So, it’s time to clean your home’s exterior. The task may seem daunting, but the good news is there are several safe and effective ways to get the outside of your home looking brand-new in no time.

Preparation is key

Choose a warm, dry day with little to no wind for the job. Next, make sure all windows and doors are closed tight. Seal doors and windows with plastic or duct tape if you’re worried about leakage.

Place duct tape and plastic sheeting over vents, electrical outlets and outdoor light fixtures. Cover plants and shrubs. Clear away any lawn furniture that may be close to the house. Also, make sure to keep children and pets inside.

Treat tough stains by hand

Look the house over for any stains. Most stains can be removed by hand with soap, water and a sturdy scrub brush. Some of the most common stains are caused by mildew. These can be removed with a mix of oxygen bleach and dishwashing liquid. For each gallon of water, use one-quarter pound oxygen bleach powder and one-eighth cup of dishwashing liquid.

Use a scrub brush and wear a mask to avoid inhaling mildew spores. As when handling any kind of bleach, wear rubber gloves. If you don’t want to make your own, most hardware stores carry a slew of mildew and mold removers.

Over time, masonry and concrete can form efflorescence, a crystalline salt deposit caused by exposure to moisture. You can remove efflorescence with a strong, dry brush and a diluted solution of water and vinegar. There are also a host of commercial cleaners on the market to treat and remove efflorescence.

Rust can be removed with a good scrubbing. You can treat the area with baking soda, then give it a scrub with a wet brush. Go ahead and use sandpaper on stubborn rust stains, but be sure to wear a mask to avoid inhaling rust particles. The area may require a new coat of paint when you’re finished. You can also buy rust-removal products in stores.

Use a garden hose

You can also buy a siding cleaning kit. Many come with nozzle attachments for your garden hose. Use a scrub brush to remove any excess dirt or grime from siding and pretreat any trouble spots with cleaner.

Aim the hose at a 45-degree downward angle and apply cleaner from the bottom to the top of siding to avoid streaking. Then, rinse from top to bottom. Clean one section at a time.

Cleaning kits will often include wands, brushes, extendable handles and containers to fill with cleaner. Some come pre-filled with cleaner. A long-handle scrub brush can do wonders. You can also attach a brush extension to the end of a garden hose to reach those hard-to-get-to places. Always avoid power lines.

A good power cleaning

When the job calls for heavy artillery, you may choose to use a pressure washer. These can be bought or rented.

Size matters when it comes to pressure-washer nozzles. The smaller the nozzle size, the narrower the target area and the stronger the spray stream. The average exterior cleaning requires a 40-degree nozzle, which provides a safe and gentle cleaning. Test the washer out on a small section first.

To use, move the wand in a steady, sweeping motion. Stand about 10 feet away and slowly come in closer as you gauge the cleaning force of the washer. Do not use the wand closer than 2 feet away from the surface. Aim at a downward angle. Apply detergent from the bottom to the top and let it sit for five to 10 minutes. Then rinse, moving from the top to the bottom.

There are many different power-cleaning detergents on the market. Make sure to get the right one for your type of home.

Words of caution

Pressure washers are powerful tools. When used incorrectly, they can damage property and cause injury. Avoid spraying underneath siding or into gaps, which can cause water damage. And be sure to repair or replace any damaged siding before washing. Make certain to wear safety goggles.

It is best to avoid using power washers on exteriors such as stucco, brick or wood shingles. Remember to never direct a pressure washer at windows or another human being. In fact, a power washer can break the surface of the skin. (Did we mention kids and pets should stay inside?)

If using an electric power washer, keep the connections dry and don’t handle the plug when your hands are wet. Do not use a gas-powered washer indoors or without proper ventilation. And, don’t power wash a home covered in lead paint.

If you have a large home, a multi-story home or feel the job is more than you can handle, call a professional.

When is the last time you cleaned your home’s exterior? Do you DIY or leave it to the pros? Tell us in the comments. 

Learn about homeowners insurance from AAA.

Viking River Cruises, founded in 1997, originally began as a river cruise company, with ships traveling along the great rivers of the world, but in 2015 the company launched small ocean-going vessels. Currently, it has about 60 vessels, with cruises offered in Europe, China, Southeast Asia and Egypt. Regardless of whether you choose a river or ocean cruise, Viking prides itself on offering an intimate experience with a hotel-like atmosphere and all-inclusive pricing.

My daughter and I booked our first Viking cruise in 2016, traveling on the 930-passenger Viking Star on a 10-day trip from Athens, Greece to Venice, Italy with stops in Croatia, Slovenia and Montenegro. By the end of the cruise, we had made friends with several people onboard, even choosing to have dinner with them in various ports and making plans to stay in touch afterwards.

Amenities

Hand’s down, one of the best things about Viking cruises, whether you are on a river or ocean cruise, is that the fare is all-inclusive, from meals and beverages to shore excursions and even Wi-Fi. Of course, upgrading to things like fine wines at meals and more exclusive tours are available to purchase, but if you want to stick to a budget with no surprises at the end of your cruise, it’s very easy to do so. Even the specialty restaurants onboard are included, as is the excellent Nordic-style spa, where my daughter and I liked to relax almost daily after a long day in port.

Cabins

The Viking Star’s cabins are more than generous in size, with 270 square feet of space, and better yet, every single one has its own private veranda. Cabins all feature a king-size bed, (which can be split into two beds) separate seating area, complimentary minibar stocked with snacks and soft drinks, and bathrooms have heated floors and large glass-enclosed showers. My daughter and I had more than enough room to move around and we also appreciated the free movies on demand when we wanted some downtime. There are also several suite categories, which offer more space and more perks.

Dining

There are plenty of options to choose from on Viking cruises, including the main dining venue, simply called “The Restaurant,” which offers cuisine tied to the locations the ship is traveling to and specialty outlets like Manfredi’s, which serves outstanding Italian fare. The “Chef’s Table” restaurant is a fun concept, where you simply put yourself in the hands of the chef. There’s a set five-course menu, paired with wine, that centers on a particular cuisine or region. There are several other dining options around the ship that serve everything from salads to sandwiches, but hand’s down one of our favorites was Mamsen’s, which serves dishes from the cruise president’s mother’s cookbook. Her waffles are a particular treat, especially when you eat them with Norwegian cheeses or chocolate sauce.

Spa

While there are many similar amenities offered on Viking’s river and ocean cruises, the spa is not one of them. The Nordic-style spa on the ocean ships, which is amazingly free for all passengers, is outfitted with a salt-water-filled thermal pool, a hot tub, sauna, four heated loungers, therapeutic showers, and a “Snow Grotto.” This glass-enclosed room literally has snow falling from the ceiling periodically. The idea is for guests to go from hot to cold and back again through the various water features to boost circulation. Truthfully, it’s simply fun to go make a snowball while at sea!

Excursions and education

Every cruise includes a variety of free daily shore excursions, which my daughter and I sometimes had a hard time choosing from, because so many were tempting. Viking cruises also offers what it calls a “Culture Curriculum” program onboard, which offers a great overview of the cruise’s next port of call through performances of music and art, cooking demonstrations, port talks and guest lecturers. On land, the excellent local guides were thoroughly professional and engaging, whether we were touring the Parthenon or wandering through Dubrovnik.

River cruise ship itineraries

River cruises range from 8 to 23 days, with itineraries featuring Europe’s Rhine, Main, Danube, Seine, Rhône, Douro, Moselle, Elbe, Dordogne, Garonne and Gironde Rivers; Russia’s Volga, Neva and Svir; Egypt’s Nile; China’s Yangtze; and Southeast Asia’s Mekong.

Ocean cruise ship itineraries

Viking’s basic ocean cruises range from 8 to 15 days, with destinations to Scandinavia and the Baltic; the western and eastern Mediterranean; the British Isles; and North America and the Caribbean, as well as combination cruises of those itineraries available ranging from 22 to 50 days. A new ship, the Viking Sun, will spend her maiden season sailing the company’s first-ever world cruise, spanning 141 days and visiting five continents and 35 countries, starting in January 2018. Also in 2018, a fifth ship, the Viking Spirit, is slated to visit the Middle East, Australia, Asia and Alaska.

Have you ever sailed on a Viking Cruise? Tell us about your experience in the comments.

Book a river cruise vacation with AAA.  

If you’re like many Americans, you probably have dozens of passwords for all of your online accounts, or maybe you have just a few passwords that you reuse over and over again. How do you organize these passwords and keep them safe? Perhaps you keep them in your head, in your filing cabinet, or on tiny slips of paper that float around your office, but have you ever tried using password managers to keep your passwords secure and at your fingertips? Whether you’ve got one password-protected account or a hundred, password managers are an easy way to keep all of your information in one easy-to-access spot.

What are password managers?

Just as the name suggests, a password manager keeps track of and manages secure passwords that you need to access your accounts. But password managers also generate random passwords that are impossible to hack into and protect your important online data — not only passwords, but also credit card information, security questions, and other sensitive information. Password managers use a single password to protect your information — that one you’ll have to remember.

How do password managers protect your data?

If you haven’t already signed up for premium protection with a password manager, you may feel better knowing you have a bit of protection with your browser’s built-in password manager. While these do offer a level of security, the companies that manage them are not transparent about how your passwords are encrypted. Browser password managers may be safe, but there’s a good bet they’re not safe enough.

Premium Password managers encrypt your data and then store it on their cloud-based servers or on your computer. The leading password managers come with a myriad of security options, from two-factor authentication options and syncing between devices to automatic password changers and protection against weak passwords.

An overview of top password managers

Premium password managers come at a price, although many companies offer a free, watered-down version without all the bells and whistles. Here’s a basic overview of some top-rated password managers available today.

Dashlane 4

Use Dashlane 4 on all of your devices — PC, Mac, iOS, or Android. Dashlane stores and monitors up to 500 passwords with secure sharing, two-factor authentication, and the ability to quickly change passwords that aren’t secure enough. The interface has a great design and is easy to use. Dashlane 4 is free to use on one device, but if you want to sync information between devices it will cost you $39.99 annually. You can easily import your existing passwords from your browser to get started.

LastPass 4.0

Like Dashlane, LastPass has the ability to change your passwords automatically, sync across devices and share passwords securely. It generates 12-character passwords automatically, and logs you into saved sites quickly and easily. LastPass also comes with a emergency access feature that allows another user to inherit your passwords if the need arises. There is a great free version of LastPass, but for the premium features it will cost you $12 a month.

Sticky Password Premium

One significant difference between Sticky Password Premium and the other password managers we’ve mentioned is that this one has the ability to save all your passwords on your own home network. One online console manages all of your trusted devices, finds and changes your weakest passwords, and imports your stored passwords from your browser. Using Sticky Password on one device is free. To sync across devices you pay $14.99 annually.

More tips for keeping your information safe online

Still not sure a password manager is right for you? There are definitely ways to go it alone. Use these tips to keep yourself safe. It’s a virtual jungle out there.

Never use the same password across accounts – There’s always a chance that one of your accounts will be hacked into, but if you use a different password for each one, the rest of your data will be safe.

Start with a sentence – The longer your password the better. Think of a sentence that you can remember and use the first letter from each word. For example – My best friend is my dog named Rover, would translate to MbfimdnR. Passwords like this are almost impossible for hackers to figure out.

Keep your passwords safe – If you’re not using a password manager to keep your passwords safe, you need to hide them away. You can write your passwords in a notebook or even put them in a filing cabinet. Do not keep them in your wallet and don’t store them in a folder on your computer.

Change your passwords frequently – Even the safest website can be compromised. One of the best ways to prevent fraud and identity theft is to change your password often — at least every 90 days.

Password managers are a simple and affordable way to keep your passwords and sensitive data safe online. While they aren’t your only option, they make a time consuming task much more manageable.

Do you use a password manager to keep your information safe? Are they a useful solution or more trouble than they’re worth? Share your thoughts in the comments section below.

With a motto like “Keep Austin Weird,” you’ll find that there are plenty of offbeat things to do in Austin, Texas. Hyper chic, yet quirky and casual, Austin welcomes out-of-town guests with a youthful buzz that promises to keep the city wonderfully different. And authentic: Beyond the trendy beer gardens and boutiques, it’s easy to find old-school music joints, dive restaurants serving up giant platters of sauce-drenched ribs or cheesy Tex-Mex, and Western-wear shops that sell cowboy boots and dinner-plate-sized belt buckles. And plan on spending lots of time outside – Austin is filled with parks, lakes and walking paths that make it easy to enjoy the moderate climate and lush green landscape.

Top 10 things to do in Austin, Texas

1.

 There’s always something blooming at the Lady Bird Johnson Wildflower Center, a 279-acre botanical wonderland where more than 2 miles of walking paths lead to wildflower meadows, shady forests and a green lawn perfect for kite flying. The pristinely landscaped gardens feature over 800 species of native plants, making it one of the most peaceful and picturesque thing to do in Austin, Texas. Take it all in from the top of the brown sandstone observation tower, overlooking the center and surrounding area.

2.

 Get those legs ready for a workout! Climb the 106 stone steps to the top of Mount Bonnell and you’ll be rewarded with a jaw-dropping view of downtown Austin, the 360 Bridge, the rolling hill country and Lake Austin.

3.

 As with all travel in America – and elsewhere, taking the time to learn a bit of history is part of what makes the trip memorable. At the LBJ Presidential Library, recordings of phone conversations reveal the full measure of Lyndon B. Johnson’s Texas-sized personality. Exhibits including a recreated Oval Office, LBJ’s presidential limousine and gifts from world leaders reveal an insider’s view of his presidency.

4.

There are only 45 Gutenberg Bibles in the world. One of them, along with the earliest-known photograph ever taken, is on display at the Harry Ransom Center on the University of Texas campus.

5.

Where there’s smoke there’s barbecue, especially at Franklin Barbecue, where pit masters have turned cooking brisket, pork and beef ribs into the messiest – and most delicious – of art forms. Its famous long line, which can go from four to six hours, has been deemed worth it by the masses. Some say that you can travel America and not find another barbecue joint that compares. Other must-visit joints in the area include La Barbecue (expect a line) and – a quieter option – Stiles Switch BBQ & Brew. Dreams of brisket will surely fuel your return.

6.

 In Austin’s hip South Congress neighborhood you can shop, people-watch at Jo’s Coffee, and catch a show at the Continental Club, an Austin institution since 1957. The bustling town is also a hub for food trucks. El Primo (tacos), Churro Co. (delectably topped Churros) and The Mighty Cone (fried chicken, shrimp and veggies served in a tortilla cone) are all good options for a quick bite.

7.

 Perfect your backstroke at Barton Springs Pool at Zilker Metropolitan Park. The natural swimming hole is located in the middle of the city and is fed by thermal springs that keep the water at a comfortable 68 degrees all year long. Go hiking, biking, boating or picnicking at Zilker or any one of Austin’s more than 300 parks. Camping is also available at many of the parks such as McKinney Falls State Park where you can fish and swim beneath beautiful natural waterfalls before retreating to your campsite or cabin for the night.

8.

Nearby Texas Hill Country is dotted with adorable towns originally settled by German immigrants. Fredericksburg and Gruene are two of the most stroll-worthy. It’s also home to top wineries and breweries including Grape Creek Vineyards and Driftwood Estate Winery. Grape Creek boasts the on-site restaurant Stout’s, where visitors can order cheese and charcuterie platters to enjoy out on the patio, or sit down for a full meal in the cozy dining room.

9.

For families and animal lovers alike, the Austin Zoo is a fun way to spend some time and get to know a variety of animals ranging from lions and tigers to domestic American wildlife like longhorn cattle and llamas. All of the animals at the zoo are rescues, including those that have been saved from cruelty situations, retired laboratory research animals and exotic pets that needed a new home. For a small fee, visitors can take a scenic ride on the zoo’s train.

10.

 Sample award-winning craft beer and grab Fido a bag of “Brew Biscuits,” dog biscuits made from spent brewing grains, at the sustainable and dog-friendly Hops & Grain Brewery. Their taproom is open 7 days a week and tours are given on Fridays and Saturdays.

Which of these things to do in Austin, Texas are you most interested in? Tell us in the comments.

Looking for a variety of great lodging options in the area? Find and book great hotels in Austin. Call 1-800-873-8283 to speak to a AAA travel counselor today or click here.

In a day and age when literally everyone has comedy podcasts, it can be tough to tell which are actually funny. Ultimately that’s up to you and your sense of humor, but it’s helpful to get a head start. The following are some of my personal favorite comedy podcasts.

My Brother, My Brother and Me

Any good list of comedy podcasts is going to include “My Brother, My Brother and Me,” or MBMBaM (pronounced “mah-bim-bam”) for short. MBMBaM is hosted by the McElroy brothers: oldest brother Justin, middle brother Travis and “sweet baby brother” Griffin. It’s an advice show in which they field questions both from their listeners and Yahoo! Answers … and don’t actually give any advice.

Some of their most-loved jokes, unironically called “goofs,” are Glass Shark, Amelie, Cromslor and A Case of the Mondays.

One of the most famous fans of MBMBaM is Broadway superstar Lin-Manuel Miranda, who snuck some McElroy references into “Hamilton” and signals fellow MBMBaM fans whenever he’s in front of a camera.

Recommended Episodes: 393: Bungrob Squareman, 368: The Sun Shines on Our Dark Planet!, 354: Beanfreak, 280: Great Job, 215: Glass Shark, Episode 193: Journey to the Center of the Bear

Baby Geniuses

Comedian Emily Heller and cartoonist Lisa Hanawalt are on a mission to know everything. From guest experts, to obscure Wikipedia pages, to updates from Martha Stewart’s Fell pony, Ban Chunch, “Baby Geniuses” has everything you never knew you needed. Heller and Hanawalt’s friendship makes the irreverent and bizarre podcast feel like a series of secret handshakes and inside jokes (like Lisa Hanawalt’s childhood as a horse girl).

Though they both have a similar sense of humor, the hosts bring two completely different energies to the podcast – from Heller’s brash, stand-up style to Hanawalt’s soft-spoken, arty absurdism.

Recommended Episodes: Mariko Aoki Phenomenon, List of Gestures, Jess Dweck / Paul Welsh, Kristen Schaal, Raphael Bob-Waksberg / Paul Danke

My Favorite Murder

When I first found this show, there were a total of three episodes. When I pressed “play,” something bizarre happened. The hosts were talking about blood and guts, about bodies being mistaken for Halloween decorations and grisly conspiracy theories. And they were laughing. I was laughing too.

More than two years and 112 episodes later, “My Favorite Murder” is one of the most popular comedy podcasts in the world. The hosts, comedian Karen Kilgariff and Cooking Channel personality Georgia Hardstark, don’t talk about true crime like alarmists – they talk about true crime like friends do, swapping stories that get crazier and crazier by the minute.

“You’re in a cult!” Kilgariff said once, as though she could speak directly to the victim in her story of the week. “Call your dad!”

Kilgariff and Hardstark bring just the right mix of sugar and spice to the podcast, matching their grisly tales of murder with their irreverent, light-hearted attitude. In their world, survivors are superstars, victims have agency and serial killers are mercilessly mocked. It’s a nice world to live in for a little while.

At the end of every episode, Kilgariff and Hardstark cheerfully remind the listener to “Stay sexy, and don’t get murdered!”

Recommended Episodes: 105 – Proclensity, 92 – The Halloween Special, 47 – Live at the Bell House, 35 – A Small Foreign Faction, 7 – Seven Murders in Heaven

2 Dope Queens

There’s a reason this is one of the most successful comedy podcasts out there. Comedians Jessica Williams and Phoebe Robinson host this live comedy show with a retinue of amazing stand-ups. Williams and Robinson are an amazing comedy partnership, so much so that their organic conversations are funnier than most of the (famous and talented) guests they have on the show. Williams and Robinson’s comedic chemistry and whip-smart jokes are enough to make any listener fall in love with them.

Recommended Episodes: #45 Tig Notaro Gives the Best Advice, #34 Sleepover Accidents, #19 Things Remembered, #15 Hamilton Adjacent

Til Death Do Us Blart

Every American Thanksgiving, the hosts of “My Brother, My Brother and Me” join Guy Montgomery and Tim Batt of “The Worst Idea of All Time” to watch and review the film “Paul Blart: Mall Cop 2.” In the first episode, they establish the fact that the show is “eternal” and will produce an episode every year until “the end of recorded time.” It’s a bizarre idea that gets even weirder, real fast. This past Thanksgiving, Griffin McElroy watched the movie set to Pink Floyd’s “Dark Side of the Moon.” When too many scenes sync up too well to the music, he emphatically proclaims “They did it on purpose!”

This year, make “Til Death Do Us Blart” part of your holiday tradition.

Recommended Episodes: All three of them.

Looking for more laughs?

Here are some of the funniest podcast episodes of all time, presented without comment.

• Rain’s Comin’ In – “Call Chelsea Peretti”
• The 500^th Episode – “Comedy Bang! Bang!”
• Modelland Parts I-III – “Satellite Dish”
• A Profile of Jar Jar Binks and the Gungans – “Blank Check”
• Cheapy Peepy – “Harmontown”

What are your favorite comedy podcasts? Let us know in the comments below!

Looking for some more podcasts? Check out more Podcast Pulse articles about shows for new listeners, podcasts for road trips and ways to find the perfect show for you.

Feeling lucky? Las Vegas is calling your name! Whether you’re a high roller or a casino newbie, you’ll find plenty of places and opportunities where you can test your luck in the gambling capital of the world. You’ll be in good company, too: nearly 36 million visitors flock to the city each year to gamble, let loose, and enjoy all Las Vegas has to offer. Located in Clark County, Nevada, Las Vegas is home to 104 casinos. Nearly half of those casinos are located on or close to Las Vegas Boulevard, the brightly-lit stretch of road called “The Strip.” Some of the most well-known, most luxurious casinos and resorts can be found on the Strip, including the Bellagio, Caesar’s Palace, Paris, Mirage, Monte Carlo, Mandalay Bay, Harrah’s, and the Wynn. In addition to gaming, these establishments offer top of the line entertainment, featuring pop stars like Britney Spears, Jennifer Lopez, extravagant performances by Cirque de Soleil, and more.

Early Las Vegas casinos  

Gambling is synonymous with Las Vegas. But did you know it wasn’t always legal? Gambling was officially legalized in Las Vegas in 1931. At that time, local business owners rushed to capitalize on a new opportunity to their increase profits. The earliest casinos were small establishments, primarily bars and hotels, that had been converted into makeshift casinos. Most were located on Fremont Street and decorated to reflect the Old West. The Meadows Casino was the first casino to be built from the ground up. It was also the city’s first casino-hotel complex.  Built by Tony Cornero, an infamous mobster and gambling entrepreneur variously known as “The Hat” and “Admiral Cornero,” the Meadows opened in 1932.  Guests clamored to spend their money at the casino and the accompanying Red Room Cabaret and Gold Ballroom. Closed in 1936, the casino was later destroyed by a fire.

Las Vegas game changer: The fabulous Flamingo

In 1946, The Flamingo Hotel & Casino opened to much fanfare. The brainchild of Hollywood Reporter founder Billy Wilkerson and charismatic gangster Benjamin “Bugsy” Siegel, the now-legendary casino was a game changer. Eschewing the Old West theme most casinos sported, Wilkerson and Siegel had the Flamingo built in the modernist style favored by Hollywood. Where earlier casinos evoked imaged of cowboys, wranglers, and tumbleweed, the Flamingo was glittery and glamorous. Celebrities and movie stars flocked to the new casino. The establishment paved the way for the luxurious resort casinos that dot the Las Vegas landscape today.

Bugsy Siegel was especially smitten with Tinsel Town and loved to mingle with celebrities. Siegel made quite an impression himself:  he was the inspiration behind the character Moe Green in the critically acclaimed film The Godfather, and later was portrayed by Warren Beatty in the hit movie “Bugsy.”

The hotel fared far better than the man behind it. The Flamingo remains a mainstay in Las Vegas and continues to visitors from around the world. Siegel, however, was murdered by the mob in 1947, just one year after opening the celebrated casino.

A trips around the world

Today, Las Vegas boasts some of the nation’s most glamorous hotels and casinos. Visitors can gamble at establishments decorated to reflect myriad themes and exotic locales from around the world. Ancient Egypt is represented by The Luxor, which was built to resemble a pyramid and features a grand reproduction of the Great Sphinx of Giza. Each night, the Luxor Sky Beam sends out a stream of light through the hotel’s peaked roof. Fashioned after the City of Light, Paris Las Vegas features a fully accessible 540-foot replica of the Eiffel Tower; an elevator takes visitors to the top of the structure for an impressive view of the Strip. The Venetian perfectly mimics Italian architecture and ambiance and features an intricate indoor maze of canals complete with gondolas and cheerful, singing gondoliers. A loving homage to the Big Apple, New York, New York features smaller scale replicas of The Empire State Building, the Statue of Liberty, and the Brooklyn Bridge.

Fabulous Fremont Street casinos

Tony Corner’s Meadows Casino may be long gone but Fremont Street is populated with plenty of other hotels and gambling houses. Located in the downtown area of Las Vegas, the area is rich with entertainment and also serves as a more budget friendly alternative to the Strip. Here, under a canopy of lights, visitors can choose from twenty different casinos. Visitors looking to roll the dice without breaking the bank can take advantage of lower betting limits at these smaller casinos. Like the earliest casinos, some of these venues feature an Old West theme. Vegas Vic, a neon sign shaped like a cowboy is a familiar sight to visitors of Fremont Street. Once the mascot of the since-closed Pioneer Club, the neon cowboy is a reminder of the casinos of yesterday.

What are your favorite Las Vegas casinos? Let us know in the comments below!

Click here to find a room at any of these amazing Las Vegas casinos. 

Buying in bulk seems like a no-brainer savings plan, but the truth is if you don’t know what you are doing you could be wasting money on your bulk shopping trips. The myth that items are always cheaper when you buy larger packages is just that: a myth.

We all get excited at the prospect of saving money, but finding deals when you’re buying in bulk takes a bit of work. Simply shopping at a bulk warehouse store doesn’t guarantee that you’ll see any savings because bigger packages aren’t always a better value.

That is not to say that bulk shopping can’t save your family money; it can when you’re savvy. But it’s your responsibility as a consumer to be educated and make wise decisions about your bulk purchases. To avoid splurging, follow these savings tips and make the most out of your next bulk shopping trip.

Bulk shopping basics

The No. 1 rule for buying in bulk comes down this: Is the price per unit of a bulk item cheaper than a smaller packaged item? Any veteran bulk shopper knows the importance of checking the price per unit. This requires a bit of basic math skills, unless the store has been kind enough to list the price per unit, which is sometimes the case. If math isn’t your strength, fear not. Free apps like CalUnit and Unit Price Calculator can help you compute the price per unit.

The math is also fairly simple to figure out for yourself. Here’s what you’ll have to solve: the cost of the item/the quantity = unit price. Let’s say a 14-ounce bottle of ketchup is $3.59. You will need to divide $3.59 by 14 (the quantity) to get the price per unit, which is 25 cents.

Once you figure out the price per unit for your bulk item, compare it with the smaller packaged item. Which one is cheaper per unit? You may find that buying a 14-ounce bottle of ketchup is ultimately cheaper than a 114-ounce container, or perhaps the opposite is true. You’ll never know unless you do the math.

What to buy

Even if the price per unit is a good deal, resist the urge to stock up on items that will expire quickly. Generally items with a long-shelf life are the best to buy in bulk. Batteries, trash bags, pasta, canned goods, paper products, toothpaste, alcohol and office and school supplies are some examples. Generic items are also a good value to purchase in large quantities since they’re cheaper than brand-name products. If you have space in your freezer, purchasing beef and poultry in bulk can also help you stretch your grocery budget.

Warehouse stores are the most popular bulk shopping spots. But your local grocery store or co-op may also offer bulk discounts that aren’t always advertised. Ask an employee at your favorite store if they carry bulk items at discounted prices.

Questionable bulk purchases

Not every product is better to buy in bulk. For instance, buying 10 jumbo boxes of cereal for a household of two people isn’t wise. You’ll likely have to eat cereal for breakfast, lunch and dinner to justify the purchase. Perishables are generally not a good investment to buy in bulk, unless you have a large household or are planning a big party. If you won’t eat it and don’t have the freezer space, don’t buy it.

That brings up another important consideration to keep in mind: storage space. Before you buy 100 rolls of discounted paper towels, ask yourself where you will store the items. Sometimes in the excitement of discount shopping you don’t consider the logistics of storing your purchases. Even if the price per unit is a fantastic deal, ask yourself if you have the storage space in your refrigerator or pantry.

Unnecessary bulk purchases can also ruin a healthy diet. Purchasing a few cases of junk food may be a killer deal, but you’re more likely to binge eat when you have cupboards packed with discounted boxes of cookies and chips.

More shopping tips

Bulk shopping, when done right, can stretch your household’s grocery budget. As an added bonus, you’re also being green by reducing packaging waste. Many stores allow you to bring your own containers to refill loose bulk foods like rice and beans.

Make your bulk shopping trips count by stocking up on groceries for a few weeks or even a month. When tallying your savings, remember to factor in the membership dues that you pay at a warehouse store. Also consider the time and driving costs associated with each shopping trip.

If you’re burning an hour of gas each way to drive to the warehouse store and paying a $69 annual membership fee, are you really saving money?
To maximize your savings, look for sales and bring manufacturer and store coupons to the checkout.

Do you have your own science when it comes to buying in bulk? Share your method with us and your fellow AAA members in the comments section below.

You can find more savings at AAA.com/Discounts!

There are so many things to do in Niagara Falls. Of course, there’s the world-famous falls (which are actually three separate waterfalls, by the way). But there are also museums, family-friendly parks, historical sites, fine dining establishments and more.

Whether you’re trekking with the family or out on a second honeymoon, it is a place that has something for everyone.

We’ve split this list of things to do in Niagara Falls between the American side and the Canadian side. Both have their charms – did you know each side has a monument to Nikola Tesla, who helped build the first hydroelectric plant at Niagara Falls? A trip can easily include both countries: it’s more than enough for the estimated 30 million people who visit Niagara Falls every year.

Things to Do in Niagara Falls, New York

Niagara Falls State Park

The oldest state park in America has 400 acres of natural beauty and attractions. Get close to the base of the American falls on the Cave of the Winds Tour, dine with panoramic views at the Top of the Falls restaurant, walk over the footbridge to the trails on Goat Island, and enjoy the fireworks show, which runs three times a week from May through October.

The Niagara Wine Trail

The Niagara region grows some of the best grapes in all of New York. Tour the 22 vineyards and wineries along the trail for a savory taste of the region. If you’re not a wine fan, the trail also features cider, beer and mead.

Maid of the Mist

Journey to the heart of Niagara Falls and feel the spray of the mist on this legendary boat tour, an attraction that belongs on any list of things to do in Niagara Falls. The Maid of the Mist has been around since 1846, making it an iconic part of the falls experience.

Seneca Niagara Resort and Casino

Play the slots and deal in some table games at this AAA Four Diamond Rated hotel. You can also relax at the spa and salon or shop for designer accessories and handcrafted Seneca goods.

Aquarium of Niagara

Meet a wide variety of fish and sea creatures at this family-friendly aquarium. Be sure to watch the shark feeding and a sea lion show, or interact with a rescue seal. If you’re an animal lover or you have animal lovers in your family, this aquarium should be at the top of your list of things to do in Niagara Falls.

Oakwood Cemetery

This historic burial ground is the final resting place of many Niagara Falls notables, including Annie Edson Taylor, the first person to go over the falls in a barrel and survive, and Capt. Joel Robinson, who navigated the Maid of the Mist through dangerous rapids.

The Rapids Theatre

First opened in 1921 as a luxury movie house, you can catch a show at this current-day Niagara concert venue. Musicians aren’t the only visitors though, as ghosts supposedly haunt this theatre. Track them down in a ghost hunt as one of the things to do in Niagara Falls.

Niagara Culinary Institute

This celebrated cooking school isn’t just for students. Here you can dine on meals from future chefs and restaurateurs at three on-campus restaurants and a wine store. Niagara Culinary Institute also offers public and private classes for all ages.

Niagara Power Vista

Learn about the Lewiston power plant that produces energy using the power of the Niagara River. The visitors’ center recently reopened after an $8.2 million addition, adding several kid-friendly interactive exhibits on engineering and hydroelectric power.

Niagara Gorge Discovery Center

Discover the natural history of Niagara Falls with interactive exhibits and a towering rock climbing wall complete with fossils and geological formations. The Discovery Center is also an excellent starting point for the many hiking trails alongside the Niagara Gorge, with routes threading through Whirlpool State Park, scenic Devil’s Hole State Park, Artpark State Park and many more beautiful places.

FIND & BOOK HOTELS IN NIAGARA FALLS, NEW YORK

Things to do in Niagara Falls, Canada

Journey Behind the Falls

Travel straight into the heart of Horseshoe Falls with an elevator trip 150 feet down through bedrock. Then get soaked standing under the falls on the observation decks, or hang back at the portals behind the waterfall. Open year-round.

Whirlpool Aero Car

Journey above the Niagara Gorge on this open-air cable car ride. The cable cars, designed by Spanish engineer Leonardo Torres Quevedo, have been in operation since 1916. The trip passes over the spectacular sights of the whirlpool and the bend in the Niagara River. The cars are held up by six sturdy cables hoisted between two points on the Canadian shore.

Butterfly Conservatory

More than 2,000 beautiful butterflies live in this gorgeous indoor space on the grounds of the Niagara Parks’ Botanical Gardens. Immerse yourself in a tropical paradise while walking through more than 500 feet of pathways. Watch butterflies come out of their cocoons and fly. Open year-round.

Skylon Tower

Take this tower on a journey 775 feet in the air for the highest and most stunning views of Niagara Falls at the observation deck. Even Toronto and Buffalo are visible in the distance. When you get hungry, enjoy a one-of-a-kind meal at the award-winning Revolving Dining Room for a 360-degree view of the Falls, or stop by the Summit Suite Buffet for a casual meal with spectacular sights. Not to mention the shopping, 3-D movie theater or glass blowing studio. Open year-round.

Shaw Festival

From April to early November, performers show off the plays of George Bernard Shaw and his contemporaries – as well as more modern productions and musicals. With 10 productions at four venues, there’s always something to see at this epic theater festival.

Fallsview Indoor Waterpark

When it’s too cold or rainy to go out but you and your kids want to burn off energy and get wet, come to this 3-acre indoor waterpark. It’s packed with 16 waterslides, a full-size wave pool, a splash park and so much more.

Hornblower Niagara Cruises

You can journey out on a boat right to the base of the falls, or take an enchanting evening cruise to see the lights and fireworks with this new cruise company. Either way, get ready to get wet. Sturdy raincoats are recommended.

Oh Canada Eh? Dinner Show

Take a seat at this log cabin restaurant and laugh along at this musical dinner show tribute to Canadian culture and traditions. Dine on a five-course meal served by singing Mounties, lumberjacks, hockey players and more.

Bird Kingdom

Explore the world of exotic birds and tropical reptiles at this free-flying indoor aviary. More than 80 species live in this former corset factory. Don’t miss the lorikeet feeding or the chance to hold friendly animals at the Explorer’s Base Camp. Open year-round.

Horse & Carriage Rides at Queen Victoria Park

What’s more romantic than a horse-drawn carriage ride through a gorgeous garden? This guided tour winds through Queen Victoria Park, the crown jewel of the Canadian Niagara Parks. Available year-round, weather depending. Carriage rides at the nearby Botanical Gardens are also available.

RiverBrink Art Museum

This building houses a unique collection of Canadian art in what used to be the country home of London lawyer Samuel E. Weir. Notable parts of the museum’s permanent collection include sculptures by Marc-Aurèle de Foy Suzor-Coté, and a significant number of paintings by English artist Augustus John. And of course, there are many works inspired by the beauty of the nearby Niagara Falls.

Clifton Hill

The fun never ends on this street full of attractions, games and rides for the whole family. Play mini-golf in the shadow of dinosaurs at Dinosaur Adventure Golf, meet the stars at the Movieland Wax Museum, see the sights from above on the Niagara Sky Wheel and so much more. This street is a must on the list of things to do in Niagara Falls.

Ripley’s Believe It Or Not

See more than 900 strange and unusual exhibits at this museum, from shrunken heads to rare skeletons to two-headed animals and other oddities. The museum also has a moving 4-D theater for even more thrills. Open every day.

FIND & BOOK HOTELS IN NIAGARA FALLS, CANADA

More things to do in Niagara Falls

Rainbow Bridge – This arch bridge connects the United States and Canada over the Niagara River. Take in the scenic views as you walk from country to country. It’s an official border crossing, so bring your passport. Pedestrians pay 50 cents to cross, cars pay $3.50.

Helicopter tours – Soar far above the falls on a helicopter tour with priceless views. Tours are offered by various companies on both the American and Canadian sides, including Niagara Helicopters, Rainbow Air and National Helicopters. Some companies even offer wedding packages for daredevil couples.

What are your favorite things to do in Niagara Falls? Did we miss any must-see attractions? Let us know in the comments, and let AAA help you with your next Niagara Falls getaway at AAA.com/Travel. 

When most people think of art, colorful paintings and elaborately carved sculptures come to mind. The Newport Car Museum in Portsmouth, R.I., spotlights a different kind of art: the automobile.

The 114,000-square-foot building houses more than 70 automobiles, ranging from the classic cars of the 1950s to sleek, modern styles of the present day. Vehicles are displayed without ropes or barriers in the way, allowing visitors to get up close and personal with the machines.

Husband-and-wife duo Gunther and Maggie Buerman opened the museum in June 2017 to showcase the creativity and innovation that go into making cars.

“I had always been a car collector, but I was racing sailboats at the time and didn’t have time to drive the cars,” Gunther said. “I asked Maggie if I should sell them. Instead, we decided to open a museum.”

The automobiles are sorted into six different galleries: World Cars, Corvettes, Ford/Shelby Cars, Fin Cars, an “American Muscle: Then and Now” exhibit, and Mopars. The rarest car in the collection – and the museum’s crown jewel – is a 1965 Ford Shelby 427 SC Cobra, only 31 of which were sold to the public.

Other vehicles include a 20-foot long, 1959 Cadillac Series 62 Convertible, with majestic tail fins and jet-influenced design, and the re-created 1965 Ford GT40 used in “Fast Five,” the fifth installment in “The Fast and the Furious” movie franchise.

Vintage and contemporary artwork and furniture give each gallery a unique flair, while attention-grabbing videos projected on the walls feature the cars on exhibition. A large gift shop sells a variety of merchandise.

The museum also features Playseat driving simulators with over 250 cars to choose from and 60 racetracks from around the world.

Whether you’re a car lover, art aficionado or something in between, the Newport Car Museum is a must-see if you’re in the area.

The Newport Car Museum will host AAA Day on Nov. 23 from 10 a.m. to 4 p.m. Discounted tickets for AAA members and their adult guests cost $12; $8 for children ages 5-15. Visit AAA.com/Discounts for details.

There’s nothing like a weeklong cruise—fine dining! Dancing! Shore excursions!—to help you get away from it all. Unfortunately, your dream getaway is also taking you far away from your own doctor’s care—and, in all likelihood, your health insurance coverage, as well.

Cruise ship doctors are trained to handle many things, but the bill you receive afterwards can bring its own pain. For this reason, savvy travelers consider travel health insurance policies as carefully as they do a cruise line’s itinerary and amenities.

Why you might need a cruise ship doctor

A lot has changed since the old days, when the most excitement you could hope for was shuffleboard on the Lido Deck. These days, however, cruise lines compete with each other to offer the latest and greatest in heart-pounding action and adventure. According to Cruise Critic, a cruise review and community information site: “The trend started with rock climbing walls, waterslides and ice skating rinks and quickly escalated to skydiving simulators, levitating cocktail bars and the latest in high-tech entertainment…”

What could go wrong?

The dangers posed by today’s new attractions combine with well-known cruise ship misadventures of old—food poisoning, viruses, poolside slips, prescription pills left at home—and general risk (strokes, heart attacks, onboard assaults) to provide a veritable ocean of “Quick! Call the doctor!” scenarios.

Where travel health insurance comes in

The good news is that the major cruise ships have trained personnel and better equipment than you might imagine. Cruise ship doctors on major lines have a minimum three years general experience as well as experience in critical and emergency care, and the infirmary could include everything from EKG machines to diagnostic labs.

The bad news is, the convenience comes with a high cost—and it’s not getting billed to (or taken care of by) your health insurance company. Instead, the cruise ship doctor’s bill is charged to your onboard account; you’ll have to figure out how to get reimbursed for those receipts. Your health insurance company may pay some portion, but exclusions (in the form of out-of-network costs and/or the fact that you were not in the U.S. when the incident occurred) may apply.

(Seniors note: Except in rare occasions, Medicare does not cover charges incurred outside the U.S. Check with Medicare.gov for details.)

A well-chosen travel health insurance policy (also called travel medical insurance) will fill in the gaps, helping to pay for emergency medical care and medical evacuation, should you need it. The latter is especially important, as most health insurance companies do not cover emergency evacuation.

You’ll also want to be sure to read the fine print when choosing travel medical insurance. For example, you may find medical evacuation is covered up to $20,000—not very helpful if the actual bill is closer to $100,000. Don’t assume that evacuation is an “onboard incident only” issue; depending on your itinerary, you may want evacuation from an area of the world where the quality of medical care is unknown.

The bottom line (and top tips)

Misadventures on the high seas happen. Be sure to look into a cruise ship’s medical capabilities before booking, and safeguard your wallet by getting travel health insurance.

• The cruise line you’re thinking of booking may offer protection plans and insurance, but experts advise against them. Instead, research multiple companies. Consumer Reports recommends tailoring a plan to your needs: “Ask for quotes, but be sure you’re comparing apples to apples. What’s covered under policies can vary. For example, some may not include emergency evacuation.” Read the fine print.
• Also a good idea: “Check to make sure a cruise line is a member of the Cruise Line International Association. To be a member, a cruise line must meet quality control standards that have been set by the American College of Emergency Physicians.” — John Bradberry, MD/HealthCentral.com
• As always, remember that injuries sustained while under the influence of drugs or alcohol will not be covered by most policies, and that some may have policy limits on the types of “extreme” adventures you hoped to have onboard.
• And one last thought, also from Consumer Reports: “You can sue the cruise line, but you will lose. Courts have ruled that a cruise line may not be held vicariously liable for the negligence of a ship’s doctor, and that ‘a cruise ship is not a floating hospital.’ To the surprise of many disgruntled passengers, there’s no medical malpractice for care rendered aboard a ship.”

Have you ever had a mishap at sea that required a cruise ship doctor and having (or not having) travel medical insurance? Share your advice and hard-won insights  in the comments section below.

For all things travel-related, go to AAA.com/Travel.

It’s important to learn how to keep your eyes healthy; you only get two, after all. There is a lifetime of places to see, special moments to capture and faces to remember, all of which are too valuable to be blurred or dimmed in any way.

Like little cameras, our eyeballs are incredible and complex organs that help to capture and retain images of the world around us; without them, we would literally be lost in the dark. Vision is one of our most precious assets, and should be carefully guarded as such. Our eyes are not only the lenses we see through, but they are the windows into our overall health.

According to the American Optometric Association a full dilated eye exam is generally recommended at least every two years for adults, and annually for those over 60. Frequency of exams depends on age, whether or not you wear a prescription, and if your eye doctor determines that you are otherwise at a higher risk for eye disease. During a routine evaluation, the doctor will look for nearsightedness or farsightedness to see if you need corrective lenses, then dilate your pupils to search for signs of eye disease, which if detected and treated early enough can prevent permanent vision loss.

Of all the tests in life, “Which way is the E facing?” is probably one of the easiest. A trip to the eye doctor is a simple preventive measure that will keep you seeing clearly for a long time, and could also help to reveal symptoms of more serious issues such as high blood pressure or diabetes. You may even get a nice new pair of specs out of the deal.

Of course, exams, contacts, prescriptions lenses and frames can all add up, especially if you don’t have vision insurance. As a long-time squinter, “I can’t see!” protestor, and glasses and contacts wearer, I can vouch for that.

In between regular eye exams, here are some everyday tips on how to keep your eyes healthy:

• Wear your glasses. It’s simple: if you can’t see, wear your glasses! Straining your eyes is only going to hurt you in the long run. Maybe you don’t like yourself in glasses, but you’ll look a lot better than squinting. Besides, wearing glasses is very “in” right now. Call yourself a hipster and move on.

• Try the 20-20-20 rule. If you spend a lot of time in front of a computer screen during the day, you could be straining and fatiguing your eyes. Every 20 minutes, look 20 feet away for 20 seconds to give your eyes a refresher.

• Put your shades on. Protect your eyes from the sun’s harmful ultraviolet rays and look cool at the same time. Look for lenses with the highest percentage of UVA and UVB protection.

• For strong eyes, eat your fruits, veggies and leafy greens. It’s a well-known notion that eating carrots can help to improve eyesight. And while eating all the carrots you can stomach may do no more than turn your skin orange, maintaining a diet that is rich in vitamins and minerals like the Vitamin A in carrots is essential to maintaining overall eye health. Leafy greens and antioxidant rich-fruits are especially effective in fighting off disease and age-related issues such as macular degeneration and cataracts. If you’re looking for how to keep your eyes healthy, adjusting your diet can be a big help.

• Don’t shoot your eye out. When playing sports or working in hazardous conditions, save your eyes from injury by wearing protective eyewear.

• Practice proper contact lens care. Wash your hands before putting in your contacts and taking them out, always store them in fresh solution, and replace them as often as directed. These basic hygiene practices can help to prevent eye damage and in the worst case, vision loss.

• If there is a problem, see an eye doctor immediately. Consult with a professional as soon as you experience any pain, blurriness, or other abnormal changes in your vision. It could be a warning sign of something worse.

• Butts out. Yet another reason to quit smoking. Research has shown that both past and current smokers are at an increased risk of developing macular degeneration and cataracts with age.

Now you know how to keep your eyes healthy. Don’t delay, start today!

Visit AAA.com’s section on discounts to learn more about how you can save on glasses and eye exams.

Sometimes it can feel like you work more on your vacation than you do in the office, especially when you’re travelling abroad. You suddenly become the travel agent, tour guide and personal assistant for your entire family, making sure everyone eats well, sees all the sights and has fun. Oh, and you also need family photos. But how do you get in those photos when you yourself have somehow become the designated photographer? And where did you put the granola bars? And did you leave your English-to-Italian dictionary in the last hotel?

Adventures by Disney strives to be the answer to all of these questions and more.

“Wait a minute,” you say, “Disney?”

When most people think of Disney vacations, they imagine theme parks and cruise ships. And maybe that one resort in Hawaii. But the Disney travel umbrella is so much bigger than that. Adventures by Disney is the touring arm of the Walt Disney Company, offering luxury guided tours all over the world. “Hakuna Matata” is right –  there are no worries involved in their vacationing process.

Adventures by Disney does offer some themed tours, like a Brave tour for Scotland, a Frozen tour for Norway and a behind-the-scenes tour of Disneyland for Los Angeles, but mostly their tours are pretty Mickey-lite. Your two travel guides do wear Disney name tags, and everyone in the tour group receives a collectible Disney pin each day, but other than that, there’s no Mouse to be found. On these trips, the Disney brand is focused on quality rather than cuddly characters.

Everything on an Adventures by Disney vacation is planned out for you, and is included with the cost of the tour. You don’t need to worry about unexpected costs or local tipping customs or museum admission or transportation. That’s taken care of. Luggage is delivered from one hotel room to the next as you move from place-to-place, no stress and no strain involved. And Adventures by Disney makes sure you and your family get to see all the sights, while also giving you some free time to explore on your own. All you have to do is kick up your heels and enjoy the ride.

Tour groups usually range from 20-40 people, with 40 being their absolute maximum. What might seem like a group of complete strangers on the first day usually transforms into a family by the end of the trip. It’s difficult not to bond with people when you’re experiencing the wonders of the world together. And these tours aren’t just for families with young children. Adventures by Disney vacations are designed for all ages. There’s something to do for everyone, even the smallest adventurers.

If you really do want to get away from the kids, however, Adventures by Disney also offer adults-only tours. And to be fair, it might not be the best idea to bring Junior along with you to that pub crawl through Dublin.

Each Adventures by Disney tour group has two tour guides. In tours through non-English-speaking countries, the guides usually consist of one American and one local guide. The local guide not only provides local color and context, but also serves as a translator to break down language barriers. These guides are highly trained Disney cast members, and when they aren’t holding tours, they often work in plum positions such as Guest Relations at the Disney parks. The guides are smart, funny, and love integrating themselves into the group. The dedication and preparation of the guides really make the trip special. They always have snacks and water for hungry and thirsty travelers, and they’re always armed with great recommendations for how to spend your free time abroad.

There are a plethora of Disney vacations you can take through Adventures by Disney across Asia, Africa, Australia, Central and South America, Europe and even our own backyard in North America. Their most beloved tours are Italy, Norway, Scotland, England and France, Costa Rica, China and their Danube River cruise, though you can’t go wrong when choosing an Adventures by Disney vacation.

All Adventures by Disney tours are painstakingly designed over the course of almost two years before they ever get off the ground. Hotels, museums, restaurants and cultural experiences are scouted and scoured for the diamonds in the rough. The Disney name opens doors to experiences that no other tour groups have access to, like a private dinner at the Louvre, exclusive access to the secret treasures of the Colosseum, or a behind-the-scenes tour of the Sydney Opera House. It’s all part of the culture of perfection and excellence that Disney inspires.

Walt Disney envisioned his films and his parks to be experiences that parents could enjoy just as much as their children enjoyed them. Adventures by Disney follows in Walt’s footsteps by making travel accessible, fun and unforgettable for people of all ages.

Have you ever been on an Adventures by Disney tour? Tell us about your experience in the comments below!

Plan, book and save on your next Disney vacation with AAA.  

New England is known for its spectacular scenery and quaint villages; add a luxury New England inn to the mix, and you have all the makings of a great weekend getaway. After a long week, there’s nothing like treating yourself to some new scenery, easygoing activities and, best of all, peace.

Your list of things to do this weekend in New England has just gotten shorter. Here are six luxury New England inns to consider when you need a little rest and relaxation.

Grace White Barn Inn & Spa
Kennebunk, Maine

Located in one of Maine’s most charming towns, the White Barn Inn & Spa is a longtime New England favorite. Stay in a suite within the main house or in one of the private cottages. Cooking classes, afternoon tea and spa treatments are just a few of the guest amenities. And the namesake barn houses a AAA Five Diamond restaurant that turns out dishes like Maine lobster springs rolls and prosciutto-wrapped rabbit loin. Kennebunkport, the coastal town not far from the inn, has shops and art galleries for you to enjoy when you’d like to leave the Inn for a bit.

Inn at Hastings Park
Lexington, MA

Less than an hour’s drive from Boston is this luxurious New England inn, housed in three restored 19th century buildings. The 22 rooms are stylish with patriotic twists, such as a vintage-style American flag on the wall and many come with gas fireplaces and deep soaking tubs. After a day of sightseeing (the Battle Green, where the first shots of the Revolutionary War broke out, is just down the road) treat yourself to a three-course gourmet meal of seasonal ingredients at the inn’s Colonial-style restaurant Artistry on the Green.

Francis Malbone House
Newport, RI

Many of Newport’s Colonial-era building have been transformed into hotels and one of the most beautiful is the Francis Malbone House, a luxury inn on Thames Street. This former shipping merchant’s three-story mansion has 20 antique-filled rooms (many feature four-poster beds), a charming breakfast room where you can start the day with a frittata or blueberry pancakes, and several common rooms where you can relax with afternoon tea after you’ve toured the Gilded Age mansions or taken a harbor tour. Touring historic Newport is a one of those things to do in New England that completes a newcomer’s experience. Some rooms include private garden patios, double hot tubs and gas fireplaces.

Grace Mayflower Inn & Spa
Washington, CT

If you’re looking to get away from it all, you’ll do well at this rural 58-acre retreat in the tiny village of Washington in Connecticut’s Litchfield Hills. The 30-rooms are traditional in style with canopied beds and wood furnishings. The Mayflower Dining Room serves upscale American dishes using local New England ingredients, while The Tap Room is a more casual eatery. And one of the most lauded aspects of the inn is its sleek and oh-so-comfortable spa, offering treatments such as shiatsu, reflexology and mud wraps. For a day out on the town, visit Litchfield Hills to see what “America’s Antique Capital” has to offer.

Pitcher Inn
Warren, VT

A quintessential New England inn, the white clapboard Pitcher Inn has 11 rooms and suites, many with rich woods, leather chairs and fireplaces. Unwind by booking a massage in your private room. It’s tempting to simply hole up and relax but don’t miss a meal in the restaurant, 275 Main, with a farm-to-table menu and a large wine cellar. After a day of exploring the quaint town of Warren or hiking or biking in the Green Mountains, hit the Tracks tavern with a pool table, dart board and craft beers to cap off the day. The special packages for honeymooners and other couples make staying at this inn one of the most romantic things to do in New England.

Adair Country Inn
Bethlehem, NH

This luxury inn housed in a mansion dating from 1927, sits in a scenic spot with views of New Hampshire’s spectacular White Mountains. Daytime activities include strolling the inn’s grounds, sampling afternoon tea or hitting the area art galleries and antique shops. Stay in one of the traditionally decorated rooms (several feature either a fireplace or a cast-iron stove) and enjoy a fireside dinner in the Adair Restaurant. Don’t forget to check out the unique library pub and walking trails on the grounds of the inn.

Have you ever stayed at a luxury New England inn? What are some other things to do in New England for a weekend getaway? Tell us in the comments below!

Click here to plan and book your New England getaway with AAA. 

Since 1996, Mohegan Sun, owned by the Mohegan Tribe of Connecticut, has evolved into so much more than a casino that people who don’t even care about gambling love to visit it. With scores of restaurants and bars, entertainment venues featuring big name acts, luxurious spas (undergoing renovations in the fall of 2017), two hotels that can accommodate more than 1,500 guests, and even an award-winning 18-hole golf course, there’s plenty to do to keep every kind of traveler happy.

Located on 185 acres along the Thames River in southeastern Connecticut, the property is quite convenient to Boston, New York, Providence and Hartford, making it an easy weekend trip. I’ve gone more than once for concerts in the 10,000-seat arena and enjoyed dining at several of the celebrity chef restaurants on the property. Here’s an overview of some of the highlights of Mohegan Sun.

Gaming

The Mohegan Sun Casino, which is actually comprised of three different themed casinos – Casino of the Earth, Casino of the Sky and Casino of the Wind – offers more than 350,000 square feet of gaming. Whether you like slot machines or prefer to play poker, there’s a game for you.  In total, there are 5,000-plus slot machines and more than 350 table games, including blackjack, roulette, baccarat, craps and Pai Gow, plus a separate 42-table poker room.

The three casinos do have a very different feel from each other, all with different themes and décor. Casino of Earth has more than 2,500 slot machines, over 160 table games, plus the Hall of the Lost Tribes, a fully enclosed smoke-free room with nearly 400 slots, which is a great boon for nonsmokers who like to play. The 119,000 square-foot Casino of the Sky’s main feature is the world’s largest fully functional indoor planetarium dome and Wombi Rock, a multi-level onyx and alabaster structure that is home to a lounge and dance floor. Casino of the Wind offers more than 500 slot machines and 25 table games. There’s also a 35-foot high electronic and animated water wall.

Dining

There’s a long list of celebrity chefs, as well as celebrities, who have restaurants at Mohegan Sun, including Todd English’s Tuscany, Michael Jordan’s Steak House, Jasper White’s Summer Shack and BALLO Italian Restaurant. In addition, there are a host of casual spots like Johnny Rockets, Bobby’s Burger Palace, Frank Pepe Pizzeria Napoletana, and Jimmy Buffett’s Margaritaville.

Mohegan also hosts a number of food and wine festivals over the course of the year, including the New England Food Truck Festival, Sun Brewfest, Sun Wine & Food Fest, Sun Whisky Union, and Sun BBQfest, among others. I’ve attended the Sun Wine & Food Fest, where a slew of famous chefs speak, cook, offer tastings and more.

Entertainment

Three different venues at Mohegan Sun can host crowds of varying sizes, from a 10,000-seat arena where acts like Prince, Bon Jovi, Keith Urban, and Justin Timberlake have played, to the more intimate 350-seat Wolf Den and a comedy club. In addition, Mohegan Sun has several night clubs, bars and lounges, including Avalon, The Lansdowne Irish Pub & Music House, VISTA Lounge and MIST, to keep the party going late into the night, whether you want to listen to an acoustic band or dance to a world-famous DJ.

Spa

The intimate Mandara Spa, located in the Earth Tower, is a seven-room sanctuary which features a couple’s suite and six dual-use rooms.

Golf

The Golf Mohegan Sun Golf Club is an 18-hole championship golf course, located just a short drive from the casino. It was originally designed by the late architect, Geoffrey Cornish, and in 2012, Mohegan Sun redesigned six holes, and put in all-new greens and fairways. Last year, the club redesigned the third hole green complex, added FlightScope training technology, a new golf fitness room, a new club repair shop, bought new high-end GPS enabled golf carts, and remodeled the golf shop. Golfers will also find the Pautipaug Pub a nice play to unwind after a round of golf, with a casual menu of dishes like sandwiches, burgers and steaks.

Have you ever been to Mohegan Sun? Tell us about your trip in the comments below!

Book through AAA for lower rates on rooms at Mohegan Sun.

As an ever-evolving repository of American history, our nation’s capital is the place where politics and “we the people” intersect. The city, which straddles the Potomac River bordering Virginia and Maryland, rewards visitors with grand neoclassical architecture and dozens of monuments honoring leadership, heroism and sacrifice. Ongoing downtown revitalization, including a thriving international dining scene, continues to make D.C. more appealing than ever. Here are some can’t-miss things to do in Washington, D.C.

Things to do in Washington, D.C.

1.

The Smithsonian is the world’s largest museum complex, and within its 19 buildings there’s a ton of cool stuff to see. Head to the National Air and Space Museum to check out the planetarium, or marvel at the many aircraft and spacecraft on display. The National Museum of American History is packed with interesting artifacts relating to American culture like Dorothy’s ruby slippers and Julia Child’s kitchen. Or check out the National Museum of African American History and Culture; the most recent addition to the Smithsonian opened in September 2016. A trip to one or several of the museums is among the Washington, D.C., day trips that you simply can’t miss while visiting.

2.

Spending time in Georgetown is one of many fun day trips around Washington, D.C. You’ll be charmed by a stroll through the residential neighborhood dating to 1751 that’s home to great restaurants, the M Street shopping district and the university bearing its name. A few sights to see in the area include the Old Stone House, the oldest house in D.C., and the historic Tudor Place. For a relaxing walk, try the C&O Canal, or for something more lively, The Washington Harbour.

3.

There are just a few zoos in the U.S. where you can see giant pandas, and the National Zoo is one of them. You’ll fall in love with the zoo’s three current panda residents Tian Tian, Mei Xian and Bei Bei, while watching them eat, sleep and roll around. Some other popular animals that the zoo conserves and cares for include elephants and large cats like African lions and Sumatran tigers, but with 1,500 animals from 300 different species to see, you’re sure to discover a few new favorites.

4.

The Tidal Basin is one of Washington’s most photogenic sights, best experienced in early spring when the 3,000 cherry trees that ring it (a gift from Japan in 1912) are in bloom. Every year from late March through early April, the National Cherry Blossom Festival is held to celebrate the beautiful blossoms at their peak. A number of monuments and memorials surround the Tidal Basin. Make your way around the circuit to find the Franklin Delano Roosevelt memorial, the Martin Luther King, Jr. memorial and the Jefferson Memorial.

5.

The D.C. restaurant scene includes power lunch spots like the AAA Three Diamond Rated Blue Duck Tavern, tapas-style menus by Jose Andres at Zaytinya and Asian fine dining by Wolfgang Puck at The Source (also Three Diamond Rated).

6.

Monument-hopping is one of the quintessential things to do in Washington, D.C, and one of the most commanding is the Lincoln Memorial. Walking up the 58 steps to the memorial brings you face-to-toe with the 19-foot-tall white marble statue of our 16th president, seated and looking toward the Washington Monument. To the left, the Gettysburg Address is etched, word for word, into the wall.

7.

Every president since John Adams in 1800 has called the White House home – and it’s worth reserving a free tour with your Congressional representative. Requests can be submitted up to three months in advance but give yourself extra time if possible, just to be sure.

8.

Union Station is arguably one of our country’s prettiest train stations. The circa-1907 Main Hall, fresh from a restoration, has an optical-effect coffered ceiling.

9.

The Vietnam Veterans Memorial, which features austere black-granite walls engraved with the names of the more than 58,000 Americans who died during the conflict, is one of Washington’s most-visited and powerful monuments.

10.

Sit in one of the red-velvet banquettes at the Off the Record Bar in the basement of the AAA Four Diamond Rated Hay-Adams Hotel and order a cocktail. It doesn’t get more D.C. insider than this.

Tell us about your favorite things to do in Washington, D.C., in the comments below!

Looking for a variety of great lodging options in the area? Find and book great hotels in Washington, D.C. Call 1-800-873-8283 to speak to a AAA travel counselor today or click here.

Culturally influenced by both India and China, embrace the inspiring delights of Indochina, where you can explore a vast array of colorful performances, experience Asian holidays, meet incredible people – like the headmaster of the Vietnamese Royal Martial Arts – and learn about the fascinating history of Indochina. A Southeast Asia vacation package like this one is not to be missed! Keep reading to learn what a sample itinerary would look like.

Asian holidays: Indochina

Day 1 – Arrive in Siem Reap

Meet your traveling concierge and be transferred to your hotel. Enjoy the rest of the day at your leisure.  At night, meet your concierge and fellow companions for a welcome drink.

Day 2 – Angkor Wat

Visit Angkor Wat with a renowned Khmer scholar from the Angkor Temple Conservation Institution. In the afternoon, visit Angkor Thom – an entire walled city and Capital of Cambodia from the 12th to the 16th century. In the evening, see a performance of the Phare Circus combining local traditions with new genres to form an amazing triumph of beautifully choreographed acrobatics and dance.

Day 3 – Ta Phrom, Ta Nei and Ta Keo

Journey to Ta Phrom Temple, one of Angkor’s jewels. Overgrown with fig trees and lush jungle, the magnificent roots of trees have merged over the centuries with the temple’s huge stone blocks. Explore Ta Nei – a hidden oasis well off the beaten track. Finally, travel to Ta Keo, known as “the mountain with bronze peaks.”

Day 4 – Ho Chi Minh City

In the morning, transfer to the airport for your included flight to Vietnam. On arrival in Ho Chi Minh City, you will be greeted and transferred to the hotel. Enjoy some free time before a cocktail reception with traditional dance performances at the Art Salon Saigon, followed by your welcome dinner.

Day 5 – Saigon

See the changing landscape of Vietnam from the glittering skyscrapers to the green paddy fields along the Saigon River. Your destination is the Cu Chi tunnels dug in 1948 for guerrillas to hide from French air and ground sweeps. Back in the city, a walking tour takes in all of the highlights, including Notre Dame Cathedral and Gusatve Eiffel’s Central Post Office.

Day 6 – The Mekong Delta

Cruise the Mekong Delta to see coconut production and enjoy a taste of the freshest juice possible. See locals creaking bricks as they have for centuries with their small brick kiln. Take a tri-motorcycle along the village roads and stop at a rice noodle factory to see the most popular breakfast in the region is produced. Cruise on to Mango Home, and meet Mr. Sau Tuong, a former soldier who fought the Khmer Rouge in Cambodia.

Day 7 – Hue

In the morning, board your flight to Hue for an unforgettable journey. Enjoy a cyclo ride through the rice fields to Thanh Toan village to the agriculture museum for an insight into rice production. At night, enjoy the royal treatment at Ancient Hue Restaurant. Dress in traditional costume and savor an unforgettable dinner with dishes typically served to royalty.

Day 8 – Hue

Rise early to visit the UNESCO Heritage Listed Imperial Citadel before it opens to the public. A renowned local historian will take you through the towering main gates to hear about the intrigue of the former royal court. Later, meet the headmaster of the Vietnamese Royal Martial Arts at an ancient temple and learn about the training of its students. At Dong Thuyen pagoda, relax and enjoy a vegetarian lunch prepared by Buddhist nuns.

Day 9 – Hoi An

During your walking tour of Hoi An, visit the old merchant’s houses, the Japanese Covered Bridge and Assembly Hall. Finally, visit the market with stalls brimming with local specialties. Enjoy time at leisure in the afternoon. Perhaps admire the spectacular sunset on a kayak trip along the poetic Thu Bon River, or board a local riverboat to the Cua Dai Sea if you prefer a gentler pace.

Day 10 – Hoi An

Visit Cam Thanh Village, once a shelter for local people and soldiers during the Vietnam War, now a village supplying seafood, vegetables and rice to the area. Board a bamboo basket-boat to ride to the Thanh Dong village. Join in a hands-on cooking class with a local chef and try the local delicacies that you make for lunch.

Day 11 – Halong Bay

Board a morning flight to Hanoi and journey to Halong Bay to board your deluxe junk by lunchtime. Visit the mysterious Tien Ong Cave and the Cua Van area. In the evening the choice is yours; participate in a cooking demonstration with the onboard chef, or relax on the top deck to watch the sunset.

Day 12 – Halong to Hanoi

Greet the day with Tai Chi on the upper deck or take an early morning swim in the Bay before returning to Hanoi. Stop at Dao Thuc village to meet a traditional artisan puppet maker and see a water puppet performance in a lotus pond, often performed on Southeast Asian holidays.

Day 13 – Hanoi

Start the day with an electric cart ride through Hanoi, seeing the Opera house, French Avenues, Sword Lake and the Jade Mountain temple. Then, join a local foodie for a taste of the street-food culture. On your guided walk, learn about what locals love and try tastes of the very best.

Day 14 – Hanoi History Museum

Start the day with a visit to the Temple of Literature, where you will meet a renowned scholar to hear about Hanoian culture and Vietnamese architecture before you tour the temple grounds. Dinner will take place at the History Museum after it closes to the public, with a cocktail reception in the museum itself.

Day 15 – Vietnam to Laos

Your tour comes to an end after breakfast with a transfer to the airport for your flight. In the morning, board your included flight to Luang Prabang.

Day 16 – UNESCO Heritage Site

Start the day with a walk to the top of Mount Phousi, to admire the spectacular views across the Mekong and Khan rivers. Enjoy a UNESCO walk of the Heritage site, with plenty of time for you to see the sites as you want to. Your traveling concierge will take you to visit the famous Wat Xiengthong or ‘Temple of the Golden City’. In the late afternoon, relax on a sunset cruise on the Mekong.

Day 17 – Natural Beauty

Embrace the opportunity to offer alms to the hundreds of saffron-robed monks – a truly awe-inspiring sight! Afterwards, see the town come to life during a visit to the bustling morning market. Following breakfast, head to Kuang Si waterfall to enjoy a leisurely walk through the national park. Savor your lunch at Ock Pop Tock, famous for helping preserve unique hand-loomed textile methods, and enjoy beautiful views of the Mekong river from its restaurant.

Day 18 – Depart from Luang Prabang

Your Asian holidays draw to a close after breakfast, with private airport transfers timed to meet your flight.

Learn more about this exciting trip. 

Get in touch with a AAA travel counselor to learn about AAA Vacations and start planning your next getaway today. As a AAA member, you’ll save even more. Not a member? Join now!

If you’re like many Americans, you probably have a love-hate relationship with your credit cards. You love the convenience and instant gratification that credit cards can provide, but you also realize that convenience comes at a price. With a powerful piece of plastic in your pocket, it’s all too easy to spend beyond your means. If you don’t know how to use a credit card wisely, your credit card debt can easily snowball out of control, causing financial stress and instability.

Maintaining a healthy relationship with your credit cards requires planning and perseverance. Here’s how to use a credit card wisely.

Create a budget and stick to it

Do you know where your money is going each month? Creating a budget will help you figure out how much money you have to spend, not just on necessities, but also on those items that you may otherwise be impulsive about. A budget will also help you decide if you should take on new debt, and what you can afford for monthly credit card and loan payments.

Pay your bills on time

There are all kinds of reasons to pay your bills on time. For one thing, late payments will often result in late fees, adding to your overall debt. Skipping a payment also makes it much more likely that your debt will snowball out of control. If you can’t afford this month’s payments, how will you be able to afford double next month? Your credit score is partially based on how timely you are with bill payments. Anything more than 30 days late will have a negative effect on your score, which will damage your credibility with lenders.

If you choose to carry credit card debt, do it responsibly

The best way to avoid steep interest payments is to pay off your credit card balance at the end of each billing cycle, but if you do have to carry a balance on your credit card, follow these best practices:

• Pay your bill on time.

• Pay more than the minimum balance each month.

• Ideally, try keep your balance below 25% of your credit limit. If your balance creeps up close to your credit limit, it can negatively affect your credit score.

Keep tabs on your credit report

Checking your credit report regularly is an important way to monitor your spending habits and financial health. It will also help you catch mistakes that could cost you money. You are entitled to one free credit report each year from each of the three credit reporting agencies: Equifax, TransUnion, and Experian. You can request your free credit report at AnnualCreditReport.com, which is a government-sponsored website.

Errors or discrepancies in your credit report may be signs of fraudulent activity. Here’s what to look for:

• Accounts that you didn’t open.

• Loans that you know are paid off, but show up as open accounts.

• Incorrect personal information.

• Discrepancies in account numbers or loan amounts.

Read the terms and agreements for your credit card

Do you know the terms of your credit card? This lengthy document is important. It will tell you if your credit card carries an annual fee, what your annual interest rate is, if there’s a fee for balance transfers or cash advances, and what you can expect to pay if you miss a payment.

Reading through the terms and agreements for each card carefully will help you avoid unpleasant surprises in the future. For example, could your APR increase without notice? Will you be charged for overseas transactions? If there is anything in the agreement that you don’t understand, definitely reach out to the card’s customer service representative before signing on.

It’s best to go over this document before you apply for a new credit card, so that you can match the terms to your lifestyle and spending habits.

Maximize your rewards

Many credit cards come with incentives to encourage you to spend more with your card. These could be in the form of points, airline miles, or even cash back. Choose a rewards card that matches your lifestyle and spending habits, and you could actually save money. Here are a few tips for using your rewards card strategically.

• Look for sign-on bonuses. Many rewards cards offer bonus points or miles if you spend a certain amount of money within the first few months of opening your account.

• Don’t use too many rewards cards. Using lots of different rewards cards will just dilute your earning power. Instead, choose one or two cards that fit your lifestyle.

• Don’t let your points expire. Many points come with an expiration date. Be sure to cash them in or use them up before they disappear.

Using credit cards is a great way to boost your credit score and gain access to rewards, but they can also be dangerous if you don’t use them responsibly.

Do you have any tips for how to use a credit card wisely? Share your tips with us in the comment section.

Deciding to become a world traveler can be an exciting goal, but how will you finance your trip? If you’re independently wealthy, nothing stands in your way. For the rest of us, it’s a little more complicated. While you can spend years saving to finance your adventure, there is another option: Make an adventurous career choice that allows you to travel while you work! If this sounds like a plan, take a look at these travel-friendly jobs.

1. Freelance writer or photographer

Create your own travel-friendly career by starting a business as a freelancer. You won’t have one employer or a regular paycheck, but you’ll be free to sell your work to the highest bidder. Set your own schedule, travel to wherever the action is hot, and create material that will have the unlucky masses living vicariously through you. This plan can even make your travel expenses tax deductible! (Check with your accountant first.)

2. Become a traveling nurse

When it comes to jobs that require travel, none might be in more demand than nurses. Whether you find a position in the United States or answer the call of countries in need, you can work as a nurse virtually anywhere. They’re generally hired for 13-week periods, so you’ll have plenty of time to explore an area – and a fairly short commitment if you decide the location is not for you.

Traveling for work? Check out these 24 tips.

3. Cruise the world

Because cruise ships are practically self-contained little worlds, the staff includes everything from dishwashers to activity directors. If you don’t have any special training, this could be one of the best opportunities for world travel while you hold down a full-time job! Expect long days, but your room and board will likely be provided, in addition to a paycheck. Cruise ship employees can often explore each port of call during their off-time, and still enjoy a day or two at home now and then. Learn more about cruise ship jobs.

4. Teach English-language skills

If you can speak English, you already have a valuable skill. Throw in a little teaching ability and a second language, and your work-as-you-go travel plan is set! Whether you want to visit Europe, Asia or South America, you can teach English while you’re there.

5. Go where the tourists go

Travel from country-to-country during peak tourism season(s). Not only will these areas likely need extra help, but they’ll also value the fact that English is your native language. It’s well-known that inexperienced travelers who don’t speak the language are more comfortable when they hear their mother tongue. Whether the visitor is from North America, Australia or Europe, they’ll be more comfortable with someone who is providing information they can easily understand.

These jobs that require travel prove that work and travel can mix together after all! As you travel the world and discover a variety of cultures, you’ll become a richer person in ways that money could never buy.

Do you travel for work? Tell us about the places your job has taken you in the comments. 

AAA.com/Travel 

Everyone knows the significance of having savings, but building those savings is another matter entirely.

Too often, consumers who want to save feel too burdened by financial obligation or simply have no clue where to begin. After all, a recent study declared that the average American owes $6,375 in credit card debt for a record combined national total of more than $1 trillion. And it’s even worse for student loans, which account for more than $1.5 trillion of Americans’ debt.

For many, the weight of paying off loans can seem too heavy to comfortably set aside money for a dedicated savings account.  Still, a stable savings is necessary. Wondering how you can you do it? With proper budgeting and planning, it is possible. Here are a few tips on how to simultaneously accomplish both goals.

Set a strict budget: The only way you can ever pull off the delicate balancing act of loan payments and financial saving is if you first crunch the numbers. Take a close, objective look at your finances and be ruthless with yourself. If you tend to overindulge in dining out or splurging on online shopping, now’s a good time to put an end to (or severely reduce) that behavior. Begin by clearing away everything but your fixed expenses –  yes, including loan payments – and slowly add in other variables. Once you do, you may be surprised at the financial flexibility you have right at your fingertips. Just be sure to leave room for your burgeoning savings.

Make saving a priority: Even though you might feel as if saving is the last thing you’re prepared to do, you need to try to integrate it into your lifestyle. Once you establish your household budget, your savings should be included as part of your non-negotiable expenses each month. Paying yourself first ensures that your savings doesn’t get lost in the shuffle amidst what may regularly seem like more important obligations. Sure, paying your bills and loans is essential, but if you’re serious about building a savings, you need to make it an undisputed part of your financial lifestyle. Consider it an investment in your own future. Because that’s exactly what it is.

Start small and automate: So, you’ve built a budget and have committed to saving on a regular basis. The next step is to decide how much you want (or are able) to save each month. You might be tempted to overdo it, but remember that emerging debt-free – especially with a significant savings – isn’t going to happen overnight. It’s the long game you’re playing here. Accordingly, it’s worthwhile to devote even a small amount to your savings, perhaps a percentage of what you find unaccounted for once you trim your variable expenses. Even starting with $100 each month will make a huge difference. Then set up automatic transfers to your savings account so that you don’t have to consider it every month. It’s now an intrinsic part of your financial routine.

Establish a plan of attack: To maximize efficiency, you’ll want to devise a smart way to whittle down your debt, starting with those loans that carry particularly high interest. Whatever you do, be sure to make all your payments on time, including those to your self-imposed savings, and if possible, aim to pay more than the minimum payment amounts for each loan. This will help you begin to chip away at the principal and make the repayment process that much faster. Moreover, any extra cash you acquire over the course of the year could go towards paying off your loans as well. Find a strategy that works for your needs.

Diversify your savings: Once you delve into the world of savings accounts, you may find yourself overwhelmed with options. For a multitude of reasons, it’s best to diversify your savings. What you want is to maintain some liquidity in your savings –  in the event that you do need a little extra cash (but not too much, as this accessibility may undermine your long-term goals.) The bulk of your savings should be in interest-bearing accounts that will make the most of your investment. Likewise, explore whether your employer sponsors any retirement plans, as this too can help expand your ability to save.

Rely on goal-setting: As you dedicate a predetermined amount of your income to savings, you might struggle with sticking to your budget. That’s only natural. All lifestyle changes, especially financial ones, take a toll. But that’s why you need to set goals and find ways to motivate yourself. Setting financial goals such as saving six months’ worth of living expenses is admirable and will be especially effective if you find short-term ways to reward yourself. Whether that’s allowing yourself a luxury purchase when you hit a certain milestone or prioritizing particularly frustrating loans in your repayment cycle is up to you. Just find a way to make the process fun and rewarding.

The Perfect Balance

Although one could make a solid case for prioritizing either loan payments or building your savings, the real solution lies in finding a way to accomplish both simultaneously. Everywhere you look, you’re bound to find a million different takes on how best to achieve this, but we’re confident that our advice presents a broad enough approach to help you at least begin to build a strategy to work down your debt while building your savings up.

Don’t let the opportunity to liberate yourself from debt and prepare yourself for a more stable financial future escape you now.

Even as you pay off your existing debt, AAA can help you on your journey toward building a savings. Choose from four high-yield savings products that allow you to maximize your savings account and achieve a much faster development.

I’ve been a vegetarian for close to 20 years now, and there are still days I just want to crack open a box of Easy Mac or chow down on a peanut butter and jelly – hey, there’s tons of protein in peanut butter! – with a side of Cheez-Its. Not exactly healthy dinner ideas. I usually fall prey to these whims when I don’t feel like cooking and don’t have anything healthy already made in the fridge.

To save you from my carb-tastic fate, I’ve rounded up some healthy dinner ideas for you to try. Once you get a few simple recipes under your belt, this eating-more-veggies thing won’t feel quite as daunting.

Veggie-packed healthy dinner ideas

Roasted brussels sprouts

OK, hear me out. I know Brussels sprouts are responsible for ruining many a childhood, but dang, they are delicious! Roasting brings out a whole new level of taste in the much-maligned veggies, with caramelized undertones and wonderful, crisp little pieces. I like Ina Garten’s recipe – and not only because she likes them salty, like french fries.

Avocado toast

When I really want to gross out my 12-year-old daughter, I make avocado toast, perhaps the most delicious food ever. I especially like it for breakfast, but it makes an excellent snack or lunch when paired with some soup or salad. I mash together half an avocado, a handful of chickpeas, a splash of Sriracha and a pinch of kosher salt and slather it on a piece of toasted Ezekiel bread. If you really want to step up your avocado toast game, check out the California Avocado Commission’s recipe for margherita avocado toast. All you need is some fresh mozzarella, cherry tomatoes, avocado and basil.

Roasted chickpeas

These protein-packed beauties make a healthy, crunchy, completely addictive snack when you roast them in the oven with a little salt, olive oil, and whatever savory spices you’d like to add. I like them with just salt and pepper, but some people do curry, some go flaming hot, some give them a Middle Eastern flair with a little cumin. These keep for a few days in a covered container, but I find they’re best right from the oven, as they tend to lose some of their crunch in storage. In need of a quick and healthy dinner idea? Toss them on top of a salad or into a stir-fry for added crunch.

Crispy tofu

Tofu can be a little intimidating. There are all different kinds – soft, silken, firm, extra firm, seasoned, yadda yadda yadda – it’s sorta slimy, you’ve got to press it, etc. But once you’ve done it once or twice it really is simple. Bonus: It’s packed with protein and easily picks up the flavor of whatever sauces and spices it cooks with. This recipe for crispy tofu from Whole Foods takes a half-hour to cook, and when it’s done you can make some really healthy recipes for dinner: Throw it in a stir-fry or a salad, or eat it on its own with some dipping sauce, sweet potato fries and steamed broccoli. Voila.

Falafel

In my college days, there was a place on campus that made stellar falafel. The owner would grab a golden-brown orb, dip it in tahini, and hand one to whoever happened to be walking through the door. Which was often me. For a girl raised on meat and potatoes, this was crispy, exotic fare at its finest. I became a devotee of the fried chickpea patties – a love affair that continues to this day. This recipe from Delish.com will make you a believer as well. Just grab a can of chickpeas, some herbs and tahini, and you’ll have a Middle-Eastern feast on your plate ASAP. Mix them with lettuce, tomatoes and fluffy pita bread and you’ve got one heck of a healthy dinner idea for Meatless Monday (or Tuesday, or Friday) on your hands.

Maple-roasted root vegetables

There is something so delicious and yet so simple about this dish from Fountain Avenue Kitchen. Every time I make it, my daughter and I have seconds. It’s so tasty. And there’s nothing better than roasting a sheet pan full of sweet potatoes, turnips, carrots and butternut squash come fall. You could even throw some roasted apples in there as well. Are you drooling yet? But the glaze is the best part. A mixture of maple syrup (real is best if you have it), Dijon mustard, olive oil and vinegar (I use balsamic) turns the veggies into savory, sweet, roasty nirvana.

Quinoa and black bean stuffed zucchini

This recipe is a great healthy dinner idea for a hot summer day, when zucchini is bursting from nearly every garden in the neighborhood. Tasteslovely.com takes hollowed-out zucchini, fills it with black beans and quinoa (both protein powerhouses), corn, enchilada sauce and cheese. The result is a bubbling, veggie-loaded dish that would be just perfect with a crisp summer salad made with garden-fresh tomatoes.

Have a few favorite healthy dinner ideas that you would like to share? Tell us in the comments.