For AAA Northeast, community involvement is part of the culture. Employees are encouraged to volunteer — and do so often — in support of local charitable organizations that help important causes, such as the environment, food insecurity and local families in need.

And because we love meeting and engaging with our members, there are often projects that get members involved as well.

Uniting AAA Employees and Members

In 2024, AAA Northeast ran four successful community service campaigns: Earth Month, AAA Road to Hunger Relief, Trunk or Treat events and a new initiative called Lend a Hand for the Holidays.

“We wanted to be part of events that allowed us to stand shoulder-to-shoulder volunteering with our members in giving back to the community,” said Rhode Island District Branch Manager, Thomas Ryan, who oversees the Branch Operations Member Engagement Committee. “Our member engagement events are a great way for us to bring our involvement with nonprofit organizations to members who also want to give back but need help finding how.”

Putting Hunger in its Place

The hunger relief campaign alone included more than 20 events. Instead of putting out food collection boxes at branches, this time AAA volunteers joined members of the community and local organizations outside supermarkets to ask shoppers for food and filled car trunks.

“When we put out boxes for food donations at a branch, maybe we’d collect 20 or 30 items,” said Maggie McMenemy, a branch manager in Webster, Mass., the co-leader of the Member Engagement Team. “But standing outside a grocery store, we collected 330.”

Volunteers also spent more time stocking shelves at food pantries and cooking and serving meals at community kitchens. Altogether, AAA Road to Hunger Relief was able to feed more than 923 families and collect more than 2,700 pounds of food, with the assistance of 41 members.

Delivering Holiday Spirit

Through the Lend a Hand for the Holidays campaign, volunteers in Rhode Island, about 43% of which were members, helped collect toys and package and serve holiday meals for families in need.

In Connecticut, Thanksgiving meals were collected and served and 1,472 gifts delivered with help from 42 members.

At My Brother’s Keeper in Easton and Dartmouth, Mass., AAA partnered with community members to deliver Thanksgiving meals and buy and wrap holiday gifts. “After the event, a member told me that they has such as great time that they wanted to do it again,” said Theresa Barry, associate marketing specialist. “This is exactly what we are looking to do — get repeat volunteers!”

Building Bridges

Last year also was a success when it came to building connections for the future. AAA members collected names and contact information from community groups and individuals to involve them in future campaigns.

“Helping and serving is a way of life here,” added Shannon Reyes, a branch manager in Warwick, RI., who helps with events. “It is one of the things that I really love about working for AAA.”

Cleanups, Food Drives and More

Some of the most popular charitable activities in our communities occur annually, including Earth Month cleanups in April.

Making a Difference

“I love to serve our community and know that my contributions are helping someone else and encourage all of us to take some time to give back,” said Tamara Thornton, a branch manager in the Smithfield, R.I., branch. “I like being able to play a role in making a difference in the community.” 

More local events dot the calendar year-round. AAA branches host blood drives, days for planting vegetable and flower gardens for nursing homes and other care facilities, and gatherings to pack meals to distribute at local food pantries. Other employee charitable efforts include joining the Southern New England Heart Walk, creating cards for Sending Smiles and sorting donations for the Dorcas International Clothing Collaborative, to name a few.

“I really enjoy the smaller settings where we get to make a bigger impact,” Reyes said. “I feel that the AAA branch teams do an amazing job of finding those opportunities and bringing as many employees and members as possible along with us to support these organizations.”

Dozens of in-house projects are always on tap at offices in the Northeast, including making blankets for veterans, sending cards to senior citizens, planting flowers at community buildings, packing diapers and helping to harvest crops for food banks.

“When we can get out and volunteer, we show those that live in the community that AAA cares,” said Reyes. “We want to make our communities a better place to live, work and enjoy.”

We’d love to see you at our next community event! Find AAA community service events in your area.

We are always looking for new local charities and organizations to support. Do you have a favorite? Please share your suggestions in the comments.

Featured image: AAA employees and members at a cleanup event in Norwalk, Conn.

This article has been updated and republished from a previous version.

The maternal directive to “go outside and get some fresh air” may have been more about preserving mothers’ mental well-being, but we now know that spending time outdoors is a great mood booster for everyone.

“Having a relationship with nature is unequivocally important for good mental health, coping and distress prevention,” said Erin K. Engle, a licensed clinical psychologist and clinical director of Columbia University Psychiatry Specialty Services. “It’s critical in maintaining key aspects of health, including emotional, psychological and physical health.”

Let Nature Recharge Your Batteries

The benefits of being outside are plenty. Improved attention, lower stress, better mood, reduced risk of psychiatric disorders and even an uptick in empathy and cooperation have all been linked to exposure to nature, according to the Canadian Psychological Association.

Sunshine, physical activity and the calming effects of nature are among the reasons spending time outside reduces stress and improves one’s outlook. People feel like they are away, even briefly, from their everyday obligations. Not only that, but when times are tough, being in nature pumps up your reserve of positive emotions like dopamine and endorphins, offsetting stress and building resilience.

A review of research published by the Journal of Global Health revealed that mental health improved in 98% of the cases where people connected with nature.

Escape the Stress

Removing ourselves from the daily bombardment of information to escape to forests, parks and yards helps to restore our minds and bodies, according to Attention Restoration Theory.

The constant demands on people for directed attention — to texts, social media, work and school — can eventually lead to attentional fatigue, marked by decreased concentration, difficulty focusing, poor decision-making and irritability. Nature counters that feeling by removing the distractions and allowing you to just be.

This doesn’t mean you have to load up your backpack, vanish into the wilderness and chat with squirrels to enjoy the benefits of fresh air. Accessing local nature daily in short bursts can significantly impact your mood, Engle said.

At least one study showed that while exercise can help those with depression, walking outside is even better.

Take a Walk

Walking is an easy way to recharge, but it’s not always as simple to find the motivation to get up and go.

In late 2021, The Stupid Walk for Stupid Mental Health trend took off on TikTok, amassing over 3,000 videos under the hashtag #stupidwalkchallenge, showing annoyed-looking people stomping off to get their steps in for the day. It proved that sometimes we have to force ourselves to do what’s best for our mental, physical and emotional well-being — and we may wind up liking it.

Simple Ways to Spend More Time in Nature

• Take a daily walk outside, even just a five-minute one.
• Take a longer walk around a lake or park. Take your pet with you.
• Plant a garden and spend time tending it.
• Stroll through a forest and look for different birds and plants.
• If you have children, plan a nature scavenger hunt with them.
• Read a book next to a lake or under a tree, or both.
• Ride your bike on a scenic trail.
• Take a hike.
• In the winter, go cross-country skiing.

What’s your favorite way to spend time outdoors to make yourself feel better? Tell us in the comments.

Running out of gas could bring your entire day to a halt. AAA’s emergency gas delivery service saves you from being stranded and can help get you to your destination on time.

AAA brings you gas but won’t fill up the tank. Roadside technicians deliver enough fuel — about 1 to 2 gallons — to get you to the nearest gas station.

AAA keeps you moving. To request roadside assistance 24/7, including AAA fuel delivery, go to AAA.com/GetMoving, call 1-800-222-4357 or download the AAA Auto Club App.

Basic members are required to pay the pump price for the fuel directly to the technician who delivers it, while the cost is included in Plus and Premier memberships. AAA Northeast members are permitted four service calls during a calendar year.

Learn more about AAA Roadside Assistance.

Did you ever need to call for AAA gas delivery? Tell us about your experience in the comments.

If you didn’t know, now you do! Discover more AAA services you might not be aware of.

Summer is a time for outdoor adventures, and you’ll find plenty of that to go around in these destinations. If your vibe is more wine country or fine dining, you’ll find that, too.

No matter where you head, a comfortable hotel makes all the difference on vacation, so you’ll find a Marriott Bonvoy hotel option for each destination, as well. 

Let's Plan Something Wonderful

Book your next trip with AAA Travel now or call 866-423-5585 to speak with a travel advisor.

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Asheville, North Carolina 

Asheville manages to stay grounded while catering to travelers with glam tastes. Take a spin on the Blue Ridge Parkway or explore Great Smoky Mountains National Park. From the AC Hotel by Marriott Asheville Downtown explore the River Arts District and the Asheville Black Cultural Heritage Trail.

Jackson Hole, Wyoming 

While known for its ski areas, the scenery and amenities of Jackson Hole don’t stop when the snow does. The jagged peaks of Grand Teton National Park border this lively valley near Yellowstone. Set up base camp at The Cloudveil, Autograph Collection before heading out for hiking, biking or white-water rafting. At night, go stargazing at the Snow King Observatory & Planetarium.  

Mackinac Island and Bay Harbor, Michigan 

Mackinac Island in Lake Huron delivers the charm. Horse-drawn carriages rule the roads in this car-free area brimming with clapboard Victorian architecture. Anchor on the mainland at the Inn at Bay Harbor, Autograph Collection. Then, head northeast from the hotel to Mackinaw City and hop the ferry to Mackinac Island, where you can golf, explore historic forts and picnic.

New England’s Farm Coast 

Punctuated by harbors, lighthouses and small villages, the New England farm coast sometimes looks more like the 19th century than modern life. Book the Fairfield Inn & Suites by Marriott New Bedford in Massachusetts to embrace the area’s “coastal grandmother” cool. Browse galleries, enjoy the agritourism and sample seafood straight off the boat. 

Olympia, Washington 

A funky, laid-back city, Olympia helped unleash grunge music and keeps the flame alive at Rainy Day Records and the Capitol Theater. Catch a show at the Washington Center for the Performing Arts, and make sure to stop by the capitol building, which sports the world’s largest Tiffany chandelier. Stay at the Courtyard by Marriott Olympia.

Sonoma County, California 

Dip into mud baths and geothermal pools at Dr. Wilkinson’s Backyard Resort and Mineral Springs, a Member of Design Hotels in Calistoga. It’s the perfect spot for sipping on the area’s famous pinots. But the fun of Sonoma County extends beyond its legendary vineyards. Head to the coast to scan for whales, wander among stately redwoods and feast on unique dishes at the innovative Bravas Bar de Tapas.

Tucson, Arizona 

Avoid crowds and find sweet deals vacationing in Tucson, during the summer, where the nightlife and fine dining scenes don’t dip when the mercury rises. Choose The Leo Kent Hotel, Tucson, a Tribute Portfolio Hotel for your vacation. From here, you can visit the baroque San Xavier del Bac Mission, Tumacácori National Historical Park and the Fred Lawrence Whipple Observatory on Mount Hopkins. 

Utah Crater and Park City, Utah 

Slip into a geothermal hot spring inside Utah Crater, a limestone cave in Homestead. With an average temperature of 94 degrees, the sapphire water is ideal for swimming, snorkeling, paddleboard yoga and scuba diving. Nearby is The St. Regis Deer Valley. This pet-friendly Park City resort offers ski access in the winter, guided hikes, lawn games and “dive-in movies” at the pool. 

Book a Marriott Bonvoy hotel with AAA for your summer getaway.

Edited from Marriott Bonvoy Traveler.

Your bags are packed, flights are confirmed and you are so ready for a vacation. But when you arrive at the airport, the gate agent delivers devastating news: You can’t board your flight. The reason? Your passport doesn’t meet the six-month passport validity rule many countries require.

Most people don’t realize it, but if your passport is scheduled to expire within six months or fewer of your return date from an overseas destination, you might be barred from flying to or from certain countries or traveling on a cruise line.

Among those with the restrictions are:

• European countries in the Schengen Area.
• Royal Caribbean Cruises.
• Many Asian and African countries.
• You can check specific country requirements here.

Simplify Your Travel Documents

Get exclusive AAA rates on expedited travel visa and passport services with RushMyPassport.

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It’s a travel mistake that many people make, and it can be an incredibly costly one. If your passport expires in fewer than six months, you won’t be allowed to board your plane, check in for your cruise or even enter another country. Airlines and cruise lines are required to enforce the six-month rule. If you somehow manage to board a plane and arrive at your destination, you could be denied entry to the other country when you try to pass through customs. Which leaves you with no other option except to turn around and go home.

To make matters worse: Travel insurance doesn’t cover this mistake. That means your long-anticipated vacation could be over before it even starts — and all the money you spent on flights, hotels and excursions gone.

RushMyPassport to the Rescue

If you are one to wait until the last minute when prepping for a vacation, make sure renewing your passport jumps to the top of the to-do list.

To ensure all your documents are ready in plenty of time, consider using RushMyPassport, a service that expedites new passport applications and renewals. AAA Northeast members also receive a 10% discount on passport and visa services.

After you get your passport photos taken at a AAA Northeast branch, log into RushMyPassport, indicate what kind of passport you need and decide how quickly you need it. Turnaround times vary from one day to six weeks, for varying fees. The site provides step-by-step directions, including checklists, help with document preparation and application reviews and employs a wizard to help you add in your documents. (Customers still must pay the standard government processing fees.)

Customer service is available via phone, email and chat to ensure you complete all the steps accurately to avoid any delays.

Don’t let an outdated passport ruin your dream trip. Check your expiration date and renew it with RushMyPassport.

Learn more and get started.

While prices are following typical seasonal trends for now, global market reactions to the Trump administration’s tariffs announced last week could potentially slow the seasonal price climb as crude oil prices fall.  

By the close of markets on Friday, crude oil prices had fallen roughly $10 a barrel, reaching levels not seen in four years as markets reacted to the tariff announcement on Thursday. Along with concerns that the tariffs could quash gasoline demand amid economic fallout, the collapse in the price of crude was accelerated by the surprise announcement by OPEC+ that they’d increase production next month by more than 500,000 barrels a day — 411,000 barrels a day more than expected. Already, many market watchers believe global crude production is outpacing demand; and the news of even more oil reaching markets puts additional significant downward pressure on oil prices. 

Here in the Northeast, inventories of gasoline fell by 1.3 million barrels last week as retailers push winter blend out and summer blend into their storage tanks. But, supplies are still 6 million barrels higher than last year, and 2 million barrels above the five-year average, according to the Energy Information Administration (EIA). In a typical year, supplies could tighten alongside seasonal demand increases, but national demand figures indicate Americans aren’t following the script: The EIA reported demand fell 150,000 barrels a day last week to 8.49 million barrels a day. That’s more than 800,000 barrels a day lower than the comparable week of 2024.  

“After market routs last week, wholesale prices for summer blended gasoline are now equivalent to winter blend prices seen in February,” said Jillian Young, director of public relations for AAA Northeast. “If markets continue to sag, it could lead to cheaper gasoline prices, but it will take some time for the lower crude and wholesale gasoline prices to reach retail pumps.” 

AAA Northeast’s April 7 survey of fuel prices found the current national average up 9 cents from last week ($3.16), averaging $3.25 gallon. Today’s national average price is 15 cents higher than a month ago ($3.10) and 34 cents lower than this day last year ($3.59). 

*Prices as of April 7, 2025 

As of April 7, Mississippi and Oklahoma had the lowest prices in the nation, at $2.75 and $2.78, respectively. California and Hawaii held the highest prices in the nation at $4.95 and $4.49, respectively.  

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

We all have them. Whether it’s checking texts while driving, speeding, ignoring stop signs or failing to use turn signals, everyone has developed a bad driving habit or two. The problem is how to get rid of them.

While some of these may seem inconsequential, even the smallest lapses in concentration and judgement while driving can have fatal results. In 2024, about 44,680 people died in motor vehicle crashes in the U.S., the National Safety Council reported. About 3,308 people were killed in distracted driving incidents, according to the latest information from the National Highway Traffic Safety Administration (NHTSA).

The most recent AAA Foundation for Traffic Safety’s annual Traffic Safety Culture Index revealed that the majority of the 2,630 online survey respondents recognized risky driving behavior. For example, about 93% of drivers identified both texting/emailing and reading on a hand-held cell phone as very or extremely dangerous, while fewer drivers viewed holding and talking on a cell phone (78%) or using hands-free technology (16%) as very or extremely dangerous. Despite that level of awareness, 27% of drivers reported sending a text or email while driving, 37% read a text or email and 36% held and talked on a phone. The majority of drivers, 59%, reported using hands-free technology to talk, text or email.

The best way to avoid bad driving habits, of course, is not to start them. AAA Driver Training instructors do their best to impress upon young students the importance of following all the rules of the road. This includes not eating when driving and obeying speed limits and stop signs. Young drivers are encouraged to ignore drivers who honk at them for not coming to a complete stop at stop signs.

More seasoned drivers, who may be getting a little lax when it comes to traffic rules, need to remain vigilant and not slip into dangerous habits, like accelerating at a yellow light. Drivers who want to refresh their skills can sign up for the AAA Defensive Driving Course.

“One of the best ways to instill good driving habits is to explain why a regulation is important, and what can happen if you don’t follow it,” said Gary Driscoll, a AAA behind-the-wheel driving instructor in Cranston, R.I., and former police officer. “I stress situational awareness when driving.” Failure to pay attention even for a second could result in a life-or-death situation.

Distracted Driving

This is one of the most common and dangerous bad driving habits. Texting, talking on the phone, even talking to passengers, eating or listening to music are all distractions that could take your eyes of the road or cause you to lose focus.

One of the newest, and most dangerous, trends is shooting video while driving, especially with younger drivers trying to capture clips for social media. This takes your concentration almost completely off the road and your hands off the wheel. If you want to shoot a video from your car, do it while stopped in a parking lot.

How to Fix

Put your phone on do not disturb and out of reach, said Barbara Ward, a longtime traffic safety specialist with AAA Northeast. Texting while driving is one of the top bad habits to break. It raises the possibility of a crash because it creates a “triple threat,” according to Ward. “It takes a driver’s eyes off the road, hands off the wheel and mind off driving more than any other potentially distracting activity.”

Impaired Driving

Impaired driving includes getting behind the wheel after drinking alcohol or using marijuana. Driving while under the influence not only has serious legal repercussions, but puts the driver, passengers and everyone on the road in danger.

How to Fix

Don’t do it. Designate a sober driver ahead of time or call a taxi or ride-sharing service.

Drowsy Driving

Drowsy driving can be just as dangerous as impaired driving, yet 18% of respondents reported engaging in that behavior in the past 30 days.

How to Fix

AAA recommends stopping for a break every two hours or 100 miles while you are driving. If you start to nod off, have trouble keeping your eyes open or can’t recall the last few miles driven, pull over and let someone else take the wheel.

Speeding

While many drivers do not consider speeding risky behavior, speeding is a factor in one-third of vehicle fatalities. “Speeding gives you less time to react and increases the distance you need to stop,” Ward said.

How to Fix

Slow down. “Always know the posted speed limit and use cruise control, if possible, to keep the vehicle at a safe and reasonable speed,” added Ward.

Aggressive Driving  

The NHTSA defines aggressive driving as a combination of moving traffic offenses that can endanger other people or property, often sparked by road rage. This includes one of the most infuriating bad driving habits, tailgating.

How to Fix

Avoid being a tailgater by staying calm if someone ahead of you is driving more slowly and keep a lighter foot on the gas pedal. If someone is tailgating you, continue driving the speed limit, remain calm and obey traffic signals.

More tips for dealing with an aggressive driver:

• Avoid eye contact with angry drivers.
• Don’t respond to aggression with aggression.
• If you feel you are at risk, drive to a public place such as a police station, hospital or fire station.
• When you park, allow room so you can pull out safely if someone approaches you aggressively.
• Use your horn to attract attention but remain in your locked vehicle.
• If you feel threatened, call 911.

More Bad Driving Habits

• Rolling through stop signs or not knowing when to stop for a school bus.
• Not slowing down and moving over for emergency vehicles – or any vehicle stopped at the roadside.
• Failing to wear a seat belt or use turn signals.

And there may be a few bad driving habits you might not even know you have, based on this story about bizarre state driving laws.

Learn more about at AAA Driver Training, available in Massachusetts and Rhode Island.

What bad driving habit drives you crazy? Share your thoughts in the comments below.

This article has been updated and republished from a previous version. 

Winter can be a taxing season on both man and machine. What does this mean for drivers? Come spring, just like the natural world, your car is likely in need of rejuvenation. 

A well-maintained car is a safe car, which is what you’ll need for springtime driving. April’s showers make for slippery roads and the potholes that began forming over winter will come to bloom once the weather turns.

Car maintenance should be done year-round, but there are certain aspects to pay particular attention to when spring arrives. Whether tackling these tasks yourself or leaving it to the professionals at a AAA Approved Auto Repair facility, here are some spring car care tips to be mindful of.

Test Your Car Battery

Car batteries work harder to power vehicles during the winter. The best way to maintain your car battery is to take longer drives (approximately 30 minutes) on a regular basis. These trips allow the battery to regain its charge. You should also make sure the battery terminals are clean and free of any corrosion. Corroded terminals prevent the flow of electricity.

Roughly one-quarter of all roadside assistance calls AAA Northeast receives are battery related. Don’t wait until you need a jump — get your battery tested today. Request AAA’s Car Battery Service, and we’ll come to you to test your battery and, if needed, replace it on the spot with a new, discounted one. We’ll even take and recycle your old battery for free.

Get answers to more of your car battery questions.

Wash Your Car

Don’t forget to include a good cleaning on your spring car care to-do list. Snow, ice and salt can leave your car looking worse for the wear, especially if you didn’t wash it in the winter. Washing your car may seem straightforward enough, but there is a right way to do it. Improper washing is not only ineffective, but it could also cause damage to your vehicle. Follow this guide to get the job done properly, a process that includes using the two-bucket method and a microfiber cloth.

Don’t limit your cleaning to the car’s exterior. The cabin needs just as much attention. This includes vacuuming, getting rid of any unwanted smells and sanitizing the vehicle.

Once you’re done washing, consider applying a coat of wax. This extra step gives the car’s paint an extra shine and a protective coat.

Don’t Forget Your Car Fluids

One of the most common car care mistakes motorists make is ignoring their vehicle’s fluids, especially engine oil. Clean oil extends the life of your vehicle and helps with engine cooling, so make sure to change your oil according to the manufacturer’s time or mileage recommendations. Changing engine oil is a fairly easy maintenance task if you’re up for it. We guide you through the process here. When you’re done, make sure to dispose of the old oil properly and safely.

But engine oil isn’t the only fluid to keep an eye on when ticking off your spring car care checklist. Coolant, transmission, brake and power-steering fluids should be checked regularly. They can become ineffective if they get contaminated or the levels drop too low.

Still debating between conventional and synthetic engine oil? Here’s what you need to know before making a decision.

Check Your Tires

Winter takes a toll on car tires on multiple fronts, especially when it comes to air pressure. Tires will lose roughly 1 pound per square inch of pressure with every 10-degree drop in temperature. Low tire pressure causes gas mileage to drop and can be a safety hazard. Underinflated tires make it more difficult to steer and stop and can lead to a blowout. Make sure to test your tire pressure regularly and inflate them to the manufacturer’s recommended level.

Rough winter roads can also wear away the tire’s tread. Proper tire maintenance includes ensuring there is more than 4/32 of an inch of tread on each tire. A quick and easy test is to insert a quarter upside down (Washington’s head first) into the tread. If the tread does not reach the top of his head, it’s time for new tires. While you’re inspecting the tires, look for cracks, cuts, chips or dry rot.

As part of your spring car care, don’t forget to also check your vehicle’s spare tire, jack, lug-wrench and wheel lock. If your vehicle’s spare is located under the car, make sure the mechanism that holds the spare tire is working properly.

Other Considerations

We spoke to Jason Malo of AAA-approved Advanced Auto, Inc., who emphasized the importance and benefits of consistent maintenance. “When we’re performing regularly scheduled maintenance, we’re actually extending the life of your vehicle,” he said. “You’ll have fewer (if any) unexpected expensive repairs, and you’ll be able to drive your car for many miles more.”

A few more spring car care reminders:

• Steering, suspension, shocks and wheel alignment should be examined. “Misalignment causes the tires to wear abnormally and wear out too quickly,” Malo warns. “With the condition of the roads nowadays, you should have your car’s alignment checked, and adjusted as needed, at least once a year.”
• Cars that sit for longer periods of time (months or more) can develop brake issues. Have the rotors, calipers and pads checked before heading out.
• Engine filters can become clogged with dirt, dust and pollen. Get these checked and replaced, if needed. “If [a filter] is dirty or old, your car probably isn’t getting enough air,” Malo says. “Imagine running a race with a dirty rag over your mouth. Sound like fun? No? Your car doesn’t like it, either!”
• Hoses and belts can dry out and crack in the winter. Better to find out before you hit the highway on a long drive.
• Rodents and other small critters often take up residence in vehicles to escape the cold. They often build nests and chew wires and hoses, so check for damage under the hood.

AAA offers a wide range of services and discounts that can make proper vehicle maintenance easy and affordable for members. Learn more.

When unexpected worst-case scenarios occur that result in large claims or lawsuits, personal umbrella coverage offers extra protection to what your auto and homeowners insurance policies can provide. Before asking your insurance agent to add it to your policies, it’s a good idea to have a base understanding of umbrella insurance first.

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Have insurance questions? Listen to Episode 3 of our podcast, Merging Into Life: Insurance 101.

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What Is Umbrella Insurance?

Imagine if you were at fault for causing a multicar pileup and are responsible for all the resulting damages and medical bills. Or if someone falls and gets hurt on your property and sues you. These situations don’t happen often, but you might sleep better at night knowing that your finances would be protected if they ever did.

Think of umbrella insurance as your emergency parachute, the safety net below your tether and – most obviously – your umbrella in a storm. A raincoat may save you from the usual shower, but when a sudden downpour hits, you are going to wish you had the added protection.

“A [personal umbrella policy] provides an extra layer of security beyond the coverage limits of your auto or homeowners policy,” said Jodi DeSantis, vice president of insurance sales with AAA Northeast.

For example, if your homeowners insurance policy has a $500,000 liability limit, but a catastrophic accident occurs and you are responsible for $1 million in property damage, legal fees and medical bills, it may cover the remaining $500,000 liability.

In addition to large claims and lawsuits, umbrella insurance covers liabilities your auto and home policies do not, like if you are sued for libel or defamation, defense costs and renting a vehicle in another country. It will not cover damage to your own property, business-related matters or intentional acts. Some policies today allow you to purchase additional uninsured/underinsured riders that will extend coverage to you for injuries sustained in an accident that go above both the at-fault parties coverage and your own uninsured/underinsured coverage on your auto insurance.

There may be some exclusions and a minimum liability limit on the primary policy required to qualify for an umbrella policy.

Is an Umbrella Insurance Policy Right for You?

With today’s litigious society, protection with high liability limits could be invaluable. At the end of the day, we are all at risk for unexpected accidents and the possibility of getting sued. If you find yourself in a position where you are in over your head, an umbrella policy could save your finances.

Umbrella insurance covers the policyholder and members of their family or household, which makes it especially practical for homeowners and married couples.

People that live with higher risks could also benefit from the extra cushion. You should consider the excess liability coverage from an umbrella policy if you:

• Have a young driver on your auto policy. Teens are statistically the riskiest drivers on the road, with a crash rate three times that of drivers age 20 and older.
• Frequently travel and rent vehicles abroad.
• Own a boat.
• Own a swimming pool or hot tub.
• Own rental property.
• Have a dog.
• Frequently entertain or host guests on your property.

Understanding if Umbrella Insurance Is Worth It for You

Umbrella insurance is notably affordable. For about $150 to $300 per year, you can buy a $1 million personal umbrella liability policy.

As it is designed to supplement your existing coverage, the low cost is likely because you are usually required to have larger liability limits on your home and auto policies to qualify.

“Most insurance carriers give a discount on both your home and auto insurance if you have both written through them,” said Emily Buckley, insurance sales manager for AAA Northeast in Garden City, N.Y. With the amount you save from bundling, it could make sense to invest in an umbrella policy.

How to Get an Umbrella Insurance Policy

Keep in mind that not all umbrella policies are the same and there may be exclusions or limitations. Consult with your insurance agent for help with any specific concerns or needs you may have.

Play Wordrow!

Hint: This keeps your insurance coverage active.

For more information on umbrella insurance, schedule an appointment with a AAA insurance agent.

Now that you have a better understanding of umbrella insurance, do you think that it’s the right choice for you? Do you already have it? Tell us in the comments.

This article has been updated and republished from a previous version.

If a vacation learning about unique wildlife in one of the most exotic places on earth excites you more than lounging on a beach, HX Expeditions can take you on the voyage of a lifetime.

A leader in sustainable travel, HX Expeditions invites guests to responsibly explore remote destinations, including the Galápagos Islands.

Cruising With Purpose

When you book a cruise with HX Expeditions, you take on the role of Citizen Scientist. Through HX Expedition’s Science & Education program, guests collaborate with onboard scientists and subject matter experts in the ship’s science center, immersed in information about the wildlife, geography, climate and history of each destination.

Every explorer is tasked with engaging in active research projects, collecting data to enhance the overall knowledge of these regions, documenting biodiversity and monitoring the effects of climate change.

Local experts serve as the guides for the Galápagos cruises, providing information about the wildlife and islands on shore visits and valuable insight during onboard briefings before each daily expedition. All expeditions are included in the cost of the cruise.

Change the Way You See the World

Discover expedition cruises to the most remote and awe-inspiriting places on the planet.

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Galápagos Islands Expedition Cruise

Embark on the journey of a lifetime with a HX Expeditions cruise to the Galápagos Islands. Nestled in the Pacific Ocean near Ecuador, this chain of volcanic islands is home to a variety of plant and animal species found nowhere else on earth. While located in the tropics, depending on the island, some of the terrain is dry and some verdant.

Naturalist Charles Darwin brought the Galápagos to the world’s attention almost 200 years ago. While visiting in 1835, Darwin observed the differences among subspecies of animals on the islands, which prompted his theory of natural selection influencing evolution. Visit the Charles Darwin Research Center on Santa Cruz Island, where scientists are working to preserve the native wildlife.

While you can enjoy guided nature walks on trails frequented by lava lizards, land iguanas and other wildlife, HX Expeditions also provides small boats to explore the waters around the archipelago, which is the best way to observe its plants and unique animals. By boat, you can access 13 of the islands and view the dramatic differences in the terrain. Get up close with seals, sea lions and marine iguanas, not to mention the Galápagos penguin and 150 different species of birds.

The Galápagos are famous for the geriatric giant tortoises that inspired the theory of evolution and gave the islands their name. These creatures can live to more than 100 years old weigh up to 900 pounds! They squeeze in time to eat and sunbathe while resting 16 hours a day. Visitors can observe 12 difference species of giant tortoises in the wild or in a protected breeding center. Once near extinction, conservation efforts by the Charles Darwin Foundation and others have brought their numbers up.

The surrounding waters are just as magnificent. Explore by kayak or go snorkeling to spot a variety of marine life. Underwater, you can view turtles, the only marine iguanas in the world and vibrant fish. If you prefer to stay dry, you can still view the underwater wonders from a glass-bottomed boat available on the MS Santa Cruz II.

Exploring Sustainably

While striving to offer the most authentic experiences possible, HX Expeditions also prides itself on its long commitment to sustainability. Its two newest hybrid-powered expedition ships, feature battery packs, heat recovery systems and a revamped hull design. The the carbon emissions of these ships is estimated to be 20% lower than traditional cruise ships. The company stopped using heavy fuel 10 years ago and advocates for its ban worldwide.

Seven years ago, all unnecessary single-use plastics were banned throughout HX Expeditions. To introduce some guests to healthier ways of eating, the cruise line has an extensive vegan and vegetarian menu and has focused on reducing food waste. Two years ago, food waste per guest was cut by 22%.

Other planet-friendly commitments include supporting 41 environmental, cultural and social projects in 11 different countries and helping communities the ships visit.

So, if you are ready for an adventure, not just a vacation, start planning your HX Expeditions cruise with a AAA travel advisor today

If you are leaving one job for another, you want to ensure your 401(k) account continues to grow. When it comes to rolling over your funds, you have options. The key is to avoid common 401(k) rollover mistakes. Do your research to choose a plan that is best for you and follow all the proper steps, so you don’t get hit with a big tax bill or lose out on income growth, according to Fidelity.

To a certain extent, your age factors into what you choose to do. Cashing out a retirement account if you are under 59 1/2 (the minimum age for withdrawal established by the IRS) usually is not a good idea. If you close the account and take the money, you will have to pay income taxes and potentially a 10% early withdrawal penalty, significantly reducing the amount of money with which you will walk away.   

Meeting with a financial professional to avoid any 401(k) rollover mistakes and ensure you pick the right solution can be helpful.                                                                                                                            

Sticking With Your Old 401(k)

In some cases, you can leave the money in your former employer’s plan, but that may not be the best choice. The money continues to grow, but there are limits to accessing the account. You can no longer deposit money into the account, and if you want to withdraw money, it may have to be the full amount. Plus, not all companies are open to former employees leaving money behind.

Consider rolling over your 401(k) into your new employer’s 401(k) or individual retirement account (IRA). This way you can build on what you already have. If you leave the job when you are age 55 or older, you can make withdrawals without paying any penalties, Fidelity noted.

Not all companies allow you to roll over your 401(k) into another plan. If it’s permitted and you opt for this, make sure you understand your new plan’s regulations and investment choices.

Not Considering an Annuity

Not investigating rolling your money into an annuity can be a mistake. You risk losing out on a more stable savings plan. You can roll over your 401(k) into an income annuity, which is a financial product designed to provide an income stream for a specified period, typically for the duration of a person’s life. Investors can either contribute a lump sum or pay into it over time – like a savings plan – and, in return, gain an income source immediately or for the future, usually when they retire.

“Among the benefits of rolling your 401(k) over to an annuity is it provides you and your family with a more secure retirement savings option while managing the risk of loss from market fluctuations,” said Christopher Perrier, a life insurance and annuity manager for AAA Northeast. “This can serve as a guaranteed income stream for the remainder of your life.” 

Talk to a AAA insurance specialist to learn the best way to roll over your 401(k) into an income annuity.

Rolling Into an IRA Without Weighing Perks and Drawbacks

Rolling over a 401(k) to a rollover IRA, may sound easy, but that could be a mistake as well. Among the drawbacks: Investments through IRAs could be more expensive and the federal government offers more protections for 401(k)s than IRAs. Although some states offer additional protections for IRAs, according to Fidelity.

When you are 73 years old, unless you were born in 1960 or after, you will have to take required minimum distributions (RMDs) annually from the IRA account, even if you have continued to work. You won’t pay taxes or a penalty for moving the money, though, and it is still a tax-deferred account. You can also move the money to a traditional IRA, either existing or new.

Wherever you choose to transfer your money, remember to follow up to ensure there are no 401(k) rollover mistakes and that the transfer is completed. Transactions can be delayed for any number of reasons, and you want to be certain you know where your money is.

Learn more about AAA annuity products.

Tapping Book now on your next adventure is always an exciting moment. But even the blissful rush of seeing a new place can be overshadowed by worrying about traveling with your medication.

Understanding the guidelines for flying with medication is a must to make sure your trip goes smoothly and, most importantly, you don’t go without the medication you need. Whether you’re flying within the U.S. or internationally, here’s what you should know before taking off.

How to Travel With Medication: Domestic

Prescription Medications

Although not required by the Transportation Security Administration (TSA), it’s best to keep your prescribed medications in their original pharmacy bottles or packaging. This helps to avoid confusion and provides clear proof of its legitimacy. The prescription label should have your name and the medication name.

Liquid medication “in excess of 3.4 ounces in reasonable quantities for the flight” is allowed in carry-on bags, according to TSA. It’s not necessary to have it in a clear zip-sealed bag, but you should tell your screening officer that medically necessary liquids are in your possession prior to being screened. TSA also allows you to bring an unlimited quantity of prescription medication in your carry-on bag but specifies that it must be for personal use.

When it comes to packing, old school is best, according to David Murcko, travel advisor with AAA Northeast.

“Liquids need to be in clear, zip-top bags anyway, so I just keep it simple,” he said. “I also write what it is on tape and stick the tape on the bag.”

Over-The-Counter Medications

For non-prescription medicine like vitamins, allergy pills or ibuprofen, it’s still best to keep them in their original packaging to prevent misunderstandings at security checkpoints.

Medical Devices

If you rely on medical devices like insulin pumps, nebulizers or a CPAP machine, make sure they are packed safely in your carry-on luggage. These types of devices are allowed through security but may require additional screening. As a precaution, it’s a good idea to carry any necessary documentation for these devices.

If a medical device is attached to your body, inform the TSA officer of its location prior to your screening. You will not be asked to remove devices attached to your body, but disconnected devices may be screened by X-ray.

How to Travel With Medication: International

International travel adds another layer of complexity when it comes to carrying medications as each country has its own rules and regulations. To avoid complications, be sure to research the country you are visiting for their requirements. Some medications that are commonly prescribed in the U.S.  might be restricted or even illegal in another country.

When traveling with prescription medication internationally, it’s advisable that you carry a letter from your doctor that details your condition and the associated prescribed medications. You may also opt to carry copies of the prescriptions and their original packaging, showing that the medication is for personal use and is not a controlled substance.

If you are travelling with controlled substances, some countries require additional documentation or permits. Check with your airline and the destination’s consulate or embassy to confirm what documentation is needed.

“I always take doctors’ notes with me, copies of my passport and have Google Translate on my phone just in case there is an issue when traveling internationally,” said Murcko. To avoid confusion at customs, particularly if there is a language barrier, it’s helpful to have the names of your medications translated into the local language ahead of time.

Some medications like insulin or certain biologics require refrigeration, and long flights may pose a challenge in keeping them at the proper temperature. Be sure to contact your airline in advance to ask about options for storage.

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General Tips for Traveling With Medication

• Keep a backup supply. “Always have a backup for your backup for your backup,” said Murcko. “Make sure that you have enough medical supplies for the whole duration of your trip plus extra, because you never know when you might be delayed or stuck somewhere.”
• If you’re traveling for an extended period of time, consider carrying extra medication in case of travel delays or lost luggage.
• Know your rights. In many countries, travelers with medical conditions have the right to carry essential medications without facing discrimination or delays. If you experience difficulty, don’t hesitate to seek assistance from the appropriate authorities.
• Stay organized. Use small containers to keep track of your medication and ensure you can quickly identify the right doses.

Have you ever had to travel with medication? Give your best piece of advice in the comments below.

Plan your next trip with a AAA travel advisor today. Travel advisor services are included with your membership at no extra charge.

A long road trip is much easier when you’re not the only one doing the driving. It’s safer too. If one of you starts to feel drowsy or cramp up, the other driver can take over and play navigator for a while.

While each company has its own rules, this general guide can help you understand more about adding drivers to your car rental reservation, taking some of the stress and guesswork out of the process.

Why would I want to add another driver?

It might be boring to be the only one with driving duty — but more importantly, it can be dangerous. Driving for hours on end can sometimes be exhausting, and falling asleep behind the wheel is a real risk on a long road trip. Even if you’re not planning on sharing the wheel, it’s smart to be prepared if your passenger needs to take your place.

Adding another driver can also greatly reduce the time you might need to spend on the road, since you and your co-pilot can trade places instead of pulling over to rest (or even pulling into a hotel at night). This is a great asset to have when you’re on a time crunch. Less time can be spent at rest areas and more time can be spent covering ground.

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Who can drive your rental car?

The people who are automatically covered in a rental car agreement are “Authorized Operators.” An Authorized Operator can be your employer, employee or coworker if you’re on a company business trip together (and have booked your rental car through your company). They can also be your spouse, if you’re renting in certain states like California, Iowa or New York.  

Can I add anyone else?

A driver who is added to the rental paperwork is called an “Additional Authorized Operator.” Additional Authorized Operators must be present at the time of the rental and must sign on to the rental agreement themselves at the rental location. The additional driver must also present their driver’s license and a valid credit or debit card.

How much does it cost to add more drivers?

The main reason that most renters hesitate to add an Additional Authorized Operator is that they often come with extra fees. These fees vary across rental companies and state lines. Hertz, for example, charges an extra fee of $13.50 per day per additional driver. Additional Authorized Operators who are between 21 and 25 may be asked to pay an age differential fee as well, since many companies consider younger drivers an insurance risk.

In New York State, fees for Additional Authorized Operators of rented cars are capped at $3 a day. But remember: State laws apply to the state that you are renting the car in to begin with — not the state that you’re going to be driving to.

Do AAA Members get any discounts for Additional Authorized Operators?

Car rental companies like Hertz, Dollar and Thrifty waive the additional driver fee when both the renter and the additional driver are AAA members. Spouses and domestic partners of AAA members are not required to have a separate AAA membership to receive the same discount. If you want to access a AAA discount, your AAA Club Code must appear on the rental. You could also present a valid AAA membership card or a AAA credit card.

At Hertz, AAA members receive the best rate available at the time of reservation, so you can get additional savings on top of the waived fee for extra drivers. AAA members also receive free unlimited mileage on most Hertz rentals, which is perfect for the type of trip that necessitates more than one driver. You can enjoy the open road without worrying about an extra Additional Authorized Operator fee and without thinking about the miles you’re racking up.

Whether you’re headed out on a long adventure or just want a little company, adding another driver to your rental car is easier than ever. Driving just isn’t the same when you’re doing it alone.

Rent with Hertz and take advantage of exclusive AAA discounts today.

Think your teeth and eyes have nothing in common? They are more connected than you might expect!

From inflammation to vitamin deficiencies, researchers have found many links between oral health and vision. That is why it’s so important to schedule regular exams for both. If you are a AAA member living in Massachusetts, you can enjoy exclusive savings with Altus Dental™ and Altus Vision™ for individuals and families.

Here are some surprising ways oral health can influence vision.

Gum Disease: A Hidden Threat to Your Eyes

Anyone who has experienced an infection in a tooth or the gums knows that it can lead to swelling. That reaction doesn’t always stay confined to your mouth. Your body can respond to any infection with inflammation in other places, as well, which can lead to issues with your eyes.

Why is this? Optical blood vessels are small and particularly fragile, and they can be easily damaged by chronic or severe inflammation. For example, a study highlighted by the American Academy of Ophthalmology (AAO) found there may be a link between tooth loss and primary open-angle glaucoma, possibly because of inflammation. 

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High Blood Sugar Risks

People with diabetes more often experience higher blood sugar levels than the average population. Over time, high blood sugar levels can damage blood vessels and lead to inflammation, both of which are associated with oral and vision issues. As such, diabetes can lead to increased risk of both periodontitis and glaucoma, according to the American Dental Association (ADA) and the AAO.

Infections and Bacteria Can Spread

Severe infections in the mouth can spread through the sinuses to the eyes. For example, the AAO has reported that sinus infections from dental abscesses have been linked to an increased risk of orbital cellulitis, a serious eye infection. Oral bacteria also can spread elsewhere, as the bacteria can survive and travel in the bloodstream. If this bacteria settles in the eye region, it could lead to inflammation and, in rare instances, infection.

Good Nutrition Is Key

Research has shown that deficiencies in certain vitamins, like vitamin A and C, can have a negative impact on teeth and vision. The AAO has preached that a diet rich in vitamins and minerals can lower the risk of age-related macular degeneration. The ADA also emphasizes that a healthy diet is associated with better oral health. Eating good food can benefit the health of your mouth and your vision.

Of course, no amount of clean eating can completely prevent dental or vision problems. That’s why it’s important to schedule regular preventive checkups with both your dentist and your optometrist.

AAA Northeast members living in Massachusetts can utilize exclusive savings on dental and vision insurance with Altus Dental and Altus Vision™. Altus Dental provides easy access to in-network care with more than 10,000 locations locally and nearly 420,000 nationwide. In partnership with VSP® Vision Care, Altus Vision™ offers savings on exams, glasses, contacts and much more. You’ll also have access to the nation’s largest network of independent eye doctors and popular retailers.

Explore the benefits and enroll today.

Do your eyes feel dry? Are your gums irritated? The health of your mouth and eyes are more connected than you may realize. Luckily, small daily habits like staying hydrated and eating nutrient-rich foods can help you maintain both a bright smile and clear vision.

One of the best things ways maintain your oral health and vision is to schedule routine annual eye exams and bi-annual dental cleanings. With Delta Dental of Rhode Island and DeltaVision®, AAA Northeast members in Rhode Island have exclusive access to discounted dental and vision insurance plans.

Here are some other things you can do every day to keep your mouth and eyes healthy.

Don’t Slack on Routine Oral Maintenance

We all know that brushing and flossing daily can prevent gum disease, but it also can protect your eyes. Preventing gum disease can decrease the risk of inflammation and infection in your mouth from gum disease. Sometimes, inflammation or infection in the mouth can travel through the sinuses or the blood to do damage to the sensitive optical blood vessels that are key to keeping your eyes healthy, according to the American Optometric Association (AOA).

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Incorporate Superfoods Into Your Diet

The buzz about superfoods is not just hype. Research has shown that a daily diet high in vitamins and minerals like vitamin A and C and omega-3 fatty acids is good for supporting healthy gums and good eye health. Carrots, sweet potatoes and spinach are excellent sources of Vitamin A. Oranges, strawberries and broccoli provide a healthy dose of Vitamin C. And for omega-3 fatty acids, consider adding salmon, seaweed and walnuts to your meals.

Cut Down on Sugar

Oral wellness and healthy vision are also impacted by the foods you eat sparingly. Everyone knows that limiting your sugar intake can reduce the risk of cavities and gum disease, but curbing your sweet tooth can help to keep your blood sugar levels in a healthy range. That’s important, as people with chronically high blood sugar levels, like those with diabetes, are more at risk of having eye issues. The AOA reports that chronically high blood sugar levels stress and damage the tiny optical blood vessels that are essential for your vision.  

Just Add Water

Staying hydrated is very important to the health of both your mouth and your eyes as it helps to maintain healthy saliva production and tear film. Saliva prevents bacteria from gaining a foothold on your teeth, so much so that people with dry mouth often are prescribed a special toothpaste to help with saliva production. Tears protect the eyes by washing out irritants and keeping eyeballs hydrated.

Give Your Eyes a Break

Just like your teeth, your eyes need daily care. If you spend a lot of time looking at screens, follow the 20-20-20 rule. Every 20 minutes, look at something 20 feet away for at least 20 seconds. This reduces eye strain and can prevent headaches.

On our own, we all can only do so much to protect our oral health and vision. That’s why it’s important to schedule regular visits with your dentist or optometrist.

AAA members living in Rhode Island can access exclusive savings with Delta Dental and DeltaVision® plans. Enroll now.

If you’re seeking adventure in the South, look no further than South Mississippi. Here, you’ll find natural beauty, historic landmarks, picturesque main streets and delectable surf and turf. Spend a few days cruising along the coastline before exploring the inland cities of Hattiesburg and Laurel on this road trip. 

Cruise Along Coastal Mississippi

After your flight lands in Gulfport, climb behind the wheel of your rental and hit the streets of Coastal Mississippi, home to 12 cities along 62 miles of coastline. Set up your home base at one of the independent properties such as the White House Hotel in Biloxi or The Bay Town Inn in Bay St. Louis. Then, get ready for fun.

Start with swimming in the surf along the beaches of Gulfport or Biloxi. Enjoy some birdwatching at the Mississippi Sandhill Crane National Wildlife Refuge in Gautier or hike the Gulf Islands National Seashore at Davis Bayou in Ocean Springs. If you prefer to paddle, you can take to the water in Long Beach at the Wolf River.  

To dig into the history of the coast, stop by the Biloxi Lighthouse to learn more about the city’s history and heritage. For a lesson in the resilience and beauty of the human spirit in the aftermath of Hurricane Katrina, visit the Waveland Ground Zero Museum.

When you’re ready to eat, Coastal Mississippi satisfies every appetite. At The Chimneys in Gulfport, try the crab claws before moving on to the sauteed shrimp or trout. When you want a steak, there’s no better spot than Mary Mahoney’s Old French House in Biloxi; choice cuts include filet mignon, prime Angus ribeye and Wagyu sirloin. If you like alfresco dining, Shaggy’s Pass Harbor in Pass Christian is not to be missed, where the selection ranges from fish tacos to stacked burgers.

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Walk Through Downtown Hattiesburg

Head north on U.S. Highway 49 for a little more than an hour to Hattiesburg. Known as the Hub City, Hattiesburg welcomes you to enjoy its art, history, food and more, all within the downtown area. As you explore the area, keep your eyes open for some of the many murals that grace the building walls. For a whimsical excursion, head to the Hattiesburg Pocket Museum, which occupies an alley connecting Main and Forrest streets. Here you can grab a piece of art from the Pocket Gallery, view the mini installations or bust a move at the dance spot.  

There’s plenty of shopping and dining around every corner, too. Grab vintage candy or handmade jewelry at The Lucky Rabbit, or pick up a paperback at The Author Shoppe. When you’re hungry, try the burgers and onion rings at The Porter Public House.

Don’t leave downtown without a visit to the African American Military History Museum. Housed in a historic USO building, it contains hundreds of artifacts, exhibits and photographs telling the story of service from the American Revolution through today.

For accommodations, skip the chain hotels in favor of a tiny home. Just 25 minutes from downtown, Longleaf Piney Resort features nine tiny homes and one lake house set among the trees just off the Longleaf Trace, a rails-to-trails pathway. Here, you can relax to the sounds of nature, enjoy a campfire or snooze in a hammock. The resort also offers e-bikes for rent, so you can bike your way down the Trace to downtown Hattiesburg.

Discover Laurel 

Just 30 minutes north on Interstate 59, Laurel has become a popular destination as the location of HGTV’s “Home Town,” a show that features Ben and Erin Napier renovating houses around the area. Fans of the show flock to the Napier’s businesses hoping to catch a glimpse of the couple and to pick up some souvenirs. These include the Laurel Mercantile Co., Scotsman General Store & Woodshop and Scent Library.  

But don’t stop there. Stroll the streets downtown and pop into some of the shops and restaurants along the way. One recommendation? Check out the wares at HAND+made Laurel, and grab a cup of HAND+made Lemonade to enjoy on your walk. If you’re looking for lunch, try Pearl’s Diner. Just don’t be late because the restaurant is open only from 11 a.m. to 2 p.m., Tuesday through Saturday.

Don’t leave town without visiting the Lauren Rogers Museum of Art, a free museum where you can view five primary collections: American art, European paintings, Native American baskets, Japanese Ukiyo-e prints and British Georgian silver. The museum also hosts temporary exhibits featuring Mississippi artists, as well as American and international artists. On your way out, step into the gift shop for a unique memento to take home.

Plan your trip with a AAA travel advisor and rent your car with Hertz. AAA members can save up to 20% on Hertz rentals.

Demand for gasoline settled at 8.6 million barrels a day last week, according to the Energy Information Administration (EIA) — down 174,000 barrels a day from the previous week and 72,000 below the comparable week of last year. That’s the softest demand figure for this time of year since 2022, and a key factor in the subdued seasonal rise in prices. 

On the supply side of the equation, gasoline inventories in the Northeast remain above normal, standing at 61.6 million barrels — well above last year’s level as well as the five-year average, which were 58.2 million and 59 million barrels, respectively. There was a 1.2 million drop in barrel supply last week, according to EIA data. But demand wasn’t the cause; production is down as seasonal maintenance at regional refineries is ongoing.  

Beyond supply and demand forces, concerns about tariff policies and inflation data that came in higher than forecasted last week are weighing heavily on crude and refined product prices.  

“After trending down since January, pump prices across the Northeast are finally beginning to climb in line with seasonal expectations but remain well below what we were seeing this time last year,” said Jillian Young, director of public relations for AAA Northeast. “Compared to 2024, pump prices remain between 30 and 40 cents cheaper today.” 

AAA Northeast’s March 31 survey of fuel prices found the current national average up 4 cents from last week ($3.12), averaging $3.16/gallon. The March 31 national average price is a nickel higher than a month ago ($3.11) and 37 cents lower than this day last year ($3.53). 

*Prices as of March 31, 2025 

As of March 31, Mississippi and Oklahoma held the lowest prices in the nation, at $2.68 and $2.70, respectively. California and Hawaii held the highest prices in the nation at $4.80 and $4.51, respectively. 

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

One balmy evening in Tuscany, my husband steered our rental car onto a rural road between clifftop Montepulciano and our farmstay for the night. The rugged hatchback rolled smoothly over narrow lanes bookended by rustic wooden fences. Pink clouds streaked across the sky. A summer breeze ruffled the tall grasses. As the Aperol-colored sun sank, we rolled the windows down and gaped at golden fields, stately cypress trees and Italian estates. I smiled and thought, “This. This is why I travel.”

More than anywhere else, travel in Tuscany feels like stepping into a sunlit postcard — only this visual treat is complete with the aroma of herbs, fresh cheese and the taste of a dozen vino della casas (wines of the day). It is holiday bliss. That’s probably why I’ve spent the last two summers road-tripping through the region.

If you also dream of driving through the rolling countryside of one of Italy’s most scenic regions, here are highlights from my Tuscany road trip to help inspire you.

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Preparing for an Italy Road Trip

Before any international road trip, I get my documents in order. For Italy, that includes a passport and an International Driving Permit (IDP). U.S. citizens can travel in Italy for up to 90 days without a visa.

IDPs are valid for only one year, so I’ve gone through several. Fortunately, the process is painless. Simply take a valid state driver’s license to my local AAA office, pay a $20 fee and that’s it! I can now legally drive in dozens of countries. AAA members can obtain an IDP at any AAA Northeast branch; AAA is the only authorized provider in the U.S. 

Once I have an IDP in hand, it’s time to book a rental car.

A Road Trip Through Tuscany

For such a small region — slightly larger than New Jersey — Tuscany offers a bounty of villages and vineyards to explore. It would be possible to drive through in a day, but the best way to see Tuscany is to take it slow. Drink in the views, stop for roadside photos whenever inspiration strikes and plan to see just one or two towns per day. The joy is in the journey, after all.

Most road trips through Tuscany begin and end in Florence. It’s also possible to start in Florence, explore Tuscany, and dip south into Umbria on the way to Rome. No matter where the trip begins and ends, these Tuscany icons and lesser-visited gems shouldn’t be missed.

San Gimignano

It wasn’t love at first sight between San Gimignano and me. On our first Tuscany road trip, we visited this small, 13th century walled town for just one afternoon. The parking lots outside the walls were clogged with tour buses. Piazza della Cisterna, the central square, swarmed with crowds slurping melting gelato under the brutal summer sun.

But I gave this classic a second chance. On our last trip, we spent two nights at La Cisterna, an inn inside the city walls. What a difference! In the mornings and evenings, San Gimignano is another world entirely. The village wakes up slowly. At night, wandering the maze of streets centered around medieval towers feels like stepping back in time.

Certaldo

While staying at an agriturismo — a working farm with rooms to rent — outside San Gimignano, we asked our host where she would drive for a nice dinner. Certaldo, she said immediately.

The first treat in Certaldo was the cable car running from the modern town center to the compact, walled village above. Once we got to the top, all that was left to do was meander quiet cobblestone streets toward our host’s favorite restaurant: Ristorante L’Antica Fonte. We dined on fresh pasta and crisp white wine under an eave of foliage that made the restaurant feel like an enchanted garden. Clear views of San Gimignano across the valley were the cherry on top.

Montepulciano

When it comes to panoramic views, Montepulciano is hard to beat. The quintessential Tuscan town rises steeply from the main road. From afar, it looks like a formidable fortress. As we drove closer, the weathered, chalk-colored walls reflected the afternoon sun, and the pretty dome of the Sanctuary of the Madonna di San Biagio came into view.

The gardens, views and charming streets filled with shops and restaurants were worth the steep walk up in town. And it’s impossible to visit Montepulciano without enjoying at least one meal. Montepulciano is known for its local red wine, vino nobile, which pairs perfectly with one of my favorite Tuscan treats: pecorino cheese.

Siena

Siena is no hamlet — it’s a full-fledged Italian city with a massive, ornate cathedral and a distinct fan-shaped central square that hosts the twice-annual Palio di Siena, a storied horse race marked by much pomp and circumstance.

Like many Tuscan towns, Siena has a massive pedestrian zone. Parking can be challenging. In both 2022 and 2023, we found an empty spot at “La Stazione” paid parking only after circling the block for several minutes. But Siena is worth the wait. Its grand walkable streets are the perfect place to get lost for hours. I recommend hopping from a sunny pizzeria lunch to afternoon aperitifs to a sumptuous supper at one of the city’s five Michelin-starred restaurants.

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Monteriggioni

If Hollywood made a movie set of a Tuscan village, it would look like Monteriggiono. Too small to be considered a town, the so-called commune consists of little more than a square that extends into three parallel streets. A perfect ring of medieval walls surrounds the tiny community. Still, it’s worth a visit — perhaps even an overnight stay — to stroll the cobblestone streets, pop into a handful of curated boutiques, and light a candle inside the small church. My perfect evening in Monteriggioni would include dinner at Ristorante Le torri Monteriggioni, where service is fabulously attentive, and a nightcap at uber-stylish Pit Stop 17.

Pienza

Located in Tuscany’s golden Val d’Orcia region, Pienza was the birthplace of Pope Pius II and was purportedly renovated to be “the ideal Renaissance town” in his honor. Beautiful wooden doors punctuate Pienza’s charming stone walls. The buildings practically drip with flower blooms in spring and summer, and cafes are located strategically to invite diners to drink in the views. We’ve twice stayed outside the town property. I vow to book one of the pretty terraced Italian rooms inside Pienza’s enchanting walls for our next Tuscany road trip.

Plan your road trip through Italy with a AAA travel advisor. Travel advisor services are included with your membership at no extra charge.

The dreaded pothole has plagued drivers for seemingly as long as paved roads have existed. And if you are driving around the Northeast, you are guaranteed to encounter more than your fair share. Pothole season usually starts around March, but winters with heavy rainfall and extreme temperature dips can bring them on even sooner. Unfortunately, some potholes —  and pothole damage — are unavoidable, but there are ways to protect your car.

How Do Potholes Form?

Potholes are created when groundwater seeps into the ground underneath the pavement. If the water freezes, it will expand, causing the pavement to expand, bend and crack. When the ice melts, gaps or voids are left in the surface under the pavement. As this process is repeated, the pavement continues to weaken.

When cars begin to drive over this weakened surface, the weight continues to break down the pavement to the point where pieces of the roadway will come loose and be displaced. Once this happens, you have a pothole. “In addition,” said AAA’s Car Doctor John Paul, “the pothole can fill with water again, refreeze and break off more asphalt and the pothole becomes a car-eating crater.”

Because potholes are dependent on water freezing, they often form during the winter, but it usually isn’t until all the ice and snow recede from the roadways that they become noticeable and start to wreak havoc.

An Expensive Nuisance

Driving into a pothole is not only jolting, but it can also be costly. A 2023 AAA survey found that the number of drivers who sustained vehicle damage from a pothole requiring a repair soared 57% from the previous year. In 2022, an estimated 44 million U.S. drivers were hit with pothole repair bills, up from 28 million in 2021. The average price tag was $406 per repair.

“When a vehicle hits a pothole with any kind of force, the tires, wheels and suspension get the brunt of the impact and fixing any of those items is pricey,” said Mary Maguire, vice president of public and government affairs for AAA Northeast.

Tire Damage and More

The repercussions of driving over a pothole can be as minor as knocking a car out of alignment. This can usually be corrected with a trip to a repair shop.

In other cases, the damage can be much worse. Wheels and tires can become damaged to the extent that they are unusable. A pothole can puncture your tire and leave you with a flat and in need of roadside assistance. And it may not be just one tire — it could be both tires on the side of the vehicle where you encountered the pothole. It can also cause your rims to dent or bend.

Low-profile tires and lighter wheels on sporty vehicles are especially prone to being damaged, according to AAA.

Some damage is not as easily noticeable. Steering and suspension parts also can be damaged, causing severe handling issues and rapid tire wear. If you hit a pothole and feel like something is a little off, you may still want to get your car checked by a professional mechanic.

Visit your nearest AAA Approved Auto Repair Facility. Members can save up to $75 per visit – that pays for your membership!

“In what I would call the worst case,” Paul said, “part of the drivetrain (engine and transmission) can suffer enough damage that the component loses oil and fails completely, requiring a complete rebuild or replacement.” The damage may be covered by your car insurance. In addition, you could try submitting a claim with the municipality that is responsible for the roadway.

Schedule an appointment with a AAA Insurance agent to discuss your coverage options.

More Ways to Prevent Pothole Damage

While potholes are a reality for many drivers, sustaining vehicle damage does not have to be. AAA recommends the following:

“The absolutely most important way to battle against potholes is to properly inflate tires,” Maguire said.

The National Highway Traffic Safety Administration reports that only 19% of consumers properly inflate their tires. Regularly check that your tire pressure is at the manufacturer’s recommended level, which can be found on a yellow sticker on the driver-side door jamb or in the owner’s manual.

You also want to make sure your tires aren’t overly or unevenly worn. To easily check the wear on your tread depth, insert a quarter into the tread groove with Washington’s head upside down; if you can see the top of Washington’s head, it’s time to start shopping for new tires.

Changes in vehicle handling, excessive vibration or uneven wearing of tires are all indications of a problem with the suspension, like alignment or shocks. If your vehicle pulls to the left or right, have the wheel alignment checked by a trusted mechanic.

Keep Your Eyes on the Road

To fight back against potholes, drivers must keep ample distance between their car and the car in front of them and diligently scan the road, especially at night and during rainstorms, to identify potholes and react to them.

Standing water or puddles may disguise a deep pothole. Avoid driving through standing water, when possible, but if you can’t, drive through slowly and as though there may be potholes hiding beneath the water.

There may be times when you cannot avoid hitting a pothole. In that case, safely reduce your speed as much as possible and avoid braking abruptly, particularly as you go over the pothole as this compresses your suspension and adds extra force to the tire. Striking a pothole at higher speeds increases the chance of severe damage including knocking the wheels out of alignment, affecting the steering, and bending or even breaking suspension components.

If you hit a pothole, pay attention to any new or unusual noises or vibrations. If you detect something is off with your vehicle, take it to a trusted repair facility for a full vehicle inspection as soon as possible.

Tell us your thoughts about potholes in the comments below.

This article has been updated and republished from a previous version. 

Refinancing your auto loan can be a big decision. You may be able to lower your interest rate and save money. However, in many cases, a new loan may cost you even more than the original.

Here are a few of the pros and cons of refinancing a car to help you decide if it is the right decision for you.

What Is Loan Refinancing?

Simply put, loan refinancing is replacing one loan for another. When you refinance, you are essentially paying off your old loan with money from your new loan, then repaying that new loan under its terms. There are several reasons you may choose to refinance depending on your personal circumstances and motivations. Typically, borrowers look to refinance their car if they believe they can qualify for a new loan with more favorable terms or they need to increase their immediate cash flow.

Pros

Lower Interest Rate

One of the most common – and financially beneficial – reasons to refinance your car loan is to reduce your interest rates. Interest rates can fluctuate depending on the market, so choosing to refinance your loan may simply come down to the fact that rates have lowered.

But the current market isn’t the only factor affecting interest rates. An important component lenders consider when calculating the interest rate they offer is the borrower’s credit score. This number helps financial institutions determine how likely you are to pay the loan back. Therefore, if you had a poor credit score when you took out your initial loan, your loan had a higher interest rate. Conversely, if your credit score has improved since then, you may qualify for a lower interest rate.

Lower Payments

If your financial situation has changed since you took out your original car loan and you are looking to lower your recurring expenses, refinancing could prove to be a good option. In this situation, a lender would offer you a new loan with lower monthly payments over an extended period. Essentially, you would be paying less money each month but over a longer time span. The downside of this, however, is that by extending the loan, the total amount you pay over the lifetime of the loan will increase (more on that below).

Increased Cash Flow

If you are in immediate need of cash, such as for a sudden home improvement need, a cash-out loan is also an option. This refinance option works if you currently owe less than what your vehicle is worth. You can then take out a new loan based on the equity of your car and pocket the money left over. For example, if your car is currently worth $12,000 and you owe $8,000, you have $4,000 in equity. A new loan would allow you to pocket the equity you have in your car.

There are some downsides to this option. Cars, unlike houses, are deprecating assets. Even if maintained well, a car will continue to lose value the longer you have it. This creates a possible pitfall of having an upside-down loan in which you owe more than what the car is worth. If you are involved in a crash that damages the car, the value will likely decrease drastically, making it even more likely that you go underwater on your loan.

Another consideration with cash-out loans is that interest rates tend to be much higher than with traditional car refinance loans. You’ll want to ensure that the total interest you will pay on the loan is less than the cash-out you receive.

Cons

Increase in Total Cost 

Is refinancing a car worth it? It depends. If you need to lower your monthly costs, refinancing is a great place to start.

Lenders will generally will try to keep the original length of your loan. But if you have to extend the length for any reason, you may end up paying more over the life of that loan because interest will continue to be charged until the debt is fully paid. For example, if you have an $8,000 loan with a 5% interest rate paid over four years, you’ll pay a total interest rate of $843.25. If you extend your loan to six years, you will end up paying $1,276.44 in interest.

This may not be a problem if you are expecting to be in a better financial situation in the future or simply need a short-term influx of cash.

Higher Interest Rates

There’s no guarantee that you will be able to secure a lower interest rate when you refinance your car loan, particularly if you are refinancing in order to lower monthly payments or receive a cash-out loan. Because of this, you should review your auto loan at least annually to see if you can secure an interest rate lower than what you currently have. If you see a lower rate you may want to jump at the opportunity, even if you weren’t considering a refinance before. It’s better to get a good deal when you can rather than a bad deal when you need it.

You will also be susceptible to higher interest rates if you have an older car. Most lenders won’t issue a loan on an asset that has significantly depreciated in value. If they do, to make the deal financially viable, they will charge a higher interest rate.

Learn about refinancing options with AAA Auto Loans.

This article has been updated and republished from a previous version.