“Deer in the headlights” is a popular idiom for good reason. Between July 2023 and June 2024, nearly 2 million animal collision insurance claims were filed in the U.S., with deer accounting for the majority, according to the Insurance Information Institute.

In 2023, 235 people were killed in car crashes involving animals, according to the latest stats reported by the Insurance Institute for Highway Safety.

Because Northeast deer populations have grown dramatically over the past few decades, deer crashes have been rising steadily.

Most deer-related crashes occur between October and December, close to sunset, when they feed. These months mark deer mating season, when the animals are more active, more aggressive and more likely to cross roadways.

Making matters worse, deer populations are growing at the same time animal habitats are being encroached upon and deer and other animals are being displaced by development. This not only increases the risk of deer collisions, but also means they can occur just about anywhere, including cities and suburbs.

“Extra vigilance is required to anticipate and avoid a deer darting into the roadway, especially during evening hours,” said Mark Schieldrop, senior spokesperson, AAA Northeast. “Deer are unpredictable and can appear in front of your vehicle suddenly and without warning. Remember, if you see one deer, there’s a good chance that more deer are nearby.” 

Before you head out for your annual fall foliage road trips, study up on these tips to ensure you, your family and the wildlife stay safe.

Wear Your Seat Belt

Your chances of being injured in a deer crash are significantly higher if you don’t have your seat belt on.

Check for Signs

Maybe the most obvious but undoubtedly most helpful step is to be on the lookout for deer crossing signs. These are your primary reminders to be on alert, use caution and, if necessary, reduce your speed.

Deer crossing signs, depicted with a leaping stag, are placed by local towns and highway departments in areas known for high deer activity and/or where deer collisions have occurred. They’re usually found along heavily wooded areas like parks and forests, as well as near water.

Consider the Time of Day

While we can never predict when a deer will jump out onto the road, we do know the time of day it’s most likely to happen. The animals are most active when they are grazing, which occurs during dawn and dusk. It’s also worth noting that because deer thrive during these hours, their eyes are well-adjusted to the dark, causing bright car headlights to temporarily blind them causing them to freeze in place.

Sunrise and sunset are also particularly difficult times of day to drive because the road may be dark, or the sun’s glare could be in your eyes.

It’s crucial to be particularly vigilant when you’re driving through deer country around these times. If possible, plan your travels for a different time of day.

Stop, Don’t Swerve

If a deer is in the road in front of your vehicle, you may be tempted to swerve around it. This, however, could make the situation much worse. Deer usually will move when they see a car coming, so swerving into another lane might just put you right back into the animal’s path. Additionally, you’ll increase the likelihood of losing control of your vehicle or crashing into another car.

Use Your Horn if You Must

Deer don’t want to see you any more than you want to see them. In fact, most large forest animals are actually quite timid and will run off at the first sight of a human. However, they may get too scared to flee and instead freeze in the middle of the road. When this happens, bring your car to a stop and give the animal a moment to move. If this doesn’t work, flick your headlights on and off a few times. Only use your car horn (in short bursts) as a last resort. The noise may cause a deer to get aggressive.

Watch for Herds

You’re driving down the highway when you spot a deer galloping across the road 100 feet ahead. You’ve avoided a potential collision and now you’re in the clear, right? Not so fast. Deer seldom travel alone. If you see one, there will almost always be others nearby. Once a deer crosses, check both sides of the roadway to make sure another one isn’t following.

What to Do When You Hit a Deer

If a crash occurs, move the vehicle to a safe location if possible and call 911. Then, contact your insurance company to report any damage to your car. Take photos of the damage if you can do so safely and without entering the roadway. Damage to the car from animal crashes generally falls under a driver’s comprehensive coverage.

Have you ever encountered a deer while driving? Tell us about your experience in the comments.

This article has been updated and republished from a previous version. 

Depending on what phase of life you’re in, life insurance might feel more like an abstract concept, not quite something you “need.” Maybe you have a good amount of savings already, or you rent your home. The bottom line is, life insurance isn’t just for folks with kids. It’s a safety net everyone should have, no matter their circumstances.

If you fall into one of these categories, it might be time to rethink if life insurance is for you.

In many cases, employer-provided life insurance is only a baseline.

• If you’re no longer employed by the company, you could lose your coverage.
• Plans tend to leave out financial planning benefits, like mortgages or college tuition.
• Coverage is often only one or two times your salary, which is less than what you’d need for long-term security.

Even without a mortgage, your loved ones could be left with significant expenses, including:

• Funeral or cremation costs — about $7,848 on average, according to the National Funeral Directors Association.
• Credit card debt.
• Medical bills.
• Student loans. The average student loan amount for Gen Z is $22,950, per Statista.
• Estate or legal fees.

Savings are helpful, but it’s typically not enough to cover the continued costs your loved ones may need long-term, including:

• College tuition.
• Ongoing medical car or unexpected health emergencies.
• Mortgage payments. The average mortgage loan is $329,854, according to Statista.
• Long-term care for aging family members.
• Emergency costs like job loss.
• Support for dependents with special needs or disabilities.

It’s true that some health issues may exclude certain policies, but it’s best not to speculate; there’s likely a policy that fits your needs.

• Some insurers, like AAA, offer simplified life insurance — which skips the medical exam.
• Guaranteed issue policies accept most applicants, regardless of health.

Get A Life Insurance Quote

Nothing keeps a child safer in a car than a properly installed car seat. Yet more than two-thirds of all car seats are improperly installed, and just 1 in 5 parents and caregivers seek expert help to install a seat or safely secure a child in that seat, according to new research from AAA and the National Safety Council.

In advance of National Child Passenger Safety Week, Sunday, Sept. 21 through Saturday, Sept. 27, AAA is reminding every parent and caregiver that it is critical to keep young children properly secured in a car seat appropriate for their age, height and weight — and certified experts are available to help.

“Despite their best intentions, many parents and caregivers are transporting children in car seats that won’t perform optimally in a crash due to installation errors or improper use,” said Mark Schieldrop, Senior Spokesperson, AAA Northeast. “Many parents are also moving children from rear-facing to forward-facing too soon, transitioning to booster seats too quickly and stopping child restraint use altogether far too early.”

From 2019 to 2023, more than 3.9 million children ages 11 and under were involved in car crashes, resulting in 516,000 injuries and 2,800 deaths, according to AAA’s analysis of data from the National Highway Traffic Safety Administration. When used properly, child restraints reduce fatalities by 71% for 1-year-olds and younger and by 54% for children ages 1 to 4.

Data from the National Digital Car Seat Check Form reveals that, in 2024:

• 23% of children moved to booster seats too soon.
• 89% of children transitioned to a seat belt too soon.
• 81% of forward-facing car seats were not used correctly.
• 65% of rear-facing car seats were not used correctly.

In Massachusetts, 93% of children transitioned to an adult seat belt too soon, and 22% transitioned to a booster seat too soon.

In New York, 97% of children transitioned to an adult seat belt too soon, and 22% transitioned to a booster seat too soon.

In Rhode Island, 95% of children transitioned to an adult seat belt too soon, and 20% of children transitioned to a booster seat too soon.

For parents with car seats:

• The most common car seat installation error is a seat that’s too loose. If you can wiggle the seat more than an inch in any direction, it’s too loose. A properly installed seat should be rigid in-place.
• Remember that booster seats are needed for children who’ve outgrown a car seat but aren’t tall enough to sit with their feet flat on the floor. If the seat belt crosses their neck, they need a booster seat to prevent serious injuries — even in minor crashes.
• Children should remain rear-facing for as long as possible, at least until age 2.
• To ensure proper installation, review the car seat owner’s manual and visit the manufacturer’s website, which often features helpful video instructions.
• Seek help from a certified child passenger safety technician and/or attend a car seat check event.

AAA Northeast is a not-for-profit auto club with offices in Rhode Island, Massachusetts, Connecticut, New Jersey, New Hampshire and New York, providing nearly 6.8 million local AAA members with travel, insurance, finance and auto-related services.

Being pregnant or the parent of a newborn child can be stressful. There are so many important things to think about when it comes to keeping your little one safe. Car seat safety is one thing you want to make sure to get right. After all, when used correctly, an estimated 325 children under age 5 are saved by car seats in a year, according to the National Highway Traffic Safety Administration (NHTSA).

Car crashes are a leading safety issue facing children, yet car seat misuse is more common than you might think. Almost 71% of all car seats inspected by Child Passenger Safety Technicians in 2024 were improperly installed and used, according to the latest research from the National Digital Car Seat Check Form database.

To ensure your safety and that of your newborn, follow these car seat safety tips from AAA’s safety experts.

Car Safety During Pregnancy

• Seats belts reduce traffic fatalities of front-seat passengers by 45%. Though it may get more uncomfortable as your belly grows, always wear your seat belt when driving or riding in a car.
• Buckle up correctly. The lap belt should go under your belly and fit securely across your hips. The shoulder belt should be across your shoulder and away from your neck. The seat belt height adjuster can be moved up or down for a better fit.
• If you are driving … Keep your belly as far away as possible from the steering wheel, while still being able to reach the pedals comfortably. Also ensure the seat is adjusted so you can see well and can sit up straight.
• Ensure the airbags are on. Airbags help keep you and the baby safe in the event of a crash. Seat belts and airbags work together to minimize the impact of the crash.
• If you are in a crash … It is important to seek care immediately even if you think you are not injured.

Shopping for a Car Seat

One of the biggest stressors for new parents is purchasing and installing a car seat. Do your research, but don’t agonize over your choice. Every seat on the market is crash tested to meet federal safety standards. If used properly, they will protect your child in the event of a collision.

No matter your budget, all car seats (purchased new) are guaranteed to protect your most precious cargo. A more expensive seat may have enhanced comfort and cosmetic features, but the best car seat is one that is installed and used correctly every time. NHTSA offers ease-of-use ratings and a car seat finder tool to help you shop.

If you buy a new car seat online, make sure you are buying it from the manufacturer or a known retailer, and verify the site. Better yet, consider purchasing it in person from a trusted retailer to avoid unknowingly buying a counterfeit car seat.

Types of Car Seats

The most common seat that new parents will use is a rear-facing only infant seat. These seats typically accommodate a child between 30-to-35 pounds.

Once the child has outgrown their infant seat by length or weight, a convertible car seat installed rear-facing is the next step. A convertible-style car seat can be installed front or rear-facing to accommodate the needs of your growing child.

The American Academy of Pediatrics recommends children ride rear-facing as long as possible, until they reach the height and weight limit for a particular seat. Parents should be aware of their state’s law regarding car seat safety, which may also mandate how long children must remain rear-facing in their convertible seat before riding in the forward-facing position. Most convertible seats can be used in the rear-facing position with children up to 40-50 pounds.

Car Seat Installation Help

There are three common mistakes when it comes to installing and using car seats, according to the National Digital Car Seat Check Form.

• The car seat installation is too loose.
• Failure to use the tether when installing a forward-facing car seat with either the lower anchors or seat belt.
• Not sufficiently tightening the harness when securing a child in a car seat.

Another issue is that children often are moved out of an age-appropriate car seat before it is safe for them to transition.

The safest and most effective car seat is one that is installed properly. Always read your car seat manual and check if the manufacturer provides video instructions for installation. If you need help, talk to a certified Child Passenger Safety Technician. They are trained not only to install your car seat, but to teach you how to do it yourself.

Extra Padding

Harness covers, plush padding and other after-market products might be tempting to add to baby seats, but unless the additional accoutrements were crash tested, there is no guarantee they won’t affect the function of the seat in the event of a collision. The same goes for mirrors and sunshades. At high speeds, these objects may dislodge and become dangerous projectiles that can injure your child or other occupants in the vehicle.

Registering a Car Seat

Register your car seat by filling in and sending in the postmarked card attached with your seat or go to the manufacturer’s website to register your seat virtually. If you do not register your car seat, you may miss important recall information from the manufacturer that could impact the safety of your child.

Used Car Seats

Most child passenger safety experts agree that used car seats should not be purchased. Because you cannot guarantee the history of the seat, you also cannot guarantee that it is safe.

A used seat is only an acceptable choice if it meets the following criteria:

• You know the history of the seat (it comes from a trusted source).
• You can guarantee it hasn’t been involved in a collision.
• It shows no signs of damage to the frame or harness.
• It is not expired or recalled.

If you have questions about a used car seat, consult a Child Passenger Safety Technician for guidance.

Flying with a car seat? Check out these tips and tricks first.

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Find a Child Passenger Safety Technician near you.

Latin Americans have been blazing trails in the automotive world for more than a century, both figuratively and literally. While most of them may not be household names, they have all crossed finish lines no one could have predicted and inspired future innovators.

From a glass-ceiling shattering businesswoman steering the car industry to an engineer bringing passenger cars to the people, their tales of passion, pride and grit are journeys worth celebrating.

Read this article in Spanish.

Juan Alberto Grieve: Engineering Mobility for the Masses

As the 20^th century dawned in Peru, automobiles were not only a great luxury but strictly a foreign affair. Only the very wealthy could afford European imports and they were primarily suited for leisurely city driving. But Peruvian engineer Juan Alberto Grieve had a vision to invent a more democratized personal vehicle that could tackle Peru’s rugged rural terrain.

Having built South America’s first internal combustion engine in 1905 and formed Lima’s first auto club a year later, Grieve was well suited for his calling. In 1908, he introduced his namesake, the first automobile designed and constructed on the continent (pictured above) — and sold it for half the price of a comparable European model. Sadly, his entrepreneurial spirit was crushed by Peru’s president, who thought cars only should be made in “advanced” countries. But the Grieve remains a historical touchstone in Latin America’s love for the automobile.

Tatiana Calderón: Racing to the Top

Colombian Tatiana Calderón hit the racing circuit in 2002 at the tender age of nine, born to a family of car dealers. Blowing through one of many stop signs on her career path, she went on to become the first female national go-kart champion in both the United States and Colombia. Since these early triumphs, this driver has never reversed course. Her long list of accolades in the world of racing and test driving continues to grow, as do the makes and models she’s hired to pilot. In 2018, Calderón became the first Latina to officially drive a current Formula One car.

Patricia Salas-Pineda: Powering the Auto Industry

Patricia Salas-Pineda has been a trailblazer in all stages of her 30-year career in the automotive industry. She also has worked tirelessly to expand a Latin American presence at the top echelons of U.S. business. A native Californian with a law degree from UC Berkeley, in 1984 she joined the fledgling New United Motor Manufacturing company and helped build it into a $4.5 billion auto plant. She then became group vice-president and general counsel at Toyota North America and its highest-ranking Latina executive. Before retiring in 2016, she served three years heading up the Hispanic Business Strategy Group. Since then, she has served on numerous corporate boards championing Latin American voices in business and beyond.

Gregorio Ramirez Gonzalez: Inventing Made-in-Mexico

Mexican entrepreneur Gregorio Ramirez Gonzalez was born in 1913 to a family of very modest means. After having to end his studies at age 10, he worked at various jobs and eventually opened his own truck trailer shop in 1946. Ingeniously piecing together truck prototypes from scrapped U.S. military vehicles, he introduced a line of rugged heavy trucks. The venture went on to become Mexico’s first auto manufacturing company: Grupo Industrial Ramirez. This major group also produced the first Mexican-made pickups and vans. In 1961, it began making the Rural Ramirez, a small truck that was the country’s first vehicle without foreign parts. Over the years, many joint ventures were signed with giant automakers like General Motors, Ford and Nissan.

Luca Cafici: Reinventing How Cars Are Sold

Following in the footsteps of other Latin American automotive innovators is Argentine entrepreneur Luca Cafici. In 2015, he co-founded tech startup InstaCarro in Sao Paolo, Brazil. It filled a need in the world’s third largest auto market to quickly match people selling used cars with dealers around the country. The digital marketplace grew so popular, especially during the pandemic, that it now boasts that cars can be sold in just a few days.

Ernesto Ancira Jr.: Speaking of Cars …

In 1972, Ernesto Ancira bought a Chevrolet dealership in San Antonio, Texas. In the decades since, he has grown Ancira Auto Group into a small empire that lays claim to multiple firsts in the United States: the first Hispanic dealership group, the first Spanish-speaking dealership and the first minority-owned dealership. It now has more than 700 employees working at a chain of 14 locations selling 11 major car brands. Ancira still sits at the helm while one of his five daughters, April Ancira, serves as vice president. The family enterprise is an inspiring story in America’s contemporary Latin American community.

Federico José María (Fred) Ronstadt: Yes, That Ronstadt

Federico José María (Fred) Ronstadt was born in Sonora, Mexico, to a Mexican mother and a German immigrant father. He moved to Tucson, Ariz., in 1882 to learn blacksmithing and opened the F. Ronstadt Wagon and Carriage Co. building wagons, buggies, harnesses and saddles. When automobiles came along in the early 1900s, he opened an Oldsmobile dealership and was instrumental in introducing automobiles to southern Arizona. An amateur musician as well, his granddaughter Linda Ronstadt is a well-known singer.

Which of these automotive innovators were you most interested to learn about? Tell us in the comments. 

This article has been updated and republished from a previous version.

Whether you are delivering, retrieving or visiting your out-of-town college student, you want a convenient place to stay with homey amenities, so you can maximize your time with your child and not have to go looking for a place with coffee and free Wi-Fi.

Wyndham Hotels & Resorts are a college town staple, with many hotels offering amenities like complimentary breakfast, fitness centers, and convenient transportation access.

Explore top picks in these college towns.

La Quinta Inn & Suites by Wyndham Tuscaloosa University

3920 McFarland Blvd. E, Tuscaloosa, Ala.

Just minutes from the University of Alabama, this home-away-from-home offers free hot breakfast, free Wi-Fi and a seasonal outdoor pool. Get your daily workout in at the fitness center and find all you need to touch base with work in the business center. Before dropping off your scholar, spend family time exploring the Mercedes-Benz Visitor Center, including the manufacturing complex, or pick up last-minute dorm room essentials at the University Mall. Then, savor an evening stroll on the Tuscaloosa Riverwalk and dinner at one of numerous area restaurants. Roll Tide!

Days Inn by Wyndham Penn State

1274 N Atherton Street, State College, Pa.

Enjoy your stay in Nittany Lions’ country at the Days Inn by Wyndham Penn State, located just two miles from the Penn State University campus. If you are flying, the hotel is seven miles from University Park Airport (SCE). You can also take advantage of the hotel’s onsite car rental station. Kick off your day in this completely smoke-free hotel with a workout at the gym, then grab a complimentary breakfast and catch up on laundry or work if necessary. When it’s time to explore, don’t miss the Palmer Museum of Art, the Penn State All-Sports Museum, The Arboretum at Penn State and the Millbrook Marsh Nature Center. Pets under 50 pounds are welcome for an additional fee, so there’s no need to get a sitter for your furry family members.

AmericInn by Wyndham Madison South

101 West Broadway, Monona, Wis.

If you are a University of Wisconsin-Madison fan or parent, get cozy here while visiting your student or taking in a Badgers football game at Camp Randall Stadium. Or attend a theater performance or art show on campus and explore Madison’s State Street, which is filled with unique shops and enticing restaurants. Maybe a round of golf is what you need. For something more rustic, take a hike and get acquainted with the natural world at the Aldo Leopold Nature Center. After your excursions, relax in the indoor pool, hot tub and sauna or kick back with a beverage and family and friends in the fireside lounge.

Wyndham Boston Beacon Hill

5 Blossom Street, Boston, Mass.

Teeming with colleges and culture, no one can visit Boston even for a day or two and not experience the city. Set in the heart of Boston, the hotel offers stunning water views from its sun deck, a full-service restaurant and bar, on-site parking and a hot breakfast. Located less than half a mile from Suffolk University and a short drive from Harvard University and Massachusetts Institute of Technology (MIT), the hotel is convenient for parents and students and is within walking distance of popular attractions. Step outside and stroll along Beacon Hill’s vintage gas-lit streets and brick sidewalks. Easy access to the trolley and Longfellow Bridge also make exploration a breeze. Make sure to see Faneuil Hall and Quincy Market, the U.S.S Constitution and the New England Aquarium, among other sights.

Wyndham Garden Chinatown, New York City

93 Bowery, New York, N.Y.

If you are lucky enough to have a child attending college in New York City, then you have the perfect opportunity to stay in this AAA Three Diamond designated hotel in Chinatown and explore lower Manhattan. Located just a five-minute drive from New York University (NYU) and within walking distance of Empire State College, it’s also near subway stations. This pet-friendly hotel is a short stroll from Little Italy, Soho and a myriad of restaurants and shops. If you don’t feel like venturing out for food, try the hotel’s Bowery Beer Garden or the Shinka Ramen and Sake Bar. Guests who pay an additional facility fee can sit down to a full breakfast daily. Work out in the hotel gym and when you’re done, enjoy unparalleled city views from rooms with floor-to-ceiling windows or balconies. Access to a parking garage is also available.

Explore Wyndham Hotels & Resort’s locations worldwide. AAA members save 10% or more on hotel stays. *** Book now by calling 800-789-4103 and mention you are a AAA member or visit WyndhamHotels.com/AAA.

*Additional pet fee may be charged

**Additional valet fee may be charged

***Restrictions apply.

Ticketed after-hours events are some of the best ways to experience Walt Disney World, especially the Magic Kingdom. With a limited number of guests admitted, you can experience short wait times on the rides, rare character meet-and-greets and unique entertainment offerings. It’s a guaranteed ticket to a good time, but perhaps the most beloved of these events is the seasonal Mickey’s Not-So-Scary Halloween Party.*

This can’t-miss party is held on select nights at Magic Kingdom from mid-August through Halloween. It lasts from 7 p.m. to midnight, though party guests can use their ticket to enter the park as early as 4 p.m.

Save on your next Disney vacation with AAA Tickets.

The Vibe

You’re walking along Main Street in costume, and suddenly hear the hoofbeats of the Headless Horseman. This isn’t any normal after-hours event, this is Mickey’s Not-So-Scary Halloween Party!

During Not-So-Scary, the Magic Kingdom transforms into a Halloween hotspot, featuring autumnal decorations, special attraction overlays and a spooky soundtrack. The guests transform, too! Everyone is allowed to dress up in costume for the Halloween fun, within reason. You still have to follow the park dress code rules. For my latest visit, I dressed as Peter Pan (if Peter Pan wore orthopedic sandals). I had a great time, even when people asked if I was dressed up as the fox from Robin Hood.

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The Candy

Do you have some little monsters (or big monsters) looking for trick-or-treat opportunities? Guests of all ages can trick-or-treat at 17 treat stations scattered throughout the park. Treat bags are provided, including teal treat bags for guests with food allergies.

Cast members dressed in festive Halloween-themed costumes will shovel treats liberally, so there’s no need to visit every treat station unless you’re a trick-or-treat completionist.

The Characters

Character meet-and-greets are some of the most popular attractions at Mickey’s Not-So-Scary Halloween Party, since it features characters that are rarely seen in the parks. The line to meet Jack and Sally from “Nightmare Before Christmas” is usually the longest of the night. If you absolutely can’t miss seeing them, I would recommend lining up as early as possible.

Other characters may include Mirabel and Bruno, the Queen of Hearts, the Country Bears, the ugly stepsisters, Jack Sparrow, Genie and more. You could even see Stitch all dressed up in his Elvis attire.

@aaa_northeast

T-R-I-C-K-OR-TREAT at Mickey’s Not So Scary Halloween Party on select nights through Oct. 31! 🎃 Link in bio for exclusive savings! 🔗 . . . . #disney #disneyworld #halloween #halloweenparty #october #trickortreat #mickey #mickeymouse #disneylover #disneyadult #magickingdom #disneyaddict #disneylife

♬ original sound – AAA Northeast

The Entertainment

In my opinion, this is the top reason to attend the Halloween party. They pull out all the stops for the entertainment around the park, and there’s something for everyone.

Boo! Mickey’s Boo-To-You Halloween Parade is so fun, it’s scary. It features floating ballroom ghosts from the Haunted Mansion, a cadre of menacing villains, happy-go-lucky gravediggers, donkeys from Pleasure Island, Mickey and friends in Halloween costumes, racers from Sugar Rush and so much more. The harbinger of the parade, the Headless Horseman, charges down the parade route to signal it’s coming, like a spooky Paul Revere.

The millennials have won the culture war, and “Hocus Pocus” is now a campy Halloween classic. The Hocus Pocus Villain Spelltacular is a show that takes place in front of Cinderella Castle, starring Sarah, Mary and Winnifred Sanderson. The wicked Sanderson sisters conjure legendary villains, sing some “Hocus Pocus” hits and command the audience to dance the night away. It’s an absolute delight.

The Magic Kingdom’s famous fireworks get a Halloween update for Disney’s Not-So-Spooky Spectacular, featuring projections, special effects and dazzling fireworks that could wake the dead. Jack Skellington hosts this show, and you might even see his loyal ghost dog, Zero, fly through the sky.

There’s also some ghoulishly delightful atmosphere to add to the night’s thrills and chills. In Frontierland, it’s possible you’ll run into the Cadaver Dans Barbershop Quartet or the Haunted Mansion’s hitchhiking ghosts themselves. Liberty Square is also welcoming some ghostly figures from regions beyond. In Adventureland, you’ll encounter the pirate band the Rusty Cutlass, who play nautical favorites from the Disney canon. You can also find Disney Channel favorites in Tomorrowland, like the DescenDANCE Party and the Disney Jr. Jam.

The Extras

There are some perks to being a party guest. You can purchase exclusive merchandise and snacks that aren’t sold during regular park hours. You can get on rides without much of a wait. And you can also get a chance to get on some popular new attractions without worrying about Lightning Lanes.

There’s always something new and exciting happening at Walt Disney World. To help you navigate your next trip, AAA has travel advisors who specialize in Disney vacations. It’s their job to stay on top of all the latest happenings and help you plan.

Reach out to one of our “magic makers”!

Have you been to Mickey’s Not-So-Scary Halloween Party? Tell us about it in the comments below.

*Sold out for 2025.

This article has been updated and republished from a previous version.

Nov. 14 is Ruby Bridges Walk to School Day, a student-led movement started by AAA School Safety Patrollers in 2018. 

The annual walk and day of dialogue honors Ruby Bridges, who became a civil rights icon on her first day of first grade on Nov. 14, 1960. Six-year-old Ruby was one of the first Black children to integrate an all-white school in Louisiana. Images of her brave and historic walk to school, guarded by federal marshals, and a famous illustration by Norman Rockwell are widely recognized and have become symbolic of the civil rights movement.

More than 60 years later, Ruby’s vision has inspired a new generation to end racism and all forms of bullying, one step at a time.

The idea for Ruby Bridges Walk to School Day stemmed from fifth graders at Martin Elementary School in San Francisco, who sparked the movement. AAA partnered with the Ruby Bridges Foundation in 2022, and the event has continued to grow. In 2024, there were more than 700,000 participants across the country and three international locations.

Join AAA Northeast and communities across the country for the annual walk — participation is free! Click here to register your school and access teaching resources.

AAA also encourages people to wear purple that day in support of the Ruby Bridges Foundation.

A Meaningful Tradition

The Prospect Park School District in New Jersey was one of the first to participate in Ruby Bridges Walk to School Day in 2022.

“It’s a meaningful, community-wide learning experience that elevates anti-racism, youth empowerment and safety,” said Dr. Tyeshia A. Reels, who led the district’s involvement while serving as superintendent and principal.

In 2023, Ruby Bridges visited the district and inspired students and staff with her story. At the event, assemblywoman Shavonda Sumter pledged to pursue legislation to designate Nov. 14 Ruby Bridges Walk to School Day in New Jersey — and in 2024, it passed in the senate.

Below, New Jersey Sen. Angela V. McKnight puts in her vote:

Sen. Kevin Parker — who attended the 2024 Walk to School Day event at Brooklyn P.S. 198 alongside Ruby Bridges — introduced a similar resolution in New York, which was officially adopted by the state Senate earlier this year.

To help other schools get involved, Reels suggests identifying a school or district lead and engaging community partners, such as the PTA, local officials and law enforcement.

“Register through the official event site, prepare age-appropriate learning activities, plan safe walking routes and visibility, including signage, shirts and banners, and conclude with reflection and the next steps for continued learning,” she said.

“And if you are ever able to host Ruby Bridges in person, do it,” Reels added. “Your staff and students will not be the same. Her delivery is powerful and deeply impactful. Several of my teachers — each with more than 20 years in education — shared that it was the most profound moment of their careers.”

Sign up your school!

When we first entered the San Giacomo dell’Orio Square, we smiled at the images of Venetian life in front of us.

Local kids were playing soccer on one side of the square, while Venetians of varying ages were sitting on benches chatting with each other. Steps away, a small grocery store was busy with customers, as was a fruit and vegetable store bursting with the colors of the produce displayed outside its doors. Restaurants dotted the courtyard and a gelateria was also close by.

Hotel Aquarius Venice blended into the square with only the word Aquarius posted outside to let us know we had arrived at our temporary home. And what a home it was.

Book a stay at Hotel Aquarius Venice.

Sleeping in an Authentic Venetian Palace

Set in the Santa Croce district, Hotel Aquarius Venice is away from the city’s busy main tourist area and housed within the historic palace, Pemma-Zambelli, which dates to the 15^th century.

Part of Ascend Collection Hotels, a AAA partner, it seamlessly blends modern amenities with many of the architectural and artistic treasures of the original building and design touches of local craftsmen and artists.

We were in awe of the truly stunning large Murano glass chandeliers in guest rooms and public rooms. Our guest room — one of 28 in differing in size and style — was large, with a king bed, brick walls and an oversize bathroom.

Amenities included a flat-screen television, Wi-Fi and air conditioning. A variety of guest rooms include family suites with sofa beds to cater to four guests. Plus, there are five Aquarius apartments, with a separate entrance, for those traveling with an extended family or group of friends. The entire hotel is smoke free.

AAA members get exclusive savings and perks at all Choice Hotel Brands.

Venetian Hospitality

The sense of place and warmth that we felt upon entering the hotel’s square began upon check-in at the 24-hour reception desk and continued throughout our stay. General Manager Luca Chiais proudly shared that everyone who works at the hotel is Venetian.

At the start, the front desk attendant handed us a personal invitation to Fondaco dei Tedeschi, a department store next to the Rialto Bridge. The invitation included priority access to the rooftop terrace boasting an incomparable view of Venice. At check-out, she also personally walked us across the square to the canal where she had prearranged our water taxi for our departure.

The complimentary international breakfast buffet is plentiful and held daily in the hotel’s Salone Zambelli. This lovely room with large windows, frescoes and Murano chandeliers offers an assortment of sweet and savory breakfast items and even prosecco.

Next door, the bar in the beautiful Salone Pemma is open from November to April. Early spring through fall, the bar moves out between the hotel’s inner courtyard and its special hidden garden. Dates for the lounge bar in the courtyard may vary according to the weather and temperature, but the courtyard and garden are open year-round. The Tea Salon in Salone Pemma is open from 7:30 a.m. until midnight for relaxation, tea and coffee.

Guests can enjoy additional hotel amenities, including a fitness center and a massage room, which must be booked at least five days in advance.

Convenience  

Hotel Aquarius Venice is located between the Santa Lucia railway station and the Rialto Bridge, only a 10- to 15-minute walk from both. A few minutes’ walk takes you to the waterbus stop of Riva di Biasio and San Stae.

It is a 30-minute private water taxi ride from Venice Marco Polo Airport and about 20 minutes via private water taxi to Venice’s port for those looking for a pre- or post-cruise stay. There is also public water transportation to both.

An ideal base for exploring the City of Canals, the walk to the Rialto Bridge meanders along local streets that you may miss if you were to stay only in the main tourist area. Here, along these narrow streets, we found small shops selling handmade jewelry and other items, as well as a choice of trattoria and osterias. We passed over bridges and small canals, even spying a gondola or two. Signs conveniently led our way to the Rialto Bridge through the winding maze that is Venice.

There is plenty of shopping at the Rialto Bridge, as well as the iconic view of the Grand Canal. Though you may not be able to pack your own Murano glass chandelier like those found at Hotel Aquarius Venice, there are other options for purchase, like glassware and easy-to-pack earrings. Continue to walk another 10 minutes past the Rialto Bridge to Piazza San Marco, the main square for major people watching and Basilica San Marco.

Start planning your Italy vacation with a AAA travel advisor.

Featured image: Courtesy of Choice Hotels

Q.  I have a Toyota Tacoma that has a problem, the battery goes dead, eventually. The shop thought a parasitic drain, but after doing some testing after about 20 minutes any drain is gone. They suggested a new battery and alternator. The battery because this one has died a few times in the last month. The alternator because it did not seem right. I replaced both myself and now eight weeks later, dead battery. Any thoughts on this?

A.  It certainly sounds like the shop was headed in the right direction. If this were my car I would look for a voltage drop. Measure the charging voltage at the alternator, then at the battery, those numbers should be almost identical. If not start looking for corrosion at the power and ground wires. A tight but dirty ground connection can limit charging and over time allow the battery to discharge to the point the car will not start.

Q. This may be a silly/dumb question. I watch a lot of YouTube videos on car repair, and I have heard several of the hosts talk about letting the smoke out when testing electronics. What does that mean?

A. That is an old expression. It comes from the idea that all electronics run on smoke and when you let the smoke out the part does not work. Well, the components do not have smoke in them, but if you short out an electrical component, it will overheat and burn/smoke. A functional part that has been tested improperly can short out and fail, because you let the smoke out. By the way, the only dumb question is the one you did not ask.

Q. I took my 2020 Subaru Forester into my Subaru service center for an oil change and ‘free’ battery check. They advised I not only needed a new/improved battery, but that the new/improved battery is larger and requires a larger pan. The cost is $515. They also mentioned that this battery improvement was because of the stop/start feature. (A feature everyone I know hates.) Is this for real? I never received notice about this change in battery and wonder why I am footing the bill for Subaru’s upgrade. The car has 17,800 miles. While I was unable to drive earlier this year, the battery did die due to non-use. I had it jump-started and then checked at AutoZone. It has been fine since then although I only drive every few days, short distances.

A. At five years old the battery is likely at the end of its useful life. There was a technical service bulletin, but no recall on this issue. Also, there was a class action against Subaru but that has passed although there is free battery testing and part of the settlement. At this point if you intend on keeping the car, it makes sense to replace the battery, tray, and hold-down bracket. Now certainly since you have had no problems up to this point you could just replace the battery with the same one that is in the car now and got you five years of mostly trouble-free service.

Q.  I have a 2014 Jeep Cherokee, and a light came on “service emergency brake”. I brought it to the dealer and was told the problem was the module and connector. The cause according to service department was I had water in the trunk. They said they could bring in a person that finds water leaks starting at $400. I refused this and all they did was replace the module and connector for $1763.00 which includes labor. Since I got the Jeep back, I have never had any leaks going through the car wash or with heavy rain downpours. What is your opinion on this? In my opinion this sounds like a scam to bring in a water leak checker.

A. This is a fairly common issue with this module to the point Jeep came out with a technical service bulletin number 08-060-16. In the bulletin it states to replace EPB (electronic parking brake module and connector and look for corrosion at the connectors. The most common leaks are from a body seam where the seam sealer compound failed or if the car has a sunroof a possible clogged drain. A very slight leak over 11 years would only show up as moisture/dampness and not a puddle.

Q. Not really a question but a comment. I have been reading your column for what seems like decades. In some of your answers you encourage readers to do some minor repairs themselves. Recently I was at the Subaru dealer, and they suggested I replace the cabin air filter for $99. I remember you said in many cars it is quite easy to do. I went home did a little research, purchased a high-quality filter, and replaced it myself for $15. Thank you for all the information you have provided over the years.

A. Yes, some repairs can be simple and, in your case, saved you nearly $85. Other repairs can be more complicated but with labor costs in some cases over $250 per hour, a little research and effort can certainly help keep money in your pocket.

Q. I recently purchased my 2021 Subaru Outback when my 42-month lease ended. I currently have just over 23,000 miles. The dealership provides free state inspections for as long as you lease or own the vehicle, and they also inspect all vehicle systems beyond what is required. My gas mileage is exactly what it has been since I first took delivery, namely 23.8 mpg in local driving and 38.5 mpg on 400-mile road trips. The service advisor told me I would need two services; a differential fluid change and a throttle body cleaning because “the car seems to be running rough.” I asked to see a sample of the differential fluid and it did look a little degraded, so I agreed to do that, although I told him that at $180/differential, given the cost of the fluid, I thought it was overpriced. I also asked to see the throttle body which they provided a video of, and it did have a very light amount of deposits on it. I declined that $369 service. Does that sound reasonable?

A. Some Subaru models can have an excessive amount of carbon buildup in the combustion chamber and Subaru has a procedure to clean up the deposits, which also includes cleaning the throttle body. Generally, this is performed if there is a code, indication misfires. Using the fuel additives and Top-Tier fuel should prevent the issue. I would have also passed on this one. As for the differential service, to perform the service properly takes about an hour per differential. There is no set service interval other than if the fluid has degraded it makes sense to replace it.

Do you have a car question? Email the Car Doctor for a personal reply: jpaul@aaanortheast.com.

Storms are unpredictable, but the more we understand about the language used to describe them, the better we can prepare. Do you know your “watch” from your “warning?” As we head into hurricane season, brush up on storm categories and other storm terms with this helpful explainer.

Storm Categories

How a storm is classified or described in a weather report is rooted in the strength and severity of the wind.

Dating back to the early 1800s and still used today, the Beaufort scale is a wind measurement tool developed to help sailors gather visual cues about the wind from the water. It goes from 0-12, with 0 being Calm (“sea like a mirror”) and 12 being Hurricane (“sea completely white with driving spray.”)

A 10 is officially considered a storm on the Beaufort scale, described as having 55-63 mph winds, big waves, low visibility and a chance of considerable structural damage. A Violent Storm (11) is even more intense.

Hurricanes are categorized using the Saffir-Simpson Hurricane Wind Scale. Ranging from 1 to 5, storm categories are based on a hurricane’s maximum sustained wind speed and estimated potential property damage. While all hurricane-force winds are considered dangerous, categories 3-5 are known as “major” hurricanes.

When you hear major storm terms in the forecast, it’s time to take action to protect your home, car and belongings, and in the worst cases, evacuate from the area. Hurricane-force winds and storm surges can be deadly.

Category 1

Sustained winds of 74-95 mph. Very dangerous. Winds can potentially cause damage to roofs, vinyl siding, gutters and shingles. Large branches may snap and trees may topple. Extensive damage to power lines and poles could result in power outages that may last several days.

Category 2

Sustained winds of 96-110 mph. Extremely dangerous. Major roof and siding damage are possible. Large branches will snap and trees will fall, blocking roads. Near-total power outages are expected and could last weeks.

Category 3

Major. Sustained winds of 111-129 mph. Devastating damage. Winds could cause major damage to homes including roof removal. Trees will be snapped and uprooted, blocking roads. Electricity and water will be unavailable for several days to weeks after storm.

Category 4

Major. Sustained winds of 130-156 mph. Catastrophic damage. Severe damage to homes, with potential to lose most of the roof and/or exterior walls. Most trees will be snapped or uprooted and power poles downed. Power outages may last weeks and possibly months. Most of the area could be uninhabitable for weeks or months.

Category 5

Major. Sustained winds of over 157 mph. Catastrophic damage. A high percentage of framed homes will be destroyed with total roof failure and wall collapse. Fallen trees and power poles will isolate residential areas. Power outages can be expected to last for weeks to months. Most of the area will be uninhabitable for weeks or months.

More Storm Terms

Eye/Eyewall

The eye of a storm is its relatively calm center. The eyewall is the dense ring of clouds that surrounds the eye and contains the highest winds.

Doppler

A radar tracking system that sends out energy signals from an antenna to detect the location and velocity of a storm in the atmosphere.

Gale Winds

Sustained surface winds of 39-46 mph, strong enough to create high waves and break twigs off trees. At 47-54 mph, severe gale winds are more powerful and may cause some structural damage.

Named Storm

A storm or other catastrophic weather event that has been identified and named by the U.S. National Weather Service, the U.S. National Hurricane Center or the U.S. National Oceanic and Atmosphere Administration. Since the 1950s, hurricanes and tropical storms have been given names to quickly identify and communicate them.

The naming procedure, established by the World Meteorological Organization, is based on six lists of 21 male and female names on a six-year rotation. The only exceptions to the process are if a storm is so deadly and costly that a future storm of the same name would be inappropriate or if more than 21 named storms happen in a season; in these cases, a separate list of names is used.

Storm Surge/Tide

An abnormal rise in sea level that accompanies a tropical storm system. When a storm surge combines with the normal tide, it is called a storm tide.

Singlecell/Multicell/Supercell Thunderstorms

An explanation of common thunderstorms from the National Severe Storms Laboratory:

• Singlecell – Small storms that grow and die within an hour or so. Often experienced on hot summer afternoons, they produce heavy rain and lightning.
• Multicell – This system could last for many hours and has the potential to produce hail, strong winds, brief tornados and/or flooding.
• Supercell – A long-lived (greater than 1 hour) storm that is tilted and rotating. It can grow as large as 10 miles in diameter and up to 50,000 feet tall. It only needs to be present for 20 to 60 minutes before a tornado could form. Most large and violent tornadoes come from supercells.

Squall Storm

A group of storms arranged in a line that can be hundreds of miles long, but typically are not very wide. High wind, heavy rain and snow are signatures of these types of storms, which tend to pass quickly.

Tropical Storm

A rotating, low-pressure weather system that originates over warm, tropical oceans with maximum sustained surface winds of 39-74 mph. Once winds exceed 74 mph, it is a hurricane.

Watch/Warning/Advisory

While they sound similar, each of these storm alerts means something completely different. Here is how the U.S. National Weather Service breaks them down:

• Advisory – Issued when hazardous weather is occurring, imminent or likely. Used for less-severe weather conditions where caution is advised.
• Watch – A weather threat is possible within 48 hours. Issued when the risk of a hazardous weather event has increased significantly, but exactly when or where it will happen is still uncertain. A watch is intended to provide enough lead time to start thinking about a plan of action or begin executing it if needed.
• Warning – A weather threat is expected within 36 hours or less. Issued when hazardous weather is occurring, imminent or likely. Conditions pose a threat to life or property. People in the path of the storm should take protective action.

Want to stay on top of local weather alerts? Download the Federal Emergency Management Agency’s mobile app for real-time notifications from the U.S. National Weather Service.

Storm Insurance Coverage

As catastrophic storms started to become more common, insurers in many coastal states began to sell homeowners insurance policies with hurricane deductibles. In the Northeast, this includes Connecticut, Massachusetts, New Jersey, New York and Rhode Island.

Hurricane deductibles are usually stated as percentage deductibles of your home’s insured value (often referred to as Coverage A on your homeowners policy) and normally range from 1% to 5%. This is the amount you would be responsible for before coverage would kick in and typically applies only when the storm has been categorized as a hurricane. While 1% to 5% may not sound like much, homeowners should do the math with their agent to fully understand how much they’re self-insuring for. Refer to your policy or speak to your agent to learn about the exact percentage of your hurricane deductible.

Insurance carriers may also offer windstorm, named storm and catastrophe deductibles, but keep in mind that your homeowners policy or any kind of storm coverage does not include flood damage. Flood insurance is a separate policy that must be purchased on its own.

Adding extra wind, flood or storm coverages to your policy may be worth it for you, or even necessary, depending on where you live. In high-risk coastal areas, the state government or mortgage lenders will likely require it.

Food spoilage coverage is something else to consider ahead of the next big storm. Losses related to power outages are one of the most common insurance claims during hurricane season. Food spoilage coverage may take care of the cost to replace the items in your fridge if your power goes out for a prolonged period.

Your homeowners policy will usually cover loss or damage caused by falling trees on your property due to strong storm winds. But what about protecting your car? Storm damage to your vehicle is covered as long as you have comprehensive insurance on your auto policy. Learn more about how to deal with trees in a storm. 

Get A Home Insurance Quote

This article has been updated and republished from a previous version.

While winter blend gasoline begins to reach the Northeast wholesale market this week, fuel distributors have been clearing out supplies of summer blend gasoline over the past few weeks. As more domestic refining capacity has converted to producing winter fuel, summer blend has traded at a premium as its supply has dwindled. The effect has been a notable rise in gas prices across the Northeast, with prices in September reaching levels not seen through most of the summer.

Gasoline prices have also faced pressure from higher oil prices caused by rising geopolitical tensions in the Middle East, and new reports that Western nations could increase sanctions on Russian energy exports after Russian drones entered Polish airspace last week.

The uptick in gas prices has been tempered by weekly supply and demand data from the Energy Information Administration (EIA) that showed a 1.5-million-barrel jump in inventories, snapping a seven-week stretch of declines. Demand fell more than 600,000 barrels a day from the prior week to 8.5 million barrels a day, which isn’t all that unusual for a week in September, but well below the 9.2 million barrels a day produced by domestic refiners.

“The switch to winter blend fuel, declining seasonal demand and growing inventories could effectively pump the brakes on recent price increases at the pump,” said Mark Schieldrop, senior spokesperson for AAA Northeast.

AAA Northeast’s Sept. 15 survey of fuel prices found the current national average down 2 cents from last week ($3.19), averaging $3.17 per gallon. Today’s national average price is 2 cents higher than month ago ($3.15) and 3 cents lower than this day last year ($3.20).

Region	Current Price*	One Week Ago	One Month Ago	One Year Ago
Massachusetts	$3.12	$3.12	$3.05	$3.20
Rhode Island	$3.15	$3.15	$3.03	$3.08
Connecticut	$3.21	$3.20	$3.11	$3.20
New York	$3.25	$3.26	$3.16	$3.36
New Jersey	$3.14	$3.17	$3.03	$3.09

*Prices as of Sept. 15, 2025

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.

Here are some tips to help you get the most out of your puzzle playing experience. Good luck!

Since our members are the root of everything we do, your feedback is important to us. Let us know if you run into any issues while playing, or share your ideas for future puzzles by emailing us.

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EPISODE SUMMARY

Family trips are often less about the destination and more about the connections you forge along the way. In this episode of Merging Into Life, host Kim Rodrigues chats with Nik Kennett of the popular YouTube travel duo Away Together, to discuss the ins and outs of family travel.

Nik shares his experiences with multigenerational travel planning, from his spontaneous travels as a newlywed to orchestrating his parents’ 40th anniversary celebration with a toddler in tow. He offers practical advice for making family vacations more affordable, less stressful and truly memorable.

Together, Kim and Nik discuss leveraging travel points and miles, setting realistic expectations for everyone involved and how traveling with kids — while challenging — can be one of the most rewarding ways to create lasting bonds across generations.

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KEY TAKEAWAYS

• Don’t wait for the perfect time to travel with kids. Embrace the chaos; those “imperfect” moments often become the best memories.
• Pace matters! Family vacation planning is all about building in downtime, planning around naps and bedtimes and being OK with seeing fewer attractions.
• Many family-friendly destinations warmly welcome kids, often making the experience easier and more enjoyable than you might expect.
• Pack smart with tools like lists, packing cubes, laundry stops and a lightweight travel stroller to simplify your journey.
• Travel points and miles are a game changer. Using smart credit card strategies can save families thousands on flights and hotels.
• Remember the bigger picture. The goal isn’t a flawless trip — it’s creating shared experiences that become extraordinary chapters in your family’s multigenerational travel story.

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TRANSCRIPT

[00:00:04] Kim: Some of the best travel memories aren’t really about where you went. They’re about who you were with. It’s the laughter on the long car ride, the slow mornings with your family, the unexpected moments that turn into inside jokes. Family trips can be a little chaotic, sure, but they also give us the opportunity to spend time together, which is something that I have learned to appreciate a lot more recently. I once took a multigenerational trip that will forever stay in my memories. I went with a friend, her two small children, her husband and his parents to Italy. We went in a car. We had no plans. We were driving along, and we found this beautiful beach where we spent time in the water. It was interesting to see life through different lenses, because on one end, I remember when we were walking through the streets, and we ran into this really small parade. It was a street parade, and the 4-year-old thought that it was the coolest thing he had ever seen. He was so excited. And then, on the other hand, I was having many conversations with my friend’s father-in-law, who I think, at the time, must have been in his 60s, and he’s talking to me about his life and the lessons that he’s learned along the way. And I think all of it began to change my perspective on how I was seeing things and how I was seeing life at the time. So, it was interesting.

Hello, and welcome back to Merging Into Life, where we explore how to navigate all of life’s twists and turns with a little more intention and a lot more fun. I’m Kim, and today we’re talking about something that’s both extremely rewarding and a little chaotic: multigenerational travel. If you’ve ever tried to plan a vacation that works for kids, parents and grandparents, you know it’s no small feat. But when it works, it’s unforgettable. Today’s guest is Nik Kennett, one half of YouTube travel duo Away Together, who’s made it his mission to help people travel smarter, lighter and more meaningfully, even with their families in tow. Let’s dive in. Welcome, Nik.

[00:02:21] Nik: Hey Kimberly, so glad to be here.

[00:02:23] Kim: So you and your wife have been traveling together for some time now. So what sparked your love for travel?

[00:02:31] Nik: I think I was around age 15. I got to take a trip to Peru with my dad with this charity he was really involved with. So that was like my first glimpse into another culture. Hey, there’s people that look different than me that live different than me. I got to do a little bit of travel in college through like study abroad and things like that. When I met my wife, we were both getting our master’s degrees. She had never even been on an airplane before. And so, I was determined to kind of show her the world. And so early in our marriage, we started getting these cheap flight deals from email services. I found round-trip tickets from our little regional airport here in Arkansas to Milan, 450 bucks or something like that. And so, that was really where it started. And for us, travel just became like this shared purpose almost, just something we really enjoyed. And we quit our jobs to travel full time. We traveled full time for six months.

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[00:03:30] Kim: How has the shift been for traveling as a couple to now traveling with a child, with your daughter?

[00:03:37] Nik: When we decided to do that big, you know, crazy gap year, sabbatical thing, it was one of the motivations for me. It was like, you know, we’re in this window of time where we don’t have kids yet. Now’s our moment. But now that we have kids, the timing is never perfect. To anyone who thinks, “Oh, once I have kids I can’t travel nearly as much,” my big question would be: What’s holding you back? Because if it’s money, that is a separate kind of conversation, right? But if it’s, hey I’m dreading doing a long flight with a baby or a toddler. If it’s a travel safety kind of thing, I would say you might be creating problems in your mind that, don’t get me wrong, getting a toddler asleep on a long flight is such a fleeting short kind of part of the trip, and the attitude we’ve always tried to embrace is difficult things, trying times, things like that, those make way better memories and stories than when everything was perfect and comfy. We’ve had to make some adjustments traveling with kids, but it’s not been the scary, depressing, no fun kind of thing. I think a lot of people maybe make it out to be in their minds.

[00:04:57] Kim: I feel like what I hear you saying is that there is no perfect moment to travel with your kids, and you don’t necessarily have to wait until they’re older to do it.

[00:05:05] Nik: You know, the saying goes, life is hard, and the response is compared to what? I kind of think the same about traveling with kids. It’s like traveling with kids is so hard. And my response is, well, look, if you’re going to have to be changing diapers and wiping noses anyways, why not do it in Italy?

[00:05:25] Kim: I know that right now you’re currently planning a trip for your parents’ 40th anniversary, which is huge. What has it been like being in charge of the planning of big a multigenerational vacation? Like what’s been the biggest challenge that you’ve had so far in that?

[00:05:40] Nik: One of the challenges has simply been adapting to and understanding everyone’s tastes and preferences. I would say, you know, if someone finds themselves in a similar situation, where maybe they’re planning a multigenerational type of trip, getting on the same page about what is the type of trip everyone is wanting to take, is probably the hardest conversation to have. The immediate follow-up to that is what are everyone’s budget expectations, right? Because I came from the finding cheap flight deals via email world. My baby boomer parents have more money than me. Like they just do. And I think like a lot of people kind of my age would find themselves in a similar situation, so the tastes could be very different. And so, the challenge there is simply can we all take a trip we want to take at a budget we can all agree on?

[00:06:35] Kim: So, we were just talking about challenges. So, now I want to ask you, what is something unique or meaningful about traveling with multiple generations, especially when you’re trying, like you said, to make it work for younger kids, older kids, maybe grandparents as well?

[00:06:53] Nik: To get to see your own kids sort of experience something new and see it through their eyes how they react to it, that is, I think, the most powerful piece. So, more practically, for the grandparents, it’s simply just getting to spend more time with the kids and grandkids. I think, as you age, you just really start to think more about those things. And then, selfishly, pragmatically, for us young parents, honestly, just having an extra set of hands, like they say, many hands make light work, and it is so true. I am such a fan of group travel right now while we’ve got a rambunctious toddler.

[00:07:29] Kim: Yeah, it takes a village, right? I know that traveling with kids obviously changes the pace of your trip a little bit. So, what expectations do you think parents need to adjust to when they’re bringing kids or maybe even grandparents on a trip?

[00:07:47] Nik: I think the biggest adjustment for us has been, No. 1, expectations around attractions. We like to go to museums and try and absorb a lot of info while we’re in a place. It’s not the only thing we do, obviously. But the amount of time we can spend in a museum right now with a 2-year-old, way smaller than when we first started traveling. We’ve gone from, hey, as a couple, we’re going to like three or four different museums to maybe we’re going to one. Now we’re more likely to prioritize that kind of science museum that has some fun interactive stuff for kids. The other thing to think about is around nighttime, nightlife. If you have a kid with you, bedtime is going to come. And so that’s a big part of it. The other things we’ve had to build in is to accommodate for nap time. We’re typically planning to go back in the middle of the day to put our daughter down for a nap. In some of the group travel we’ve done with our daughter, I’ve had to kind of set those expectations with the others that are with us. The only other thing I’ll say on that is, which is quite a bit different than when it was just the two of us, is planning for downtime in general. If we’re taking a 10-day trip, instead of every single day, we’ve got this kind of itinerary, and we’re moving locations every two or three days, we’re trying to just build in more rest days generally, because she needs to be able to run around. We kind of need to be able to relax a little bit more.

[00:09:20] Kim: I wanted to briefly go back to expectations because you said something in one of your videos I thought was really interesting. And you were talking about how sometimes parents can have expectations and maybe some assumptions about a place regarding kids, but that may not be true.

[00:09:40] Nik: My mindset at least, and I think a lot of Americans, go in expecting that people are going to be annoyed you have your kid with you. That just really hasn’t been our experience. I have found most of the places we have been to be just as if not more family friendly than the U.S.A. And what I don’t mean is, oh, because they have way more playgrounds. I don’t mean that, those things are more child focused. What I mean, these places to me have felt more family focused and more like families were a priority. Even when we’re in a restaurant or something, a waiter going out of their way to bring our daughter a dessert on the house or something or try to make her smile. We had a couple of recent experiences. Portugal knocked our socks off in terms of like how kid and family friendly they are there. They love kids. We were in Sintra just outside of Lisbon. It was one of our last days of the trip. And there was just this absolute mob of people waiting to get on a bus. The bus driver saw us. We weren’t anywhere near the front. He parked his bus, got out of his seat, came to the back door of the bus, pulled us out of line and said, “you board first.” He closed the doors behind us. And then, he said, “families are a priority here.”

[00:11:02] Kim: It kind of also goes back to what we were saying about it takes a village and having community. And sometimes that is also people that you don’t know, just people living in that city or the community that already lives there can also be part of your village while you’re traveling.

[00:11:17] Nik: For sure, we met awesome people before we had kids while we were traveling, but I would say we’ve had way more of those kind of kindness of strangers sort of moments with our child. And this is the other reason why people shouldn’t be worried about traveling with kids. It’s one of those irrational fear kind of things. Our species makes children all over the world. You know, there are kids everywhere. If you run out of diapers, you’re going to be able to go get them at the grocery store. It’s the most relatable thing on planet Earth, seeing a parent with their child.

[00:11:55] Kim: Whether you’re heading to the beach, the mountains, or a city escape, your family vacation deserves to be stress-free. Focus on making memories, not managing mishaps. AAA members can purchase Allianz Travel Insurance and get 24-hour multilingual emergency assistance to replace lost tickets and travel documents, help you get access to cash in an emergency or aid during medical and legal emergencies. Visit AAA.com/TravelInsurance for peace of mind for you and your family.

So, let’s talk about some practical tips. When you’re planning a multigenerational trip, where do you suggest someone starting? Should they start with the budget, destination, accommodation?

[00:12:38] Nik: The first place I would start, 100 percent, is aligning on where to go. A common mistake I see when it comes to Europe travel specifically, trying to cram too many destinations in. And there’s that mindset of, well, we’re already taking that long flight. We’re already over there. Why not hit a bunch of, you know, so we got to do London and Paris and Rome and Amsterdam. And that was a big sort of coaching point with my parents. It’s, listen, you are going to have such a better time if we can pick, like, two places or maybe just like one region and then sort of go deep in exploring that. First, is getting clear on where, right? Then, I would ground that very fast in looking at flights. The flights is where it gets reeled. If you can be flexible even by just a day or two, sometimes that can save you hundreds, maybe thousands of dollars. So, you got to appoint kind of a money person in your crew. Once you know the flights, then it gets much easier. You’re setting kind of basic day-by-day flow of, all right, here’s the places we think we’re visiting. And then this is where I tend to hand things off to my wife a lot of times. Like, I’m the big logistics guy. She helps us make the trip fun. What’s a cool experience or tour we could take together. What’s an amazing highlight I would love us to be able to look back on.

[00:14:04] Kim: So since you are more of the analytical guy, what do you look for in accommodation when you’re traveling with multiple generations?

[00:14:16] Nik: Typically, if we’re doing more than just our core family, we’re almost always looking at, hey, could we do a short-term rental with multiple rooms, preferably multiple bathrooms? The problem with hotels, you’re really not hanging out with your group. It’s only when you’re out doing the stuff, but having an apartment, a short-term rental, whatever it is, you have that shared space, right? So, you get to hang out and everybody gets their own bedroom and can have their own private time, but it’s awesome to be able to, especially if you have young kids with you and you need to kind of get in early for bedtime, well, then the adults are hanging out in the living room. Those are some of the great memories on the trip, too. It’s not just in all the photogenic Insta-worthy spots.

[00:15:04] Kim: So let’s talk a little bit about packing. What are your go-to tips for packing efficiently for yourself, for your toddler and also for the whole crew?

[00:15:17] Nik: It’d be four things. The first is make a list. Before even touching your bag, make a detailed list of what you need. I am one of those people that, in the hours leading up to a trip, I’ll start to have these like what ifs creep in. And what I’ve found works great for me, if you’re that kind of person, you could always do a test pack, right? Maybe pack your bag like a week, two weeks before the trip? And then live out of it for a few days. That’s a really fast way to realize, oh, I’m forgetting something or, oh, I haven’t used this at all, right? So, make a list, think about what you’re actually going to need.

And so, then, in terms of how you pack, we’re big on compression packing cubes, group like items together and then compress them down. Packing cubes are a great way to save space. And you don’t even, you don’t have to spend a bunch of money here. Like for years, I used gallon sized Ziploc bags. Those work great too, because you can press all the air out of them. It groups your stuff together.

In terms of nifty hacks, we always plan to have a midway laundry stop on our trip. And to me, like that is one of the ultimate ways to pack less. When I say laundry, people roll their eyes, and they go, “oh, I don’t want to do laundry on my trip.” But here’s the deal, you’re not doing a massive load like you are at home. You didn’t bring that much with you to begin with. If you’ve planned to pack light and do laundry along the way, and if you stay in a rental that has a washer, it is really not that hard to throw a few pieces in the wash in the morning and then hang them up to dry overnight when you’re back in for the day.

A couple of just like toddler specific things, I’ll throw in our travel stroller. And I would say this is probably one of the most important purchases you’ll make. It’s this travel stroller with the touch of one button. It collapses down very kind of flat enough that it can go through the conveyor belt at TSA security. But it is a champ on cobblestones, sidewalks, and it’s really good for, hey, you’re hopping on a train. You’re getting on public transport. We can grab her out of the stroller and then one button, boom, it’s collapsed down, it goes into the luggage area. That is by far our No. 1 recommended travel item.

[00:17:43] Kim: Love that. Thank you so much for sharing those tips. I know that you are a big points and miles guy, and I’ve watched your video of you flying Emirates first class on points and miles, which was awesome. So can you just share with us maybe one or two tips for using rewards to help offset travel costs for big group travel?

[00:18:05] Nik: Well, points and miles were a huge reason we were able to do that. And I was tallying it up not long ago. Points and miles covered about $37,000 in travel experiences during that trip. So, if you know how to redeem well, it can be a huge money saver. In total, points and miles has saved me over $150,000 in travel expenses. So, the really simple version of this is, for anybody listening in disbelief, because I was you a few years ago, you’ve probably already taken a flight or you’ve heard the pitch. Most credit card companies offer some kind of signup bonus, like, 60,000 points, 100,000 points if you spend a certain amount of money in the first few months. That’s not a scam. That’s real, right? So, the trick here is sign up for the card, but don’t go spend a bunch of money on stuff you don’t need. Use that to pay for your actual life expenses. All the points and miles we’ve accumulated has come from paying our bills. Look for opportunities to meet these minimum spends. That is the biggest way you’re going to earn a lot of points.

Learn about AAA Visa Signature^® Credit Cards and how you can take advantage of cash back on travel and everyday purchases and experiences.

[00:19:20] Kim: For someone listening who feels nervous about coordinating a big multigenerational trip, what’s your biggest piece of advice?

[00:19:30] Nik: I would say just begin with the end in mind. Why are you doing this, right? Because it’d probably be easier to travel without your family. Probably the reason someone would be considering doing this is in creating some shared memories. Just know going in something is going to go wrong, right? So, think about that, that shared trial, that shared frustration. With travel being kind of that shared purpose for my wife and I, I would say 75% of the funny stories we recount, we think about is somehow relating to, you remember this crazy thing that happened? There was a quote that really inspired me when we first launched our channel. On your journey through life, make sure your story has at least one extraordinary chapter. I think travel is such a beautiful way to do that. And if you’re trying to write a story that includes your family, includes other loved ones, this is such a powerful kind of like accelerant to creating that possibility for you.

[00:20:30] Kim: I love that. Nik, what’s the best way that our audience can find you?

[00:20:35] Nik: The best way is check us out on YouTube. Our handle is Away Together. That’s really the best place.

[00:20:58] Kim: Thank you Nik for sharing your story with us and for kind of reminding us that you can plan a good trip with toddlers, with teens, with grandparents. So it is possible. So thank you so much.

[00:21:11] Nik: Absolutely. Thank you for having me. It’s really worth it.

[00:21:17] Kim: Big thanks to Nik for showing us that you really can plan a trip that works for toddlers, teens and grandparents without losing your mind. A good trip isn’t just about where you go, it’s about who you go with and how you show up for each other along the way. If this episode helped you rethink your next family trip, leave us a review, share it with someone planning their own reunion, and we’ll catch you next time on Merging Into Life. The views and opinions expressed in this podcast are not necessarily the views of AAA Northeast, AAA and or its affiliates.

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*The views and opinions expressed in this podcast are not necessarily the views of AAA Northeast, AAA and/or its affiliates.

Maybe you have trouble remembering someone’s name right after they’ve introduced themselves, or perhaps it’s a matter of always misplacing your car keys. Everyone forgets things sometimes, but if you want to keep your memory sharp there are a few things you can implement in your daily routine to help.

Quit Multitasking

We all do it — checking our phones during conversations, listening to a podcast while we clean, thinking of tomorrow’s problems instead of concentrating on the task at hand. The truth is, it’s not possible to multitask and still give enough brain power and energy to everything we’re trying to do. Instead of being an economical way to get several things done, multitasking keeps your brain from truly focusing, which can make it hard to retain information. Distractions keep our brains distracted, too. Try dedicating a certain amount of time to a singular task rather than trying to do it all.

Learn a New Skill

Lifelong learning isn’t just a great way to find a new hobby, it’s also a way to keep our brains stimulated. “Traveling, learning new languages, picking up a musical instrument, taking art or cooking classes, doing puzzles, playing board games — all of these things promote the growth of new brain cells and help the brain forge new pathways,” reported Harvard Medical School. Is there something you’ve always wanted to try but haven’t? Maybe now’s the perfect time to start.

Find Community

Depression and stress are two factors that can cause memory loss, and one of the most powerful ways to combat both is engaging in strong interpersonal relationships. Whether it’s between family, friends, a book club, volunteering, or any number of ways to maintain connections with others, creating a community for yourself keeps you involved and active, making it less likely that you’ll develop stressful feelings. Without those feelings, your brain functions better as a whole, including your memory.

Maintain a Healthy Lifestyle

Eating well and staying active are important aspects of any lifestyle, but especially when it comes to improving memory. According to the Alzheimer’s Association, added sugars have been seen to negatively impact memory recall, while exercising three or more times per week has been associated with a 40% to 50% lower risk of dementia, according to Harvard Medical School. In order to reap the benefits of exercising and eating healthily, consistency is key. Even starting small, with one walk per day, can make a difference and will establish a healthy pattern of behavior that you can build upon for years to come.

Practice Mindfulness

Being mindful can mean a few things: Remaining focused on the present moment, holding space for others’ feelings or being aware of your own feelings in regard to the present moment without reacting or elaborating. The practice of being mindful, often referred to as mindful meditation, has been shown to help reduce interference in working memory (the part of the brain that facilitates cognitive functions such as reasoning and problem solving), according to a study by Springer Nature. A 2021 clinical trial conducted by Frontiers also found that meditation improved short-term memory and cognitive function. In other words, being more mindful could help you remember where you left those darn keys.

Use the “Feynman Technique”

Although the Feynman Technique was originally developed as a study tool, it can help with memory recall in life beyond school. The premise is simple: Explain what you’ve learned to an imaginary student who knows nothing about the topic. By teaching in this way, you’re using your brain’s active recall, which helps information sink in and creates new mental connections.

Get Enough Sleep

It’s a given that sleep is important, but when it comes to keeping your memory sharp it’s essential. When we sleep, our brains go through a process called memory consolidation, short-term memories are essentially recategorized into long-term memories. If that process is interrupted or can’t take place, it can negatively affect memory and overall cognitive performance. Try to aim for at least 7 to 9 hours of sleep every night.

How do you keep your memory sharp? Let us know in the comments!

Fall foliage marks the seasonal farewell to summer as deciduous trees transform into a quilted patchwork of vibrant hues, including orange, burgundy and saffron. In the Northeast, where maple-covered hillsides and gently rolling landscapes light up each year, we’re spoiled for choice when it comes brilliant displays.

U.S. national parks are nature’s perfect canvas for fall foliage. You might catch the early color in Maine in late September, then head farther south to Tennessee or North Carolina for peak foliage, which can last well into November.

And if you’re up for a flight, the West offers something different entirely. There you’ll find opportunities to admire alpine forests where golden aspens shimmer and broad valleys glow with color. Many parks offer fall leaf-peeping against a backdrop of snow-dusted peaks, lakes filled with turquoise waters and wide-open spaces.

Whether you’re staying close or venturing farther afield, these national parks offer stunning autumn scenery.

Acadia National Park

Maine

Located along the midcoast of Maine, Acadia is the only national park in New England, making it one of the best places in the country for fall color. Coastal forests meet granite cliffs, and a mix of oaks, maples, birch, ash and beech light up the hillsides. Colors start to change in late September and usually peak in mid-October, when the first frost and the first tour buses tend to arrive.

Cadillac Mountain is a popular sunrise spot, and the paths near Jordan Pond are especially scenic this time of year. Offering everything from quiet nature walks to more challenging hikes, Acadia’s network of trails and carriage roads make it an excellent destination for people of all persuasions to explore.

Shenandoah National Park

Virginia

Just 75 miles west of Washington, D.C., Shenandoah runs along the Blue Ridge Mountains and delivers sweeping fall views from Skyline Drive. The trees begin to change in early October at the highest elevations, with color gradually moving downhill throughout the month. Expect striking golds, reds and russets across the ridgelines.

White-tailed deer are commonly found near roads and trails. You might also spot wild turkeys, black bear and even occasional bobcats before they retreat for winter. Shenandoah also offers both quiet pull offs and longer hikes, depending on how you want to enjoy the season and see the fall foliage at its best and most brilliant.

Great Smoky Mountains National Park

Tennessee/North Carolina

Fall color in the Smokies lasts longer than in many parks. Higher elevations start to turn by mid-September, while deep hollows can stay green until early November. Sugar maples, birch, beech and sweetgum trees all contribute to the vibrant display.

This park is particularly great for a scenic drive. Cades Cove and Newfound Gap Road are two of the most popular routes, especially in mid-October. If you’re up for more activity, you’ll find plenty of trails and the chance to see wildlife like deer, elk and wild turkeys. Just be prepared for crowds, as this is the most visited national park in the country.

Rocky Mountain National Park

Colorado

Aspen trees start to change color in Rocky Mountain National Park as early as late August. By mid-September, the slopes are glowing with golden leaves, especially at higher elevations. The color works its way down the mountains over the next few weeks, which creates an exceptionally long window for viewing the trees at their most beautiful.

Trail Ridge Road and Bear Lake Road are scenic drives through some of the park’s best aspen groves. You might hear elk bugling in the distance as the rutting season reaches its peak. For hikers, the park’s trails pass through alpine meadows and quiet forests before reaching windswept tundra near the Continental Divide.

Glacier National Park

Montana

Fall arrives early in Glacier. Color usually peaks by mid-to-late September, especially in the aspen and larch groves that dot the lower valleys. Higher elevations may close early due to snow, but scenic roads like Going-to-the-Sun and Two Medicine stay open long enough for fall visitors to catch the show.

Lakes reflect the changing leaves, and wildlife becomes more active as the days grow shorter. You might see elk, bighorn sheep or even bears preparing for winter. If you go, be sure to pack warm layers, as the weather changes rapidly in this million-acre park, carved by glaciers and all lit up with autumn gold.

Plan your national park vacation with a AAA travel advisor.

Have you ever visited a national park in the fall? Tell us about it in the comments below.

When our cat, Charlie, suddenly got sick, my husband and I were frantic.

Besides having no interest in sprinting down the hallway for treats (highly unusual in itself), Charlie was lethargic and hiding away. What did this mean? What was going on, and what should we do? Being only 6 years old, he’d never had a health scare before, and we were woefully unprepared. After many panicky phone calls, we were finally able to get him in to see an available vet.

Diagnosis: Tummy ache.

Cost: $600. No insurance. No financing options.

Although we were relieved Charlie would be OK, the worry and stress we experienced could have been avoided — or at least diminished — if we had a prior plan in place. Don’t make our mistake; read on to learn what to do in a pet emergency and how you can prepare for the unexpected when it comes to your best friend’s health.

Immediate First Steps in a Pet Emergency

• Stay calm and assess. If your pet seems sick or has had an accident, your initial reaction should be to stay calm. Hard as it may be, staying calm is imperative, as panicking can hinder your ability to make rational decisions. Begin to quickly assess your pet’s condition to determine if the situation is critical. Look for signs like difficulty breathing, excessive bleeding or unconsciousness.
• Seek veterinary care. If your pet is in severe distress or showing critical symptoms, contact your veterinarian or an emergency animal clinic right away.
• Know basic first aid. Familiarize yourself with first aid for pets, such as how to perform CPR or apply pressure to a bleeding wound. These skills won’t substitute veterinary care but could be crucial in stabilizing your pet until you can get them to a professional for further help.
• Transport your pet safely. Use a carrier to transport your pet to minimize any movement and prevent further injury. Try making them as comfortable as possible with blankets, treats or favorite toys. Of course, drive carefully.
• Monitor and document symptoms. Keep a detailed record of your pet’s symptoms including when they began and any changes in behavior. This information helps the veterinarian better diagnose and treat the condition.

Does Having Pet Insurance Help in an Emergency?

“Anyone with a pet can benefit from the peace of mind and financial freedom provided by pet insurance,” said Ashley Kehew, director of insurance sales with AAA Northeast. “Depending on the pet insurance you have, it can help provide financial protection for emergencies and for regular vet visits. Pet parents can choose the best care for their furry friend rather than what is most affordable.”

Specialized care treatments or advanced tests that could be crucial for your pet’s health are more accessible with pet insurance.

“Pet emergencies, while unpredictable, are almost inevitable and extremely costly,” said Kehew. “You can’t put a price on the peace of mind that comes from knowing you can afford to give your pet the best of care with the help of pet insurance.”

In the event of a pet emergency, vet bills can be upward of thousands of dollars depending on the severity of the health issue, and some clinics are unable to provide treatment without proof of ability to pay first. Pet insurance is able to help mitigate emergency vet costs by covering a significant portion of the expenses, depending on your policy. Knowing you have that support can keep you focused on what truly matters in the moment: Your pet’s wellbeing and recovery.

Health emergencies aren’t the only unexpected events you should prepare your pet for. Learn how you can plan to keep your pet safe during storms and hurricane evacuations.

Talk to a AAA insurance agent advisor about pet coverage options today

Jeep owners are flocking to buy rubber ducks and share them with other Jeepers. There hasn’t been a game like it since Duck, Duck, Goose. Only now the “geese” are much bigger, and the players are all over the world.

Called Duck, Duck, Jeep or Jeep ducking, Jeep owners are leaving rubber ducks of all shapes, sizes and colors on the door handles of fellow Jeepers, tagged with a note or a name. Reasons for ducking are as varied as the Jeeps themselves, from liking the color or modifications to a car to knowing the owner, having an extra duck or just hoping to brighten someone’s day. Duck recipients are encouraged to take photos of their new little friends and post them online (check out the #JeepDucking tag on Instagram.)

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A post shared by Jeep Ducker (@thejeepducker)

Here a Duck, There a Duck

Even Jeep has duck fever. The car company’s guest of honor at the 2020 North American International Auto Show in Detroit was the world’s biggest rubber duck, rising six stories high and weighing in at almost 9,000 pounds. Jeep gave out prizes to people who posted their pictures with the duck online.

Call them quackers, but many Jeep owners are ducking devotees.

“I don’t know how much money I’ve spent on those darn ducks, but we just love it,” said Shawnna Sanborn of Texas, executive director of Jeep Girl Mafia, a nationwide organization for female Jeep owners with about 26,000 members.

Sanborn is the proud owner of a 16-inch duck she bought at an auction. Stars of her collection include a Chuckie duck for Halloween and a Grinch duck. She keeps a tote full of ducks in her Jeep so she’s ready to duck at any moment.

“I look in my tote, and if I see one that goes with a Jeep, I pull it out,” she said. “People get a kick out of it.”

Many Jeep owners have “duck tags” to attach to their gifts, on which they write club or Jeep names or messages. Some decorate the ducks, others pass them around and some keep a flock on their dashboards in an area known as a duck pond.

The woman behind ducking Jeeps is Canadian Allison Parliament. Feeling discouraged after an encounter with an irate stranger one day in 2020, she bought a bag of rubber ducks and put one with a cheery note on a Jeep. Her gesture spread online and soon ducks were flying off shelves and onto Jeeps.

Jeep owner Toni Lamen, who lives in Florida but is formerly of Binghamton, N.Y., said she keeps ducks in her Jeep and likes to check out other peoples’ collections. If she has a color they don’t have, she drops it on the car.

While not everyone likes to duck, they still appreciate the enjoyment it brings others.

“Whether you are into the Jeep ducking scene or not, it still brings a smile to someone’s face,” said Lowell Eckart, co-founder of JeepNation, a national Jeep club. “I like seeing people when they get their first duck.”

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A post shared by Jeep (@jeep)

Chuck Harris, a JeepNation partner, recalled that when ducking first started, he and his wife were not that caught up in it, even as others received ducks. Then one day at a Jeep show, he saw something on his Jeep’s door handle, and knew they’d been ducked.

“When we got our first one, it was like the best thing ever,” Harris said.

For Sanborn, her Jeep and ducking helped open a whole community to her after she moved from California to Texas.

“I was a little nervous at first, but now I get excited when I see someone about to duck,” Sanborn said. “My 11-year-old niece is doing it, too. I wanted to make someone else smile.”

And smile they do. “They are cool to look at,” Lamen said. “Once I had a bad day and I came out and there was a duck on my Jeep. It brought a smile to my face.”

Don’t Have a Duck? Wave!

The Jeep Wave also is part of Jeep culture and has been around for at least 50 years. It may have evolved when off-roading became popular and to show kinship with other Jeep owners.  Jeepers wave to build community and show their mutual love of Jeeps. The Wave consists of raising two or four fingers from the steering wheel and nodding or just a basic wave.

Jeepers are not the only ones on the road with greetings. Motorcyclists salute their fellow riders by dropping their left hands down and extending two fingers, like an upside-down peace sign.

If you own a Jeep, are you Jeep ducking? What is a favorite duck that you received? Tell us in the comments.

Featured image: Shawnee Sanborn’s jeep ducks in action. Sanborn is the executive director of Jeep Girl Mafia, a nationwide organization for female Jeep owners.

This article has been updated and republished from a previous version.

A life insurance benefit may not take effect until after the policyholder has died, but before the designated beneficiary can receive any life insurance payout, he or she must make a few decisions.

Although this immediate grief-stricken time is certainly less than ideal for the beneficiary to make such important moves, the actions just after a life insurance claim often decide how and when the payout is received.

Here’s what to expect from the life insurance payout process.

What is a Life Insurance Beneficiary?

A life insurance beneficiary is the person or entity designated to receive the death benefit from a life insurance policy when the insured person passes away. A spouse, child or other family member can all be life insurance beneficiaries, but it is a title that can also be given to friends, business partners, trusts or estates or charitable organizations.

How To Claim Life Insurance

“Once a policy is issued to a policyholder, the policy will indicate everything that is needed should a death claim occur,” says Chris Perrier, life insurance manager for AAA Northeast. “In most cases the beneficiary will have access to the policy of their loved one and that individual will contact the company directly, or in some cases contact the agent to assist.”

As beneficiary, you should receive any necessary forms and documents in the mail and will work with a representative from the insurance company to process your claim. Depending on the policy and the provider itself, the requirements involved may vary. Be ready with some key bits of information, such as the policyholder’s death certificate, Social Security number, correct date of birth and confirmation of their address. “This information is imperative to processing a claim,” Perrier said.

If you are not a close relative or don’t have this information, it may involve some legwork to track down. Policies with more than one beneficiary will need to have separate forms for each individual that submits a claim.

When You’re Expecting an Insurance Payout

When it comes time for you to receive your life insurance payout, you might have several options at your disposal. Naturally, each one brings its own set of benefits, and you’ll want to carefully consider your own long-term financial situation before you commit to one.

Common examples of payout options include a fixed period and a fixed amount. While the former offers a steady stream of payments (comprised of both principal and interest) doled out in regular installments over a period of years or decades, the latter focuses instead on a set amount delivered to suit your specific needs. You can also opt for an interest-only payout or to have the sum directed toward a particular investment account — more on that in a moment.

Which payout option you select will have a great deal to do with your own finances. So evaluate your current income as well as both your short- and long-term expenses to determine how your insurance payout will fit in. Of course, if you have any questions about your options or how to identify the best choice for you, don’t hesitate to reach out to a professional for advice. Remember that your payout is intended first and foremost as a supplementary source of income before you decide to explore other payment and investment options.

How to Spend It

As discussed above, what you do with your life insurance payout is entirely up to you. However, we would be remiss if we didn’t at least point out some of the more popular choices.

• Address any claim-related expenses: Since the payout is intended primarily for financial relief, the first and most obvious destination for the money is toward any lingering bills and debt tied to the claim itself. Likely, the policyholder accounted for this in designing his or her plan upfront.

• Pay off any necessary taxes: Everyone’s least favorite expense is — no surprise there — a common selection for individuals looking to clear the financial slate. Eliminating any taxes, both tied to the claim and otherwise, is always a good idea to consider.

• Make an investment: For added security in your own financial future, investing at least some of your payout is a smart way to go. You may wish to put more money into a retirement account, invest in real estate or even start a life insurance policy of your own. Just be sure to reach out for professional advice before leaping headfirst into anything.

Get A Life Insurance Quote

This article has been updated and republished from a previous version.

Here are some tips to help you get the most out of your puzzle playing experience. Good luck!