Your bags are packed, flights are confirmed and you are so ready for a vacation. But when you arrive at the airport, the gate agent delivers devastating news: You can’t board your flight. The reason? Your passport doesn’t meet the six-month passport validity rule many countries require.

Most people don’t realize it, but if your passport is scheduled to expire within six months or fewer of your return date from an overseas destination, you might be barred from flying to or from certain countries or traveling on a cruise line.

Among those with the restrictions are:

• European countries in the Schengen Area.
• Royal Caribbean Cruises.
• Many Asian and African countries.
• You can check specific country requirements here.

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It’s a travel mistake that many people make, and it can be an incredibly costly one. If your passport expires in fewer than six months, you won’t be allowed to board your plane, check in for your cruise or even enter another country. Airlines and cruise lines are required to enforce the six-month rule. If you somehow manage to board a plane and arrive at your destination, you could be denied entry to the other country when you try to pass through customs. Which leaves you with no other option except to turn around and go home.

To make matters worse: Travel insurance doesn’t cover this mistake. That means your long-anticipated vacation could be over before it even starts — and all the money you spent on flights, hotels and excursions gone.

RushMyPassport to the Rescue

If you are one to wait until the last minute when prepping for a vacation, make sure renewing your passport jumps to the top of the to-do list.

To ensure all your documents are ready in plenty of time, consider using RushMyPassport, a service that expedites new passport applications and renewals. AAA Northeast members also receive a 10% discount on passport and visa services.

After you get your passport photos taken at a AAA Northeast branch, log into RushMyPassport, indicate what kind of passport you need and decide how quickly you need it. Turnaround times vary from one day to six weeks, for varying fees. The site provides step-by-step directions, including checklists, help with document preparation and application reviews and employs a wizard to help you add in your documents. (Customers still must pay the standard government processing fees.)

Customer service is available via phone, email and chat to ensure you complete all the steps accurately to avoid any delays.

Don’t let an outdated passport ruin your dream trip. Check your expiration date and renew it with RushMyPassport.

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While prices are following typical seasonal trends for now, global market reactions to the Trump administration’s tariffs announced last week could potentially slow the seasonal price climb as crude oil prices fall.  

By the close of markets on Friday, crude oil prices had fallen roughly $10 a barrel, reaching levels not seen in four years as markets reacted to the tariff announcement on Thursday. Along with concerns that the tariffs could quash gasoline demand amid economic fallout, the collapse in the price of crude was accelerated by the surprise announcement by OPEC+ that they’d increase production next month by more than 500,000 barrels a day — 411,000 barrels a day more than expected. Already, many market watchers believe global crude production is outpacing demand; and the news of even more oil reaching markets puts additional significant downward pressure on oil prices. 

Here in the Northeast, inventories of gasoline fell by 1.3 million barrels last week as retailers push winter blend out and summer blend into their storage tanks. But, supplies are still 6 million barrels higher than last year, and 2 million barrels above the five-year average, according to the Energy Information Administration (EIA). In a typical year, supplies could tighten alongside seasonal demand increases, but national demand figures indicate Americans aren’t following the script: The EIA reported demand fell 150,000 barrels a day last week to 8.49 million barrels a day. That’s more than 800,000 barrels a day lower than the comparable week of 2024.  

“After market routs last week, wholesale prices for summer blended gasoline are now equivalent to winter blend prices seen in February,” said Jillian Young, director of public relations for AAA Northeast. “If markets continue to sag, it could lead to cheaper gasoline prices, but it will take some time for the lower crude and wholesale gasoline prices to reach retail pumps.” 

AAA Northeast’s April 7 survey of fuel prices found the current national average up 9 cents from last week ($3.16), averaging $3.25 gallon. Today’s national average price is 15 cents higher than a month ago ($3.10) and 34 cents lower than this day last year ($3.59). 

*Prices as of April 7, 2025 

As of April 7, Mississippi and Oklahoma had the lowest prices in the nation, at $2.75 and $2.78, respectively. California and Hawaii held the highest prices in the nation at $4.95 and $4.49, respectively.  

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

We all have them. Whether it’s checking texts while driving, speeding, ignoring stop signs or failing to use turn signals, everyone has developed a bad driving habit or two. The problem is how to get rid of them.

While some of these may seem inconsequential, even the smallest lapses in concentration and judgement while driving can have fatal results. In 2024, about 44,680 people died in motor vehicle crashes in the U.S., the National Safety Council reported. About 3,308 people were killed in distracted driving incidents, according to the latest information from the National Highway Traffic Safety Administration (NHTSA).

The most recent AAA Foundation for Traffic Safety’s annual Traffic Safety Culture Index revealed that the majority of the 2,630 online survey respondents recognized risky driving behavior. For example, about 93% of drivers identified both texting/emailing and reading on a hand-held cell phone as very or extremely dangerous, while fewer drivers viewed holding and talking on a cell phone (78%) or using hands-free technology (16%) as very or extremely dangerous. Despite that level of awareness, 27% of drivers reported sending a text or email while driving, 37% read a text or email and 36% held and talked on a phone. The majority of drivers, 59%, reported using hands-free technology to talk, text or email.

The best way to avoid bad driving habits, of course, is not to start them. AAA Driver Training instructors do their best to impress upon young students the importance of following all the rules of the road. This includes not eating when driving and obeying speed limits and stop signs. Young drivers are encouraged to ignore drivers who honk at them for not coming to a complete stop at stop signs.

More seasoned drivers, who may be getting a little lax when it comes to traffic rules, need to remain vigilant and not slip into dangerous habits, like accelerating at a yellow light. Drivers who want to refresh their skills can sign up for the AAA Defensive Driving Course.

“One of the best ways to instill good driving habits is to explain why a regulation is important, and what can happen if you don’t follow it,” said Gary Driscoll, a AAA behind-the-wheel driving instructor in Cranston, R.I., and former police officer. “I stress situational awareness when driving.” Failure to pay attention even for a second could result in a life-or-death situation.

Distracted Driving

This is one of the most common and dangerous bad driving habits. Texting, talking on the phone, even talking to passengers, eating or listening to music are all distractions that could take your eyes of the road or cause you to lose focus.

One of the newest, and most dangerous, trends is shooting video while driving, especially with younger drivers trying to capture clips for social media. This takes your concentration almost completely off the road and your hands off the wheel. If you want to shoot a video from your car, do it while stopped in a parking lot.

How to Fix

Put your phone on do not disturb and out of reach, said Barbara Ward, a longtime traffic safety specialist with AAA Northeast. Texting while driving is one of the top bad habits to break. It raises the possibility of a crash because it creates a “triple threat,” according to Ward. “It takes a driver’s eyes off the road, hands off the wheel and mind off driving more than any other potentially distracting activity.”

Impaired Driving

Impaired driving includes getting behind the wheel after drinking alcohol or using marijuana. Driving while under the influence not only has serious legal repercussions, but puts the driver, passengers and everyone on the road in danger.

How to Fix

Don’t do it. Designate a sober driver ahead of time or call a taxi or ride-sharing service.

Drowsy Driving

Drowsy driving can be just as dangerous as impaired driving, yet 18% of respondents reported engaging in that behavior in the past 30 days.

How to Fix

AAA recommends stopping for a break every two hours or 100 miles while you are driving. If you start to nod off, have trouble keeping your eyes open or can’t recall the last few miles driven, pull over and let someone else take the wheel.

Speeding

While many drivers do not consider speeding risky behavior, speeding is a factor in one-third of vehicle fatalities. “Speeding gives you less time to react and increases the distance you need to stop,” Ward said.

How to Fix

Slow down. “Always know the posted speed limit and use cruise control, if possible, to keep the vehicle at a safe and reasonable speed,” added Ward.

Aggressive Driving  

The NHTSA defines aggressive driving as a combination of moving traffic offenses that can endanger other people or property, often sparked by road rage. This includes one of the most infuriating bad driving habits, tailgating.

How to Fix

Avoid being a tailgater by staying calm if someone ahead of you is driving more slowly and keep a lighter foot on the gas pedal. If someone is tailgating you, continue driving the speed limit, remain calm and obey traffic signals.

More tips for dealing with an aggressive driver:

• Avoid eye contact with angry drivers.
• Don’t respond to aggression with aggression.
• If you feel you are at risk, drive to a public place such as a police station, hospital or fire station.
• When you park, allow room so you can pull out safely if someone approaches you aggressively.
• Use your horn to attract attention but remain in your locked vehicle.
• If you feel threatened, call 911.

More Bad Driving Habits

• Rolling through stop signs or not knowing when to stop for a school bus.
• Not slowing down and moving over for emergency vehicles – or any vehicle stopped at the roadside.
• Failing to wear a seat belt or use turn signals.

And there may be a few bad driving habits you might not even know you have, based on this story about bizarre state driving laws.

Learn more about at AAA Driver Training, available in Massachusetts and Rhode Island.

What bad driving habit drives you crazy? Share your thoughts in the comments below.

This article has been updated and republished from a previous version. 

Winter can be a taxing season on both man and machine. What does this mean for drivers? Come spring, just like the natural world, your car is likely in need of rejuvenation. 

A well-maintained car is a safe car, which is what you’ll need for springtime driving. April’s showers make for slippery roads and the potholes that began forming over winter will come to bloom once the weather turns.

Car maintenance should be done year-round, but there are certain aspects to pay particular attention to when spring arrives. Whether tackling these tasks yourself or leaving it to the professionals at a AAA Approved Auto Repair facility, here are some spring car care tips to be mindful of.

Test Your Car Battery

Car batteries work harder to power vehicles during the winter. The best way to maintain your car battery is to take longer drives (approximately 30 minutes) on a regular basis. These trips allow the battery to regain its charge. You should also make sure the battery terminals are clean and free of any corrosion. Corroded terminals prevent the flow of electricity.

Roughly one-quarter of all roadside assistance calls AAA Northeast receives are battery related. Don’t wait until you need a jump — get your battery tested today. Request AAA’s Car Battery Service, and we’ll come to you to test your battery and, if needed, replace it on the spot with a new, discounted one. We’ll even take and recycle your old battery for free.

Get answers to more of your car battery questions.

Wash Your Car

Don’t forget to include a good cleaning on your spring car care to-do list. Snow, ice and salt can leave your car looking worse for the wear, especially if you didn’t wash it in the winter. Washing your car may seem straightforward enough, but there is a right way to do it. Improper washing is not only ineffective, but it could also cause damage to your vehicle. Follow this guide to get the job done properly, a process that includes using the two-bucket method and a microfiber cloth.

Don’t limit your cleaning to the car’s exterior. The cabin needs just as much attention. This includes vacuuming, getting rid of any unwanted smells and sanitizing the vehicle.

Once you’re done washing, consider applying a coat of wax. This extra step gives the car’s paint an extra shine and a protective coat.

Don’t Forget Your Car Fluids

One of the most common car care mistakes motorists make is ignoring their vehicle’s fluids, especially engine oil. Clean oil extends the life of your vehicle and helps with engine cooling, so make sure to change your oil according to the manufacturer’s time or mileage recommendations. Changing engine oil is a fairly easy maintenance task if you’re up for it. We guide you through the process here. When you’re done, make sure to dispose of the old oil properly and safely.

But engine oil isn’t the only fluid to keep an eye on when ticking off your spring car care checklist. Coolant, transmission, brake and power-steering fluids should be checked regularly. They can become ineffective if they get contaminated or the levels drop too low.

Still debating between conventional and synthetic engine oil? Here’s what you need to know before making a decision.

Check Your Tires

Winter takes a toll on car tires on multiple fronts, especially when it comes to air pressure. Tires will lose roughly 1 pound per square inch of pressure with every 10-degree drop in temperature. Low tire pressure causes gas mileage to drop and can be a safety hazard. Underinflated tires make it more difficult to steer and stop and can lead to a blowout. Make sure to test your tire pressure regularly and inflate them to the manufacturer’s recommended level.

Rough winter roads can also wear away the tire’s tread. Proper tire maintenance includes ensuring there is more than 4/32 of an inch of tread on each tire. A quick and easy test is to insert a quarter upside down (Washington’s head first) into the tread. If the tread does not reach the top of his head, it’s time for new tires. While you’re inspecting the tires, look for cracks, cuts, chips or dry rot.

As part of your spring car care, don’t forget to also check your vehicle’s spare tire, jack, lug-wrench and wheel lock. If your vehicle’s spare is located under the car, make sure the mechanism that holds the spare tire is working properly.

Other Considerations

We spoke to Jason Malo of AAA-approved Advanced Auto, Inc., who emphasized the importance and benefits of consistent maintenance. “When we’re performing regularly scheduled maintenance, we’re actually extending the life of your vehicle,” he said. “You’ll have fewer (if any) unexpected expensive repairs, and you’ll be able to drive your car for many miles more.”

A few more spring car care reminders:

• Steering, suspension, shocks and wheel alignment should be examined. “Misalignment causes the tires to wear abnormally and wear out too quickly,” Malo warns. “With the condition of the roads nowadays, you should have your car’s alignment checked, and adjusted as needed, at least once a year.”
• Cars that sit for longer periods of time (months or more) can develop brake issues. Have the rotors, calipers and pads checked before heading out.
• Engine filters can become clogged with dirt, dust and pollen. Get these checked and replaced, if needed. “If [a filter] is dirty or old, your car probably isn’t getting enough air,” Malo says. “Imagine running a race with a dirty rag over your mouth. Sound like fun? No? Your car doesn’t like it, either!”
• Hoses and belts can dry out and crack in the winter. Better to find out before you hit the highway on a long drive.
• Rodents and other small critters often take up residence in vehicles to escape the cold. They often build nests and chew wires and hoses, so check for damage under the hood.

AAA offers a wide range of services and discounts that can make proper vehicle maintenance easy and affordable for members. Learn more.

When unexpected worst-case scenarios occur that result in large claims or lawsuits, personal umbrella coverage offers extra protection to what your auto and homeowners insurance policies can provide. Before asking your insurance agent to add it to your policies, it’s a good idea to have a base understanding of umbrella insurance first.

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What Is Umbrella Insurance?

Imagine if you were at fault for causing a multicar pileup and are responsible for all the resulting damages and medical bills. Or if someone falls and gets hurt on your property and sues you. These situations don’t happen often, but you might sleep better at night knowing that your finances would be protected if they ever did.

Think of umbrella insurance as your emergency parachute, the safety net below your tether and – most obviously – your umbrella in a storm. A raincoat may save you from the usual shower, but when a sudden downpour hits, you are going to wish you had the added protection.

“A [personal umbrella policy] provides an extra layer of security beyond the coverage limits of your auto or homeowners policy,” said Jodi DeSantis, vice president of insurance sales with AAA Northeast.

For example, if your homeowners insurance policy has a $500,000 liability limit, but a catastrophic accident occurs and you are responsible for $1 million in property damage, legal fees and medical bills, it may cover the remaining $500,000 liability.

In addition to large claims and lawsuits, umbrella insurance covers liabilities your auto and home policies do not, like if you are sued for libel or defamation, defense costs and renting a vehicle in another country. It will not cover damage to your own property, business-related matters or intentional acts. Some policies today allow you to purchase additional uninsured/underinsured riders that will extend coverage to you for injuries sustained in an accident that go above both the at-fault parties coverage and your own uninsured/underinsured coverage on your auto insurance.

There may be some exclusions and a minimum liability limit on the primary policy required to qualify for an umbrella policy.

Is an Umbrella Insurance Policy Right for You?

With today’s litigious society, protection with high liability limits could be invaluable. At the end of the day, we are all at risk for unexpected accidents and the possibility of getting sued. If you find yourself in a position where you are in over your head, an umbrella policy could save your finances.

Umbrella insurance covers the policyholder and members of their family or household, which makes it especially practical for homeowners and married couples.

People that live with higher risks could also benefit from the extra cushion. You should consider the excess liability coverage from an umbrella policy if you:

• Have a young driver on your auto policy. Teens are statistically the riskiest drivers on the road, with a crash rate three times that of drivers age 20 and older.
• Frequently travel and rent vehicles abroad.
• Own a boat.
• Own a swimming pool or hot tub.
• Own rental property.
• Have a dog.
• Frequently entertain or host guests on your property.

Understanding if Umbrella Insurance Is Worth It for You

Umbrella insurance is notably affordable. For about $150 to $300 per year, you can buy a $1 million personal umbrella liability policy.

As it is designed to supplement your existing coverage, the low cost is likely because you are usually required to have larger liability limits on your home and auto policies to qualify.

“Most insurance carriers give a discount on both your home and auto insurance if you have both written through them,” said Emily Buckley, insurance sales manager for AAA Northeast in Garden City, N.Y. With the amount you save from bundling, it could make sense to invest in an umbrella policy.

How to Get an Umbrella Insurance Policy

Keep in mind that not all umbrella policies are the same and there may be exclusions or limitations. Consult with your insurance agent for help with any specific concerns or needs you may have.

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Hint: This keeps your insurance coverage active.

For more information on umbrella insurance, schedule an appointment with a AAA insurance agent.

Now that you have a better understanding of umbrella insurance, do you think that it’s the right choice for you? Do you already have it? Tell us in the comments.

This article has been updated and republished from a previous version.

If a vacation learning about unique wildlife in one of the most exotic places on earth excites you more than lounging on a beach, HX Expeditions can take you on the voyage of a lifetime.

A leader in sustainable travel, HX Expeditions invites guests to responsibly explore remote destinations, including the Galápagos Islands.

Cruising With Purpose

When you book a cruise with HX Expeditions, you take on the role of Citizen Scientist. Through HX Expedition’s Science & Education program, guests collaborate with onboard scientists and subject matter experts in the ship’s science center, immersed in information about the wildlife, geography, climate and history of each destination.

Every explorer is tasked with engaging in active research projects, collecting data to enhance the overall knowledge of these regions, documenting biodiversity and monitoring the effects of climate change.

Local experts serve as the guides for the Galápagos cruises, providing information about the wildlife and islands on shore visits and valuable insight during onboard briefings before each daily expedition. All expeditions are included in the cost of the cruise.

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Galápagos Islands Expedition Cruise

Embark on the journey of a lifetime with a HX Expeditions cruise to the Galápagos Islands. Nestled in the Pacific Ocean near Ecuador, this chain of volcanic islands is home to a variety of plant and animal species found nowhere else on earth. While located in the tropics, depending on the island, some of the terrain is dry and some verdant.

Naturalist Charles Darwin brought the Galápagos to the world’s attention almost 200 years ago. While visiting in 1835, Darwin observed the differences among subspecies of animals on the islands, which prompted his theory of natural selection influencing evolution. Visit the Charles Darwin Research Center on Santa Cruz Island, where scientists are working to preserve the native wildlife.

While you can enjoy guided nature walks on trails frequented by lava lizards, land iguanas and other wildlife, HX Expeditions also provides small boats to explore the waters around the archipelago, which is the best way to observe its plants and unique animals. By boat, you can access 13 of the islands and view the dramatic differences in the terrain. Get up close with seals, sea lions and marine iguanas, not to mention the Galápagos penguin and 150 different species of birds.

The Galápagos are famous for the geriatric giant tortoises that inspired the theory of evolution and gave the islands their name. These creatures can live to more than 100 years old weigh up to 900 pounds! They squeeze in time to eat and sunbathe while resting 16 hours a day. Visitors can observe 12 difference species of giant tortoises in the wild or in a protected breeding center. Once near extinction, conservation efforts by the Charles Darwin Foundation and others have brought their numbers up.

The surrounding waters are just as magnificent. Explore by kayak or go snorkeling to spot a variety of marine life. Underwater, you can view turtles, the only marine iguanas in the world and vibrant fish. If you prefer to stay dry, you can still view the underwater wonders from a glass-bottomed boat available on the MS Santa Cruz II.

Exploring Sustainably

While striving to offer the most authentic experiences possible, HX Expeditions also prides itself on its long commitment to sustainability. Its two newest hybrid-powered expedition ships, feature battery packs, heat recovery systems and a revamped hull design. The the carbon emissions of these ships is estimated to be 20% lower than traditional cruise ships. The company stopped using heavy fuel 10 years ago and advocates for its ban worldwide.

Seven years ago, all unnecessary single-use plastics were banned throughout HX Expeditions. To introduce some guests to healthier ways of eating, the cruise line has an extensive vegan and vegetarian menu and has focused on reducing food waste. Two years ago, food waste per guest was cut by 22%.

Other planet-friendly commitments include supporting 41 environmental, cultural and social projects in 11 different countries and helping communities the ships visit.

So, if you are ready for an adventure, not just a vacation, start planning your HX Expeditions cruise with a AAA travel advisor today

If you are leaving one job for another, you want to ensure your 401(k) account continues to grow. When it comes to rolling over your funds, you have options. The key is to avoid common 401(k) rollover mistakes. Do your research to choose a plan that is best for you and follow all the proper steps, so you don’t get hit with a big tax bill or lose out on income growth, according to Fidelity.

To a certain extent, your age factors into what you choose to do. Cashing out a retirement account if you are under 59 1/2 (the minimum age for withdrawal established by the IRS) usually is not a good idea. If you close the account and take the money, you will have to pay income taxes and potentially a 10% early withdrawal penalty, significantly reducing the amount of money with which you will walk away.   

Meeting with a financial professional to avoid any 401(k) rollover mistakes and ensure you pick the right solution can be helpful.                                                                                                                            

Sticking With Your Old 401(k)

In some cases, you can leave the money in your former employer’s plan, but that may not be the best choice. The money continues to grow, but there are limits to accessing the account. You can no longer deposit money into the account, and if you want to withdraw money, it may have to be the full amount. Plus, not all companies are open to former employees leaving money behind.

Consider rolling over your 401(k) into your new employer’s 401(k) or individual retirement account (IRA). This way you can build on what you already have. If you leave the job when you are age 55 or older, you can make withdrawals without paying any penalties, Fidelity noted.

Not all companies allow you to roll over your 401(k) into another plan. If it’s permitted and you opt for this, make sure you understand your new plan’s regulations and investment choices.

Not Considering an Annuity

Not investigating rolling your money into an annuity can be a mistake. You risk losing out on a more stable savings plan. You can roll over your 401(k) into an income annuity, which is a financial product designed to provide an income stream for a specified period, typically for the duration of a person’s life. Investors can either contribute a lump sum or pay into it over time – like a savings plan – and, in return, gain an income source immediately or for the future, usually when they retire.

“Among the benefits of rolling your 401(k) over to an annuity is it provides you and your family with a more secure retirement savings option while managing the risk of loss from market fluctuations,” said Christopher Perrier, a life insurance and annuity manager for AAA Northeast. “This can serve as a guaranteed income stream for the remainder of your life.” 

Talk to a AAA insurance specialist to learn the best way to roll over your 401(k) into an income annuity.

Rolling Into an IRA Without Weighing Perks and Drawbacks

Rolling over a 401(k) to a rollover IRA, may sound easy, but that could be a mistake as well. Among the drawbacks: Investments through IRAs could be more expensive and the federal government offers more protections for 401(k)s than IRAs. Although some states offer additional protections for IRAs, according to Fidelity.

When you are 73 years old, unless you were born in 1960 or after, you will have to take required minimum distributions (RMDs) annually from the IRA account, even if you have continued to work. You won’t pay taxes or a penalty for moving the money, though, and it is still a tax-deferred account. You can also move the money to a traditional IRA, either existing or new.

Wherever you choose to transfer your money, remember to follow up to ensure there are no 401(k) rollover mistakes and that the transfer is completed. Transactions can be delayed for any number of reasons, and you want to be certain you know where your money is.

Learn more about AAA annuity products.

Tapping Book now on your next adventure is always an exciting moment. But even the blissful rush of seeing a new place can be overshadowed by worrying about traveling with your medication.

Understanding the guidelines for flying with medication is a must to make sure your trip goes smoothly and, most importantly, you don’t go without the medication you need. Whether you’re flying within the U.S. or internationally, here’s what you should know before taking off.

How to Travel With Medication: Domestic

Prescription Medications

Although not required by the Transportation Security Administration (TSA), it’s best to keep your prescribed medications in their original pharmacy bottles or packaging. This helps to avoid confusion and provides clear proof of its legitimacy. The prescription label should have your name and the medication name.

Liquid medication “in excess of 3.4 ounces in reasonable quantities for the flight” is allowed in carry-on bags, according to TSA. It’s not necessary to have it in a clear zip-sealed bag, but you should tell your screening officer that medically necessary liquids are in your possession prior to being screened. TSA also allows you to bring an unlimited quantity of prescription medication in your carry-on bag but specifies that it must be for personal use.

When it comes to packing, old school is best, according to David Murcko, travel advisor with AAA Northeast.

“Liquids need to be in clear, zip-top bags anyway, so I just keep it simple,” he said. “I also write what it is on tape and stick the tape on the bag.”

Over-The-Counter Medications

For non-prescription medicine like vitamins, allergy pills or ibuprofen, it’s still best to keep them in their original packaging to prevent misunderstandings at security checkpoints.

Medical Devices

If you rely on medical devices like insulin pumps, nebulizers or a CPAP machine, make sure they are packed safely in your carry-on luggage. These types of devices are allowed through security but may require additional screening. As a precaution, it’s a good idea to carry any necessary documentation for these devices.

If a medical device is attached to your body, inform the TSA officer of its location prior to your screening. You will not be asked to remove devices attached to your body, but disconnected devices may be screened by X-ray.

How to Travel With Medication: International

International travel adds another layer of complexity when it comes to carrying medications as each country has its own rules and regulations. To avoid complications, be sure to research the country you are visiting for their requirements. Some medications that are commonly prescribed in the U.S.  might be restricted or even illegal in another country.

When traveling with prescription medication internationally, it’s advisable that you carry a letter from your doctor that details your condition and the associated prescribed medications. You may also opt to carry copies of the prescriptions and their original packaging, showing that the medication is for personal use and is not a controlled substance.

If you are travelling with controlled substances, some countries require additional documentation or permits. Check with your airline and the destination’s consulate or embassy to confirm what documentation is needed.

“I always take doctors’ notes with me, copies of my passport and have Google Translate on my phone just in case there is an issue when traveling internationally,” said Murcko. To avoid confusion at customs, particularly if there is a language barrier, it’s helpful to have the names of your medications translated into the local language ahead of time.

Some medications like insulin or certain biologics require refrigeration, and long flights may pose a challenge in keeping them at the proper temperature. Be sure to contact your airline in advance to ask about options for storage.

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General Tips for Traveling With Medication

• Keep a backup supply. “Always have a backup for your backup for your backup,” said Murcko. “Make sure that you have enough medical supplies for the whole duration of your trip plus extra, because you never know when you might be delayed or stuck somewhere.”
• If you’re traveling for an extended period of time, consider carrying extra medication in case of travel delays or lost luggage.
• Know your rights. In many countries, travelers with medical conditions have the right to carry essential medications without facing discrimination or delays. If you experience difficulty, don’t hesitate to seek assistance from the appropriate authorities.
• Stay organized. Use small containers to keep track of your medication and ensure you can quickly identify the right doses.

Have you ever had to travel with medication? Give your best piece of advice in the comments below.

Plan your next trip with a AAA travel advisor today. Travel advisor services are included with your membership at no extra charge.

A long road trip is much easier when you’re not the only one doing the driving. It’s safer too. If one of you starts to feel drowsy or cramp up, the other driver can take over and play navigator for a while.

While each company has its own rules, this general guide can help you understand more about adding drivers to your car rental reservation, taking some of the stress and guesswork out of the process.

Why would I want to add another driver?

It might be boring to be the only one with driving duty — but more importantly, it can be dangerous. Driving for hours on end can sometimes be exhausting, and falling asleep behind the wheel is a real risk on a long road trip. Even if you’re not planning on sharing the wheel, it’s smart to be prepared if your passenger needs to take your place.

Adding another driver can also greatly reduce the time you might need to spend on the road, since you and your co-pilot can trade places instead of pulling over to rest (or even pulling into a hotel at night). This is a great asset to have when you’re on a time crunch. Less time can be spent at rest areas and more time can be spent covering ground.

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Who can drive your rental car?

The people who are automatically covered in a rental car agreement are “Authorized Operators.” An Authorized Operator can be your employer, employee or coworker if you’re on a company business trip together (and have booked your rental car through your company). They can also be your spouse, if you’re renting in certain states like California, Iowa or New York.  

Can I add anyone else?

A driver who is added to the rental paperwork is called an “Additional Authorized Operator.” Additional Authorized Operators must be present at the time of the rental and must sign on to the rental agreement themselves at the rental location. The additional driver must also present their driver’s license and a valid credit or debit card.

How much does it cost to add more drivers?

The main reason that most renters hesitate to add an Additional Authorized Operator is that they often come with extra fees. These fees vary across rental companies and state lines. Hertz, for example, charges an extra fee of $13.50 per day per additional driver. Additional Authorized Operators who are between 21 and 25 may be asked to pay an age differential fee as well, since many companies consider younger drivers an insurance risk.

In New York State, fees for Additional Authorized Operators of rented cars are capped at $3 a day. But remember: State laws apply to the state that you are renting the car in to begin with — not the state that you’re going to be driving to.

Do AAA Members get any discounts for Additional Authorized Operators?

Car rental companies like Hertz, Dollar and Thrifty waive the additional driver fee when both the renter and the additional driver are AAA members. Spouses and domestic partners of AAA members are not required to have a separate AAA membership to receive the same discount. If you want to access a AAA discount, your AAA Club Code must appear on the rental. You could also present a valid AAA membership card or a AAA credit card.

At Hertz, AAA members receive the best rate available at the time of reservation, so you can get additional savings on top of the waived fee for extra drivers. AAA members also receive free unlimited mileage on most Hertz rentals, which is perfect for the type of trip that necessitates more than one driver. You can enjoy the open road without worrying about an extra Additional Authorized Operator fee and without thinking about the miles you’re racking up.

Whether you’re headed out on a long adventure or just want a little company, adding another driver to your rental car is easier than ever. Driving just isn’t the same when you’re doing it alone.

Rent with Hertz and take advantage of exclusive AAA discounts today.

Think your teeth and eyes have nothing in common? They are more connected than you might expect!

From inflammation to vitamin deficiencies, researchers have found many links between oral health and vision. That is why it’s so important to schedule regular exams for both. If you are a AAA member living in Massachusetts, you can enjoy exclusive savings with Altus Dental™ and Altus Vision™ for individuals and families.

Here are some surprising ways oral health can influence vision.

Gum Disease: A Hidden Threat to Your Eyes

Anyone who has experienced an infection in a tooth or the gums knows that it can lead to swelling. That reaction doesn’t always stay confined to your mouth. Your body can respond to any infection with inflammation in other places, as well, which can lead to issues with your eyes.

Why is this? Optical blood vessels are small and particularly fragile, and they can be easily damaged by chronic or severe inflammation. For example, a study highlighted by the American Academy of Ophthalmology (AAO) found there may be a link between tooth loss and primary open-angle glaucoma, possibly because of inflammation. 

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High Blood Sugar Risks

People with diabetes more often experience higher blood sugar levels than the average population. Over time, high blood sugar levels can damage blood vessels and lead to inflammation, both of which are associated with oral and vision issues. As such, diabetes can lead to increased risk of both periodontitis and glaucoma, according to the American Dental Association (ADA) and the AAO.

Infections and Bacteria Can Spread

Severe infections in the mouth can spread through the sinuses to the eyes. For example, the AAO has reported that sinus infections from dental abscesses have been linked to an increased risk of orbital cellulitis, a serious eye infection. Oral bacteria also can spread elsewhere, as the bacteria can survive and travel in the bloodstream. If this bacteria settles in the eye region, it could lead to inflammation and, in rare instances, infection.

Good Nutrition Is Key

Research has shown that deficiencies in certain vitamins, like vitamin A and C, can have a negative impact on teeth and vision. The AAO has preached that a diet rich in vitamins and minerals can lower the risk of age-related macular degeneration. The ADA also emphasizes that a healthy diet is associated with better oral health. Eating good food can benefit the health of your mouth and your vision.

Of course, no amount of clean eating can completely prevent dental or vision problems. That’s why it’s important to schedule regular preventive checkups with both your dentist and your optometrist.

AAA Northeast members living in Massachusetts can utilize exclusive savings on dental and vision insurance with Altus Dental and Altus Vision™. Altus Dental provides easy access to in-network care with more than 10,000 locations locally and nearly 420,000 nationwide. In partnership with VSP® Vision Care, Altus Vision™ offers savings on exams, glasses, contacts and much more. You’ll also have access to the nation’s largest network of independent eye doctors and popular retailers.

Explore the benefits and enroll today.

Do your eyes feel dry? Are your gums irritated? The health of your mouth and eyes are more connected than you may realize. Luckily, small daily habits like staying hydrated and eating nutrient-rich foods can help you maintain both a bright smile and clear vision.

One of the best things ways maintain your oral health and vision is to schedule routine annual eye exams and bi-annual dental cleanings. With Delta Dental of Rhode Island and DeltaVision®, AAA Northeast members in Rhode Island have exclusive access to discounted dental and vision insurance plans.

Here are some other things you can do every day to keep your mouth and eyes healthy.

Don’t Slack on Routine Oral Maintenance

We all know that brushing and flossing daily can prevent gum disease, but it also can protect your eyes. Preventing gum disease can decrease the risk of inflammation and infection in your mouth from gum disease. Sometimes, inflammation or infection in the mouth can travel through the sinuses or the blood to do damage to the sensitive optical blood vessels that are key to keeping your eyes healthy, according to the American Optometric Association (AOA).

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Incorporate Superfoods Into Your Diet

The buzz about superfoods is not just hype. Research has shown that a daily diet high in vitamins and minerals like vitamin A and C and omega-3 fatty acids is good for supporting healthy gums and good eye health. Carrots, sweet potatoes and spinach are excellent sources of Vitamin A. Oranges, strawberries and broccoli provide a healthy dose of Vitamin C. And for omega-3 fatty acids, consider adding salmon, seaweed and walnuts to your meals.

Cut Down on Sugar

Oral wellness and healthy vision are also impacted by the foods you eat sparingly. Everyone knows that limiting your sugar intake can reduce the risk of cavities and gum disease, but curbing your sweet tooth can help to keep your blood sugar levels in a healthy range. That’s important, as people with chronically high blood sugar levels, like those with diabetes, are more at risk of having eye issues. The AOA reports that chronically high blood sugar levels stress and damage the tiny optical blood vessels that are essential for your vision.  

Just Add Water

Staying hydrated is very important to the health of both your mouth and your eyes as it helps to maintain healthy saliva production and tear film. Saliva prevents bacteria from gaining a foothold on your teeth, so much so that people with dry mouth often are prescribed a special toothpaste to help with saliva production. Tears protect the eyes by washing out irritants and keeping eyeballs hydrated.

Give Your Eyes a Break

Just like your teeth, your eyes need daily care. If you spend a lot of time looking at screens, follow the 20-20-20 rule. Every 20 minutes, look at something 20 feet away for at least 20 seconds. This reduces eye strain and can prevent headaches.

On our own, we all can only do so much to protect our oral health and vision. That’s why it’s important to schedule regular visits with your dentist or optometrist.

AAA members living in Rhode Island can access exclusive savings with Delta Dental and DeltaVision® plans. Enroll now.

If you’re seeking adventure in the South, look no further than South Mississippi. Here, you’ll find natural beauty, historic landmarks, picturesque main streets and delectable surf and turf. Spend a few days cruising along the coastline before exploring the inland cities of Hattiesburg and Laurel on this road trip. 

Cruise Along Coastal Mississippi

After your flight lands in Gulfport, climb behind the wheel of your rental and hit the streets of Coastal Mississippi, home to 12 cities along 62 miles of coastline. Set up your home base at one of the independent properties such as the White House Hotel in Biloxi or The Bay Town Inn in Bay St. Louis. Then, get ready for fun.

Start with swimming in the surf along the beaches of Gulfport or Biloxi. Enjoy some birdwatching at the Mississippi Sandhill Crane National Wildlife Refuge in Gautier or hike the Gulf Islands National Seashore at Davis Bayou in Ocean Springs. If you prefer to paddle, you can take to the water in Long Beach at the Wolf River.  

To dig into the history of the coast, stop by the Biloxi Lighthouse to learn more about the city’s history and heritage. For a lesson in the resilience and beauty of the human spirit in the aftermath of Hurricane Katrina, visit the Waveland Ground Zero Museum.

When you’re ready to eat, Coastal Mississippi satisfies every appetite. At The Chimneys in Gulfport, try the crab claws before moving on to the sauteed shrimp or trout. When you want a steak, there’s no better spot than Mary Mahoney’s Old French House in Biloxi; choice cuts include filet mignon, prime Angus ribeye and Wagyu sirloin. If you like alfresco dining, Shaggy’s Pass Harbor in Pass Christian is not to be missed, where the selection ranges from fish tacos to stacked burgers.

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Walk Through Downtown Hattiesburg

Head north on U.S. Highway 49 for a little more than an hour to Hattiesburg. Known as the Hub City, Hattiesburg welcomes you to enjoy its art, history, food and more, all within the downtown area. As you explore the area, keep your eyes open for some of the many murals that grace the building walls. For a whimsical excursion, head to the Hattiesburg Pocket Museum, which occupies an alley connecting Main and Forrest streets. Here you can grab a piece of art from the Pocket Gallery, view the mini installations or bust a move at the dance spot.  

There’s plenty of shopping and dining around every corner, too. Grab vintage candy or handmade jewelry at The Lucky Rabbit, or pick up a paperback at The Author Shoppe. When you’re hungry, try the burgers and onion rings at The Porter Public House.

Don’t leave downtown without a visit to the African American Military History Museum. Housed in a historic USO building, it contains hundreds of artifacts, exhibits and photographs telling the story of service from the American Revolution through today.

For accommodations, skip the chain hotels in favor of a tiny home. Just 25 minutes from downtown, Longleaf Piney Resort features nine tiny homes and one lake house set among the trees just off the Longleaf Trace, a rails-to-trails pathway. Here, you can relax to the sounds of nature, enjoy a campfire or snooze in a hammock. The resort also offers e-bikes for rent, so you can bike your way down the Trace to downtown Hattiesburg.

Discover Laurel 

Just 30 minutes north on Interstate 59, Laurel has become a popular destination as the location of HGTV’s “Home Town,” a show that features Ben and Erin Napier renovating houses around the area. Fans of the show flock to the Napier’s businesses hoping to catch a glimpse of the couple and to pick up some souvenirs. These include the Laurel Mercantile Co., Scotsman General Store & Woodshop and Scent Library.  

But don’t stop there. Stroll the streets downtown and pop into some of the shops and restaurants along the way. One recommendation? Check out the wares at HAND+made Laurel, and grab a cup of HAND+made Lemonade to enjoy on your walk. If you’re looking for lunch, try Pearl’s Diner. Just don’t be late because the restaurant is open only from 11 a.m. to 2 p.m., Tuesday through Saturday.

Don’t leave town without visiting the Lauren Rogers Museum of Art, a free museum where you can view five primary collections: American art, European paintings, Native American baskets, Japanese Ukiyo-e prints and British Georgian silver. The museum also hosts temporary exhibits featuring Mississippi artists, as well as American and international artists. On your way out, step into the gift shop for a unique memento to take home.

Plan your trip with a AAA travel advisor and rent your car with Hertz. AAA members can save up to 20% on Hertz rentals.

Demand for gasoline settled at 8.6 million barrels a day last week, according to the Energy Information Administration (EIA) — down 174,000 barrels a day from the previous week and 72,000 below the comparable week of last year. That’s the softest demand figure for this time of year since 2022, and a key factor in the subdued seasonal rise in prices. 

On the supply side of the equation, gasoline inventories in the Northeast remain above normal, standing at 61.6 million barrels — well above last year’s level as well as the five-year average, which were 58.2 million and 59 million barrels, respectively. There was a 1.2 million drop in barrel supply last week, according to EIA data. But demand wasn’t the cause; production is down as seasonal maintenance at regional refineries is ongoing.  

Beyond supply and demand forces, concerns about tariff policies and inflation data that came in higher than forecasted last week are weighing heavily on crude and refined product prices.  

“After trending down since January, pump prices across the Northeast are finally beginning to climb in line with seasonal expectations but remain well below what we were seeing this time last year,” said Jillian Young, director of public relations for AAA Northeast. “Compared to 2024, pump prices remain between 30 and 40 cents cheaper today.” 

AAA Northeast’s March 31 survey of fuel prices found the current national average up 4 cents from last week ($3.12), averaging $3.16/gallon. The March 31 national average price is a nickel higher than a month ago ($3.11) and 37 cents lower than this day last year ($3.53). 

*Prices as of March 31, 2025 

As of March 31, Mississippi and Oklahoma held the lowest prices in the nation, at $2.68 and $2.70, respectively. California and Hawaii held the highest prices in the nation at $4.80 and $4.51, respectively. 

The AAA Gas Prices website is your resource for up-to-date fuel price information. Search for average gas prices on national, state and metro levels by regular, plus, premium and diesel.  

One balmy evening in Tuscany, my husband steered our rental car onto a rural road between clifftop Montepulciano and our farmstay for the night. The rugged hatchback rolled smoothly over narrow lanes bookended by rustic wooden fences. Pink clouds streaked across the sky. A summer breeze ruffled the tall grasses. As the Aperol-colored sun sank, we rolled the windows down and gaped at golden fields, stately cypress trees and Italian estates. I smiled and thought, “This. This is why I travel.”

More than anywhere else, travel in Tuscany feels like stepping into a sunlit postcard — only this visual treat is complete with the aroma of herbs, fresh cheese and the taste of a dozen vino della casas (wines of the day). It is holiday bliss. That’s probably why I’ve spent the last two summers road-tripping through the region.

If you also dream of driving through the rolling countryside of one of Italy’s most scenic regions, here are highlights from my Tuscany road trip to help inspire you.

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Preparing for an Italy Road Trip

Before any international road trip, I get my documents in order. For Italy, that includes a passport and an International Driving Permit (IDP). U.S. citizens can travel in Italy for up to 90 days without a visa.

IDPs are valid for only one year, so I’ve gone through several. Fortunately, the process is painless. Simply take a valid state driver’s license to my local AAA office, pay a $20 fee and that’s it! I can now legally drive in dozens of countries. AAA members can obtain an IDP at any AAA Northeast branch; AAA is the only authorized provider in the U.S. 

Once I have an IDP in hand, it’s time to book a rental car.

A Road Trip Through Tuscany

For such a small region — slightly larger than New Jersey — Tuscany offers a bounty of villages and vineyards to explore. It would be possible to drive through in a day, but the best way to see Tuscany is to take it slow. Drink in the views, stop for roadside photos whenever inspiration strikes and plan to see just one or two towns per day. The joy is in the journey, after all.

Most road trips through Tuscany begin and end in Florence. It’s also possible to start in Florence, explore Tuscany, and dip south into Umbria on the way to Rome. No matter where the trip begins and ends, these Tuscany icons and lesser-visited gems shouldn’t be missed.

San Gimignano

It wasn’t love at first sight between San Gimignano and me. On our first Tuscany road trip, we visited this small, 13th century walled town for just one afternoon. The parking lots outside the walls were clogged with tour buses. Piazza della Cisterna, the central square, swarmed with crowds slurping melting gelato under the brutal summer sun.

But I gave this classic a second chance. On our last trip, we spent two nights at La Cisterna, an inn inside the city walls. What a difference! In the mornings and evenings, San Gimignano is another world entirely. The village wakes up slowly. At night, wandering the maze of streets centered around medieval towers feels like stepping back in time.

Certaldo

While staying at an agriturismo — a working farm with rooms to rent — outside San Gimignano, we asked our host where she would drive for a nice dinner. Certaldo, she said immediately.

The first treat in Certaldo was the cable car running from the modern town center to the compact, walled village above. Once we got to the top, all that was left to do was meander quiet cobblestone streets toward our host’s favorite restaurant: Ristorante L’Antica Fonte. We dined on fresh pasta and crisp white wine under an eave of foliage that made the restaurant feel like an enchanted garden. Clear views of San Gimignano across the valley were the cherry on top.

Montepulciano

When it comes to panoramic views, Montepulciano is hard to beat. The quintessential Tuscan town rises steeply from the main road. From afar, it looks like a formidable fortress. As we drove closer, the weathered, chalk-colored walls reflected the afternoon sun, and the pretty dome of the Sanctuary of the Madonna di San Biagio came into view.

The gardens, views and charming streets filled with shops and restaurants were worth the steep walk up in town. And it’s impossible to visit Montepulciano without enjoying at least one meal. Montepulciano is known for its local red wine, vino nobile, which pairs perfectly with one of my favorite Tuscan treats: pecorino cheese.

Siena

Siena is no hamlet — it’s a full-fledged Italian city with a massive, ornate cathedral and a distinct fan-shaped central square that hosts the twice-annual Palio di Siena, a storied horse race marked by much pomp and circumstance.

Like many Tuscan towns, Siena has a massive pedestrian zone. Parking can be challenging. In both 2022 and 2023, we found an empty spot at “La Stazione” paid parking only after circling the block for several minutes. But Siena is worth the wait. Its grand walkable streets are the perfect place to get lost for hours. I recommend hopping from a sunny pizzeria lunch to afternoon aperitifs to a sumptuous supper at one of the city’s five Michelin-starred restaurants.

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Monteriggioni

If Hollywood made a movie set of a Tuscan village, it would look like Monteriggiono. Too small to be considered a town, the so-called commune consists of little more than a square that extends into three parallel streets. A perfect ring of medieval walls surrounds the tiny community. Still, it’s worth a visit — perhaps even an overnight stay — to stroll the cobblestone streets, pop into a handful of curated boutiques, and light a candle inside the small church. My perfect evening in Monteriggioni would include dinner at Ristorante Le torri Monteriggioni, where service is fabulously attentive, and a nightcap at uber-stylish Pit Stop 17.

Pienza

Located in Tuscany’s golden Val d’Orcia region, Pienza was the birthplace of Pope Pius II and was purportedly renovated to be “the ideal Renaissance town” in his honor. Beautiful wooden doors punctuate Pienza’s charming stone walls. The buildings practically drip with flower blooms in spring and summer, and cafes are located strategically to invite diners to drink in the views. We’ve twice stayed outside the town property. I vow to book one of the pretty terraced Italian rooms inside Pienza’s enchanting walls for our next Tuscany road trip.

Plan your road trip through Italy with a AAA travel advisor. Travel advisor services are included with your membership at no extra charge.

The dreaded pothole has plagued drivers for seemingly as long as paved roads have existed. And if you are driving around the Northeast, you are guaranteed to encounter more than your fair share. Pothole season usually starts around March, but winters with heavy rainfall and extreme temperature dips can bring them on even sooner. Unfortunately, some potholes —  and pothole damage — are unavoidable, but there are ways to protect your car.

How Do Potholes Form?

Potholes are created when groundwater seeps into the ground underneath the pavement. If the water freezes, it will expand, causing the pavement to expand, bend and crack. When the ice melts, gaps or voids are left in the surface under the pavement. As this process is repeated, the pavement continues to weaken.

When cars begin to drive over this weakened surface, the weight continues to break down the pavement to the point where pieces of the roadway will come loose and be displaced. Once this happens, you have a pothole. “In addition,” said AAA’s Car Doctor John Paul, “the pothole can fill with water again, refreeze and break off more asphalt and the pothole becomes a car-eating crater.”

Because potholes are dependent on water freezing, they often form during the winter, but it usually isn’t until all the ice and snow recede from the roadways that they become noticeable and start to wreak havoc.

An Expensive Nuisance

Driving into a pothole is not only jolting, but it can also be costly. A 2023 AAA survey found that the number of drivers who sustained vehicle damage from a pothole requiring a repair soared 57% from the previous year. In 2022, an estimated 44 million U.S. drivers were hit with pothole repair bills, up from 28 million in 2021. The average price tag was $406 per repair.

“When a vehicle hits a pothole with any kind of force, the tires, wheels and suspension get the brunt of the impact and fixing any of those items is pricey,” said Mary Maguire, vice president of public and government affairs for AAA Northeast.

Tire Damage and More

The repercussions of driving over a pothole can be as minor as knocking a car out of alignment. This can usually be corrected with a trip to a repair shop.

In other cases, the damage can be much worse. Wheels and tires can become damaged to the extent that they are unusable. A pothole can puncture your tire and leave you with a flat and in need of roadside assistance. And it may not be just one tire — it could be both tires on the side of the vehicle where you encountered the pothole. It can also cause your rims to dent or bend.

Low-profile tires and lighter wheels on sporty vehicles are especially prone to being damaged, according to AAA.

Some damage is not as easily noticeable. Steering and suspension parts also can be damaged, causing severe handling issues and rapid tire wear. If you hit a pothole and feel like something is a little off, you may still want to get your car checked by a professional mechanic.

Visit your nearest AAA Approved Auto Repair Facility. Members can save up to $75 per visit – that pays for your membership!

“In what I would call the worst case,” Paul said, “part of the drivetrain (engine and transmission) can suffer enough damage that the component loses oil and fails completely, requiring a complete rebuild or replacement.” The damage may be covered by your car insurance. In addition, you could try submitting a claim with the municipality that is responsible for the roadway.

Schedule an appointment with a AAA Insurance agent to discuss your coverage options.

More Ways to Prevent Pothole Damage

While potholes are a reality for many drivers, sustaining vehicle damage does not have to be. AAA recommends the following:

“The absolutely most important way to battle against potholes is to properly inflate tires,” Maguire said.

The National Highway Traffic Safety Administration reports that only 19% of consumers properly inflate their tires. Regularly check that your tire pressure is at the manufacturer’s recommended level, which can be found on a yellow sticker on the driver-side door jamb or in the owner’s manual.

You also want to make sure your tires aren’t overly or unevenly worn. To easily check the wear on your tread depth, insert a quarter into the tread groove with Washington’s head upside down; if you can see the top of Washington’s head, it’s time to start shopping for new tires.

Changes in vehicle handling, excessive vibration or uneven wearing of tires are all indications of a problem with the suspension, like alignment or shocks. If your vehicle pulls to the left or right, have the wheel alignment checked by a trusted mechanic.

Keep Your Eyes on the Road

To fight back against potholes, drivers must keep ample distance between their car and the car in front of them and diligently scan the road, especially at night and during rainstorms, to identify potholes and react to them.

Standing water or puddles may disguise a deep pothole. Avoid driving through standing water, when possible, but if you can’t, drive through slowly and as though there may be potholes hiding beneath the water.

There may be times when you cannot avoid hitting a pothole. In that case, safely reduce your speed as much as possible and avoid braking abruptly, particularly as you go over the pothole as this compresses your suspension and adds extra force to the tire. Striking a pothole at higher speeds increases the chance of severe damage including knocking the wheels out of alignment, affecting the steering, and bending or even breaking suspension components.

If you hit a pothole, pay attention to any new or unusual noises or vibrations. If you detect something is off with your vehicle, take it to a trusted repair facility for a full vehicle inspection as soon as possible.

Tell us your thoughts about potholes in the comments below.

This article has been updated and republished from a previous version. 

Refinancing your auto loan can be a big decision. You may be able to lower your interest rate and save money. However, in many cases, a new loan may cost you even more than the original.

Here are a few of the pros and cons of refinancing a car to help you decide if it is the right decision for you.

What Is Loan Refinancing?

Simply put, loan refinancing is replacing one loan for another. When you refinance, you are essentially paying off your old loan with money from your new loan, then repaying that new loan under its terms. There are several reasons you may choose to refinance depending on your personal circumstances and motivations. Typically, borrowers look to refinance their car if they believe they can qualify for a new loan with more favorable terms or they need to increase their immediate cash flow.

Pros

Lower Interest Rate

One of the most common – and financially beneficial – reasons to refinance your car loan is to reduce your interest rates. Interest rates can fluctuate depending on the market, so choosing to refinance your loan may simply come down to the fact that rates have lowered.

But the current market isn’t the only factor affecting interest rates. An important component lenders consider when calculating the interest rate they offer is the borrower’s credit score. This number helps financial institutions determine how likely you are to pay the loan back. Therefore, if you had a poor credit score when you took out your initial loan, your loan had a higher interest rate. Conversely, if your credit score has improved since then, you may qualify for a lower interest rate.

Lower Payments

If your financial situation has changed since you took out your original car loan and you are looking to lower your recurring expenses, refinancing could prove to be a good option. In this situation, a lender would offer you a new loan with lower monthly payments over an extended period. Essentially, you would be paying less money each month but over a longer time span. The downside of this, however, is that by extending the loan, the total amount you pay over the lifetime of the loan will increase (more on that below).

Increased Cash Flow

If you are in immediate need of cash, such as for a sudden home improvement need, a cash-out loan is also an option. This refinance option works if you currently owe less than what your vehicle is worth. You can then take out a new loan based on the equity of your car and pocket the money left over. For example, if your car is currently worth $12,000 and you owe $8,000, you have $4,000 in equity. A new loan would allow you to pocket the equity you have in your car.

There are some downsides to this option. Cars, unlike houses, are deprecating assets. Even if maintained well, a car will continue to lose value the longer you have it. This creates a possible pitfall of having an upside-down loan in which you owe more than what the car is worth. If you are involved in a crash that damages the car, the value will likely decrease drastically, making it even more likely that you go underwater on your loan.

Another consideration with cash-out loans is that interest rates tend to be much higher than with traditional car refinance loans. You’ll want to ensure that the total interest you will pay on the loan is less than the cash-out you receive.

Cons

Increase in Total Cost 

Is refinancing a car worth it? It depends. If you need to lower your monthly costs, refinancing is a great place to start.

Lenders will generally will try to keep the original length of your loan. But if you have to extend the length for any reason, you may end up paying more over the life of that loan because interest will continue to be charged until the debt is fully paid. For example, if you have an $8,000 loan with a 5% interest rate paid over four years, you’ll pay a total interest rate of $843.25. If you extend your loan to six years, you will end up paying $1,276.44 in interest.

This may not be a problem if you are expecting to be in a better financial situation in the future or simply need a short-term influx of cash.

Higher Interest Rates

There’s no guarantee that you will be able to secure a lower interest rate when you refinance your car loan, particularly if you are refinancing in order to lower monthly payments or receive a cash-out loan. Because of this, you should review your auto loan at least annually to see if you can secure an interest rate lower than what you currently have. If you see a lower rate you may want to jump at the opportunity, even if you weren’t considering a refinance before. It’s better to get a good deal when you can rather than a bad deal when you need it.

You will also be susceptible to higher interest rates if you have an older car. Most lenders won’t issue a loan on an asset that has significantly depreciated in value. If they do, to make the deal financially viable, they will charge a higher interest rate.

Learn about refinancing options with AAA Auto Loans.

This article has been updated and republished from a previous version. 

Gardening is one of the most satisfying pastimes. You dig around in the dirt a little bit, apply water and then — voila! — you have vegetables, greenery, herbs and flowers. Whether it’s spring, summer or fall, flowers can brighten up your garden or landscaping. But when is the best time to plant flowers? Our Northeast flower chart can help.

One of the first things you need to know when planting flowers is your planting zone. For the uninitiated, a planting zone is a way of measuring climate differences. The zones are based on the average annual minimum temperature in that area. You can find your zone here. There are around 11 planting zones in the US. Northeast planting zones range from 3 (cold) to 7 (mild), though most of the Northeast sits comfortably between zones 5 and 6. Only the very upper regions of New York, New Hampshire, Vermont and Maine get into the 3-4 range.

Sourced from the Old Farmer’s Almanac, our flower chart marks the zones in which certain flowers flourish, and it also notes if they’re annuals or perennials. Annual flowers, like impatiens, go through their entire life cycle in one planting period. If you want impatiens every spring, you have to plant them every spring. Perennial flowers, like peonies, have a longer life cycle. With proper care, they can return and flower year after year.

An important thing to note when consulting our flower chart is that most flowers do not do well in extremes. As you look over the flower chart, you’ll notice that almost all of the flowers thrive best when planted in either spring or fall. These mild, in-between seasons are perfect for growing strong and healthy flowering plants. Everyone knows you can’t usually plant flowers in winter, but the dog days of summer can be just as bad.

Sunflowers

Sunflowers are annual flowers that flourish in zones 2-11. (Although there are some smaller perennial varieties.) It is best to plant them after the last spring frost. Sunflowers look almost like huge daisies — some of them can grow over 16 feet in height! They are hardy plants that are easy to maintain. Sunflowers bloom in summer and early fall.

Zinnias

These annual plants grow best in zones 3-10. Like sunflowers, make sure to plant them after the last spring frost, and no sooner. Zinnias are great flowers for new gardeners, since they’re easy to plant as seeds and they grow very quickly. They bloom in summer and are beloved by butterflies.

Coneflowers

Coneflowers are perennials that grow in zones 3-9. These spindly purple flowers are best when planted in spring. Coneflowers bloom from June to October, adding a vibrant pop of color to your garden for many months. Like zinnias, they also attract butterflies.

Jacob’s Ladder

This perennial plant can grow in zones 3-8, and can be planted in either spring or fall. The vibrant purple flowers can bloom from late spring to early summer, and last up to four weeks.

Shasta Daisies

Shasta daisies are perennial flowers that can grow in zones 5-8. Like Jacob’s ladder, they can be planted in spring or fall. These flowers are classics of the garden, with white petals and yellow florets. Shasta daisies bloom in spring or early summer, and sometimes even flower through fall.

Lavender

This fragrant perennial grows in zones 5-9, and should be planted in late spring. Expect the signature fragrance to hit its peak when they bloom in late spring and early summer.

Roses

Roses are perennial flowers that can grow in zones 3-10. Plant your roses in late spring or early summer. There are many different types of roses, but they usually bloom on and off from spring to fall.

Black-Eyed Susans

These perennials thrive in zones 3-9. They should be planted in late spring or early summer, when the soil temperature reaches 70 degrees. Black-eyed susans brighten up any garden when they bloom throughout the summer.

Big-Leaf Hydrangeas

Big-leaf hydrangeas are perennial and they grow in zones 5-7. They can be planted in either spring or fall. Big-leaf hydrangeas are fascinating flowers that grow in an array of rich colors depending on the pH level of the soil. My hydrangeas blooms in shades of blue, purple and pink, so I truly have no idea what’s going on in my dirt. They bloom from mid-spring to early fall.

Tulips

Tulips are technically perennial, but generations of hybridization and human meddling has weakened their ability to come back year after year. Most gardeners treat them as annuals. Tulips can grow in zones 4-8. They should be planted in the fall, about 6-8 weeks before hard frost sets in. Tulips come in many varieties, but they usually bloom in spring.

Peonies

Peonies are perennial flowers that do best in zones 3-8. They are best planted from late September to early October, about six weeks before the ground freezes. These fat, fragrant blossoms flourish when planted in an area with direct sunlight. Once established, peony bushes are hardy plants with vast root systems. They bloom in late spring and early summer.

Get more tips for landscaping and gardening in the Northeast. 

What are your favorite gardening flowers? Let us know in the comments below!

This article has been updated and republished from a previous version. 

If you’re in the market for a new home, you’ve surely learned that the real estate landscape can drastically change in just a moment’s notice. Not long ago, houses would list and sell within days. Experts say that those days are behind us.

Financing a home has become costlier and buyers have become more cautious. With home sales slowing, many sellers have had to endure weeks and in some cases months of waiting as their properties sit on the market.

As of March 2024, the 30-year fixed rate mortgage (FRM) averages around 6.67%, according to Freddie Mac. To put it into perspective, the average 30-year FRM lingered around 3-4% ten years ago. While still high, it is an improvement from late October 2022, when the average rate was listed at at 7.08%, the highest in 20 years and more than double what it was at the same time the previous year. The spike led many potential homebuyers to hold off, lowering demand and pushing home prices down.

Despite the dark clouds facing homebuyers, an increasingly popular mortgage tool called a temporary buydown mortgage may be the silver lining. Steve Vieira, AAA Northeast’s director of mortgage operations and sales, says 2-1 and 1-0 options are “worth exploring and possibly beneficial for the seller and the buyer.”

How Does a Temporary 2-1 or 1-0 Buydown Mortgage Work?

“The first thing to be aware of is that the temporary buydown mortgage involves a cooperative seller,” Vieira said. “Before a qualified buyer locks in a fixed rate 30-year mortgage, the buyer or their realtor can approach the seller of the home or builder and negotiate a temporary buydown 2-1, or 1-0 mortgage.”

As its name suggests, a 2-1, or 1-0 temporary buydown mortgage allows the buyer to ease into their full fixed-rate mortgage fee. In a 2-1 mortgage, the first year of the buyer’s monthly payment is 2% less than the fixed rate. In the second year, the payment bumps up by 1% point. When the third year begins, the full fixed rate takes effect and remains for the duration of the loan. In a 1-0 buydown, the mortgage rate is 1% lower in the first year before increasing to the full rate in year two.

In each case, at closing, the seller pays the difference between the percentage points by depositing a lump sum cash deposit into an escrow account that is tied to the mortgage. Each time that the buyer makes a monthly payment, a withdrawal is made from the escrow account that brings the temporarily reduced payment up to the full loan rate.

Temporary Buydowns by the Numbers

When describing the benefits of a temporary buydown mortgage for a buyer, Vieira offered this example of a Northeast couple, buying a home with a 7% fixed $250,000, 30-year, 2-1 mortgage. This is how the numbers would play out for the buyers:

• At closing, the seller or the home builder makes a $5,831.88, lump sum cash deposit into an escrow account that is tied to the buyer’s mortgage. This cash deposit equals the difference in the interest costs between the temporary buydown rate and the note rate.

• The buyer’s full 7% monthly mortgage payment, including interest, is $1,663.46.

• For the first two years of the loan, the buyers make monthly graduated loan payments.

• In year one, the buyers make their 5% monthly mortgage payments of $1,342.05.

• In year two, the buyer’s interest payments increase to 6% and their mortgage payments increase to $1,498.88 per month.

• In the third year, the buyers pay the full 7% payment of $1,663.46. They continue to pay 7% for the life of the loan.

• During the first year of their temporary buy down mortgage, the buyers saved $3,856.92

• During the second year of their mortgage, they saved $1,974.96

• The buyers total two-year savings equals $5,831.88, the same amount that the seller deposited into the escrow account at the time of the sale.

Benefits for Sellers and Buyers

As an increasing number of houses linger on the market for longer periods of time, the seller benefits by closing the sale in less time. Taking part in the temporary buydown mortgage may also save the seller money over time. It could result in a far lower expenditure than what it would cost to slash the sale price on the home. Time is money in real estate. If the house sits on the market for weeks or months, the seller may be forced to drop the price by significantly more than the temporary buydown escrow payment.

The buyers, meanwhile, can use the extra cash to purchase new furnishings, update their new house and take care of other expenses that come with a move. The house sells and the seller turns over the keys to the new owners.

Learn more about AAA’s temporary buydown mortgage program and how it can potentially save you thousands of dollars on your next home purchase.

*Disclaimer: All loans offered through AAA Northeast Bank. NMLS # 179871, AAA New Jersey Division Financial Services Inc. NMLS # 2495543 110 Royal Little Drive Providence RI 02904 (800) 446-6997. Licensed by the N.J. Department of Banking and Insurance. MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. “We arrange but do not make loans.” Other rates and terms available. Rates and terms subject to change without notice. Some restrictions apply. All loans are subject to credit approval, appraisal and satisfactory title examination where applicable. Consult your tax advisor regarding the tax deductibility of interest. Other rates and terms available. Counseling may be required.

We love baseball in the Northeast. When it comes to supporting our teams, Red Sox, Mets and Yankees fans are known for being some of most devoted.

Each spring, with the much-anticipated first crack of the bat on opening day, we return to such simple pleasures as Fenway Franks, the raising of the home run apple at Citi Field and singing along to “New York, New York” when the Yankees win.

Browse through our stadium guides for helpful tips and recommendations on things to see, do and eat in and around all three big league ballparks in the Northeast. Find out how to get coveted Green Monster seats, discover the most iconic features of stadiums across the country and more. For a fun day trip or road trip, we’ve even included a guide to nearby minor league cities.

Citi Field Stadium Guide	Yankee Stadium Guide	Fenway Park Stadium Guide
7 Minor League Baseball Cities Worth Visiting	The 11 Most Iconic Baseball Stadium Features	Crossword: At the Ballpark

Which jersey do you wear? Tell us in the comments.

This article has been updated and republished from a previous version.

Are you headed abroad sometime soon? If you’re traveling to another country, you’ll need to decide how to exchange your money into foreign currency. What’s the best way to exchange your money, and how much should you bring with you? Here are some dos and don’ts for foreign currency exchange, and how you can do a foreign currency exchange at AAA Northeast.

Don’t

Exchange Currency at the Airport

When you need to exchange currency, it can be tempting to use a kiosk or booth at the airport. At first glance, it seems like the most convenient option. However, airport currency exchanges often come with extra fees and steep exchange rates. Airport kiosks or booths know that at that point in your trip, you don’t have a lot of other options. That means they can take advantage of you, and you probably won’t get a fair exchange for your money. Plus, airports can be hectic, crowded places. You don’t want to get stuck in a long line when you have a plane to catch or an adventure to begin. That just takes precious time out of your trip and adds extra hassle to your travel days.

Do

Use a Bank or a Credit Union

It’s smart to have some foreign cash on hand when you’re traveling to another country, so you should get your foreign currency exchange done before you even get to the airport. Banks and credit unions usually have more reasonable fees and exchange rates than companies that are solely dedicated to foreign currency exchange.

If you’re a AAA Northeast member, you can exchange your currency for no added fee at your local AAA Northeast branch location. AAA Northeast members who are in good standing for one or more years can use a personal check to purchase foreign currency up to $3,000 at a time. When using cash or a debit card, you can purchase even more. There are dozens of foreign currency types available for exchange. Amounts greater than $200 will be shipped free to the branch location of your choosing — just remember that shipping can take up to three business days, so plan accordingly. During peak travel seasons, like holidays or summer vacation, shipping can take from five to seven days. Exchanges for less than $200 have a $10 shipping fee. Doing your foreign currency exchange at AAA Northeast is a great way to avoid extra fees and the last-minute hassle of airport exchanges. Other regional AAA clubs may have different policies, so make sure to check beforehand if you’re not in the AAA Northeast area.

Don’t

Rely Solely on Your Credit Card

When you’re traveling, credit cards are great for big purchases. But you shouldn’t use it for everything. Some credit cards have foreign transaction fees, which are applied when you purchase something outside of the country. These fees can range up to 3%, so make sure to check what your credit card’s foreign transaction fees are before you travel.

Do

Keep Cash on You

Depending on where you’re traveling, credit and debit cards might not be accepted everywhere you go. It’s not unheard of for a small cafe or a local shop to be cash-only, and you don’t want to miss out. When you’re out and about, you should have a small amount of the local currency with you. You never know when you might need it!

Foreign Currency Exchange With AAA

Get currency from more than 100 countries!    

Learn More

Don’t

Get More Money Than You Need

When you’re doing a foreign currency exchange at AAA, it might be tempting to just hit the limit and get $3,000 worth of your desired currency. But more foreign currency isn’t always better. Depending on the exchange rate you get, you’ll likely lose some value. If you do have currency left over, you can also exchange it at a AAA branch location. Just remember that AAA Northeast can only process buybacks for currency originally purchased at AAA Northeast up to but not exceeding the original sale amount.

Do

Spend Your Foreign Currency Before Returning Home

Before you do your foreign currency exchange, you need to figure out how much cash you’ll need to carry. Roughly, each person in your group will probably need $50 to $100 per day. If you’re going to an area where ATMs will be safe and easy to access, around $50 per person per day could be just right. By the end of your trip, figure out how much of the local currency you have left and try to spend it while you’re in the country. You could treat yourself to a special souvenir or even pay for restaurant or hotel bills partially in your leftover cash. If you explain that you’re leaving the country soon and want to spend your local currency, most businesses won’t mind splitting a bill between cash and credit.

Don’t

Use American Money

Some businesses in tourist-heavy foreign countries will accept US dollars. But you should pay in the local currency anyway. Whether you’re using cash or card, the exchange rate at these businesses could be predatory and unreasonable.

Do

Familiarize Yourself with Local Currency

If you’re using the local currency, try to keep the exchange rate in mind. When you’re paying with a currency that’s unfamiliar to you, it can be easy to overpay for things and waste your money unknowingly. Get familiar with the local currency before your trip so that you really know how much it’s worth.

AAA Northeast members can exchange currency at your local AAA branch location.

How much cash do you bring with you when you travel abroad? Share your tips in the comments below.

This article has been updated and republished from a previous version.