You’re expecting your first baby – congratulations! Perhaps you’re busy decorating the nursery or registering for your baby shower, as these are all fun parts of preparing to bring home a new addition to the family. But there are other important things to think about when expecting, including financial planning, life insurance and readying your cars for a little one. Consider these tips for new parents as you take on this major step in life.

Money Tips for New Parents

When it comes to financially planning for a family, Ellen Morvant, CFP^®, APMA^®, Ameriprise Financial Advisor with Waterfront Wealth Management, recommends that expectant parents speak with a CPA about potential tax breaks and review their employer benefits options.

“There have been some recent changes to the Child and Dependent Care Tax Credit that make it more beneficial to many families. New parents should also review their employee benefits options. Dependent care Flexible Spending Accounts or FSAs are also a great way to pay for daycare with pre-tax dollars,” Moryant said.

In addition, Moryant advocates for building an emergency fund, which she believes is essential to provide a cushion in case of the unexpected. “With a new addition to the household, the likelihood of unexpected expenses increases and the monthly fixed expenses are almost certain to increase,” she said.

Moryant recommends beefing up the typically recommended three-month reserve, especially for single income households. “If one parent is going to stay at home with the child, set a target of six months expenses for your cash reserve. This larger amount provides extra cushion in the event that the sole earner in the household experiences any disruption in their employment.”

AAA member Briana Kulik and her husband are parents to two daughters, ages five and two. She went through her own process of financially planning for her family as her children were born.

“When starting to grow our family, I knew that I wanted to lower my hours at work to part time to be able to spend time with the kids. This meant our income would be significantly altered. My husband and I figured out a monthly budget with all our expenses and what income we needed to continue to pay our bills and still live a similar lifestyle,” said Kulik.

Kulik and her husband started by adding up all the newly added expenses like childcare costs, food and clothing, and limited their spending on non-necessities like going out to dinner and shopping trips. They also refinanced their student loans. “It was difficult to cut back,” she said, “but we knew it was important for our family.”

Life Insurance

Life insurance is the kind of thing that you don’t want to think about, but it’s one of the most important things a new parent should know about. If you don’t already have a policy, your growing family may be the extra push needed to invest in one. Think about it this way: If you were no longer here, would your family be financially secure, and could your child continue to be provided for in the way you would want them to be?

Tim Boyle, life and annuity manager at AAA Northeast, says that new parents should look into life insurance as soon as possible.

“Life insurance is crucial for a new family. A life insurance policy can help fund your family’s education and future expenses. It can help preserve the future you envisioned for your children,” Boyle said. “The younger someone looks into life insurance, the better. By getting a policy when you are young and healthy, you are able to lock in the lower price for your entire life. Life insurance is flexible and can be updated as different life events like a marriage or children occur.”

AAA Northeast has several life insurance products that can benefit new parents. The first is a term policy which will protect the insured for a certain number of years with a rate that will not change during that time. The second is an indexed universal policy, which Boyle said is the best policy for combining life insurance, retirement planning and saving for college.

Learn more about getting life insurance through AAA.

Car Safety Tips for New Parents

As new parents plan for their baby’s arrival, safety is sure to be top of mind, especially in your vehicle. Soon you will be carrying around some precious cargo!

Prepping one’s car and installing car seats can be confusing. Luckily there are AAA professionals like Adelle Zocher, Public Affairs Specialist at AAA Northeast, who is also a certified Car Passenger Safety technician, that can help.

Zocher said over 50% of car seats are installed wrong. That’s why it’s so important to consult with a technician.

She said the biggest mistake new parents make when it comes to car seat installation has to do with tightness. If your car has a Lower Anchors and Tethers for Children or LATCH system (which all vehicles made after 2002 have), it’s a matter of pushing and pulling in the right direction.

“I always tell people, you’re not alone if you’re doing something wrong; there’s nothing wrong with you; you just need someone to guide you and show you,” Zocher said.

“The technician educates the family on proper usage every time,” she goes on to say. “It’s not just about getting the car seat installed…it’s getting the parent involved in the process. So, it’s not an installation service. It’s an educational experience.”

Kulik said when it came to picking out and installing car seats for her children, safety was the top priority. “Thankfully, we were able to find safety information, recalls, crash test results, etc. on each individual car seat online which made choosing one a little bit easier. We installed the car seat based on the manufacturer’s instructions using the LATCH system in the car, which we were told was the safest,” she went on to say.

AAA Northeast has annual car seat clinics, but Zocher (who works out of the Hamden, Conn., office, the only AAA office with a fitting station), is also available for help by appointment.

Following these steps from financial experts, a car seat installation professional and a parent who has been in your shoes is a sure-fire way to ensure that when your little one arrives, you’ll not only be ecstatic, but also left feeling assured and prepared.

A broken car window may not seem as serious as a damaged windshield. It may not even keep you off the road. But any broken car glass leaves your vehicle susceptible – to both unrelenting Mother Nature and unscrupulous thieves. Therefore, any damaged auto glass should be repaired quickly and properly.

To help guide you through the process, here are all the steps you need to take when you have a broken car window.

Call the Police and Your Insurance Company

There are a number of ways your car window could break, including from road debris, a crash or inclement weather (read: hail). If, however, your car window was broken during the act of a crime, your first call needs to be to the police. Tell the authorities you’d like to file a police report. They may send an officer to you or simply request to describe the incident and damage over the phone.

After the police have been contacted, reach out to your insurance carrier and inform them of what happened as well. It’s crucial that you don’t touch anything – not the vehicle or anything inside – until you’ve spoken to both the police and your insurance company. It’s also good idea to take photos of your car so you have a visual record of the damage.

Clean Up Any Glass and Debris

Once the police and insurance company have the information they need, it’s safe to begin cleaning up the damage. In this case, that means removing the broken glass. Any large fragment can be picked up, carefully, by hand. For the smaller pieces, you’ll need some assistance. A vacuum will be your best tool of choice, whether of the household variety or, ideally, a shop vacuum. Clear up as much of the shattered glass as possible. Be sure to check your heat, AC or defroster, as broken glass can fall into the HVAC system and cause injury if not checked and cleared properly.

A few reminders: Always make sure to keep kids and pets away from the area until the glass is cleared, and remember to empty the vacuum of the broken glass before storing it.

Cover Your Window

With the glass removed, you now have to deal with what remains of your car window. Regardless of the severity and scope of the damage – whether it’s a crack or a completely shattered window – you should always apply a temporary cover. Open access to your vehicle could tempt potential thieves and provide an entrance for small animals, while also leaving the interior of the car susceptible to damage from snow and rain.

You may see some people use cardboard to cover a broken window. But cardboard is not waterproof, and thus, not a great option. Instead, grab some packing or duct tape as well as a garbage bag or piece of heavy plastic tarp. Cut the bag or tarp to a size that covers the entirety of the damage and use and tape it down to form a waterproof seal. If you want to make sure your car’s paint isn’t affected, pick up vehicle-safe tape at your local auto parts store.

Get Your Car Window Replaced

Your temporary window cover won’t last forever – nor should it have the chance. You should get your broken car window replaced with a new one as soon as you can. Call a trusted and certified auto glass repairer, such as Safelite AutoGlass® to install a new window. A technician will remove the door panel to access any of the window’s remaining glass, clean up any leftover debris and glass from the vehicle, insert a brand new side window, test to ensure the window functions properly, replace the door panel and get you on your way.

The entire car window replacement process can take as little as one hour and leave your vehicle looking and functioning as good as new.

Get more car safety tips. 

Many organizations are worried about retaining employees as they work to influence a return to the office post Labor Day.

It’s a real problem, no doubt about that.

Fueling this concern are myriad consultant surveys inundating our Outlook Inboxes every day, giving shape and form to this post-pandemic dilemma, which folks are calling The Great Resignation.

About a third of the workforce never wants to return to an office setting, according to a survey of 30,000 Americans by The Working From Home Research Project. And around 41% of employees are considering leaving their current job, according to another recent report by Microsoft.

The “head-scratcher” moment came in reading a report from Monster.com, which reported 95% of workers are considering changing jobs. Something about that number seems … inflated.

So let’s step back for a moment, try to see past the hype and embrace the silver lining.

This inflection point can be an opportunity for organizations to embrace innovation and flexibility. It’s a chance to show that your corporate culture isn’t dependent on requiring people to spend 40 hours in a cubicle.

If the pandemic had any workplace silver lining, it’s this: Organizations proved they can be just as productive with a distributed workforce as they can when all of the conference rooms are booked.

For many employees, the newfound flexibility showed that working and spending time with family, friends and being more engaged in their community aren’t mutually exclusive. You truly can balance both while working from home.

So let’s embrace those lessons.

Fact: employees most often report they are leaving their manager, not their company. Therefore it’s on all of us as people leaders and HR professionals to change the conversation and tweak the dynamic by being more engaged with the workforce we have (and not at the expense of the talent we are told we need to find).

The exit interview is an HR mainstay, we all do them. But how many of us conduct stay interviews? How many of us are as focused on retention as attraction right now?

After all, the more talent we keep, the less talent we need to find.

Ron Arigo is senior vice president and head of human resources at AAA Northeast.

Su meteorólogo favorito anuncia una mezcla invernal. La tormenta se desarrollará mientras usted está en el trabajo, provocando un miserable viaje nocturno. Cuando llega al estacionamiento de la oficina, se da cuenta de que unos cuantos de sus compañeros de trabajo han subido los limpiaparabrisas.

Es entonces cuando comienza su dilema.

¿Sigue usted el ejemplo? Si deja los limpiaparabrisas levantados, al menos sabe que no saldrá del trabajo para encontrarlos pegados al parabrisas. Pero algunos sostienen que aún así tendrá que quitar el hielo de los limpiaparabrisas.

Nuestro residente experto en automotores, el doctor de automóviles de la AAA, John Paul, no lo hace en su propio coche.

” El hecho de levantar los limpiaparabrisas y alejarlos del parabrisas facilita la limpieza del mismo si nieva”, dijo. “También elimina la posibilidad de que los limpiaparabrisas se congelen en el parabrisas”.

Pero también significa que está poniendo tensión en el resorte que sostiene los brazos del limpiaparabrisas contra el parabrisas, advierte.

Por otro lado, Robert Sinclair Jr., director de relaciones con los medios de comunicación de la AAA Northeast, cree que dejar los limpiaparabrisas puestos es una opción segura.

“No veo nada malo en ello, aunque todavía hay que limpiar la nieve del cristal”, dijo Sinclair.

En caso de que los limpiaparabrisas se queden encendidos accidentalmente, dejarlos arriba también elimina la posibilidad de que se queme el motor del limpiaparabrisas cuando arranca el coche y las escobillas intentan abrirse paso a través de la abundante nieve.

Sinclair ofrece un método alternativo para evitar que los limpiaparabrisas se congelen en el parabrisas.

“Se puede poner una manta sobre el parabrisas y poner peso con algunos ladrillos antes de una tormenta”, dijo. “A la mañana siguiente, quita la manta y el parabrisas está limpio”.

Tanto si decides levantar los limpiaparabrisas como dejarlos puestos, debes asegurarte de que funcionan correctamente antes de salir a la carretera.

• Las escobillas deben limpiar completamente el cristal con cada pasada.
• Sustituya cualquier escobilla que deje rayas o que se salte manchas.
• Considere la posibilidad de instalar escobillas limpiaparabrisas para todo tipo de clima que tengan un marco de barra de plástico de una sola pieza o escobillas de invierno que envuelvan el marco metálico en una funda de goma. Ambos diseños ayudan a evitar la acumulación de nieve y hielo que puede interferir con el contacto de la escobilla con el cristal.
• Llene el depósito de líquido limpiaparabrisas con una solución de limpieza de invierno que tenga componentes anticongelantes. Algunas soluciones de lavado de cristales están clasificadas a sólo 20 grados, pero en tiempo frío esta solución puede congelarse y dañar el sistema de lavado. Busque un líquido lavador que proteja bien por debajo de las temperaturas de congelación.

¿Qué hace usted con sus limpiaparabrisas cuando se entera de que se acerca una nevada? ¿Los deja adheridos o planos contra el parabrisas? Díganoslo en los comentarios.

No importa lo que haga con sus limpiaparabrisas, los miembros de AAA pueden ahorrar en repuestos y accesorios para automóviles en NAPA.

The absolute No. 1 item on my travel bucket list is to stay in one of the treehouse hotels in New England. The appeal lies somewhere between how being high up in the trees stirs dormant states of childlike wonder and how it induces a sensation of calmness and feeling of being one with nature. Either way, I can’t wait to do it.

Imagine viewing the splendor from within the trees, getting up-close and personal with the unique calligraphy of every distinctly painted leaf. It’s a spectacular sight to see.

Sold? Check out some bucket list-worthy treehouse hotels in New England to climb into this fall.

The Treehouse at Winvian Farm
Morris, Conn.

Winvian Farm, a luxury resort set in the Litchfield Hills, is home to several creatively themed, luxurious cabins. Perhaps the most enticing of the bunch is the Treehouse. But this isn’t the crooked treehouse you nailed together in your backyard as a kid; this two-floor suite, nestled into the trees 35 feet above the ground, has a king-size bed, fireplace, Jacuzzi tub and walk-out deck. Guests also have access to the resort’s renowned dining and spa facilities and the hotel’s outdoor activities including lawn games, fishing, canoeing and horseback riding. And that’s not even counting the full bar and sensational treetop views.

The Aviary at Wheatleigh
Lenox, Mass.

A stay in this remodeled former aviary in the Berkshires will leave you feeling free from the cage of the 9-to-5 daily grind. Guests enter the downstairs of the multilevel suite to find an elegantly decorated living room with a private terrace and surrounded by windows that bring in a ton of natural light. Guests can then climb a glass-enclosed wooden staircase to the second level, which features a luxury bedroom suspended among the trees with an attached limestone en-suite, complete with soaking tub and walk-in shower.

The Tree Spa at Hidden Pond
Kennebunkport, Maine

At Hidden Pond, you can’t actually sleep in a tree – although you could fall into a blissful slumber while lying on the massage table. But while it’s not exactly a treehouse hotel in New England, per se, the resort is comprised of tiny cottages and bungalows set in the wooded wilderness, and those who choose to venture up into the trees for a spa treatment will find the ultimate relaxation experience. The spa menu includes massages, facials and body treatments, serviced in three separate treehouse spa rooms, all connected by treetop bridges. Imagine cozying up in a warm robe after a massage and gazing out at the reds, oranges and yellows of the foliage. It’s autumn immersion at its best. The resort is loaded with other amenities, too. A few standouts include the Back Porch Bar, two pools, nightly bonfires and a shuttle to Goose Rocks Beach on the southern coast of Maine. Its memorable restaurant Earth also prides itself on delivering “farm-to-fork” freshness in every dish it makes.

The Treehouse at Moose Meadow Lodge
Waterbury, Vt.

The rustic Treehouse at Moose Meadow Lodge is a nature lover’s dream. The simple yet magnificent backcountry palace features exposed timber, a custom sink made from stones from the property, an incinerating toilet and backwoods décor throughout. Built for the rugged adventurer, the expansive treehouse features two levels, the first with a wraparound porch and the second with a queen-size loft bedroom and a walk-out deck that allows guests to step out into the changing leaves while overlooking the lake just yards away. Gaze at the beautiful woods as you ascend the circular staircase that wraps around the maple tree on which the treehouse is built. The handcrafted treehouse is built from cedar, pine, maple and hemlock and has 31 windows that give you natural light and beauty almost everywhere you look.

Harmony Hill Lodging and Retreat Center
East Meredith, N.Y.

This one is a bonus, since it too is not truly a treehouse hotel in New England, but rather a glorious getaway not too far away in upstate New York. Try your hand at glamping – glamorous camping – by booking a yurt treehouse at this retreat in Delaware County, about 90 minutes outside Albany. The yurt is set just off the ground, close enough for those scared of heights, yet far enough into the trees to immerse glampers in fall’s fantastic colors. The tents are waterproof and feature fully functional kitchens and bathrooms. Guests of the resort can rejuvenate with reiki treatments, guided meditation and spiritual mentoring.

Would you ever sleep in a treehouse hotel? Let us know in the comments below!

Plan and book your next getaway with AAA. 

Thank You for Participating!

This Photo Session focused on one of the most inspiring subjects for amateur and professional photographers alike. Flip through the slideshow below to see all the ocean photos we received, and don’t forget to check our social media channels, where we will be sharing some of our favorites. Select photos may also be featured in an upcoming issue of Your AAA magazine.

Ocean Photography Tips

From the motion of the waves to glistening sunset reflections, the ocean overflows with magical photography opportunities. Capture them all with these tips.

Lens Choice

If I could only bring one lens with me to photograph the ocean, I would choose a wide-angle zoom lens. My favorite range is 17-28mm. Using a wide angle will allow you to capture the wide expanse of the ocean and the sky above it.

Highs and Lows

Varying your heights when photographing the ocean will yield wildly different results.

In this first shot, I have my camera positioned low – roughly 2 feet above the water. This image shows the motion and the power of the ocean.

Word of caution: If you are using a tripod in or near the water, be very careful with where you place it. The tide is always changing. I always make sure I am holding on to either my camera strap or the tripod itself.

For this photo, I got high by taking a shot from a pier. This portrays the grandness of the ocean. The tiny people help show the scale.

Ebbs and Flows

The motion of the waves is what makes the ocean one of my absolute favorite places to play with shutter speed. You can use a fast shutter speed to freeze the motion of the ocean. In the image below, I zoomed in on a wave just as it was breaking. My settings were f/9, 1/320 sec, ISO 100. To freeze motion, I recommend a shutter speed of 1/300th of a second and above.

To show motion, you will need a slower shutter speed. In the photo below, my settings were f/22, ⅛ sec, ISO 50. I recommend using a shutter speed of ⅛ of a second or slower to show the motion of the waves. With a shutter speed this slow you will need a tripod. If you are new to photography, I recommend putting your camera into shutter priority mode and selecting your desired shutter speed. Your camera will then pick the other settings based on the available light.

Time It Right

The best time to photograph oceans is during the golden hours of the day. That means you will want to hit sunrise and sunset.

Check out past AAA Photo Sessions and stay tuned for the next one, coming soon.

Beth Mancuso is a professional landscape and travel photographer.

There’s no getting around it. Just like every other industry, banking as we know it is moving online. According to consumer data company Statista, by 2022 nearly half of all baby boomers, roughly 70% of Gen Xers and 78% of millennials will be using digital banking.

There’s a good reason for this transition. Online banking has a number of advantages over traditional banks with brick-and-mortar branch offices. This is particularly true for online savings accounts, in which higher interest rates can make your money grow faster. But that’s not all – from convenience to lower fees, here are just a few of the benefits of opening an online savings account.

Higher Rates and Lower Costs

E-commerce businesses benefit from a significant advantage over traditional brick-and-mortar companies: lower overhead. Online banks have lower operational costs since they don’t need to pay to keep the lights on at branch locations.

This isn’t just good news for the banks, it’s beneficial to customers as well. The savings that banks get from operating online are passed down, with banks often offering higher interest rates. These savings could show themselves in other ways as well, including reduced fees or no minimum balances or deposit requirement.

Automation

If you find yourself having trouble saving money each month, online savings accounts may be for you. Most online banks offer tools that allow you to establish automatic deposits from your checking account into your savings account. Or you can set up a direct deposit from your employer and have a portion of each paycheck sent to your savings account. Now, money is being put away without you ever having to think about it.

But the automation of online banks may be most helpful come dreaded tax time. Many tax preparation tools allow users to automatically download their financial information, significantly lightening the load of the cumbersome task of preparing your taxes.

Reduce Clutter

We could all do with less clutter in our lives, which is precisely one of the forgotten benefits of having an online bank account. But it’s not just a matter of having fewer stacks of paperwork around your home. It’s also about organization. When your account information is online, it’s easy to find, sort and organize everything on file. Plus, you never have to worry about losing an important document in the back of your filing cabinet.

If you enjoy, or feel safer, having physical documents, you can always print out anything you need a hard copy of.

Convenience

There’s a reason nearly every aspect of the real world has transitioned over to the digital realm – it’s far more convenient. This is true even when it comes to banking.

In most cases, you can open an online savings account in mere minutes, either entirely online or with a short phone call. Once established, your account’s information is always at your fingertips. Most online banks also have apps, meaning wherever you are, your bank is just a few clicks away.

Standard Bank Features

While having an online bank account may seem like new terrain for those accustomed to traditional banks, they may not even notice much difference once they open an account. Many online banks offer the same standard bank features of brick-and-mortar institutions.

Some people prefer traditional banks for their customer service. If a problem arises, they’d like to be able to talk to another person. But online banks have customer service agents who are easily reachable by phone or email, often times 24-hours-a-day.

Finally, most online banks are as safe and secure as traditional ones, with features like encryption and fraud monitoring. Additionally, the Federal Deposit Insurance Corporation backs these banks just like any other. This means that any money you deposit into an online account is insured.

Road trips are hot this year. Where are you headed?

Once you’ve settled on your destination(s), mapped out sights and activities and prepped the car, you need somewhere comfortable to stay.

With more than 6,500 hotels in North America, Wyndham Hotels & Resorts can accommodate your travel needs. Plus, AAA members save 10% or more on their hotel stay and enjoy flexible booking, elevated health and safety protocols, mobile check-in and checkout, and free Wi-Fi.

Consider staying at one of these popular locations.

Wyndham Newport Hotel, R.I.

Your waterfront retreat near Newport.

Perfect if you’re looking for:  An amenity-rich Middletown hotel with premier event spaces and a pool.

Enjoy an idyllic New England escape at the Wyndham Newport Hotel, offering modern accommodations, exceptional amenities and spectacular water views. Situated in picturesque Middletown, this contemporary hotel is just three miles from downtown Newport, reachable via convenient shuttle. Top attractions such as the Newport mansions, Newport Cliff Walk and International Tennis Hall of Fame® are just minutes away. Take a relaxing dip in the heated indoor pool, stay committed to your workout routine in the state-of-the-art fitness center and indulge in fresh seafood at the on-site restaurant and bar. Spacious guest rooms and suites are appointed with king-size beds, free Wi-Fi and other thoughtful conveniences.

TRYP by Wyndham New York City Times Square South, N.Y.

A stylish stay in New York City.

Perfect if you’re looking for: Modern décor and amenities in the heart of Times Square.

Soaring ceilings and eclectic décor welcome you to lively Midtown at TRYP by Wyndham Times Square South. Easily reachable from LaGuardia (LGA), Newark Liberty (EWR) and John F. Kennedy (JFK) airports, this urban hotel puts the lights of Broadway, Madison Square Garden, Lincoln Center and the Empire State Building within reach. After a busy day exploring the city, take advantage of amenities including a unique social hub, tapas restaurant, rooftop terrace with stunning city views, 24/7 gym, virtual business center and polished meeting space.

Wyndham Boston Beacon Hill, Mass.

A beacon of hospitality.

Perfect if you’re looking for: A tranquil retreat in Boston’s bustling West End.

Whether you’re in Boston for business or pleasure, this modern, non-smoking, high-rise hotel offers unique comfort and convenience in the heart of the city’s vibrant West End. Savor spectacular views of the waterfront from the sundeck, recharge in the fitness center and refuel at The Dean’s List full-service restaurant and bar. Explore Beacon Hill’s quaint gas-lit streets and old brick sidewalks steps from the door and enjoy being minutes away from the city’s top attractions, corporate offices, world-class hospitals and the Longfellow Bridge that crosses into Cambridge. It’s all right here.

TRYP by Wyndham Pittsburgh/Lawrenceville, Pa.

A Perfect Stay in Pittsburgh.

Perfect if you’re looking for: A vibrant hotel set in the city’s thriving entertainment district.

See what the bustle of Lawrenceville is all about with TRYP by Wyndham Pittsburgh/Lawrenceville as your starting point. The landmark Washington Vocational High School has been transformed into an inviting, amenity-rich, non-smoking hotel in the heart of Pittsburgh’s historic Lawrenceville neighborhood. Enjoy access to some of the city’s most exciting hotspots, including breweries and restaurants along the lively Butler Street and sports venues like PNC Park and Heinz Field. You’ll also be close to Carnegie Mellon University, the University of Pittsburgh and a variety of Fortune 500 company headquarters. Featured amenities include high-speed internet, a fitness center, on-site restaurant and express check out. It’s pet-friendly, too!

No matter where the road takes you this summer, you are never too far from a Wyndham. Save 10% or more on your next stay.

Only 300 people call Rottnest Island home but the quokkas really own the place.  

The quokka – a smaller version of the wallaby – is the only mammal native to the island. In turn, Rottnest Island is just about the only place on earth where you’ll find these little marsupials. 

And there are plenty of them to be found: at least 10,000 quokkas roam this area of just 7 square miles.  

Rottnest also contains colonies of seals and sea lions as well as a rich array of birds. You can surf, hike, fish, sail, dive or bask in the sun on sandy beaches of crystal-blue water.  

But all of it takes a back seat to the real stars of the show.  

Origin Myths  

When 17th Century Dutch explorers touched down on these shores, they thought quokkas were giant rats. So they called it Ratnest Island (or Eylandt ‘t Rottenest)     

But the island’s original inhabitants, the Whadjuk Noongaro, lived there more than 7,000 years ago – before it was even an island. After Rottnest separated from mainland Australia during the last Ice Age, the Whadjuk Noongaro named the new island “Wadjemup, or “place across water where the spirits are.”

Calling Rottnest a best-kept secret is a bit misleading, though. “Rotto” is an enormously popular daytrip with the denizens of Perth and its surrounding areas. But in a broader sense, West Australia in general – and Perth in particular – aren’t exactly celebrated tourist destinations the world over.  

Known as the most isolated city in the world, Perth contains 2 million residents … and more ‘roos than humans for hundreds of miles. The nearest city of even 100,000 people, Adelaide, is over 1,300 miles away.  

Still, its rugged beauty both inland and on the coasts makes Perth well worth the trip. It may not be as cool as Melbourne or as cosmopolitan as Sydney, but Perth’s natural treasure chest offers at least one gem those other places can’t. 

Chockablock With Quokkas 

The word “cute” is subjective, sure, but how can you not melt a little when you encounter a quokka?  

About the size of a house cat (if cats walked on two legs), quokkas are nocturnal, stocky creatures with incredibly well-developed back legs and a knack for climbing. They’re herbivores who get their water mainly from chewing grasses and leaves.  

Think of a deer’s demeanor wrapped in a playful package. Quokkas have the same black placid eyes and brown coat, and like a deer, there’s something good natured about them.

Maybe it’s because their mouths naturally curl into a contagious smile.  

After years of entertaining curious tourists, the quokkas are quite curious and friendly themselves. It’s no surprise then that quokkas have become social media stars over the last decade, with Instagram accounts like @Instaquokka gathering more than 150,000 followers, and #QuokkaSelfie trending for a time.  

If you try to take a quokka selfie, be warned: you shouldn’t handle them. It’s also a crime to feed them human food, as it can have a disastrous effect on their health. While they’re gentle, they are still wildlife and therefore relatively unpredictable. Their teeth, so cute in a smile, are razor sharp. 

Getting to Rotto 

Rottnest is more than just the exclusive playground of quokkas. 

One of the first things you’ll notice when you arrive is the silence, since there are very few cars on the island. Its biking and hiking trails are extensive and fantastic, as are the snorkeling and diving, fishing, surfing and swimming. 

And it’s easy to get to Rottnest, just a 45-minute ferry ride, which leaves from Perth’s port of Fremantle, though other boat and aerial options are available. 

The island has some history to explore, too, from ancient artifacts to its use as a Colonial-era prison/labor camp to remnants of Australia’s WWII defense system.  

But ultimately, it’s those smiling little brown critters – animals you won’t meet anywhere else in the world – that make it such a special place. 

Experiencing wanderlust? Visit AAA.com/Travel for plenty of info and inspo!

Where’s your favorite “best-kept secret” spot? Tell us in the comments below!

Whether you’re a vegetarian, vegan, flexitarian or simply looking to cut back on the amount of meat you consume, there are a plethora of options when it comes to plant-forward eating. Check out this guide to plant-based meat alternatives and learn how you can get your daily protein requirement while keeping your health, the planet and animal welfare in mind.

How Important Is Protein?

Humans need protein; it helps build muscle tissue and strengthen bones. The amino acids in protein also make antibodies, blood, connective tissue, enzymes and hair. There are nine essential amino acids, which our bodies cannot produce and therefore must come from food.

The recommended dietary allowance for protein is a modest 0.8 grams of protein per kilogram of body weight, according to the Harvard Health blog. To determine your daily protein intake, you can multiply your weight in pounds by 0.36.

You might need slightly more or less protein depending on how active or sedentary your lifestyle is.

Benefits of Eating Less Meat

Meat may be the first thing that comes to mind when you think of protein, but it’s completely possible to get enough protein – and all nine essential amino acids – from plant-based meat alternatives.

Health Reasons

Cutting back on the amount of meat you eat can improve your health in many ways. Individuals who don’t eat meat generally consume fewer calories and weigh less, according to the Mayo Clinic.

Consuming less meat can also help lower your risk of high blood pressure and cholesterol, heart disease, obesity, stroke, type 2 diabetes and various cancers, according to the American Heart Association.

Environmental Reasons

Eating more fruits, vegetables and other plants – especially organic varieties – is better for the planet, too.

Raising livestock takes up a lot of room and resources. “If we combine pastures used for grazing with land used to grow crops for animal feed, livestock accounts for 77% of global farming land,” according to Our World in Data.

Livestock also contributes to 14.5% of all global greenhouse gas emissions, according to the Food and Agriculture Organization of the United Nations. Animal agriculture pollution occurs when animals naturally produce methane and when their waste accidentally gets into waterways.

Moral Reasons

Some people choose to go vegan or vegetarian for moral reasons. Factory farming is a major concern when it comes to the welfare of both animals and factory employees.

99% of U.S. farmed animals are living in factory farms at present, according to the Sentience Institute.

There’s also a lot of room for interpretation when it comes to “cage-free,” “free-range” and “pasture-raised” claims. “Except for ‘certified organic,’ the U.S. government does not set definitions or requirements for egg carton labels,” according to the Humane Society.

“The huge amount of antibiotics that keep animals on these farms from getting sick is leading to an abundance of drug-resistant bacteria,” according to the Humane Society of the United States. “And factory farms’ very nature – full of stressed animals, with poor sanitation – creates ideal conditions for diseases to thrive, including viruses that can infect humans.”

Recent examples are the COVID-19 outbreaks that occurred in meat and poultry processing facilities.

High-Protein Plants

One way to get your daily amount of protein is to eat a variety of meatless and nondairy foods. These include grains, legumes, nuts, seeds, vegetables and other plants.

Legumes

Legumes include beans, lentils and peas. All provide a good amount of protein while being versatile – they can go into salads and soups or be prepared in a way that resembles meat.

Legumes are “loaded with protein, iron and zinc, as you might expect from other protein sources like meat,” according to NutritionFacts.org. “Legumes also contain nutrients that are concentrated in the vegetable kingdom, including fiber, folate and potassium.”

Half a cup of cooked beans has the same amount of protein – 8 grams – as a cup of milk, according to Harvard Health Publishing. “Beans are packed with fiber, folate and phytates, which may help reduce the risk of stroke, depression and colon cancer,” according to NutritionFacts.org.

Fresh, frozen, canned and dried peas and split peas are another option. Green pea protein powder can be added to smoothies or nondairy milk for a post-workout boost. European-grown lupin (or lupine) is another natural protein powder; however, it should be avoided by those with peanut allergies.

Soy

Popular soy-based foods include tofu and tempeh.

Tofu is made from soybean curds, similar to how cheese is made. It can be soft or firm, but it is relatively bland. It takes on the flavor of what you cook it with. One 3.5-ounce serving of tofu offers 8 grams of protein and 70 calories.

Made from fermented soybeans, tempeh has a nuttier flavor than tofu. One 3-ounce serving of tempeh boasts 15 grams of protein along with calcium.

Grains, Oats and Wheat

Spelt is an ancient whole grain that’s closely related to wheat. One cup of spelt has over 10 grams of protein. It can be added to baked goods or used to make polenta, risotto, grain bowls and more. Spelt is not part of a gluten-free diet.

Teff is a grain that comes from an annual grass, making it a gluten-free option. Just 3.5 ounces of teff flour has 12 grams of protein and fiber.

Raw oats can be a good source of protein, too. 3.5 ounces of raw oats offers almost 17 grams of protein and 10 grams of fiber.

Seitan, or hydrated wheat gluten, is low-fat and low-carb while being high in protein. A 3-ounce serving contains between 15 and 21 grams of protein, according to Healthline.

Nuts, Seeds and Yeast

Nuts – like almonds, cashews, peanuts, pistachios and walnuts – might feel like just a topping or snack, but these protein powerhouses can support and flavor an entire meal in the form of peanut sauce or pesto.

Quinoa is a seed that puffs up when cooked. It can add nice texture to a dish, along with all nine essential amino acids. Quinoa has been called a superfood, boasting more fiber than brown rice as well as antioxidants and minerals, including iron, folate, magnesium and zinc.

Nutritional yeast is a golden powder that adds a cheesy flavor to dishes and thickens soups and sauces. Nutritional yeast is a complete protein that boasts B vitamins and trace minerals like manganese, molybdenum, selenium and zinc.

Vegetables

Vegetables like artichokes, asparagus, broccoli, Brussels sprouts, collards, peppers, potatoes, spinach and sweet potatoes are all good sources of protein, according to the American Heart Association.

Plant-Based Meat Alternatives

There are more plant-based meat alternatives on the market than ever before. Some options are more meat-like than others, imitating the look, taste and texture of meat with various levels of nutritional value.

Check the Nutrition Facts

When looking for a vegetarian or vegan meat alternative, always check the nutrition facts and list of ingredients. Just because a product is labeled “plant-based,” “vegan” or “vegetarian” doesn’t mean it’s healthy.

Salt is used to improve flavor and increase the shelf life of many commercial food products. Watch out for the amount of sodium, saturated fats and preservatives when shopping for meat alternatives.

Veggie Burgers

Most veggie burgers don’t try to hide their lack of meat. In leu of meat, ingredients like beans, quinoa, potatoes and tofu are used to form a patty.

You can make your own veggie burgers at home – like these black bean burgers from the blog Sally’s Baking Addiction or the New York Time’s ultimate veggie burger. Or, consider store-bought varieties like Amy’s, Hilary’s or Dr. Praeger’s. Again, make sure to check the nutrition facts, as some makers and individual flavors are healthier than others.

Beef Imitations

“Meatless burgers are a good source of protein, vitamins and minerals,” according to Harvard Health blog, adding that some meatless burgers are heavily processed and high in saturated fat.

There are a few popular meat alternative brands on the market that specialize in products that are made to imitate the look, feel and taste of real meat.

Impossible Products use a variety of ingredients to make burger, sausage and pork alternatives. There’s soy and potato for protein, heme and yeast extract for flavor, coconut and sunflower oils for fat as well as methylcellulose and food starch for binders.

Beyond Meat makes plant-based meat alternatives for meatballs, sausages, burgers and more. Protein comes from beans, peas and brown rice while cocoa butter, coconut oil and expeller-presses canola oil offer fat. Beet juice, apple extract and natural flavors make the products look like real meat. Calcium, iron, potassium chloride and salt provide flavor while carbohydrates like potato starch and methylcellulose offer structure.

Faux Chicken and Fish

Some chicken and fish alternatives are more convincing than others, but like faux beef products, you should look at nutritional info.

Products like Quorn Chik’n Cutlets and Simple Truth Meatless Grillers imitate actual chicken breasts, whiles brands like Morning Star Farms and Gardein make crispy “chicken” tenders and nuggets.

Notable faux seafood producers include Good Catch, which makes plant-based crab cakes, fish cakes, fish burgers and tuna. Similarly, New Wave is known for its plant-based shrimp.

Plants With Meaty Texture

Although they aren’t the most protein-packed plants, mushrooms and jackfruit are vegetarian meat substitutes that can add a hearty “meatiness” to otherwise meat-free dishes.

Mushrooms

Mushrooms – like button/white, cremini, maitake, oyster, portobello and shitake – are another superfood. Mushrooms are cholesterol- and fat-free as well as low in calories and sodium. They’re also packed with fiber, vitamins and minerals.

Jackfruit

Jackfruit is a popular choice among vegans and vegetarians due to its shredded meat-like texture. Jackfruit offers a decent amount of protein compared to other fruits and contains many vitamins and minerals, including vitamin A and C, copper, magnesium, manganese, potassium and riboflavin.

Looking for more ways to mix it up in the kitchen? AAA members can save on Home Chef, a subscription box that provides everything you need to create delicious meals from home, from fresh ingredients to step-by-step instructions. Plus, Home Chef offers a wide variety of vegetarian options, including Impossible Foods!

Which plant-based meat substitutes do you like to eat? Tell us in the comments.

There are few moments more memorable than the first time you get your hands on your own driver’s license.

It means you’re finally able to hit the open road on your own — and who doesn’t fondly recall their debut foray behind the wheel? For most of us, this milestone occurs at a formative age, so a driver’s license holds much more significance than simply providing evidence you can properly operate a car. It bestows on its owner a sense of maturity, pride and freedom.

But driver’s licenses didn’t always have this much power. In fact, they didn’t even exist when cars first hit American roads, and when the first licenses were issued, they weren’t used to prove a motorist was a capable driver. By and large, anyone with a pulse and a car could obtain one.

Let’s retrace the history of the driver’s license to see how things have changed.

When Was the First Driver’s License Issued?

Licenses were not required to operate a horse and carriage back in the day. So when automobiles – or horseless carriages, as they were known – arrived on the scene, not much thought was given to ensuring motorists could, in fact, safely drive a car.

In 1903, Massachusetts and Missouri became the first two states to require a driver’s license in order to operate an automobile. However, potential license owners did not have to pass an exam. It would take another five years until Rhode Island became the first state to require license owners to pass a written driver’s exam.

In 1913, New Jersey made history by requiring both written and road tests for those seeking a license. “I confidently believe that other states will follow New Jersey’s lead and that the results will be fewer accidents and better road conditions,” Job H. Lippincott, the state’s motor vehicle commissioner, said at the time.

But adoption of both driver’s licenses and exams was slow to take hold across the country. By 1930, just half of the then 48 states required a license to operate a motor vehicle. Of those, only 15 had mandatory driver’s exams. It wasn’t until 1954 that South Dakota became the final state to issue driver’s licenses. It was also the last to require a driver’s exam, which it did in 1959, following in the footsteps of latecomers Arizona (1951), Idaho (1951), Illinois (1953), Alaska (1956), Wisconsin (1956) and, most notably, Missouri (1952). That’s right – Missouri went nearly a half-century between issuing its first driver’s license and requiring licensees to pass a driver’s exam.

Modern Driver’s Licenses

Today there are numerous types of licenses for vehicle operators including unrestricted (a typical license), provisional (usually for new drivers), commercial and motorcycle.

Because driver’s licenses are also used as de facto forms of identification in the U.S., new types of licenses that meet higher security standards have been created. Enhanced driver’s licenses not only prove identity and driving privileges, but also U.S. citizenship. These cards contain a Radio Frequency Identification chip that allows authorities to access your biographic and biometric data. Americans can travel to Canada, Mexico and the Caribbean through land or sea without a passport if they have an enhanced driver’s license.

The most recent type of license is the REAL ID. These licenses have higher security standards than a traditional license, meaning individuals have to provide documents proving their identity, residency and Social Security number. Beginning in May 2023, those without a REAL ID, an enhanced driver’s license or other acceptable forms of identification won’t be able to board a domestic flight or enter a federal building.

Looking to upgrade your license to a Real ID? AAA members in Massachusetts, Rhode Island and New York can apply at certain local AAA branches. Reserve your spot online ahead of time at AAA.com/Reservations.

Security Features

Because driver’s licenses have become such important documents, states have equipped them with a number of enhanced security features. These help prevent criminals from creating fake or altered license cards. Some of these features include:

• Hologram: Most of today’s driver’s licenses have a hologram that can be viewed at an angle. The hologram is often an image of the state seal or flag.

• Tactile Print: Raised printing is often used on driver’s licenses to write numbers, such as dates of birth, ID numbers or expiration dates.

• Microprinting: As the name suggests, this security feature consists of very small type somewhere on the card. It usually requires a magnifier to read and is often disguised within a pattern, meaning you may not even know it’s there.

• Laser Perforation: This technique makes small holes in the card to form an image, such as the outline of a state. The image can be seen when viewed in direct light.

• Ultraviolet Ink: An image printed in ultraviolet ink will glow when ultraviolet light is shined on the card.

The Decline of the Driver’s License

Nearly 230 million Americans held a valid driver’s license in 2019, a record high and roughly 60 million more than in 1990. But that number is deceiving, as owning a license has become significantly less common. It turns out, teenagers aren’t as keen on getting behind the wheel as their forbearers. In 1984, 47.8 percent of 16-year-olds in the country owned a driver’s license. That number dropped to 25.6% in 2018. In the past few decades states have instituted laws and restrictions for motorists under 18 years of age.

But this trend holds true for adults as well. Through the age of 39, fewer Americans, by percentage, are getting their license. Obtaining a driver’s license has long been a rite of passage in this country, so why the change of heart? In one survey asking unlicensed 18- to 39-year-olds why they did not have a driver’s license, respondents’ answers included being too busy to get one, the high cost of owning and maintaining a car, and preferring biking, walking or public transportation.

Or maybe potential drivers are just afraid of the dreaded roundabout.

Do you remember getting your driver’s license? Tell us about it in the comments below!

Are you a new driver ready to get your driver’s license and hit the open road? Enroll in AAA Driver Training at AAA.com/DriverTraining.

The car-buying process can seem overwhelming, especially for first-time buyers. But the abundance of vehicle and financing options ensures that there is a perfect car, at the right price, for everyone. If you’re embarking on your initial trip into the automobile-purchasing waters, these tips for first-time car buyers will help you part the sea.

Establish a Budget

You’ll most likely need to finance your car, which means paying in monthly installments. So you need to decide how much you can truly afford to pay each month after covering your other living expenses.

Remember, it’s not just about the cost of the car. You also need to factor in insurance, gas and maintenance (if it’s not covered by a warranty) when calculating your budget.

Research Financing Options

When it comes to financing your car purchase, make sure to research your options. Many people simply use the dealer’s lender without thinking twice. If the dealer turns out to be the best option, great. But one of the best first-car car buyer tips we can give is to shop around.

There is no shortage of financial institutions and companies willing to help finance your car. AAA’s Auto Loan Program, for instance, offers low rates at competitive terms to fit your budget. All you need to do is submit an auto loan application and you’ll receive a fast credit decision. As an added bonus, if the rate changes between the time you apply for your loan and the time you pick up the check, you’ll pay the lower rate.

Buying vs. Leasing

You may be tempted to lease a car instead of buying. When you lease, your monthly payments are generally lower than buying. And while leasing may be a good idea in certain circumstances – say if you know you’ll only need a car for two or three years or you don’t typically put on a lot of mileage – it also comes with pitfalls.

Leases are short-term investments. They have mileage limits that you must adhere to. You’ll also need to pay if there’s any damage to the car that exceeds normal wear and tear. On the other hand, when you purchase a car, your monthly payments will eventually end and when they do, you’ll own the car. Of course, that also means keeping up with proper maintenance as the car ages.

Do Your Homework

Once you know what ballpark you’re in cost-wise, you need to do some research. Between make, model and trim, there are an exponential number of car options. In order to sift through the choices, think about what you need from your car. Yes, you may want a sunroof for the few times you drive to the beach, but if you’re on a tight budget, you really need good gas mileage.

Even after narrowing down your search, there will still be plenty of options. Fortunately, there are numerous resources that can help. AAA’s Auto Buying Program, for example, lets you compare vehicles, see what others have paid and get special members pricing on actual dealer inventory.

New vs. Used

One major decision first-time car buyers have to make is whether to buy new or used. The downside to purchasing is that your new car is a deprecating asset. In fact, as soon as you drive it off the lot, the car loses a significant portion of its value. And it will continue to drop for the first several years of ownership. According to Carfax, a new vehicle’s value can drop by more than 20% after its first year and 10% annually over the next four. That would leave you with a car worth less than half of what you paid for it.

There is a way to avoid funding this depreciation: buying used. The idea of buying a brand-new, sparkling car can be tempting, but don’t let that cloud your judgement. Purchasing a preowned car can often be the more prudent approach, particularly if you have a tighter budget.

Preowned may sometimes cost less, have many of the latest technology and safety features, and that early depreciation will have been paid for by the previous owner.

Test and Inspect

After finding your perfect first car, it’s time to make the purchase a reality. But don’t be too quick to sign on the dotted line. With all the online research available, it’s easy to forget how you feel behind the wheel. One of the most crucial tips for first-time car buyers – or any buyers – is to test drive the vehicle. There is no other substitute for learning how the car drives and feels. And it should not simply be around the block. Take the car on a route with different driving environments, such as traffic light intersections and highways. It should replicate your normal driving routine as much as possible

You’ll also need to ensure the car is in good shape. This means getting the car inspected by an independent third party, such as a AAA Approved Auto Repair shop. Don’t wait until after you purchase the car to do this, even if it looks like it’s in pristine condition. If a dealer doesn’t allow it, shop elsewhere. If all goes well, enjoy your new ride.

What was your first car purchase? How did the process go?

Learn more about how AAA can help you get your dream car.

With mask mandates easing and the number of Americans getting vaccinated on the rise, many of our favorite live events are starting to return. But what will they look like?

Shakespeare in the Park

Shakespeare in the Park is a beloved New York City tradition, and in 2021 it returns to the Delacorte Theater in Central Park. This year’s free show, produced by the Public Theater, is an adaptation of Shakespeare’s “The Merry Wives of Windsor.” This reimagined play, titled “Merry Wives,” moves the beloved comedy’s setting to South Harlem. This year, all free tickets will be distributed via digital lottery. Recently, the Public Theater increased its capacity for “Merry Wives” to about 80%. There will be a full capacity section for those vaccinated, and a physically distanced section for those who are not. Proof of vaccination is not required. Masks are required for all audience members. “Merry Wives” runs July 6 through Sept. 18.

Newport Jazz Festival

The famous Newport Jazz Festival is back and ready to make some music. Reimagined as three days of intimate jazz concerts and surprise jam sessions, this year’s festival will be a little smaller than in years past. Tickets will be released in phases as organizers decide how many people can safely attend and which safety protocols will be followed. It runs July 30 through Aug. 1 in Fort Adams State Park, in Newport, R.I.

New York Renaissance Faire

The plague is ending, and it’s time to return to the New York Renaissance Faire. This sprawling Renaissance fair in Tuxedo is back in action, with period-accurate actors, merchants, performers, knights and even some magic. For the 2021 season, some experiences have been modified to reduce contact, social distancing between parties is encouraged, and vaccinated patrons don’t have to wear masks. The New York Renaissance Faire is held every weekend from Aug. 21 through Oct. 3.

King Richard’s Faire

King Richard’s Faire is the largest Renaissance fair in New England, and it’s ready to make its grand return. The event, which features games, rides, immersive storytelling, merchants and daring performances, is celebrating its 4oth season this year. It’s held weekends from Sept. 4 through Oct. 24, and on Labor Day (Monday, Sept. 6) and Columbus Day (Monday, Oct. 11) in the woods of Carver, Mass. Organizers have yet to announce COVID-19 rules and restrictions.

The Governors Ball

In previous years, the Governors Ball music festival took place at the end of June. This year it will be held Sept. 24-26 in a new venue, Citi Field in Queens. Featured artists include Billie Eilish, Megan Thee Stallion, Phoebe Bridgers, Post Malone and more. The Governors Ball has not decided on their COVID-19 precautions yet, but are working closely with the city of New York to craft safety regulations.

Broadway

Broadway is not a single event, but it has been on hiatus ever since last March. In 2021, the curtain will rise once more in New York City. While “Springsteen on Broadway” returned in June and “Pass Over” begins in August, most Broadway shows will officially reopen in the fall. “Hadestown” returns from the underworld Sept. 2, while “Hamilton,” “Wicked,” “The Lion King” and “Chicago” will all make their comebacks Sept. 14. “Six,” a pop musical about the wives of Henry VIII, was originally supposed to open March 12, 2020, the night Broadway shut down. Its new opening night is now Oct. 3. Other notable returns include “Come From Away” on Sept. 21, “To Kill a Mockingbird” on Oct. 3, “The Phantom of the Opera” on Oct. 22 and “Dear Evan Hansen” on Dec. 11.

“The Book of Mormon,” which is set to return Nov. 5, is taking the opportunity to rewrite some dialogue and lyrics that many former and current cast members had concerns about.

Broadway houses are selling their tickets at 100% capacity, and it’s unclear what safety protocols will look like when audience members are allowed in. Currently, “Springsteen on Broadway” requires all audience members to be vaccinated.

When you’re ready to dive back in to all your favorite things, remember to save with AAA Tickets. Get savings of up to 40% at concerts, theme parks, virtual events, museums, attractions and more! Go to AAA.com/Tickets for exclusive tickets and savings.

What events are you looking forward to? What do you think about their safety procedures? Let us know in the comments below!

A new study by the Texas A&M Transportation Institute found New York City to have the worst traffic of any city in the United States. While this likely comes as little surprise to Northeast drivers, it marks a historic end for Los Angeles’ reign as the king of snarling roadways. For nearly three decades, the annual Urban Mobility Report listed the West coast city atop its traffic rankings.

The results were based on the total amount of hours drivers were delayed in 2020. Motorists in the New York-Newark region spent nearly 500,000 hours stuck in traffic, compared to the roughly 365,000 hours those in the Los Angeles-Long Beach-Anaheim did.

The report also looked at the average time drivers spent in traffic, and again, New York reigned supreme. The average Big Apple motorist spent an average of 56 hours in traffic in 2020. Boston came in second with an average of 50 hours, followed by Houston, Los Angeles and San Francisco.

As high as these numbers are, they represent a sharp decrease from years past. Nationwide, traffic totals dropped to some of the lowest levels seen in the last 30 years. From 2019 to 2020, the average number of hours motorists spent in traffic in most major cities was cut in half. This, of course, was mostly the result of the COVID-19 pandemic forcing people to work from home. “Flexible work hours and reliable internet connections allow employees to choose work schedules that are beneficial for meeting family needs and the needs of their jobs,” report co-author David Schrank said. “And it also reduces the demand for roadway space, which is beneficial for the rest of us.”

Visit AAA.com for more automotive news.

When my child first went off to college, I was so worried they’d starve that I chose the most expensive food plan. But my child – after a few weeks of sleeping in, skipping breakfast and getting tired of cafeteria food – started eating meals off campus.

Once I got over the worry of a starving child (and the issue of wasting money on meals that were never eaten), we smartened up. Next time, we bought a cheaper meal plan and I learned that the card used for meals was also accepted at off-campus restaurants.

A parent’s default setting is to worry about their kids. So if I asked you to worry less about your child, let alone one going off to college and leaving the house for the first time, you’d likely think, “impossible.” I know – I was (clearly) the same way.

Whether you’re ready for it or not, however, colleges treat students as adults. So you’ll also have to adapt. For example, privacy laws prevent parents from calling up schools to get information on their child, particularly if it involves their health or finances. You can counter this by signing up for campus alerts and having the student complete authorization forms.

But the best plan of all is to limit your worry and establish great communication with your student.

Funds Focus

As difficult as it may be, I would suggest devoting some your focus instead to finances. College is getting more expensive – and more difficult to pay for – every year. But there are numerous ways to save money on tuition.

For instance, colleges require students to be covered by health insurance and will sometimes automatically charge you for a plan. And these are not cheap plans – some can cost from $2,000 to $4,000. If your child is already covered, make sure to waive the school’s health plan and show proof that the student has valid insurance.

I also discovered I could get tax breaks to offset all of the expenses of paying for college. You can even deduct the interest you pay on student loans.

Just how beneficial, and important, steps like these prove to be will vary depending on your situation, but there are certain financial measures every parent of a college student should take, regardless of their circumstances. Most notably is filling out the Free Application for Federal Student Aid (FASFA).

What Is FAFSA?

Everyone should fill out the FASFA form, even those who believe they won’t qualify for aid because you make too much money. Low interest financial aid loans are available to everyone regardless of income level. Even if a student is not planning on using financial aid, many private scholarships want to see a student’s FAFSA results.

Scholarships outside of the college are another great way to save money. However, many families treat scholarship searching either as solely a freshman year activity or give up as the process leads to frustration and little to no results.

But never give up. Even if your child only wins a relatively small scholarship, that money will reduce any loan amount you have to borrow and, when you factor in interest charges and deferment expenses, could lead to significant savings in the long run.

The Flourish Line

You and your child can make it out of their college years in as sound a financial position as you began. Your child, however, will inevitably go through changes – and this is not a bad outcome. There’s a good chance the child you sent off to college will not be the same one that comes home.

I noticed all types of other changes – not just facial hair, becoming taller than you and putting on a few more pounds. They’re doing their own laundry, volunteering to do yard work and, my favorite so far, cooking their newly learned favorite recipes for family dinner. Even commonplace things such as conversations between us seemed to be more detailed and delved into topics I would never have dreamed my high school student would ever have interest in.

My lesson is this: trust that your child will flourish, act to keep your finances steady.

Donald Kerr is the senior manager of student lending at AAA Northeast.

The Northeast offers some of the most beautiful roads in the country for your family road trip. Not only is the scenery stunning, there are plenty of activities to suit a range of interests, so everyone is happy at the end of the day. There’s also history to discover, with some roads tracing their origins back to early settlers.

Here are some of the best Northeast road trips for families to explore, whether your ultimate goal upon arrival is a group hike at a mountainside escape or lounging beside a seaside vista.

The Kancamagus Highway, New Hampshire

“The Kanc,” as the locals call it, is a scenic highway that’s stunning any time of year, but especially during the fall when the leaves change color. The Kanc is a section of Route 112 that runs between the towns of Conway and Lincoln – right through the White Mountain National Forest.

There are plenty of places to stop along the 34.5-mile route that takes you up to an elevation of nearly 3,000 feet. Scenic overlooks provide lots of opportunities to stretch you legs along with hiking trails suited to every skill level. Take time for a picnic lunch along the Swift River or plan a longer stay and spend the night at one of several campgrounds along the route.

Park Loop Road, Maine

Acadia National Park is the home of Park Loop Road, which starts at the Hulls Cove Visitor Center and winds along the rocky Maine coastline for 27 miles. It’s slow-going in the summer when crowds are at their peak, but that simply gives you more time to relax and enjoy the fabulous view.

Started in 1922 and financed in part by John D. Rockefeller Jr., this stretch of road takes you all the way to the summit of Cadillac Mountain. If the family is up for an early start, it’s a breathtaking spot to catch the sunrise.

The Mohawk Trail, Massachusetts

The first scenic road in New England, The Mohawk Trail officially opened in 1914 with 63 miles of road and 50,000 acres of forest. It harks back to the days of the early settlers and runs from Williamstown to Athol in rustic western Massachusetts.

There are activities for the whole family along the Mohawk trail, making it the perfect place for a weekend family getaway. Explore hiking trails, book a campsite for an outdoor adventure or stop in a classic New England town where you can stay at an inn and enjoy browsing shops with antiques, clothes and one-of-a-kind crafts.

Lake Champlain, Vermont

There isn’t a seacoast in Vermont, but there’s still a waterfront thanks to Lake Champlain, one of America’s largest lakes. You can drive the coastline, but for something a little different try island-hoping through the Champlain Islands. This route takes you across bridges with panoramic views of the water you simply cannot get from the shoreline.

This drive takes you along U.S. Route 2 for roughly 37 miles with plenty to do and see along the way. There’s snowshoeing and cross-country skiing in winter, wondrous foliage in the fall and farms and trails to explore in the warmer months. Don’t miss Sand Bar State Park, a natural sandbar with beaches perfect for swimming with the kids.

Coastal Drive, Connecticut

The Northeast has endless forests to explore, but it also has a beautiful seacoast perfect for summer vacations. The Connecticut coast from Stonington to Greenwich runs more than 100 miles, lined with villages and a quaint New England vibe. That might seem like a long route, but this is one where you can pick and choose which parts to explore.

There are beaches where the kids can run off some energy along with shops and restaurants for when you’re ready to take a break and slow down. Wander through New Haven and check out the beautiful grounds at Yale University or stop at Five Mile Point Lighthouse in Lighthouse Point Park and challenge yourself to climb to the top.

Adirondack Trail, New York

This route winds for 188 miles and takes your from just south of the Canadian border, through Adirondack Park, to the town of Fonda. It’s a beautiful and rugged landscape that includes many historic stops along the way.

You will pass through Johnstown, the location of one of the final battles of the Revolutionary War, and get the chance to experience colonial history. There’s also Great Sacandaga Lake where the family can enjoy fishing and boating or just stop for a picnic to take in the scenery.

Old King’s Highway, Massachusetts

No trip to Massachusetts is complete without a visit to Cape Cod and Old King’s Highway is the perfect route. Also known as Route 6A, this stretch of highway gives you a chance to explore the Cape and get a taste of history at the same time.

Start your drive in Sandwich and enjoy the scenery from farmlands to salt marshes to cranberry bogs over the course of a 34-mile route. There’s plenty to see and do with myriad beaches, shops and restaurants. Take a break from the road and rent a bike to cycle one of the many bike paths, which are easily manageable even for the kids.

Green Mountain Byway, Vermont

Traveling the Green Mountain Byway allows for views of meadows, forests and farms. There are three state parks along the route so you can stop to hike and explore when it’s time for a break from the road.

The route starts in Waterbury and makes its way across the state to Stowe with plenty of small towns and recreational opportunities. The journey also includes Mount Mansfield, which is Vermont’s highest peak. It’s the most frequently visited mountain in the state and one of the few places in Vermont where you can find Arctic Tundra.

Plan your drive with maps and AAA-recommended lodging, food and activities. 

Need a ride? Learn about exclusive Hertz discounts for AAA members.

Scoping out properties on real estate apps and websites has become something of a trend, especially in today’s white-hot housing market. Some of these sites are visited more than 100 million times each month. They’ve even pushed themselves into the pop culture lexicon.

Real estate websites can be great tools to narrow down the overwhelming number of homes that are for sale at any given time, ultimately leading you to your dream home. But as convenient as it is to peruse every available home in your area, these sites do have some potential pitfalls.

Here are some pros and cons of using real estate apps and websites.

Pros

A Large Database

The most significant advantage these websites have is the vast amount of listings in their database. Zillow, for example, has more than 110 million listings on its site at any given time (although this number also includes rental properties). This allows potential homebuyers to peruse any type of home in any region of the country with just a few simple clicks. Furthermore, most of the major sites have real estate apps on both Apple and Android platforms, allowing users to access all this information on their phone or tablet. Simply put, it’s never been easier to search for a new home.

Community Information

Realty apps and sites can provide useful snapshots of the community that would otherwise be difficult to ascertain if you’re new to an area. Some helpful neighborhood insights you may find listed include maps, information about nearby schools, local crime rates, transportation options and the value history of nearby homes.

Notifications and Saved Searches

Even with millions of listings, it’s possible the home you’re looking for simply isn’t available yet. If this is the case, real estate apps and websites have some helpful tools for you. First, is the saved search option. Let’s say you’re looking for a four-bedroom, two-bathroom house with a pool for less than $800,000. You can apply all of those filters to your search results and save them, allowing you to view all the qualified properties with just one click the next time you visit. Even better, you can sign up to receive notifications that will alert you when a new property that meets your needs gets added to the site.

Tools and Calculators

Real estate websites use all the digital world has to offer with tools and features you can’t get in a brochure. These may include 3D home tours, virtual open houses, interactive maps and even a feature that allows users to take a photo of a home’s real estate sign and get details on the property right away. Many sites also have mortgage calculators to give users an idea on how much a particular home would cost each month.

Cons

Accuracy

One of the main issues with realty apps and websites is the accuracy of their listings. In some cases, sites will pull a property’s information from municipal tax databases and multiple listing services, but in others, a realtor or homeowner will manually input the information. In the latter scenario, some stats may be inaccurate or out of date.

Some companies have worked to improve accuracy by having information validated, but users should still confirm anything they see or read on a site. It’s a good idea to consult a professional real estate agent to help interpret what you find online.

Price

A number of sites have tools that give home price evaluations. However, because the sites don’t always have the correct info on a property, these estimates should be taken with a grain of salt. Take for example, Zillow, one of the most popular real estate listing websites.

Nationally, according to Zillow itself, the site’s price estimate is within 5% of the actual selling price roughly 85% of the time. But this number fluctuates from state to state and region to region. In all the states of the Northeast, for example, Zillow’s 5% accuracy is below the national average, bottoming out at New York’s 72.5%.

In Zillow’s defense, it states that this tool is not an appraisal and should simply be used as a “starting point” for determining a property’s value. But many users haven’t gotten that message, and people who say Zillow is misleading prospective homebuyers have sued the site.

Featured Listings

Just like search engines, most real estate apps and websites have featured or sponsored listings. These homes appear at or near the top of any search results within the site, even when you sort the results using a filter. Make sure to look out for a note on their listing that designates their “featured” status and take that into consideration when looking for your dream home.

Privacy

Most realty apps and websites are free to use, and you can peruse all the listings and pull pertinent information without providing anything. However, in most cases, if you want to access all of the site’s features, you’ll need to give up some of your personal info, such as your name, email address and other information.

For instance, if you find a property you’re interested in, you’ll likely need to create a profile or at least submit contact information to get more info on a property or schedule a tour. While you might be fine with being contacted regarding a specific home, providing your number and email address could open you up to a wave of sales calls and emails from outside companies. You can visit OptOutPrescreen.com ahead of time to avoid unsolicited offers or junk mail.

When you’re ready to purchase a home, AAA is here to help. To learn more our home loan services or to speak to a mortgage specialist now, visit AAA.com. For ways to save even more at home, go to AAA.com/HomeServices.

Thank You for Participating!

Summer is in full bloom! You headed out into your backyards, parks and local botanical gardens, and sent us photos of the flowers that inspired you. Together, you created a beautiful garden, full of color and variety. Explore the gallery below to see all the pictures we received, and don’t forget to check our social media channels, where we will be sharing some of our favorites. Select photos may also be featured in an upcoming issue of Your AAA magazine.

Tips on Photographing Flowers

“The earth laughs in flowers.” I have to agree with Ralph Waldo Emerson on this. Flowers are one of Mother Nature’s most beautiful creations. There is nothing that brings me more joy than photographing a field of wildflowers.

There are so many things to consider when photographing flowers, from lens choice to lighting. Although you are starting out with a photogenic subject, there are still ways to elevate a quick snap to a thoughtful, vibrant and well-composed image that amplifies what nature provides. I am sharing my favorite flower photography tips below.

Lens Choice

You can use just about any lens for flower photos. Different apertures and focal lengths yield completely different results. For example, a macro lens will allow you to get really close and capture all the details, whereas a wide-angle lens will show more of the flower in its environment. I love using a macro lens and my 135mm f/1.8 lens. The 135mm gives beautiful blur and compression. I recommend playing with different lenses and focal lengths to see what you like best.

Lighting

If you are a novice, I highly recommend waiting for an overcast day or cloud cover to try out flower photography. Overcast days provide soft, evenly distributed light, which really makes for beautiful pictures. Full sun leaves you with bright spots and harsh shadows. If you find yourself stuck with a sunny day, you can use a diffuser to filter the harsh sun rays.

More experienced photographers should snap floral pics during the golden hours – the hour after sunrise and before sunset. Golden hour shots add in more lighting dimension and an overall sense of warmth.

Aperture Choice

When photographing flowers you need to consider your depth of field. Do you want to showcase just one flower and have the background be blurry? If so, then you will want to choose a large aperture – anywhere between f/1.8 -f/4. If you are trying to capture multiple flowers or a field of flowers you will want to choose a small aperture – anywhere between f/11-f/22.

Framing

Framing your flowers with other flowers or leaves makes for an interesting composition. You can look for plants that are already there or you can try cutting one and holding it near the flower or your lens.

Height and Angles

Vary your height and angles when shooting flowers. I like to take them from three different angles and heights. I start out at the flower’s height, move up slightly, and then take one shot straight down on the flower. I like to rotate 360 degrees around the flower too. Your lighting and background can be completely different with each turn.

Bonus Tip

Bring a water mister or spray bottle with you to spray the flowers with water. This will add some beautiful water droplets to your flowers.

Check out past AAA Photo Sessions and stay tuned for the next one, coming soon.

Beth Mancuso is a professional landscape and travel photographer.

Ostia Antica once was Rome’s main seaport, a pivotal harbor for trade and warfare during the empire’s peak.

Today it just may be the best ancient attraction you’ve never heard of.

Like the celebrated ruins of Pompeii, much of Ostia Antica is still standing. But it wasn’t a volcano that sealed the city’s fate as a remarkably well-preserved site.

Ostia Antica was abandoned in 476 A.D. after the Roman Empire fell. In the centuries that followed, deposits of silt piled up until the entire city was buried (and then some). The once-waterfront locale is now 2 miles away from the sea.

The silt served as a Ziploc bag for Ostia Antica, preserving many of its buildings, roads, mosaics and frescos. And today, you can still sit in the stands of its amphitheater, climb the stairs of ancient apartment buildings, and breeze through restaurants, baths and workplaces that defined a way of life.

Maybe best of all, unlike Pompeii, there are barely any tourists around for most of the year.

Mid-Rise Antiquity

Between 75,000 and 100,000 people called Ostia Antica home during its peak in the second and third centuries AD. It was mainly a mercantile and working-class town filled with laborers, in contrast to Pompeii’s tony tone.

As such, some of Ostia’s most well-known ruins are housing. Most of its population lived in “insulae,” the world’s first apartment buildings. While these were built to house the majority of the city’s working class, some also include luxury apartments, complete with surprisingly modern floorplans, running water and kitchens.

You can still climb the narrow stairs of some of these buildings or check out the hollowed-out taverns located on the ground floor. In essence, Ostia was a city dominated by (what we’d call today) mixed-use, mixed-income, mid-rise commercial real estate.

Taken together, the city provides valuable insight into the everyday lives of the empire’s middle-class. Where Pompeii was a playground for the wealthy, Ostia was down to earth, a true bedroom community.

And true to its nature, there are few if any velvet ropes cordoning off the ruins. You can climb them, sit on them, interact with them in a way you can’t in most ancient sites.

Site Insight

It’s not just architectural style that gave the ruins their renown. There’s plenty of historical substance too.

The city is home to the oldest known synagogue in Europe, and one of the oldest in the world found outside of Israel. Unearthed in 1961, the Ostia Synagogue was built around 45 A.D. and actively served as a synagogue right up until the fifth century A.D.. And for Catholics, Ostia is notable for being part of St. Augustine’s journeys and also as the city where his mother,  St. Monica, died.

Ostia’s oldest structures date back to the third century B.C., including the ruins of a military camp. Over the years, it witnessed civil wars, pirate sackings, political kidnappings, was burnt down and rebuilt then torn down again.

The statesman/orator Marcus Tullius Cicero provided the city with protective walls. Tiberius built its first forum. Julius Caesar expanded the city’s port and canals to secure the transport of grain to Rome. Claudius built its harbor while Trajan built a bridge across it.

And obviously, much of it was built to last. The city’s 2,000 year-old amphitheater still hosts some cultural celebrations today.

Getting to Ostia Antica

The Rome – Lido railway is the main transportation to and from Ostia and the center of Rome, a ride that takes about 35 or 40 minutes. Once there, local busses will get you where you want to go.

You’ll want to avoid Ostia Antica during summer months as a lot of native Romans vacation at its beaches. Otherwise, you can stroll through the city’s original curbed pavement without too much competition.

Mainly, the best advice is to take comfortable footwear because if you want to see it all – and it can all be seen in one day – you’ll have to hoof it.

But in the future it may be impossible to see Ostia Antica all in one day. Archaeologists estimate nearly two-thirds of the town still hasn’t been excavated.

This city of ghosts may still have a few more secrets to tell hidden just below the surface.

Experiencing wanderlust? Visit AAA.com/Travel for plenty of Italian tour info and inspo!

Where’s your favorite “best-kept secret” spot? Tell us in the comments below!

Yoga is a practice that incorporates a mix of stretches, physical postures, deep-breathing exercises and relaxation techniques as a way to help improve both physical fitness and mental wellness. If you’ve never tried it before, or are simply looking to brush-up, this intro to yoga will get you acquainted with the basics and benefits.

Intro to Yoga

The practice of yoga originated in India and was first introduced to the U.S. by a Hindu monk named Swami Vivekananda in 1893. This early form of yoga was more of a philosophy, including elements of psychology and self-improvement. Yoga would continue to spread around the world and take on many forms.

“While there are more than 100 different types, or schools, of yoga, most sessions typically include breathing exercises, meditation and assuming postures (sometimes called asana or poses) that stretch and flex various muscle groups,” according to the American Osteopathic Association.

The pose-based yoga we know today gained popularity in the early 20^th century. Modern forms of yoga often focus on improving mental and physical health, and some also include spiritual elements.

The Health Benefits of Yoga

Yoga boasts many benefits, including improving physical fitness, mental health and emotional well-being, according to Johns Hopkins Medicine.

Physical Benefits

Yoga helps improve your balance and flexibility all while toning and strengthening a variety of muscles. It can also help lessen chronic pain, including arthritis, carpal tunnel syndrome, lower back pain and more.

“With continued practice comes a gradual loosening of the muscles and connective tissues surrounding the bones and joints; this is thought to be one reason that yoga is associated with reduced aches and pains,” according to a study by the International Journal of Yoga.

Yoga can also improve your cardio and circulatory health. Yoga involves a lot of deep breathing, leading to improved respiration and increased blood flow.

“Yoga also thins the blood,” according to the study, “which can decrease the risk of heart attack and stroke.”

Like many other forms of exercise, routinely practicing yoga can also help you maintain a balanced metabolism and help with weight loss.

Mental/Emotional Benefits

When it comes to emotional and mental benefits, yoga can help improve your concentration as well as promote feelings of calmness and general wellbeing.

Yoga can help you feel more energetic and improve your mood. “Yoga can produce an invigorating effect on mental and physical energy that improves fitness and reduces fatigue,” according to the International Journal of Yoga study.

Yoga has also been used as a tool for coping with mental health issues, helping people achieve a more balanced mental state.

“Yoga targets unmanaged stress, a main component of chronic disorders such as anxiety, depression, obesity, diabetes and insomnia,” according to the American Psychological Association. “The practice enhances resilience and improves mind-body awareness, which can help people adjust their behaviors based on the feelings they’re experiencing in their bodies.”

Yoga can also help with stress management and alleviate some of the adverse effects stress has on the body.

“Practicing yoga and meditation as a means to manage and relieve both acute and chronic stress helps individuals overcome other co-morbidities associated with diseases and leads to increased quality of life,” according to the study. “It lowers breathing and heart rate, decreases blood pressure, lowers cortisol levels and increases blood flow to the intestines and vital organs.”

Yoga may also help you get better sleep. The same study by the International Journal of Yoga showed “regular practice of yoga resulted in a significant decrease in the time taken to fall asleep, an increase in the total number of hours slept and in the feeling of being rested in the morning.”

Types of Yoga

There are many different schools of yoga. Modern interpretations tend to place more emphasis on physical fitness, as opposed to spiritual enlightenment, but stress-relief and mindfulness are still important aspects in several forms of yoga.

To get you started on your intro to yoga, here’s a general breakdown of some of the most popular types.

• Yin/Meditative yoga – a slower paced form of yoga, where poses are held for longer.
• Vinyasa/Flow yoga – focuses on pairing breath with movement.
• Sivananda – focuses on general relaxation, using a mix of poses and breathing exercises.
• Restorative yoga – focuses on relaxing your body and mind, calming you down after a long day.
• Prenatal yoga – intended for pregnant women, helps prepare them for labor.
• Power yoga – a more physically active form of yoga, open to interpretation by individual teachers.
• Kundalini yoga – a mix of physical and spiritual wellness, focusing on unlocking energy (life force energy, prana or chi).
• Jivamukti yoga – a vinyasa-style yoga mixed with spiritual Hindu teachings, including connection to the Earth and vegetarianism.
• Iyengar yoga – focuses on alignment, often includes props (straps, blocks, chairs, etc.)
• Hot yoga – occurs in a hot, sauna-like room to help you sweat.
• Hatha yoga – focuses on balance, also an umbrella term for physical-based yoga practices.
• Ashtanga yoga – focuses on poses, where you work through a series of postures.
• Anusara yoga – focuses on the mind-body-heart connection.
• Aerial/gravity yoga – a newer practice that uses suspension/hammocks.
• Acro yoga – another new interpretation, this yoga form is done with a partner.

Trying Yoga

Yoga is accessible to beginners and experts alike, regardless of age.

When it comes to supplies, all you need is a yoga mat and comfortable clothes. If you’re new to yoga, or looking to get back into it, there are plenty of instructional videos and apps available online. Also, in-person yoga classes (especially outdoor varieties) for beginners are likely to return as more people get vaccinated. It’s helpful to learn from an in-person instructor if you’re a beginner, since they can help you with form and adjustments.

For more information about meditating , check out these meditation tips along with these meditation and mindfulness apps. Don’t have a lot of time to set aside for exercise? Try chair yoga as a way to destress at your desk.

What’s your favorite thing about yoga? Did you find this intro to yoga helpful? Tell us in the comments.