If you’re looking for a vacation that provides a front-row seat to some of the country’s most breathtaking scenery — where every detail of your itinerary is handled for you — rail travel might be your next great adventure.
From the comfort of luxury rail cars, take in canyons, mountains, deserts and ever-changing landscapes as you travel from Salt Lake City, Utah, to Denver, Colorado. Along the way, you’ll encounter unforgettable views, from the geological wonders and star-filled night skies of Moab to the dramatic beauty of Glenwood Canyon.
Courtesy of Canyon Spirit
Hotels are booked before you board, so you have nothing to do but relax, enjoy gourmet meals, make plans for your city visits and take in some of the most stunning views on Earth. Save time to mingle with your fellow passengers in the Lounge Car.
Rail travel is more than just a way to get from point A to point B — it’s a journey designed to be savored, one spectacular mile at a time. Here’s a closer look at what you can experience on Canyon Spirit’s four-night Rockies to the Red Rocks, Three-Day Rail Classic itinerary.
Your trip starts in Salt Lake City, a modern metropolis nestled in the mountains. Highlight include the state capital building, modeled after the U.S. capitol, and the fragrance-filled Red Butte Gardens, with more than five miles of hiking trails and 21 acres of botanical gardens, which burst into life with more than 500,000 blooms in the spring.
Explore Moab’s Geological Wonders
The next stop is Moab, home to Arches National Park, featuring more than 2,000 stone arches, including the iconic Delicate Arch. Then head to Canyonlands National Park, filled with red rock canyons, mesas and buttes. Hikes for all ability levels are available throughout the park as are canoeing and whitewater rafting. In the afternoon and evening stroll through downtown and experience unique shops and cozy restaurants.
Courtesy of Canyon Spirit
To Glenwood Springs for Hot Springs
From Moab it’s on to Glenwood Springs, Colorado, steeped in natural beauty and known for its hot springs and Glenwood Canyon. View all varieties of rock formations during a tour of the town’s caverns. Hiking, whitewater rafting and in the winter, skiing are all popular attractions. For local flavor visit the Frontier Historical Museum to learn about Glenwood Springs’ ranching and mining history and the native Ute tribe. Leave time to browse the shops and eateries downtown.
Experience Denver’s Highlights
Finish your trip in Denver, the Mile-High City, which began life as a mining outpost and grew to be one of the nation’s most dynamic cities, with natural wonders all around. If you like beer, this is the place to be; the city is home to more than 150 pubs and breweries. Pair your pint with food from all over the world from one of Denver’s restaurants. In warm weather, take a boat trip on the Colorado River or root for the Rockies at Coors Field baseball park. In the fall or winter, take in a Denver Nuggets’ basketball game. Set off on one of Denver’s scenic walking, hiking and biking trails to experience the natural beauty firsthand and later enjoy Denver’s city sophistication at one of the myriad of clubs and restaurants downtown.
AAA travel advisors will turn your inspiration into a memorable vacation, providing trusted guidance and exclusive member benefits. Connect with us to learn more.
It’s a decision all parents traveling with young children must make when flying and driving — should you bring your child’s car seat along for the trip or should you rent a car seat with the rental car?
It can be a particularly difficult choice if you’re going to be staying at your destination for several days, as the costs of renting a car seat can build up quickly. Fortunately for AAA members, the use of one child or infant booster seat is free when renting with Hertz.
In addition to not having to lug a bulky car seat around the airport, here are a few reasons why you might want to consider renting a car seat for your next trip.
Renting a Car Seat Is Easy and Safe
Most car rental companies offer a variety of options when it comes to securing the right seat to keep your child safe. Hertz provides a wide range of child car seats at all of their rental car locations, voluntarily complying with state laws that require a child seat for rentals.
They offer an infant child seat, which is for a baby who is less than one year old and weighs up to 20 pounds. They also stock forward-facing child seats, for children weighing between 20-40 pounds. Additionally, they carry belt-positioning, high-back booster seats and strollers.
Many airlines allow families to bring a child’s car seat at no additional cost, either as checked baggage or as a gate‑checked item. But traveling with a car seat can be awkward and inconvenient. Some car seats weigh more than 25 pounds, which is a lot of extra luggage to be dragging around an airport, especially if you have a little one in tow. Avoiding this hassle is one of the top reasons most people decide to rent one.
There’s also the concern of potential damage. Checked items are handled with regular luggage, and car seats can come out scuffed, cracked or with broken parts.
Renting a car seat at your destination eliminates all of this. Simply pick up a ready‑to‑use seat when you get your rental car.
Other Things to Consider
One of the first concerns many people have when it comes to renting a car seat is the additional cost. Coming in at as much as $15 a day, the cost of a rental car seat can add up if you’re planning on staying in town for a while. Thankfully, most major car rental companies set a cap around $70 on a car seat rental. Unless, of course, you are AAA member taking advantage of your free car seat with Hertz.
Parents also worry about safety. The American Academy of Pediatrics and AAA advise against using previously owned car seats because there’s no reliable way to confirm whether a seat has been involved in a crash or otherwise compromised. By renting through trusted companies with strong safety standards, you can rest assured that child car seats that are no longer safe to be used are retired from the fleet. Car seats in use are thoroughly cleaned and sanitized after every rental and provided with the user manual and necessary instructions to safely and securely install it in your rental car.
Renting a car seat for your child simplifies your life, can remove stress from your travels and ensures the safety of the most precious cargo in your vehicle.
It’s always a smart idea to set realistic financial goals and grow your savings account over time, regardless of your income. The good news is that you don’t need to be a personal finance expert to get on the right track and begin saving some money. Start with these five simple goals and you’ll be well on your way.
Develop a Clear Budget Plan
Although it might seem a little tedious, it’s essential that you create a detailed budget plan if you want to take control of your savings. One of the easiest ways to do this is to follow the 50/20/30 rule. Basically, your monthly budget is divided as follows: 50% for the essentials, 20% set aside for savings, and 30% for variable activities and non-essential occasional spending.
Do Your Best to Get Rid of Debt
If you’re in some form of debt, you’re not alone. Many Americans have either credit card debt, college loans or other overdue payments that are slowly accruing more and more interest. Make sure to pay off your loans as quickly as you can. If you decide to follow the 50/20/30 rule mentioned above, it’s best to allocate all or half of the 20% designated for savings to pay off your debt instead. You’ll save more money in the long run.
Limit Unnecessary Day-to-Day Spending
Even if you’re not in debt and have a little more flexibility with your funds, it’s a good idea to take your daily spending into account and see if there are payments that you could live without. It can be helpful to sit down with your family or spouse and have everyone write out a list of their usual casual expenses. You might discover areas you didn’t realize you were overspending on, and that you don’t mind cutting back on.
For instance, if you always buy a monthly train or bus pass, but notice you end up using a car service much more often, you might forego the bus pass altogether and just buy the occasional ticket when needed. Or, you can opt to bring a refillable water bottle to work instead of always grabbing a drink with your lunch. With a little clarity and reflection, a lot of habitual spending habits can be transformed into useful savings habits instead.
Start Earning from New Income Streams
Over the past decade, full-time freelancers have become a lot more common. But you don’t have to quit your day job to start earning extra money. There are plenty of options out there for anyone with a little bit of time and talent. Instead of kicking back and watching cable or a streaming service after work, try to set aside an hour a day to work on your side project. If you have skills in writing, coding, accounting or design, there are many websites that can help you find gigs. Even if you have more niche skills, with much of the global economy online, you’re likely to find a few clients.
Better yet, investigate how you can develop a revenue source that keeps providing income even after you’ve stopped putting time into it. Passive income is a hot topic right now, but it’s more than just a trend. Developing an online course, licensing your creative work like photography or design, or renting equipment are all examples of easy ways to make some extra money while you sleep.
Save on Monthly Payments and Utilities
Some of your primary monthly expenses, like your phone bill and electric bill, can take up a big portion of your budget. Evaluate your monthly usage of these items and see if there’s any opportunity for cutting costs. There are a lot of simple workarounds that can potentially add up.
For example, upgrade to more energy-efficient appliances or use a fan over A/C for milder summer days. You can also review your cable bill and see if you really need that deluxe channel plan if you’re only watching a handful of shows. Finally, you can improve your savings by keeping on top of car maintenance; choose a regular checkup over a costly mechanical breakdown in the future.
Even just a small effort applied to each of these goals can have a big impact on your wallet.
Booking travel can be confusing, and it seems like the prices are always changing. How can you get the best deal?
With summer vacation right around the corner, all signs point to booking now, especially if you plan on traveling internationally. You can get personalized advice and trip planning by scheduling an appointment with one of our travel advisors here.
European river cruises and cities are among the most popular destinations for summer 2023, according to AAA Northeast travel booking data. From flights to rental cars to hotels, reservations are filling up fast and prices are up across the board.
“It is going to be another busy domestic summer season. With that, we are seeing Europe taking the top spot week after week. River cruises are filling up fast, and top tours to the hottest destinations are nearly sold out for some of our partners … Ireland, Italy, Spain and Portugal are topping the list,” said Chuck Nardozza, AAA Northeast’s managing director of travel sales. “Don’t get me wrong, there are still some deals to be had, but they are going to be far and few between. That’s why working with a trusted travel advisor is our best advice. In some cases it is cheaper to cross the Atlantic than it is to go across the country! I can’t say it enough, book ASAP, don’t miss out!”
Here are more top tips from AAA Travel experts for finding the best time to book your next flight, hotel room, cruise or tour.
When Is the Best Time to Book a Flight?
Ray Hourani, director of travel air operations at AAA Northeast, shares pointers on how to best fly the friendly skies.
What do travelers need to know about the current price of air travel?
Hourani has seen air rates for both Europe and domestic flights steadily increase since early January. In addition to inflation and other economic factors, price hikes can be attributed to continued staffing shortages.
“Airlines are struggling to get back to staffing levels that they were back in 2019 especially for pilots,” Hourani said. And as pilots negotiate higher contracts, air fares will rise to meet them. The Federal Aviation Administration is also having trouble hiring air traffic controllers, asking airlines to cut summer capacity as a result, especially in the New York City area. Naturally, less capacity equals higher cost.
Those looking to travel to Asia, however, can still find savings. “Asian countries were late in reopening [during the pandemic], so there are still some lower air rates available to Japan and Southeast Asia,” Hourani said.
In general, does the time you book a flight matter?
Yes and no. “There are certain times when prices do drop,” said Hourani. There’s usually a fair dip in prices between the end of January through the first week of March, so you may want to use this time to take advantage of international summer flights.
“The days of the week when you’re traveling matter also,” Hourani said. “There could be a surcharge of $50 to $80 for round-trip flights on weekends. If you’re traveling on a Tuesday or a Wednesday, it’s going to be a lot cheaper.” The fares tend to be lower than on a Friday or Sunday, which are peak travel days, especially for international flights. Still, Hourani noted that there is often less choice and availability of flights when searching for the best deal.
Flight prices can also fluctuate around holidays – especially big holidays like Thanksgiving or Christmas.
“If you’re traveling on that Wednesday and coming back on that Sunday, you’re going to be charged a relatively high price for that airfare,” Hourani said of the Thanksgiving holiday. “If you travel on Monday and come back the Saturday after Thanksgiving, the fares will be a little cheaper.”
When is the best time to book a flight if you want something specific?
Let’s say you need to get out on a certain day, certain time of day or even just want your choice of seating. What do you do?
“If you want specific flight dates, times and seats, book early,” said Hourani. “That’s a rule of thumb. Sometimes airlines charge more for choice seats, but there will still be more availability during an earlier timeframe. The choice seats and choice times won’t get you the best fares, but from a peace-of-mind standpoint it could be worth it.”
What happens when you book a flight closer to the day you’re leaving?
For live events like concerts, last-minute tickets are usually cheaper, since ticket sellers are trying to get them off their hands. But that’s not so for airlines.
“Years ago, that used to be the case,” Hourani said. “There were a lot of empty seats, there were empty 747s flying across the Atlantic and transcontinental. But the airlines have become very sophisticated in managing their inventory.” Modern-day airlines now set their prices using airline revenue management systems to determine demand. This leads to dynamic price changes in real time, which can often be confusing for passengers trying to snag deals.
Almost all the flights now are full, so if you’re trying to fly last minute, that’s actually when they’re going to charge you the most. Hourani recommends booking airfare at least 120 days before departure.
Any other tips for booking flights?
Hourani suggests prospective flyers keep an eye on fluctuating ticket prices before committing to a purchase.
“Watch the flights you want. If you’re not in a rush, look at it every other day to check the pricing and availability. An airline can change their pricing a good 150 times a day depending on the demand, so you want to keep an eye on it. When you see the fare isn’t really fluctuating any more, it isn’t going up or going down, then you can book.”
If you don’t have the time to refresh a webpage, you can find a few different apps and websites that specifically track changing airfare prices.
When Is the Best Time to Book a Hotel?
One of the most important parts of a vacation is booking your hotel. Your hotel room can be your home base, a luxurious retreat or just a place to crash at the end of a busy day.
But when is the best time to book a hotel? You don’t want to be caught out in the cold or be forced to pay exorbitant fees for a last-minute place to stay. The timing of when you book your hotel room can affect both the price of your room and the quality of the place you wind up staying.
Joanne Monahan, director of travel for AAA Northeast and a Certified Travel Industry Executive, offers some guidance.
How far in advance should you book your hotel room?
It depends on when you plan to travel. Monahan said demand for rooms is usually higher on the holidays and during school vacations.
“Even on long weekends, the demand is high,” Monahan said. “Usually, for those times, it’s best to book it weeks or months in advance to make sure you get the hotel you want. And if demand is high, the price is going to go up.”
When it comes to booking during other periods, though, things can change.
“Sometimes, if you’re not booking during a high-demand time, closer booking may save you money,” Monahan said. “But in other times, it’s really a gamble if you wait. It’s always good to have a backup in case you don’t get what you want.”
For domestic travel, try to book at least a month in advance. That’s usually when it is cheapest to book a hotel and will give you the most room choices. For international travel, Monahan recommends planning a bit further in advance. “A lot of times, hotel rooms – especially in Europe – are different than they are here in the states. For example, it can be hard to get rooms with an occupancy of three or four people, like for a family traveling together. It’s really important to schedule that as much in advance as you can, so you get what you need.”
How does hotel pricing work?
Hotel prices can also fluctuate depending on the day of the week. For example, Sunday-to-Sunday booking can usually turn out to be cheaper than making the first day of your stay a Friday or Saturday. Traveling during the area’s offseason may save you money as well. Summer hot spots can turn into ghost towns in the fall and winter – and the pricing of the hotel rooms reflects that.
“Pricing depends on their inventory,” Monahan said. “It’s a gamble, you know. There’s no guarantee. Sometimes, when rooms are getting close to being sold out, hotels may even raise their rates. But if they have a lot of inventory available, they may keep their rates lower so that they’ll sell more rooms.”
Monahan recommends keeping an eye on any important local festivities or events, as they can affect the price of hotel rooms as well.
“Those nearby hotels are going to sell out, and they’re going to go higher if more people want them around the time when there’s an activity going on.”
The law of supply and demand continues to be a good rule of thumb when it comes to predicting prices.
How do you get your money’s worth?
When it comes time to book your travel, booking through a third-party agency like AAA can help you save even more money by bundling the purchase of your flight and your hotel room. Sometimes, rates for AAA Members can be even cheaper than the hotel chain’sownmember-only rates.
“It’s always good to contact AAA for your hotel reservations,” Monahan said. “We’ll get you the best deals out there, and make sure you get your member benefits for saving even more.”
When to Book a Cruise
Cruising is a great vacation for the whole family with itineraries and events for almost every type of traveler. Whether you’re headed to the Caribbean, the rivers of Europe or the icy waters of Alaska, you can find a cruise that fits you.
The time that you book a cruise and when your ship sets sail can affect how much your vacation is going to cost – big time. You don’t want to make the wrong move and get stuck with a pricey stay in the smallest cabin aboard. Knowing the best time to book a cruise will make sure you don’t miss out on any perks, like getting a room with a balcony. Nothing is worse than deciding to go on a trip only to be blocked out by other people who got there first.
“We always recommend booking with a trusted travel advisor,” Nardozza adds. We will help you find the right destination, the best ship for your needs, the best cabin type, ensure you are booked for the activities/excursions you want, and most importantly, you can take advantage of all the deals.”
When you book with AAA, you can stack your member benefits with other offers running in the marketplace and take advantage of any additional AAA promotions.
When should you book a cruise?
The best time to book a cruise is generally early. Cruises want to make sure they can fill up their ships far in advance, and they reward earlier bookings with special incentives.
While booking a cruise as soon as possible can often get you a better price, you can still find good rates if you wait. Occasionally, cruises won’t sell enough to fill up a full ship, and you might be able to find last-minute deals.
According to Marie Kwash, travel advisor and cruise enthusiast, location and the type of cruise you are looking for make a big difference. For example, river cruising has grown tremendously in popularity. Those ships can fill up a year in advance, so you’ll want to book early!
It all depends on how you prioritize your preferences. Availability is limited, so if you’re particular about your cabin or your placement aboard the ship, you should book further out. If you’re flexible, you can wait to book a little closer to the trip.
“Here in the Northeast we have three homeports (Boston, Bayonne, New Jersey, and New York City) that allow you to simply drive a couple of hours and get onboard,” Kwash said. “So, if you are looking for a quick getaway or reducing some of the travel expense, homeport cruising is for you!”
The Celebrity Eclipse in the Caribbean. (Photo: Celebrity Cruises Inc.)
When should you sail?
Of course, the best time to book a cruise also depends on the time of year you plan to set sail. As with many other types of vacations, cruise prices are lowest when school is in session. You’ll get hit with the highest prices on holidays and school breaks (especially spring break).
Hurricane season can sometimes affect when you should book your cruise, though it’s pretty difficult to avoid since it stretches from June through November.
You can cruise any time of year. Wintertime is perfect for tropical escapes, but summer is great for heading north to Alaska or Europe. Depending on where you go, there will usually be specific travel seasons for that area.
Months that are more cost-effective are January and February, October and November and the sliver between Thanksgiving and Christmas breaks. Early spring months like April and May can also have some more reasonably priced cruises.
What are repositioning cruises?
Those looking for the best time to book a cruise should take advantage of the unique characteristics of the cruising world. Whenever these huge ships have to travel, it benefits the cruise line to put passengers on them. A lesser-known cruising tip is to look at repositioning cruises, which are when a cruise line wants to move their ship to another region.
One-way repositioning cruises are a great way to use the cruising ecosystem to your advantage. Most cruise ships have special itineraries and events for repositioning cruises, meaning you’ll get to travel farther than you would have on a more common round-trip cruise, and they usually have special deals to boot.
There’s nothing quite like a guided tour vacation. When you travel on your own, you have to do mountains of research to make sure you see and do and eat everything you should. On a guided tour, someone else has already taken care of all that for you – that’s one of the reasons they are so popular!
When should you book guided tours?
If you’re traveling on your own, consider the popularity of the tour and your desired departure date. Sometimes, you can book a solo trip as close as a few weeks prior to departure, but that can be a bit of a gamble. Some tour operators cancel dates that don’t sell, or the tour could sell out before you get a chance to buy your ticket. If you definitely want to go on a tour, typically eight to 10 months prior is an ideal time to put down a deposit.
If you’re traveling with a group of people, like family and friends, booking can be a little different. Some tour providers can do private groups for as few as 10 people. If you want a private tour for your group, you should plan at least 10 months to a year prior to departure. With groups, you want to make sure that everyone gets a spot on the tour and that all of your pick-up and departure dates are in order. The gift of time makes that process a whole lot easier.
Is there any benefit to booking closer to the tour date?
Does booking closer to the date of your tour mean there will be deals or discounts? Potentially. Some tour operators might offer discounts to fill up tours that haven’t booked up yet. Booking closer to the tour date can pay off, but it is risky. There’s not always a guarantee that there will be spots left. But if you’re willing to wing it, last-minute bookings can be a great way to travel cheap, or at least cheaper than usual.
Do some guided tours fill up more quickly than others?
Tour groups travel all over the world, and some guided tours are bound to be a little more popular than others. Different destinations attract people because they’re especially beautiful or historic, or because travelers want to retrace the steps of their ancestors. Places like Italy or Ireland are perennially popular. Other bestsellers include Iceland, Peru, Greece, Costa Rica and Morocco. If you want to travel to one of these destinations, it’s best to book your tour sooner rather than later.
Is there a time of year that’s best for guided tours?
When you’re traveling, it’s all about seasonality. You can save money when you go on a tour during a destination’s shoulder season or offseason. It will also be less crowded. Instead of going to Europe during the summer when it’s hot, expensive and crowded, try going in the spring or fall. You could even tour Europe during the winter, when you can go to things like their famous Christmas markets and visit the Alpine countries. If you want to save money, it pays to think outside of the box when it comes to choosing your tour dates.
For more information or to start planning a trip, visit AAA.com/Travel.
When do you make your travel plans? Do you have any tips for booking flights, hotels, cruises or tours? Let us know in the comments below.
When it comes to life insurance, you want to be sure that you have a complete understanding of the product you’ve entrusted to keep your family’s financial future secure. However, with all the various products, providers and information out there, separating truth from fiction can be difficult. In fact, a lot of consumers are likely to believe one or more myths about life insurance.
We take a look at some of the most common life insurance myths and reveal the truth behind the misconceptions.
For real-time answers to questions about life insurance, reach out to a AAA insurance agent.
Many consumers assume that life insurance is simply something that doesn’t apply to them. Perhaps they believe that only people who already have dependents should bother investing or that you need to reach a certain age for the investment to be worthwhile. In reality, the benefits of life insurance are universal. Without at least some protection, you’ll likely be leaving behind a mountain of debt for those you leave behind when you pass away. With a bit of research and honest financial reflection, you can decide how much coverage you need rather than write off life insurance entirely.
Myth No. 2: Once you start a policy, you’re locked in.
Although whole life insurance policies are indeed permanent, many insurance companies offer the ability to convert your term life insurance plans to a whole policy when the time is right. As the years roll by, you may find your coverage needs change with the different stages of your life; take this into account when designing your plan.
Myth No. 3: Your rates are going to increase over time.
Once you get approved for a life insurance policy, the terms – including your premium rates – are locked in.
However, if you’re in your 50s and looking to start a new plan, you will encounter higher rates than a 20-something because older customers are considered more of a financial risk. Younger policyholders have access to the lowest rates, which is why it’s smart to get into a policy as young as possible.
Myth No. 4:Life insurance is too expensive.
With so many options available to choose from, there’s likely a policy that fits your budget. If you need help finding what will work best for you, an insurance agent can guide you.
Myth No. 5:Your health is too poor to qualify.
Don’t speculate that a certain medical condition will prevent you from qualifying for a life insurance plan. Many providers are open to taking on a certain percentage of high-risk special cases, and some actually specialize in policyholders who are afflicted with serious medical ailments that might complicate their ability to secure coverage elsewhere. Some policies don’t even require a medical exam.
Myth No. 6: An employer-based policy is all you need.
Just because your employer provides a life insurance policy doesn’t mean that plan offers enough coverage to meet you and your family’s needs. In many cases, this contribution is minimal, serving only as a baseline on which the policyholder can build. Moreover, you might be at risk of losing this employer-based policy entirely if you were to leave the company for any reason.
Did we just debunk any of the life insurance myths you believed? Sound off in the comments and let us know.
Learn about your life insurance options.Schedule an appointment with a life insurance agent today.
If you haven’t heard of Portugal’s Madeira (the place, not the wine), don’t be surprised. Located off Africa’s northwest coast, it consists of four islands, only two of which are inhabited: Madeira and Porto Santo, which in 2024 was named Europe’s Leading Beach Destination by World Travel Awards. But, so far, it has been mostly off travelers’ radars.
Madeira Island offers stunning vistas, outdoor adventures, low tourist traffic, gourmet food and posh hotels. And getting there is easier than ever, so it’s a great time to plan a trip. SATA Azores Airlines is offering nonstop service from Boston’s Logan International Airport this summer and year-round nonstop service from New York’s John F. Kennedy International Airport. .
Travelers who have discovered Madeira enjoy a slower pace and fewer crowds than many other vacation destinations, as well as these top five attributes.
Five members of the AAA Northeast travel team recently went to the island of Madeira, gathering firsthand experience to help guide members interested in visiting. They all returned with rave reviews and unanimously praised the abundance of natural beauty.
“It’s a hidden gem,” said Nicole Ekholm, a travel project specialist who participated in the trip. Ekholm is of Portuguese descent and speaks Portuguese.
Ponta de São Lourenço is one of the most visited places on the island of Madeira.
“I loved Madeira!” added travel advisor Jodi Abata. “I loved the diversity of things to do and the interesting topography … from the beautiful beaches and coastline to the picturesque hills filled with gardens and vineyards.”
Known for its variety of rare plants and flowers, one place not to miss is Madeira Natural Park, which was created in 1982 to preserve these natural treasures. Classified as a biogenetic reserve, the park is home to an enormous range of plant life.
Travel advisor Amy Orzechowski was amazed at the landscape. “I was not familiar with how beautiful and picturesque it really is.”
Formed by a volcano and known for its rocky terrain, the archipelago of Madeira is popular with hikers – especially thrill-seekers. The island’s network of 1,926 miles of levadas, which are irrigation trenches built into the mountains, attract daring hikers who follow paths adjacent to the trenches down the mountains. The levadas, some of which are 600 years old, provided water for drinking, farming, power and enabled a sugar cane industry to thrive for centuries.
Hiking in less treacherous forest locations is also popular, as is parasailing, off-roading, paragliding and swimming in natural pools. The island also has two man-made beaches and a waterfront.
Culture
For years, Madeira was known as a wellness retreat for the rich and famous. Winston Churchill was a regular visitor, as was Stephen Hawking, who went seeking rejuvenation.
Visitors can spend time in the islands’ capital city of Funchal on Madeira, cited for being accessible for people of all abilities. Tour the waterfront and continue to downtown, which besides several cathedrals, houses the Museum of Sacred Art. Plan a visit to the Madeira Wine, Embroidery and Handicrafts Institute, which preserves the island’s longtime tradition of embroidery and displays works that are more than 150 years old.
“I felt like I was in the Caribbean and Europe at the same time,” Abata said.
Wine
Don’t forget to schedule a tour of one or more vineyards to learn how delicious Madeira wine is made. Madeira is one of the few regions of the world that produces mountain wine.
Take time to sip a glass of Madeira or Poncha, the island’s favorite rum punch cocktail, while relaxing at an outdoor cafe.
Food
Not surprisingly, many of Madeira’s culinary specialties come from the sea. These include grilled limpets, a type of mollusk, and varieties of broiled fish. Steak skewers with cornmeal nuggets are another regional favorite, as are a variety of hearty soups.
Madeira is still being discovered by U.S. tourists, but that is rapidly changing, said Ekholm. “If you want a good combination of food, culture and activity, it can be a better value vacation than Hawaii or the Caribbean.”
Birdwatching, or birding, is a lifelong activity that you can participate in no matter where you are. It’s a great way to get out in nature and connect with your surroundings. There’s also a huge community of birders ready to welcome newcomers into the pastime. Are you interested in picking up the binoculars and going birding? Check out these beginner tips for birdwatching in the Northeast.
Getting Started
You don’t need a lot to get started on your birding journey – just a pair of binoculars and a good field guide.
The Best Birdwatching Binoculars for Beginners
Top-of-the-line birding binoculars can cost up to $3,000, but there’s no reason to get those right out of the gate. The National Audubon Society recommends the Athlon Neos 8 x 42 as a good, low-cost pair of beginner binoculars. If that’s still out of your price range at the moment, try the more affordable Celestron Outland X 8 x 42 binoculars or even the ultra-compact SkyGenius 8 x 21 Lightweight binoculars. As long as you have something that lets you see the birds from afar, you’re ready to start birding.
Northern Parula
Birding Field Guides
Every birdwatcher needs a field guide; it’s an especially invaluable tool for beginners. A field guide will help you identify birds via illustrations or photos, range maps of where you can find them, species information and more.
If you don’t want to carry around a book and prefer a digital experience that’s easily searchable, you could try using field guide apps for your smartphone, like Sibley Birds v2, Audubon Bird Guide and Merlin Bird ID. But you have to make sure you’re not draining your phone battery or losing service while you’re out birding.
Some birders, however, might want to get out into nature precisely to escape their phone. If this is the case and you’d rather stick to physical field guides, you’re in luck. The birding world is full of amazing resources, and many field guides have special editions that are specific to your area. Birdwatchers in the Northeast have a lot of guides to choose from. Here are just some great guides to get you started.
“The Sibley Field Guide to Birds of Eastern North America” is a fantastic guide for beginners and seasoned birders alike, featuring 650 bird species and thousands of painstakingly accurate illustrations by David Allen Sibley. Sibley’s illustrations and descriptions are sure to help you identify any bird in the region you may come across.
Looking for something that’s stood the test of time? The most recent edition of the “Peterson Field Guide To Birds Of Eastern and Central North America,” based on the original field guide by Roger Tory Peterson, features captivating, accurate illustrations of the region’s birds and instructions on how you can use field marks to identify them.
Piping Plover
Tracking Your Birds
When you see a new bird, it’s time to tick it off your lifetime list. Most birders keep track of all the birds they’ve seen since they started birding. Checking new finds off the list becomes part of the fun. You might want to get a field notebook for tracking all of your sightings. The Letterfolk Bird Passport Journal is a pocket-sized field journal with space to log facts about the birds you’ve seen, a “bird bucket list” and a place for your own photos or illustrations. The Sibley Birder’s Life List and Field Diary is a field journal featuring space to record your sightings of 923 species in the continental United States and Canada, a checklist for recording how many times you’ve seen them and a lifetime list of all birds.
If you want to go digital for your bird list, there’s no better site than eBird. This collaboration between the Cornell Lab of Ornithology and the National Audubon Society allows users to comprehensively track their bird sightings, share information, find birding hotspots and connect with other birders. It’s an extremely popular website in the birding community and is sure to help any beginner birder. Plus, it’s free.
Cerulean Warbler
The Best Birdwatching Near You
There are many places to find birds in the Northeast. You can probably spot some in your backyard or at your local park. But if you want to find birds in the field, there are tons of great places to go birdwatching near you.
Headed to the beach? Cape Cod National Seashore is the perfect place to find shorebirds like piping plovers, American oystercatchers, whimbrels and more. Over 330 species of birds have been recorded at Fire Island National Seashore, and there’s even a raptor-viewing platform near the Fire Island Lighthouse. The Boston Harbor Islands are a hotspot for migrating birds and nesting shorebirds. Rhode Island’s Block Island is also a favorite of migratory birds in the fall.
Sometimes you can find birds at historic sites. Sagamore Hill, Theodore Roosevelt’s “Summer White House,” is home to 119 species of birds. Roosevelt was a birder himself. Valley Forge National Historical Park provides a comprehensive list of the birds that can be spotted there, including the season they appear and how rare or abundant they are in the park.
Another great way to see birds is to hit the trail. The Lake Champlain Birding Trail in New York and Vermont features 88 birding sites along the lake. Along the Maine Birding Trail, you can see puffin colonies at Acadia National Park and Baxter State Park. On the New Jersey Birding Trails, you can hit beloved birding hotspot Cape May, the Meadowlands, the mysterious Pine Barrens and more.
You’ll never run out of places to go birdwatching in the Northeast. Over 260 different species have been found at the Delaware Water Gap, including bald eagles, golden eagles, cerulean warblers and scarlet tanagers. Niagara Falls is an amazing place to spot gulls, as 100,000 gulls fill the skies over the Niagara River in the fall and winter. Birders even love New York City’s Central Park. Can’t get enough? You can find even more hotspots near you by searching for your region on eBird.
Atlantic Puffins
Birding Responsibly
One of the most important things to remember while you’re birding is that you’re there to observe birds, not to disturb them. If you’re birdwatching in a nature preserve or forest, stay on the path so you don’t trample any important vegetation or frighten the wildlife. It’s always best to keep a respectful distance from the birds, especially when they’re nesting. This is why binoculars are so important. If you want to take photos of the birds, it can be helpful to bring a zoom lens so that you can let them have their space while still getting your shot.
Definitely don’t feed birds any human food, and make sure you don’t leave any food or trash behind. Even if you have birdseed, check the local regulations before using it. In places like national parks, it’s illegal to feed the birds at all, and many states have laws against feeding wildlife on public land.
Remember to be quiet! It’s true that loud noise can disturb birds, but it can also scare them away. If you want to see as many birds as possible (and as responsibly as possible) keep the volume to a minimum. The other birders in the area will thank you as well.
Birdwatching is a wonderful hobby that people of all ages can participate in, and there’s no time like the present to start your birding journey. Get out there and start finding some feathered friends!
Have you ever gone birdwatching before? Are you a birder yourself? Let us know in the comments below.
This article has been updated and republished from a previous version.
Are you a bookworm? Or are you looking for a way to get back into reading? These podcasts about books are perfect for people who want to find new things to read, learn more about their favorite books or even hear some industry gossip.
“What Should I Read Next” touts itself as a “literary matchmaking” podcast, aiming to connect readers with the books they’d love the most. Every episode, host Anne Bogel puts together tailor-made recommendations for her guests – and her listeners. There’s also a huge backlog of episodes, so you’ll never run out of recs.
There’s nothing writers love more than a hot take. On “Book Fight!” hosts Mike Ingram and Tom McAllister get open and honest about their opinions on books, publishing and the literary status quo. Along with their guest authors, they unpack what works (and what doesn’t) about good books, bad books and books that are just so-so. A great place to start is their miniseries on literary essays.
First-time authors don’t always get the attention they deserve. On “Debutiful,” host Adam Vitcavage interviews debut authors on their first published works, their literary influences and more. It’s a great way to find fresh new voices for your bookshelf.
Did you know that you can read “Dracula” in real time? Well, kind of. Bram Stoker’s famous novel is made up of letters, diary entries and articles, each featuring a date. “Re: Dracula” transforms this classic tale into a tense audio drama, releasing entries the same day they’re featured in the book.
Why are so many self-help books full of such bad advice? From threadbare research to bizarre philosophies, Michael Hobbes and Peter Shamshiri break down the bestsellers of pop nonfiction. Hobbes and Shamshiri delight in exposing the flaws of these books and use them as a jumping-off-point to discuss issues that are still relevant today.
Are you a young reader at heart? “Hey YA” is a podcast all about what’s going on in young adult (YA) literature. They cover publishing industry news, new releases, genre favorites and more.
The publishing world is filled with scandal, gossip and juicy stories. On “Missing Pages,” literary critic Bethanne Patrick uncovers some of the industry’s most outrageous characters, from published plagiarists to industry scammers who built their entire careers on deceit.
The New Yorker has always been an iconic publisher of short stories. On “The New Yorker: Fiction,” fiction editor Deborah Treisman invites a writer to choose a story from the magazine’s long history to read aloud and discuss. Whether you want to stick around for the discussion or not, it’s a great way to get more short stories into your literary diet.
Looking for even more short stories? “LeVar Burton Reads” stars iconic “Reading Rainbow” legend LeVar Burton as he narrates some of the best short fiction out there. The immersive, polished sound design really makes this podcast special.
Why should new books get all the love? On each episode of “Backlisted,” hosts John Mitchinson and Andy Miller invite a writer to highlight and discuss a book they think deserves more attention. Some selections include “The Awakening” by Kate Chopin, “Beloved” by Toni Morrison and even “Beowulf.” Now that’s an old book!
“Sold a Story” dives deep into the state of literacy education in America. Host Emily Hanford explores the changes in how we teach reading and why the education system might be going in the wrong direction. If we’re truly teaching kids how to read, why are so many of them falling behind? “Sold a Story” interviews parents, children, teachers and education specialists to find out what’s going on between the pages.
If you love podcasts, don’t forget to check out AAA Northeast’s new podcast, “Merging Into Life.” It’s all about navigating life’s biggest milestones, from buying your first car to choosing your child’s first car seat. Listen now!
Did we miss your favorite literary podcast? Tell us about it in the comments below!
Most podcast recommendations are about the podcast series you should listen and subscribe to. But sometimes, all you need is one really good episode to help you discover your next favorite podcast.
Here are some of the best podcast episodes of all time, ever (in my opinion).
Reply All – “#158 The Case of the Missing Hit”
When “Reply All” posted “The Case of the Missing Hit,” it was an instant, well, hit. This is the story of a man from California who has a song stuck in his head. The song used to play on the radio in his youth, and he just wants to listen to it again. The problem is, it doesn’t seem like the song even exists. “Reply All” brings out all the stops to bring the song to life and find out why it mysteriously disappeared in the first place.
This American Life – “129 Cars”
A Long Island dealership has to sell 129 cars before the end of the month, and they’re not sure if they can pull it off. “This American Life” reporters embed themselves in the day-to-day business of the dealership as the deadline creeps closer and the salespeople get more and more desperate. I might have listened to this episode more than anyone else alive.
The road to being a fully functioning, thriving adult is full of bumps, blind corners and dead ends. From budgeting tips to decoding your insurance policies, we're here to help make your journey as smooth as possible.
“Radio Rental” is a podcast about the weirdest true stories out there – stories that are as creepy as they can get without actually being supernatural. “Episode 04” is special because of its second segment, titled “Laura of the Woods.” “Laura of the Woods” is the story of a boy who meets a young girl in the forest behind his house, and the hazy memories he has of their time together. Who was Laura, really? A ghost? An imaginary friend? Something more sinister? And why didn’t anyone else seem to know her?
You Must Remember This – “Six Degrees of Song of the South”
Karina Longworth’s “You Must Remember This” tells the forgotten stories of Hollywood. In her series, “Six Degrees of Song of the South,” she explores the dark history, subtext and creation of Disney’s “Song of the South” and how it echoes throughout popular culture today. It’s not one episode, it’s a miniseries, but it’s worth counting anyway.
Articles of Interest – “American Ivy”
While we’re on the subject of miniseries, we have to mention “American Ivy,” a series on Avery Trufelman’s podcast, “Articles of Interest,” about the history of preppy clothes and how the style has changed (and stayed the same) across time, class, race and gender. How did this one style spread from Ivy Leage campuses to almost every corner of the globe?
Blank Check With Griffin & David – “Billy Lynn’s Long Halftime Walk with J.D. Amato”
“Blank Check” is a podcast devoted to covering a director’s entire filmography, and their episode on “Billy Lynn’s Long Halftime Walk” comes at the tail end of their series on director Ang Lee. The thing that makes this episode really special is how guest J.D. Amato breaks down the cutting-edge technology they used to make “Billy Lynn’s Long Halftime Walk” work with a framerate of 120 frames per second. The standard speed for most movies is 24 fps, so that’s a huge difference. When trying to describe what it’s like to see the movie in its intended framerate, host Griffin Newman says “It’s going to be like we’re describing a ghost.” You don’t need to have seen the movie, or even be that familiar with Ang Lee’s work to enjoy the episode. It’s a fantastic mixture of dense tech talk and genuine laugh-out-loud moments.
Sixteenth Minute (of Fame) – “the tumblr bone witch, pt. 1 and 2”
“Sixteenth Minute (of Fame)” is a podcast about the internet’s various main characters and what happened to them after they returned to relative obscurity. Comedian journalist Jamie Loftus tracks down the people involved, interviewing the experts on the weirder side of online infamy. In this two-part episode, she investigates the notorious story of “the tumblr bone witch,” a Tumblr user who advertised her collection of human bones which she’d supposedly found in a New Orleans graveyard. Whether you remember this incident or not, it’s a wild ride.
Criminal – “A Bump in the Night”
On “Criminal,” Phoebe Judge tells the types of true crime stories that aren’t usually covered on other crime podcasts. In “A Bump in the Night,” a young woman moves into a new apartment, but something doesn’t feel quite right to her. She hears strange sounds, and notices objects that seem to move around on their own. But it must be in her imagination, right?
Maintenance Phase – “The Body Mass Index”
Why do we still use BMI as an indicator of health? On this episode of “Maintenance Phase,” hosts Aubrey Gordon and Michael Hobbes explore the history of BMI, its invention by a 19th century mathematician and how our reliance on this antiquated measurement might be doing more harm than good.
The Lonely Island and Seth Myers Podcast – “Dear Sister”
On “The Lonely Island and Seth Myers Podcast,” Andy Samberg, Akiva Schaffer and Jorma Taccone sit down with Seth Myers to recount the stories behind their SNL Digital Shorts. On this episode, they discuss the landmark short, “Dear Sister.” They talk about the origins of the short, the way it made it to air and the bizarre experience of having a smash hit SNL skit.
Radiolab – “The Cataclysm Sentence”
If the world changed forever, and you could only pass down one sentence to all future generations to come, what would that sentence be? In “The Cataclysm Sentence,” “Radiolab” attempts to answer that question, first posed by Richard Feynman in 1961. Writers, historians, futurists and artists all attempt to come up with their own version of the cataclysm sentence. It’s a moving episode about the nature of humanity and our hopes for the future.
Mystery Show – “Case #2 Britney”
“Mystery Show” was a short-lived, yet beloved podcast in which host Starlee Kine attempts to solve life’s mundane (yet still confounding) mysteries. In “Case #2 Britney,” Kine interviews a writer whose first book was a flop. Yet somehow, a photo surfaces of Britney Spears holding that very book in her arms. As with many “Mystery Show” episodes, the real joy comes from the conversations Kine has with the strangers she meets as she attempts to solve the mystery.
Dead Eyes – “31 – Tom”
“Dead Eyes” follows Connor Ratliff on his search for answers about why he was unceremoniously fired by Tom Hanks from the 2001 mini series “Band of Brothers.” In episode 31, he finally gets to ask the man himself. Will Tom Hanks have the answers Ratliff so desperately seeks? Or are they lost to the sands of time forever?
Call Chelsea Peretti – “Rain’s Comin’ In”
I have never been a regular listener of the “Call Chelsea Peretti” podcast, but “Rain’s Comin’ In” is perhaps my favorite podcast episode of all time, ever. “Rain’s Comin’ In” is a live reading of the titular play, written by Peretti and performed by her and her comedian friends. The best way to describe it would be as a parody of rural family dramas like “August: Osage County” and the works of Tennessee Williams. Peretti and the other actors play it totally seriously, and she begins the episode by thanking various fictional organizations and grants that supposedly funded her work as a genius playwright. There’s no way that I can explain “Rain’s Comin’ In” in a way that will do it justice. It’s so funny that it makes me cry.
If you love podcasts, don’t forget to check out AAA Northeast’s podcast, “Merging Into Life.” It’s all about navigating life’s biggest milestones, from buying your first car to choosing your child’s first car seat. Listen now!
What’s your favorite episode of your favorite podcast? What do you think is the best podcast episode of all time? Let us know in the comments below.
This article has been updated and republished from a previous version.
Sarah is a content producer for AAA Northeast. She’s been writing for Your AAA for six years, and loves finding cool new places to visit in the region. Here, you can find her writing about AAA discounts, product recommendations, Disney vacations and so much more.
With spring comes the sweet sound of rolling thunder (and we’re not talking about the weather!).
Motorcyclists itch for the first nice day of spring, when the sun is shining, the temperature hits above 60 degrees and the conditions are just right. Before that long-awaited ride, take care of spring motorcycle maintenance to get ready for the road.
Ready, Set, Go
When getting your bike out of winter storage, give it a fresh oil change and have a professional do a thorough inspection to check on the brakes, fluid levels, tire pressure, battery and other mechanics.
Once the big spring motorcycle maintenance items are taken care of, the Motorcycle Safety Foundation recommends a quick assessment before every ride. The acronym T-CLOCS reminds riders to look at their tires, controls, lights, oil, chassis and stands.
Like car insurance, a minimum amount of liability coverage for bodily injury or property damage caused to others by you, is required in almost every state. Other types of coverage, like collision, which can help cover the cost of repairs if your bike is in a crash, and comprehensive, for damages from events such as fire, theft or vandalism, are usually optional.
The beauty of a specialty policy is that it can provide a wider range of customizations, a perk that any motorcycle owner can appreciate. Each policy is as unique as its rider. When requesting a quote, mention if your bike has any modifications, if you own a vintage model or have more than one bike, which will likely affect your coverage needs and premium. If you frequently carry passengers, you may also want to consider adding guest passenger liability.
Depending on state and provider, discounts are sometimes offered for multi-bike owners, mature riders, training course completion and memberships in rider associations or clubs. Check with your insurance agent to find out about the laws where you live, coverage options and available savings.
Learn more about motorcycle and scooter coverage through AAA Insurance.
At the Roadside
Whether it’s just a drive around the neighborhood or you’re headed all the way to Sturgis, no one wants their trip delayed by unexpected holdups. You should always be prepared to “shift gears” when needed. If you do find yourself stuck at the side of the road, pull over to a safe location and call roadside assistance for any repairs too significant to fix on your own.
AAA Plus and Premier members can sign up for motorcycle coverage for 24-hour roadside services including jumpstarts, tire inflation, fuel delivery and towing for all street-legal motor bikes. Roadside assistance is also included with motorcycle insurance policies acquired through AAA, so you can get the help you need and keep on riding.
Safety and Gear
Motorcyclists are five times more likely to be injured and 28 times as likely to be killed than car occupants, according to the most recent research by the National Traffic Safety Administration.
Don’t forget that motorcycles have different reaction times and are less visible to surrounding vehicles. Follow traffic laws, never drive impaired and always wear a U.S. Department of Transportation-compliant helmet and other protective gear.
Sharing the Road With Motorcycles
If you don’t own a motorcycle, you probably know someone that does. Keep their safety in mind when sharing the road, especially between May and September when riders are more likely to be out.
“Look twice, save a life.” Check mirrors and blind spots for motorcycles before switching lanes and at intersections.
Signal before changing lanes or merging and allow enough time to determine a motorcyclist’s intention before proceeding.
Increase following distance and provide enough time to stop in an emergency.
There’s a camaraderie among motorcyclists that can often be seen by a passing wave or a cool thumbs up. An upside-down peace sign from one rider to another means to keep your two wheels on the ground. In other words, stay safe out there.
Get in touch with a AAA Insurance agent to find out about coverage options for your motorcycle, boat, RV or other leisure vehicle.
What are your spring motorcycle maintenance tips? Tell us in the comments.
Is keeping up with rising prices of groceries, gas, electricity and the overall cost of living a concern for you? Has your home increased in value as you watch your investments diminish? Are you concerned about maintaining monthly cashflow?
If you answered yes to any of these questions, then considering a federally insured reverse mortgage may be worth your time. It could be just the right tool to keep you in your home through your golden years, all while receiving tax-free loan proceeds.
Reverse Mortgages Are on the Rise
The confluence of stock market uncertainty, a worldwide pandemic and global unrest over the past several years contributed to skyrocketing inflation that, in turn, has led to stressful days and sleepless nights for many retirees worried about their financial futures.
Approximately 89% of seniors think the U.S. has a retirement savings crisis, According to a 2023 American Advisor Group’s (AAG) survey. The results indicated that 44% of seniors fear they have not saved enough to retire securely, and another 57% reported they were either “somewhat” or “not at all” optimistic that their savings will stretch through retirement.
In an earlier AAG poll, Modern Retirement Survey, about 53% of respondents said that the current cost of living is higher than they expected.
“If someone has retired recently or is planning to retire, they need to look at all the options out there to deal with these higher costs,” said Steve Vieira, director of mortgage operations and sales for AAA Northeast. More and more retirees who find themselves house-rich but cash-poor have landed on the same option.
A growing number of home-owning retirees have taken advantage of reverse mortgages as a way to unlock their home equity, according to the federal department ofHousing and Urban Development (HUD), thus increasing their available funds and creating a more stable financial future.
“The spike in inflation has and will continue to put a huge burden on seniors with fixed incomes,” Vieira said. “This has sparked much more interest in leveraging the equity that was built up in the last couple years to supplement retirement plans.”
A Home Equity Conversion Mortgage (HEMC) is a loan available to those age 62 and over borrowed against the equity owned in a home. Instead of making monthly payments as with a traditional mortgage, borrowers receive payments from their lender. The loan then becomes due when the house is sold, or when the last surviving borrower dies.
Borrowers have flexibility in how they use the funds they receive from a reverse mortgage. The money can be spent on monthly expenses, health care costs, travel and other activities. Maintaining the home, as well as keeping up to date on all utility payments and taxes, remain the responsibly of the borrower.
How Much Money Can a Reverse Mortgage Provide?
HEMCs are federally backed by the department of Housing and Urban Development. The mortgage limit for 2025 is $1,209,750. How much of that a homeowner receives is calculated based on a HUD formula. Current interest rates, the age of the youngest homeowner and the home’s appraised value are all taken into account. Older homeowners and those with greater equity in their home receive higher mortgage amounts.
The borrower has four options to choose how they may receive their payments once the loan has been approved:
Lump sum distribution.
A monthly payment in a fixed dollar amount for a length of time that the borrower chooses.
A monthly lifetime distribution (known as a tenure payment).
Through lines of credit that allow the untapped funds to grow in value over time.
Although the borrower is responsible for closing costs, Vieira advises that in most cases the majority of these fees can be incorporated into the loan. This results in minimal out-of-pocket costs for the borrower during the application process.
Is a Reverse Mortgage a Safe Option?
HECMs are insured by the federal government, which has instituted regulations making reverse mortgages even safer than they were years ago. Most notably, HUD requires all borrowers receive educational counseling before executing the loan to ensure that the individual understands all areas of the reverse mortgage process.
Separately, it’s important to know that a reverse mortgage does not impact the borrower’s Social Security benefits, Medicare, Supplemental Security Income or Medicaid benefits. It simply allows the borrower freedom from monthly mortgage payments as long as they remain living in the home as their primary residence.
Your home is filled with personal treasures and expensive items, and it’s important to keep track of all of it for your homeowners insurance. Having to remember every single item in your house could be a very difficult, if not impossible task, after a major loss. A list is a good place to start, but a home inventory video can serve as a valuable visual record in case you need to make a claim.
How to Get Started
First, talk to your insurance company. They may have suggestions or a starter checklist to assist you in counting your possessions. There are also apps that can help you categorize your valuable items and create your home inventory video.
Then, make a list of the rooms in your home. Don’t forget about the hallways, attic, garage and basement, especially if you use those spaces for storing valuables such as collectibles, antiques and holiday decorations.
Go outside if you have a garden, porch, pool or a patio. Any furniture you keep out there is included in your homeowners insurance and should be documented for your home inventory.
Taking Stock as a Homeowner
Going through every room in your home can be intimidating. But while it may seem like a lot of work, it can be broken up into smaller steps.
Create a spreadsheet for each room in your house. Make organized columns where you can list each item, along with the model/serial number, when and where you bought it and the purchase price. This is all important information in case you need to make a claim and replace something that has been lost.
When you document the items in a room, start with big pieces of furniture, such as closets, dressers and large electronics. Then move to pictures and decorations on the walls and bookshelves. Open drawers and closets to count the items inside, especially clothes, shoes and accessories. Even a small wardrobe can be expensive to replace once you add up the prices of garments.
As always, check with your insurance agent to see what is covered by your policy. You may need extra coverage for certain possessions.
Filming Your Home Inventory Video
A smartphone will get the job done. And while you’re making your home inventory video, bring a friend or family member along to take pictures. Again, more documentation is better for your homeowners insurance.
Turn on your lights as you walk through your home. A video needs to be well lit. Bring a flashlight for dark corners, or have your friend use the light on their smartphone (since you can’t film and use the flashlight on a smartphone at the same time).
Open all drawers, closets and cabinets as you go along. Describe each item as you film it. You don’t have to go into too much detail though. For example, just say you have a set of 12 forks and spoons instead of picking up each one. However, take more time to describe a piece if it is particularly valuable or unusual. Pick it up while you’re filming and hold it close to the camera.
When You’re Done Filming
Store your home inventory video in a safe place — back it up, keep a copy, upload it to the cloud or keep it on an external hard drive. You may also want to keep a physical copy at a friend or relative’s house.
And save your receipts for expensive items! Make copies to keep with your video, and save the originals in a safety deposit box.
If you make a big purchase, add it to your home inventory while your memory is still fresh. Alternatively, set a reminder in your personal calendar to update your list twice a year or so.
If you move to another home, you may want to film another version of your video, especially if you have to buy new furniture.
Get a Home Insurance Quote
Have you made a home inventory video? Has it helped you? Let us know in the comments!
This article has been updated and republished from a previous version.
Any day at the beach is likely to be a good one, but there is magic to be discovered on some shores.
In the Caribbean, Mexico, and Hawaii, coastlines sculpted by volcanic eruptions, fierce currents and sweeping winds unveil geologic wonders and one-of-a-kind ecosystems you truly have to see to believe.
The Swimming Pigs of Pig Beach, Bahamas
Like a farm that has pleasantly gone to seed, the uninhabited island of Big Major Cay is home to several dozen wild, friendly pigs, as well as a few goats and cats. No one knows for sure how the pigs ended up out there, but they have become good swimmers and proficient at seeking out snacks from visitors. You can access the island by boat or by plane and interact with its bovine residents on the shore.
Puerto Rico’s Bioluminescent Bays
Bioluminescent bays are filled with plankton which give off a blue-green light in the water at night when disturbed. Puerto Rico offers three great opportunities for viewing this technicolor phenomenon. Mosquito Bay in Vieques is believed to have the brightest bioluminescent bay in the world. Laguna Grande in Fajardo, though not a bay, is popular and just a little over an hour’s drive from San Juan. La Parguera in Lajas is the only bioluminescent bay off the island that allows swimming and motorboats. See if you can pick a moonless evening to see the glow.
The Crystal Caves of Bermuda
Just a half mile from the ocean is a magical subterranean kingdom, with two caves of majestic white limestone formations. Crystal Cave, the easier to navigate of the two caves, offers stunning views of both stalactites and stalagmites reflected in azure water. The steeper Fantasy Cave offers dramatic, dense rock formations that can resemble waterfalls frozen in time. There is a restaurant on site, and a picnic area.
Cathedral Cave at Grotto Bay Beach Resort & Spa.
A short walk from the Crystal Caves, AAA Three Diamond Grotto Bay Beach Resort & Spa also has two caves on its property. Visitors are invited to take a dip in the cool water of Cathedral Cave, and Prospero’s Cave is home to Grotto Bay’s Natura Spa.
This expansive nature preserve, a UNESCO World Heritage Site, shows the biological richness that can occur when a terrestrial ecosystem meets the ocean. Located along 75 miles of coastline of the Yucatan Peninsula, Sian Ka’an is home to more than 300 species of birds and many dolphins and manatees. Visitors may even be able to spot jaguars, pumas and ocelots. Sian Ka’an is a sought-after ecotourism destination where you can explore tropical rainforest, mangroves and coral reefs.
Hanauma Bay State Park, Hawaii
This pristine, calm bay was formed from a volcanic cone and is protected by crater walls and a reef. The geologic combination provides the perfect canvas for swimmers and snorkelers to enjoy the beauty of the Pacific Ocean and the island of Oahu. This bay was restored to its splendor after years of overuse and was voted by Forbes as the Best Beach of the United States in 2016. Reservations are required to visit.
The scenic view of the Napali Coast and the Waimea Canyon of Kauai, Hawaii.
Napali Coast, Hawaii
There are few coastlines as dramatic as this 17-mile stretch of Kauai Island, which features vertical cliffs, sea caves and dramatic waterfalls. This coastline, which has been featured in several movies, might best be explored by sea, but some visitors may opt for a helicopter tour. Prepared hikers may find opportunities for secluded camping, as well.
Start planning your beach vacation with a AAA travel advisor.
Fall foliage marks the seasonal farewell to summer as deciduous trees transform into a quilted patchwork of vibrant hues, including orange, burgundy and saffron. In the Northeast, where maple-covered hillsides and gently rolling landscapes light up each year, we’re spoiled for choice when it comes brilliant displays.
U.S. national parks are nature’s perfect canvas for fall foliage. You might catch the early color in Maine in late September, then head farther south to Tennessee or North Carolina for peak foliage, which can last well into November.
And if you’re up for a flight, the West offers something different entirely. There you’ll find opportunities to admire alpine forests where golden aspens shimmer and broad valleys glow with color. Many parks offer fall leaf-peeping against a backdrop of snow-dusted peaks, lakes filled with turquoise waters and wide-open spaces.
Whether you’re staying close or venturing farther afield, these national parks offer stunning autumn scenery.
Located along the midcoast of Maine, Acadia is the only national park in New England, making it one of the best places in the country for fall color. Coastal forests meet granite cliffs, and a mix of oaks, maples, birch, ash and beech light up the hillsides. Colors start to change in late September and usually peak in mid-October, when the first frost and the first tour buses tend to arrive.
Cadillac Mountain is a popular sunrise spot, and the paths near Jordan Pond are especially scenic this time of year. Offering everything from quiet nature walks to more challenging hikes, Acadia’s network of trails and carriage roads make it an excellent destination for people of all persuasions to explore.
Just 75 miles west of Washington, D.C., Shenandoah runs along the Blue Ridge Mountains and delivers sweeping fall views from Skyline Drive. The trees begin to change in early October at the highest elevations, with color gradually moving downhill throughout the month. Expect striking golds, reds and russets across the ridgelines.
White-tailed deer are commonly found near roads and trails. You might also spot wild turkeys, black bear and even occasional bobcats before they retreat for winter. Shenandoah also offers both quiet pull offs and longer hikes, depending on how you want to enjoy the season and see the fall foliage at its best and most brilliant.
Fall color in the Smokies lasts longer than in many parks. Higher elevations start to turn by mid-September, while deep hollows can stay green until early November. Sugar maples, birch, beech and sweetgum trees all contribute to the vibrant display.
This park is particularly great for a scenic drive. Cades Cove and Newfound Gap Road are two of the most popular routes, especially in mid-October. If you’re up for more activity, you’ll find plenty of trails and the chance to see wildlife like deer, elk and wild turkeys. Just be prepared for crowds, as this is the most visited national park in the country.
Aspen trees start to change color in Rocky Mountain National Park as early as late August. By mid-September, the slopes are glowing with golden leaves, especially at higher elevations. The color works its way down the mountains over the next few weeks, which creates an exceptionally long window for viewing the trees at their most beautiful.
Trail Ridge Road and Bear Lake Road are scenic drives through some of the park’s best aspen groves. You might hear elk bugling in the distance as the rutting season reaches its peak. For hikers, the park’s trails pass through alpine meadows and quiet forests before reaching windswept tundra near the Continental Divide.
Fall arrives early in Glacier. Color usually peaks by mid-to-late September, especially in the aspen and larch groves that dot the lower valleys. Higher elevations may close early due to snow, but scenic roads like Going-to-the-Sun and Two Medicine stay open long enough for fall visitors to catch the show.
Lakes reflect the changing leaves, and wildlife becomes more active as the days grow shorter. You might see elk, bighorn sheep or even bears preparing for winter. If you go, be sure to pack warm layers, as the weather changes rapidly in this million-acre park, carved by glaciers and all lit up with autumn gold.
When Pete M., of Rockville Centre, New York, needed a new alternator, AAA had him back on the road so quickly that he barely missed any of the football game he was listening to.
While driving cross-country from east to west in January 2025, I departed Lenexa, Kansas, trying for Vail, Colorado.
I was listening to the NFL playoffs when the dash lights blinked and Sirius radio cut out near Colby, Kansas. I drove off I-70 to a Walmart parking lot to assess the trouble.
I called AAA, and less than 30 minutes later, a young man with a AAA-authorized flatbed loaded my truck, and together we researched auto parts stores for a new Ford Expedition alternator. Luckily, there was one at a nearby auto parts store. Then, we’re off to a AAA Approved Auto facility about 50 miles in the direction I was headed. On the way, I learned that the flatbed driver is an apprentice mechanic and a part-time army reservist.
The AAA shop owner shows up, checks on the repairs, and fortunately, the alternator is easy to access and replace. I was back on the road in less than an hour, and I didn’t miss any playoff football either. It was great service and done as a courtesy, because I am a retired combat veteran. I reached Vail before sunset.”
For more stories like this — or to share your own — visit “Hey, AAA!,” our collection of member-submitted emails, photos and videos that capture the real moments AAA has been a part of.
Northeast pump prices keep surging as the war with Iran nears its fourth week, and oil prices remain under major pressure due to global supply worries dominating petroleum markets.
At the close of markets on Friday, crude oil prices settled near or above $100 a barrel — more than $30 a barrel higher than on Feb. 27, before the start of the conflict. Domestic West Texas Intermediate (WTI) settled at $98 and Brent crude — the benchmark made of up mostly Middle Eastern-produced oil — landed at $112. That’s an increase of 8.7% week over week for Brent and its highest closing price since 2022.
Oil prices remain elevated despite announcements of huge releases from strategic petroleum reserves around the world and the U.S. lifting sanctions on millions of barrels of Russian oil stored on tankers at sea around the world. Those measures have eased some pressure on prices, but markets remain concerned about the long-term impacts of the war on oil and gas production in the Middle East and the lack of cargo traffic through the critical Strait of Hormuz.
With supply from the Middle East slowed to a trickle, countries around the world are increasingly looking to the U.S. to meet supply needs. Total U.S. crude exports last week climbed by 1.45 million barrels a day to 4.89 million barrels a day, according to the Energy Information Administration (EIA), with much of the extra crude exports bound for Asia.
As the national average for a gallon of regular unleaded nears $4, demand for gasoline settled at 8.7 million barrels a day last week — a decline of 513,000 barrels a day, the EIA reported. The figure is considered strong for this time of year and only 89,000 barrels a day below the comparable week in 2025, but it is likely elevated by fuel suppliers increasing their purchases to get ahead of surging prices since the start of the war.
“As the conflict with Iran continues, gas prices are likely to remain under pressure as long as oil prices stay elevated,” said Jillian Young, director of public relations for AAA Northeast. “Prices at the pump across the Northeast haven’t been this high since 2022, following Russia’s invasion of Ukraine, which sent oil and gas markets into similar turmoil.”
AAA’s March 23 survey of fuel prices found the national average up 24 cents from last week ($3.71), averaging $3.95 per gallon. The March 23 national average price was $1.02 higher than a month ago ($2.93) and 83 cents higher than last year ($3.12).
Region
Current Price*
One Week Ago
One Month Ago
One Year Ago
Connecticut
$3.88
$3.64
$2.90
$3
Massachusetts
$3.73
$3.55
$2.90
$2.95
New Jersey
$3.88
$3.61
$2.92
$2.94
New York
$3.85
$3.61
$2.99
$3.10
Rhode Island
$3.76
$3.56
$2.86
$2.92
*Prices as of March 23, 2026
As of March 23, Oklahoma and Kansas had the lowest gas prices in the nation at $3.25 and $3.26, respectively. California and Washington had the highest prices in the nation at $5.79 and $5.27, respectively.
When his daughter needed extra prep for her road test, Troy D. of East Providence, Rhode Island, found an exceptional driving instructor with AAA.
My daughter was in tears. After hours and hours of practicing together — tense moments on the road, some healthy father-daughter arguments, endless parallel-parking attempts in abandoned parking lots and miles of day and night driving — she still failed her driving exam. She bumped a curb during the parallel-parking portion.
She was devastated. For weeks, she wouldn’t even talk about it. I barely knew what had happened, aside from a few details my wife shared, and she was just as upset. My daughter was heartbroken.
Not knowing what else to do, I looked into professional driving lessons at the AAA branch in Cranston. That’s when we found Mike Fish.
Mike was compassionate, patient and immediately put my daughter at ease. He knew how to relate to a teenager and how to teach without overwhelming. Every lesson was worth its weight in gold. As a parent, I realized I could only teach her so much before my constant reminders about driving safety became background noise. Mike knew how to restore her confidence, strengthen her weak areas and focus on what actually mattered.
He also knew the road test course in detail, which made a huge difference. They worked specifically on the skills she needed to pass, and it showed.
The lessons with Mike were worth every penny. With my son starting down the same path soon, I won’t hesitate to sign him up with Mike as well, so he can benefit from the same experience and guidance.
Thanks again, Mike.”
The Key to Success
To better understand what helps students overcome setbacks like this, we asked Fish about his experience as a AAA Driving School instructor.
“It’s a fun job,” he said. “I like the people I work with, and I enjoy working with the kids.”
The key to passing a road test is repetition, said Fish, who was glad to learn that his three two-hour lessons with Danis’ daughter were so impactful.
A AAA driving instructor for 20 years, he knows that practice is the way to success. Kids who fail often work even harder, with some saying they were glad they failed the first time, because it encouraged them to practice more and become better drivers.
For more stories like this — or to share your own — visit “Hey, AAA!,” our collection of member-submitted emails, photos and videos that capture the real moments AAA has been a part of.
Member Tony Scafariello has been using AAA travel services for years.
“Whenever we plan a vacation, we can always rely on AAA, and their travel agents,” said Scarfariello.
He and his wife have planned many memorable trips at their local AAA branch in Hamden, Connecticut, and even have a favorite travel advisor.
“It’s Yannick Gonzalez and all those affiliated with their travel department who provide great feedback on locations, destinations, travel routes and excursions. If they haven’t gone personally, they know of customers with similar interests and demographics as us to give us great advice.”
Gonzalez has been with the Hamden branch for four years and brought four decades of travel-planning experience with her.
“I’m very happy to hear Mr. Scafariello was happy with my services. I’ve booked two cruises for him and his wife,” said Gonzalez. “I do have a number of repeat clients, which is nice.”
From life milestones to quick getaways, Scafariello has always made the most of his AAA membership.
“I’ve been a member as far back as when my dad had me on his plan, in the 1980s,” he said. “In fact, I booked my honeymoon with your travel department in 1984. I have used the travel services numerous times, whether it was for a weekend jaunt, an 11-day New England and Canada cruise this past fall or a land/cruise Alaska vacation, like we did in 2023.”
For more stories like this — or to share your own — visit “Hey, AAA!,” our collection of member-submitted emails, photos and videos that capture the real moments AAA has been a part of.
Patrick M. of Quincy, Massachusetts, racked up a lot of driving experience on a family cross-country trip right after he got his learner’s permit.
I had just gotten my driver’s permit, circa 1982. My older sister had graduated from college and took a job as a nurse in Los Angeles.
She, my father and I got a TripTik from AAA, since this was well before today’s GPS, and we were off to LA from Boston.
At the crack of dawn, we drove from Boston to Sylva, North Carolina, nonstop to my father’s cousin’s. Then we went from Sylva to Garland, Texas, to his brother’s house. We stopped in Las Vegas and then went on to Hermosa Beach, California, where my sister got an apartment and went to work at Cedar Sinai Medical Center as an oncology nurse.
My dad and I flew home. I’ll never forget flipping through those spiral-bound TripTik books. It was like analog GPS. I don’t know how AAA did that as it seemed like it would have been done by hand with a huge resource of maps. I got so much experience driving in my sister’s blue Plymouth duster. I learned to read maps and followed those TripTik-highlighted routes perfectly.
It was the first time I ever heard of AAA. Good times.”
For more stories like this — or to share your own — visit “Hey, AAA!,” our collection of member-submitted emails, photos and videos that capture the real moments AAA has been a part of.
When a flat tire put Katerina K., of Natick, Massachusetts, at risk of failing a class, AAA showed up in time to get her back on course.
I am a second-year graduate student in Boston and was on my way to a weekend intensive class. If you are late or absent for any more than a preapproved 30-minute period, you risk losing credit for the class and have to take it again.
So, you can imagine my stress level when my tire blew on the Massachusetts Turnpike, on a part of the road with no breakdown lanes. AAA was there just in time, and they let my fiance (now husband) deal with the car while I got a ride to school as soon as possible.
AAA updated me the whole time on the status of the car, even though I wasn’t there to deal with it, and they were kind enough to get a ride for my husband as well, who needed a way back home.
Without AAA, I would have been in some hot water. Happy to say they helped save the day, my GPA, and everyone ended up OK!”
For more stories like this — or to share your own — visit “Hey, AAA!,” our collection of member-submitted emails, photos and videos that capture the real moments AAA has been a part of.
