There’s no getting around it. Just like every other industry, banking as we know it is moving online. According to consumer data company Statista, by 2022 nearly half of all baby boomers, roughly 70% of Gen Xers and 78% of millennials will be using digital banking.
There’s a good reason for this transition. Online banking has a number of advantages over traditional banks with brick-and-mortar branch offices. This is particularly true for online savings accounts, in which higher interest rates can make your money grow faster. But that’s not all – from convenience to lower fees, here are just a few of the benefits of opening an online savings account.
Higher Rates and Lower Costs
E-commerce businesses benefit from a significant advantage over traditional brick-and-mortar companies: lower overhead. Online banks have lower operational costs since they don’t need to pay to keep the lights on at branch locations.
This isn’t just good news for the banks, it’s beneficial to customers as well. The savings that banks get from operating online are passed down, with banks often offering higher interest rates. These savings could show themselves in other ways as well, including reduced fees or no minimum balances or deposit requirement.
Automation
If you find yourself having trouble saving money each month, online savings accounts may be for you. Most online banks offer tools that allow you to establish automatic deposits from your checking account into your savings account. Or you can set up a direct deposit from your employer and have a portion of each paycheck sent to your savings account. Now, money is being put away without you ever having to think about it.
But the automation of online banks may be most helpful come dreaded tax time. Many tax preparation tools allow users to automatically download their financial information, significantly lightening the load of the cumbersome task of preparing your taxes.
Reduce Clutter
We could all do with less clutter in our lives, which is precisely one of the forgotten benefits of having an online bank account. But it’s not just a matter of having fewer stacks of paperwork around your home. It’s also about organization. When your account information is online, it’s easy to find, sort and organize everything on file. Plus, you never have to worry about losing an important document in the back of your filing cabinet.
If you enjoy, or feel safer, having physical documents, you can always print out anything you need a hard copy of.
Convenience
There’s a reason nearly every aspect of the real world has transitioned over to the digital realm – it’s far more convenient. This is true even when it comes to banking.
In most cases, you can open an online savings account in mere minutes, either entirely online or with a short phone call. Once established, your account’s information is always at your fingertips. Most online banks also have apps, meaning wherever you are, your bank is just a few clicks away.
Standard Bank Features
While having an online bank account may seem like new terrain for those accustomed to traditional banks, they may not even notice much difference once they open an account. Many online banks offer the same standard bank features of brick-and-mortar institutions.
Some people prefer traditional banks for their customer service. If a problem arises, they’d like to be able to talk to another person. But online banks have customer service agents who are easily reachable by phone or email, often times 24-hours-a-day.
Finally, most online banks are as safe and secure as traditional ones, with features like encryption and fraud monitoring. Additionally, the Federal Deposit Insurance Corporation backs these banks just like any other. This means that any money you deposit into an online account is insured.
Road trips are hot this year. Where are you headed?
Once you’ve settled on your destination(s), mapped out sights and activities and prepped the car, you need somewhere comfortable to stay.
With more than 6,500 hotels in North America, Wyndham Hotels & Resorts can accommodate your travel needs. Plus, AAA members save 10% or more on their hotel stay and enjoy flexible booking, elevated health and safety protocols, mobile check-in and checkout, and free Wi-Fi.
Consider staying at one of these popular locations.
Perfect if you’re looking for: An amenity-rich Middletown hotel with premier event spaces and a pool.
Enjoy an idyllic New England escape at the Wyndham Newport Hotel, offering modern accommodations, exceptional amenities and spectacular water views. Situated in picturesque Middletown, this contemporary hotel is just three miles from downtown Newport, reachable via convenient shuttle. Top attractions such as the Newport mansions, Newport Cliff Walk and International Tennis Hall of Fame® are just minutes away. Take a relaxing dip in the heated indoor pool, stay committed to your workout routine in the state-of-the-art fitness center and indulge in fresh seafood at the on-site restaurant and bar. Spacious guest rooms and suites are appointed with king-size beds, free Wi-Fi and other thoughtful conveniences.
Guest room at TRYP by Wyndham New York City Times Square South.
Perfect if you’re looking for: Modern décor and amenities in the heart of Times Square.
Soaring ceilings and eclectic décor welcome you to lively Midtown at TRYP by Wyndham Times Square South. Easily reachable from LaGuardia (LGA), Newark Liberty (EWR) and John F. Kennedy (JFK) airports, this urban hotel puts the lights of Broadway, Madison Square Garden, Lincoln Center and the Empire State Building within reach. After a busy day exploring the city, take advantage of amenities including a unique social hub, tapas restaurant, rooftop terrace with stunning city views, 24/7 gym, virtual business center and polished meeting space.
Perfect if you’re looking for: A tranquil retreat in Boston’s bustling West End.
Whether you’re in Boston for business or pleasure, this modern, non-smoking, high-rise hotel offers unique comfort and convenience in the heart of the city’s vibrant West End. Savor spectacular views of the waterfront from the sundeck, recharge in the fitness center and refuel at The Dean’s List full-service restaurant and bar. Explore Beacon Hill’s quaint gas-lit streets and old brick sidewalks steps from the door and enjoy being minutes away from the city’s top attractions, corporate offices, world-class hospitals and the Longfellow Bridge that crosses into Cambridge. It’s all right here.
Perfect if you’re looking for: A vibrant hotel set in the city’s thriving entertainment district.
See what the bustle of Lawrenceville is all about with TRYP by Wyndham Pittsburgh/Lawrenceville as your starting point. The landmark Washington Vocational High School has been transformed into an inviting, amenity-rich, non-smoking hotel in the heart of Pittsburgh’s historic Lawrenceville neighborhood. Enjoy access to some of the city’s most exciting hotspots, including breweries and restaurants along the lively Butler Street and sports venues like PNC Park and Heinz Field. You’ll also be close to Carnegie Mellon University, the University of Pittsburgh and a variety of Fortune 500 company headquarters. Featured amenities include high-speed internet, a fitness center, on-site restaurant and express check out. It’s pet-friendly, too!
No matter where the road takes you this summer, you are never too far from a Wyndham. Save 10% or more on your next stay.
Only 300 people call Rottnest Island home but the quokkas really own the place.
The quokka – a smaller version of the wallaby – is the only mammal native to the island. In turn, Rottnest Island is just about the only place on earth where you’ll find these little marsupials.
And there are plenty of them to be found: at least 10,000 quokkas roam this area of just 7 square miles.
Rottnest also contains colonies of seals and sea lions as well as a rich array of birds. You can surf, hike, fish, sail, dive or bask in the sun on sandy beaches of crystal-blue water.
But all of it takes a back seat to the real stars of the show.
(Photo: Getty Images)
Origin Myths
When 17th Century Dutch explorers touched down on these shores, they thought quokkas were giant rats. So they called it Ratnest Island (or Eylandt ‘t Rottenest)
But the island’s original inhabitants, the Whadjuk Noongaro, lived there more than 7,000 years ago – before it was even an island. After Rottnest separated from mainland Australia during the last Ice Age, the Whadjuk Noongaro named the new island “Wadjemup, or “place across water where the spirits are.”
Calling Rottnest a best-kept secret is a bit misleading, though. “Rotto” is an enormously popular daytrip with the denizens of Perth and its surrounding areas.But in a broader sense, West Australia in general – and Perth in particular – aren’t exactly celebrated tourist destinations the world over.
Known as the most isolated city in the world, Perth contains 2 million residents … and more ‘roos than humans for hundreds of miles. The nearest city of even 100,000 people, Adelaide, is over 1,300 miles away.
Still, its rugged beauty both inland and on the coasts makes Perth well worth the trip. It may not be as cool as Melbourne or as cosmopolitan as Sydney, but Perth’s natural treasure chest offers at least one gem those other places can’t.
A quokka and I, from a 2003 trip to Australia. (Photo: Jerry Ascierto)
Chockablock With Quokkas
The word “cute” is subjective, sure, but how can you not melt a little when you encounter a quokka?
(Photo: Getty Images)
About the size of a house cat (if cats walked on two legs), quokkas are nocturnal, stocky creatures with incredibly well-developed back legs and a knack for climbing. They’re herbivores who get their water mainly from chewing grasses and leaves.
Think of a deer’s demeanor wrapped in a playful package. Quokkas have the same black placid eyes and brown coat, and like a deer, there’s something good natured about them.
Maybe it’s because their mouths naturally curl into a contagious smile.
After years of entertaining curious tourists, the quokkas are quite curious and friendly themselves. It’s no surprise then that quokkas have become social media stars over the last decade, with Instagram accounts like @Instaquokka gathering more than 150,000 followers, and #QuokkaSelfie trending for a time.
If you try to take a quokka selfie, be warned: you shouldn’t handle them. It’s also a crime to feed them human food, as it can have a disastrous effect on their health. While they’re gentle, they are still wildlife and therefore relatively unpredictable. Their teeth, so cute in a smile, are razor sharp.
Getting to Rotto
Rottnest is more than just the exclusive playground of quokkas.
(Photo: Getty Images)
One of the first things you’ll notice when you arrive is the silence, since there are very few cars on the island. Its biking and hiking trails are extensive and fantastic, as are the snorkeling and diving, fishing, surfing and swimming.
And it’s easy to get to Rottnest, just a 45-minute ferry ride, which leaves from Perth’s port of Fremantle, though other boat and aerial options are available.
The island has some history to explore, too, from ancient artifacts to its use as a Colonial-era prison/labor camp to remnants of Australia’s WWII defense system.
But ultimately, it’s those smiling little brown critters – animals you won’t meet anywhere else in the world – that make it such a special place.
Experiencing wanderlust? Visit AAA.com/Travel for plenty of info and inspo!
Where’s your favorite “best-kept secret” spot? Tell us in the comments below!
Whether you’re a vegetarian, vegan, flexitarian or simply looking to cut back on the amount of meat you consume, there are a plethora of options when it comes to plant-forward eating. Check out this guide to plant-based meat alternatives and learn how you can get your daily protein requirement while keeping your health, the planet and animal welfare in mind.
How Important Is Protein?
Humans need protein; it helps build muscle tissue and strengthen bones. The amino acids in protein also make antibodies, blood, connective tissue, enzymes and hair. There are nine essential amino acids, which our bodies cannot produce and therefore must come from food.
The recommended dietary allowance for protein is a modest 0.8 grams of protein per kilogram of body weight, according to the Harvard Health blog. To determine your daily protein intake, you can multiply your weight in pounds by 0.36.
You might need slightly more or less protein depending on how active or sedentary your lifestyle is.
Benefits of Eating Less Meat
Meat may be the first thing that comes to mind when you think of protein, but it’s completely possible to get enough protein – and all nine essential amino acids – from plant-based meat alternatives.
Health Reasons
Cutting back on the amount of meat you eat can improve your health in many ways. Individuals who don’t eat meat generally consume fewer calories and weigh less, according to the Mayo Clinic.
Consuming less meat can also help lower your risk of high blood pressure and cholesterol, heart disease, obesity, stroke, type 2 diabetes and various cancers, according to the American Heart Association.
Environmental Reasons
Eating more fruits, vegetables and other plants – especially organic varieties – is better for the planet, too.
Raising livestock takes up a lot of room and resources. “If we combine pastures used for grazing with land used to grow crops for animal feed, livestock accounts for 77% of global farming land,” according to Our World in Data.
Livestock also contributes to 14.5% of all global greenhouse gas emissions, according to the Food and Agriculture Organization of the United Nations. Animal agriculture pollution occurs when animals naturally produce methane and when their waste accidentally gets into waterways.
Moral Reasons
Some people choose to go vegan or vegetarian for moral reasons. Factory farming is a major concern when it comes to the welfare of both animals and factory employees.
99% of U.S. farmed animals are living in factory farms at present, according to the Sentience Institute.
There’s also a lot of room for interpretation when it comes to “cage-free,” “free-range” and “pasture-raised” claims. “Except for ‘certified organic,’ the U.S. government does not set definitions or requirements for egg carton labels,” according to the Humane Society.
“The huge amount of antibiotics that keep animals on these farms from getting sick is leading to an abundance of drug-resistant bacteria,” according to the Humane Society of the United States. “And factory farms’ very nature – full of stressed animals, with poor sanitation – creates ideal conditions for diseases to thrive, including viruses that can infect humans.”
Recent examples are the COVID-19 outbreaks that occurred in meat and poultry processing facilities.
High-Protein Plants
One way to get your daily amount of protein is to eat a variety of meatless and nondairy foods. These include grains, legumes, nuts, seeds, vegetables and other plants.
Legumes
Legumes include beans, lentils and peas. All provide a good amount of protein while being versatile – they can go into salads and soups or be prepared in a way that resembles meat.
Legumes are “loaded with protein, iron and zinc, as you might expect from other protein sources like meat,” according to NutritionFacts.org. “Legumes also contain nutrients that are concentrated in the vegetable kingdom, including fiber, folate and potassium.”
Half a cup of cooked beans has the same amount of protein – 8 grams – as a cup of milk, according to Harvard Health Publishing. “Beans are packed with fiber, folate and phytates, which may help reduce the risk of stroke, depression and colon cancer,” according to NutritionFacts.org.
Fresh, frozen, canned and dried peas and split peas are another option. Green pea protein powder can be added to smoothies or nondairy milk for a post-workout boost. European-grown lupin (or lupine) is another natural protein powder; however, it should be avoided by those with peanut allergies.
Soy
Popular soy-based foods include tofu and tempeh.
Tofu is made from soybean curds, similar to how cheese is made. It can be soft or firm, but it is relatively bland. It takes on the flavor of what you cook it with. One 3.5-ounce serving of tofu offers 8 grams of protein and 70 calories.
Made from fermented soybeans, tempeh has a nuttier flavor than tofu. One 3-ounce serving of tempeh boasts 15 grams of protein along with calcium.
Grains, Oats and Wheat
Spelt is an ancient whole grain that’s closely related to wheat. One cup of spelt has over 10 grams of protein. It can be added to baked goods or used to make polenta, risotto, grain bowls and more. Spelt is not part of a gluten-free diet.
Teff is a grain that comes from an annual grass, making it a gluten-free option. Just 3.5 ounces of teff flour has 12 grams of protein and fiber.
Raw oats can be a good source of protein, too. 3.5 ounces of raw oats offers almost 17 grams of protein and 10 grams of fiber.
Seitan, or hydrated wheat gluten, is low-fat and low-carb while being high in protein. A 3-ounce serving contains between 15 and 21 grams of protein, according to Healthline.
Nuts, Seeds and Yeast
Nuts – like almonds, cashews, peanuts, pistachios and walnuts – might feel like just a topping or snack, but these protein powerhouses can support and flavor an entire meal in the form of peanut sauce or pesto.
Quinoa is a seed that puffs up when cooked. It can add nice texture to a dish, along with all nine essential amino acids. Quinoa has been called a superfood, boasting more fiber than brown rice as well as antioxidants and minerals, including iron, folate, magnesium and zinc.
Nutritional yeast is a golden powder that adds a cheesy flavor to dishes and thickens soups and sauces. Nutritional yeast is a complete protein that boasts B vitamins and trace minerals like manganese, molybdenum, selenium and zinc.
Vegetables
Vegetables like artichokes, asparagus, broccoli, Brussels sprouts, collards, peppers, potatoes, spinach and sweet potatoes are all good sources of protein, according to the American Heart Association.
Plant-Based Meat Alternatives
There are more plant-based meat alternatives on the market than ever before. Some options are more meat-like than others, imitating the look, taste and texture of meat with various levels of nutritional value.
Check the Nutrition Facts
When looking for a vegetarian or vegan meat alternative, always check the nutrition facts and list of ingredients. Just because a product is labeled “plant-based,” “vegan” or “vegetarian” doesn’t mean it’s healthy.
Salt is used to improve flavor and increase the shelf life of many commercial food products. Watch out for the amount of sodium, saturated fats and preservatives when shopping for meat alternatives.
Veggie Burgers
Most veggie burgers don’t try to hide their lack of meat. In leu of meat, ingredients like beans, quinoa, potatoes and tofu are used to form a patty.
You can make your own veggie burgers at home – like these black bean burgers from the blog Sally’s Baking Addiction or the New York Time’s ultimate veggie burger. Or, consider store-bought varieties like Amy’s, Hilary’s or Dr. Praeger’s. Again, make sure to check the nutrition facts, as some makers and individual flavors are healthier than others.
Beef Imitations
“Meatless burgers are a good source of protein, vitamins and minerals,” according to Harvard Health blog, adding that some meatless burgers are heavily processed and high in saturated fat.
There are a few popular meat alternative brands on the market that specialize in products that are made to imitate the look, feel and taste of real meat.
Impossible Products use a variety of ingredients to make burger, sausage and pork alternatives. There’s soy and potato for protein, heme and yeast extract for flavor, coconut and sunflower oils for fat as well as methylcellulose and food starch for binders.
Beyond Meatmakes plant-based meat alternatives for meatballs, sausages, burgers and more. Protein comes from beans, peas and brown rice while cocoa butter, coconut oil and expeller-presses canola oil offer fat. Beet juice, apple extract and natural flavors make the products look like real meat. Calcium, iron, potassium chloride and salt provide flavor while carbohydrates like potato starch and methylcellulose offer structure.
Faux Chicken and Fish
Some chicken and fish alternatives are more convincing than others, but like faux beef products, you should look at nutritional info.
Notable faux seafood producers include Good Catch, which makes plant-based crab cakes, fish cakes, fish burgers and tuna. Similarly, New Wave is known for its plant-based shrimp.
Plants With Meaty Texture
Although they aren’t the most protein-packed plants, mushrooms and jackfruit are vegetarian meat substitutes that can add a hearty “meatiness” to otherwise meat-free dishes.
Mushrooms
Mushrooms – like button/white, cremini, maitake, oyster, portobello and shitake – are another superfood. Mushrooms are cholesterol- and fat-free as well as low in calories and sodium. They’re also packed with fiber, vitamins and minerals.
Jackfruit
Jackfruit is a popular choice among vegans and vegetarians due to its shredded meat-like texture. Jackfruit offers a decent amount of protein compared to other fruits and contains many vitamins and minerals, including vitamin A and C, copper, magnesium, manganese, potassium and riboflavin.
Looking for more ways to mix it up in the kitchen? AAA members can save on Home Chef, a subscription box that provides everything you need to create delicious meals from home, from fresh ingredients to step-by-step instructions. Plus, Home Chef offers a wide variety of vegetarian options, including Impossible Foods!
Which plant-based meat substitutes do you like to eat? Tell us in the comments.
There are few moments more memorable than the first time you get your hands on your own driver’s license.
It means you’re finally able to hit the open road on your own — and who doesn’t fondly recall their debut foray behind the wheel? For most of us, this milestone occurs at a formative age, so a driver’s license holds much more significance than simply providing evidence you can properly operate a car. It bestows on its owner a sense of maturity, pride and freedom.
But driver’s licenses didn’t always have this much power. In fact, they didn’t even exist when cars first hit American roads, and when the first licenses were issued, they weren’t used to prove a motorist was a capable driver. By and large, anyone with a pulse and a car could obtain one.
Let’s retrace the history of the driver’s license to see how things have changed.
Courtesy of the National Museum of American History
When Was the First Driver’s License Issued?
Licenses were not required to operate a horse and carriage back in the day. So when automobiles – or horseless carriages, as they were known – arrived on the scene, not much thought was given to ensuring motorists could, in fact, safely drive a car.
In 1903, Massachusetts and Missouri became the first two states to require a driver’s license in order to operate an automobile. However, potential license owners did not have to pass an exam. It would take another five years until Rhode Island became the first state to require license owners to pass a written driver’s exam.
In 1913, New Jersey made history by requiring both written and road tests for those seeking a license. “I confidently believe that other states will follow New Jersey’s lead and that the results will be fewer accidents and better road conditions,” Job H. Lippincott, the state’s motor vehicle commissioner, said at the time.
But adoption of both driver’s licenses and exams was slow to take hold across the country. By 1930, just half of the then 48 states required a license to operate a motor vehicle. Of those, only 15 had mandatory driver’s exams. It wasn’t until 1954 that South Dakota became the final state to issue driver’s licenses. It was also the last to require a driver’s exam, which it did in 1959, following in the footsteps of latecomers Arizona (1951), Idaho (1951), Illinois (1953), Alaska (1956), Wisconsin (1956) and, most notably, Missouri (1952). That’s right – Missouri went nearly a half-century between issuing its first driver’s license and requiring licensees to pass a driver’s exam.
Modern Driver’s Licenses
Today there are numerous types of licenses for vehicle operators including unrestricted (a typical license), provisional (usually for new drivers), commercial and motorcycle.
Because driver’s licenses are also used as de facto forms of identification in the U.S., new types of licenses that meet higher security standards have been created. Enhanced driver’s licenses not only prove identity and driving privileges, but also U.S. citizenship. These cards contain a Radio Frequency Identification chip that allows authorities to access your biographic and biometric data. Americans can travel to Canada, Mexico and the Caribbean through land or sea without a passport if they have an enhanced driver’s license.
The most recent type of license is the REAL ID. These licenses have higher security standards than a traditional license, meaning individuals have to provide documents proving their identity, residency and Social Security number. Beginning in May 2023, those without a REAL ID, an enhanced driver’s license or other acceptable forms of identification won’t be able to board a domestic flight or enter a federal building.
Looking to upgrade your license to a Real ID? AAA members in Massachusetts, Rhode Island and New York can apply at certain local AAA branches. Reserve your spot online ahead of time at AAA.com/Reservations.
Security Features
Because driver’s licenses have become such important documents, states have equipped them with a number of enhanced security features. These help prevent criminals from creating fake or altered license cards. Some of these features include:
Hologram: Most of today’s driver’s licenses have a hologram that can be viewed at an angle. The hologram is often an image of the state seal or flag.
Tactile Print: Raised printing is often used on driver’s licenses to write numbers, such as dates of birth, ID numbers or expiration dates.
Microprinting: As the name suggests, this security feature consists of very small type somewhere on the card. It usually requires a magnifier to read and is often disguised within a pattern, meaning you may not even know it’s there.
Laser Perforation: This technique makes small holes in the card to form an image, such as the outline of a state. The image can be seen when viewed in direct light.
Ultraviolet Ink: An image printed in ultraviolet ink will glow when ultraviolet light is shined on the card.
The Decline of the Driver’s License
Nearly 230 million Americans held a valid driver’s license in 2019, a record high and roughly 60 million more than in 1990. But that number is deceiving, as owning a license has become significantly less common. It turns out, teenagers aren’t as keen on getting behind the wheel as their forbearers. In 1984, 47.8 percent of 16-year-olds in the country owned a driver’s license. That number dropped to 25.6% in 2018. In the past few decades states have instituted laws and restrictions for motorists under 18 years of age.
But this trend holds true for adults as well. Through the age of 39, fewer Americans, by percentage, are getting their license. Obtaining a driver’s license has long been a rite of passage in this country, so why the change of heart? In one survey asking unlicensed 18- to 39-year-olds why they did not have a driver’s license, respondents’ answers included being too busy to get one, the high cost of owning and maintaining a car, and preferring biking, walking or public transportation.
Or maybe potential drivers are just afraid of the dreaded roundabout.
Do you remember getting your driver’s license? Tell us about it in the comments below!
Are you a new driver ready to get your driver’s license and hit the open road? Enroll in AAA Driver Training atAAA.com/DriverTraining.
The car-buying process can seem overwhelming, especially for first-time buyers. But the abundance of vehicle and financing options ensures that there is a perfect car, at the right price, for everyone. If you’re embarking on your initial trip into the automobile-purchasing waters, these tips for first-time car buyers will help you part the sea.
Establish a Budget
You’ll most likely need to finance your car, which means paying in monthly installments. So you need to decide how much you can truly afford to pay each month after covering your other living expenses.
Remember, it’s not just about the cost of the car. You also need to factor in insurance, gas and maintenance (if it’s not covered by a warranty) when calculating your budget.
Research Financing Options
When it comes to financing your car purchase, make sure to research your options. Many people simply use the dealer’s lender without thinking twice. If the dealer turns out to be the best option, great. But one of the best first-car car buyer tips we can give is to shop around.
There is no shortage of financial institutions and companies willing to help finance your car. AAA’s Auto Loan Program, for instance, offers low rates at competitive terms to fit your budget. All you need to do is submit an auto loan application and you’ll receive a fast credit decision. As an added bonus, if the rate changes between the time you apply for your loan and the time you pick up the check, you’ll pay the lower rate.
Buying vs. Leasing
You may be tempted to lease a car instead of buying. When you lease, your monthly payments are generally lower than buying. And while leasing may be a good idea in certain circumstances – say if you know you’ll only need a car for two or three years or you don’t typically put on a lot of mileage – it also comes with pitfalls.
Leases are short-term investments. They have mileage limits that you must adhere to. You’ll also need to pay if there’s any damage to the car that exceeds normal wear and tear. On the other hand, when you purchase a car, your monthly payments will eventually end and when they do, you’ll own the car. Of course, that also means keeping up with proper maintenance as the car ages.
Do Your Homework
Once you know what ballpark you’re in cost-wise, you need to do some research. Between make, model and trim, there are an exponential number of car options. In order to sift through the choices, think about what you need from your car. Yes, you may want a sunroof for the few times you drive to the beach, but if you’re on a tight budget, you really need good gas mileage.
Even after narrowing down your search, there will still be plenty of options. Fortunately, there are numerous resources that can help. AAA’s Auto Buying Program, for example, lets you compare vehicles, see what others have paid and get special members pricing on actual dealer inventory.
New vs. Used
One major decision first-time car buyers have to make is whether to buy new or used. The downside to purchasing is that your new car is a deprecating asset. In fact, as soon as you drive it off the lot, the car loses a significant portion of its value. And it will continue to drop for the first several years of ownership. According to Carfax, a new vehicle’s value can drop by more than 20% after its first year and 10% annually over the next four. That would leave you with a car worth less than half of what you paid for it.
There is a way to avoid funding this depreciation: buying used. The idea of buying a brand-new, sparkling car can be tempting, but don’t let that cloud your judgement. Purchasing a preowned car can often be the more prudent approach, particularly if you have a tighter budget.
Preowned may sometimes cost less, have many of the latest technology and safety features, and that early depreciation will have been paid for by the previous owner.
Test and Inspect
After finding your perfect first car, it’s time to make the purchase a reality. But don’t be too quick to sign on the dotted line. With all the online research available, it’s easy to forget how you feel behind the wheel. One of the most crucial tips for first-time car buyers – or any buyers – is to test drive the vehicle. There is no other substitute for learning how the car drives and feels. And it should not simply be around the block. Take the car on a route with different driving environments, such as traffic light intersections and highways. It should replicate your normal driving routine as much as possible
You’ll also need to ensure the car is in good shape. This means getting the car inspected by an independent third party, such as a AAA Approved Auto Repair shop. Don’t wait until after you purchase the car to do this, even if it looks like it’s in pristine condition. If a dealer doesn’t allow it, shop elsewhere. If all goes well, enjoy your new ride.
What was your first car purchase? How did the process go?
Learn more about how AAA can help you get your dream car.
Live events are starting to return in 2021, but what will they look like? Here are how some of the top events in the Northeast are planning their comebacks.
With mask mandates easing and the number of Americans getting vaccinated on the rise, many of our favorite live events are starting to return. But what will they look like?
Shakespeare in the Park
Shakespeare in the Park is a beloved New York City tradition, and in 2021 it returns to the Delacorte Theater in Central Park. This year’s free show, produced by the Public Theater, is an adaptation of Shakespeare’s “The Merry Wives of Windsor.” This reimagined play, titled “Merry Wives,” moves the beloved comedy’s setting to South Harlem. This year, all free tickets will be distributed via digital lottery. Recently, the Public Theater increased its capacity for “Merry Wives” to about 80%. There will be a full capacity section for those vaccinated, and a physically distanced section for those who are not. Proof of vaccination is not required. Masks are required for all audience members. “Merry Wives” runs July 6 through Sept. 18.
Newport Jazz Festival
The famous Newport Jazz Festival is back and ready to make some music. Reimagined as three days of intimate jazz concerts and surprise jam sessions, this year’s festival will be a little smaller than in years past. Tickets will be released in phases as organizers decide how many people can safely attend and which safety protocols will be followed. It runs July 30 through Aug. 1 in Fort Adams State Park, in Newport, R.I.
New York Renaissance Faire
The plague is ending, and it’s time to return to the New York Renaissance Faire. This sprawling Renaissance fair in Tuxedo is back in action, with period-accurate actors, merchants, performers, knights and even some magic. For the 2021 season, some experiences have been modified to reduce contact, social distancing between parties is encouraged, and vaccinated patrons don’t have to wear masks. The New York Renaissance Faire is held every weekend from Aug. 21 through Oct. 3.
(Photo: King Richard’s Faire)
King Richard’s Faire
King Richard’s Faire is the largest Renaissance fair in New England, and it’s ready to make its grand return. The event, which features games, rides, immersive storytelling, merchants and daring performances, is celebrating its 4oth season this year. It’s held weekends from Sept. 4 through Oct. 24, and on Labor Day (Monday, Sept. 6) and Columbus Day (Monday, Oct. 11) in the woods of Carver, Mass. Organizers have yet to announce COVID-19 rules and restrictions.
The Governors Ball
In previous years, the Governors Ball music festival took place at the end of June. This year it will be held Sept. 24-26 in a new venue, Citi Field in Queens. Featured artists include Billie Eilish, Megan Thee Stallion, Phoebe Bridgers, Post Malone and more. The Governors Ball has not decided on their COVID-19 precautions yet, but are working closely with the city of New York to craft safety regulations.
Broadway
Broadway is not a single event, but it has been on hiatus ever since last March. In 2021, the curtain will rise once more in New York City. While “Springsteen on Broadway” returned in June and “Pass Over” begins in August, most Broadway shows will officially reopen in the fall. “Hadestown” returns from the underworld Sept. 2, while “Hamilton,” “Wicked,” “The Lion King” and “Chicago” will all make their comebacks Sept. 14. “Six,” a pop musical about the wives of Henry VIII, was originally supposed to open March 12, 2020, the night Broadway shut down. Its new opening night is now Oct. 3. Other notable returns include “Come From Away” on Sept. 21, “To Kill a Mockingbird” on Oct. 3, “The Phantom of the Opera” on Oct. 22 and “Dear Evan Hansen” on Dec. 11.
“The Book of Mormon,” which is set to return Nov. 5, is taking the opportunity to rewrite some dialogue and lyrics that many former and current cast members had concerns about.
Broadway houses are selling their tickets at 100% capacity, and it’s unclear what safety protocols will look like when audience members are allowed in. Currently, “Springsteen on Broadway” requires all audience members to be vaccinated.
When you’re ready to dive back in to all your favorite things, remember to save with AAA Tickets. Get savings of up to 40% at concerts, theme parks, virtual events, museums, attractions and more! Go to AAA.com/Tickets for exclusive tickets and savings.
What events are you looking forward to? What do you think about their safety procedures? Let us know in the comments below!
Michelin-starred chef, James Beard Award winner, best-selling author, Emmy-winning television producer, culinary mastermind behind AAA Five Diamond restaurant Le Bernardin. Éric Ripert has a long list of impressive titles he can boast about. One designation you likely won’t hear him speak about in such glowing terms is former Renault owner.
The world-famous chef was born in France, but his family moved to the small country of Andorra when he was still young. It was here where Ripert first became a car owner. However, like many new drivers, he wasn’t overly thrilled with his first set of wheels.
What was your first car?
The first car I owned was a Renault 5.
How did you acquire it?
It was pre-owned, and I bought it from a garage in Andorra where I spent part of my childhood.
What did you love most about the car?
Since it was a small car, it was easy to park. Otherwise, I didn’t love anything about it, but it was very convenient just to have a car.
Was there anything you didn’t like about it?
It had a beige exterior color that I didn’t like.
What is your favorite memory of the car?
Driving in a snowstorm. I learned then how to drive safely in these types of conditions.
What happened to it?
I sold it when I was 21 years old.
Do you remember your first car? Share in the comments below!
A new study by the Texas A&M Transportation Institute found New York City to have the worst traffic of any city in the United States. While this likely comes as little surprise to Northeast drivers, it marks a historic end for Los Angeles’ reign as the king of snarling roadways. For nearly three decades, the annual Urban Mobility Report listed the West coast city atop its traffic rankings.
The results were based on the total amount of hours drivers were delayed in 2020. Motorists in the New York-Newark region spent nearly 500,000 hours stuck in traffic, compared to the roughly 365,000 hours those in the Los Angeles-Long Beach-Anaheim did.
The report also looked at the average time drivers spent in traffic, and again, New York reigned supreme. The average Big Apple motorist spent an average of 56 hours in traffic in 2020. Boston came in second with an average of 50 hours, followed by Houston, Los Angeles and San Francisco.
As high as these numbers are, they represent a sharp decrease from years past. Nationwide, traffic totals dropped to some of the lowest levels seen in the last 30 years. From 2019 to 2020, the average number of hours motorists spent in traffic in most major cities was cut in half. This, of course, was mostly the result of the COVID-19 pandemic forcing people to work from home. “Flexible work hours and reliable internet connections allow employees to choose work schedules that are beneficial for meeting family needs and the needs of their jobs,” report co-author David Schrank said. “And it also reduces the demand for roadway space, which is beneficial for the rest of us.”
When my child first went off to college, I was so worried they’d starve that I chose the most expensive food plan. But my child – after a few weeks of sleeping in, skipping breakfast and getting tired of cafeteria food – started eating meals off campus.
Once I got over the worry of a starving child (and the issue of wasting money on meals that were never eaten), we smartened up. Next time, we bought a cheaper meal plan and I learned that the card used for meals was also accepted at off-campus restaurants.
A parent’s default setting is to worry about their kids. So if I asked you to worry less about your child, let alone one going off to college and leaving the house for the first time, you’d likely think, “impossible.” I know – I was (clearly) the same way.
Whether you’re ready for it or not, however, colleges treat students as adults. So you’ll also have to adapt. For example, privacy laws prevent parents from calling up schools to get information on their child, particularly if it involves their health or finances. You can counter this by signing up for campus alerts and having the student complete authorization forms.
But the best plan of all is to limit your worry and establish great communication with your student.
Funds Focus
As difficult as it may be, I would suggest devoting some your focus instead to finances. College is getting more expensive – and more difficult to pay for – every year. But there are numerous ways to save money on tuition.
For instance, colleges require students to be covered by health insurance and will sometimes automatically charge you for a plan. And these are not cheap plans – some can cost from $2,000 to $4,000. If your child is already covered, make sure to waive the school’s health plan and show proof that the student has valid insurance.
I also discovered I could get tax breaks to offset all of the expenses of paying for college. You can even deduct the interest you pay on student loans.
Just how beneficial, and important, steps like these prove to be will vary depending on your situation, but there are certain financial measures every parent of a college student should take, regardless of their circumstances. Most notably is filling out the Free Application for Federal Student Aid (FASFA).
What Is FAFSA?
Everyone should fill out the FASFA form, even those who believe they won’t qualify for aid because you make too much money. Low interest financial aid loans are available to everyone regardless of income level. Even if a student is not planning on using financial aid, many private scholarships want to see a student’s FAFSA results.
Scholarships outside of the college are another great way to save money. However, many families treat scholarship searching either as solely a freshman year activity or give up as the process leads to frustration and little to no results.
But never give up. Even if your child only wins a relatively small scholarship, that money will reduce any loan amount you have to borrow and, when you factor in interest charges and deferment expenses, could lead to significant savings in the long run.
The Flourish Line
You and your child can make it out of their college years in as sound a financial position as you began. Your child, however, will inevitably go through changes – and this is not a bad outcome. There’s a good chance the child you sent off to college will not be the same one that comes home.
I noticed all types of other changes – not just facial hair, becoming taller than you and putting on a few more pounds. They’re doing their own laundry, volunteering to do yard work and, my favorite so far, cooking their newly learned favorite recipes for family dinner. Even commonplace things such as conversations between us seemed to be more detailed and delved into topics I would never have dreamed my high school student would ever have interest in.
My lesson is this: trust that your child will flourish, act to keep your finances steady.
Donald Kerr is the senior manager of student lending at AAA Northeast.
The Northeast offers some of the most beautiful roads in the country for your family road trip. Not only is the scenery stunning, there are plenty of activities to suit a range of interests, so everyone is happy at the end of the day. There’s also history to discover, with some roads tracing their origins back to early settlers.
Here are some of the best Northeast road trips for families to explore, whether your ultimate goal upon arrival is a group hike at a mountainside escape or lounging beside a seaside vista.
The Kancamagus Highway, New Hampshire
“The Kanc,” as the locals call it, is a scenic highway that’s stunning any time of year, but especially during the fall when the leaves change color. The Kanc is a section of Route 112 that runs between the towns of Conway and Lincoln – right through the White Mountain National Forest.
There are plenty of places to stop along the 34.5-mile route that takes you up to an elevation of nearly 3,000 feet. Scenic overlooks provide lots of opportunities to stretch you legs along with hiking trails suited to every skill level. Take time for a picnic lunch along the Swift River or plan a longer stay and spend the night at one of several campgrounds along the route.
Park Loop Road, Maine
Acadia National Park is the home of Park Loop Road, which starts at the Hulls Cove Visitor Center and winds along the rocky Maine coastline for 27 miles. It’s slow-going in the summer when crowds are at their peak, but that simply gives you more time to relax and enjoy the fabulous view.
Started in 1922 and financed in part by John D. Rockefeller Jr., this stretch of road takes you all the way to the summit of Cadillac Mountain. If the family is up for an early start, it’s a breathtaking spot to catch the sunrise.
The Mohawk Trail, Massachusetts
The first scenic road in New England, The Mohawk Trail officially opened in 1914 with 63 miles of road and 50,000 acres of forest. It harks back to the days of the early settlers and runs from Williamstown to Athol in rustic western Massachusetts.
There are activities for the whole family along the Mohawk trail, making it the perfect place for a weekend family getaway. Explore hiking trails, book a campsite for an outdoor adventure or stop in a classic New England town where you can stay at an inn and enjoy browsing shops with antiques, clothes and one-of-a-kind crafts.
Lake Champlain, Vermont
There isn’t a seacoast in Vermont, but there’s still a waterfront thanks to Lake Champlain, one of America’s largest lakes. You can drive the coastline, but for something a little different try island-hoping through the Champlain Islands. This route takes you across bridges with panoramic views of the water you simply cannot get from the shoreline.
This drive takes you along U.S. Route 2 for roughly 37 miles with plenty to do and see along the way. There’s snowshoeing and cross-country skiing in winter, wondrous foliage in the fall and farms and trails to explore in the warmer months. Don’t miss Sand Bar State Park, a natural sandbar with beaches perfect for swimming with the kids.
Coastal Drive, Connecticut
The Northeast has endless forests to explore, but it also has a beautiful seacoast perfect for summer vacations. The Connecticut coast from Stonington to Greenwich runs more than 100 miles, lined with villages and a quaint New England vibe. That might seem like a long route, but this is one where you can pick and choose which parts to explore.
There are beaches where the kids can run off some energy along with shops and restaurants for when you’re ready to take a break and slow down. Wander through New Haven and check out the beautiful grounds at Yale University or stop at Five Mile Point Lighthouse in Lighthouse Point Park and challenge yourself to climb to the top.
Adirondack Trail, New York
This route winds for 188 miles and takes your from just south of the Canadian border, through Adirondack Park, to the town of Fonda. It’s a beautiful and rugged landscape that includes many historic stops along the way.
You will pass through Johnstown, the location of one of the final battles of the Revolutionary War, and get the chance to experience colonial history. There’s also Great Sacandaga Lake where the family can enjoy fishing and boating or just stop for a picnic to take in the scenery.
Old King’s Highway, Massachusetts
No trip to Massachusetts is complete without a visit to Cape Cod and Old King’s Highway is the perfect route. Also known as Route 6A, this stretch of highway gives you a chance to explore the Cape and get a taste of history at the same time.
Start your drive in Sandwich and enjoy the scenery from farmlands to salt marshes to cranberry bogs over the course of a 34-mile route. There’s plenty to see and do with myriad beaches, shops and restaurants. Take a break from the road and rent a bike to cycle one of the many bike paths, which are easily manageable even for the kids.
Green Mountain Byway, Vermont
Traveling the Green Mountain Byway allows for views of meadows, forests and farms. There are three state parks along the route so you can stop to hike and explore when it’s time for a break from the road.
The route starts in Waterbury and makes its way across the state to Stowe with plenty of small towns and recreational opportunities. The journey also includes Mount Mansfield, which is Vermont’s highest peak. It’s the most frequently visited mountain in the state and one of the few places in Vermont where you can find Arctic Tundra.
Plan your drive with maps and AAA-recommended lodging, food and activities.
Need a ride?Learn about exclusive Hertz discounts for AAA members.
Scoping out properties on real estate apps and websites has become something of a trend, especially in today’s white-hot housing market. Some of these sites are visited more than 100 million times each month. They’ve even pushed themselves into the pop culture lexicon.
Real estate websites can be great tools to narrow down the overwhelming number of homes that are for sale at any given time, ultimately leading you to your dream home. But as convenient as it is to peruse every available home in your area, these sites do have some potential pitfalls.
Here are some pros and cons of using real estate apps and websites.
Pros
A Large Database
The most significant advantage these websites have is the vast amount of listings in their database. Zillow, for example, has more than 110 million listings on its site at any given time (although this number also includes rental properties). This allows potential homebuyers to peruse any type of home in any region of the country with just a few simple clicks. Furthermore, most of the major sites have real estate apps on both Apple and Android platforms, allowing users to access all this information on their phone or tablet. Simply put, it’s never been easier to search for a new home.
Community Information
Realty apps and sites can provide useful snapshots of the community that would otherwise be difficult to ascertain if you’re new to an area. Some helpful neighborhood insights you may find listed include maps, information about nearby schools, local crime rates, transportation options and the value history of nearby homes.
Notifications and Saved Searches
Even with millions of listings, it’s possible the home you’re looking for simply isn’t available yet. If this is the case, real estate apps and websites have some helpful tools for you. First, is the saved search option. Let’s say you’re looking for a four-bedroom, two-bathroom house with a pool for less than $800,000. You can apply all of those filters to your search results and save them, allowing you to view all the qualified properties with just one click the next time you visit. Even better, you can sign up to receive notifications that will alert you when a new property that meets your needs gets added to the site.
Tools and Calculators
Real estate websites use all the digital world has to offer with tools and features you can’t get in a brochure. These may include 3D home tours, virtual open houses, interactive maps and even a feature that allows users to take a photo of a home’s real estate sign and get details on the property right away. Many sites also have mortgage calculators to give users an idea on how much a particular home would cost each month.
Cons
Accuracy
One of the main issues with realty apps and websites is the accuracy of their listings. In some cases, sites will pull a property’s information from municipal tax databases and multiple listing services, but in others, a realtor or homeowner will manually input the information. In the latter scenario, some stats may be inaccurate or out of date.
Some companies have worked to improve accuracy by having information validated, but users should still confirm anything they see or read on a site. It’s a good idea to consult a professional real estate agent to help interpret what you find online.
Price
A number of sites have tools that give home price evaluations. However, because the sites don’t always have the correct info on a property, these estimates should be taken with a grain of salt. Take for example, Zillow, one of the most popular real estate listing websites.
Nationally, according to Zillow itself, the site’s price estimate is within 5% of the actual selling price roughly 85% of the time. But this number fluctuates from state to state and region to region. In all the states of the Northeast, for example, Zillow’s 5% accuracy is below the national average, bottoming out at New York’s 72.5%.
In Zillow’s defense, it states that this tool is not an appraisal and should simply be used as a “starting point” for determining a property’s value. But many users haven’t gotten that message, and people who say Zillow is misleading prospective homebuyers have sued the site.
Featured Listings
Just like search engines, most real estate apps and websites have featured or sponsored listings. These homes appear at or near the top of any search results within the site, even when you sort the results using a filter. Make sure to look out for a note on their listing that designates their “featured” status and take that into consideration when looking for your dream home.
Privacy
Most realty apps and websites are free to use, and you can peruse all the listings and pull pertinent information without providing anything. However, in most cases, if you want to access all of the site’s features, you’ll need to give up some of your personal info, such as your name, email address and other information.
For instance, if you find a property you’re interested in, you’ll likely need to create a profile or at least submit contact information to get more info on a property or schedule a tour. While you might be fine with being contacted regarding a specific home, providing your number and email address could open you up to a wave of sales calls and emails from outside companies. You can visit OptOutPrescreen.com ahead of time to avoid unsolicited offers or junk mail.
When you’re ready to purchase a home, AAA is here to help. To learn more our home loan services or to speak to a mortgage specialist now, visit AAA.com. For ways to save even more at home, go to AAA.com/HomeServices.
Summer is in full bloom! You headed out into your backyards, parks and local botanical gardens, and sent us photos of the flowers that inspired you. Together, you created a beautiful garden, full of color and variety. Explore the gallery below to see all the pictures we received, and don’t forget to check our social media channels, where we will be sharing some of our favorites. Select photos may also be featured in an upcoming issue of Your AAA magazine.
Dog days of summer. (Krista Berry)
A busy bee on a summer morning. (Susan Daly)
Stella Doro glory. (Denise Audette)
Reaching for the sky! (Vicki Hammer Rosenkrantz)
Lucky 5-leaf and 4-leaf white clovers, Weymouth Mass. (Valerie Russo)
Blue orchid. (Valerie Longo)
Orchid delight. (Thomas Kwei)
New beginnings. (Theresa Scrocco)
Springtime (Suzanna Crowell)
Pink Dahlia at Bayard Cutting Arboretum. (Susan Eginton)
Grand Cayman Island. Gold, purple-striped, spiky green flowers and shrubs. (Seth Kaplan)
(Sandra Tsamis)
Nature's beauty. (Sandra Tibus)
Be(e) happy! (Sally Jones)
Japanese camellia. (Russell Henault)
Iris after rain. (Rose Faucher)
New England summer cacti. (Rosalie Bertolini)
I don't think we're in Holland anymore! (Robin Grossman)
Dragonfly on a lily. (Robert Steen)
Lupines, Saint Mathews Church Sugar Hill, N.H. (Robert Donofrio)
Sunshine on a rainy day.(Richard Bellefeuille)
(Renee Phillips)
Flowers at sunset. Seneca Lake, Finger Lakes Region, Geneva, N.Y. (Rebecca Macomber)
Daffodil close-up. (Peter Willis)
Lupine field. (Patricia Vilnit)
Beauty in the Boston Public Garden. (Patricia Muxie)
Planet flowers. (Parag Shirname)
Tulips glory. (Noreen Ruggiero)
The emergence. (Nils Friedman)
Flowers in the middle of nowhere. (Negma Sulaiman)
After the rain. (Nancy Peck)
Rose of Sharon "Red Heart."(Gregg Lentoni)
Dahlia (Nancy Maia)
Sunflower (Michele Gernsten)
Spring tulips. (Michael Orlando)
Dahlias for daze. (Melissa Roberts)
Raindrops on a rose. (Meghan Dyckova)
After the rain. (Meagan Fedigan)
Morning beauty. (Mary Ellen Poh)
Day lily. (Mary Arduser)
Purple summer hydrangeas. (Martin McGloin)
Spring flower. (Martin Allen)
(Marylynn Smith)
Beautiful flowers. (Lloyd Hoffman)
Burst of passion! I grew this in my backyard. (Linda Hirschberg)
Pollinator in my garden. (Linda Dunn)
Painted with light. (Leann Soderberg)
Sunlit glory. (Laurie Crosby)
Daisy dew. (Larry Ball)
Two-toned rose. (Kathleen MacAndrew)
(Kathleen Grassl)
Simply divine. (Karina Voldiner)
Lacy Cap hydrangea. (Judi Benvenuti)
Relections (Joyce Donovan)
Sunset bloom. (Josephine Glynn)
Orchid collection in full bloom. (John Haesche)
Good morning, glory! (Joanne O'Brien)
Rose on a rainy day.(Joanne Ekstrom)
Cascade of color. (Joan Flaumenbaum)
Pink peony garden bouquet. (Jean Saladino)
Blessings! 2021 (Janne't Brown)
Hudson Valley, N.Y. (Janine Bender, AAA Employee)
A Flower in Florence. (Janet DeMatteis)
Floral beauty in Naples, Fla.(Howard Ben-Ami)
Painted daisies. (Heidi Brenneke-Nunes_
Stargazing (Heather Carleton)
Red lilies with spider.(Greg Gale)
Beauty at its best. (Grace Langelotti)
After the rain in Chatham, Mass. (Gloria Mossberg)
Hydrangeas in full bloom. (Gloria Fugazy)
Talcott Green House, Mount Holyoke College, S. Hadley, Mass. (Gillian J. Furnissg)
Drink up, little bees! (Fran Mayko, AAA Employee)
Hearts of spring. (Ellen Best)
Faerie roses in bloom.(Elizabeth Libner)
Good morning! (Elaine Martin)
Pansies spotted by Irish Hunger Memorial, NYC. (Elaine Chan)
Spring cover for a shy angel. (Dr. Esther Pottoore)
Lotus (Douglas Kelley)
A rose is a rose is a rose. (Donna Lucas)
Single bloom of perfection. (Diane Roberts Parris)
Spring flowers. (Diane Driscoll)
Bursting open. (Debra Swisher)
Bee on dahlia. (Debby Eskenazi)
First light. (David Tibbetts)
Spring tulips. (David Saias)
Everyday beauty. (Cynthia Schaedig)
Vermont roadside, flowers and fishermen. (Connie Gersick)
Rockport, Mass. (Cindy Rachmaciej)
(Cindy Buhner)
After the rain...(Christine Kress)
(Catherine O'Connell)
My mini rose bush keeps coming back, year after year. It’s a miracle of nature.(Carolyn Stanley)
Springtime in the desert.(Carol Stacey)
Sweetest sweet peas. (Carol Sharick)
(Carol McKiernan)
Taking a rest. (Carol Forrest)
Sensational snapdragons. (Carla Trottier)
Morning rose. (Brian Santerre)
Spring tulips at Frelinghuysen Arboretum in Morristown, N.J. (Betty Lade)
Dahlia with two visitors. (Barbara Desouza)
Poppy, symbol of remembrance. (Anne L Barcelo)
Sunflowers in the Skylands. (Marilyn Kober)
George Hill wild flowers.(Doug Beller)
Clear or misty. (Janis Lee)
Sunset at Caratunk. (Renee Vigneau)
Tips on Photographing Flowers
“The earth laughs in flowers.” I have to agree with Ralph Waldo Emerson on this. Flowers are one of Mother Nature’s most beautiful creations. There is nothing that brings me more joy than photographing a field of wildflowers.
There are so many things to consider when photographing flowers, from lens choice to lighting. Although you are starting out with a photogenic subject, there are still ways to elevate a quick snap to a thoughtful, vibrant and well-composed image that amplifies what nature provides. I am sharing my favorite flower photography tips below.
Lens Choice
You can use just about any lens for flower photos. Different apertures and focal lengths yield completely different results. For example, a macro lens will allow you to get really close and capture all the details, whereas a wide-angle lens will show more of the flower in its environment. I love using a macro lens and my 135mm f/1.8 lens. The 135mm gives beautiful blur and compression. I recommend playing with different lenses and focal lengths to see what you like best.
(Photo: Beth Mancuso)
Lighting
If you are a novice, I highly recommend waiting for an overcast day or cloud cover to try out flower photography. Overcast days provide soft, evenly distributed light, which really makes for beautiful pictures. Full sun leaves you with bright spots and harsh shadows. If you find yourself stuck with a sunny day, you can use a diffuser to filter the harsh sun rays.
More experienced photographers should snap floral pics during the golden hours – the hour after sunrise and before sunset. Golden hour shots add in more lighting dimension and an overall sense of warmth.
Aperture Choice
When photographing flowers you need to consider your depth of field. Do you want to showcase just one flower and have the background be blurry? If so, then you will want to choose a large aperture – anywhere between f/1.8 -f/4. If you are trying to capture multiple flowers or a field of flowers you will want to choose a small aperture – anywhere between f/11-f/22.
Framing
Framing your flowers with other flowers or leaves makes for an interesting composition. You can look for plants that are already there or you can try cutting one and holding it near the flower or your lens.
Height and Angles
Vary your height and angles when shooting flowers. I like to take them from three different angles and heights. I start out at the flower’s height, move up slightly, and then take one shot straight down on the flower. I like to rotate 360 degrees around the flower too. Your lighting and background can be completely different with each turn.
(Photo: Beth Mancuso)
Bonus Tip
Bring a water mister or spray bottle with you to spray the flowers with water. This will add some beautiful water droplets to your flowers.
Check out past AAA Photo Sessions and stay tuned for the next one, coming soon.
Beth Mancuso is a professional landscape and travel photographer.
Ostia Antica once was Rome’s main seaport, a pivotal harbor for trade and warfare during the empire’s peak.
Today it just may be the best ancient attraction you’ve never heard of.
Like the celebrated ruins of Pompeii, much of Ostia Antica is still standing. But it wasn’t a volcano that sealed the city’s fate as a remarkably well-preserved site.
Ostia Antica was abandoned in 476 A.D. after the Roman Empire fell. In the centuries that followed, deposits of silt piled up until the entire city was buried (and then some). The once-waterfront locale is now 2 miles away from the sea.
The silt served as a Ziploc bag for Ostia Antica, preserving many of its buildings, roads, mosaics and frescos. And today, you can still sit in the stands of its amphitheater, climb the stairs of ancient apartment buildings, and breeze through restaurants, baths and workplaces that defined a way of life.
Maybe best of all, unlike Pompeii, there are barely any tourists around for most of the year.
(Photo: Getty Images)
Mid-Rise Antiquity
Between 75,000 and 100,000 people called Ostia Antica home during its peak in the second and third centuries AD. It was mainly a mercantile and working-class town filled with laborers, in contrast to Pompeii’s tony tone.
As such, some of Ostia’s most well-known ruins are housing. Most of its population lived in “insulae,” the world’s first apartment buildings. While these were built to house the majority of the city’s working class, some also include luxury apartments, complete with surprisingly modern floorplans, running water and kitchens.
You can still climb the narrow stairs of some of these buildings or check out the hollowed-out taverns located on the ground floor. In essence, Ostia was a city dominated by (what we’d call today) mixed-use, mixed-income, mid-rise commercial real estate.
Taken together, the city provides valuable insight into the everyday lives of the empire’s middle-class. Where Pompeii was a playground for the wealthy, Ostia was down to earth, a true bedroom community.
And true to its nature, there are few if any velvet ropes cordoning off the ruins. You can climb them, sit on them, interact with them in a way you can’t in most ancient sites.
Site Insight
It’s not just architectural style that gave the ruins their renown. There’s plenty of historical substance too.
The city is home to the oldest known synagogue in Europe, and one of the oldest in the world found outside of Israel. Unearthed in 1961, the Ostia Synagogue was built around 45 A.D. and actively served as a synagogue right up until the fifth century A.D.. And for Catholics, Ostia is notable for being part of St. Augustine’s journeys and also as the city where his mother, St. Monica, died.
Ostia’s oldest structures date back to the third century B.C., including the ruins of a military camp. Over the years, it witnessed civil wars, pirate sackings, political kidnappings, was burnt down and rebuilt then torn down again.
The statesman/orator Marcus Tullius Cicero provided the city with protective walls. Tiberius built its first forum. Julius Caesar expanded the city’s port and canals to secure the transport of grain to Rome. Claudius built its harbor while Trajan built a bridge across it.
And obviously, much of it was built to last. The city’s 2,000 year-old amphitheater still hosts some cultural celebrations today.
Getting to Ostia Antica
The Rome – Lido railway is the main transportation to and from Ostia and the center of Rome, a ride that takes about 35 or 40 minutes. Once there, local busses will get you where you want to go.
You’ll want to avoid Ostia Antica during summer months as a lot of native Romans vacation at its beaches. Otherwise, you can stroll through the city’s original curbed pavement without too much competition.
Mainly, the best advice is to take comfortable footwear because if you want to see it all – and it can all be seen in one day – you’ll have to hoof it.
But in the future it may be impossible to see Ostia Antica all in one day. Archaeologists estimate nearly two-thirds of the town still hasn’t been excavated.
This city of ghosts may still have a few more secrets to tell hidden just below the surface.
Experiencing wanderlust? Visit AAA.com/Travel for plenty of Italian tour info and inspo!
Where’s your favorite “best-kept secret” spot? Tell us in the comments below!
The pandemic put a lot of vacations on hold. Now, as the world starts to open up, hopes are high that we’ll be able to go on the much-needed getaways we’ve been patiently waiting for.
Whether you hope to spend your next adventure lounging on the beach, theme park hopping or kayaking down a babbling waterway, make sure you can afford everything you want to do with these tips on how to save for vacation.
Choose Your Timing Wisely
As you begin planning for your next vacation, consider going to your destination sometime other than during the summer. Early in the year (January to February) or late summer/early autumn (September) – essentially staying away from peak travel times like holidays and school breaks – are good choices. This way, you’ll be avoiding crowds and saving money by choosing less sought-after times.
Calculate the Price and Set a Goal
Depending on whether you’re planning to stay domestic or travel internationally, there are a variety of costs to account for, including plane tickets, transportation, lodging, meals, entertainment and souvenirs. All-inclusive trips are great, but you should still save a little extra money for spontaneous out-of-pocket expenditures.
Once you have an idea of how much your vacation will cost, subtract what you already have saved. The difference is your vacation savings goal. Knowing the specific amount of money you still need to save will allow you to figure out how much money you need to set aside per paycheck, week or month.
Pocket Some Extra Cash
Make saving for your next vacation a little quicker and easier by earning some extra money. One way to do this is by picking up a side gig or part-time/seasonal job.
A side gig, also known as a side hustle, includes jobs like driving for a ride-share service like Lyft/Uber, making food deliveries or doing freelance work. Side gigs offer the flexibility to work around your current schedule while earning additional income. If you need inspiration, check out these 5 great gigs for college students and 7 best part-time retirement jobs.
For a part-time or seasonal job at a brick-and-mortar location, grocery stores, restaurants and other retail locations often have plenty of options. Do your job search through a website like Indeed or ZipRecruiter, or visit the official website of a business you like and search for career opportunities.
Another way to earn a little extra money is to sell items you already have. Consider holding a yard/garage sale or sell more specific items like art, clothing, knickknacks and collectibles, with websites or apps like eBay, Facebook Marketplace, Let Go and Poshmark.
Make the Most of Your Money
Consider opening a special savings account specifically for vacations. Make it a high-interest or high-yield savings account if you can.
If your vacation isn’t for a while, consider saving with a high-yield certificate of deposit. There will likely be a minimum deposit requirement and you won’t be able to access that money without a penalty until it matures – after 6 months, a year, 2 years, etc., but the annual percentage rate or APR will likely be higher, meaning you’ll earn more interest.
Another option is using a cash-back rewards credit card. We all have daily expenses, so why not earn money on eligible purchases? Then, funnel those cash-back rewards right into your vacation savings.
Cut Costs Where You Can
Anywhere from a year to six months before your trip, try to be extra frugal. Set a stricter budget and save a little extra cash by not eating out, canceling a gym membership or cutting back on subscription services.
Shop Discounts and Sales
If your vacation will require a lot of walking (hello, theme parks!) or if you’ll be participating in watersports, hiking or other activities, you may need some gear you don’t already own. Get a new pair of walking shoes or more specific gear when they’re on sale to minimize the amount you have to spend.
AAA members can save with the AAA Powersports, RV and Buying Program or take advantage of discounts on products from Outdoorsy, Life is Good, Reebok Outlet Stores and other merchants.
Another way to save and shop the sales is by using a travel agent. They will help you find different travel packages, comparing prices to help you find the best deals for your budget. AAA Travel Advisors are friendly, knowledgeable and will help you find and plan your next vacation.
Yoga is a practice that incorporates a mix of stretches, physical postures, deep-breathing exercises and relaxation techniques as a way to help improve both physical fitness and mental wellness. If you’ve never tried it before, or are simply looking to brush-up, this intro to yoga will get you acquainted with the basics and benefits.
Intro to Yoga
The practice of yoga originated in India and was first introduced to the U.S. by a Hindu monk named Swami Vivekananda in 1893. This early form of yoga was more of a philosophy, including elements of psychology and self-improvement. Yoga would continue to spread around the world and take on many forms.
“While there are more than 100 different types, or schools, of yoga, most sessions typically include breathing exercises, meditation and assuming postures (sometimes called asana or poses) that stretch and flex various muscle groups,” according to the American Osteopathic Association.
The pose-based yoga we know today gained popularity in the early 20th century. Modern forms of yoga often focus on improving mental and physical health, and some also include spiritual elements.
The Health Benefits of Yoga
Yoga boasts many benefits, including improving physical fitness, mental health and emotional well-being, according to Johns Hopkins Medicine.
Physical Benefits
Yoga helps improve your balance and flexibility all while toning and strengthening a variety of muscles. It can also help lessen chronic pain, including arthritis, carpal tunnel syndrome, lower back pain and more.
“With continued practice comes a gradual loosening of the muscles and connective tissues surrounding the bones and joints; this is thought to be one reason that yoga is associated with reduced aches and pains,” according to a study by the International Journal of Yoga.
Yoga can also improve your cardio and circulatory health. Yoga involves a lot of deep breathing, leading to improved respiration and increased blood flow.
“Yoga also thins the blood,” according to the study, “which can decrease the risk of heart attack and stroke.”
Like many other forms of exercise, routinely practicing yoga can also help you maintain a balanced metabolism and help with weight loss.
Mental/Emotional Benefits
When it comes to emotional and mental benefits, yoga can help improve your concentration as well as promote feelings of calmness and general wellbeing.
Yoga can help you feel more energetic and improve your mood. “Yoga can produce an invigorating effect on mental and physical energy that improves fitness and reduces fatigue,” according to the International Journal of Yoga study.
Yoga has also been used as a tool for coping with mental health issues, helping people achieve a more balanced mental state.
“Yoga targets unmanaged stress, a main component of chronic disorders such as anxiety, depression, obesity, diabetes and insomnia,” according to the American Psychological Association. “The practice enhances resilience and improves mind-body awareness, which can help people adjust their behaviors based on the feelings they’re experiencing in their bodies.”
Yoga can also help with stress management and alleviate some of the adverse effects stress has on the body.
“Practicing yoga and meditation as a means to manage and relieve both acute and chronic stress helps individuals overcome other co-morbidities associated with diseases and leads to increased quality of life,” according to the study. “It lowers breathing and heart rate, decreases blood pressure, lowers cortisol levels and increases blood flow to the intestines and vital organs.”
Yoga may also help you get better sleep. The same study by the International Journal of Yoga showed “regular practice of yoga resulted in a significant decrease in the time taken to fall asleep, an increase in the total number of hours slept and in the feeling of being rested in the morning.”
Types of Yoga
There are many different schools of yoga. Modern interpretations tend to place more emphasis on physical fitness, as opposed to spiritual enlightenment, but stress-relief and mindfulness are still important aspects in several forms of yoga.
To get you started on your intro to yoga, here’s a general breakdown of some of the most popular types.
Yin/Meditative yoga – a slower paced form of yoga, where poses are held for longer.
Vinyasa/Flow yoga – focuses on pairing breath with movement.
Sivananda – focuses on general relaxation, using a mix of poses and breathing exercises.
Restorative yoga – focuses on relaxing your body and mind, calming you down after a long day.
Prenatal yoga – intended for pregnant women, helps prepare them for labor.
Power yoga – a more physically active form of yoga, open to interpretation by individual teachers.
Kundalini yoga – a mix of physical and spiritual wellness, focusing on unlocking energy (life force energy, prana or chi).
Jivamukti yoga – a vinyasa-style yoga mixed with spiritual Hindu teachings, including connection to the Earth and vegetarianism.
Iyengar yoga – focuses on alignment, often includes props (straps, blocks, chairs, etc.)
Hot yoga – occurs in a hot, sauna-like room to help you sweat.
Hatha yoga – focuses on balance, also an umbrella term for physical-based yoga practices.
Ashtanga yoga – focuses on poses, where you work through a series of postures.
Anusara yoga – focuses on the mind-body-heart connection.
Aerial/gravity yoga – a newer practice that uses suspension/hammocks.
Acro yoga – another new interpretation, this yoga form is done with a partner.
Trying Yoga
Yoga is accessible to beginners and experts alike, regardless of age.
When it comes to supplies, all you need is a yoga mat and comfortable clothes. If you’re new to yoga, or looking to get back into it, there are plenty of instructional videos and apps available online. Also, in-person yoga classes (especially outdoor varieties) for beginners are likely to return as more people get vaccinated. It’s helpful to learn from an in-person instructor if you’re a beginner, since they can help you with form and adjustments.
Aging may not be something we enjoy thinking about, but it is an inevitable and natural part of life. As we get older, so do the people around us, meaning now might be the right time to start learning more about caring for elderly parents.
No one wants to have to “parent” their parents, but a day may – and likely will – come when older family members can no longer live on their own.
Figuring out how to handle elder care can be daunting. It all starts with an awareness of your parents’ physical, mental and emotional well-being as well as their wishes for the future. Do they need help with simple, daily tasks or more specific, health-related care? What are their hopes when it comes to their final years? How has the pandemic affected them?
Knowing the right questions to ask and some preemptive steps to take can go a long way in lessening familial concerns. This guide about caregiving for elderly parents may help.
Adult Caregivers in America
“There are 40.4 million unpaid caregivers of adults ages 65 and older in the United States,” according to data from the Pew Research Center. “Of that group, nine-in-ten are providing care for an aging relative, and a plurality is caring for a parent.”
Adults between the ages of 45 and 65 are the most likely to be caregivers. “About a quarter (23%) of adults ages 45 to 64 care for an aging adult,” according to Pew Research.
Most (58%) of these caretaking adults are helping their parents with daily tasks and home maintenance, like running errands, doing housework and making home repairs. While a majority (88%) of adults providing care for a 65+ parent find it rewarding, nearly one third of these adults (32%) also find it stressful.
Knowing How to Help
Many times, you’ll only know what others need by asking. Figuring out how to go about caring for elderly parents is a lot easier when everyone is on the same page.
Have a Talk
“92% of Americans think it’s important to discuss their end-of-life wishes,” according to a national survey by The Conversation Project. “Yet only 32% have actually shared their wishes.”
Ask your parents their preferences: How would they like to spend their older years, specifically when it comes to living situations and their wishes for medical care in the case of serious illness? Choosing a primary decision-maker and getting financial affairs and important documents in order can be harder topics to discuss, but are equally necessary.
It’s also important to understand how much care your parents need based on their cognitive health, physical mobility and quality of life, as well as their desire for a social life and proximity to family.
Assessing your parents’ ability to carry out activities of daily living, also known as ADLs, is important as they continue to age. ADLs include eating, getting dressed, functional mobility, bathing and other personal hygiene routines, according to Aging In Place. As ADLs become more difficult, additional assistance is likely necessary.
Offering Assistance
Once you know your parents’ wishes and how they’re doing when it comes to ADLs, you can start making a plan.
Create a list of daily, weekly and monthly to-do’s and assess how manageable they are. Your parents may still be completely capable of remembering to take medications and pay bills, but might need help with transportation to medical appointments and assistance with house and yardwork.
Companionship is another thing to consider. Try organizing visits with siblings, cousins and grandchildren – and even close friends and neighbors – to ensure elderly family members are never lonely.
If you’re having trouble getting family involved in elder care, see these tips from Daily Caring on how to ask family for help.
Know Your Boundaries and Limitations
Caring for elderly parents is not an easy job. It’s important not to forget self-care, especially when caring for others.
Take some time to self-reflect and consider how much care you can realistically give without hindering your own mental, emotional and physical well-being.
Your own schedule and responsibilities may keep you from visiting older relatives as often as you’d like or need. You may also not feel comfortable doing certain tasks. Bathing or helping others go to the bathroom may be out of your comfort zone, and that’s OK.
You may need the assistance of a home care provider. Also, certain diagnoses – like dementia and Alzheimer’s – may eventually require specialized care.
Special Services
There are a variety of services that offer in-home, supplemental assistance to make your parents’ lives easier.
Deliveries and Subscriptions
Start with a grocery or food delivery service to make sure your parents are eating well. Then, teach them how to shop online and set up reoccurring deliveries for frequently bought consumables like pet food, cleaning supplies and personal hygiene products.
In-Home Caregiver
If your parents need help with daily tasks, an in-home caregiver is another option.
“Caregivers have found that in some instances the person receiving care can be more cooperative with someone other than the primary caregiver,” according to the Family Caregiver Alliance. “Engaging an attendant can help to preserve your relationship as daughter or partner, rather than always having to be the chore person or taskmaster.”
See tips on hiring in-home help from the FCA here.
Respite Care Services
If you’re providing frequent care for your parents, you might want to consider a respite care service.
“Respite care provides short-term relief for primary caregivers,” according to the National Institute on Aging. “It can be arranged for just an afternoon or for several days or weeks. Care can be provided at home, in a health care facility or at an adult day center.”
Other services worth consideration are adult day programs. These programs offer social and recreational activities for seniors as a means of family support during the day. Find adult day programs near you here.
There are also volunteer senior companion programs, where volunteers visit seniors to offer companionship, conversation and activities like art, games and puzzles.
Looking for more ways to support your elderly parents? AAA members can save on Joy for All Companion Pets, robotic cats and dogs that bring comfort and companionship to those who are aging.
Housing Options
Your parents’ living situation can help dictate how much – and what form of – additional, long-term care they may need.
Staying Close to Family
For the time being, your parents might want to continue living independently. This could mean downsizing to a more manageable property or moving to a location closer to you or other relatives. Another option is moving in with family – whether that be with their kids, grandkids or a sibling – as long as it’s safe and beneficial for everyone involved.
Independent Living Communities
Independent living communities – also called retirement communities – let seniors rent or buy a home, apartment or mobile home and be part of a community of their peers. This kind of housing often includes amenities, like security, group meals and transportation options. Also, residents often won’t have to do yardwork and/or housekeeping.
Assisted Living Communities
Assisted living communities provide staff who help residents with certain daily tasks – like dressing, bathing and meals, along with transportation to medical appointments. While more care is offered here compared to independent living communities, seniors who need medical surveillance and/or more specialized caregiving may be better off in a nursing home.
Nursing Homes
Nursing homes – or skilled nursing facilities – “typically include nursing care, 24-hour supervision, three meals a day and assistance with everyday activities,” according to the National Institute on Aging. “Rehabilitation services, such as physical, occupational and speech therapy, are also available.”
Financial Concerns
Figuring out how to pay for long-term care can be a major source of stress, but there are many options to explore when it comes to affording elder care.
Tax Credits and Deductions
If you are a family caregiver, you can be eligible for federal tax credits and deductions.
Until 2025, the Internal Revenue Service allows family caregivers to claim certain individuals as “other dependents.” Your loved one must be a legal resident who lives with you while you pay 50% of their living expenses. Their income must also be below a certain amount to qualify.
Personal Finances
It’s best to start saving for elder care as soon as possible.
One option is purchasing long-term care insurance. This must be done prior to retirement age – so when you’re in your 40s and 50s. Other options are to save by investing in a 401(k), an IRA or a non-retirement investment account now, so you can pay for care later.
Again, purchasing a life insurance policy is cheaper when you’re young, but it’s never too late to invest in your – and your family’s – future. Policy holders can borrow money against their policy to help pay for post-retirement expenses.
Reverse Mortgages
Adults must be 62 years or older in order to qualify for reverse mortgages. Also known as a home equity conversion mortgage, a reverse mortgage allows senior homeowners to gain access to the equity built up in their home in the form of tax-free loan proceeds. Speak with a AAA reverse mortgage consultant today.
Government Programs
Medicare can pay for some medical costs for people ages 65 and older. This includes “inpatient hospital stays, care in a skilled nursing facility, hospice care and some home health care” (Medicare Part A/Hospital Insurance), “certain doctors’ services, outpatient care, medical supplies and preventive services” (Medicare Part B/Medical Insurance) and “helps cover the cost of prescription drugs” (Medicare Part D), according to Medicare.gov.
Medicaid covers medical care and some types of long-term care for people with limited income.
“Medicaid pays for care for seven out of every 10 nursing home residents, but Medicare generally does not pay for nursing home care,” according to Aging in Place.
For more information on government benefits/assistance, visit benefits.gov. For help finding a service, call the National Council on Aging at 571-527-3900.
Additional Elder Care Resources
Every person’s situation is different, meaning you may need more specialized resources.
If you’re finding broaching the topic of elder care difficult, check out these Conversation Starter Guides from The Conversation Project.
Wives, husbands and partners of chronically ill or disabled people can find support through the Well Spouse Association and their nationwide listing of local support groups.
It’s time to start thinking about traveling again. It’s a moment we’ve all been anticipating. And we at AAA Northeast are ready to help.
If you need some great ideas, check out our story about family travel trends. I can’t wait to hit the road again with loved ones, and I’m sure many of you feel the same.
If you need help with planning your long-delayed getaways, turn to our trusted Travel advisors, who have years of experience and specialized training to help you get the most out of your travel plans.
Now more than ever, members are using AAA Northeast Travel advisors to triple-check itineraries, find member discounts and provide information on ever-changing COVID-19 regulations.
They are SmartDepart-certified, so they can counsel you on the best travel safety practices and help you comfortably navigate any new guidelines.
And if you have any travel credits from delayed plans, they can help with that, too.
With demand increasing, any available openings at resorts, theme parks and cruise lines will fill up fast. I encourage anyone who wants to travel to book now – and work with an agent to help secure your preferred timing and itineraries.
I look forward to seeing you on the road – and in the skies – soon.
There’s something magical about getting out on the water, especially on a beautiful day. Thankfully, the Northeast is home to rivers, lakes and other waterways perfect for canoeing, kayaking, stand-up paddleboarding, boating and simply whiling away lazy summer days out on the water.
We’ll show you where to rent a boat, canoe or kayak in the Northeast and share some our favorite places for local boating trips.
Whether you’re marveling at the sights or traversing rapids, paddling can be a relaxing or thrilling activity. Head out on your own for some quiet time alone in nature or go with a partner or small group for a memorable day out.
Connecticut
The longest river in the New England region, the Connecticut River is over 400 miles long and stretches out across several states. It’s both wide and deep, making it suitable for boats of various speeds and styles. The Connecticut River also features many hidden creeks and coves great for small-boat exploration. There are hundreds of access points along the river, which can be found here.
Then there’s the Farmington River, which stretches diagonally from northwestern Connecticut until it joins the Connecticut River further southeast. This river is great for canoeing, kayaking and tubing.
If rivers aren’t your speed, Connecticut is home to plenty of lakes, like Lake McDonough and Mashapaug Lake, while also boasting plenty of coastal region.
Where to rent a boat: These state parks offer tons of great spots for canoeing and kayaking; however, only Burr Pond, Lake Waramaug and Sunrise Resort State Park offer rentals.
Massachusetts
The Concord River runs for about 11 miles and is great for canoeing, kayaking and rafting. You can travel the entire waterway by canoe or kayak, but it’s also conveniently broken into sections: Egg Rock to Carlisle-Bedford Bridge and Carlisle-Bedford Bridge to the Middlesex Canal.
There’s something for every kind of boating fan in Massachusetts. The Boston Harbor Islands offer great views of Boston’s skyline. The Massachusetts Office of Fishing and Boating Access maintains 290 access points on coastal waters, great ponds and rivers across the state. See which ramps are open for the season, here.
Where to rent a boat: Plum Island kayaking features tours and lessons as well as opportunities to see wild seals. Find more opportunities for local boat rentals, here.
New Hampshire
New Hampshire is home to the the Fourth, Third, Second and First Connecticut lakes. The Ashuelot River, with its five boat landings, is great for both whitewater and leisure paddling, depending on your preference. Both small watercraft and motorboats are allowed in deeper waters while canoes and kayaks are appropriate for rapids.
More white waters can be found in the Contoocook River, though waters are calmer closer to Concord, N.H. Sea kayaking on the Great Bay is also exciting, along with kayaking and canoeing on Lake Umbagog and Squam Lake.
Animal lovers will enjoy Grafton Pond, a 300-acre lake that’s a popular nesting site for loons, along with New Hampshire’s other state parks perfect for boating and nature-gazing. The calm, swimmable waters of the Pemigewasset, or “Pemi,” River are also popular.
Where to rent a boat: There are tons of boat rentals and marinas in New Hampshire’s Lakes Region.
New Jersey
Take a canoe, kayak, raft or tube down the Delaware River, a 300-plus mile waterway that stretches along the borders of New Jersey, New York and Pennsylvania. The Delaware features a mix of calmer and rougher waters as well as scenic views.
Lake Hopatcong, the state’s largest freshwater lake, is great for boating, kayaking and sailing. Hopatcong State Park is located at the southwest end of the lake, making it a great spot for nature-watching and swimming, too.
There are also plenty of ocean boating and sailing opportunities in New Jersey along the coastal side.
Where to rent a boat: Both canoe and kayak rentals are available along the Hackensack River, which begins in New York and stretches out across much of New Jersey. Make a difference on your trip by participating in a river cleanup.
Where to rent a boat: Find local boat rentals for the Finger Lakes at Morgan Marine or Stivers Seneca Marine. For Lake George rentals, see here. Find more spots perfect for canoeing and kayaking here.
Rhode Island
For saltwater kayaking, there’s Ninigret Pond, a large coastal lagoon, or the scenic Napatree Point and its three small marinas. For calmer waters surrounded by foliage, head to the Upper and Lower Woods Rivers. Paddle route maps to these rivers can be found here.
Paddlers on the historic Blackstone River, which stretches across Massachusetts and Rhode Island, will pass farmlands, forests and the occasional watermill. You can even rent a kayak in downtown Providence and gain a stunning new vantage point of the city’s skyline.
There’s no denying that in the past year, interest in RV travel – whether in a deluxe 40-foot model, a converted van, a “Skoolie,” (a transformed school bus), or a tow-along trailer – has exploded. And why not? In a world that practically shut down last year, getting out in the great outdoors had enormous appeal, and still does.
RV shipments were up 39% in January 2021, compared to January 2020, according to a report by the RV Industry Association. Another interesting fact: 51% of RV owners are between 18-54 years old.
Kim Foley MacKinnon inside her customized (by her) Scamp.
Anecdotally, I can attest to this trend, because I’m part of it. Last June, I bought a used travel trailer, having only seen it via video, almost on the spot. And I don’t regret it one bit. My little 13-foot 1981 Scamp has allowed me to travel during the pandemic in a way that makes me feel safe. Though tiny, it is mighty, with a sink, stovetop, heat, refrigerator, lights and room for three. Having purchased a privacy tent, a solar shower and a camp toilet setup, my family can be mobile and completely self-contained.
We aren’t new to camping; we’ve just used tents until now. Having a solid roof, a comfy off-the-ground bed and an indoor stove, is pure luxury to us. We’ve camped in Plymouth, Mass., Cape Cod and the Berkshires so far, respecting state travel restrictions and learning as we go: how to hook up the water and electric, back up into a tight space, check the propane and more. Maybe my curtain-making skills aren’t that great, but they do the job. And my husband, our household chef, is thrilled to have a fridge. No more endless runs to buy ice.
Countless RV groups and YouTube videos have been enormously useful. That’s how I learned to make no-sew curtains and discovered a foolproof way to back up the Scamp called the “scoop.” It’s already been an adventure for us, and we’ve hardly gone anywhere. I can’t wait to explore further afield!
Prefer to Test the Waters?
If renting and driving an RV seems too daunting (let alone purchasing one!), there are creative ways to get a taste of an RV vacation. Outdoorsy is a company that works like Airbnb, but with RVs instead of rooms or houses. You can book one you like and even have it delivered to the campground of your choice. AutoCamp Cape Cod just opened this spring, with luxurious Airstreams, fancy tents and tiny houses all decked out. Many campgrounds also offer RVs for rent. Sites like GoRVing, The Dyrt, Harvest Hosts and others are also great places to get advice and information.