The young family standing in front of Darlene Ford, branch manager of the AAA Tewksbury location, had nothing.

No diapers for their baby. No wallet or pocketbook. No house.

They fled their home during the Sept. 13 gas explosions, and were now facing Darlene at an Elks Lodge serving as a resource center for those affected by the crisis in Lawrence, Andover and North Andover.

“The mom looked beside herself, but calm,” said Ford, a Lawrence native. “I think she just wanted someone to tell her everything would be OK.”

Darlene did what she could: She gave them a warm smile, made sure they were taken care of, and filled the young son’s pockets with snacks. The family was able to secure housing and a debit card for groceries, vouchers for clothing and a duplicate license to replace the one lost in the explosion.

Other AAA Northeast employees volunteered that day, too – on company time.

About a dozen other AAA employees who live in the affected area couldn’t get to their homes. AAA human resources and travel employees helped secure hotel rooms and funds for food, toiletries and clothing for a day or two. The employee-run Charitable Giving Committees donated to the Merrimack Valley chapter of the American Red Cross, and the club provided matching gifts for individual donations by employees.

For Josh Varone, director of compensation-benefits for AAA Northeast, the effort is a reminder that AAA Northeast helps and serves members – as well as employees – every single day.

AAA Northeast encourages its employees to volunteer and help local causes. Check out the career possibilities at AAA.

I’d hiked on a glacier before – but this time was different. As I dug my spikes into glistening Windex-blue ice and stared at a massive crevice that a yeti would love to call home, I felt as small as the frozen crystals beneath my feet yet as large as the vast blue Argentine sky above my head. This is why people climb mountains, I thought.

I was with a group of fellow adventure-seekers on the Perito Moreno Glacier near El Calafate in Argentina. Every moment on our 10-day hiking tour had been spectacular. Just days before, we’d trekked up a steep ridge to one of the most serene lakes imaginable. Its glacier-fed water was a surreal milky blue, and nothing but an occasional wind gust and a lone Andean condor circling overhead interrupted the stillness.

Not so at Perito Moreno, where we scrambled down from our icy perch and walked along the pebbly moraine to a viewing platform. There, right in front of us – like an Imax 3D movie come to life – large chunks of azure ice creaked and cracked and plummeted with a thunderous rumble into Lago Argentino below. More, please!

Heavenly Torres del Paine

When we crossed the border into Chilean Patagonia, I discovered that you don’t need a close encounter with a calving glacier to be wowed. There, as dawn painted Lake Pehoe in Torres del Paine National Park in luminous shades of purple and mauve, I decided that I’d finally found the most beautiful place on earth.

I could have stared at that view of the Paine massif from the Explora Lodge forever. And hiking there, amid herds of grazing guanacos and beneath skies filled with the wispiest, day-dreamiest of clouds, I realized that Patagonia has a pure and visceral beauty that defies description. It needs to be experienced.

A River of Amazement in the Peruvian Amazon

From feeling this close to heaven to swatting mosquitoes in the rainforests of Peru, my next South American adventure was also a game changer. I’d feared I would hate the jungle and all the creepy, crawly, potentially lethal things that live there: spiders on steroids, poisonous tree frogs, giant anacondas and dagger-toothed piranhas.

But there I was, standing in a small skiff with a fishing pole, casting a line into murky green water. My guide, Roger – one of several aboard Aria Amazon, a 32-passenger river boat operated by Aqua Expeditions – assured me that he would handle whatever happened next. I felt a tug and reflexively jerked my pole upward, startled as my catch flew through the air, thrashing from the hook, its jaw lined with menacing teeth.

I’d just caught my first piranha.

Roger grabbed my catch and asked if I wanted a photo with it. I nodded yes, handed him my phone, gingerly grabbed the line and dangled one of the Amazon’s fiercest predators just inches from my face. As nervous dread welled in my chest, Roger smiled and said, “Queso” – and I smiled back, giggling at the craziness of it all.

The Sunset to End All Sunsets

There were dozens of reasons to smile on this four-day cruise from Iquitos through the isolated tributaries of the Amazon: pink river dolphins with long pointy noses swimming alongside our ship, sleepy three-toed sloths and adorable Capuchin monkeys perched like acrobats on tree branches, the laughter of indigenous children playing near the riverbanks.

And then there were the sunsets.

The one on our final evening just might be my favorite ever. Roger had navigated our skiff to a spot where a patchwork of lavender-flowered lily pads carpeted parts of the river as if painted by Claude Monet. He popped open a bottle of bubbly and we clinked glasses as the dusky pink-and-tangerine sky was reflected in the mirror-like water. Piranhas and mosquitoes be damned – this was perfection.

Have you traveled to South America? Tell about your trip in the comments!

Plan your next world getaway with a AAA travel advisor.

A crowd had gathered outside the big glass windows of a boutique halfway down the corridor of Bellagio’s Promenade Shoppes.  They were jockeying for position, wriggling for a peek, holding cell phones up for photos, murmuring and squealing. They wore flip flop and T-shirts, cowboy hats and miniskirts. They were all on a casino vacation, not gambling, but getting their thrills at a retail store instead.  They were dazzled by both the store’s merchandise – blingy, lusciously hued shoes and handbags — and its owner, Sarah Jessica Parker, on hand for the opening of her second SJP boutique.

Welcome to casino shopping. Big names, flashy fashion, and high-roller price tags.

Retail has become a major growth area for casinos as they look for non-gaming sources of revenue, they’re pulling out decorative elements and filling them with boutiques; they’re creating new shopping malls and additions for visitors to stroll, window shop, and buy.  Now casinos tout their latest retail coup, claiming to be the “first east coast outlet of this brand” or the “the only Givenchy boutique in America.”  Foxwoods’ new Tanger Outlets Mall is under construction, “with over 80 fashion outlet stores including American Eagle, H&M, Banana Republic Factory Store, Calvin Klein, Fossil, LOFT, Nike Factory Store, Steve Madden, Tommy Hilfiger and many more are expected to draw shoppers from all over the world.”

I don’t get it.  The prices for everything on casino resort properties are almost always inflated ($8 for Band-Aids??). And the brands — deluxe or down to earth – are unsurprising.  There’s little in the way of one-of-a-kind or locally-made casino shopping (at least not yet).

Yet more and more travelers plan to shop on casino vacations, and revenue from retail is thriving in major casino destinations such as Las Vegas, Macau, and Singapore.

After a few retail experiences in Las Vegas recently, I decided one reason for the success is that casino shopping is a lot like casino gambling: It’s designed by masters in the art temptation.

Those lusciously colored shoes at SJP?  I wanted a pair. I even told myself that $395 wasn’t all that expensive, really. I could cut down on, say, paper towel usage, to make up for the splurge. The “buyer beware” caution is particularly fitting when shopping (or just passing through the stores) at a casino hotel.

I do most of my buying – souvenirs, mostly, and local specialties – off casino property. I think of casino shopping as simply another form of entertainment, a mix of artistry, excess, beauty, comedy and fantasy. If the setting for all of this adds to the experience, that’s a winning casino vacation shopping experience.  Vegas, of course, has some of the best. Here are my picks.

Caesars Forum Shops

Caesars Palace raised the retail bar forever when it opened Caesars Forum Shops 25 years ago. Caesars Palace was the first Vegas casino to create an entirely themed retail environment, the first to sign up high-end designers like Gucci and Ferragamo, and the first to offer celebrity chef restaurants. Add 160 specialty stores and eateries, the free animatronic fountain shows, a 50,000-gallon saltwater aquarium and a faux sky that changes from dawn to dusk, and, well, that’s the sin qua none of casino shopping.

Grand Canal Shoppes

Walking along a cobblestone path, blue sky above, and gondolas floating by on the canal – you can almost believe you’re in Italy at the 75,000-square-foot Grand Canal Shoppes at the Venetian and Palazzo.  Not only is the setting terrific, but you will find some out-of-the ordinary gems along with the litany of luxury icons like Van Cleef & Arpels, Christian Louboutin, Diane von Furstenberg, and Chopard.  New York’s famous Bauman Rare Books has an outpost here, and the Double Helix Wine Bar & Boutique, a gathering spot for Vegas sommeliers, can track down any rare wine label you ask for. The crowd favorite of the enclave is the 85,000-square-foot Barneys New York. Oh, and the gondola rides.

Miracle Mile

Planet Hollywood knows its target market, and came up with just the right mix of features for its Miracle Mile retail promenade. The “shopping adventure” includes 170 shops, covering the young and trendy brands (DC Shoes, Urban Outfitters, Steve Madden, H&M, White House/Black Market), plus Kush Fine Art Gallery and a Swarovski shop. The adventure part of the experience is in the attractions shoppers find along the way: a Beatles tribute show, a fountain with a fog and light show, and rainstorm every hour over the Tommy Bahama shop.

The Esplanade at Wynn

The Esplanade at Wynn offers 75,000 square feet of the classiest and most exclusive names: Chanel, Louis Vuitton, Jean Paul Gaultier, Oscar de la Renta, Manolo Blahnik. Alexander McQueen, to name a few.  Of particular note here: the largest in Rolex store North America, complete with a Rolex museum and the  Ferrari/ Maserati dealership.

Oh, back to those must purchase souvenirs.  There are endless tourist shops all over town, but Gambler’s General Store on 800 South Main Street is one of the mother lodes for Vegas-style gifts.

Where are your favorite places to go casino shopping? Let us know in the comments!

Click here to plan your own trip to these hot spots of commerce. 

Many of us would consider a hospital stay of more than a day or two a long time to be under medical care.
But what about if you’re seriously injured in a car accident, have a heart attack or develop Alzheimer’s disease? Then a stay in a health care facility could last weeks, months or years. That’s when long-term care insurance can limit the financial damage that can follow an injury or the onset of a serious disease.

Long-term care goes beyond medical care and nursing care to include all the help you could need if you ever have a chronic illness or disability that leaves you unable to care for yourself for an extended period of time.

Just as long-term care is not limited to the setting in which it is received, neither is it limited to the age of the recipient. A young adult or middle-aged person might need long-term care due to an accident or illness, just as likely as an elderly grandmother might need those services for a chronic condition such as heart disease.

For insurance purposes, long-term care is not limited to the services or treatments delivered in a hospital setting. Long-term care covers time spent in a nursing home or assisted-living facility – and even care you receive in your home.

Many services are available outside nursing homes, delivered by visiting nurses, home health aides, visitor and meal delivery programs, caregiver respite services or provided in adult daycare centers.

The vexing problem for so many families is that lengthy periods of medical or nursing home care mean spending lots of money.

How much depends on the level of services you need and the length of time you need them. A year in a nursing home can average more than $50,000. Assisted-living facilities can about $24,000. Home care is less expensive but still costly, perhaps $1,000 a month.

That’s more than a year of mortgage or car payments. You’re probably asking yourself, “How will I ever afford to pay that much?” Generally, your typical health insurance policy isn’t going to cover long-term care.

Well, that’s what Medicare is for, isn’t it? Yes, to a point.

Medicare pays for a limited amount of long-term supportive services – up to 100 days of care in a nursing home. Medicare doesn’t cover long-term care (also called custodial care), if that’s the only care you need. In this case, you may need to look into a supplemental insurance to cover any out-of-pocket costs not covered.

Typically, individuals and their families pay about one-fourth of all nursing home costs out-of-pocket.

Long-term care insurance is generally available through groups, such as your employer, and to individuals directly. The coverage and costs vary and depend on the benefit levels you choose.

An indemnity or “per diem” policy pays up to a fixed amount. With such a policy, you choose the benefit amount and are reimbursed for medical expenses up to a certain amount of money per day.

There are also “pooled benefit” policies, which provide money that may be used for different types of services. These also have limits based on daily, weekly or monthly periods.

You choose a daily benefit amount for the insurer to pay and you pick up the rest of the tab.

Some life-insurance policies include an option for long-term care benefits. Under certain circumstances a portion of the life insurance benefit is paid to the policyholder for long-term care services instead of to the beneficiary at the policyholder’s death.

Just like a standard life insurance policy, what you pay for long-term care insurance will depend on certain factors, such as your age, how much coverage you want, when you want that coverage to start and how long you want benefits and payments to last.

And, just like life insurance, the younger you are when you buy the policy, the lower your annual charges.

That doesn’t mean your premiums will stay the same until the end of your life. On the contrary, charges may rise if the insurer raises the cost for the entire group of policyholders to which you belong.

Also, most policies offer inflation adjustments. The initial benefit amount will increase automatically each year at a specified rate, compounded over the life of the policy. Inflation adjustments can add between 40 percent and 100 percent of your premium.

All policies contain limits and exclusions. Alzheimer’s disease is virtually always covered, but some mental illnesses and nervous disorders are not included. Alcoholism and drug use are usually not covered.

So, before you buy long-term care insurance, ask yourself some important questions: Do I understand what is – and is not – covered? Do I understand what it is I am buying and for how long it will last? Will I be able to afford this coverage as I age and my income becomes limited?

What other questions do you have about long-term care insurance? Let us know in the comments below! 

In today’s world everyone seems to be in a rush, whether it’s due to deadlines at work, running late to pick up the kids or simply feeling behind on life. Dinner ideas are often the last thing we’re thinking about.

On crazy busy weeknights, instead of defaulting to an online food ordering service like GrubHub, your favorite pizza or Chinese food delivery, try cooking up something simple at home.

With the right recipes, cooking dinner can be faster, healthier and save you money. Don’t forgo your taste buds – just pick an easy dinner idea from this arsenal of mouthwatering dishes.

Get your grill on

Fire up the grill and you’ll have dinner on the table in no time. Dinner ideas are endless on the grill, so get inspired and get cooking. The best part of grilling is that it leaves the mess outside! Win, win.

Carne Asada Tacos (Camp Chef)

Grilled BBQ Pork Tenderloin Recipe (Baking Beauty)

Chicken Street Tacos (Camp Chef)

Simple, delicious salads

Salads are sometimes thought of as a side dish or appetizer, but these hearty salad recipes can stand on their own as a dinner idea. The hardest part of preparing one of these fast and fresh dinner salads will be choosing one. So add them to your dinner menu rotation and don’t forget you can easily add and subtract ingredients to your salad to customize it for your family. Opt for a homemade salad dressing like olive oil, lemon, salt and pepper, or take a peek at the salad dressing recipes here.

Chef Luke Venner’s Kale Salad (CT Eats Out)

Santa Fe Tempeh Quinoa Salad (Nutrisource)

Wild Rice Salad (Williams-Sonoma)

Asian Chicken Salad (Delish)

Pasta is always a good idea

Mmm pasta! You can’t go wrong with a pasta dish when you’re in a rush. Boiling spaghetti takes about 10 minutes or less and you can make a simple sauce in just a few minutes. Lose the jarred sauce; flavorful recipes like the ones below are truly endless.

Pasta is also a great fall-back plan for when you have nothing in the house to cook. Take this as a challenge and see what you can create from the ingredients you have in your refrigerator or pantry. Or you can try SuperCook – the app lets you check off which ingredients you have at home and instantly finds matching recipes from the most popular cooking websites.

One Pan Spaghetti With Tuna, Olives, Fennel and Lemon (Nourished and Whole)

Quick and Easy Skillet Pasta (The Salted Pepper)

Crispy Oven-Fried Gnocchi and Veggies (Sustainable Cooks)

Quick soups

With a little chopping and dicing, a robust soup can be on the dinner table in less than an hour. These easy dinner soup recipes are hearty enough to call a meal and will leave you satisfied. Most soups can be frozen too, leaving you with a nutritious meal on hand for several days

Pizza Soup (Taste of Home)

Sweet Potato, Kale and Chickpea Soup (COOKIE + Kate)

Butternut Squash Soup (Simple Recipes)

Delish Fish

So many people shy away from fish because they think it’s difficult to cook, but I’m going to let you in on a little secret – it’s really not! Fish is a great dinner idea for when you have recipe fatigue and need to mix it up because you can prepare it so many different ways. Plus, many types of fish are nutritious.

Pick from one of these easy dinner ideas and you’ll be surprised how simple cooking fish can be.

Sheet Pan Salmon With Sweet Chili Sauce (The Foodie Physician)

Sri Lankan Sambal Shrimp Salad with Green Beans, Jicama, Honeydew and Peaches (Brooks Wine)

Mom’s Fried Catfish With Hot Sauce (Food and Wine)

Slow cooker

These one-pot meals are truly the easiest dinner ideas for busy weeknights and school nights. If you don’t have a slow cooker, consider investing in one. Just throw all your ingredients into the pot in the morning and come home to a house that smells like your grandmother has been cooking a homemade meal all day!

Slow Cooker Cauliflower Corn Chowder (Side Chef)

Crock-Pot Chicken Fajitas Pasta (My Heavenly Recipes)

Slow Cooker Barbeque Beef Brisket (Betty Crocker)

Comfort foods

After a long day, what sounds better than some home-cooked comfort food? Dig into these easy-to-make, soul-satisfying dinner ideas.

5 Ingredient Cheesy Beef and Egg Noodle Casserole (Sweet Phi)

Parmesan Garlic Baked Chicken Wings (Living with Ashley)

Homestyle Meat and Veggie Lasagna (Dash of Evans)

Easy Chipotle Shrimp Tacos (Lively Table)

Vegetarian

Even if you’re not vegetarian, try going meatless at least once a week. These simple, yet tasty recipes will surely have you coming back for seconds.

Chickpea Burgers With Spicy Harissa Yogurt Sauce (Wellness by Kristen)

Riced Cauliflower and Fresh Corn “Risotto” (Cafe 222)

Pistachio Pesto Zoodles With Avocado and Pepper (Setton Farms)

Kid-friendly

Let’s be real here. Getting your little one to eat their dinner can sometimes be harder than getting dinner on the table. Skip the hot dogs and chicken nuggets and check out these kid-friendly dinner ideas that will have their plates cleared and a new recipe in your meal plan rotation. You can thank us later.

Sloppy Joes (We’re Parents)

Brad’s Famous Grilled Cheese (Carrington Farms)

Turkey Parmesan Pasta (Moneywise Moms)

What is your go-to weeknight dinner recipe? Tell us in the comments!

Home lighting is an essential aspect of our everyday lives that often goes unnoticed. However, the type of light fixtures you choose can often have a huge impact on the atmosphere of your interior. With so many different choices to pick from, it’s a good idea to know about the different options available.

The 3 types of home lighting

When we think of a light bulb, the classic incandescent bulb usually comes to mind. To this day, incandescent bulbs are still the most popular type of home lighting. Unfortunately, they come at a cost; the typical incandescent bulb wastes energy in the form of heat and it’s not the best option for your energy bill or for the environment. Halogen bulbs, though they look similar to incandescent bulbs, save around 30% more energy. Fluorescent and LED lights, however, are the most energy efficient by far. These new types of lights are being implemented in more and more homes, and with time they will begin to replace most incandescent bulbs.

What you need to know about fluorescent lamps

Fluorescent lamps (CFLs) have a wide range of benefits: their lifespan can be up to ten times longer than that of a typical lightbulb, the light is of a higher quality, and considering the energy output it comes at a much lower cost. Still, some consumers claim to dislike the “artificial” color emitted by fluorescent light. Although CFLs in general look less “natural,” the color and temperature of the bulb differs depending on the model. You can easily find fluorescent light bulbs that have a softer and more natural light.

What you need to know about LED lighting

LED lamps are the newest lighting option of the three. However, LED technology is still developing, so performance varies depending on the product. They also tend to be more expensive than CFLs or incandescent bulbs. LEDs work great for certain home lighting fixtures, especially to provide a unique accent to your kitchen or bathroom, and the technology will continue to become more prevalent over time.

How your home lighting sets the mood

Lighting plays a strong role in establishing different moods and provoking certain emotions. For instance, softer, warmer lights suggest comfort and rest, while brighter, cooler lighting suggests clarity and focus. In general, while light in the bedroom should be more relaxed, light in your workspace, kitchen or garage should be stronger.

And depending on the room, you might want to invest in a dimmer. It’s also a great idea to have a dimmer in the living room or entertainment room; you’ll generally want stronger lighting for a family discussion, but softer lighting for movies or games.

How to choose the perfect light fixtures for your home

The home lighting fixtures you choose for each room are just as important as the color and temperature of the bulb. You want to be sure your lamps and fixtures match the décor of the rest of the room. A chandelier is a good option for the dining room or living room, and can look either extravagant or modern. Large hanging pendants made of brass or other metals bring a sleek, industrial look and look great in many kitchens.

Dome-shaped shades are a subtle accent and look nice in most rooms. Box lamps can work well depending on the furniture and décor in the rest of the room. The same goes for lantern fixtures or anything with a very rustic look. You’ll want to make sure your room has the same vibe before you start hanging any oil-lantern style lamps!

Essential home lighting styles

Of course, beyond the look of the fixture itself, you want to be certain what kind of lighting you want for each room. Common lighting styles include ambient, accent and task lighting. These are oftentimes used in combination with each other to achieve the desired effect.

Ambient lighting provides a subtle glow to a room and is usually achieved using a sconce or paper lantern; this kind is great for relaxed areas like the bedroom or dining room. Accent lighting is directional lighting used to emphasize a particular part of the room, like a shaded table lamp. Finally, task lighting is focused, clear light that’s perfect to assist in daily tasks like cooking or putting on makeup.

Home lighting and interior design

All of these factors are essential when choosing your home lighting options. Your choice of bulb temperature, décor and style can make or break your interior design, so it’s a good idea to experiment with different lighting options for each room. And in case anything goes wrong and your lights or interior are damaged, be sure to sign up for AAA Homeowner’s Insurance.

Got a unique lighting tip for our readers? Share it in the comments!

Looking for a safe way to invest your money? Certificates of deposit are a sure bet for nervous investors who want security and a fixed rate of return on their investment.

First, let’s define certificate of deposit.

“A CD, or a certificate of deposit, is essentially a bank account that you establish that will earn a specific rate of return over a specific amount of time,” said Ted Lyons, director of financial services at AAA Northeast. “Unlike your bank account, where you have money coming in and going out, with a CD you invest X amount of dollars over a specified term.”

That term generally determines the annual percentage yield, commonly referred to as the APY, said Lyons.

Why is a certificate of deposit considered a safe investment?

There are two main reasons.“All the CDs are FDIC insured,” Lyons said, referring to the Federal Deposit Insurance Corporation. In fact, CDs are insured by the FDIC up to $250,000 per depositor. “Another reason is, as long as you keep the account, a CD doesn’t lose money,” Lyons said. “If market rates change, you are guaranteed to keep the rate you signed up with.”

On the other hand, if the market rates improve, you may miss out on possible earnings. “If the rates continue to climb, you won’t necessarily be able to take advantage of the higher rates that come out,” Lyons said.

And, the penalties can be stiff for taking money out before a CD matures. Penalty amounts vary by institution, and usually eat into a portion of the earned interest. “Ultimately, it will reduce the earnings you would have made,” Lyons said.

One way to avoid these penalties is through a CD ladder. These are a group of CDs that mature at different times, so investors can take advantage of the higher interest rates of long-term CDs while having access to a portion of their funds.

“A lot of times people will stagger CDs,” Lyons said. “If you want to hedge against rates going up and you don’t want to have your money tied up for long periods of time, laddering is a good option.”

Laddering gives investors the flexibility to move their money around: If interest rates change for the better, some money can be freed up to reinvest; if rates go down, the longer-term CDs maintain a fixed rate.

Long-term CDs offer the highest rates. For example, AAA investment programs offer CDs that mature anywhere from three months to 10 years, Lyons said, with a 10-year CD offering an annual interest rate more than six times the annual interest rate of a three-month CD.

AAA now offeres a three-month CD with an annual interest rate of 0.4 and an annual interest rate of 2.5 percent for a 10-year CD.

There are a host of different types of CDs on the market. No-penalty CDs offer lower interest rates in exchange for access to funds without a penalty. Jumbo CDs require higher minimum balances along with higher rates of return. And, liquid CDs allow investors to withdraw a certain portion of their funds without a penalty.

CDs can be set up as joint accounts, transferred to trusts, traditional IRAs and ROTH IRAs. Share certificates – another type of CD that is offered by credit unions – come insured up to $250,000 by the National Credit Union Administration.

CDs are offered by brick-and-mortar banks, as well as online banks such as Barclays, Capital One, Discover Bank and Marcus: By Goldman Sachs. Provided they are FDIC insured, online banks are as safe to invest with as traditional banks, said Lyons. Moreover, online transactions can be “seamless,” he said, and generally offer higher interest rates than traditional banking institutions.

Online banking is not for everyone, Lyons pointed out. Online banks are web-based and typically offer customer service via chat or telephone instead of tellers and loan officers. “The investor needs to consider whether they are OK not having a building to walk into,” he said. “A person’s comfort level is the biggest issue there.”

A word of caution: CD interest must be reported as interest income on tax returns. “If you’re earning interest, you have to report it for taxes,” Lyons said. In most cases, the bank will send you a 1099-INT statement at the end of the year. Investors can use this information to report interest earnings to the IRS.

However, retirement accounts offer considerable tax advantages. These include traditional individual retirement accounts, which may contain CDs and do not require taxes to be paid until money is withdrawn, and ROTH IRAs that allow investors to earn interest on CDs without having to report it on their tax returns.

The holidays are a joyous time of year but can also be taxing and stressful. We all need an opportunity to get away from, or recover from, the stress of the season. A weekend vacation can be just the right remedy.

Fortunately, the newly opened MGM Springfield is the perfect winter weekend getaway destination. Experience luxury and entertainment all under one roof or conquer the great outdoors with a wintry excursion at one of the many local attractions. Whatever your idea of a cold-weather retreat looks like, MGM Springfield has you covered.

Activities Galore

It wouldn’t be winter without a few twirls on the rink. From November through early March, the Plaza at MGM Springfield transforms into a 75-by-26-foot ice skating rink. Guests can lace up their skates for a jaunt on the ice or enjoy the pop-up entertainment throughout the Plaza.

If the weather is a bit too much to get in a round of 18, just bring the fun indoors. MGM’s Topgolf Swing Suite offers a one-of-a-kind simulation suitable for golfers and non-golfers alike. Players take turns hitting golf balls against a massive simulator screen that tracks each shot’s accuracy and distance. Groups can choose from a variety of virtual games, or even try their hand in baseball pitching and hockey shots. Even better? It all takes place inside a luxury suite that features a comfortable lounge and delicious food and drink.

If it’s the chance to knock down some pins that you seek, head to the Tap Sports bar, which features a bowling alley next door. The lounge-like atmosphere allows guests to experience bowling in a unique way. The location also features an arcade, making it an entertainment stop for people of all ages.

The Finer Things

No matter what time of year you visit MGM Springfield, it’s still a vacation and your trip should be treated as such. Fortunately, the resort has all of life’s little luxuries under one roof.

Relax and unwind at the spa, which offers a host of massage and skincare services, or work up a sweat at the fitness center and pool, free to hotel guests. If it’s retail therapy you crave, all of your shopping needs, from apparel to jewelry to specialty gifts, can be met at the resort’s retail stores.

When it’s time to sit back and enjoy good old-fashioned entertainment, head to the hotel’s in-house movie theater, Regal MGM Springfield. The facility features seven auditoriums complete with luxury recliner seating. There is also a full bar offering handcrafted cocktails, a wide selection of wine and beers on tap.

Restaurants and Nightlife

When hunger strikes, MGM Springfield has eatery options to satisfy every taste. Start your day off with a hot cup of coffee at Kringle Emporium. While you’re there, try one of their freshly baked goods. For lunch, the South End Market has a host of food options including Hearth Grill, Wicked Noodles and Jack’s Lobster Shack. For a sit-down dinner, The Chandler Steakhouse features the finest wines and aged cuts of meat. If it’s an Italian flavor you’re after, Cal Mare marries authentic coastal cuisine from the Amalfi Coast with New England’s signature style to create delectable seafood, handmade pastas and pizza.

For a nightcap, the Commonwealth Bar and Lounge has it all: innovative mixology, live music and perfect location on the casino floor. The Knox Bar offers a more intimate setting and allows guests to gamble as they indulge.

Local Attractions

It wouldn’t be a true winter getaway if you didn’t get to experience the great outdoors. Less than an hour away from MGM Springfield, the Berkshires is the perfect place for some open-air excursions. The surrounding mountains are perfect for skiing and snowboarding and the miles of groomed trails can be used for cross-country skiing, snowshoeing and snowmobiling.

Closer to home, Springfield’s very own Forest Park contains more than 700 acres of open space for a variety of recreation options for the whole family. One can’t-miss holiday attraction is Bright Nights at Forest Park, a three-mile drive-through holiday light display. The annual event, which lasts through January 1, also includes horse-drawn carriage and wagon rides, a carousel and gift shop. Since its opening in 1995, Bright Nights has attracted more than four million visitors.

Other local attractions include the Naismith Memorial Basketball Hall of Fame, the Springfield Symphony Orchestra, Symphony Hall and Citystage, and the Amazing World of Dr. Seuss Museum. (Theodor Seuss Geisel, aka Dr. Seuss, was a Springfield native.)

Gaming

With all the other amenities and attractions at your beck and call, it can be easy to forget that MGM Springfield is a casino. In fact, the resort holds the largest gaming floor in the state of Massachusetts. Take a seat at a table game like blackjack, craps, roulette and Texas Hold ‘Em, or try your luck at one of the countless slot machines.

Start planning your winter weekend at MGM Springfield today. 

The most important thing to know when you’re preparing for your first Southeast Asia travel experience is that you’re going to have an amazing time. Southeast Asia is a mesmerizing tapestry of culture, luxury, authenticity, beaches, food, extreme sports, and rugged adventure.

Focus on depth

A book of tips could be written about each of the ten countries in Southeast Asia. The geographical group comprises ten countries: Thailand, Vietnam, Laos, Myanmar, Singapore, Philippines, Malaysia, Indonesia, East Timor, and Brunei. However, it’s essential to remember when planning your Southeast Asia travel excursions that you don’t have to do it all!

When you’re on a Southeast Asia vacation, it’s not about collecting stamps in a passport, it’s about fully experiencing what each country has to offer.

If you have one month, choose two countries. Two months, add two more. Three, months narrow it down to only five and dive deep into the cultures and experiences, rather than skimming along the surface.

Now, if you’re Southeast Asia trip will be for less than a month, choose one country. Though from the outside we often think of these countries as single places, there are noticeable regional difference. For example, southern Thailand is famous for islands, its karst topography, and beaches, while the north is considered the cultural heartland of ancient Siam – each worthy of more than a week of your time.

Double down

Because you aren’t about to commit yourself to spending more time in airports than in the actual countries you’re visiting, make a list of what’s most important in your holiday.

At first, avoid naming destinations, such as Angkor Wat or Borno. Do you want to spend time in the sand, exploring cuisine, going diving, trekking, golfing, or reading a book by the pool? Once you’ve established your top three priorities for your Southeast Asia travel experience, then name your must-see destinations or monuments.

See where this is going? All you have to do now is see how many of these activities can be found in a country with a must-see destination when you’re on your Southeast Asia trip.

Keep it light

Hopefully, your Southeast Asia travel won’t take you into more than one climate, which will help keep your bag light. Heavy backpacks and roller suitcases become increasingly cumbersome for travelers who plan on being on the move, often adding stress to situations and making you feel more vulnerable.

Laundry is cheap to do on the road in most Southeast Asian countries, so don’t worry about packing extra jeans. Have one set of clothes for going out, one for the beach scene and one for trekking – that’s really all you’ll need.

And, to most people’s surprise, they have stores. Southeast Asia has gobs of well-stocked stores where you can find just about anything you forgot to pack. By starting off with a light bag with a little extra room, it’s easy to discover what you really need, and buy it there.

Get in my tummy

Street food is gold during Southeast Asia travel from bowls of Vietnamese bun cha to Thai-style fried chicken. There are so many ways to expand your culinary horizons. However, the reality of traveler’s tummy – a euphemism for having the runs – is a real possibility, but not only with street food.

Having a little local yogurt when you first arrive can help your body adjust to all the unfamiliar bits and bobs that are going down the hatch. Charcoal tablets can also help absorb what’s going on in your stomach if you’re really suffering.

That said, you don’t want to miss the street food. By honing in on stalls that are bustling with locals, you’ll probably be finding the cleanest, safest, and most delicious foods on your Southeast Asia trip. Though the definition of “delicious” might vary from country to country – Thai’s seem to be inordinate fans of deep fried bugs and chicken feet, while snake-blood vodka is a thing in Vietnam.

Home is where to stay

Unless you’re looking for a luxury resort experience, of which there are many to choose from for your Southeast Asia travel, take advantage of the surge in homestays in many Southeast Asian countries.

Homestays, where you often live and eat with a local family, provide authentic experiences off the beaten track. However, homestays vary dramatically, so do your research ahead of time and check what experiences other travelers have there. An alternative to homestays, but still a great way to connect with a local community, is Couch Surfing.

Temple tantrum

If this is your first Southeast Asia travel experience you might think that it’s impossible to see too many temples. However, it is possible and almost inevitable unless you’re careful. Temples throughout the region, from glittering Buddhist wats to Hindu temples covered in mythological figures, are a must-see – but you can’t see them all. Too often temple fatigue sets in and all the wondrous elements of these distinct structures melt away in the tropical sun.

So, plan ahead and understand why you’re going to see certain temple complexes before you arrive. This way, you can fully appreciate all they have to offer without a temple tantrum.

Essential tips for Southeast Asia travel

No matter how much time you have for your Southeast Asia travel, keep it as stress-free as possible. By not cramming your schedule and spending too much time in airports, you’ll be able to get a better taste for whatever country you decided to visit – especially if you’re brave enough to get involved in the street food scene.

Have any travel tips you don’t see here? Tell us all about them in the comments below!

Learn more about AAA Vacations specialty tour packages when you click here. 

Looking for a vacation destination that’s sure to please every member of your family, from toddlers to grandparents? A well-organized and fun place that’s also within a reasonable driving range? Hershey, Pa., is the answer.

A former factory town, the “Sweetest Place on Earth” has evolved into a full-blown mecca for intergenerational travel, with a broad array of attractions and interests bound to appeal to the inner child in all of us.

Here are a few musts for your chocolate-filled itinerary.

Hersheypark

Hersheypark, originally created as a recreation hub for Hershey factory workers, has blossomed into a world-class attraction that provides entertainment for all ages. Thrill-seekers will enjoy 14 roller coasters (the SooperDooperLooper and the Great Bear will get your heart pumping!), and families can bond over tamer rides such as bumper cars, spinning teacups and a galloping, wooden carousel.

Visiting during the summer? Soak in the 378,000-gallon wave pool or float along the 1,360-foot-long lazy river at The Boardwalk. The staff members at Hersheypark are courteous, caring and safety-conscious – a relief for parents and grandparents alike.

FIND & BOOK A HOTEL WITH AAA IN HERSHEY, PA. 

ZooAmerica

ZooAmerica is a quiet oasis uniquely set adjacent to the amusement area. Constructed on the edge of Hersheypark, the rattle of roller coasters fades in the distance as the zoo gives visitors of all ages the chance to view brown bears, elk, mountain lions and dozens of other animals from around the world. The naturalistic setting is also a great place for everyone, from kids to seniors, to recharge their batteries.

The Hershey Story

Set in an elegant two-story building in a downtown lit by Hershey’s Kiss-shaped street lamps, the museum tells Milton Hershey’s rags-to-riches real-life story. Most exhibits are child-friendly and interactive. Some trace the history of chocolate making while others showcase actual equipment used in the original Hershey factory. There are historic photos of factory life, including one that captures workers circa 1920 individually hand-wrapping Hershey kisses. Children can enjoy experimenting in the aptly named Chocolate Lab, where they get to create (and eat) their own creations. A small cafeteria provides well-made sandwiches and a variety of snacks.

Chocolate World

Welcome aboard America’s only tram ride through a fictional chocolate factory!

This interior attraction takes travelers into the world of chocolate making via a series of animated scenes. From growing cocoa beans in the tropics to assembly-line packaging techniques, everyone from tykes to seniors will learn something along the way. And be sure not to miss a chance to make your own individualized chocolate bar and personally designed wrapper. Eat the chocolate but save the wrapper – it’s a great souvenir.

The Hotel Hershey

If you’re taking the clan to Hershey, this is THE place to stay. The AAA Four Diamond Rated resort is elegant without being stuffy and successfully exudes a sense of luxury, while never losing its family-first focus. The grounds are flawlessly maintained with an abundance of walking trails – and benches. Amenities include outdoor and indoor swimming pools, a professional spa (Whipped Cocoa Bath, anyone?) and three award-winning golf courses. The Circular, the hotel’s flagship restaurant, offers everything from foie gras to chicken fingers. The dining room is luxurious and the views are serene. Don’t miss the nighttime s’mores fire pit. In addition to Hotel Hershey, there are over two-dozen places to stay in the immediate vicinity.

Hershey Gardens

Hershey Gardens, which overlooks the town of Hershey, provides a stunning visual of industry intersecting with nature. An impressive assortment of flowers and rare trees are a feast for the eyes, and the indoor butterfly atrium is not to be missed.

One thing that all generations seem to agree on: the self-proclaimed “Sweetest Place On Earth” certainly lives up to its moniker.

Please share your Hershey experiences in the comments section.

FIND & BOOK A HOTEL WITH AAA IN HERSHEY, PA. 

As China rises as a superpower, the country is also becoming one of the most popular Asia destinations for globe trekkers. While Shanghai, Hong Kong and Macau are already tourist hotspots, China’s other coastal cities are worth a visit while you travel in Asia. From metropolises to beach towns, we explain China’s coastal cities from north to south to help you expand your travel plans.

Coastal Asia destinations

Dalian

Located directly west of the Korean Peninsula across the Yellow Sea, the port city of Dalian should not be missed. Its name translates to “Great Link” because of its easy access to trade partners like Russia, Korea and Japan.

Dalian was actually founded by the Russians in the late 19th century, and their influence can be seen in some of the city’s architecture.

Named China’s most-liveable city in 2006, Dalian is a favorite of locals and tourists for its beautiful beaches.

Qingdao (Tsingtao)

While Dalian was founded by the Russians, vestiges of Qingdao’s German colonization can be felt through the city’s remaining German architecture and beer heritage.

Founded in 1903 by the Germans, Tsingtao Brewery is booming today and is China’s second largest brewery. If you visit in August, don’t miss the renowned Qingdao International Beer Festival, which is lovingly known as Asian Oktoberfest.

If beer isn’t your thing, you can soak up the sun at the city’s most popular – and aptly named – beach, No. 1 Bathing Beach.

Shanghai

China’s largest city, Shanghai, is a booming metropolis best known for its futuristic skyscrapers. The Oriental Pearl Tower is Shanghai’s most iconic building and can be seen from the historic Bund promenade across the Huangpu River.

As one of the top Asia destinations, Shanghai truly has something for everyone. Art lovers can explore the Shanghai Museum and China Art Museum for free. Shopaholics can pop in and out of shops along Nanjing and Huaihai Roads. Foodies can sample authentic Shanghainese dishes like bao dumplings and eel noodles (no General Tso’s chicken here!). The kids can enjoy the magic of Shanghai Disney Resort.

Xiamen

Just west of Taiwan across the Taiwan Strait is the Chinese city of Xiamen. Millions of visitors come to Xiamen each year to visit Gulangyu (also known as Kulangsu), a pedestrian-only island located five minutes from downtown via ferry. Not even bicycles are allowed on this tropical island, making it a unique destination.

East meets west on Gulangyu. The island was a popular place for western diplomats and businessmen to settle during the colonial period, each bringing their culture to the island, including music and architecture. The island is known for its tradition of classical music and Amoy Deco architecture – a Chinese take on European Art Deco (Xiamen is known as “Amoy” in the local Hokkien dialect).

Hong Kong

While Hong Kong isn’t exactly part of China depending on who you ask (it’s technically an autonomous special administrative region of China), your travel in Asia wouldn’t be complete without a visit to Hong Kong. Not only is Hong Kong one of the most popular Asia destinations, it is also the world’s most-visited city.

The former British colony comes close to the top of several other lists, including most important ports and financial hubs and highest population densities. Hong Kong also outranks every other city in the world in the number of skyscrapers it has – 317 and counting.

To get the best views of these modern marvels, ride the tram up to the Peak, Hong Kong’s highest and most exclusive neighborhood. You’ll be hungry after soaking in these breathtaking views, so you’ll want to try some of Hong Kong’s famed foods, like dim sum and roast poultry. After the sun sets, head to Temple Street Night Market flea for some of the best shopping in the world. Travelers with higher budgets would be remiss not to have a bespoke suit made by one of Hong Kong’s famed tailors.

Macau

An hour-long ferry across the Pearl River Delta from Hong Kong will transport you to Macau, another Chinese special administrative region with its own flavor. Macau is known as the gambling capital of the world and the Las Vegas of Asia for its famed casinos along the Cotai Strip.

Macau was a Portuguese colony for almost 500 years under a lease from China and in in 1999 it switched back to Chinese sovereignty. The blending of Portuguese and Chinese cultures is apparent in the world’s most densely populated region — from the cuisine to the street names, languages and architecture.

If gambling isn’t for you, head south to Coloane Village for beaches and a slower pace, or north to Taipa Village for iconic Macanese architecture.

Sanya

Hainan Island, home to the city of Sanya, is the island of nicknames. Some call it “China’s Florida” for the Chinese senior citizens that migrate there in the winter. Others call it the “Chinese Hawaii” for its renowned beaches and luxury resorts. Another moniker is “Moscow on the South China Sea” for its popularity with Russian tourists looking for a warm getaway. Whether you’re young, old, Russian, Chinese or other, the consensus is that Sanya is China’s premiere tropical paradise.

For a taste of the local culture after some fun in the sun, visit the Buddhist Nanshan Temple, which is marked by the towering statue of goddess Guanyin.

Seaside Asia destinations: China’s coastal cities explained for your travel in Asia 

There’s much more to coastal China than Shanghai. We hope we’ve inspired you to add some of China’s other seaside cities to your Asia vacation plans. AAA makes booking your next Asian adventure incredibly easy.

Have you been to any of these coastal metropolises on your travels in Asia? Let us know in the comments below.

Is the park open year-round?

Yes, Everglades National Park is open all year. The two major seasons for the park are the summer wet season (approximately April–October) and the winter dry season (approximately November–March).

Where is the park located?

Everglades National Park is in south Florida. This was the first national park created to protect a fragile environment, as opposed to preserving unique geographic features.

How big is the park?

The park covers approximately 1,505,976 acres.

How do I get around in the park?

Most visitors drive their own cars and campers into the park.

What activities are available?

Some of the popular activities in Everglades National Park include:

• Boating: Because a large portion of the Everglades National Park is accessible only by water, boating—both motorized and hand-powered—is a popular activity. Canoe and kayak trips of just a few hours, longer ones of seven to ten days on the ninety-nine-mile-long Wilderness Waterway, and everything in between are possible.

• Bicycling: The Pineland area offers 45 miles of former paved and unpaved logging roads for bicycling. Shark Valley contains a fifteen-mile bike path.

• Birdwatching: Some of the popular birdwatching locales are the Anhinga Trail, the Gulf Coast Visitor Center, Mahogany Hammock, and the Shark Valley trail. Look for wading birds, songbirds, and birds of prey.

• Geocaching: The National Park Service sponsors this educational activity to help visitors learn about the park’s geological resources during an Everglades National Park visit. Using a GPS device, visitors can explore the park by following the clues and geographic coordinates from the park’s website.

• Slough slogging: These ranger-guided off-trail hikes through the swamps of the park allow visitors to see a side of the Everglades not visible from boats and roads. Though muddy and wet, this up-close view of the park’s “River of Grass” is a highlight for many.

• Guided tours: Visitors to the Everglades National Park can select from several guided tours in the park. Whether from a boat, an airboat, or just walking, the rangers share loads of information about the park’s flora and fauna as well as its history. Specialty tours, such as fishing and photography, are also available.

Are pets allowed?

Pets are permitted only in the developed areas of Everglades National Park: some campgrounds, paved roads, and developed areas.

Is the park accessible?

The park’s facilities, including visitor centers and campgrounds, have features to enhance accessibility.

What accommodations and restaurants are available?

Other than camping, there is no lodging available inside Everglades National Park. The surrounding communities offer a multitude of accommodations, from high-end hotels to lower-cost motels to private campgrounds. Restaurants can also be found in the towns outside the park.

What are the most popular areas of the park?

• Anhinga Trail: Though relatively short, this 0.8-mile trail that starts at the Royal Palm Visitor Center brings visitors into the wild, where alligators, wading birds, and other wildlife reign.

• Paradise Key and Royal Palm: These areas were among the first to be preserved by the park. Visitors can see some of the largest palms in the park here as well as numerous wading birds.

• Mahogany Hammock Trail: This short hike along the boardwalk leads through nine distinct ecosystems, including a dense forest of its namesake trees.

• Shark Valley: Located in the northern section of the park, this area boasts a fifteen-mile trail for walking, biking, or riding a tram to an observation deck where one can view wildlife.

• Visitor Centers: There are four visitor centers, roughly located at each corner of the park. While each center is unique, they all contain educational displays and information about the park, its wildlife, its plant life, and its history. Visitors can find park employees at the centers to answer any questions they may have about visiting the park.

Which national park would you like to visit most? Is Everglades National Park on your list? Tell us in the comments.

Plan a national park vacation with AAA. 

Sometimes, nothing else quite hits the spot like a a big, delicious, juicy steak. (Unless you’re a vegetarian – in that case, check out the sweet potato hash recipe below.)

We spoke to chefs from two of New York City’s top steak institutions, Uncle Jack’s Steakhouse and Gallaghers Steakhouse – both AAA Three Diamond Rated restaurants – for recipes and tips on how to cook the perfect steak.

So head to the store and grab your ingredients, fire up the grill and let’s get cooking!

Choosing a steak

First things first, which is the best cut to use? Willie “Jack” Degel, chef and owner of Jack’s Steakhouse, explains that while the popular filet mignon is most tender, he favors the boneless New York strip. “[The filet] does not have the flavor and texture of the New York strip … it doesn’t have as much fat and marbling.”

So fat equals flavor? No surprise there! Gallaghers Steakhouse executive chef Alan Ashkinaze’s favorite cut of meat is the rib-eye. “It’s a lot fattier,” he said, which amplifies the taste.

At both restaurants, the porterhouse for two is the best-selling steak on the menu. Similar to a T-bone but with a larger tenderloin, the porterhouse has both the strip and the filet on each side of the bone, combining the best of both worlds to satisfy everyone.

AAA members get an extra 10 percent off Omaha Steaks online and in stores! Learn more. 

When it comes to quality, the first step to how to cook the perfect steak is choosing the best grade. All meat should be USDA Prime. And check that they are stamped that way, emphasizes Degel. “Make sure you are not paying Prime prices and instead receiving Choice!”

Many menus and butcher shops promote aged steaks. Gallaghers especially is known for its dry-aged meat locker, which can be seen both from the street and from a window inside the restaurant. What is the benefit? “When meat is aged you are removing the moisture, so you are intensifying the flavor of the steak,” Ashkinaze said. With quality, well-marbled steaks and time, the humidity-controlled environment enhances the character.

Preparing & seasoning the steak 

To help promote even cooking, steak should be cooked at room temperature. When very cold meat is put to heat it tends to constrict, making it tough. Ashkinaze recommends removing the steak from the refrigerator one hour before cooking for best results.

When it comes to seasoning, a good steak should always be allowed to shine on its own. Both chefs agree that when working with high-quality cuts and aged meats, minimal doctoring is required. A simple seasoning of kosher salt and black pepper will suffice.

“Season the steak while it is getting to room temperature,” instructs Degel. “Massage it with the salt and pepper. Don’t be scared to use the fat cap and rub it into the meat. This will melt and enhance the fire and flavor.”

For a kick, Gallaghers uses a sweet chili rub on its aged steaks (recipe below).

Marinades are reserved for inexpensive cuts such as skirt steak or hanger steak, where flavor is not as naturally present. When using these cuts, “a soy-based marinade with agave, sesame, ginger and garlic is very good,” said Ashkinaze.

How to cook the perfect steak

To make steakhouse-quality steaks at home, consider the thickness of the meat and the flavors you would like to incorporate when choosing which cooking method to use.

Degel suggests that thicker steaks (about 2 inches) are best when grilled and charred on each side to a nice dark brown color. The trick is getting your grill well heated and being familiar with its quirks. “Know your grill and how it operates. What is the temperature and where is the hot spot?”

Smaller cuts work better when pan-seared on the outside and finished in the oven. “I love cooking steak over charcoal and lump wood,” said Ashkinaze, “however, I also like pan-searing the meat in a cast-iron pan, then placing in the oven for two minutes with butter, garlic and thyme.”

Serving tips

For steaks that look as good as they taste, try these chef-approved finishing touches:

• Let the meat rest five to ten minutes before slicing, depending on the thickness.

• For nice looking tender slices of meat, look for the direction of the grain and cut across it, not with it.

• Serve with seasonal vegetables like asparagus and potatoes prepared your favorite way.

Recipes

Willie Degel’s Sweet Potato Hash

Chop up sweet potatoes small; rinse with water.

Saute a little garlic and onion with butter, olive oil and salt and pepper until caramelized. Set aside.

Put the sweet potatoes in a super-hot pan, searing them on all sides. Add the onions and garlic. Cover the pan and let it simmer on the stove for 10-15 minutes.

Gallaghers Sweet Chili Rub
(Provided by executive chef Alan Ashkinaze)

1 box dark brown sugar
1 cup Sugar in the Raw
1 1/4 cups kosher salt
3/4 cup paprika
2 tablespoons ground black pepper
2 tablespoons ground white pepper
3 tablespoons onion powder
3 tablespoons garlic powder
2 tablespoons cayenne pepper
2 tablespoons ground cumin
2 tablespoons celery seed
1 tablespoon ancho chili pepper

Use your AAA discount to save on Omaha Steaks and get free shipping when you order online. 

To learn more about AAA Diamonds, visit AAA.com/Diamonds.

Staying focused for an entire day can feel impossible. By the afternoon our attention spans have gone south, and along with it, our moods. But a quick snack break could be an easy fix to your mid-day hump. While some may worry those extra calories can lead to extra pounds, healthy snacking can actually fight weight gain, curb cravings and boost your energy and brain power during the day. It all depends on what you eat. So instead of grabbing that tempting chocolate bar, opt for one of these wholesome top 10 snacks.

The top 10 snacks to fuel your day

Natural Sugar Boosts

Many people who snack are looking for something sweet. But processed foods like cookies and candy are known for short energy boosts and harsh lows. Instead, try pleasing that sweet tooth with something a little more nutritious. Fresh fruits have natural good-for-you sugars that provide energy, without the unwanted crash.

Grapes

Sweet, crunchy and easy to pack, grapes are perfect for long days at work or school. They’re low in calories, but rich in antioxidants and other nutrients such as potassium, which can help to negate the effect of sodium in the body for those with high blood pressure. You can eat this snack guilt-free.

Pineapple

The perfect balance of sweet and tart, pineapple is another great snack for those never-ending work days. Chop them up and place them in a small Tupperware for later. This fiber and nutrient-rich powerhouse is full of vitamin C which helps to boost your immune system.

Protein Powerhouses

A good snack should curb your hunger. Studies show that eating protein helps keep you fuller, longer. While fruits are light and refreshing, this next group of foods on our list of top 10 snacks will help to get you ready to power through the day.

Peanut Butter and Apple Slices

Salty, sweet and crunchy, this snack has it all. Protein from the peanut butter and natural sugars from the apple will provide that needed energy boost. Try this combo with a Granny Smith apple for something a little tangier.

Peanut Butter Banana Toast
Loaded with potassium and protein, peanut butter banana toast is one of the most filling snacks around. The bananas add a nice sweetness, while the toast provides the crunch. Pack the ingredients separately to avoid soggy bread.

Almonds

Tackle those mid-day munchies with some nuts. Just one ounce of almonds (or a small handful) has 6 grams of protein and 3.5 grams of fiber, plus other health benefits. This small snack packs a big punch.

Greek yogurt

Depending on the brand, some Greek yogurts can have 13 to 20 grams of protein per serving. With the added bonus of calcium and those gut-friendly microbes, this snack is not only filling, but great for you.

Mozzarella String Cheese

With lots of calcium and protein packed in each pre-portioned serving, this tasty snack will provide some bone-building nutrients. But not all brands are created equally. Be sure to check the nutrition labels for sodium content.

Veggie Delights

Most of us probably aren’t eating enough vegetables. By adding a few veggies in between meals, you’ll add more of those essential vitamins and nutrients to your diet. Plus, like fruit, vegetables are a lightweight snack that won’t leave you feeling too full. Check out this next section on our list of top 10 snacks for fun ways to eat your veggies.

Vegetables and Dip

Skip the ranch dressing (which can have 122mg of sodium in just one tablespoon) and explore healthier options like hummus. This chickpea-based dip is traditionally lower in fat and sodium, and high in protein and fiber. Baby carrots, red peppers, tomatoes, and cucumbers will all pair great!  

Ants on a Log

You probably haven’t had this snack since you were a kid, but this oldie is definitely still a goodie. The celery, peanut butter, raisin combo has a nice crunch and sweetness. Plus, this snack is nice and light.

Plantain Chips

This delicious tropical product is loaded with potassium, vitamin A, fiber and other key nutrients. Slice them finely and try this recipe for a healthy alternative to traditional chips.

Snack attacks can get the best of anyone. And there’s nothing wrong with that. Just remember, it’s all about what you eat. So be sure to rid those pantries of temptation and stock up on some fresh, healthy alternatives. It’s a lot easier to snack healthy when the options are available.

What are some of your favorites from our list of top 10 snacks? Let us know in the comments below.

Gone are the days of the endless buffets and uninspired fare on cruise ships. Today, passengers expect the best gourmet restaurants and creative cuisine at sea, and cruise ship companies have stepped up, often teaming with a celebrity and fine dining chefs to help elevate their food game.

In such a competitive market, it’s actually hard to find a cruise line that doesn’t have some sort of celebrity chef affiliation, which means passengers have a wealth of tasty options from exquisite fine French cuisine to award-winning barbecue.

For anyone who never misses an episode of “Top Chef” or watches more Food Network than is probably advisable, here’s where to find some of the best celebrity chefs in the world at sea. While the chefs probably aren’t in the kitchen whipping up your dinner, they sometimes come aboard for special appearances and cookbook signings.

The best gourmet restaurants on cruise ships

Jacques Pépin on Oceania Cruises

Oceania Cruises went straight to the top of the culinary world when it brought legendary French Master Chef Jacques Pépin into the fold as its executive culinary director. While he’s got a say over all of the menus across the line, fans of his in particular will want to dine at Jacques Bistro, which boasts his family’s recipes for lunch, and at the more formal Jacques, found onboard the Riviera and Marina ships. Super fans should plan ahead and book a cruise when Pépin is hosting a special culinary-themed trip, which he does once a year.

Thomas Keller on Seabourn Cruise Line

Seabourn Cruise Line teamed up with renowned California-based chef Thomas Keller – the toque behind the Michelin-starred and AAA Five Diamond Rated restaurants The French Laundry and Per Se – to advise on the cruise line’s menus and culinary programs. The Grill by Thomas Keller, a classic steakhouse restaurant, is one of the best gourmet restaurants on a cruise ship and certainly a highlight of any vacation at sea. Happily, Keller’s creations can also be found at the cruise line’s other restaurants too, with special dishes and highlighted menus.

Nobuyuki “Nobu” Matsuhisa on Crystal Cruises

Nobu Matsuhisa has had a working relationship with the luxury Crystal Cruises for more than a decade and even created the first sushi bar at sea, so diners are in for a treat when dining at either The Sushi Bar or at Silk Road, the more formal restaurant which features his classically styled Japanese dishes that have Peruvian and European influences. Signature items, like black cod glazed with sweet miso and rock shrimp tempura in a ponzu sauce, are favorites.

Jose Garces on Norwegian

Iron Chef Jose Garces, has two restaurants on the Norwegian Escape, a fine dining spot called Bayamo, and a more casual restaurant called Pincho Tapas Bar. Bayamo offers a menu with dishes inspired from Cuba and Peru, while Pinchos has a variety of tapas and dishes to share featuring Mediterranean flavors and recipes.

Curtis Stone on Princess Cruises

In a fun take on the dining experience, famous Australian chef Curtis Stone created SHARE restaurant on several Princess Cruise ships, in which guests enjoy a six-course menu at large communal tables which encourage family-style dining. While SHARE isn’t on every Princess ship (as of now), some of Stone’s dishes can be found on menus in the main dining rooms across the line.

Michael Schwartz on Royal Caribbean

The James Beard Award-winning chef Michael Schwartz, of Michael’s Genuine Food & Drink, Harry’s Pizzeria, Cypress Tavern, and Ella Pop Café fame, has created 150 Central Park restaurant onboard the Harmony of the Seas, the Allure of the Seas and the Oasis of the Seas, much to fine dining lovers’ delight. The restaurant is the centerpiece of the lush Central Park “neighborhood” onboard each of the ships and features a multi-course menu created by Schwartz. The 23-ounce dry-aged rib eye presented tableside is a highlight of the menu, as is the outstanding cheese cart.

Best Casual Restaurants of Cruise Ships

Guy Fieri on Carnival Cruise Line

It makes sense for a cruise line that stresses fun and frolicking to have tapped the lively Food Network personality Guy Fieri as a consultant. At Guy’s Burger Joint, a casual poolside eatery, passengers can order freshly grilled burgers with hand-cut fries without even having to put on their shoes. Fieri also created another open-air option for Carnival, Guy’s Pig & Anchor Bar-B-Que Smokehouse, which features his award-winning meats and signature sauces.

Jamie Oliver on Royal Caribbean

British chef Jamie Oliver teamed up with Royal Caribbean to create an outpost of his wildly popular Jamie’s Italian restaurant on board several of the cruise line’s ships. The menu offers Oliver’s interpretation of classic Italian dishes with a rustic touch. The pasta, which is always made fresh daily, is a standout, as are the antipasti “planks,” platters piled high with cheeses, meats, and pickles.

What do you think is the best gourmet restaurant on a cruise ship? Tell us in the comments.

Plan and book your next cruise vacation with AAA. 

Is the park open year-round?

Yes, Rocky Mountain National Park is open all year. Some roads and facilities are closed or limited during the offseason.

Where is the park located?

Rocky Mountain National Park is located in northeast Colorado, between Estes Park and Grand Lake.

How big is the park?

The park covers approximately 415 square miles.

How do I get around in the park?

Most visitors drive their own cars and campers into the park. In addition, the park offers a free shuttle bus service along Bear Lake Road.

What activities are available?

Some of the popular activities in Rocky Mountain National Park include:

• Hiking: The park contains over 355 miles of trails to explore. Whether visitors are seeking a short walk or a day hike, Rocky Mountain National Park offers a wide variety of experiences. Wilderness camping is allowed, with a permit, so visitors can plan multiday hikes.

• Scenic drives: The park’s roads lead visitors through its diverse terrain – from meadows and aspen groves up to the subalpine forest to the 12,000-foot mountain peaks.

•  Wildlife viewing: Rocky Mountain National Park is known for its wildlife, including the regal elk, the majestic bighorn sheep, and graceful mule deer, as well as over 280 species of birds.

• Photography: From the wide range of fauna to the breathtaking landscapes, Rocky Mountain National Park provides nature photographers with a vast outdoor studio. Whether from the paved roads or a backcountry trail, photographers can find outstanding shots throughout the park.

• Horseback riding: The park holds two stables – Glacier Creek and Moraine Park – and several more can be found in the surrounding area that are permitted to bring riders into the park.

• Fishing: Rocky Mountain National Park has more than fifty lakes and numerous streams in which visitors can sport fish. A state fishing license is required, and some regulation must be followed.

Are pets allowed?

Pets are permitted in campgrounds (not wilderness campsites), on paved roads, and in parking lots. They are not allowed on trails or in the wilderness.

Is the park accessible?

Several trails in the park are accessible, including Bear Lake Trail, Coyote Valley Trail, Lily Lake Trail and the Sprague Lake Trail. In addition, many facilities, such as visitor centers, overlooks and restrooms, are accessible.

What accommodations are available?

While there are no lodging facilities within Rocky Mountain National Park itself, the neighboring communities have numerous accommodations ranging from high-end hotels to less expensive motels. The park does have several campgrounds with spaces for tents and RVs as well as backcountry camping sites. The surrounding area also has multiple private campgrounds with varying facilities.

Are there restaurants in the park?

Rocky Mountain National Park has one dining facility, the Trail Ridge Store, which offers a café and coffee bar from late May until early October. Numerous restaurants and grocery stores can be found in the towns outside the park.

What are the most popular areas of the park?

• Trail Ridge Road: This forty-eight-mile drive between Estes Park and Grand Lake winds through the park’s forests and tundra, with eleven miles of the road being above the tree line. Opportunities to view the park’s wildlife are abundant, and the scenic views are spectacular. Though it doesn’t take long to drive the entire stretch, it recommended that visitors allot at least half a day to enjoy this road.

• Old Fall River Road: For those who don’t find the Trail Ridge Road exhilarating enough, the eleven-mile-long Old Fall River Road might do the trick. When opened in 1920, this road was the first to offer access to Rocky Mountain National Park’s high country. The gravel surface, hairpin turns, and steep grade make this a slow-going drive, but one worth the struggle due to the outstanding scenery and close-up wildlife viewing in the area.

• Kawuneeche Valley: This valley on the west side of the park is filled with hiking trails, campgrounds, and chances to fish in the Colorado River. For visitors with an interest in history, the Holzwarth Historic Site offers a glimpse into Rocky Mountain life from a century ago.

•  Bear Lake: This area on the west side of the park has beautiful scenery and several hiking trails and can be accessed by the free shuttle bus during the summer. During the winter, the lake freezes, creating a cold-weather destination for cross-country skiers and snow tubers.

Which national park would you like to visit most? Is Rocky Mountain National Park on your list? Tell us in the comments.

Plan a national park vacation with AAA.

Located approximately 55 miles north of Nassau, Bahamas, Royal Caribbean’s Perfect Day at CocoCay is a must-see destination with more than enough ways to relax and let loose.

Beginning May 2019, cruisers traveling to the private slice of paradise will have access to all-new attractions and experiences. From exciting waterslides and beachside activities to quiet overwater cabanas atop dreamy blue waters, this island has everything you need for, well, the perfect day.

Thrills

Excitement is around every turn at CocoCay. You can ride the tide in the largest wave pool in the Caribbean or conquer Daredevil’s Peak – the tallest waterslide in North America, with a spiraling 135-foot plunge. Take your vacation even higher on the island’s helium balloon ride, which soars up to 450 feet above land and sea for one of the best vantage points in the Bahamas. Those seeking thrills that are a little less heightened might enjoy zip lining with a refreshing splash ending, or a full throttle jet ski ride over the crystal-clear waters.

Sail Royal Caribbean's Anthem of the Seas

Come seek the Royal Caribbean for an unforgettable island hopping escape with amazing cruise deals. Anthem of the Seas sails year-round out of Cape Liberty, N.J.!

Learn More

At South Beach, visitors have the choice to get pumped up or wind down. Fuel your competitive spirit with a heated volleyball match or dribble your way down the basketball court. More leisurely options include paddle boarding and glass-bottomed kayaking. Or you can take it down a notch further and simply cool down with a drink at the floating bar.

If you’re headed to The Perfect Day at CocoCay with a large group, there are plenty of multi-player adventures. At the Family Tower you can double the fun on The Twister, where two-rider tandem rafts shoot down winding tubes. There’s also the fearsome four-person Slingshot (not for the faint of heart), and 6 multi-rider slides for the whole crew to do together. Outdoor explorers might like hiking the island’s trails, where it’s not uncommon to run into wild locals like iguanas and chickens.

Chills

Vacations are a great time to be adventurous, but they are also a perfectly good excuse to be lazy. Luckily, there are a number of prime relaxation spots on the island for when you want to decompress. Kick back in a teepee or a beachside cabana, or rent an overwater bungalow for a bit of Bora Bora-style R&R. Ready to treat yourself? Go the extra mile and upgrade to the CoCo Beach Club where an oceanfront infinity pool awaits, and waterfront dining promises locally-caught fish and Mediterranean-inspired cuisine.

…And More!

There is so much to see and do during your Perfect Day at CocoCay, but there’s still plenty of fun to be had before and after your trip to Royal Caribbean’s private island.

Bahamas itineraries typically include a stop in Nassau where travelers can experience the vibrant and colorful Junkanoo culture, with its bustling straw markets and glitzy casinos. And of course, you’ll be surrounded by palm trees swaying in the warm breeze, white-sand beaches and those famous crystal-clear turquoise Bahamas waters. Go ahead and lounge like a local at Junkanoo Beach, which is a free, public stretch of sand only 15-minutes from the harbor and home to tasty Bahama Mamas.

Other Caribbean destinations like Basseterre, St. Kitts and Nevis, offer a more eco-focused experience. History buffs will enjoy exploring fortresses, colonial estates and monuments, while the outdoorsy can gear up to hike Mount Liamuiga, a 3,792-foot dormant volcano, that promises sights like towering trees, tangled vines, tropical flowers, and at the end of your 6-mile ascent, views of neighboring islands.

Between shores, there’s also a wide range of on-board entertainment. Every ship offers something special, like the Flowrider surf machine on both Mariner of The Seas and Navigator of the Seas, or Navigator of the Seas’ indoor ice skating rink and mini golf course. Of course, eating is another big part of cruising, and Royal Caribbean offers some of the best eats at sea, including Izumi (Japanese) and Chop’s Grille (prime steaks), featured on several of their ships.

Check out the virtual tour of Perfect Day at CocoCay and let us know what you’re most excited for in the comments!

There was a time when the Mile High City was better known as a stop-off on the way to Aspen or Vail than a place to visit on its own, but an influx of innovative chefs, artists and other creative types have added an element of cool to Denver’s Western swagger. What hasn’t changed is the city’s love affair with the outdoors. No matter the weather, there are so many fun things to do in Denver, Co., including hiking, tubing and cycling during the warmer months to cross-country skiing, dog sledding and ice fishing in winter.

Here are 10 the best things to do in Denver, Co.

1.

Red Rocks Park & Amphitheater, about a half-hour outside Denver, in Morrison, is among the nation’s most breathtaking concert venues, and a visit is definitely one of the best things to do in Denver, Co. It seats an audience of about 9,500 beset by 400-foot-tall sandstone formations. Red Rocks isn’t all about music, however. The venue has great hiking as well, making it a good option for Denver day trips. Trails wind around the park’s namesake garnet-colored monoliths and through scenic meadows and valleys. The park is more than 6,400 feet above sea level, and it links the Great Plains with the Rocky Mountains.

2.

The Source is a food-centric urban market filled with restaurants, bars and a brewery, as well as retail establishments that range from a cheese shop to an art gallery. This mix makes it a good option for inclusion in a variety of Denver day trips.

3.

Art, indoor exhibits and fun seasonal displays make the Denver Botanic Gardens one of the best things to do in Denver, Co., any time of year. Stop by the help desk for free garden advice from Master Gardeners. The 24-acre attraction houses rare and endangered plants from around the world as well as those native to Colorado, among other flora. If you visit in the summer, be sure to see the Monet Pool, which is filled with hundreds of aquatic plants. And, if you visit around the holidays, don’t miss Blossoms of Light, a special event where lights give the garden an unforgettably festive glow.

4.

Watch coins being made, learn how they’re designed and get a penny for your thoughts at the Denver Mint, easily one of the best things to do in Denver, Co. Tours are free, and tickets are available starting at 7 a.m. Monday through Thursday, except for federal holidays. You can get them at the gift shop entrance on Cherokee Street, between West Colfax and West 14th avenues. Tickets are for same day tours only, they’re distributed on a first-come, first-served basis and they’re limited to five per person. There are six tours per day. They run every 90 minutes starting at 8 a.m.

5.

Open May through October, the outdoor Cherry Creek Fresh Market is Denver’s largest, and a great option to anchor a variety of Denver day trips. Grab breakfast or lunch and shop for fresh produce, flowers and handcrafted cheeses, jams and baked goods.

6.

Gear up at the massive flagship store of outdoor outfitter REI. On Saturdays, a specially built, 47-foot-tall climbing wall is open to the public. The store regularly offers classes too, touching on everything from camping basics to climbing first aid, meaning you can bolster your outdoor prowess while enjoying one of the best things to do in Denver, Co.

7.

Some of a city’s best attractions tend to be those you can’t find elsewhere, like the Tattered Cover, a Denver institution and one of the nation’s largest independent bookstores. Roam the stacks or stop by for live events. More than 400 authors, illustrators and other well-known folks typically appear in a given year.

8.

The River North Art District – RiNo – overflows with the work of painters, ceramicists, video artists, photographers and other artists, as well as museums and restaurants. No tour of the best things to do in Denver, Co., is complete without a visit. If you’re in town early in the month, plan on checking out First Fridays when more than four dozen studios and galleries are open until 9 p.m.

9.

One of the best things to do in Denver, Co. is explore “secret” bars and speakeasies. One of the best is Williams & Graham, which is hidden behind the shelves of a bookstore of the same name. You can also check out Retrograde, secretly located through a freezer door at Frozen Matter, an ice cream shop.

10.

Reflecting the peaks and rock crystals of the Rocky Mountains with more than 1 million glass tiles, the Denver Art Museum’s North Building, is as much a work of art as the 70,000 works inside. The museum’s collection includes American, Asian, European, Native American, African, Spanish Colonial and modern art.

Have a great spot to visit in Denver? Let your fellow AAA members in on the secret by sharing your experiences in the comments section!

Looking for a variety of great lodging options in the area? Find and book great hotels in Denver. Call 1-800-873-8283 to speak to a AAA travel counselor today or click here.

As you scour through the internet for tips on writing a real estate listing, the multitude of advice out there can be a bit overwhelming.

To make things a little easier for first-time sellers, we’ve compiled some of the best real estate listing tips. Keep this article handy and follow these tips to get more inquiries from prospective buyers.

Imagine you are the buyer

It’s important to ask yourself what you would want to see in a real estate listing. If you’ve purchased a house before, what pulled you in and made you start reading the ad? What are some important pieces of information that convinced you to call the seller? You can also look over other real estate listings to see what kind of language and information piques your interest.

Put the asking price in the title

Imagine scrolling through listing after listing, clicking on beautiful houses that seem perfect for your family, only to find out they’re out of your price range. Going through that process can be disappointing and frustrating.

Save your buyer time and energy and put your price right in the title. It’s only fair to the buyer. After all, unlike ads for shoes or books, an ad for a home is asking a buyer for a major financial commitment.

More tips for your real estate listing title

Though you should put yourself in the shoes of the buyer, it’s also important to note that each buyer is unique – and so is your house. Though you may not have a green thumb, would a fan of gardening love your spacious yard? Would a foodie enjoy the trendy restaurants nearby? Would car collector be thrilled at the size of the garage?

Take one or two things that stand out about your house and use them as your first eye-catching selling point. For example: “Home with picturesque garden just off Park Drive East. Asking price $200,000.”

Location, location, location

You’re not just selling a house, you’re also selling the neighborhood. Is there a scenic hiking trail nearby? A good school? How about access to public transportation? Highlighting some of the best traits about your neighborhood in your real estate listing can help sway the buyer toward a decision in your favor.

Alternatively, what if your neighborhood isn’t so appealing? For example, what if you live in the middle of a noisy city? Fear not – you can use that to your advantage. Take your neighborhood’s negative trait and portray your home as the exact opposite. A buyer looking to live in the middle of the city will crave the “peaceful haven” that is your home!

Use imagery when writing a real estate listing

While you’re not looking to write a book, you do want to be as descriptive as possible in your real estate listing. For example, don’t just tell your buyer that you’ve got hardwood floors. Find out what kind of wood it is and put that in the description. They may have no idea what the difference is between Brazilian cherry and spalted maple, but the names have an elegant ring to them, and so will your house.

How to take pictures for a real estate listing

As much as you might want to, you can’t fit a thousand words into your real estate listing. But the old cliche that a picture is worth a thousand words is true. Taking good photos is key. Here are a few simple things you can do to make your pictures enticing to your buyers.

1) Hold your phone/camera sideways. Taking landscape-style shots instead of a portrait orientation allows the viewer to get a better grasp of the breadth of the room.

2) Consider getting a tripod, especially for taking pictures of the outside. If your hands are even slightly shaky, you risk your photos coming out blurry. Balancing your camera on a tripod will help to stabilize it, especially when you turn, zoom in or angle your camera as you experiment to find the best view.

3) Taking a photo of the outside of your property at dawn or dusk can enhance the image’s beauty. Our eyes tend to go to the brightest object in a picture, so a faintly glowing and dramatic sky will contrast nicely against the exterior of the house. Just make sure your house is well-lit for the photo.

These tips will help almost any real estate listing read better and get more inquiries. If you have a good tip we didn’t mention, be sure to share it in the comments!

Learn about AAA home loans.

Smartphones are evolving everyday. What were once convenience devices simply used for dialing up friends and family are now necessities for nearly every aspect of our lives. And yet still, they keep improving. We’ve rounded up the new smartphone trends you can expect to see on your next phone.

5G Phones

When manufacturers aren’t trying to make smartphones smaller, they’re trying to make them faster. With that in mind, one term you’ll be hearing a lot about in the future is 5G. In the simplest of terms, 5G is an upgrade of the current data networks our smartphones use, resulting in improved speed and strength of cellular connections.

This upgrade would allow cellular service to deliver up to 10 times the capacity of current systems, significantly increasing data speeds for customers in high-traffic locations. In other words, you’ll be able to download full-length HD movies in mere seconds, and play graphic-heavy videos and high-speed games without delays or lag-time.

Augmented Reality

While virtual reality creates a whole new world, augmented reality enhances the actual world a user is seeing. It does this by superimposing information onto the physical reality a person is viewing through a digital device. It essentially takes all the information available on the internet and applies it, in real time, to your surroundings.

Though this technology has already been seen in the gaming world (think Pokemon Go) the applications for augmented reality on your smartphone are limitless. Instead of watching a how-to video on replacing a flat tire, you’ll be able to point your smartphone at the tire and receive a visual, interactive walk-through. You’ll go furniture shopping and see how that couch looks in your living room. You’ll scan a row of restaurants and be able to see the menus of each as well as which one has an open table.

Improved Batteries

Since their onset, smartphones have had one consistent critique held against them: poor battery life. With each new model, manufacturers have built more efficient batteries, but have also added faster processors, which drain more energy and leave users still clamoring for longer-lasting charges.

To fix this, companies have been experimenting with a variety of power solutions including solar power, nanobatteries, hydrogen fuel cells and even kinetic energy, which would charge your phone as you move.

Whatever the right answer proves to be, your smartphone’s energy source will be able to charge faster, possibly in seconds. In addition, get use to charging your smartphone wirelessly, as businesses continue to install wireless charging units for customers. IKEA has even begun building wireless charging stations into its furniture.

Bezel-less Phones

The bezel-less look, in which the edges around a smartphone screen are trimmed to allow for a larger screen, began in 2016 but has since caught on with major manufacturers. The outcome is an increased screen size on a smaller and thinner phone.

Your phone will always need some bezel in order to provide structure to the phone, so the trend of creating larger screens on smaller phones is probably reaching its end. However, as popular as the bezel-less aesthetic has been, it has traditionally been a premium feature on premium phones, such as the iPhone X. But more and more, even budget-friendly smartphones are incorporating the look.

Built-in Projectors

The paradox of smartphones is the desire to continually make them smaller in size while new technology allows for activities (reading, watching, playing) that require larger screens. One potential solution to this problem is a phone that not only displays images but also projects them. Digital projectors have been in the works for some time and Wireless Mobi Solutions unveiled its Movi Smartphone earlier this year. The Android phone casts a 100-inch image. Another possibility with projections systems is the use of holograms, a moving 3-D image projecting out of your phone.

This technology doesn’t come without its challenges. The projectors must be small and the smaller a projector, the less light it can emit. It will likely take several years for the development of inexpensive and reliable technology to introduce into all smartphones.

Flexible Phones

There has long been talk of smartphones becoming flexible or even foldable and it might finally be available in the near future. The technology that would enable phones to bend or fold is the organic light-emitting diode (OLED) display, which is made of flexible materials such as plastic instead of the traditional glass. OLED produces its own light, eliminating the thick, heavy backlight that LCD phones require and render inflexible.

The benefits of a foldable phone are numerous. They would allow for a larger screen if you wanted to watch a video or play a game, but still be able fold into a pocket-sized phone. Since it would be made out of plastic and not glass, the phone would be lighter and less likely to crack or be damaged. OLEDs are also paper thin, meaning a flexible phone would be even thinner than the one currently in your pocket.

What new trends are looking forward to the most? Let us know in the comments below!