come by and if they’re particularly rare or difficult to produce today, then they’re going to be expensive. Do a little research before buying your classic car to make sure you have enough money to keep it in good shape.

Even something as simple as a tune-up that doesn’t require special parts can be more expensive on a classic car. Prices can run anywhere from a few hundred dollars to a few thousand, depending on your car. Budget carefully so you’re not left with a classic you can’t maintain. Remember, your classic car doesn’t come with a warranty like a new car. Anything that goes wrong is going to be your responsibility, so budget accordingly.

If you’re the proud owner of a classic car, what are your ownership tips for those looking to take the plunge? Share them with us in the comments below.

Learn more about classic car insurance from AAA. 

For AAA Northeast, community involvement is part of the culture. Employees are encouraged to volunteer — and do so often — in support of local charitable organizations that help important causes, such as the environment, food insecurity and local families in need.

And because we love meeting and engaging with our members, there are often projects that get members involved as well.

Uniting AAA Employees and Members

In 2024, AAA Northeast ran four successful community service campaigns: Earth Month, AAA Road to Hunger Relief, Trunk or Treat events and a new initiative called Lend a Hand for the Holidays.

“We wanted to be part of events that allowed us to stand shoulder-to-shoulder volunteering with our members in giving back to the community,” said Rhode Island District Branch Manager, Thomas Ryan, who oversees the Branch Operations Member Engagement Committee. “Our member engagement events are a great way for us to bring our involvement with nonprofit organizations to members who also want to give back but need help finding how.”

Putting Hunger in its Place

The hunger relief campaign alone included more than 20 events. Instead of putting out food collection boxes at branches, this time AAA volunteers joined members of the community and local organizations outside supermarkets to ask shoppers for food and filled car trunks.

“When we put out boxes for food donations at a branch, maybe we’d collect 20 or 30 items,” said Maggie McMenemy, a branch manager in Webster, Mass., the co-leader of the Member Engagement Team. “But standing outside a grocery store, we collected 330.”

Volunteers also spent more time stocking shelves at food pantries and cooking and serving meals at community kitchens. Altogether, AAA Road to Hunger Relief was able to feed more than 923 families and collect more than 2,700 pounds of food, with the assistance of 41 members.

Delivering Holiday Spirit

Through the Lend a Hand for the Holidays campaign, volunteers in Rhode Island, about 43% of which were members, helped collect toys and package and serve holiday meals for families in need.

In Connecticut, Thanksgiving meals were collected and served and 1,472 gifts delivered with help from 42 members.

At My Brother’s Keeper in Easton and Dartmouth, Mass., AAA partnered with community members to deliver Thanksgiving meals and buy and wrap holiday gifts. “After the event, a member told me that they has such as great time that they wanted to do it again,” said Theresa Barry, associate marketing specialist. “This is exactly what we are looking to do — get repeat volunteers!”

Building Bridges

Last year also was a success when it came to building connections for the future. AAA members collected names and contact information from community groups and individuals to involve them in future campaigns.

“Helping and serving is a way of life here,” added Shannon Reyes, a branch manager in Warwick, RI., who helps with events. “It is one of the things that I really love about working for AAA.”

Cleanups, Food Drives and More

Some of the most popular charitable activities in our communities occur annually, including Earth Month cleanups in April.

Making a Difference

“I love to serve our community and know that my contributions are helping someone else and encourage all of us to take some time to give back,” said Tamara Thornton, a branch manager in the Smithfield, R.I., branch. “I like being able to play a role in making a difference in the community.” 

More local events dot the calendar year-round. AAA branches host blood drives, days for planting vegetable and flower gardens for nursing homes and other care facilities, and gatherings to pack meals to distribute at local food pantries. Other employee charitable efforts include joining the Southern New England Heart Walk, creating cards for Sending Smiles and sorting donations for the Dorcas International Clothing Collaborative, to name a few.

“I really enjoy the smaller settings where we get to make a bigger impact,” Reyes said. “I feel that the AAA branch teams do an amazing job of finding those opportunities and bringing as many employees and members as possible along with us to support these organizations.”

Dozens of in-house projects are always on tap at offices in the Northeast, including making blankets for veterans, sending cards to senior citizens, planting flowers at community buildings, packing diapers and helping to harvest crops for food banks.

“When we can get out and volunteer, we show those that live in the community that AAA cares,” said Reyes. “We want to make our communities a better place to live, work and enjoy.”

We’d love to see you at our next community event! Find AAA community service events in your area.

We are always looking for new local charities and organizations to support. Do you have a favorite? Please share your suggestions in the comments.

Featured image: AAA employees and members at a cleanup event in Norwalk, Conn.

This article has been updated and republished from a previous version.

The maternal directive to “go outside and get some fresh air” may have been more about preserving mothers’ mental well-being, but we now know that spending time outdoors is a great mood booster for everyone.

“Having a relationship with nature is unequivocally important for good mental health, coping and distress prevention,” said Erin K. Engle, a licensed clinical psychologist and clinical director of Columbia University Psychiatry Specialty Services. “It’s critical in maintaining key aspects of health, including emotional, psychological and physical health.”

Let Nature Recharge Your Batteries

The benefits of being outside are plenty. Improved attention, lower stress, better mood, reduced risk of psychiatric disorders and even an uptick in empathy and cooperation have all been linked to exposure to nature, according to the Canadian Psychological Association.

Sunshine, physical activity and the calming effects of nature are among the reasons spending time outside reduces stress and improves one’s outlook. People feel like they are away, even briefly, from their everyday obligations. Not only that, but when times are tough, being in nature pumps up your reserve of positive emotions like dopamine and endorphins, offsetting stress and building resilience.

A review of research published by the Journal of Global Health revealed that mental health improved in 98% of the cases where people connected with nature.

Escape the Stress

Removing ourselves from the daily bombardment of information to escape to forests, parks and yards helps to restore our minds and bodies, according to Attention Restoration Theory.

The constant demands on people for directed attention — to texts, social media, work and school — can eventually lead to attentional fatigue, marked by decreased concentration, difficulty focusing, poor decision-making and irritability. Nature counters that feeling by removing the distractions and allowing you to just be.

This doesn’t mean you have to load up your backpack, vanish into the wilderness and chat with squirrels to enjoy the benefits of fresh air. Accessing local nature daily in short bursts can significantly impact your mood, Engle said.

At least one study showed that while exercise can help those with depression, walking outside is even better.

Take a Walk

@ninalaevski So true🤑 #stupidwalkchallenge ♬ оригинальный звук – _malifisenta007_

Walking is an easy way to recharge, but it’s not always as simple to find the motivation to get up and go.

In late 2021, The Stupid Walk for Stupid Mental Health trend took off on TikTok, amassing over 3,000 videos under the hashtag #stupidwalkchallenge, showing annoyed-looking people stomping off to get their steps in for the day. It proved that sometimes we have to force ourselves to do what’s best for our mental, physical and emotional well-being — and we may wind up liking it.

Simple Ways to Spend More Time in Nature

• Take a daily walk outside, even just a five-minute one.
• Take a longer walk around a lake or park. Take your pet with you.
• Plant a garden and spend time tending it.
• Stroll through a forest and look for different birds and plants.
• If you have children, plan a nature scavenger hunt with them.
• Read a book next to a lake or under a tree, or both.
• Ride your bike on a scenic trail.
• Take a hike.
• In the winter, go cross-country skiing.

What’s your favorite way to spend time outdoors to make yourself feel better? Tell us in the comments.

Running out of gas could bring your entire day to a halt. AAA’s emergency gas delivery service saves you from being stranded and can help get you to your destination on time.

AAA brings you gas but won’t fill up the tank. Roadside technicians deliver enough fuel — about 1 to 2 gallons — to get you to the nearest gas station.

AAA keeps you moving. To request roadside assistance 24/7, including AAA fuel delivery, go to AAA.com/GetMoving, call 1-800-222-4357 or download the AAA Auto Club App.

Basic members are required to pay the pump price for the fuel directly to the technician who delivers it, while the cost is included in Plus and Premier memberships. AAA Northeast members are permitted four service calls during a calendar year.

Learn more about AAA Roadside Assistance.

Did you ever need to call for AAA gas delivery? Tell us about your experience in the comments.

If you didn’t know, now you do! Discover more AAA services you might not be aware of.

Summer is a time for outdoor adventures, and you’ll find plenty of that to go around in these destinations. If your vibe is more wine country or fine dining, you’ll find that, too.

No matter where you head, a comfortable hotel makes all the difference on vacation, so you’ll find a Marriott Bonvoy hotel option for each destination, as well. 

Asheville, North Carolina 

Asheville manages to stay grounded while catering to travelers with glam tastes. Take a spin on the Blue Ridge Parkway or explore Great Smoky Mountains National Park. From the AC Hotel by Marriott Asheville Downtown explore the River Arts District and the Asheville Black Cultural Heritage Trail.

Jackson Hole, Wyoming 

While known for its ski areas, the scenery and amenities of Jackson Hole don’t stop when the snow does. The jagged peaks of Grand Teton National Park border this lively valley near Yellowstone. Set up base camp at The Cloudveil, Autograph Collection before heading out for hiking, biking or white-water rafting. At night, go stargazing at the Snow King Observatory & Planetarium.  

Mackinac Island and Bay Harbor, Michigan 

Mackinac Island in Lake Huron delivers the charm. Horse-drawn carriages rule the roads in this car-free area brimming with clapboard Victorian architecture. Anchor on the mainland at the Inn at Bay Harbor, Autograph Collection. Then, head northeast from the hotel to Mackinaw City and hop the ferry to Mackinac Island, where you can golf, explore historic forts and picnic.

New England’s Farm Coast 

Punctuated by harbors, lighthouses and small villages, the New England farm coast sometimes looks more like the 19th century than modern life. Book the Fairfield Inn & Suites by Marriott New Bedford in Massachusetts to embrace the area’s “coastal grandmother” cool. Browse galleries, enjoy the agritourism and sample seafood straight off the boat. 

Olympia, Washington 

A funky, laid-back city, Olympia helped unleash grunge music and keeps the flame alive at Rainy Day Records and the Capitol Theater. Catch a show at the Washington Center for the Performing Arts, and make sure to stop by the capitol building, which sports the world’s largest Tiffany chandelier. Stay at the Courtyard by Marriott Olympia.

Sonoma County, California 

Dip into mud baths and geothermal pools at Dr. Wilkinson’s Backyard Resort and Mineral Springs, a Member of Design Hotels in Calistoga. It’s the perfect spot for sipping on the area’s famous pinots. But the fun of Sonoma County extends beyond its legendary vineyards. Head to the coast to scan for whales, wander among stately redwoods and feast on unique dishes at the innovative Bravas Bar de Tapas.

Tucson, Arizona 

Avoid crowds and find sweet deals vacationing in Tucson, during the summer, where the nightlife and fine dining scenes don’t dip when the mercury rises. Choose The Leo Kent Hotel, Tucson, a Tribute Portfolio Hotel for your vacation. From here, you can visit the baroque San Xavier del Bac Mission, Tumacácori National Historical Park and the Fred Lawrence Whipple Observatory on Mount Hopkins. 

Utah Crater and Park City, Utah 

Slip into a geothermal hot spring inside Utah Crater, a limestone cave in Homestead. With an average temperature of 94 degrees, the sapphire water is ideal for swimming, snorkeling, paddleboard yoga and scuba diving. Nearby is The St. Regis Deer Valley. This pet-friendly Park City resort offers ski access in the winter, guided hikes, lawn games and “dive-in movies” at the pool. 

Book a Marriott Bonvoy hotel with AAA for your summer getaway.

Edited from Marriott Bonvoy Traveler.

Your bags are packed, flights are confirmed and you are so ready for a vacation. But when you arrive at the airport, the gate agent delivers devastating news: You can’t board your flight. The reason? Your passport doesn’t meet the six-month passport validity rule many countries require.

Most people don’t realize it, but if your passport is scheduled to expire within six months or fewer of your return date from an overseas destination, you might be barred from flying to or from certain countries or traveling on a cruise line.

Among those with the restrictions are:

• European countries in the Schengen Area.
• Royal Caribbean Cruises.
• Many Asian and African countries.
• You can check specific country requirements here.

It’s a travel mistake that many people make, and it can be an incredibly costly one. If your passport expires in fewer than six months, you won’t be allowed to board your plane, check in for your cruise or even enter another country. Airlines and cruise lines are required to enforce the six-month rule. If you somehow manage to board a plane and arrive at your destination, you could be denied entry to the other country when you try to pass through customs. Which leaves you with no other option except to turn around and go home.

To make matters worse: Travel insurance doesn’t cover this mistake. That means your long-anticipated vacation could be over before it even starts — and all the money you spent on flights, hotels and excursions gone.

RushMyPassport to the Rescue

If you are one to wait until the last minute when prepping for a vacation, make sure renewing your passport jumps to the top of the to-do list.

To ensure all your documents are ready in plenty of time, consider using RushMyPassport, a service that expedites new passport applications and renewals. AAA Northeast members also receive a 10% discount on passport and visa services.

After you get your passport photos taken at a AAA Northeast branch, log into RushMyPassport, indicate what kind of passport you need and decide how quickly you need it. Turnaround times vary from one day to six weeks, for varying fees. The site provides step-by-step directions, including checklists, help with document preparation and application reviews and employs a wizard to help you add in your documents. (Customers still must pay the standard government processing fees.)

Customer service is available via phone, email and chat to ensure you complete all the steps accurately to avoid any delays.

Don’t let an outdated passport ruin your dream trip. Check your expiration date and renew it with RushMyPassport.

Learn more and get started.

While prices are following typical seasonal trends for now, global market reactions to the Trump administration’s tariffs announced last week could potentially slow the seasonal price climb as crude oil prices fall.  

By the close of markets on Friday, crude oil prices had fallen roughly $10 a barrel, reaching levels not seen in four years as markets reacted to the tariff announcement on Thursday. Along with concerns that the tariffs could quash gasoline demand amid economic fallout, the collapse in the price of crude was accelerated by the surprise announcement by OPEC+ that they’d increase production next month by more than 500,000 barrels a day — 411,000 barrels a day more than expected. Already, many market watchers believe global crude production is outpacing demand; and the news of even more oil reaching markets puts additional significant downward pressure on oil prices. 

Here in the Northeast, inventories of gasoline fell by 1.3 million barrels last week as retailers push winter blend out and summer blend into their storage tanks. But, supplies are still 6 million barrels higher than last year, and 2 million barrels above the five-year average, according to the Energy Information Administration (EIA). In a typical year, supplies could tighten alongside seasonal demand increases, but national demand figures indicate Americans aren’t following the script: The EIA reported demand fell 150,000 barrels a day last week to 8.49 million barrels a day. That’s more than 800,000 barrels a day lower than the comparable week of 2024.  

“After market routs last week, wholesale prices for summer blended gasoline are now equivalent to winter blend prices seen in February,” said Jillian Young, director of public relations for AAA Northeast. “If markets continue to sag, it could lead to cheaper gasoline prices, but it will take some time for the lower crude and wholesale gasoline prices to reach retail pumps.” 

AAA Northeast’s April 7 survey of fuel prices found the current national average up 9 cents from last week ($3.16), averaging $3.25 gallon. Today’s national average price is 15 cents higher than a month ago ($3.10) and 34 cents lower than this day last year ($3.59). 

Region	Current Price*	One Week Ago	One Month Ago	One Year Ago
Connecticut	$3.09	$3.04	$3.04	$3.45
Massachusetts	$2.99	$2.97	$3.00	$3.32
New Jersey	$3.06	$2.96	$2.97	$3.31
New York	$3.13	$3.11	$3.14	$3.46
Rhode Island	$3	$2.95	$2.96	$3.33

*Prices as of April 7, 2025 

As of April 7, Mississippi and Oklahoma had the lowest prices in the nation, at $2.75 and $2.78, respectively. California and Hawaii held the highest prices in the nation at $4.95 and $4.49, respectively.  

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

We all have them. Whether it’s checking texts while driving, speeding, ignoring stop signs or failing to use turn signals, everyone has developed a bad driving habit or two. The problem is how to get rid of them.

While some of these may seem inconsequential, even the smallest lapses in concentration and judgement while driving can have fatal results. In 2024, about 44,680 people died in motor vehicle crashes in the U.S., the National Safety Council reported. About 3,308 people were killed in distracted driving incidents, according to the latest information from the National Highway Traffic Safety Administration (NHTSA).

The most recent AAA Foundation for Traffic Safety’s annual Traffic Safety Culture Index revealed that the majority of the 2,630 online survey respondents recognized risky driving behavior. For example, about 93% of drivers identified both texting/emailing and reading on a hand-held cell phone as very or extremely dangerous, while fewer drivers viewed holding and talking on a cell phone (78%) or using hands-free technology (16%) as very or extremely dangerous. Despite that level of awareness, 27% of drivers reported sending a text or email while driving, 37% read a text or email and 36% held and talked on a phone. The majority of drivers, 59%, reported using hands-free technology to talk, text or email.

The best way to avoid bad driving habits, of course, is not to start them. AAA Driver Training instructors do their best to impress upon young students the importance of following all the rules of the road. This includes not eating when driving and obeying speed limits and stop signs. Young drivers are encouraged to ignore drivers who honk at them for not coming to a complete stop at stop signs.

More seasoned drivers, who may be getting a little lax when it comes to traffic rules, need to remain vigilant and not slip into dangerous habits, like accelerating at a yellow light. Drivers who want to refresh their skills can sign up for the AAA Defensive Driving Course.

“One of the best ways to instill good driving habits is to explain why a regulation is important, and what can happen if you don’t follow it,” said Gary Driscoll, a AAA behind-the-wheel driving instructor in Cranston, R.I., and former police officer. “I stress situational awareness when driving.” Failure to pay attention even for a second could result in a life-or-death situation.

Distracted Driving

This is one of the most common and dangerous bad driving habits. Texting, talking on the phone, even talking to passengers, eating or listening to music are all distractions that could take your eyes of the road or cause you to lose focus.

One of the newest, and most dangerous, trends is shooting video while driving, especially with younger drivers trying to capture clips for social media. This takes your concentration almost completely off the road and your hands off the wheel. If you want to shoot a video from your car, do it while stopped in a parking lot.

How to Fix

Put your phone on do not disturb and out of reach, said Barbara Ward, a longtime traffic safety specialist with AAA Northeast. Texting while driving is one of the top bad habits to break. It raises the possibility of a crash because it creates a “triple threat,” according to Ward. “It takes a driver’s eyes off the road, hands off the wheel and mind off driving more than any other potentially distracting activity.”

Impaired Driving

Impaired driving includes getting behind the wheel after drinking alcohol or using marijuana. Driving while under the influence not only has serious legal repercussions, but puts the driver, passengers and everyone on the road in danger.

How to Fix

Don’t do it. Designate a sober driver ahead of time or call a taxi or ride-sharing service.

Drowsy Driving

Drowsy driving can be just as dangerous as impaired driving, yet 18% of respondents reported engaging in that behavior in the past 30 days.

How to Fix

AAA recommends stopping for a break every two hours or 100 miles while you are driving. If you start to nod off, have trouble keeping your eyes open or can’t recall the last few miles driven, pull over and let someone else take the wheel.

Speeding

While many drivers do not consider speeding risky behavior, speeding is a factor in one-third of vehicle fatalities. “Speeding gives you less time to react and increases the distance you need to stop,” Ward said.

How to Fix

Slow down. “Always know the posted speed limit and use cruise control, if possible, to keep the vehicle at a safe and reasonable speed,” added Ward.

Aggressive Driving  

The NHTSA defines aggressive driving as a combination of moving traffic offenses that can endanger other people or property, often sparked by road rage. This includes one of the most infuriating bad driving habits, tailgating.

How to Fix

Avoid being a tailgater by staying calm if someone ahead of you is driving more slowly and keep a lighter foot on the gas pedal. If someone is tailgating you, continue driving the speed limit, remain calm and obey traffic signals.

More tips for dealing with an aggressive driver:

• Avoid eye contact with angry drivers.
• Don’t respond to aggression with aggression.
• If you feel you are at risk, drive to a public place such as a police station, hospital or fire station.
• When you park, allow room so you can pull out safely if someone approaches you aggressively.
• Use your horn to attract attention but remain in your locked vehicle.
• If you feel threatened, call 911.

More Bad Driving Habits

• Rolling through stop signs or not knowing when to stop for a school bus.
• Not slowing down and moving over for emergency vehicles – or any vehicle stopped at the roadside.
• Failing to wear a seat belt or use turn signals.

And there may be a few bad driving habits you might not even know you have, based on this story about bizarre state driving laws.

Learn more about at AAA Driver Training, available in Massachusetts and Rhode Island.

What bad driving habit drives you crazy? Share your thoughts in the comments below.

This article has been updated and republished from a previous version. 

Winter can be a taxing season on both man and machine. What does this mean for drivers? Come spring, just like the natural world, your car is likely in need of rejuvenation. 

A well-maintained car is a safe car, which is what you’ll need for springtime driving. April’s showers make for slippery roads and the potholes that began forming over winter will come to bloom once the weather turns.

Car maintenance should be done year-round, but there are certain aspects to pay particular attention to when spring arrives. Whether tackling these tasks yourself or leaving it to the professionals at a AAA Approved Auto Repair facility, here are some spring car care tips to be mindful of.

Test Your Car Battery

Car batteries work harder to power vehicles during the winter. The best way to maintain your car battery is to take longer drives (approximately 30 minutes) on a regular basis. These trips allow the battery to regain its charge. You should also make sure the battery terminals are clean and free of any corrosion. Corroded terminals prevent the flow of electricity.

Roughly one-quarter of all roadside assistance calls AAA Northeast receives are battery related. Don’t wait until you need a jump — get your battery tested today. Request AAA’s Car Battery Service, and we’ll come to you to test your battery and, if needed, replace it on the spot with a new, discounted one. We’ll even take and recycle your old battery for free.

Get answers to more of your car battery questions.

Wash Your Car

Don’t forget to include a good cleaning on your spring car care to-do list. Snow, ice and salt can leave your car looking worse for the wear, especially if you didn’t wash it in the winter. Washing your car may seem straightforward enough, but there is a right way to do it. Improper washing is not only ineffective, but it could also cause damage to your vehicle. Follow this guide to get the job done properly, a process that includes using the two-bucket method and a microfiber cloth.

Don’t limit your cleaning to the car’s exterior. The cabin needs just as much attention. This includes vacuuming, getting rid of any unwanted smells and sanitizing the vehicle.

Once you’re done washing, consider applying a coat of wax. This extra step gives the car’s paint an extra shine and a protective coat.

Don’t Forget Your Car Fluids

One of the most common car care mistakes motorists make is ignoring their vehicle’s fluids, especially engine oil. Clean oil extends the life of your vehicle and helps with engine cooling, so make sure to change your oil according to the manufacturer’s time or mileage recommendations. Changing engine oil is a fairly easy maintenance task if you’re up for it. We guide you through the process here. When you’re done, make sure to dispose of the old oil properly and safely.

But engine oil isn’t the only fluid to keep an eye on when ticking off your spring car care checklist. Coolant, transmission, brake and power-steering fluids should be checked regularly. They can become ineffective if they get contaminated or the levels drop too low.

Still debating between conventional and synthetic engine oil? Here’s what you need to know before making a decision.

Check Your Tires

Winter takes a toll on car tires on multiple fronts, especially when it comes to air pressure. Tires will lose roughly 1 pound per square inch of pressure with every 10-degree drop in temperature. Low tire pressure causes gas mileage to drop and can be a safety hazard. Underinflated tires make it more difficult to steer and stop and can lead to a blowout. Make sure to test your tire pressure regularly and inflate them to the manufacturer’s recommended level.

Rough winter roads can also wear away the tire’s tread. Proper tire maintenance includes ensuring there is more than 4/32 of an inch of tread on each tire. A quick and easy test is to insert a quarter upside down (Washington’s head first) into the tread. If the tread does not reach the top of his head, it’s time for new tires. While you’re inspecting the tires, look for cracks, cuts, chips or dry rot.

As part of your spring car care, don’t forget to also check your vehicle’s spare tire, jack, lug-wrench and wheel lock. If your vehicle’s spare is located under the car, make sure the mechanism that holds the spare tire is working properly.

Other Considerations

We spoke to Jason Malo of AAA-approved Advanced Auto, Inc., who emphasized the importance and benefits of consistent maintenance. “When we’re performing regularly scheduled maintenance, we’re actually extending the life of your vehicle,” he said. “You’ll have fewer (if any) unexpected expensive repairs, and you’ll be able to drive your car for many miles more.”

A few more spring car care reminders:

• Steering, suspension, shocks and wheel alignment should be examined. “Misalignment causes the tires to wear abnormally and wear out too quickly,” Malo warns. “With the condition of the roads nowadays, you should have your car’s alignment checked, and adjusted as needed, at least once a year.”
• Cars that sit for longer periods of time (months or more) can develop brake issues. Have the rotors, calipers and pads checked before heading out.
• Engine filters can become clogged with dirt, dust and pollen. Get these checked and replaced, if needed. “If [a filter] is dirty or old, your car probably isn’t getting enough air,” Malo says. “Imagine running a race with a dirty rag over your mouth. Sound like fun? No? Your car doesn’t like it, either!”
• Hoses and belts can dry out and crack in the winter. Better to find out before you hit the highway on a long drive.
• Rodents and other small critters often take up residence in vehicles to escape the cold. They often build nests and chew wires and hoses, so check for damage under the hood.

AAA offers a wide range of services and discounts that can make proper vehicle maintenance easy and affordable for members. Learn more.

When unexpected worst-case scenarios occur that result in large claims or lawsuits, personal umbrella coverage offers extra protection to what your auto and homeowners insurance policies can provide. Before asking your insurance agent to add it to your policies, it’s a good idea to have a base understanding of umbrella insurance first.

What Is Umbrella Insurance?

Imagine if you were at fault for causing a multicar pileup and are responsible for all the resulting damages and medical bills. Or if someone falls and gets hurt on your property and sues you. These situations don’t happen often, but you might sleep better at night knowing that your finances would be protected if they ever did.

Think of umbrella insurance as your emergency parachute, the safety net below your tether and – most obviously – your umbrella in a storm. A raincoat may save you from the usual shower, but when a sudden downpour hits, you are going to wish you had the added protection.

“A [personal umbrella policy] provides an extra layer of security beyond the coverage limits of your auto or homeowners policy,” said Jodi DeSantis, vice president of insurance sales with AAA Northeast.

For example, if your homeowners insurance policy has a $500,000 liability limit, but a catastrophic accident occurs and you are responsible for $1 million in property damage, legal fees and medical bills, it may cover the remaining $500,000 liability.

In addition to large claims and lawsuits, umbrella insurance covers liabilities your auto and home policies do not, like if you are sued for libel or defamation, defense costs and renting a vehicle in another country. It will not cover damage to your own property, business-related matters or intentional acts. Some policies today allow you to purchase additional uninsured/underinsured riders that will extend coverage to you for injuries sustained in an accident that go above both the at-fault parties coverage and your own uninsured/underinsured coverage on your auto insurance.

There may be some exclusions and a minimum liability limit on the primary policy required to qualify for an umbrella policy.

Is an Umbrella Insurance Policy Right for You?

With today’s litigious society, protection with high liability limits could be invaluable. At the end of the day, we are all at risk for unexpected accidents and the possibility of getting sued. If you find yourself in a position where you are in over your head, an umbrella policy could save your finances.

Umbrella insurance covers the policyholder and members of their family or household, which makes it especially practical for homeowners and married couples.

People that live with higher risks could also benefit from the extra cushion. You should consider the excess liability coverage from an umbrella policy if you:

• Have a young driver on your auto policy. Teens are statistically the riskiest drivers on the road, with a crash rate three times that of drivers age 20 and older.
• Frequently travel and rent vehicles abroad.
• Own a boat.
• Own a swimming pool or hot tub.
• Own rental property.
• Have a dog.
• Frequently entertain or host guests on your property.

Understanding if Umbrella Insurance Is Worth It for You

Umbrella insurance is notably affordable. For about $150 to $300 per year, you can buy a $1 million personal umbrella liability policy.

As it is designed to supplement your existing coverage, the low cost is likely because you are usually required to have larger liability limits on your home and auto policies to qualify.

“Most insurance carriers give a discount on both your home and auto insurance if you have both written through them,” said Emily Buckley, insurance sales manager for AAA Northeast in Garden City, N.Y. With the amount you save from bundling, it could make sense to invest in an umbrella policy.

How to Get an Umbrella Insurance Policy

Keep in mind that not all umbrella policies are the same and there may be exclusions or limitations. Consult with your insurance agent for help with any specific concerns or needs you may have.

Play Wordrow!

Hint: This keeps your insurance coverage active.

For more information on umbrella insurance, schedule an appointment with a AAA insurance agent.

Now that you have a better understanding of umbrella insurance, do you think that it’s the right choice for you? Do you already have it? Tell us in the comments.

This article has been updated and republished from a previous version.

If a vacation learning about unique wildlife in one of the most exotic places on earth excites you more than lounging on a beach, HX Expeditions can take you on the voyage of a lifetime.

A leader in sustainable travel, HX Expeditions invites guests to responsibly explore remote destinations, including the Galápagos Islands.

Cruising With Purpose

When you book a cruise with HX Expeditions, you take on the role of Citizen Scientist. Through HX Expedition’s Science & Education program, guests collaborate with onboard scientists and subject matter experts in the ship’s science center, immersed in information about the wildlife, geography, climate and history of each destination.

Every explorer is tasked with engaging in active research projects, collecting data to enhance the overall knowledge of these regions, documenting biodiversity and monitoring the effects of climate change.

Local experts serve as the guides for the Galápagos cruises, providing information about the wildlife and islands on shore visits and valuable insight during onboard briefings before each daily expedition. All expeditions are included in the cost of the cruise.

Galápagos Islands Expedition Cruise

Embark on the journey of a lifetime with a HX Expeditions cruise to the Galápagos Islands. Nestled in the Pacific Ocean near Ecuador, this chain of volcanic islands is home to a variety of plant and animal species found nowhere else on earth. While located in the tropics, depending on the island, some of the terrain is dry and some verdant.

Naturalist Charles Darwin brought the Galápagos to the world’s attention almost 200 years ago. While visiting in 1835, Darwin observed the differences among subspecies of animals on the islands, which prompted his theory of natural selection influencing evolution. Visit the Charles Darwin Research Center on Santa Cruz Island, where scientists are working to preserve the native wildlife.

While you can enjoy guided nature walks on trails frequented by lava lizards, land iguanas and other wildlife, HX Expeditions also provides small boats to explore the waters around the archipelago, which is the best way to observe its plants and unique animals. By boat, you can access 13 of the islands and view the dramatic differences in the terrain. Get up close with seals, sea lions and marine iguanas, not to mention the Galápagos penguin and 150 different species of birds.

The Galápagos are famous for the geriatric giant tortoises that inspired the theory of evolution and gave the islands their name. These creatures can live to more than 100 years old weigh up to 900 pounds! They squeeze in time to eat and sunbathe while resting 16 hours a day. Visitors can observe 12 difference species of giant tortoises in the wild or in a protected breeding center. Once near extinction, conservation efforts by the Charles Darwin Foundation and others have brought their numbers up.

The surrounding waters are just as magnificent. Explore by kayak or go snorkeling to spot a variety of marine life. Underwater, you can view turtles, the only marine iguanas in the world and vibrant fish. If you prefer to stay dry, you can still view the underwater wonders from a glass-bottomed boat available on the MS Santa Cruz II.

Exploring Sustainably

While striving to offer the most authentic experiences possible, HX Expeditions also prides itself on its long commitment to sustainability. Its two newest hybrid-powered expedition ships, feature battery packs, heat recovery systems and a revamped hull design. The the carbon emissions of these ships is estimated to be 20% lower than traditional cruise ships. The company stopped using heavy fuel 10 years ago and advocates for its ban worldwide.

Seven years ago, all unnecessary single-use plastics were banned throughout HX Expeditions. To introduce some guests to healthier ways of eating, the cruise line has an extensive vegan and vegetarian menu and has focused on reducing food waste. Two years ago, food waste per guest was cut by 22%.

Other planet-friendly commitments include supporting 41 environmental, cultural and social projects in 11 different countries and helping communities the ships visit.

So, if you are ready for an adventure, not just a vacation, start planning your HX Expeditions cruise with a AAA travel advisor today

If you are leaving one job for another, you want to ensure your 401(k) account continues to grow. When it comes to rolling over your funds, you have options. The key is to avoid common 401(k) rollover mistakes. Do your research to choose a plan that is best for you and follow all the proper steps, so you don’t get hit with a big tax bill or lose out on income growth, according to Fidelity.

To a certain extent, your age factors into what you choose to do. Cashing out a retirement account if you are under 59 1/2 (the minimum age for withdrawal established by the IRS) usually is not a good idea. If you close the account and take the money, you will have to pay income taxes and potentially a 10% early withdrawal penalty, significantly reducing the amount of money with which you will walk away.   

Meeting with a financial professional to avoid any 401(k) rollover mistakes and ensure you pick the right solution can be helpful.                                                                                                                            

Sticking With Your Old 401(k)

In some cases, you can leave the money in your former employer’s plan, but that may not be the best choice. The money continues to grow, but there are limits to accessing the account. You can no longer deposit money into the account, and if you want to withdraw money, it may have to be the full amount. Plus, not all companies are open to former employees leaving money behind.

Consider rolling over your 401(k) into your new employer’s 401(k) or individual retirement account (IRA). This way you can build on what you already have. If you leave the job when you are age 55 or older, you can make withdrawals without paying any penalties, Fidelity noted.

Not all companies allow you to roll over your 401(k) into another plan. If it’s permitted and you opt for this, make sure you understand your new plan’s regulations and investment choices.

Not Considering an Annuity

Not investigating rolling your money into an annuity can be a mistake. You risk losing out on a more stable savings plan. You can roll over your 401(k) into an income annuity, which is a financial product designed to provide an income stream for a specified period, typically for the duration of a person’s life. Investors can either contribute a lump sum or pay into it over time – like a savings plan – and, in return, gain an income source immediately or for the future, usually when they retire.

“Among the benefits of rolling your 401(k) over to an annuity is it provides you and your family with a more secure retirement savings option while managing the risk of loss from market fluctuations,” said Christopher Perrier, a life insurance and annuity manager for AAA Northeast. “This can serve as a guaranteed income stream for the remainder of your life.” 

Talk to a AAA insurance specialist to learn the best way to roll over your 401(k) into an income annuity.

Rolling Into an IRA Without Weighing Perks and Drawbacks

Rolling over a 401(k) to a rollover IRA, may sound easy, but that could be a mistake as well. Among the drawbacks: Investments through IRAs could be more expensive and the federal government offers more protections for 401(k)s than IRAs. Although some states offer additional protections for IRAs, according to Fidelity.

When you are 73 years old, unless you were born in 1960 or after, you will have to take required minimum distributions (RMDs) annually from the IRA account, even if you have continued to work. You won’t pay taxes or a penalty for moving the money, though, and it is still a tax-deferred account. You can also move the money to a traditional IRA, either existing or new.

Wherever you choose to transfer your money, remember to follow up to ensure there are no 401(k) rollover mistakes and that the transfer is completed. Transactions can be delayed for any number of reasons, and you want to be certain you know where your money is.

Learn more about AAA annuity products.

Tapping Book now on your next adventure is always an exciting moment. But even the blissful rush of seeing a new place can be overshadowed by worrying about traveling with your medication.

Understanding the guidelines for flying with medication is a must to make sure your trip goes smoothly and, most importantly, you don’t go without the medication you need. Whether you’re flying within the U.S. or internationally, here’s what you should know before taking off.

How to Travel With Medication: Domestic

Prescription Medications

Although not required by the Transportation Security Administration (TSA), it’s best to keep your prescribed medications in their original pharmacy bottles or packaging. This helps to avoid confusion and provides clear proof of its legitimacy. The prescription label should have your name and the medication name.

Liquid medication “in excess of 3.4 ounces in reasonable quantities for the flight” is allowed in carry-on bags, according to TSA. It’s not necessary to have it in a clear zip-sealed bag, but you should tell your screening officer that medically necessary liquids are in your possession prior to being screened. TSA also allows you to bring an unlimited quantity of prescription medication in your carry-on bag but specifies that it must be for personal use.

When it comes to packing, old school is best, according to David Murcko, travel advisor with AAA Northeast.

“Liquids need to be in clear, zip-top bags anyway, so I just keep it simple,” he said. “I also write what it is on tape and stick the tape on the bag.”

Over-The-Counter Medications

For non-prescription medicine like vitamins, allergy pills or ibuprofen, it’s still best to keep them in their original packaging to prevent misunderstandings at security checkpoints.

Medical Devices

If you rely on medical devices like insulin pumps, nebulizers or a CPAP machine, make sure they are packed safely in your carry-on luggage. These types of devices are allowed through security but may require additional screening. As a precaution, it’s a good idea to carry any necessary documentation for these devices.

If a medical device is attached to your body, inform the TSA officer of its location prior to your screening. You will not be asked to remove devices attached to your body, but disconnected devices may be screened by X-ray.

How to Travel With Medication: International

International travel adds another layer of complexity when it comes to carrying medications as each country has its own rules and regulations. To avoid complications, be sure to research the country you are visiting for their requirements. Some medications that are commonly prescribed in the U.S.  might be restricted or even illegal in another country.

When traveling with prescription medication internationally, it’s advisable that you carry a letter from your doctor that details your condition and the associated prescribed medications. You may also opt to carry copies of the prescriptions and their original packaging, showing that the medication is for personal use and is not a controlled substance.

If you are travelling with controlled substances, some countries require additional documentation or permits. Check with your airline and the destination’s consulate or embassy to confirm what documentation is needed.

“I always take doctors’ notes with me, copies of my passport and have Google Translate on my phone just in case there is an issue when traveling internationally,” said Murcko. To avoid confusion at customs, particularly if there is a language barrier, it’s helpful to have the names of your medications translated into the local language ahead of time.

Some medications like insulin or certain biologics require refrigeration, and long flights may pose a challenge in keeping them at the proper temperature. Be sure to contact your airline in advance to ask about options for storage.

General Tips for Traveling With Medication

• Keep a backup supply. “Always have a backup for your backup for your backup,” said Murcko. “Make sure that you have enough medical supplies for the whole duration of your trip plus extra, because you never know when you might be delayed or stuck somewhere.”
• If you’re traveling for an extended period of time, consider carrying extra medication in case of travel delays or lost luggage.
• Know your rights. In many countries, travelers with medical conditions have the right to carry essential medications without facing discrimination or delays. If you experience difficulty, don’t hesitate to seek assistance from the appropriate authorities.
• Stay organized. Use small containers to keep track of your medication and ensure you can quickly identify the right doses.

Have you ever had to travel with medication? Give your best piece of advice in the comments below.

Plan your next trip with a AAA travel advisor today. Travel advisor services are included with your membership at no extra charge.

A long road trip is much easier when you’re not the only one doing the driving. It’s safer too. If one of you starts to feel drowsy or cramp up, the other driver can take over and play navigator for a while.

While each company has its own rules, this general guide can help you understand more about adding drivers to your car rental reservation, taking some of the stress and guesswork out of the process.

Why would I want to add another driver?

It might be boring to be the only one with driving duty — but more importantly, it can be dangerous. Driving for hours on end can sometimes be exhausting, and falling asleep behind the wheel is a real risk on a long road trip. Even if you’re not planning on sharing the wheel, it’s smart to be prepared if your passenger needs to take your place.

Adding another driver can also greatly reduce the time you might need to spend on the road, since you and your co-pilot can trade places instead of pulling over to rest (or even pulling into a hotel at night). This is a great asset to have when you’re on a time crunch. Less time can be spent at rest areas and more time can be spent covering ground.

Who can drive your rental car?

The people who are automatically covered in a rental car agreement are “Authorized Operators.” An Authorized Operator can be your employer, employee or coworker if you’re on a company business trip together (and have booked your rental car through your company). They can also be your spouse, if you’re renting in certain states like California, Iowa or New York.  

Can I add anyone else?

A driver who is added to the rental paperwork is called an “Additional Authorized Operator.” Additional Authorized Operators must be present at the time of the rental and must sign on to the rental agreement themselves at the rental location. The additional driver must also present their driver’s license and a valid credit or debit card.

How much does it cost to add more drivers?

The main reason that most renters hesitate to add an Additional Authorized Operator is that they often come with extra fees. These fees vary across rental companies and state lines. Hertz, for example, charges an extra fee of $13.50 per day per additional driver. Additional Authorized Operators who are between 21 and 25 may be asked to pay an age differential fee as well, since many companies consider younger drivers an insurance risk.

In New York State, fees for Additional Authorized Operators of rented cars are capped at $3 a day. But remember: State laws apply to the state that you are renting the car in to begin with — not the state that you’re going to be driving to.

Do AAA Members get any discounts for Additional Authorized Operators?

Car rental companies like Hertz, Dollar and Thrifty waive the additional driver fee when both the renter and the additional driver are AAA members. Spouses and domestic partners of AAA members are not required to have a separate AAA membership to receive the same discount. If you want to access a AAA discount, your AAA Club Code must appear on the rental. You could also present a valid AAA membership card or a AAA credit card.

At Hertz, AAA members receive the best rate available at the time of reservation, so you can get additional savings on top of the waived fee for extra drivers. AAA members also receive free unlimited mileage on most Hertz rentals, which is perfect for the type of trip that necessitates more than one driver. You can enjoy the open road without worrying about an extra Additional Authorized Operator fee and without thinking about the miles you’re racking up.

Whether you’re headed out on a long adventure or just want a little company, adding another driver to your rental car is easier than ever. Driving just isn’t the same when you’re doing it alone.

Rent with Hertz and take advantage of exclusive AAA discounts today.

Think your teeth and eyes have nothing in common? They are more connected than you might expect!

From inflammation to vitamin deficiencies, researchers have found many links between oral health and vision. That is why it’s so important to schedule regular exams for both. If you are a AAA member living in Massachusetts, you can enjoy exclusive savings with Altus Dental™ and Altus Vision™ for individuals and families.

Here are some surprising ways oral health can influence vision.

Gum Disease: A Hidden Threat to Your Eyes

Anyone who has experienced an infection in a tooth or the gums knows that it can lead to swelling. That reaction doesn’t always stay confined to your mouth. Your body can respond to any infection with inflammation in other places, as well, which can lead to issues with your eyes.

Why is this? Optical blood vessels are small and particularly fragile, and they can be easily damaged by chronic or severe inflammation. For example, a study highlighted by the American Academy of Ophthalmology (AAO) found there may be a link between tooth loss and primary open-angle glaucoma, possibly because of inflammation. 

High Blood Sugar Risks

People with diabetes more often experience higher blood sugar levels than the average population. Over time, high blood sugar levels can damage blood vessels and lead to inflammation, both of which are associated with oral and vision issues. As such, diabetes can lead to increased risk of both periodontitis and glaucoma, according to the American Dental Association (ADA) and the AAO.

Infections and Bacteria Can Spread

Severe infections in the mouth can spread through the sinuses to the eyes. For example, the AAO has reported that sinus infections from dental abscesses have been linked to an increased risk of orbital cellulitis, a serious eye infection. Oral bacteria also can spread elsewhere, as the bacteria can survive and travel in the bloodstream. If this bacteria settles in the eye region, it could lead to inflammation and, in rare instances, infection.

Good Nutrition Is Key

Research has shown that deficiencies in certain vitamins, like vitamin A and C, can have a negative impact on teeth and vision. The AAO has preached that a diet rich in vitamins and minerals can lower the risk of age-related macular degeneration. The ADA also emphasizes that a healthy diet is associated with better oral health. Eating good food can benefit the health of your mouth and your vision.

Of course, no amount of clean eating can completely prevent dental or vision problems. That’s why it’s important to schedule regular preventive checkups with both your dentist and your optometrist.

AAA Northeast members living in Massachusetts can utilize exclusive savings on dental and vision insurance with Altus Dental and Altus Vision™. Altus Dental provides easy access to in-network care with more than 10,000 locations locally and nearly 420,000 nationwide. In partnership with VSP® Vision Care, Altus Vision™ offers savings on exams, glasses, contacts and much more. You’ll also have access to the nation’s largest network of independent eye doctors and popular retailers.

Explore the benefits and enroll today.