Northeast Gas Prices Stay Elevated on Dwindling Summer Blend Inventories

While winter blend gasoline begins to reach the Northeast wholesale market this week, fuel distributors have been clearing out supplies of summer blend gasoline over the past few weeks. As more domestic refining capacity has converted to producing winter fuel, summer blend has traded at a premium as its supply has dwindled. The effect has been a notable rise in gas prices across the Northeast, with prices in September reaching levels not seen through most of the summer.

Gasoline prices have also faced pressure from higher oil prices caused by rising geopolitical tensions in the Middle East, and new reports that Western nations could increase sanctions on Russian energy exports after Russian drones entered Polish airspace last week.

The uptick in gas prices has been tempered by weekly supply and demand data from the Energy Information Administration (EIA) that showed a 1.5-million-barrel jump in inventories, snapping a seven-week stretch of declines. Demand fell more than 600,000 barrels a day from the prior week to 8.5 million barrels a day, which isn’t all that unusual for a week in September, but well below the 9.2 million barrels a day produced by domestic refiners.

“The switch to winter blend fuel, declining seasonal demand and growing inventories could effectively pump the brakes on recent price increases at the pump,” said Mark Schieldrop, senior spokesperson for AAA Northeast.

AAA Northeast’s Sept. 15 survey of fuel prices found the current national average down 2 cents from last week ($3.19), averaging $3.17 per gallon. Today’s national average price is 2 cents higher than month ago ($3.15) and 3 cents lower than this day last year ($3.20).

RegionCurrent Price*One Week AgoOne Month AgoOne Year Ago
Massachusetts$3.12$3.12$3.05$3.20
Rhode Island$3.15$3.15$3.03$3.08
Connecticut$3.21$3.20$3.11$3.20
New York$3.25$3.26$3.16$3.36
New Jersey$3.14$3.17$3.03$3.09

*Prices as of Sept. 15, 2025

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.

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Merging Into Life: Planning the Perfect Family Trip

SEASON 2: EPISODE 5
Episode Feedback

We cover the best in multigenerational travel hacks for all ages and family sizes. 


EPISODE SUMMARY

Family trips are often less about the destination and more about the connections you forge along the way. In this episode of Merging Into Life, host Kim Rodrigues chats with Nik Kennett of the popular YouTube travel duo Away Together, to discuss the ins and outs of family travel.

Nik shares his experiences with multigenerational travel planning, from his spontaneous travels as a newlywed to orchestrating his parents’ 40th anniversary celebration with a toddler in tow. He offers practical advice for making family vacations more affordable, less stressful and truly memorable.

Together, Kim and Nik discuss leveraging travel points and miles, setting realistic expectations for everyone involved and how traveling with kids — while challenging — can be one of the most rewarding ways to create lasting bonds across generations.


KEY TAKEAWAYS
  • Don’t wait for the perfect time to travel with kids. Embrace the chaos; those “imperfect” moments often become the best memories.
  • Pace matters! Family vacation planning is all about building in downtime, planning around naps and bedtimes and being OK with seeing fewer attractions.
  • Many family-friendly destinations warmly welcome kids, often making the experience easier and more enjoyable than you might expect.
  • Pack smart with tools like lists, packing cubes, laundry stops and a lightweight travel stroller to simplify your journey.
  • Travel points and miles are a game changer. Using smart credit card strategies can save families thousands on flights and hotels.
  • Remember the bigger picture. The goal isn’t a flawless trip — it’s creating shared experiences that become extraordinary chapters in your family’s multigenerational travel story.

TRANSCRIPT

[00:00:04] Kim: Some of the best travel memories aren’t really about where you went. They’re about who you were with. It’s the laughter on the long car ride, the slow mornings with your family, the unexpected moments that turn into inside jokes. Family trips can be a little chaotic, sure, but they also give us the opportunity to spend time together, which is something that I have learned to appreciate a lot more recently. I once took a multigenerational trip that will forever stay in my memories. I went with a friend, her two small children, her husband and his parents to Italy. We went in a car. We had no plans. We were driving along, and we found this beautiful beach where we spent time in the water. It was interesting to see life through different lenses, because on one end, I remember when we were walking through the streets, and we ran into this really small parade. It was a street parade, and the 4-year-old thought that it was the coolest thing he had ever seen. He was so excited. And then, on the other hand, I was having many conversations with my friend’s father-in-law, who I think, at the time, must have been in his 60s, and he’s talking to me about his life and the lessons that he’s learned along the way. And I think all of it began to change my perspective on how I was seeing things and how I was seeing life at the time. So, it was interesting.

Hello, and welcome back to Merging Into Life, where we explore how to navigate all of life’s twists and turns with a little more intention and a lot more fun. I’m Kim, and today we’re talking about something that’s both extremely rewarding and a little chaotic: multigenerational travel. If you’ve ever tried to plan a vacation that works for kids, parents and grandparents, you know it’s no small feat. But when it works, it’s unforgettable. Today’s guest is Nik Kennett, one half of YouTube travel duo Away Together, who’s made it his mission to help people travel smarter, lighter and more meaningfully, even with their families in tow. Let’s dive in. Welcome, Nik.

[00:02:21] Nik: Hey Kimberly, so glad to be here.

[00:02:23] Kim: So you and your wife have been traveling together for some time now. So what sparked your love for travel?

[00:02:31] Nik: I think I was around age 15. I got to take a trip to Peru with my dad with this charity he was really involved with. So that was like my first glimpse into another culture. Hey, there’s people that look different than me that live different than me. I got to do a little bit of travel in college through like study abroad and things like that. When I met my wife, we were both getting our master’s degrees. She had never even been on an airplane before. And so, I was determined to kind of show her the world. And so early in our marriage, we started getting these cheap flight deals from email services. I found round-trip tickets from our little regional airport here in Arkansas to Milan, 450 bucks or something like that. And so, that was really where it started. And for us, travel just became like this shared purpose almost, just something we really enjoyed. And we quit our jobs to travel full time. We traveled full time for six months.


RESOURCES

Merging Into Life Homepage

AAA Visa Signature® Credit Cards

AAA Travel Insurance

18 Summers of Family Travel

Unconventional Family Vacations

K.Rod Collective

Away Together


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7 Ways to Improve Memory

Maybe you have trouble remembering someone’s name right after they’ve introduced themselves, or perhaps it’s a matter of always misplacing your car keys. Everyone forgets things sometimes, but if you want to keep your memory sharp there are a few things you can implement in your daily routine to help.

Quit Multitasking

We all do it — checking our phones during conversations, listening to a podcast while we clean, thinking of tomorrow’s problems instead of concentrating on the task at hand. The truth is, it’s not possible to multitask and still give enough brain power and energy to everything we’re trying to do. Instead of being an economical way to get several things done, multitasking keeps your brain from truly focusing, which can make it hard to retain information. Distractions keep our brains distracted, too. Try dedicating a certain amount of time to a singular task rather than trying to do it all.

Learn a New Skill

Lifelong learning isn’t just a great way to find a new hobby, it’s also a way to keep our brains stimulated. “Traveling, learning new languages, picking up a musical instrument, taking art or cooking classes, doing puzzles, playing board games — all of these things promote the growth of new brain cells and help the brain forge new pathways,” reported Harvard Medical School. Is there something you’ve always wanted to try but haven’t? Maybe now’s the perfect time to start.

Find Community

Depression and stress are two factors that can cause memory loss, and one of the most powerful ways to combat both is engaging in strong interpersonal relationships. Whether it’s between family, friends, a book club, volunteering, or any number of ways to maintain connections with others, creating a community for yourself keeps you involved and active, making it less likely that you’ll develop stressful feelings. Without those feelings, your brain functions better as a whole, including your memory.

friends laughing

Maintain a Healthy Lifestyle

Eating well and staying active are important aspects of any lifestyle, but especially when it comes to improving memory. According to the Alzheimer’s Association, added sugars have been seen to negatively impact memory recall, while exercising three or more times per week has been associated with a 40% to 50% lower risk of dementia, according to Harvard Medical School. In order to reap the benefits of exercising and eating healthily, consistency is key. Even starting small, with one walk per day, can make a difference and will establish a healthy pattern of behavior that you can build upon for years to come.

Practice Mindfulness

Being mindful can mean a few things: Remaining focused on the present moment, holding space for others’ feelings or being aware of your own feelings in regard to the present moment without reacting or elaborating. The practice of being mindful, often referred to as mindful meditation, has been shown to help reduce interference in working memory (the part of the brain that facilitates cognitive functions such as reasoning and problem solving), according to a study by Springer Nature. A 2021 clinical trial conducted by Frontiers also found that meditation improved short-term memory and cognitive function. In other words, being more mindful could help you remember where you left those darn keys.

Use the “Feynman Technique”

Although the Feynman Technique was originally developed as a study tool, it can help with memory recall in life beyond school. The premise is simple: Explain what you’ve learned to an imaginary student who knows nothing about the topic. By teaching in this way, you’re using your brain’s active recall, which helps information sink in and creates new mental connections.

Get Enough Sleep

It’s a given that sleep is important, but when it comes to keeping your memory sharp it’s essential. When we sleep, our brains go through a process called memory consolidation, short-term memories are essentially recategorized into long-term memories. If that process is interrupted or can’t take place, it can negatively affect memory and overall cognitive performance. Try to aim for at least 7 to 9 hours of sleep every night.

How do you keep your memory sharp? Let us know in the comments!

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Where to View Fall Foliage in National Parks

Fall foliage marks the seasonal farewell to summer as deciduous trees transform into a quilted patchwork of vibrant hues, including orange, burgundy and saffron. In the Northeast, where maple-covered hillsides and gently rolling landscapes light up each year, we’re spoiled for choice when it comes brilliant displays.

U.S. national parks are nature’s perfect canvas for fall foliage. You might catch the early color in Maine in late September, then head farther south to Tennessee or North Carolina for peak foliage, which can last well into November.

And if you’re up for a flight, the West offers something different entirely. There you’ll find opportunities to admire alpine forests where golden aspens shimmer and broad valleys glow with color. Many parks offer fall leaf-peeping against a backdrop of snow-dusted peaks, lakes filled with turquoise waters and wide-open spaces.

Whether you’re staying close or venturing farther afield, these national parks offer stunning autumn scenery.

Fall Fun in the Northeast

Our favorite places and fall events throughout the region to make the most of fall foliage season. 

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Acadia National Park

Maine

Located along the midcoast of Maine, Acadia is the only national park in New England, making it one of the best places in the country for fall color. Coastal forests meet granite cliffs, and a mix of oaks, maples, birch, ash and beech light up the hillsides. Colors start to change in late September and usually peak in mid-October, when the first frost and the first tour buses tend to arrive.

Cadillac Mountain is a popular sunrise spot, and the paths near Jordan Pond are especially scenic this time of year. Offering everything from quiet nature walks to more challenging hikes, Acadia’s network of trails and carriage roads make it an excellent destination for people of all persuasions to explore.

Shenandoah National Park

Virginia

Just 75 miles west of Washington, D.C., Shenandoah runs along the Blue Ridge Mountains and delivers sweeping fall views from Skyline Drive. The trees begin to change in early October at the highest elevations, with color gradually moving downhill throughout the month. Expect striking golds, reds and russets across the ridgelines.

White-tailed deer are commonly found near roads and trails. You might also spot wild turkeys, black bear and even occasional bobcats before they retreat for winter. Shenandoah also offers both quiet pull offs and longer hikes, depending on how you want to enjoy the season and see the fall foliage at its best and most brilliant.

Beautiful autumn view in Smokey Mountains National Park in North Carolina, USA (photograph generated from multiple captures through HDR technology)

Great Smoky Mountains National Park

Tennessee/North Carolina

Fall color in the Smokies lasts longer than in many parks. Higher elevations start to turn by mid-September, while deep hollows can stay green until early November. Sugar maples, birch, beech and sweetgum trees all contribute to the vibrant display.

This park is particularly great for a scenic drive. Cades Cove and Newfound Gap Road are two of the most popular routes, especially in mid-October. If you’re up for more activity, you’ll find plenty of trails and the chance to see wildlife like deer, elk and wild turkeys. Just be prepared for crowds, as this is the most visited national park in the country.

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Your next adventure may be closer than you think.  Listen to Season 2, Episode 4 of our podcast, Merging Into Life: Adventure Travel for Beginners.

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Rocky Mountain National Park

Colorado

Aspen trees start to change color in Rocky Mountain National Park as early as late August. By mid-September, the slopes are glowing with golden leaves, especially at higher elevations. The color works its way down the mountains over the next few weeks, which creates an exceptionally long window for viewing the trees at their most beautiful.

Trail Ridge Road and Bear Lake Road are scenic drives through some of the park’s best aspen groves. You might hear elk bugling in the distance as the rutting season reaches its peak. For hikers, the park’s trails pass through alpine meadows and quiet forests before reaching windswept tundra near the Continental Divide.

Glacier National Park

Montana

Fall arrives early in Glacier. Color usually peaks by mid-to-late September, especially in the aspen and larch groves that dot the lower valleys. Higher elevations may close early due to snow, but scenic roads like Going-to-the-Sun and Two Medicine stay open long enough for fall visitors to catch the show.

Lakes reflect the changing leaves, and wildlife becomes more active as the days grow shorter. You might see elk, bighorn sheep or even bears preparing for winter. If you go, be sure to pack warm layers, as the weather changes rapidly in this million-acre park, carved by glaciers and all lit up with autumn gold.

Plan your national park vacation with a AAA travel advisor.

Have you ever visited a national park in the fall? Tell us about it in the comments below.

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How To Deal With an Unexpected Pet Emergency

When our cat, Charlie, suddenly got sick, my husband and I were frantic.

Besides having no interest in sprinting down the hallway for treats (highly unusual in itself), Charlie was lethargic and hiding away. What did this mean? What was going on, and what should we do? Being only 6 years old, he’d never had a health scare before, and we were woefully unprepared. After many panicky phone calls, we were finally able to get him in to see an available vet.

Diagnosis: Tummy ache.

Cost: $600. No insurance. No financing options.

Although we were relieved Charlie would be OK, the worry and stress we experienced could have been avoided — or at least diminished — if we had a prior plan in place. Don’t make our mistake; read on to learn what to do in a pet emergency and how you can prepare for the unexpected when it comes to your best friend’s health.

Immediate First Steps in a Pet Emergency

  • Stay calm and assess. If your pet seems sick or has had an accident, your initial reaction should be to stay calm. Hard as it may be, staying calm is imperative, as panicking can hinder your ability to make rational decisions. Begin to quickly assess your pet’s condition to determine if the situation is critical. Look for signs like difficulty breathing, excessive bleeding or unconsciousness.
  • Seek veterinary care. If your pet is in severe distress or showing critical symptoms, contact your veterinarian or an emergency animal clinic right away.
  • Know basic first aid. Familiarize yourself with first aid for pets, such as how to perform CPR or apply pressure to a bleeding wound. These skills won’t substitute veterinary care but could be crucial in stabilizing your pet until you can get them to a professional for further help.
  • Transport your pet safely. Use a carrier to transport your pet to minimize any movement and prevent further injury. Try making them as comfortable as possible with blankets, treats or favorite toys. Of course, drive carefully.
  • Monitor and document symptoms. Keep a detailed record of your pet’s symptoms including when they began and any changes in behavior. This information helps the veterinarian better diagnose and treat the condition.

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Does Having Pet Insurance Help in an Emergency?

“Anyone with a pet can benefit from the peace of mind and financial freedom provided by pet insurance,” said Ashley Kehew, director of insurance sales with AAA Northeast. “Depending on the pet insurance you have, it can help provide financial protection for emergencies and for regular vet visits. Pet parents can choose the best care for their furry friend rather than what is most affordable.”

Specialized care treatments or advanced tests that could be crucial for your pet’s health are more accessible with pet insurance.

“Pet emergencies, while unpredictable, are almost inevitable and extremely costly,” said Kehew. “You can’t put a price on the peace of mind that comes from knowing you can afford to give your pet the best of care with the help of pet insurance.”

In the event of a pet emergency, vet bills can be upward of thousands of dollars depending on the severity of the health issue, and some clinics are unable to provide treatment without proof of ability to pay first. Pet insurance is able to help mitigate emergency vet costs by covering a significant portion of the expenses, depending on your policy. Knowing you have that support can keep you focused on what truly matters in the moment: Your pet’s wellbeing and recovery.

Health emergencies aren’t the only unexpected events you should prepare your pet for. Learn how you can plan to keep your pet safe during storms and hurricane evacuations.

Talk to a AAA insurance agent advisor about pet coverage options today

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Duck, Duck … Jeep! All About Jeep Ducking

Jeep owners are flocking to buy rubber ducks and share them with other Jeepers. There hasn’t been a game like it since Duck, Duck, Goose. Only now the “geese” are much bigger, and the players are all over the world.

Called Duck, Duck, Jeep or Jeep ducking, Jeep owners are leaving rubber ducks of all shapes, sizes and colors on the door handles of fellow Jeepers, tagged with a note or a name. Reasons for ducking are as varied as the Jeeps themselves, from liking the color or modifications to a car to knowing the owner, having an extra duck or just hoping to brighten someone’s day. Duck recipients are encouraged to take photos of their new little friends and post them online (check out the #JeepDucking tag on Instagram.)

Here a Duck, There a Duck

Even Jeep has duck fever. The car company’s guest of honor at the 2020 North American International Auto Show in Detroit was the world’s biggest rubber duck, rising six stories high and weighing in at almost 9,000 pounds. Jeep gave out prizes to people who posted their pictures with the duck online.

Call them quackers, but many Jeep owners are ducking devotees.

“I don’t know how much money I’ve spent on those darn ducks, but we just love it,” said Shawnna Sanborn of Texas, executive director of Jeep Girl Mafia, a nationwide organization for female Jeep owners with about 26,000 members.

Sanborn is the proud owner of a 16-inch duck she bought at an auction. Stars of her collection include a Chuckie duck for Halloween and a Grinch duck. She keeps a tote full of ducks in her Jeep so she’s ready to duck at any moment.

“I look in my tote, and if I see one that goes with a Jeep, I pull it out,” she said. “People get a kick out of it.”

Many Jeep owners have “duck tags” to attach to their gifts, on which they write club or Jeep names or messages. Some decorate the ducks, others pass them around and some keep a flock on their dashboards in an area known as a duck pond.

The woman behind ducking Jeeps is Canadian Allison Parliament. Feeling discouraged after an encounter with an irate stranger one day in 2020, she bought a bag of rubber ducks and put one with a cheery note on a Jeep. Her gesture spread online and soon ducks were flying off shelves and onto Jeeps.

jeep ducking
Toni Lamen’s Jeep duck collection.

Jeep owner Toni Lamen, who lives in Florida but is formerly of Binghamton, N.Y., said she keeps ducks in her Jeep and likes to check out other peoples’ collections. If she has a color they don’t have, she drops it on the car.

While not everyone likes to duck, they still appreciate the enjoyment it brings others.

“Whether you are into the Jeep ducking scene or not, it still brings a smile to someone’s face,” said Lowell Eckart, co-founder of JeepNation, a national Jeep club. “I like seeing people when they get their first duck.”

Chuck Harris, a JeepNation partner, recalled that when ducking first started, he and his wife were not that caught up in it, even as others received ducks. Then one day at a Jeep show, he saw something on his Jeep’s door handle, and knew they’d been ducked.

“When we got our first one, it was like the best thing ever,” Harris said.

For Sanborn, her Jeep and ducking helped open a whole community to her after she moved from California to Texas.

“I was a little nervous at first, but now I get excited when I see someone about to duck,” Sanborn said. “My 11-year-old niece is doing it, too. I wanted to make someone else smile.”

And smile they do. “They are cool to look at,” Lamen said. “Once I had a bad day and I came out and there was a duck on my Jeep. It brought a smile to my face.”

Don’t Have a Duck? Wave!

The Jeep Wave also is part of Jeep culture and has been around for at least 50 years. It may have evolved when off-roading became popular and to show kinship with other Jeep owners.  Jeepers wave to build community and show their mutual love of Jeeps. The Wave consists of raising two or four fingers from the steering wheel and nodding or just a basic wave.

Jeepers are not the only ones on the road with greetings. Motorcyclists salute their fellow riders by dropping their left hands down and extending two fingers, like an upside-down peace sign.

If you own a Jeep, are you Jeep ducking? What is a favorite duck that you received? Tell us in the comments.

Featured image: Shawnee Sanborn’s jeep ducks in action. Sanborn is the executive director of Jeep Girl Mafia, a nationwide organization for female Jeep owners.

This article has been updated and republished from a previous version.

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Life Insurance Payouts and You: The Facts You Need to Know

A life insurance benefit may not take effect until after the policyholder has died, but before the designated beneficiary can receive any life insurance payout, he or she must make a few decisions.

Although this immediate grief-stricken time is certainly less than ideal for the beneficiary to make such important moves, the actions just after a life insurance claim often decide how and when the payout is received.

Here’s what to expect from the life insurance payout process.

What is a Life Insurance Beneficiary?

A life insurance beneficiary is the person or entity designated to receive the death benefit from a life insurance policy when the insured person passes away. A spouse, child or other family member can all be life insurance beneficiaries, but it is a title that can also be given to friends, business partners, trusts or estates or charitable organizations.

How To Claim Life Insurance

“Once a policy is issued to a policyholder, the policy will indicate everything that is needed should a death claim occur,” says Chris Perrier, life insurance manager for AAA Northeast. “In most cases the beneficiary will have access to the policy of their loved one and that individual will contact the company directly, or in some cases contact the agent to assist.”

As beneficiary, you should receive any necessary forms and documents in the mail and will work with a representative from the insurance company to process your claim. Depending on the policy and the provider itself, the requirements involved may vary. Be ready with some key bits of information, such as the policyholder’s death certificate, Social Security number, correct date of birth and confirmation of their address. “This information is imperative to processing a claim,” Perrier said.

If you are not a close relative or don’t have this information, it may involve some legwork to track down. Policies with more than one beneficiary will need to have separate forms for each individual that submits a claim.

When You’re Expecting an Insurance Payout

When it comes time for you to receive your life insurance payout, you might have several options at your disposal. Naturally, each one brings its own set of benefits, and you’ll want to carefully consider your own long-term financial situation before you commit to one.

Common examples of payout options include a fixed period and a fixed amount. While the former offers a steady stream of payments (comprised of both principal and interest) doled out in regular installments over a period of years or decades, the latter focuses instead on a set amount delivered to suit your specific needs. You can also opt for an interest-only payout or to have the sum directed toward a particular investment account — more on that in a moment.

Which payout option you select will have a great deal to do with your own finances. So evaluate your current income as well as both your short- and long-term expenses to determine how your insurance payout will fit in. Of course, if you have any questions about your options or how to identify the best choice for you, don’t hesitate to reach out to a professional for advice. Remember that your payout is intended first and foremost as a supplementary source of income before you decide to explore other payment and investment options.

life insurance beneficiary

How to Spend It

As discussed above, what you do with your life insurance payout is entirely up to you. However, we would be remiss if we didn’t at least point out some of the more popular choices.

  • Address any claim-related expenses: Since the payout is intended primarily for financial relief, the first and most obvious destination for the money is toward any lingering bills and debt tied to the claim itself. Likely, the policyholder accounted for this in designing his or her plan upfront.
  • Pay off any necessary taxes: Everyone’s least favorite expense is — no surprise there — a common selection for individuals looking to clear the financial slate. Eliminating any taxes, both tied to the claim and otherwise, is always a good idea to consider.
  • Make an investment: For added security in your own financial future, investing at least some of your payout is a smart way to go. You may wish to put more money into a retirement account, invest in real estate or even start a life insurance policy of your own. Just be sure to reach out for professional advice before leaping headfirst into anything.

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This article has been updated and republished from a previous version.

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How to Consolidate Student Loans

Paying off student loans can become especially confusing when you’re making multiple monthly payments. One way to solve this is to combine your loans into a single new loan. It’s like keeping all of your eggs in one basket except your eggs are student loans, and they’re going straight to the frying pan to become an omelet. When you consolidate student loans, the multiple payments you’ve been paying each month become one monthly bill.

Check out the following rundown on student loan consolidation to find out whether or not it’s right for you.

How To Consolidate Student Loans With a Direct Consolidation Loan

The U.S. Department of Education allows you to consolidate your federal student loans with a Direct Consolidation Loan. Like the omelet in the above analogy, this loan allows you to combine multiple loans into a new loan for a single monthly payment, instead of the confusing barrage of loan payments that many students are stuck with after graduation. However, only certain federal loans are eligible.

The benefits? In addition to one monthly payment, with a Direct Consolidation Loan, you can change your repayment plan. For some, that could mean being given a longer time period up to 30 years to repay the new loan. Keep in mind, though, that this could cost you more in the long run if you’re paying more in interest than you would have originally.

Another plus is that it’s free to apply, and anyone can, as long as their loans are in repayment or in the grace period. You can download an application at StudentLoans.gov and submit by mail, or complete and submit it online.

But there are pros and cons to everything. One disadvantage is that you may lose the benefits you get with your current loans, like interest rate discounts or loan cancellation benefits. Also, if you’re paying your current loans with an income-driven repayment plan, or if you’ve made qualifying payments toward Public Service Loan Forgiveness, you may lose credit for those payments upon consolidating.

grad

How To Consolidate by Refinancing Student Loans

For those who want to consolidate federal and private loans or have federal loans that don’t qualify for the Direct Consolidation Loan, student loan refinancing is another way to combine multiple loans into one. However, instead of doing this through the U.S. Department of Education, you would do this through a private lender.

The benefits? In addition to one monthly payment, refinancing can lower your interest rate. Most lenders offer both variable and fixed rates. If you have good credit and a steady income or can co-sign with someone with good credit and a steady income, you could qualify for low rates.

Like consolidating through the Direct Consolidation Loan, consolidating by refinancing allows you to change your repayment plan. You can choose to repay them faster with higher monthly payments or take a longer period of time with lower monthly payments.

While it is possible to combine federal and private student loans into one private consolidation loan, you will lose federal benefits and protections such as loan forgiveness and income-based repayment plans and should consider it very carefully before you do. 

When weighing student loan refinancing as an option, be sure to compare offers from private lenders. Some may offer options such as deferment, forbearance or flexible repayment to help out during those tough times, when an income-driven repayment plan would’ve come in handy.

When To Consolidate Student Loans

You’re eligible to consolidate your student loans after you graduate, leave school or drop below half-time enrollment.

In order to consolidate student loans under a Direct Consolidation Loan, the loans you’re consolidating must be in repayment or in the grace period, which is typically the six months after graduation.

If you want to consolidate a defaulted loan, you must either wait to consolidate until after making three consecutive monthly payments on the loan, or you must agree to repay your new consolidation loan with one of the federal Income-Driven Repayment Plans.

As for consolidation through refinancing, private lenders may have their own requirements. Some may require you to have made a minimum number of payments before refinancing. A good record of making payments on time for several years can help your cause.

In any case, be sure to weigh your options before you choose to consolidate or refinance your student loans and make the decision that is best for your situation.

Learn more: AAA Answers All Your Student Lending Questions.

To figure out which is the best way to consolidate your student loans, call (888) 422-2536 to talk to a AAA Student Lending specialist.

Have you consolidated your student loans? How did it help you? Tell us in the comments below!

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The History of the Car Cup Holder

The beauty of automotive design is that it has evolved in lockstep with societal changes. License plates were needed to keep track of all the cars that filled the roads in the early 1900s. Bumper stickers were the product of wartime technologies.

The humble car cup holder is no different. If you follow its lifespan, you get a glimpse into how changes in the way we live gave rise to this new feature. It’s less about a circular indentation in your console and more about societal shifts.

Overreaching? Maybe. But there is some psychology behind our love of the cup holder. Cultural anthropologist Clotaire Rapaille theorized that their presence makes us feel safe by allowing us to drive next to warm liquid, which reminds us of mother’s milk.

Whatever the reason, this feature clearly matters to drivers. Believe it or not, “cupholder frustration” stood out among the top complaints in J.D. Power’s 2025 U.S. Initial Quality Study, as more people struggle to fit their oversized reusable tumblers into standard car cup holders.

So, how did the ubiquitous car cup holder come about? Let’s dig in.

The Early Days of Cars and Beverages

Although automobiles were much different in the early 20th century than they are today, food was clearly still on the minds of passengers back then. Some early cars came with picnic baskets and kitchenette sets in the trunk or attached to the sideboards. In “The Great Gatsby,” F. Scott Fitzgerald describes Gatsby’s Rolls Royce as having “supper-boxes.”

But the idea of eating or drinking while the car was in motion was still far away. Cars didn’t run very smoothly, and most roads were anything but pristine. Traveling by automobile was not conducive to eating a meal or sipping a drink.

The Origin of Car Cup Holders

The history of the car cup holder can be traced back to the 1950s and ’60s when it became popular to eat in your car as drive-in restaurants were having their heyday. But in this case, customers were stationary when eating and drinking. Any beverage could be placed on the dashboard or floor or secured between the knees.

However, it wasn’t completely uncommon to see rudimentary cup holders incorporated into snack trays. A newspaper image from the 1950s shows a snack tray hanging from the dashboard with two holes cut out to hold beverages.

In 1953, the Automobile Seat Article Holder received a patent. This device consisted of a metal plate wedged between two seat cushions. Three years later, a slightly enhanced version emerged in the Refreshment Tray for Automobile Instrument Panel, which had wells better able to hold beverages upright.

Glove Compartment Cup Holders

Starting in the late 1950s, car designers began incorporating cup holders into the backside of glove compartment doors. For one reason or another, these were usually a miss. In 1957, Cadillac devised a magnetic glove compartment for its Eldorado Brougham. But it was designed to be used with the four metal tumblers that came with the vehicle, not just any beverage you had on hand.

As we moved into the 1960s, manufacturers continued to look to the glove compartment in an attempt to accommodate beverages. These early iterations, however, were usually a pair of very shallow circular indentations that would never be able to keep a beverage upright if the vehicle was in motion.

Learn more about the history of the glove compartment.

Dodge Caravan
The 1984 Dodge Caravan

The Minivan Arrives

Car cup holders as we know them today can trace their origins back to 1983. That’s when Chrysler invented the minivan. The manufacturer’s Dodge Caravan and Plymouth Voyager were the first two mass-produced cars to have built-in cup holders.

Although they still were not a standard feature, more and more manufacturers added cupholders throughout the 1980s and into the ’90s. These times were marked by a steep increase in the number of women, particularly mothers, entering the workforce. Some have suggested that rise of dual income households led to a surge in popularity of drive-thru restaurants. Families could drive up to a window and receive an inexpensive meal in mere minutes. But they needed a place to put their drinks.

Car cup holders quickly became a necessity instead of luxury, at least in the United States. By the mid-1990s, built-in cup holders were a standard feature among manufacturers around the world.

car cup holder

Hot Coffee and the Modern Car Cup Holder

It seems strange, but many of the innocuous components of an automobile, like the license plate, have found their way into the center of major court cases. The car cup holder became a national headline in 1994, when 79-year-old Stella Liebeck sued McDonald’s after spilling on her lap the 180-degree coffee she just ordered at the drive-thru. She was sitting in her grandson’s car at the time, opened the lid to add sugar and cream, and spilled the hot coffee, which burned her skin. The jury awarded Liebeck $640,000 at the conclusion of the trial. The whole ordeal may have been avoided had the Ford Probe not been devoid of even a single cup holder.

If manufacturers were hesitant to include cup holders in vehicle design before, the hot coffee incident helped push them over the threshold. Even European companies, which had long resisted adding the feature, began building cars with cup holders when U.S. sales started to drop. We’ve gotten to a point that if cars don’t include a place to store your beverage, or don’t include enough places, they will face the wrath of the public.

Car cup holders continue to evolve in design as beverage containers change in size and shape. Other features, like LED-lighted cup holders, have also been introduced into the market. But maybe the most telling sign of how times have changed is the number of cup holders you’ll find in vehicles. While 20 years ago, you’d be lucky to find a handful, many cars today have more than a dozen. The Subaru Ascent, in fact, has 19 cup holders.

Read more auto history stories.

How important are car cup holders to you? Do you take them into consideration when purchasing a new vehicle? Let us know in the comments below!

Featured image: Courtesy of Toyota

This article has been updated and republished from a previous version.

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Top Things to Do in Madrid

Brimming with locals and visitors alike, Madrid’s vibrant energy pulsates as you stroll through its plazas and winding network of streets. Untold treasures wait around every corner. The ornate edifices, fountains and monuments — including Gothic and Romanesque churches, and a stunning palace with Baroque and Neoclassical elements — are a testament to the city’s more than a millennium-long history. As you meander about, you also pass countless green spaces and cafes with outdoor seating that beckon you to sit and linger. It’s easy to become delightfully lost.

Having visited Spain’s capital city many times, I have found that these are some of the best things to do in Madrid.

Admire Stellar Art

Madrid is home to a trio of landmark museums: the Prado, Reina Sofia and Thyssen-Bornemisza. You can easily walk from one to the next, though art aficionados may want a full day to explore each of the first two. Millions of visitors flock annually to the Prado, which is celebrated for its assemblage of works by the Spanish masters, such as Rubens, El Greco, Goya and Velazquez. Goya’s disturbing “Black Paintings” are attention grabbers, as are the dozens of paintings by Velazquez — the world’s largest such collection.

With its duo of multi-floor buildings, the Reina Sofia’s biggest draw may be Picasso’s masterwork “Guernica.” Painted on an almost 26-foot-long canvas, it depicts the devastating consequences of Spain’s Civil War. The museum is especially rich in modern and contemporary art, including the iconic and reality-disrupting pieces by Dali, as well as important works by Miro, namely his dream-like painting, “Hombre con pipa” (Man with a Pipe).

Set in an original 18th century mansion that was later renovated, the Thyssen is renowned for displaying a comprehensive art collection spanning medieval to contemporary periods in an intimate setting. Those who gravitate to 20th century art will easily get an education in Surrealism (Magritte), Abstract Expressionism (de Kooning) and Pop Art (Lichtenstein).

Landscape of the city of Madrid with the Crystal Palace in El Retiro park, Spain

Explore Verdant Oases

Perhaps Madrid’s most signature green space, Parque del Buen Retiro or simply Retiro, was the stomping grounds of Spain’s royal family centuries ago. Its name translates to Park of the Pleasant Retreat, and it’s no wonder, since members of the monarchy and their court spent their leisure time participating in equestrian events, boating on the man-made lake and enjoying theatrical performances. Now it’s an almost 300-acre public park threaded with paths that attract a wide swath of society, including joggers, bladers, cyclists and walkers. With swans and ducks gliding across its surface, the lake is an appealing venue (in good weather) for boating using rental watercraft. Horticultural enthusiasts will be thrilled with the well-organized landscaping, including a rose garden growing 100 varieties.

Another park that’s acclaimed for its stunning rose garden is the much more tranquil Parque del Oeste, located outside Madrid’s city center. There are hundreds of rose varieties to admire in this sweeping greenspace that’s also populated by pines, cedar, birch and other trees. But Oeste’s most surprising find is the Templo de Debod, a second-century B.C. Egyptian temple. It was given to Spain by Egypt to save it from flooding when the Aswan Dam was built across the Nile. Perched on a hill and surrounded by lawns and reflecting pools, it’s an ideal venue for admiring the sunset.

Sample Spanish Cuisine

Socialize, soak up a lively vibe and nibble your way through delectable Spanish and international dishes by visiting one of Madrid’s food halls. Each has a different personality, and these two are definitely worth a visit.

The expansive Mercado de San Miguel is a mecca for tourists who flock to this wrought iron and glass historic structure, constructed in the early 20th century on the site of an old fish market. Get there when it opens to avoid some of the bustle and amble the narrow aisles, sampling iberico ham, manchego (sheep’s milk cheese) and tortilla espanola (a quiche-like, potato omelet).

For a slightly less frenetic experience, the multi-story Mercado San Anton offers plenty of delicacies from around the world. Here you’ll find such dishes as Vietnamese dumplings, sushi, Norwegian smoked salmon and Valencian paella, all sold in a contemporary setting.

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Indulge in a Scenic Outdoor Playground

Stretching for miles along the banks of the Manzanares River, Madrid Rio Park is a stunning recreational space that’s enjoyed by all, from families with young children and lunch-hour picnickers, to cyclists and birdwatchers. In the summer, you can cool off at the urban (cement) beach, thanks to the misting system, wading pool and a variety of water jets. The lawns are also great for sunning.

Numerous children’s play facilities are populated by hammocks, swings and climbing vines made from hemp, timber and other natural materials. Whether you’re walking or cycling, you may spy egrets, kingfishers, herons and other birds on your route. You can make different size loops by navigating over the many bridges where, depending on your location, you’ll have a dramatic view of the Royal Palace. A climbing wall, roller rink and a skate park round out the myriad offerings.

Wander Where Literary Giants Walked

One of Madrid’s most atmospheric neighborhoods is the Barrio de Las Letras (Literary Quarter), where narrow lanes slope up and down and weave about like a maze. This is where the most illustrious writers lived during Spain’s Golden Age of Literature (in the 16th and 17th centuries). They hung out at cafes, bars and open-air theaters. Some of the streets are named for these luminaries, like Quevedo, Cervantes and Lope de Vega.

The centuries-old house where the prolific poet and playwright Lope de Vega lived and worked in his later years was renovated into a museum that’s worth visiting on a guided tour. Highlights include the home’s chapel, studio and inviting backyard garden, lush with orange and pomegranate trees and sweet-smelling flowers.

Start planning your vacation to Spain with a AAA travel advisor.

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Should You Buy Out Your Car Lease?

Your car lease is coming to an end, but you love your car and aren’t quite ready to let it go. Should you buy out your car lease?

Owning your previously leased vehicle could make financial and practical sense. You can skip the shopping stage and stay in a vehicle with a known history and drivability rather than take a chance on another used car.

Here’s what to consider before making a decision.

Why Buy Out Your Car Lease?

When you reach the end of your lease agreement, you have the option of returning the vehicle to the dealership or taking the buyout option, where you pay to own the car. Some contracts also allow drivers to buy out their lease before the agreement expires.

The buyout price of the vehicle, also known as the purchase price option, is usually set at the time of the lease signing (you should be able to find it on your agreement contract). It is determined based on the car’s residual value, the car’s predicted price at the end of the lease.

This is where the current car market comes into play. If you signed your lease agreement when the car price was lower, your purchase price option could be more favorable compared to what a used car on the open market could cost you.

Another consideration is the condition of your leased car. The dealership will inspect your vehicle when your contract comes to an end. If there’s any damage above the normal wear and tear, you’ll be responsible for the costs. If you choose to buy out your lease, however, you won’t need to pay. That money could instead go toward purchasing the car.

The same is true with mileage. If you exceed your lease agreement mileage limits, you’ll be on the hook for per-mile penalties if you return the vehicle to the dealership — but you won’t be if you buy out the lease.

How to Buy Out Your Lease

If you’re thinking about buying out your lease, take a look at your current lease agreement terms and the car’s residual value. Then compare these numbers to the going rate of the car today. Remember, when buying out a lease, you’ll have to pay the residual value plus any applicable taxes and fees. You also may have to register the vehicle in your name and pay any applicable sales tax.

Fortunately, lease buyouts can be financed through auto loans. The process is very simple and much like that of any other car purchase or refinance. It’s always a good idea to shop around for loans with the best terms and lowest interest rates.

Looking to buy out your car lease? AAA has you covered with low-interest auto loans to help finance your purchase.

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6 Wonders of Nature to Inspire Your Next Beach Vacation

Any day at the beach is likely to be a good one, but there is magic to be discovered on some shores.

In the Caribbean, Mexico, and Hawaii, coastlines sculpted by volcanic eruptions, fierce currents and sweeping winds unveil geologic wonders and one-of-a-kind ecosystems you truly have to see to believe.

The Swimming Pigs of Pig Beach, Bahamas

Like a farm that has pleasantly gone to seed, the uninhabited island of Big Major Cay is home to several dozen wild, friendly pigs, as well as a few goats and cats. No one knows for sure how the pigs ended up out there, but they have become good swimmers and proficient at seeking out snacks from visitors. You can access the island by boat or by plane and interact with its bovine residents on the shore.

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Puerto Rico’s Bioluminescent Bays

Bioluminescent bays are filled with plankton which give off a blue-green light in the water at night when disturbed. Puerto Rico offers three great opportunities for viewing this technicolor phenomenon. Mosquito Bay in Vieques is believed to have the brightest bioluminescent bay in the world. Laguna Grande in Fajardo, though not a bay, is popular and just a little over an hour’s drive from San Juan. La Parguera in Lajas is the only bioluminescent bay off the island that allows swimming and motorboats. See if you can pick a moonless evening to see the glow.

The Crystal Caves of Bermuda

Just a half mile from the ocean is a magical subterranean kingdom, with two caves of majestic white limestone formations. Crystal Cave, the easier to navigate of the two caves, offers stunning views of both stalactites and stalagmites reflected in azure water. The steeper Fantasy Cave offers dramatic, dense rock formations that can resemble waterfalls frozen in time. There is a restaurant on site, and a picnic area. 

Cathedral Cave at Grotto Bay Beach Resort & Spa.
Cathedral Cave at Grotto Bay Beach Resort & Spa.

A short walk from the Crystal Caves, AAA Three Diamond Grotto Bay Beach Resort & Spa also has two caves on its property. Visitors are invited to take a dip in the cool water of Cathedral Cave, and Prospero’s Cave is home to Grotto Bay’s Natura Spa.

Fly to Bermuda direct from Boston under one hour with Bermudair. Contact a AAA travel advisor to learn more.

Sian Ka’an, Mexico

This expansive nature preserve, a UNESCO World Heritage Site, shows the biological richness that can occur when a terrestrial ecosystem meets the ocean. Located along 75 miles of coastline of the Yucatan Peninsula, Sian Ka’an is home to more than 300 species of birds and many dolphins and manatees. Visitors may even be able to spot jaguars, pumas and ocelots. Sian Ka’an is a sought-after ecotourism destination where you can explore tropical rainforest, mangroves and coral reefs.

Hanauma Bay State Park, Hawaii  

This pristine, calm bay was formed from a volcanic cone and is protected by crater walls and a reef. The geologic combination provides the perfect canvas for swimmers and snorkelers to enjoy the beauty of the Pacific Ocean and the island of Oahu. This bay was restored to its splendor after years of overuse and was voted by Forbes as the Best Beach of the United States in 2016. Reservations are required to visit.

hawaii napali coast
The scenic view of the Napali Coast and the Waimea Canyon of Kauai, Hawaii.

Napali Coast, Hawaii

There are few coastlines as dramatic as this 17-mile stretch of Kauai Island, which features vertical cliffs, sea caves and dramatic waterfalls. This coastline, which has been featured in several movies, might best be explored by sea, but some visitors may opt for a helicopter tour. Prepared hikers may find opportunities for secluded camping, as well.

Start planning your beach vacation with a AAA travel advisor online or call 866-423-5585.

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AAA Life Insurance Agent Testimonials

No one understands the importance of life insurance better than those who have needed it, usually in unforeseen circumstances. AAA life insurance agents are among those people. They know how much life insurance matters because of their own experiences and are wholly committed to helping others set up a solid plan for an uncertain future.

Here are some of their stories.

Darius Jackson

Field Life Insurance Agent, Massachusetts

For Darius, life insurance is so much more than a product — it’s a passion.

“What motivates me to sell life insurance is knowing I’m helping give families peace of mind, and being a component in providing a little bit of light in a family’s time of need,” said Darius.

Seeing firsthand the tough situations that can unfold if someone is not insured, he makes sure to drive home the true importance of planning ahead for your loved ones.

“Life insurance is personally meaningful to me because I have seen the outcomes of not being insured within my own family,” says Darius. “Watching family members struggle financially after the loss of a family member made the grief harder to bear. Because of these experiences, I believe every family should have a [life insurance] policy.”

Contact Darius to discuss your life insurance options.

Jeff Flowers

Field Life Insurance Agent, Rhode Island

Jeff was a mortgage broker for nearly 30 years before coming to AAA, so he’s seen his fair share of unfortunate situations that life insurance could have helped avoid.

“I’ve gotten calls from past clients who lost their spouse and ended up needing to sell their home as their mortgage rate was now too high to pay off on their own. Life insurance would have prevented that,” said Jeff.

When he got his first term policy many years ago, Jeff didn’t really know anything about life insurance — only that it was the right thing to do with a wife, mortgage and children.

But now, after losing friends close to his age, he can truly appreciate its value. “One friend had life insurance and the other didn’t. I was able to see close up the difference it made on the family in both situations,” he said.

Looking back on his career, he’s happy to have been a part of such big, important life stages in people’s lives. “Helping people buy homes over the years was very rewarding,” he said. “My late-in-life career change protecting families in their homes is rewarding as well.”

For answers to your life insurance questions, reach out to Jeff.

Melvin Teasley

Internal Life Insurance Agent, New Jersey

Melvin’s mother was 76 years old and in relatively good health when she visited a doctor for a routine appointment in 2015. It’s still hard to fathom how she lost her life that day.

Melvin was at work when his brother called to tell him that his mother was sick and that he needed to come to the hospital right away.

“He wouldn’t tell me what happened as he knew I had a 45-minute drive and would be too upset. I didn’t find out until I got to the hospital that she had a heart attack at the doctor’s office,” Melvin said.

His mother fell into a coma and never returned.

Of six children in the family, he and his brother were the only two living in-state, so the responsibility of making final arrangements fell on them – a funeral, cremation and other matters totaling about $6,500. That’s when they found out that their mother’s life insurance coverage had lapsed.

They were no more prepared for these unexpected expenses than they were for their mother’s passing. It was a strain for Melvin, who had his own family to take care of.

“I learned that it is important to have a plan in place for these moments. If there was life insurance, we wouldn’t have had to worry about the financial burden at such an emotional time,” said Melvin, who became a life insurance agent in 2018.

“It became important for me to help as many families as possible avoid that hardship,” he said.

Speak with Melvin to secure your life insurance plan.

Melissa Bruning

Field Life Insurance Agent, Newburyport, Mass., Branch

As a registered nurse in mental health care for 20 years, Melissa recognizes how illness and death of a loved one can impact emotional well-being.

Dealing with grief is challenging enough, never mind the financial stress that often accompanies it.

“When a loved one passes away, there are numerous and sometimes unexpected expenses. This can be very challenging for a family that is grieving,” said Melissa, who left nursing for more family time before entering the health and life insurance field a few years ago.

“My role can help people and families navigate that part of life with a little less worry,” she said. “My hope is that my clients can focus more on the important things in life and worry less about the future.”

The important things can vary between families or depending on a person’s point in life. That’s why Melissa says life insurance is not a one-size-fits-all arrangement.

“At AAA Life, we have the unique opportunity to get to know our clients and design policies that fit them and their wishes best. I consider it a privilege to help people navigate this process in life,” she said.

Get in touch with Melissa and explore your coverage options.

Get a Life Insurance Quote

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What to Do if You Lock Your Keys In Your Car

If you’ve ever locked your keys inside the car, you know it’s not a great feeling. Just as the car door slams shut and locks, realization kicks in, your stomach drops, and you see the key dangling from the ignition or the fob lying on a seat. To make matters worse, this always seems to happen when it’s raining or when you are already late for school pickup.

Thanks to fobs and keyless entry apps, locking the keys inside a car should happen far less often than in the past. But it still happens more than you think. AAA Northeast reported that 198,618 members locked themselves out of their cars in 2024.

Today, the retrieval often requires more than a coat hanger and metal rod.

“The newer the car, generally the harder it is to get into,” according to AAA’s Car Doctor John Paul, senior traffic safety manager for AAA Northeast.

Here’s what to do if you lock your keys in your car.

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Not Your Mother’s Car Keys

Car keys have evolved over the decades from switches that controlled the car’s electrical circuit to keyless fobs with chips that exchange radio signals with vehicles to open the doors. By 2019, 91% of vehicles had keyless ignitions as standard or optional equipment, according to Edmunds. Some manufacturers also have apps that allow drivers to lock, unlock and start their cars with their phones. Phone apps are extremely handy but must be set up ahead of time and could require a subscription. Such systems are more convenient because people don’t have to remove keys from their pockets or purses.

While it is rare for a car to lock when the fob is inside, it can happen if the fob battery is depleted, the key fob is out of sync with the car or the car battery is dead. If you have a second fob with a hidden key, you are in luck. Often the keyhole is under a door handle.

In the case of ignition keys, if someone is distracted or their hands are full, it is easy to see how the key gets left behind.

“The reality is, it is just a change in habits,” noted Paul. “You add one more thing to your routine, and suddenly, you left your keys on the seat, because you were carrying a pie or an extra bag.”

what to do if you lock your keys in your car

Check Every Door

Before full-blown panic sets in, examine the car, because it’s possible only the driver’s door is locked, advised Paul.

“Try all the doors, even the hatch,” he said. “You may find that with an SUV, the hatch is unlocked. And while it’s awkward to crawl over the seats, it’s better than being outside in the rain.”

Whether the car is occupied determines what happens next. If a child or animal is locked inside the car, call the police. Officers will likely arrive more quickly than roadside service and will get into the car the most expedient way.

Don’t Forget the Keys or AAA

Of course, before you consider breaking a window, you can call or request AAA Roadside Assistance online 24 hours a day, seven days a week, for help getting into your vehicle. 

The best way to avoid forgetting your keys is preparation. Always try to keep the key or fob in the same place and attach it to a brightly colored lanyard or keychain, so you can see it if you put it down. Try to keep a spare key with you.

“Develop a routine where you always have your keys in your hand,” Paul added.

AAA Roadside Assistance can be reached online, by phone or through the AAA Mobile app.

Have you ever locked your keys inside the car? Tell us your story in the comments below.

This article has been updated and republished from a previous version.

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Planning a ‘Grand’ Portugal Trip

When your grandson calls and says, “Grandpa, we need to take a trip together,” you start planning.

So, Karen and Simon Landsman stopped by AAA’s Garden City, New York, branch to make hotel reservations for a grandfather-grandson trip to Portugal and to get advice on planning side trips from travel advisor Rosetta Varuola.

Find a AAA branch near you.

Both foodies, Simon and his college student grandson planned to sample different dishes in various locations during their trip and had talked about numerous exotic and distant destinations before settling on Portugal.

The Landsmans were impressed with how knowledgeable Varuola was and how quickly she pulled up information. She has been a travel advisor with AAA Northeast for 11 years and has worked in the travel industry for 30 years.

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Karen Landsman had already booked the flight for the trip without realizing the full breadth of AAA travel services.

“I wish we’d done everything here,” Simon Landsman said. “We’ll be calling Rosetta first the next time we plan a trip.”

Here are a few more AAA member benefits you you might not know about.
Do you have a story about how AAA helped you plan a trip, get insurance or buy a house? Let us know in the comments below.

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Convenience and Discounts Drive This AAA Member

When Dan O’Neill had to register his new car, he chose AAA’s Garden City, New York, branch for its convenience and customer service.

“This is close to work, and it’s much easier to get an appointment,” O’Neill said during his visit.

Find a AAA branch near you.

Did you know AAA offers DMV services? You may save yourself the trip to the DMV (and a potentially long wait) for vehicle registrations, license renewals, REAL IDs and more.

As a member for 26 years, O’Neill relies on AAA for roadside assistance, hotel and theme-park discounts and AAA TripTiks.

“It’s worth it for the discounts alone,” said O’Neill, who travels frequently for business and leisure. He also appreciates AAA’s commitment to accommodating its members.

“The service is fantastic,” he said. “They are always helpful.”

Check out the full list of AAA Discounts.
Do you have a AAA member story you’d like to share? Tell us in the comments.

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5 Ways Oral Health and Cognitive Health Are Connected

You may think that taking care of your teeth and gums is mostly cosmetic, but the truth is, your mouth is more connected to your overall health than you might realize.

Researchers have uncovered strong links between oral health and brain health, especially among older adults. So, those regular dental checkups might be doing more than just keeping your smile bright, they could be protecting your memory and cognitive function, too.

And there’s another good reason to schedule your next dental cleaning. Altus Dental™ has teamed up with AAA Northeast to offer exclusive dental coverage for AAA Northeast members in Massachusetts.

Here are five ways that oral health and cognitive health are connected.

Mouth bacteria can move to the brain.

The bacteria that causes gingivitis has been found in the brains of those impacted by Alzheimer’s disease. Researchers found that the bacteria Porphyromonas gingivalis can move from the mouth to the brain. Once in the brain, the bacteria releases enzymes that can impact the function of neurons and lead to memory loss.

Inflammation in the gums can raise dementia risk.

When bacteria attacks the gums, it not only causes inflammation in the mouth but throughout the body — including the brain. Researchers have found that prolonged, excessive brain inflammation can put you at higher risk for cognitive decline.

One way to lower your risk is to keep up with regular checkups at the dentist, made easier with the affordable coverage from Altus Dental.  

Good oral health helps feed your brain.

Anyone who has had a toothache knows how quickly it can change your diet just to avoid the pain. In the long term, poor oral health can limit what food you are able to chew, which can often lead to a less healthy diet. A diet deficient in nutrient-rich fruits, vegetables and proteins has been shown to be a significant risk factor for cognitive decline. That makes it even more important to fix issues with oral health before they lead to a long-term shift in diet.

Missing teeth are linked to cognitive impairment.

Researchers reviewing 14 studies on oral health and cognitive health found that older adults with missing teeth had a 48% higher risk of cognitive impairment and a 28% higher risk of dementia. That’s the bad news. The good news is that the same researchers found that older adults who used dentures did not have a significantly higher risk of dementia, possibly because dentures can help people with tooth loss maintain a healthier diet. If you experience tooth loss, ask your dentist about options for dental prostheses.

Regular dental checkups can lower the risk of cognitive decline.

Long-term studies of large populations of older adults show that those who regularly visit the dentist lose fewer teeth and have better oral health. That means those older adults are likely at lower risk of cognitive decline.

Going to the dentist at least twice a year is an investment in your overall well-being, and with exclusive savings on dental insurance with Altus Dental, AAA members living in Massachusetts don’t have to don’t put off their next dental visit any longer.

Altus Dental provides easy access to in-network care with more than 10,000 locations locally and nearly 420,000 nationwide.

Explore the benefits and enroll today.

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7 Ways Stress Impacts Your Teeth and Eyes

When considering the physical effects of stress, we may typically think of headaches, back pain or digestive issues. However, one area that often gets overlooked is the impact that stress can have on our oral health and vision.

You can combat the effects that mental health struggles can have on your teeth and eyes by pairing regular dental and eye exams with other preventive measures. For AAA members living in Rhode Island, it’s even easier with access to affordable dental and vision insurance from Delta Dental of Rhode Island and DeltaVision®.

Let’s look at the different ways stress can potentially affect your smile and eyes.

How Stress Can Impact Your Oral Health

  • Teeth grinding: Also known as bruxism, teeth grinding is a common issue that affects millions of people worldwide. People who grind their teeth often do so unconsciously, especially during sleep or periods of stress. Over time, bruxism can lead to worn-down, chipped or cracked teeth, and even tooth loss. Additionally, it can cause jaw pain, headaches and earaches. If you are a teeth grinder, consider using a night guard.
  • Gum disease: When we are under stress, our immune system can become compromised, making it easier for bacteria to thrive in our mouths. This can lead to inflammation and infection of the gums, also known as gingivitis. If left untreated, gingivitis can progress to periodontitis, a more severe form of gum disease that can lead to tooth loss.
  • Anxiety and depression: Stress can trigger these mental health struggles, which may lead to neglecting oral hygiene. This neglect can worsen dental issues, potentially intensifying anxiety and depression even further.
  • Social and psychological effects: People who are self-conscious about their teeth and smile may purposely avoid social situations, which creates feelings of isolation and loneliness, compounding the effects of stress.

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How Stress Can Impact Your Eyes

  • Discomfort and irritation: High stress levels can contribute to dry eyes and eye twitching. Lubricating eye drops can help moisten your eyes and improve comfort, especially during long hours of screen time or stressful periods.
  • Eye disease: Research has found that stress is both a consequence and cause of vision loss. Chronic stress weakens the immune system, making the eyes more vulnerable to diseases such as glaucoma, macular degeneration and dry eye syndrome. At the same time, vision loss can trigger emotional distress, leading to anxiety, fear and difficulty coping with everyday tasks, which in turn can worsen stress levels.
  • Physical appearance: Stress-related sleep loss can lead to dark under-eye circles and puffiness due to poor circulation and fluid retention.

How to Stress Less for Healthier Teeth and Eyes

  • Identify your stressors. The first step to mitigating the effects of stress on your oral health and vision is to recognize what’s stressing you out. Once you know your stressors, you can start to develop strategies for coping with them.
  • Reduce stress in a way that works for you. Managing stress looks different for everyone. Some folks like exercise, others may prefer meditation or deep breathing exercises. Seeking support from a good friend or family member can distract you from your worries, but quiet time alone could also be a great way to relax and reset.
  • Establish healthy habits. Getting enough sleep and avoiding smoking and drinking will benefit your overall well-being. And of course, practicing good hygiene habits like brushing and flossing regularly, avoiding sugary and acidic foods and drinks, and routinely seeing a dentist and eye doctor for checkups can significantly lessen your chances of developing stress-induced dental and vision health issues.

By recognizing the signs of stress, taking steps to manage it and keeping up with regular dental and eye exams, you can support your overall well-being. With affordable dental and vision plans from Delta Dental of Rhode Island and DeltaVision, you can protect and maintain a healthy smile and healthy eyes for life. If self-care is not enough, your physician or a professional therapist can also help.

AAA members in Rhode Island can take advantage of exclusive rates from Delta Dental and DeltaVision®. Get your custom rate today.

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